Home > Ventura County National Bank > Assets and Liabilities
Ventura County National Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 76 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $192,755,000 | 2,418 |
| Cash and due from depository institutions | $13,929,000 | 2,479 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $25,352,000 | 4,468 |
| Federal funds sold & reverse repurchase agreements | $34,900,000 | 390 |
| Net loans & leases | $113,340,000 | 2,480 |
| Loan loss allowance | $3,557,000 | 1,155 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $969,000 | 6,104 |
| Other real estate owned | $734,000 | 2,479 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,531,000 | 2,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,755,000 | 2,418 |
| Total liabilities | $173,506,000 | 2,431 |
| Total deposits | $171,565,000 | 2,260 |
| Interest-bearing deposits | $111,636,000 | 2,952 |
| Deposits held in domestic offices | $171,565,000 | 2,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $450,000 | 4,027 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,491,000 | 2,597 |
| Total equity capital | $19,249,000 | 2,335 |
| Total bank equity capital | $19,249,000 | 2,335 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,677,000 | 836 |
| Surplus | $5,840,000 | 2,503 |
| Undivided profits | $8,732,000 | 2,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,391,000 | 2,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $802,000 | 2,845 |
| Earning assets | $173,592,000 | 2,456 |
| Long-term assets (5+ years) | $32,638,000 | 1,853 |
| Average Assets, year-to-date | $184,056,800 | 2,438 |
| Average Assets, quarterly | $187,291,500 | 2,453 |
| Volatile liabilities | $33,355,000 | 1,909 |
| Insider loans | $1,967,000 | 2,150 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $49,578,000 | 1,067 |
| Tier 1 (core) risk-based capital | $19,637,000 | 2,190 |
| Tier 2 risk-based capital | $1,708,230 | 1,838 |
| Total risk weighted assets | $134,809,430 | 2,089 |
| Total unused commitments | $49,578,000 | 1,073 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 80 | 2,423 |
| Assets and Liabilities | ||
| Total Assets: | $183,454,000 | 2,540 |
| Cash and due from depository institutions | $16,139,000 | 2,423 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $21,230,000 | 5,326 |
| Federal funds sold & reverse repurchase agreements | $37,200,000 | 426 |
| Net loans & leases | $102,661,000 | 2,632 |
| Loan loss allowance | $3,854,000 | 1,116 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,176,000 | 5,490 |
| Other real estate owned | $1,700,000 | 2,423 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,348,000 | 2,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,454,000 | 2,540 |
| Total liabilities | $165,741,000 | 2,533 |
| Total deposits | $161,702,000 | 2,423 |
| Interest-bearing deposits | $104,269,000 | 3,163 |
| Deposits held in domestic offices | $161,702,000 | 2,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,642,000 | 2,165 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,397,000 | 2,794 |
| Total equity capital | $17,713,000 | 2,535 |
| Total bank equity capital | $17,713,000 | 2,535 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,677,000 | 840 |
| Surplus | $5,840,000 | 2,512 |
| Undivided profits | $7,196,000 | 3,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,240,000 | 1,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $838,000 | 2,794 |
| Earning assets | $161,191,000 | 2,631 |
| Long-term assets (5+ years) | $11,573,000 | 3,683 |
| Average Assets, year-to-date | $176,643,400 | 2,537 |
| Average Assets, quarterly | $178,872,000 | 2,566 |
| Volatile liabilities | $22,473,000 | 2,399 |
| Insider loans | $5,729,000 | 783 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $30,703,000 | 1,465 |
| Tier 1 (core) risk-based capital | $17,710,000 | 2,422 |
| Tier 2 risk-based capital | $1,412,830 | 2,124 |
| Total risk weighted assets | $110,584,930 | 2,461 |
| Total unused commitments | $30,703,000 | 1,476 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 90 | 2,240 |
| Assets and Liabilities | ||
| Total Assets: | $177,589,000 | 2,580 |
| Cash and due from depository institutions | $8,770,000 | 2,240 |
| Interest-bearing balances | $694,000 | 2,887 |
| Securities | $33,078,000 | 3,932 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 526 |
| Net loans & leases | $110,021,000 | 2,455 |
| Loan loss allowance | $6,030,000 | 804 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,352,000 | 5,006 |
| Other real estate owned | $1,016,000 | 2,240 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,351,000 | 2,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,589,000 | 2,580 |
| Total liabilities | $164,559,000 | 2,528 |
| Total deposits | $158,654,000 | 2,425 |
| Interest-bearing deposits | $101,629,000 | 3,203 |
| Deposits held in domestic offices | $158,654,000 | 2,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,626,000 | 1,818 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,279,000 | 2,517 |
| Total equity capital | $13,030,000 | 3,137 |
| Total bank equity capital | $13,030,000 | 3,137 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,677,000 | 838 |
| Surplus | $5,840,000 | 2,442 |
| Undivided profits | $2,513,000 | 6,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,228,000 | 761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $831,000 | 2,431 |
| Earning assets | $163,793,000 | 2,557 |
| Long-term assets (5+ years) | $4,050,000 | 6,592 |
| Average Assets, year-to-date | $207,944,400 | 2,154 |
| Average Assets, quarterly | $187,090,500 | 2,439 |
| Volatile liabilities | $21,224,000 | 2,416 |
| Insider loans | $6,044,000 | 712 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $20,362,000 | 1,888 |
| Tier 1 (core) risk-based capital | $13,727,000 | 3,017 |
| Tier 2 risk-based capital | $1,627,480 | 1,895 |
| Total risk weighted assets | $125,795,480 | 2,157 |
| Total unused commitments | $20,362,000 | 1,899 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 132 | 1,587 |
| Assets and Liabilities | ||
| Total Assets: | $240,183,000 | 1,931 |
| Cash and due from depository institutions | $13,254,000 | 1,587 |
| Interest-bearing balances | $1,982,000 | 2,398 |
| Securities | $20,848,000 | 5,945 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 1,108 |
| Net loans & leases | $185,416,000 | 1,488 |
| Loan loss allowance | $11,753,000 | 522 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,150,000 | 5,621 |
| Other real estate owned | $1,959,000 | 1,587 |
| Goodwill and other intangibles | $360,000 | 1,531 |
| All other assets | $5,196,000 | 1,543 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $240,183,000 | 1,931 |
| Total liabilities | $226,995,000 | 1,876 |
| Total deposits | $226,009,000 | 1,749 |
| Interest-bearing deposits | $137,720,000 | 2,493 |
| Deposits held in domestic offices | $226,009,000 | 1,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $986,000 | 3,153 |
| Total equity capital | $13,188,000 | 3,069 |
| Total bank equity capital | $13,188,000 | 3,069 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,677,000 | 823 |
| Surplus | $5,840,000 | 2,349 |
| Undivided profits | $2,671,000 | 6,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,631,000 | 395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,005,000 | 1,731 |
| Earning assets | $220,246,000 | 1,939 |
| Long-term assets (5+ years) | $2,758,000 | 8,010 |
| Average Assets, year-to-date | $274,886,000 | 1,655 |
| Average Assets, quarterly | $251,841,500 | 1,824 |
| Volatile liabilities | $37,225,000 | 1,492 |
| Insider loans | $10,656,000 | 405 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $9,726,000 | 346 |
| Unused loan commitments | $43,001,000 | 1,094 |
| Tier 1 (core) risk-based capital | $13,188,000 | 3,002 |
| Tier 2 risk-based capital | $2,641,380 | 1,230 |
| Total risk weighted assets | $202,199,080 | 1,384 |
| Total unused commitments | $43,001,000 | 1,118 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 144 | 1,518 |
| Assets and Liabilities | ||
| Total Assets: | $287,148,000 | 1,681 |
| Cash and due from depository institutions | $29,549,000 | 1,518 |
| Interest-bearing balances | $4,562,000 | 1,554 |
| Securities | $23,254,000 | 5,474 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $224,896,000 | 1,285 |
| Loan loss allowance | $2,562,000 | 1,721 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,796,000 | 3,970 |
| Other real estate owned | $3,845,000 | 1,518 |
| Goodwill and other intangibles | $979,000 | 1,018 |
| All other assets | $2,828,000 | 2,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,148,000 | 1,681 |
| Total liabilities | $263,865,000 | 1,687 |
| Total deposits | $254,769,000 | 1,642 |
| Interest-bearing deposits | $159,045,000 | 2,279 |
| Deposits held in domestic offices | $254,769,000 | 1,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,000,000 | 1,065 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,096,000 | 3,059 |
| Total equity capital | $23,283,000 | 1,667 |
| Total bank equity capital | $23,283,000 | 1,667 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,677,000 | 829 |
| Surplus | $5,840,000 | 2,267 |
| Undivided profits | $12,766,000 | 1,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,472,000 | 1,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,150,000 | 907 |
| Earning assets | $252,712,000 | 1,745 |
| Long-term assets (5+ years) | $5,302,000 | 6,316 |
| Average Assets, year-to-date | $280,441,000 | 1,670 |
| Average Assets, quarterly | $299,088,000 | 1,598 |
| Volatile liabilities | $61,973,000 | 1,022 |
| Insider loans | $222,000 | 3,679 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $10,371,000 | 229 |
| Unused loan commitments | $66,846,000 | 778 |
| Tier 1 (core) risk-based capital | $23,149,000 | 1,640 |
| Tier 2 risk-based capital | $2,562,000 | 1,285 |
| Total risk weighted assets | $244,382,600 | 1,190 |
| Total unused commitments | $66,846,000 | 790 |
| Derivatives | $0 | 651 |