Home > Ventura County Business Bank > Income and Expense
Ventura County Business Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 5,814 |
| Total interest expense | $225,000 | 6,246 |
| Net interest income | $1,315,000 | 5,617 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $111,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $37,000 | 5,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 5,003 |
| Total noninterest expense | $2,334,000 | 3,755 |
| Salaries and employee benefits | $895,000 | 4,504 |
| Premises and equipment expense | $196,000 | 4,700 |
| Additional noninterest expense | $1,243,000 | 2,661 |
| Pre-tax net operating income | $-908,000 | 6,951 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $-909,000 | 7,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-909,000 | 7,001 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-909,000 | 7,002 |
| Net charge-offs | $-660,000 | 7,491 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-909,000 | 6,987 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 5,764 |
| Total interest expense | $116,000 | 6,290 |
| Net interest income | $689,000 | 5,513 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $63,000 | 5,642 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $18,000 | 5,934 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 4,825 |
| Total noninterest expense | $1,179,000 | 3,746 |
| Salaries and employee benefits | $443,000 | 4,554 |
| Premises and equipment expense | $98,000 | 4,744 |
| Additional noninterest expense | $638,000 | 2,595 |
| Pre-tax net operating income | $-427,000 | 7,045 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-427,000 | 7,090 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-427,000 | 7,091 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-427,000 | 7,091 |
| Net charge-offs | $-237,000 | 7,521 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-427,000 | 7,081 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,474,000 | 5,737 |
| Total interest expense | $597,000 | 6,269 |
| Net interest income | $2,877,000 | 5,462 |
| Provision for loan and lease losses | $3,699,000 | 1,406 |
| Total noninterest income | $-2,580,000 | 7,606 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 6,358 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,622,000 | 7,586 |
| Total noninterest expense | $4,344,000 | 3,983 |
| Salaries and employee benefits | $1,949,000 | 4,313 |
| Premises and equipment expense | $399,000 | 4,759 |
| Additional noninterest expense | $1,996,000 | 3,260 |
| Pre-tax net operating income | $-7,746,000 | 7,269 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $178,000 | 2,802 |
| Income before extraordinary items | $-7,924,000 | 7,316 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,924,000 | 7,316 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,924,000 | 7,316 |
| Net charge-offs | $3,847,000 | 1,250 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $9,328,000 | 89 |
| Net operating income | $-7,924,000 | 7,301 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 5,791 |
| Total interest expense | $473,000 | 6,303 |
| Net interest income | $2,185,000 | 5,505 |
| Provision for loan and lease losses | $2,434,000 | 1,456 |
| Total noninterest income | $-710,000 | 7,665 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $25,000 | 6,566 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-735,000 | 7,625 |
| Total noninterest expense | $3,254,000 | 3,995 |
| Salaries and employee benefits | $1,495,000 | 4,278 |
| Premises and equipment expense | $293,000 | 4,885 |
| Additional noninterest expense | $1,466,000 | 3,291 |
| Pre-tax net operating income | $-4,213,000 | 7,317 |
| Securities gains (losses) | $-350,000 | 7,557 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $-4,564,000 | 7,396 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,564,000 | 7,396 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,564,000 | 7,396 |
| Net charge-offs | $2,318,000 | 1,371 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $9,328,000 | 74 |
| Net operating income | $-4,214,000 | 7,353 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 5,778 |
| Total interest expense | $339,000 | 6,267 |
| Net interest income | $1,481,000 | 5,475 |
| Provision for loan and lease losses | $2,344,000 | 1,138 |
| Total noninterest income | $-725,000 | 7,771 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $18,000 | 6,561 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-743,000 | 7,744 |
| Total noninterest expense | $2,187,000 | 3,990 |
| Salaries and employee benefits | $1,013,000 | 4,256 |
| Premises and equipment expense | $218,000 | 4,643 |
| Additional noninterest expense | $956,000 | 3,321 |
| Pre-tax net operating income | $-3,775,000 | 7,472 |
| Securities gains (losses) | $-350,000 | 7,652 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-4,126,000 | 7,532 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,126,000 | 7,531 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,126,000 | 7,532 |
| Net charge-offs | $1,603,000 | 1,317 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $9,325,000 | 49 |
| Net operating income | $-3,776,000 | 7,506 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 5,780 |
| Total interest expense | $190,000 | 6,169 |
| Net interest income | $743,000 | 5,499 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $37,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $8,000 | 6,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $1,030,000 | 4,197 |
| Salaries and employee benefits | $517,000 | 4,260 |
| Premises and equipment expense | $110,000 | 4,697 |
| Additional noninterest expense | $403,000 | 3,782 |
| Pre-tax net operating income | $-250,000 | 6,914 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-250,000 | 7,016 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-250,000 | 7,017 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-250,000 | 7,016 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 730 |
| Net operating income | $-250,000 | 6,978 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 5,446 |
| Total interest expense | $1,284,000 | 5,514 |
| Net interest income | $3,179,000 | 5,234 |
| Provision for loan and lease losses | $5,809,000 | 1,274 |
| Total noninterest income | $-1,582,000 | 7,958 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $42,000 | 6,606 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,624,000 | 7,933 |
| Total noninterest expense | $4,212,000 | 4,202 |
| Salaries and employee benefits | $1,779,000 | 4,697 |
| Premises and equipment expense | $453,000 | 4,658 |
| Additional noninterest expense | $1,980,000 | 3,342 |
| Pre-tax net operating income | $-8,424,000 | 7,422 |
| Securities gains (losses) | $120,000 | 1,972 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-8,305,000 | 7,495 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-8,305,000 | 7,493 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-8,305,000 | 7,494 |
| Net charge-offs | $5,197,000 | 1,112 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 947 |
| Net operating income | $-8,425,000 | 7,508 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 5,494 |
| Total interest expense | $1,029,000 | 5,489 |
| Net interest income | $2,338,000 | 5,305 |
| Provision for loan and lease losses | $4,209,000 | 1,185 |
| Total noninterest income | $-221,000 | 7,957 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $35,000 | 6,570 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-256,000 | 7,900 |
| Total noninterest expense | $2,785,000 | 4,565 |
| Salaries and employee benefits | $1,291,000 | 4,817 |
| Premises and equipment expense | $341,000 | 4,687 |
| Additional noninterest expense | $1,153,000 | 3,987 |
| Pre-tax net operating income | $-4,877,000 | 7,496 |
| Securities gains (losses) | $120,000 | 1,678 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-4,758,000 | 7,556 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,758,000 | 7,556 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,758,000 | 7,556 |
| Net charge-offs | $3,732,000 | 1,027 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 877 |
| Net operating income | $-4,878,000 | 7,575 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 5,578 |
| Total interest expense | $745,000 | 5,435 |
| Net interest income | $1,468,000 | 5,457 |
| Provision for loan and lease losses | $3,107,000 | 1,064 |
| Total noninterest income | $-6,000 | 7,978 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-29,000 | 7,875 |
| Total noninterest expense | $1,831,000 | 4,634 |
| Salaries and employee benefits | $880,000 | 4,810 |
| Premises and equipment expense | $227,000 | 4,718 |
| Additional noninterest expense | $724,000 | 4,168 |
| Pre-tax net operating income | $-3,476,000 | 7,614 |
| Securities gains (losses) | $120,000 | 1,351 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-3,357,000 | 7,662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,357,000 | 7,661 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,357,000 | 7,661 |
| Net charge-offs | $3,411,000 | 764 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 856 |
| Net operating income | $-3,477,000 | 7,689 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 5,434 |
| Total interest expense | $427,000 | 5,224 |
| Net interest income | $761,000 | 5,366 |
| Provision for loan and lease losses | $2,690,000 | 611 |
| Total noninterest income | $37,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $944,000 | 4,477 |
| Salaries and employee benefits | $475,000 | 4,640 |
| Premises and equipment expense | $117,000 | 4,700 |
| Additional noninterest expense | $352,000 | 3,935 |
| Pre-tax net operating income | $-2,836,000 | 7,932 |
| Securities gains (losses) | $120,000 | 906 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,716,000 | 7,963 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,716,000 | 7,964 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,716,000 | 7,964 |
| Net charge-offs | $2,581,000 | 509 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 752 |
| Net operating income | $-2,836,000 | 7,971 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,707,000 | 5,076 |
| Total interest expense | $2,168,000 | 5,109 |
| Net interest income | $3,539,000 | 4,949 |
| Provision for loan and lease losses | $1,376,000 | 2,261 |
| Total noninterest income | $188,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $46,000 | 6,693 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $142,000 | 5,410 |
| Total noninterest expense | $4,041,000 | 4,204 |
| Salaries and employee benefits | $2,274,000 | 4,062 |
| Premises and equipment expense | $503,000 | 4,440 |
| Additional noninterest expense | $1,264,000 | 4,115 |
| Pre-tax net operating income | $-1,690,000 | 7,261 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-1,691,000 | 7,277 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,691,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,097,000 | 1,862 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $224,000 | 744 |
| Net operating income | $-1,691,000 | 7,383 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 5,054 |
| Total interest expense | $1,702,000 | 5,129 |
| Net interest income | $2,720,000 | 4,906 |
| Provision for loan and lease losses | $896,000 | 1,969 |
| Total noninterest income | $134,000 | 6,744 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $33,000 | 6,775 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $101,000 | 5,612 |
| Total noninterest expense | $2,947,000 | 4,275 |
| Salaries and employee benefits | $1,695,000 | 4,092 |
| Premises and equipment expense | $379,000 | 4,453 |
| Additional noninterest expense | $873,000 | 4,299 |
| Pre-tax net operating income | $-989,000 | 7,526 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-990,000 | 7,498 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-990,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,006,000 | 1,295 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 610 |
| Net operating income | $-990,000 | 7,615 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 5,018 |
| Total interest expense | $1,214,000 | 5,077 |
| Net interest income | $1,843,000 | 4,871 |
| Provision for loan and lease losses | $620,000 | 1,664 |
| Total noninterest income | $81,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $20,000 | 6,861 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $61,000 | 5,834 |
| Total noninterest expense | $1,973,000 | 4,277 |
| Salaries and employee benefits | $1,169,000 | 4,035 |
| Premises and equipment expense | $262,000 | 4,378 |
| Additional noninterest expense | $542,000 | 4,492 |
| Pre-tax net operating income | $-669,000 | 7,725 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-670,000 | 7,813 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-670,000 | 7,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 499 |
| Net operating income | $-670,000 | 7,793 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 4,816 |
| Total interest expense | $680,000 | 4,958 |
| Net interest income | $1,015,000 | 4,572 |
| Provision for loan and lease losses | $140,000 | 2,266 |
| Total noninterest income | $38,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,994 |
| Total noninterest expense | $1,030,000 | 4,152 |
| Salaries and employee benefits | $615,000 | 3,896 |
| Premises and equipment expense | $142,000 | 4,150 |
| Additional noninterest expense | $273,000 | 4,411 |
| Pre-tax net operating income | $-117,000 | 7,612 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-33,000 | 7,967 |
| Income before extraordinary items | $-84,000 | 7,611 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-84,000 | 7,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 342 |
| Net operating income | $-84,000 | 7,565 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,764,000 | 4,444 |
| Total interest expense | $2,971,000 | 4,823 |
| Net interest income | $4,793,000 | 4,126 |
| Provision for loan and lease losses | $360,000 | 2,860 |
| Total noninterest income | $149,000 | 7,140 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $42,000 | 6,872 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $107,000 | 6,112 |
| Total noninterest expense | $3,960,000 | 4,153 |
| Salaries and employee benefits | $2,332,000 | 3,914 |
| Premises and equipment expense | $583,000 | 3,926 |
| Additional noninterest expense | $1,045,000 | 4,513 |
| Pre-tax net operating income | $622,000 | 5,639 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $41,000 | 5,030 |
| Income before extraordinary items | $581,000 | 5,411 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $581,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $290,000 | 653 |
| Net operating income | $581,000 | 5,393 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 4,488 |
| Total interest expense | $2,187,000 | 4,894 |
| Net interest income | $3,601,000 | 4,134 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $119,000 | 7,105 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $88,000 | 6,009 |
| Total noninterest expense | $2,949,000 | 4,148 |
| Salaries and employee benefits | $1,742,000 | 3,917 |
| Premises and equipment expense | $439,000 | 3,904 |
| Additional noninterest expense | $768,000 | 4,510 |
| Pre-tax net operating income | $411,000 | 6,120 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $45,000 | 5,015 |
| Income before extraordinary items | $366,000 | 5,991 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $366,000 | 5,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $235,000 | 557 |
| Net operating income | $366,000 | 5,972 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 4,602 |
| Total interest expense | $1,369,000 | 5,052 |
| Net interest income | $2,360,000 | 4,226 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $81,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $21,000 | 6,953 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $60,000 | 5,996 |
| Total noninterest expense | $1,976,000 | 4,159 |
| Salaries and employee benefits | $1,156,000 | 3,964 |
| Premises and equipment expense | $291,000 | 3,920 |
| Additional noninterest expense | $529,000 | 4,416 |
| Pre-tax net operating income | $420,000 | 5,413 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $72,000 | 4,453 |
| Income before extraordinary items | $348,000 | 5,357 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $348,000 | 5,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 592 |
| Net operating income | $348,000 | 5,346 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 4,751 |
| Total interest expense | $639,000 | 5,212 |
| Net interest income | $1,118,000 | 4,364 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $39,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $28,000 | 6,096 |
| Total noninterest expense | $937,000 | 4,335 |
| Salaries and employee benefits | $557,000 | 4,098 |
| Premises and equipment expense | $136,000 | 4,150 |
| Additional noninterest expense | $244,000 | 4,618 |
| Pre-tax net operating income | $220,000 | 5,315 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $72,000 | 3,714 |
| Income before extraordinary items | $148,000 | 5,674 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $148,000 | 5,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 518 |
| Net operating income | $148,000 | 5,658 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,483,000 | 4,770 |
| Total interest expense | $2,182,000 | 5,175 |
| Net interest income | $4,301,000 | 4,461 |
| Provision for loan and lease losses | $70,000 | 5,172 |
| Total noninterest income | $149,000 | 7,323 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $54,000 | 6,825 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $95,000 | 6,408 |
| Total noninterest expense | $3,610,000 | 4,300 |
| Salaries and employee benefits | $2,062,000 | 4,170 |
| Premises and equipment expense | $504,000 | 4,241 |
| Additional noninterest expense | $1,044,000 | 4,372 |
| Pre-tax net operating income | $770,000 | 5,726 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-148,000 | 8,416 |
| Income before extraordinary items | $918,000 | 4,896 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $918,000 | 4,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $331,000 | 664 |
| Net operating income | $918,000 | 4,893 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,715,000 | 4,842 |
| Total interest expense | $1,555,000 | 5,236 |
| Net interest income | $3,160,000 | 4,545 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $105,000 | 7,460 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $42,000 | 6,883 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,605 |
| Total noninterest expense | $2,747,000 | 4,230 |
| Salaries and employee benefits | $1,566,000 | 4,122 |
| Premises and equipment expense | $378,000 | 4,248 |
| Additional noninterest expense | $803,000 | 4,253 |
| Pre-tax net operating income | $518,000 | 6,146 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-112,000 | 8,571 |
| Income before extraordinary items | $630,000 | 5,242 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $630,000 | 5,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $294,000 | 525 |
| Net operating income | $630,000 | 5,232 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 4,925 |
| Total interest expense | $974,000 | 5,293 |
| Net interest income | $2,049,000 | 4,652 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $64,000 | 7,618 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 6,875 |
| Total noninterest expense | $1,824,000 | 4,253 |
| Salaries and employee benefits | $1,054,000 | 4,109 |
| Premises and equipment expense | $256,000 | 4,213 |
| Additional noninterest expense | $514,000 | 4,396 |
| Pre-tax net operating income | $289,000 | 6,528 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-74,000 | 8,602 |
| Income before extraordinary items | $363,000 | 5,603 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $363,000 | 5,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 460 |
| Net operating income | $363,000 | 5,604 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 5,116 |
| Total interest expense | $441,000 | 5,442 |
| Net interest income | $964,000 | 4,812 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $29,000 | 7,700 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $905,000 | 4,303 |
| Salaries and employee benefits | $526,000 | 4,145 |
| Premises and equipment expense | $137,000 | 4,043 |
| Additional noninterest expense | $242,000 | 4,572 |
| Pre-tax net operating income | $88,000 | 7,202 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-38,000 | 8,626 |
| Income before extraordinary items | $126,000 | 6,317 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 291 |
| Net operating income | $126,000 | 6,314 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 5,058 |
| Total interest expense | $1,407,000 | 5,396 |
| Net interest income | $3,745,000 | 4,828 |
| Provision for loan and lease losses | $130,000 | 4,334 |
| Total noninterest income | $171,000 | 7,304 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $88,000 | 6,451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $83,000 | 6,696 |
| Total noninterest expense | $3,109,000 | 4,657 |
| Salaries and employee benefits | $1,711,000 | 4,637 |
| Premises and equipment expense | $469,000 | 4,372 |
| Additional noninterest expense | $929,000 | 4,666 |
| Pre-tax net operating income | $677,000 | 6,214 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $676,000 | 5,741 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $676,000 | 5,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 855 |
| Net operating income | $676,000 | 5,717 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 5,167 |
| Total interest expense | $991,000 | 5,458 |
| Net interest income | $2,700,000 | 4,958 |
| Provision for loan and lease losses | $130,000 | 3,749 |
| Total noninterest income | $128,000 | 7,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 6,383 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,894 |
| Total noninterest expense | $2,166,000 | 4,872 |
| Salaries and employee benefits | $1,158,000 | 4,927 |
| Premises and equipment expense | $344,000 | 4,415 |
| Additional noninterest expense | $664,000 | 4,789 |
| Pre-tax net operating income | $532,000 | 6,275 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $531,000 | 5,760 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $531,000 | 5,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 685 |
| Net operating income | $531,000 | 5,727 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 5,316 |
| Total interest expense | $567,000 | 5,717 |
| Net interest income | $1,738,000 | 5,050 |
| Provision for loan and lease losses | $130,000 | 2,894 |
| Total noninterest income | $89,000 | 7,243 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $53,000 | 6,222 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $36,000 | 6,940 |
| Total noninterest expense | $1,437,000 | 4,873 |
| Salaries and employee benefits | $773,000 | 4,926 |
| Premises and equipment expense | $228,000 | 4,405 |
| Additional noninterest expense | $436,000 | 4,828 |
| Pre-tax net operating income | $260,000 | 6,839 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $259,000 | 6,439 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $259,000 | 6,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 614 |
| Net operating income | $259,000 | 6,385 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 5,474 |
| Total interest expense | $242,000 | 6,055 |
| Net interest income | $847,000 | 5,154 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $44,000 | 7,259 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $702,000 | 4,996 |
| Salaries and employee benefits | $374,000 | 5,057 |
| Premises and equipment expense | $114,000 | 4,448 |
| Additional noninterest expense | $214,000 | 4,855 |
| Pre-tax net operating income | $139,000 | 6,707 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $138,000 | 6,283 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $138,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 484 |
| Net operating income | $138,000 | 6,234 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 6,500 |
| Total interest expense | $456,000 | 7,471 |
| Net interest income | $2,472,000 | 6,040 |
| Provision for loan and lease losses | $405,000 | 2,340 |
| Total noninterest income | $133,000 | 7,775 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $81,000 | 6,754 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,358 |
| Total noninterest expense | $2,764,000 | 4,946 |
| Salaries and employee benefits | $1,508,000 | 4,929 |
| Premises and equipment expense | $451,000 | 4,396 |
| Additional noninterest expense | $805,000 | 5,074 |
| Pre-tax net operating income | $-564,000 | 8,684 |
| Securities gains (losses) | $-4,000 | 8,021 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $-569,000 | 8,741 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-569,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 749 |
| Net operating income | $-565,000 | 8,712 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 6,811 |
| Total interest expense | $302,000 | 7,690 |
| Net interest income | $1,652,000 | 6,379 |
| Provision for loan and lease losses | $295,000 | 2,304 |
| Total noninterest income | $91,000 | 7,914 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $53,000 | 6,988 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 7,412 |
| Total noninterest expense | $2,031,000 | 4,976 |
| Salaries and employee benefits | $1,111,000 | 4,946 |
| Premises and equipment expense | $332,000 | 4,448 |
| Additional noninterest expense | $588,000 | 5,105 |
| Pre-tax net operating income | $-583,000 | 8,801 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $-584,000 | 8,837 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-584,000 | 8,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 613 |
| Net operating income | $-584,000 | 8,815 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 7,127 |
| Total interest expense | $186,000 | 7,877 |
| Net interest income | $973,000 | 6,734 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $51,000 | 8,163 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $32,000 | 7,125 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $1,307,000 | 5,123 |
| Salaries and employee benefits | $728,000 | 5,021 |
| Premises and equipment expense | $220,000 | 4,467 |
| Additional noninterest expense | $359,000 | 5,431 |
| Pre-tax net operating income | $-433,000 | 8,873 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $-434,000 | 8,911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-434,000 | 8,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 506 |
| Net operating income | $-434,000 | 8,886 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $531,000 | 7,362 |
| Total interest expense | $93,000 | 7,953 |
| Net interest income | $438,000 | 7,052 |
| Provision for loan and lease losses | $71,000 | 2,746 |
| Total noninterest income | $22,000 | 8,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $613,000 | 5,378 |
| Salaries and employee benefits | $346,000 | 5,227 |
| Premises and equipment expense | $102,000 | 4,723 |
| Additional noninterest expense | $165,000 | 5,693 |
| Pre-tax net operating income | $-224,000 | 8,927 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-224,000 | 8,958 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-224,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 327 |
| Net operating income | $-224,000 | 8,934 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 8,914 |
| Total interest expense | $141,000 | 8,877 |
| Net interest income | $420,000 | 8,879 |
| Provision for loan and lease losses | $305,000 | 3,117 |
| Total noninterest income | $32,000 | 8,924 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $12,000 | 7,913 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $20,000 | 8,441 |
| Total noninterest expense | $2,095,000 | 5,842 |
| Salaries and employee benefits | $984,000 | 6,318 |
| Premises and equipment expense | $318,000 | 5,483 |
| Additional noninterest expense | $793,000 | 5,074 |
| Pre-tax net operating income | $-1,948,000 | 9,072 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $-1,950,000 | 9,114 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,950,000 | 9,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $11,000,000 | 75 |
| Net operating income | $-1,950,000 | 9,076 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $267,000 | 9,103 |
| Total interest expense | $65,000 | 9,074 |
| Net interest income | $202,000 | 9,091 |
| Provision for loan and lease losses | $91,000 | 4,804 |
| Total noninterest income | $9,000 | 9,116 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,000 | 8,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 8,924 |
| Total noninterest expense | $1,305,000 | 6,435 |
| Salaries and employee benefits | $586,000 | 6,983 |
| Premises and equipment expense | $183,000 | 6,241 |
| Additional noninterest expense | $536,000 | 5,410 |
| Pre-tax net operating income | $-1,185,000 | 9,105 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-1,185,000 | 9,147 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,185,000 | 9,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $11,000,000 | 51 |
| Net operating income | $-1,185,000 | 9,106 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $71,000 | 9,218 |
| Total interest expense | $17,000 | 9,183 |
| Net interest income | $54,000 | 9,213 |
| Provision for loan and lease losses | $34,000 | 5,657 |
| Total noninterest income | $13,000 | 9,080 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $734,000 | 6,967 |
| Salaries and employee benefits | $257,000 | 8,032 |
| Premises and equipment expense | $83,000 | 7,215 |
| Additional noninterest expense | $394,000 | 5,057 |
| Pre-tax net operating income | $-701,000 | 9,122 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $-703,000 | 9,175 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-703,000 | 9,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $11,000,000 | 38 |
| Net operating income | $-703,000 | 9,123 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.