Home > Vectra Bank of Boulder > Income and Expense
Vectra Bank of Boulder, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,005,000 | 5,208 |
| Total interest expense | $2,968,000 | 4,808 |
| Net interest income | $3,037,000 | 5,450 |
| Provision for loan and lease losses | $127,000 | 3,972 |
| Total noninterest income | $417,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,798 |
| Total noninterest expense | $2,317,000 | 5,318 |
| Salaries and employee benefits | $769,000 | 7,275 |
| Premises and equipment expense | $246,000 | 6,416 |
| Additional noninterest expense | $1,302,000 | 3,484 |
| Pre-tax net operating income | $1,010,000 | 5,957 |
| Securities gains (losses) | $-269,000 | 11,736 |
| Applicable income taxes | $268,000 | 6,400 |
| Income before extraordinary items | $473,000 | 7,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $473,000 | 7,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,578 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $645,160 | 6,330 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,175,000 | 5,511 |
| Total interest expense | $2,140,000 | 5,301 |
| Net interest income | $3,035,000 | 5,574 |
| Provision for loan and lease losses | $107,000 | 4,408 |
| Total noninterest income | $418,000 | 5,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 5,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,884 |
| Total noninterest expense | $2,189,000 | 5,773 |
| Salaries and employee benefits | $739,000 | 7,607 |
| Premises and equipment expense | $255,000 | 6,434 |
| Additional noninterest expense | $1,195,000 | 4,066 |
| Pre-tax net operating income | $1,157,000 | 5,374 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $443,000 | 4,447 |
| Income before extraordinary items | $734,000 | 5,697 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $734,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,935 |
| Cash dividends | $125,000 | 6,452 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 476 |
| Net operating income | $721,200 | 5,869 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 8,085 |
| Total interest expense | $1,062,000 | 8,838 |
| Net interest income | $2,093,000 | 7,437 |
| Provision for loan and lease losses | $68,000 | 6,717 |
| Total noninterest income | $353,000 | 6,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,048 |
| Total noninterest expense | $1,837,000 | 6,788 |
| Salaries and employee benefits | $704,000 | 7,973 |
| Premises and equipment expense | $246,000 | 6,763 |
| Additional noninterest expense | $887,000 | 5,437 |
| Pre-tax net operating income | $541,000 | 8,366 |
| Securities gains (losses) | $87,000 | 2,698 |
| Applicable income taxes | $196,000 | 7,696 |
| Income before extraordinary items | $432,000 | 8,128 |
| Extraordinary gains, net | $150,000 | 1,230 |
| Net income | $582,000 | 7,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $104,000 | 6,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $371,970 | 8,459 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 9,543 |
| Total interest expense | $922,000 | 10,757 |
| Net interest income | $1,773,000 | 8,427 |
| Provision for loan and lease losses | $127,000 | 6,563 |
| Total noninterest income | $238,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $1,590,000 | 7,610 |
| Salaries and employee benefits | $609,000 | 8,732 |
| Premises and equipment expense | $243,000 | 6,920 |
| Additional noninterest expense | $738,000 | 6,497 |
| Pre-tax net operating income | $294,000 | 10,194 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $72,000 | 10,657 |
| Income before extraordinary items | $229,000 | 10,191 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $229,000 | 10,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $69,000 | 7,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $223,680 | 9,924 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.