Home > Vectra Bank Colorado > Income and Expense

Vectra Bank Colorado, Income and Expense

2015-09-30 (YTD Data)Rank
Total interest income$82,874,000275
Total interest expense$4,770,000426
Net interest income$78,104,000262
Provision for loan and lease losses$1,919,000344
Total noninterest income$15,831,000405
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$6,561,000182
Trading account gains and fees$281,000102
Additional Noninterest Income$8,989,000440
Total noninterest expense$73,059,000260
Salaries and employee benefits$33,947,000278
Premises and equipment expense$7,585,000276
Additional noninterest expense$31,527,000208
Pre-tax net operating income$18,957,000406
Securities gains (losses)$-646,0006,242
Applicable income taxes$5,840,000399
Income before extraordinary items$12,471,000454
Extraordinary gains, net$021
Net income$12,471,000453
Minority interest net income$078
Net income of bank and minority interests.$12,471,000454
Net charge-offs$2,150,000267
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$750,000206
Net operating income$12,910,280435
2015-06-30 (YTD Data)Rank
Total interest income$55,525,000269
Total interest expense$3,112,000434
Net interest income$52,413,000261
Provision for loan and lease losses$3,539,000159
Total noninterest income$10,186,000416
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$4,255,000182
Trading account gains and fees$44,000131
Additional Noninterest Income$5,887,000449
Total noninterest expense$48,255,000261
Salaries and employee benefits$22,835,000282
Premises and equipment expense$5,090,000273
Additional noninterest expense$20,330,000218
Pre-tax net operating income$10,805,000464
Securities gains (losses)$-646,0006,322
Applicable income taxes$3,131,000465
Income before extraordinary items$7,028,000541
Extraordinary gains, net$022
Net income$7,028,000538
Minority interest net income$075
Net income of bank and minority interests.$7,028,000541
Net charge-offs$1,838,000232
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$602,000175
Net operating income$7,473,740491
2015-03-31 (YTD Data)Rank
Total interest income$27,324,000270
Total interest expense$1,466,000460
Net interest income$25,858,000262
Provision for loan and lease losses$3,850,00096
Total noninterest income$4,936,000411
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$2,146,000176
Trading account gains and fees$0152
Additional Noninterest Income$2,790,000447
Total noninterest expense$23,911,000262
Salaries and employee benefits$11,099,000288
Premises and equipment expense$2,584,000273
Additional noninterest expense$10,228,000218
Pre-tax net operating income$3,033,000739
Securities gains (losses)$02,027
Applicable income taxes$773,000752
Income before extraordinary items$2,260,000778
Extraordinary gains, net$013
Net income$2,260,000776
Minority interest net income$064
Net income of bank and minority interests.$2,260,000778
Net charge-offs$257,000602
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$195,000190
Net operating income$2,260,000753
2014-12-31 (YTD Data)Rank
Total interest income$106,980,000266
Total interest expense$4,279,000679
Net interest income$102,701,000257
Provision for loan and lease losses$-8,421,0006,488
Total noninterest income$21,525,000364
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$8,923,000189
Trading account gains and fees$469,00093
Additional Noninterest Income$12,133,000388
Total noninterest expense$97,577,000247
Salaries and employee benefits$47,002,000260
Premises and equipment expense$10,345,000266
Additional noninterest expense$40,230,000222
Pre-tax net operating income$35,070,000293
Securities gains (losses)$-2,966,0006,493
Applicable income taxes$10,740,000289
Income before extraordinary items$21,364,000350
Extraordinary gains, net$017
Net income$21,364,000350
Minority interest net income$084
Net income of bank and minority interests.$21,364,000350
Net charge-offs$957,000933
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,011,000205
Net operating income$23,351,220317
2014-09-30 (YTD Data)Rank
Total interest income$79,453,000266
Total interest expense$2,910,000765
Net interest income$76,543,000257
Provision for loan and lease losses$-9,488,0006,572
Total noninterest income$16,158,000359
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$6,718,000185
Trading account gains and fees$413,00087
Additional Noninterest Income$9,027,000387
Total noninterest expense$72,456,000243
Salaries and employee benefits$36,055,000249
Premises and equipment expense$7,737,000262
Additional noninterest expense$28,664,000228
Pre-tax net operating income$29,733,000273
Securities gains (losses)$-1,672,0006,562
Applicable income taxes$9,684,000260
Income before extraordinary items$18,377,000310
Extraordinary gains, net$015
Net income$18,377,000310
Minority interest net income$081
Net income of bank and minority interests.$18,377,000310
Net charge-offs$-166,0006,311
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$832,000167
Net operating income$19,463,800291
2014-06-30 (YTD Data)Rank
Total interest income$52,738,000265
Total interest expense$1,744,000860
Net interest income$50,994,000256
Provision for loan and lease losses$-6,293,0006,635
Total noninterest income$10,302,000364
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$4,384,000184
Trading account gains and fees$413,00079
Additional Noninterest Income$5,505,000414
Total noninterest expense$48,236,000243
Salaries and employee benefits$24,111,000247
Premises and equipment expense$5,150,000257
Additional noninterest expense$18,975,000231
Pre-tax net operating income$19,353,000272
Securities gains (losses)$-1,672,0006,639
Applicable income taxes$6,056,000265
Income before extraordinary items$11,625,000318
Extraordinary gains, net$020
Net income$11,625,000318
Minority interest net income$080
Net income of bank and minority interests.$11,625,000318
Net charge-offs$-78,0006,264
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$614,000139
Net operating income$12,728,520296
2014-03-31 (YTD Data)Rank
Total interest income$26,260,000265
Total interest expense$810,000943
Net interest income$25,450,000253
Provision for loan and lease losses$-1,829,0006,697
Total noninterest income$4,437,000407
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$2,194,000178
Trading account gains and fees$68,000104
Additional Noninterest Income$2,175,000479
Total noninterest expense$24,437,000239
Salaries and employee benefits$12,033,000246
Premises and equipment expense$2,636,000257
Additional noninterest expense$9,768,000230
Pre-tax net operating income$7,279,000319
Securities gains (losses)$-1,672,0006,721
Applicable income taxes$1,777,000370
Income before extraordinary items$3,830,000436
Extraordinary gains, net$016
Net income$3,830,000435
Minority interest net income$066
Net income of bank and minority interests.$3,830,000436
Net charge-offs$-295,0006,637
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$151,000210
Net operating income$4,966,960345
2013-12-31 (YTD Data)Rank
Total interest income$107,076,000262
Total interest expense$3,792,000901
Net interest income$103,284,000242
Provision for loan and lease losses$-4,870,0006,765
Total noninterest income$22,419,000374
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$8,845,000188
Trading account gains and fees$379,000105
Additional Noninterest Income$13,195,000394
Total noninterest expense$97,925,000247
Salaries and employee benefits$49,473,000233
Premises and equipment expense$10,554,000249
Additional noninterest expense$37,898,000232
Pre-tax net operating income$32,648,000295
Securities gains (losses)$-111,0006,561
Applicable income taxes$11,180,000254
Income before extraordinary items$21,357,000341
Extraordinary gains, net$029
Net income$21,357,000341
Minority interest net income$090
Net income of bank and minority interests.$21,357,000341
Net charge-offs$2,542,000617
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$1,459,000180
Net operating income$21,430,260335
2013-09-30 (YTD Data)Rank
Total interest income$79,836,000262
Total interest expense$2,932,000902
Net interest income$76,904,000240
Provision for loan and lease losses$-7,599,0006,871
Total noninterest income$18,636,000354
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$6,616,000188
Trading account gains and fees$365,00095
Additional Noninterest Income$11,655,000363
Total noninterest expense$74,498,000237
Salaries and employee benefits$37,554,000225
Premises and equipment expense$7,980,000244
Additional noninterest expense$28,964,000223
Pre-tax net operating income$28,641,000269
Securities gains (losses)$03,040
Applicable income taxes$9,954,000234
Income before extraordinary items$18,687,000308
Extraordinary gains, net$025
Net income$18,687,000308
Minority interest net income$084
Net income of bank and minority interests.$18,687,000308
Net charge-offs$1,632,000701
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$1,218,000148
Net operating income$18,687,000302
2013-06-30 (YTD Data)Rank
Total interest income$52,906,000264
Total interest expense$1,978,000914
Net interest income$50,928,000242
Provision for loan and lease losses$-9,414,0006,931
Total noninterest income$12,440,000361
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$4,276,000190
Trading account gains and fees$330,00085
Additional Noninterest Income$7,834,000375
Total noninterest expense$50,146,000233
Salaries and employee benefits$25,383,000225
Premises and equipment expense$5,343,000244
Additional noninterest expense$19,420,000226
Pre-tax net operating income$22,636,000238
Securities gains (losses)$02,791
Applicable income taxes$7,957,000213
Income before extraordinary items$14,679,000264
Extraordinary gains, net$022
Net income$14,679,000265
Minority interest net income$082
Net income of bank and minority interests.$14,679,000265
Net charge-offs$765,000932
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$973,000116
Net operating income$14,679,000261
2013-03-31 (YTD Data)Rank
Total interest income$26,750,000266
Total interest expense$982,000963
Net interest income$25,768,000247
Provision for loan and lease losses$-8,556,0007,014
Total noninterest income$6,343,000362
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$2,078,000192
Trading account gains and fees$237,00078
Additional Noninterest Income$4,028,000365
Total noninterest expense$24,552,000247
Salaries and employee benefits$12,531,000232
Premises and equipment expense$2,652,000245
Additional noninterest expense$9,369,000238
Pre-tax net operating income$16,115,000196
Securities gains (losses)$01,966
Applicable income taxes$5,805,000178
Income before extraordinary items$10,310,000217
Extraordinary gains, net$010
Net income$10,310,000218
Minority interest net income$076
Net income of bank and minority interests.$10,310,000218
Net charge-offs$540,000731
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$407,00099
Net operating income$10,310,000212
2012-12-31 (YTD Data)Rank
Total interest income$113,481,000254
Total interest expense$4,263,0001,063
Net interest income$109,218,000233
Provision for loan and lease losses$6,985,000388
Total noninterest income$20,811,000413
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$8,389,000197
Trading account gains and fees$506,00084
Additional Noninterest Income$11,916,000434
Total noninterest expense$94,431,000254
Salaries and employee benefits$47,041,000238
Premises and equipment expense$10,512,000247
Additional noninterest expense$36,878,000247
Pre-tax net operating income$28,613,000323
Securities gains (losses)$-572,0007,015
Applicable income taxes$9,179,000294
Income before extraordinary items$18,862,000371
Extraordinary gains, net$029
Net income$18,862,000371
Minority interest net income$093
Net income of bank and minority interests.$18,862,000371
Net charge-offs$9,098,000347
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$797,000244
Net operating income$19,245,240354
2012-09-30 (YTD Data)Rank
Total interest income$85,160,000257
Total interest expense$3,284,0001,085
Net interest income$81,876,000237
Provision for loan and lease losses$4,600,000433
Total noninterest income$16,025,000399
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$6,309,000198
Trading account gains and fees$322,00085
Additional Noninterest Income$9,394,000417
Total noninterest expense$70,736,000247
Salaries and employee benefits$34,528,000240
Premises and equipment expense$8,039,000242
Additional noninterest expense$28,169,000243
Pre-tax net operating income$22,565,000311
Securities gains (losses)$03,575
Applicable income taxes$7,457,000287
Income before extraordinary items$15,108,000353
Extraordinary gains, net$020
Net income$15,108,000353
Minority interest net income$086
Net income of bank and minority interests.$15,108,000353
Net charge-offs$7,227,000338
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$574,000220
Net operating income$15,108,000338
2012-06-30 (YTD Data)Rank
Total interest income$56,672,000258
Total interest expense$2,269,0001,080
Net interest income$54,403,000239
Provision for loan and lease losses$2,411,000555
Total noninterest income$8,620,000450
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$4,201,000196
Trading account gains and fees$99,000105
Additional Noninterest Income$4,320,000527
Total noninterest expense$47,335,000245
Salaries and employee benefits$23,123,000237
Premises and equipment expense$5,449,000235
Additional noninterest expense$18,763,000241
Pre-tax net operating income$13,277,000333
Securities gains (losses)$03,178
Applicable income taxes$4,257,000317
Income before extraordinary items$9,020,000371
Extraordinary gains, net$019
Net income$9,020,000370
Minority interest net income$084
Net income of bank and minority interests.$9,020,000370
Net charge-offs$4,849,000344
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$351,000208
Net operating income$9,020,000353
2012-03-31 (YTD Data)Rank
Total interest income$26,948,000272
Total interest expense$1,169,0001,088
Net interest income$25,779,000241
Provision for loan and lease losses$982,000630
Total noninterest income$4,369,000440
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$2,110,000196
Trading account gains and fees$52,000108
Additional Noninterest Income$2,207,000509
Total noninterest expense$23,965,000241
Salaries and employee benefits$11,564,000230
Premises and equipment expense$2,800,000229
Additional noninterest expense$9,601,000232
Pre-tax net operating income$5,201,000408
Securities gains (losses)$02,210
Applicable income taxes$1,585,000367
Income before extraordinary items$3,616,000458
Extraordinary gains, net$019
Net income$3,616,000458
Minority interest net income$078
Net income of bank and minority interests.$3,616,000459
Net charge-offs$1,625,000469
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$176,000173
Net operating income$3,616,000438
2011-12-31 (YTD Data)Rank
Total interest income$110,257,000271
Total interest expense$5,486,0001,097
Net interest income$104,771,000238
Provision for loan and lease losses$14,016,000314
Total noninterest income$14,776,000465
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$9,110,000194
Trading account gains and fees$288,00089
Additional Noninterest Income$5,378,000659
Total noninterest expense$94,267,000233
Salaries and employee benefits$43,141,000233
Premises and equipment expense$10,518,000251
Additional noninterest expense$40,608,000225
Pre-tax net operating income$11,264,000551
Securities gains (losses)$-29,677,0007,351
Applicable income taxes$-8,314,0007,331
Income before extraordinary items$-10,099,0007,211
Extraordinary gains, net$029
Net income$-10,099,0007,211
Minority interest net income$096
Net income of bank and minority interests.$-10,099,0007,211
Net charge-offs$32,515,000171
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$965,000330
Net operating income$8,894,280572
2011-09-30 (YTD Data)Rank
Total interest income$82,924,000270
Total interest expense$4,283,0001,101
Net interest income$78,641,000238
Provision for loan and lease losses$7,170,000436
Total noninterest income$10,247,000483
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$6,955,000188
Trading account gains and fees$202,00098
Additional Noninterest Income$3,090,000820
Total noninterest expense$68,797,000232
Salaries and employee benefits$32,309,000233
Premises and equipment expense$7,963,000248
Additional noninterest expense$28,525,000231
Pre-tax net operating income$12,921,000415
Securities gains (losses)$-525,0007,348
Applicable income taxes$3,785,000402
Income before extraordinary items$8,611,000481
Extraordinary gains, net$021
Net income$8,611,000481
Minority interest net income$087
Net income of bank and minority interests.$8,611,000481
Net charge-offs$18,341,000206
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$751,000300
Net operating income$8,973,250441
2011-06-30 (YTD Data)Rank
Total interest income$54,991,000273
Total interest expense$2,973,0001,099
Net interest income$52,018,000240
Provision for loan and lease losses$1,930,000936
Total noninterest income$5,672,000571
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$4,650,000187
Trading account gains and fees$202,00086
Additional Noninterest Income$820,0001,535
Total noninterest expense$46,041,000240
Salaries and employee benefits$21,686,000238
Premises and equipment expense$5,194,000259
Additional noninterest expense$19,161,000232
Pre-tax net operating income$9,719,000379
Securities gains (losses)$02,914
Applicable income taxes$3,085,000353
Income before extraordinary items$6,634,000415
Extraordinary gains, net$015
Net income$6,634,000415
Minority interest net income$089
Net income of bank and minority interests.$6,634,000415
Net charge-offs$8,154,000314
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$490,000230
Net operating income$6,634,000398
2011-03-31 (YTD Data)Rank
Total interest income$27,445,000275
Total interest expense$1,549,0001,092
Net interest income$25,896,000241
Provision for loan and lease losses$3,133,000353
Total noninterest income$3,123,000532
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$2,371,000182
Trading account gains and fees$57,000109
Additional Noninterest Income$695,0001,067
Total noninterest expense$22,475,000251
Salaries and employee benefits$10,589,000245
Premises and equipment expense$2,644,000258
Additional noninterest expense$9,242,000242
Pre-tax net operating income$3,411,000493
Securities gains (losses)$01,772
Applicable income taxes$955,000470
Income before extraordinary items$2,456,000541
Extraordinary gains, net$09
Net income$2,456,000540
Minority interest net income$086
Net income of bank and minority interests.$2,456,000541
Net charge-offs$5,408,000259
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$240,000190
Net operating income$2,456,000528
2010-12-31 (YTD Data)Rank
Total interest income$117,574,000265
Total interest expense$8,668,000964
Net interest income$108,906,000232
Provision for loan and lease losses$28,162,000276
Total noninterest income$25,136,000328
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$10,596,000165
Trading account gains and fees$26,000151
Additional Noninterest Income$14,514,000347
Total noninterest expense$88,625,000241
Salaries and employee benefits$40,926,000234
Premises and equipment expense$9,988,000270
Additional noninterest expense$37,711,000247
Pre-tax net operating income$17,255,000347
Securities gains (losses)$-1,231,0007,533
Applicable income taxes$9,427,000235
Income before extraordinary items$6,597,000680
Extraordinary gains, net$029
Net income$6,597,000677
Minority interest net income$0111
Net income of bank and minority interests.$6,597,000681
Net charge-offs$32,291,000229
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$697,000413
Net operating income$7,384,840580
2010-09-30 (YTD Data)Rank
Total interest income$88,626,000264
Total interest expense$6,922,000931
Net interest income$81,704,000229
Provision for loan and lease losses$21,442,000268
Total noninterest income$19,661,000322
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$8,121,000164
Trading account gains and fees$0165
Additional Noninterest Income$11,540,000325
Total noninterest expense$65,940,000239
Salaries and employee benefits$30,434,000236
Premises and equipment expense$7,516,000267
Additional noninterest expense$27,990,000239
Pre-tax net operating income$13,983,000322
Securities gains (losses)$-1,289,0007,673
Applicable income taxes$8,439,000198
Income before extraordinary items$4,255,000818
Extraordinary gains, net$023
Net income$4,255,000817
Minority interest net income$0110
Net income of bank and minority interests.$4,255,000819
Net charge-offs$22,531,000233
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$659,000338
Net operating income$5,079,960660
2010-06-30 (YTD Data)Rank
Total interest income$59,571,000267
Total interest expense$4,930,000906
Net interest income$54,641,000229
Provision for loan and lease losses$17,230,000238
Total noninterest income$13,930,000296
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$5,441,000164
Trading account gains and fees$0152
Additional Noninterest Income$8,489,000293
Total noninterest expense$43,860,000241
Salaries and employee benefits$20,066,000235
Premises and equipment expense$4,977,000268
Additional noninterest expense$18,817,000244
Pre-tax net operating income$7,481,000377
Securities gains (losses)$-904,0007,737
Applicable income taxes$6,412,000167
Income before extraordinary items$165,0005,126
Extraordinary gains, net$019
Net income$165,0005,129
Minority interest net income$0105
Net income of bank and minority interests.$165,0005,128
Net charge-offs$16,577,000226
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$397,000294
Net operating income$743,5602,541
2010-03-31 (YTD Data)Rank
Total interest income$30,076,000278
Total interest expense$2,683,000866
Net interest income$27,393,000234
Provision for loan and lease losses$8,840,000247
Total noninterest income$8,463,000258
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$2,642,000170
Trading account gains and fees$0175
Additional Noninterest Income$5,821,000247
Total noninterest expense$21,618,000250
Salaries and employee benefits$9,976,000240
Premises and equipment expense$2,479,000284
Additional noninterest expense$9,163,000250
Pre-tax net operating income$5,398,000261
Securities gains (losses)$-195,0007,758
Applicable income taxes$6,201,000118
Income before extraordinary items$-998,0007,468
Extraordinary gains, net$016
Net income$-998,0007,468
Minority interest net income$091
Net income of bank and minority interests.$-998,0007,469
Net charge-offs$7,030,000254
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$255,000205
Net operating income$-873,2007,420
2009-12-31 (YTD Data)Rank
Total interest income$128,897,000273
Total interest expense$23,158,000481
Net interest income$105,739,000228
Provision for loan and lease losses$78,450,000175
Total noninterest income$27,929,000313
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$11,356,000170
Trading account gains and fees$0211
Additional Noninterest Income$16,573,000312
Total noninterest expense$93,399,000252
Salaries and employee benefits$41,181,000226
Premises and equipment expense$10,971,000252
Additional noninterest expense$41,247,000254
Pre-tax net operating income$-38,181,0007,835
Securities gains (losses)$-5,255,0007,895
Applicable income taxes$-17,879,0007,913
Income before extraordinary items$-25,557,0007,786
Extraordinary gains, net$034
Net income$-25,557,0007,784
Minority interest net income$0115
Net income of bank and minority interests.$-25,557,0007,785
Net charge-offs$31,794,000278
Cash dividends$250,0003,409
Sale, conversion, retirement of capital stock, net$672,000489
Net operating income$-22,193,8007,767
2009-09-30 (YTD Data)Rank
Total interest income$97,855,000285
Total interest expense$19,751,000458
Net interest income$78,104,000239
Provision for loan and lease losses$55,950,000193
Total noninterest income$22,911,000292
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$8,605,000165
Trading account gains and fees$0212
Additional Noninterest Income$14,306,000284
Total noninterest expense$72,597,000244
Salaries and employee benefits$32,443,000220
Premises and equipment expense$8,160,000261
Additional noninterest expense$31,994,000247
Pre-tax net operating income$-27,532,0007,917
Securities gains (losses)$-2,244,0007,940
Applicable income taxes$-12,280,0007,994
Income before extraordinary items$-17,496,0007,876
Extraordinary gains, net$027
Net income$-17,496,0007,876
Minority interest net income$0118
Net income of bank and minority interests.$-17,496,0007,876
Net charge-offs$21,150,000288
Cash dividends$250,0002,828
Sale, conversion, retirement of capital stock, net$409,000466
Net operating income$-16,059,8407,862
2009-06-30 (YTD Data)Rank
Total interest income$65,657,000291
Total interest expense$15,071,000425
Net interest income$50,586,000244
Provision for loan and lease losses$20,957,000282
Total noninterest income$14,713,000298
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$5,661,000170
Trading account gains and fees$0193
Additional Noninterest Income$9,052,000298
Total noninterest expense$48,896,000247
Salaries and employee benefits$21,880,000225
Premises and equipment expense$5,464,000267
Additional noninterest expense$21,552,000252
Pre-tax net operating income$-4,554,0007,710
Securities gains (losses)$-1,950,0008,059
Applicable income taxes$-3,038,0007,973
Income before extraordinary items$-3,466,0007,675
Extraordinary gains, net$021
Net income$-3,466,0007,674
Minority interest net income$0112
Net income of bank and minority interests.$-3,466,0007,674
Net charge-offs$9,323,000397
Cash dividends$125,0003,098
Sale, conversion, retirement of capital stock, net$293,000421
Net operating income$-2,218,0007,527
2009-03-31 (YTD Data)Rank
Total interest income$32,577,000298
Total interest expense$8,957,000374
Net interest income$23,620,000258
Provision for loan and lease losses$8,853,000281
Total noninterest income$6,704,000298
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$2,754,000169
Trading account gains and fees$0171
Additional Noninterest Income$3,950,000298
Total noninterest expense$22,493,000255
Salaries and employee benefits$11,608,000210
Premises and equipment expense$2,929,000250
Additional noninterest expense$7,956,000273
Pre-tax net operating income$-1,022,0007,637
Securities gains (losses)$-1,950,0008,172
Applicable income taxes$-1,397,0008,049
Income before extraordinary items$-1,575,0007,843
Extraordinary gains, net$015
Net income$-1,575,0007,844
Minority interest net income$0102
Net income of bank and minority interests.$-1,575,0007,844
Net charge-offs$2,953,000457
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$247,000253
Net operating income$-327,0007,200
2008-12-31 (YTD Data)Rank
Total interest income$151,184,000266
Total interest expense$46,577,000345
Net interest income$104,607,000239
Provision for loan and lease losses$15,884,000431
Total noninterest income$28,321,000275
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$12,205,000161
Trading account gains and fees$0154
Additional Noninterest Income$16,116,000274
Total noninterest expense$236,740,000117
Salaries and employee benefits$43,544,000225
Premises and equipment expense$11,626,000242
Additional noninterest expense$181,570,00087
Pre-tax net operating income$-119,696,0008,250
Securities gains (losses)$-6,426,0008,121
Applicable income taxes$8,882,000197
Income before extraordinary items$-135,004,0008,245
Extraordinary gains, net$039
Net income$-135,004,0008,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,599,000326
Cash dividends$10,000,000285
Sale, conversion, retirement of capital stock, net$11,183,000145
Net operating income$-128,578,0008,247
2008-09-30 (YTD Data)Rank
Total interest income$114,778,000283
Total interest expense$35,287,000359
Net interest income$79,491,000248
Provision for loan and lease losses$12,484,000343
Total noninterest income$20,085,000305
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$9,274,000161
Trading account gains and fees$0148
Additional Noninterest Income$10,811,000319
Total noninterest expense$64,622,000263
Salaries and employee benefits$32,903,000232
Premises and equipment expense$8,729,000245
Additional noninterest expense$22,990,000271
Pre-tax net operating income$22,470,000256
Securities gains (losses)$3,0002,756
Applicable income taxes$8,046,000213
Income before extraordinary items$14,427,000259
Extraordinary gains, net$031
Net income$14,427,000259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,135,000296
Cash dividends$5,000,000454
Sale, conversion, retirement of capital stock, net$850,000323
Net operating income$14,425,080280
2008-06-30 (YTD Data)Rank
Total interest income$77,566,000289
Total interest expense$24,155,000366
Net interest income$53,411,000247
Provision for loan and lease losses$8,234,000318
Total noninterest income$12,789,000330
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$6,177,000163
Trading account gains and fees$0149
Additional Noninterest Income$6,612,000352
Total noninterest expense$43,898,000257
Salaries and employee benefits$22,610,000226
Premises and equipment expense$5,832,000245
Additional noninterest expense$15,456,000266
Pre-tax net operating income$14,068,000284
Securities gains (losses)$03,233
Applicable income taxes$5,022,000252
Income before extraordinary items$9,046,000312
Extraordinary gains, net$021
Net income$9,046,000311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,155,000295
Cash dividends$5,000,000334
Sale, conversion, retirement of capital stock, net$485,000265
Net operating income$9,046,000310
2008-03-31 (YTD Data)Rank
Total interest income$40,322,000290
Total interest expense$13,800,000350
Net interest income$26,522,000248
Provision for loan and lease losses$2,234,000376
Total noninterest income$6,672,000324
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,926,000164
Trading account gains and fees$0158
Additional Noninterest Income$3,746,000325
Total noninterest expense$22,177,000254
Salaries and employee benefits$11,824,000221
Premises and equipment expense$2,988,000238
Additional noninterest expense$7,365,000263
Pre-tax net operating income$8,783,000254
Securities gains (losses)$02,688
Applicable income taxes$3,159,000235
Income before extraordinary items$5,624,000290
Extraordinary gains, net$015
Net income$5,624,000290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$386,000844
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$231,000194
Net operating income$5,624,000275
2007-12-31 (YTD Data)Rank
Total interest income$155,688,000307
Total interest expense$57,781,000374
Net interest income$97,907,000264
Provision for loan and lease losses$3,980,000501
Total noninterest income$27,268,000298
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$10,632,000184
Trading account gains and fees$0178
Additional Noninterest Income$16,636,000293
Total noninterest expense$86,467,000243
Salaries and employee benefits$42,780,000234
Premises and equipment expense$11,100,000242
Additional noninterest expense$32,587,000238
Pre-tax net operating income$34,728,000309
Securities gains (losses)$02,146
Applicable income taxes$12,552,000269
Income before extraordinary items$22,176,000336
Extraordinary gains, net$039
Net income$22,176,000333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,285,000838
Cash dividends$15,500,000294
Sale, conversion, retirement of capital stock, net$1,561,000384
Net operating income$22,176,000334
2007-09-30 (YTD Data)Rank
Total interest income$114,179,000312
Total interest expense$42,074,000386
Net interest income$72,105,000264
Provision for loan and lease losses$2,030,000517
Total noninterest income$19,615,000317
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$7,814,000185
Trading account gains and fees$0184
Additional Noninterest Income$11,801,000299
Total noninterest expense$64,804,000236
Salaries and employee benefits$32,050,000233
Premises and equipment expense$8,279,000241
Additional noninterest expense$24,475,000230
Pre-tax net operating income$24,886,000348
Securities gains (losses)$01,655
Applicable income taxes$9,026,000313
Income before extraordinary items$15,860,000376
Extraordinary gains, net$033
Net income$15,860,000374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$972,000671
Cash dividends$10,000,000327
Sale, conversion, retirement of capital stock, net$1,236,000303
Net operating income$15,860,000372
2007-06-30 (YTD Data)Rank
Total interest income$74,373,000330
Total interest expense$27,361,000402
Net interest income$47,012,000280
Provision for loan and lease losses$-270,0008,538
Total noninterest income$12,593,000344
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$5,138,000185
Trading account gains and fees$0168
Additional Noninterest Income$7,455,000326
Total noninterest expense$42,762,000251
Salaries and employee benefits$20,999,000249
Premises and equipment expense$5,518,000253
Additional noninterest expense$16,245,000243
Pre-tax net operating income$17,113,000361
Securities gains (losses)$01,444
Applicable income taxes$6,223,000329
Income before extraordinary items$10,890,000393
Extraordinary gains, net$029
Net income$10,890,000392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,067,000435
Cash dividends$10,000,000252
Sale, conversion, retirement of capital stock, net$919,000254
Net operating income$10,890,000388
2007-03-31 (YTD Data)Rank
Total interest income$36,471,000335
Total interest expense$13,357,000402
Net interest income$23,114,000281
Provision for loan and lease losses$-520,0008,617
Total noninterest income$5,863,000346
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,489,000185
Trading account gains and fees$0195
Additional Noninterest Income$3,374,000357
Total noninterest expense$21,680,000244
Salaries and employee benefits$11,059,000236
Premises and equipment expense$2,740,000256
Additional noninterest expense$7,881,000239
Pre-tax net operating income$7,817,000384
Securities gains (losses)$01,187
Applicable income taxes$2,819,000356
Income before extraordinary items$4,998,000419
Extraordinary gains, net$022
Net income$4,998,000418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,042,000236
Cash dividends$10,000,000140
Sale, conversion, retirement of capital stock, net$428,000181
Net operating income$4,998,000409
2006-12-31 (YTD Data)Rank
Total interest income$140,670,000317
Total interest expense$45,298,000400
Net interest income$95,372,000262
Provision for loan and lease losses$4,200,000285
Total noninterest income$27,176,000298
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$9,239,000200
Trading account gains and fees$0130
Additional Noninterest Income$17,937,000289
Total noninterest expense$86,756,000240
Salaries and employee benefits$43,985,000222
Premises and equipment expense$10,956,000238
Additional noninterest expense$31,815,000234
Pre-tax net operating income$31,592,000385
Securities gains (losses)$504,000250
Applicable income taxes$11,756,000351
Income before extraordinary items$20,340,000418
Extraordinary gains, net$051
Net income$20,340,000417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,681,000453
Cash dividends$15,000,000290
Sale, conversion, retirement of capital stock, net$2,219,000396
Net operating income$20,017,440422
2006-09-30 (YTD Data)Rank
Total interest income$103,349,000329
Total interest expense$32,125,000418
Net interest income$71,224,000277
Provision for loan and lease losses$2,900,000287
Total noninterest income$19,999,000310
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$6,595,000206
Trading account gains and fees$0126
Additional Noninterest Income$13,404,000306
Total noninterest expense$64,784,000252
Salaries and employee benefits$33,026,000230
Premises and equipment expense$8,293,000247
Additional noninterest expense$23,465,000244
Pre-tax net operating income$23,539,000412
Securities gains (losses)$774,000167
Applicable income taxes$8,824,000366
Income before extraordinary items$15,489,000431
Extraordinary gains, net$045
Net income$15,489,000430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,696,000304
Cash dividends$10,000,000292
Sale, conversion, retirement of capital stock, net$1,835,000320
Net operating income$14,993,640434
2006-06-30 (YTD Data)Rank
Total interest income$67,507,000334
Total interest expense$20,130,000424
Net interest income$47,377,000279
Provision for loan and lease losses$800,000644
Total noninterest income$12,957,000326
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,212,000215
Trading account gains and fees$0126
Additional Noninterest Income$8,745,000310
Total noninterest expense$43,743,000251
Salaries and employee benefits$22,240,000234
Premises and equipment expense$5,573,000247
Additional noninterest expense$15,930,000248
Pre-tax net operating income$15,791,000404
Securities gains (losses)$-30,0008,216
Applicable income taxes$5,724,000377
Income before extraordinary items$10,037,000442
Extraordinary gains, net$039
Net income$10,037,000441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,390,000271
Cash dividends$10,000,000223
Sale, conversion, retirement of capital stock, net$1,180,000257
Net operating income$10,056,200431
2006-03-31 (YTD Data)Rank
Total interest income$32,764,000332
Total interest expense$9,372,000430
Net interest income$23,392,000284
Provision for loan and lease losses$200,0001,130
Total noninterest income$7,220,000296
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,076,000211
Trading account gains and fees$0115
Additional Noninterest Income$5,144,000282
Total noninterest expense$22,262,000250
Salaries and employee benefits$11,174,000237
Premises and equipment expense$2,794,000249
Additional noninterest expense$8,294,000247
Pre-tax net operating income$8,150,000391
Securities gains (losses)$0955
Applicable income taxes$2,985,000364
Income before extraordinary items$5,165,000424
Extraordinary gains, net$021
Net income$5,165,000423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,168,000196
Cash dividends$10,000,000128
Sale, conversion, retirement of capital stock, net$673,000164
Net operating income$5,165,000417
2005-12-31 (YTD Data)Rank
Total interest income$122,690,000318
Total interest expense$32,545,000389
Net interest income$90,145,000280
Provision for loan and lease losses$1,600,000663
Total noninterest income$25,608,000325
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$9,581,000191
Trading account gains and fees$0138
Additional Noninterest Income$16,027,000326
Total noninterest expense$86,888,000245
Salaries and employee benefits$40,523,000235
Premises and equipment expense$11,222,000240
Additional noninterest expense$35,143,000241
Pre-tax net operating income$27,265,000436
Securities gains (losses)$-74,0008,327
Applicable income taxes$9,739,000402
Income before extraordinary items$17,452,000458
Extraordinary gains, net$046
Net income$17,452,000458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$892,000743
Cash dividends$32,000,000177
Sale, conversion, retirement of capital stock, net$0934
Net operating income$17,499,360447
2005-09-30 (YTD Data)Rank
Total interest income$90,421,000316
Total interest expense$23,423,000389
Net interest income$66,998,000284
Provision for loan and lease losses$900,000826
Total noninterest income$19,070,000331
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$7,283,000184
Trading account gains and fees$0126
Additional Noninterest Income$11,787,000331
Total noninterest expense$65,437,000242
Salaries and employee benefits$30,583,000238
Premises and equipment expense$8,368,000242
Additional noninterest expense$26,486,000240
Pre-tax net operating income$19,731,000452
Securities gains (losses)$02,317
Applicable income taxes$7,025,000419
Income before extraordinary items$12,706,000475
Extraordinary gains, net$035
Net income$12,706,000475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$570,000752
Cash dividends$32,000,000140
Sale, conversion, retirement of capital stock, net$0769
Net operating income$12,706,000459
2005-06-30 (YTD Data)Rank
Total interest income$59,053,000311
Total interest expense$14,766,000378
Net interest income$44,287,000280
Provision for loan and lease losses$600,000816
Total noninterest income$12,881,000324
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$4,903,000174
Trading account gains and fees$0116
Additional Noninterest Income$7,978,000325
Total noninterest expense$43,229,000238
Salaries and employee benefits$19,828,000238
Premises and equipment expense$5,619,000235
Additional noninterest expense$17,782,000237
Pre-tax net operating income$13,339,000438
Securities gains (losses)$02,146
Applicable income taxes$4,758,000415
Income before extraordinary items$8,581,000463
Extraordinary gains, net$030
Net income$8,581,000463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,000862
Cash dividends$32,000,00094
Sale, conversion, retirement of capital stock, net$0643
Net operating income$8,581,000448
2005-03-31 (YTD Data)Rank
Total interest income$28,663,000311
Total interest expense$6,987,000372
Net interest income$21,676,000283
Provision for loan and lease losses$06,226
Total noninterest income$6,442,000319
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$2,435,000174
Trading account gains and fees$0115
Additional Noninterest Income$4,007,000319
Total noninterest expense$21,828,000243
Salaries and employee benefits$9,954,000242
Premises and equipment expense$2,838,000234
Additional noninterest expense$9,036,000231
Pre-tax net operating income$6,290,000449
Securities gains (losses)$01,685
Applicable income taxes$2,231,000439
Income before extraordinary items$4,059,000480
Extraordinary gains, net$024
Net income$4,059,000480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,000623
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,059,000465
2004-12-31 (YTD Data)Rank
Total interest income$111,449,000299
Total interest expense$25,542,000343
Net interest income$85,907,000288
Provision for loan and lease losses$-700,0008,920
Total noninterest income$28,998,000301
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$11,816,000162
Trading account gains and fees$0138
Additional Noninterest Income$17,182,000304
Total noninterest expense$93,092,000233
Salaries and employee benefits$46,259,000215
Premises and equipment expense$12,445,000221
Additional noninterest expense$34,388,000240
Pre-tax net operating income$22,513,000456
Securities gains (losses)$-31,0008,491
Applicable income taxes$7,788,000436
Income before extraordinary items$14,694,000488
Extraordinary gains, net$034
Net income$14,694,000489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,531,000251
Cash dividends$65,000,000111
Sale, conversion, retirement of capital stock, net$0872
Net operating income$14,714,150476
2004-09-30 (YTD Data)Rank
Total interest income$83,243,000299
Total interest expense$18,860,000345
Net interest income$64,383,000290
Provision for loan and lease losses$1,650,000482
Total noninterest income$22,069,000303
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$9,122,000166
Trading account gains and fees$0134
Additional Noninterest Income$12,947,000310
Total noninterest expense$69,279,000234
Salaries and employee benefits$34,541,000217
Premises and equipment expense$9,471,000217
Additional noninterest expense$25,267,000241
Pre-tax net operating income$15,523,000475
Securities gains (losses)$-31,0008,737
Applicable income taxes$5,485,000450
Income before extraordinary items$10,007,000525
Extraordinary gains, net$026
Net income$10,007,000526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,854,000270
Cash dividends$35,000,000128
Sale, conversion, retirement of capital stock, net$0738
Net operating income$10,027,150500
2004-06-30 (YTD Data)Rank
Total interest income$55,503,000291
Total interest expense$12,473,000342
Net interest income$43,030,000282
Provision for loan and lease losses$1,650,000361
Total noninterest income$14,600,000304
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$6,266,000155
Trading account gains and fees$0130
Additional Noninterest Income$8,334,000320
Total noninterest expense$46,527,000231
Salaries and employee benefits$23,338,000211
Premises and equipment expense$6,565,000210
Additional noninterest expense$16,624,000237
Pre-tax net operating income$9,453,000507
Securities gains (losses)$-31,0008,860
Applicable income taxes$3,301,000493
Income before extraordinary items$6,121,000575
Extraordinary gains, net$021
Net income$6,121,000574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,571,000224
Cash dividends$30,000,000103
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,141,150546
2004-03-31 (YTD Data)Rank
Total interest income$27,843,000300
Total interest expense$6,231,000349
Net interest income$21,612,000283
Provision for loan and lease losses$1,000,000312
Total noninterest income$7,046,000306
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,169,000154
Trading account gains and fees$0121
Additional Noninterest Income$3,877,000316
Total noninterest expense$23,396,000232
Salaries and employee benefits$11,918,000208
Premises and equipment expense$3,302,000211
Additional noninterest expense$8,176,000234
Pre-tax net operating income$4,262,000549
Securities gains (losses)$-31,0009,004
Applicable income taxes$1,463,000542
Income before extraordinary items$2,768,000615
Extraordinary gains, net$016
Net income$2,768,000614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,220,000236
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,788,150574
2003-12-31 (YTD Data)Rank
Total interest income$122,282,000274
Total interest expense$32,803,000302
Net interest income$89,479,000267
Provision for loan and lease losses$5,910,000293
Total noninterest income$36,890,000267
Gross Fiduciary activities income$66,0001,038
Service charges on deposit accounts$12,721,000160
Trading account gains and fees$0160
Additional Noninterest Income$24,103,000266
Total noninterest expense$176,049,000157
Salaries and employee benefits$50,240,000198
Premises and equipment expense$15,132,000185
Additional noninterest expense$110,677,000113
Pre-tax net operating income$-55,590,0009,185
Securities gains (losses)$-3,0008,643
Applicable income taxes$11,530,000331
Income before extraordinary items$-67,123,0009,179
Extraordinary gains, net$054
Net income$-67,123,0009,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,411,000185
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-67,120,0009,176
2003-09-30 (YTD Data)Rank
Total interest income$93,468,000279
Total interest expense$26,200,000303
Net interest income$67,268,000270
Provision for loan and lease losses$4,060,000321
Total noninterest income$28,756,000271
Gross Fiduciary activities income$66,000983
Service charges on deposit accounts$9,476,000168
Trading account gains and fees$0153
Additional Noninterest Income$19,214,000273
Total noninterest expense$153,106,000144
Salaries and employee benefits$39,112,000193
Premises and equipment expense$11,545,000188
Additional noninterest expense$102,449,000105
Pre-tax net operating income$-61,142,0009,244
Securities gains (losses)$-2,0008,785
Applicable income taxes$9,574,000320
Income before extraordinary items$-70,718,0009,235
Extraordinary gains, net$040
Net income$-70,718,0009,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,408,000183
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-70,716,0009,232
2003-06-30 (YTD Data)Rank
Total interest income$62,921,000282
Total interest expense$18,650,000293
Net interest income$44,271,000276
Provision for loan and lease losses$2,800,000308
Total noninterest income$19,152,000269
Gross Fiduciary activities income$66,000916
Service charges on deposit accounts$6,178,000165
Trading account gains and fees$0150
Additional Noninterest Income$12,908,000274
Total noninterest expense$50,418,000212
Salaries and employee benefits$25,862,000192
Premises and equipment expense$6,888,000207
Additional noninterest expense$17,668,000237
Pre-tax net operating income$10,205,000484
Securities gains (losses)$03,782
Applicable income taxes$3,511,000493
Income before extraordinary items$6,694,000549
Extraordinary gains, net$030
Net income$6,694,000549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,015,000327
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,694,000504
2003-03-31 (YTD Data)Rank
Total interest income$30,649,000293
Total interest expense$10,017,000291
Net interest income$20,632,000296
Provision for loan and lease losses$1,350,000311
Total noninterest income$9,236,000276
Gross Fiduciary activities income$46,000835
Service charges on deposit accounts$2,960,000173
Trading account gains and fees$0134
Additional Noninterest Income$6,230,000282
Total noninterest expense$25,386,000211
Salaries and employee benefits$13,192,000189
Premises and equipment expense$3,431,000211
Additional noninterest expense$8,763,000236
Pre-tax net operating income$3,132,000730
Securities gains (losses)$02,891
Applicable income taxes$1,001,000793
Income before extraordinary items$2,131,000792
Extraordinary gains, net$021
Net income$2,131,000791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,148,000303
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,131,000728
2002-12-31 (YTD Data)Rank
Total interest income$134,433,000293
Total interest expense$45,177,000303
Net interest income$89,256,000280
Provision for loan and lease losses$5,000,000388
Total noninterest income$55,977,000214
Gross Fiduciary activities income$184,000858
Service charges on deposit accounts$11,805,000169
Trading account gains and fees$0153
Additional Noninterest Income$43,988,000187
Total noninterest expense$100,401,000220
Salaries and employee benefits$50,905,000197
Premises and equipment expense$14,150,000200
Additional noninterest expense$35,346,000246
Pre-tax net operating income$39,832,000292
Securities gains (losses)$-16,0008,963
Applicable income taxes$14,189,000287
Income before extraordinary items$25,627,000308
Extraordinary gains, net$070
Net income$25,627,000308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,711,000338
Cash dividends$20,000,000231
Sale, conversion, retirement of capital stock, net$0862
Net operating income$25,637,240293
2001-12-31 (YTD Data)Rank
Total interest income$144,762,000306
Total interest expense$57,506,000340
Net interest income$87,256,000274
Provision for loan and lease losses$9,350,000239
Total noninterest income$26,625,000321
Gross Fiduciary activities income$182,000861
Service charges on deposit accounts$9,480,000186
Trading account gains and fees$-23,0009,567
Additional Noninterest Income$16,986,000319
Total noninterest expense$94,457,000232
Salaries and employee benefits$42,159,000202
Premises and equipment expense$12,347,000212
Additional noninterest expense$39,951,000232
Pre-tax net operating income$10,074,000758
Securities gains (losses)$258,000995
Applicable income taxes$6,947,000435
Income before extraordinary items$3,385,0001,570
Extraordinary gains, net$59,00076
Net income$3,444,0001,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$899,0001,013
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,219,8801,573
2000-12-31 (YTD Data)Rank
Total interest income$153,152,000309
Total interest expense$62,301,000359
Net interest income$90,851,000253
Provision for loan and lease losses$9,112,000210
Total noninterest income$18,598,000397
Gross Fiduciary activities income$151,000859
Service charges on deposit accounts$8,396,000190
Trading account gains and fees$0180
Additional Noninterest Income$10,051,000418
Total noninterest expense$86,296,000239
Salaries and employee benefits$35,314,000225
Premises and equipment expense$11,523,000217
Additional noninterest expense$39,459,000228
Pre-tax net operating income$14,041,000597
Securities gains (losses)$-131,0009,484
Applicable income taxes$8,103,000392
Income before extraordinary items$5,807,000908
Extraordinary gains, net$038
Net income$5,807,000908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,928,000204
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,890,840898
1999-12-31 (YTD Data)Rank
Total interest income$139,884,000311
Total interest expense$55,561,000352
Net interest income$84,324,000266
Provision for loan and lease losses$2,586,000453
Total noninterest income$15,914,000464
Gross Fiduciary activities income$38,0001,137
Service charges on deposit accounts$8,211,000203
Trading account gains and fees$0173
Additional Noninterest Income$7,665,000510
Total noninterest expense$90,105,000234
Salaries and employee benefits$37,869,000219
Premises and equipment expense$11,895,000221
Additional noninterest expense$40,341,000228
Pre-tax net operating income$7,547,0001,029
Securities gains (losses)$71,000861
Applicable income taxes$5,616,000550
Income before extraordinary items$2,002,0002,596
Extraordinary gains, net$035
Net income$2,002,0002,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,301,000415
Cash dividends$7,000,000521
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,956,5602,603
1998-12-31 (YTD Data)Rank
Total interest income$117,336,000342
Total interest expense$45,180,000431
Net interest income$72,156,000290
Provision for loan and lease losses$4,588,000343
Total noninterest income$12,459,000522
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$5,794,000244
Trading account gains and fees$0224
Additional Noninterest Income$6,665,000547
Total noninterest expense$57,415,000309
Salaries and employee benefits$28,876,000267
Premises and equipment expense$7,994,000290
Additional noninterest expense$20,545,000347
Pre-tax net operating income$22,612,000403
Securities gains (losses)$436,000606
Applicable income taxes$8,161,000397
Income before extraordinary items$14,887,000421
Extraordinary gains, net$032
Net income$14,887,000420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,252,000358
Cash dividends$32,000,000195
Sale, conversion, retirement of capital stock, net$4,965,000242
Net operating income$14,603,600405
1997-12-31 (YTD Data)Rank
Total interest income$9,596,0003,364
Total interest expense$4,533,0003,273
Net interest income$5,063,0003,448
Provision for loan and lease losses$890,0001,096
Total noninterest income$582,0004,508
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$407,0003,176
Trading account gains and fees$0239
Additional Noninterest Income$175,0005,286
Total noninterest expense$3,338,0003,758
Salaries and employee benefits$1,602,0004,012
Premises and equipment expense$505,0003,669
Additional noninterest expense$1,231,0003,287
Pre-tax net operating income$1,417,0004,688
Securities gains (losses)$-518,00010,878
Applicable income taxes$132,0007,884
Income before extraordinary items$767,0005,596
Extraordinary gains, net$044
Net income$767,0005,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,171
Cash dividends$446,0003,741
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,207,3003,965
1996-12-31 (YTD Data)Rank
Total interest income$9,031,0003,605
Total interest expense$4,175,0003,565
Net interest income$4,856,0003,622
Provision for loan and lease losses$131,0004,409
Total noninterest income$615,0004,505
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$447,0003,028
Trading account gains and feesNANA
Additional Noninterest Income$168,0005,634
Total noninterest expense$3,143,0004,150
Salaries and employee benefits$1,450,0004,455
Premises and equipment expense$473,0003,949
Additional noninterest expense$1,220,0003,728
Pre-tax net operating income$2,197,0003,169
Securities gains (losses)$15,0002,201
Applicable income taxes$735,0003,071
Income before extraordinary items$1,477,0003,230
Extraordinary gains, net$053
Net income$1,477,0003,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,304
Cash dividends$340,0004,253
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,466,9503,223
1995-12-31 (YTD Data)Rank
Total interest income$7,687,0004,162
Total interest expense$3,564,0004,086
Net interest income$4,123,0004,209
Provision for loan and lease losses$142,0003,759
Total noninterest income$681,0004,174
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$440,0003,064
Trading account gains and feesNANA
Additional Noninterest Income$241,0004,582
Total noninterest expense$3,053,0004,222
Salaries and employee benefits$1,296,0004,872
Premises and equipment expense$447,0004,138
Additional noninterest expense$1,310,0003,469
Pre-tax net operating income$1,609,0004,207
Securities gains (losses)$46,0001,362
Applicable income taxes$565,0003,820
Income before extraordinary items$1,090,0004,285
Extraordinary gains, net$065
Net income$1,090,0004,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,876
Cash dividends$321,0004,364
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,059,6404,376
1994-12-31 (YTD Data)Rank
Total interest income$5,973,0004,885
Total interest expense$2,340,0004,913
Net interest income$3,633,0004,774
Provision for loan and lease losses$110,0004,343
Total noninterest income$564,0004,871
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$358,0003,756
Trading account gains and feesNANA
Additional Noninterest Income$206,0005,168
Total noninterest expense$2,701,0004,831
Salaries and employee benefits$1,183,0005,307
Premises and equipment expense$395,0004,630
Additional noninterest expense$1,123,0004,297
Pre-tax net operating income$1,386,0004,707
Securities gains (losses)$-1,0008,790
Applicable income taxes$456,0004,342
Income before extraordinary items$929,0004,781
Extraordinary gains, net$0249
Net income$929,0004,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,341
Cash dividends$343,0004,140
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$929,6704,828
1993-12-31 (YTD Data)Rank
Total interest income$4,871,0005,909
Total interest expense$2,093,0005,625
Net interest income$2,778,0006,014
Provision for loan and lease losses$107,0005,595
Total noninterest income$539,0005,321
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$325,0004,139
Trading account gains and feesNANA
Additional Noninterest Income$214,0005,461
Total noninterest expense$2,135,0006,016
Salaries and employee benefits$983,0006,225
Premises and equipment expense$235,0006,992
Additional noninterest expense$917,0005,285
Pre-tax net operating income$1,075,0005,595
Securities gains (losses)$122,0002,231
Applicable income taxes$464,0004,461
Income before extraordinary items$733,0005,916
Extraordinary gains, net$-25,00012,506
Net income$708,0006,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,984
Cash dividends$296,0004,500
Sale, conversion, retirement of capital stock, net$540,000582
Net operating income$654,9206,159
1992-12-31 (YTD Data)Rank
Total interest income$4,797,0006,576
Total interest expense$2,376,0006,234
Net interest income$2,421,0006,743
Provision for loan and lease losses$45,0009,299
Total noninterest income$627,0004,812
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$356,0003,845
Trading account gains and feesNANA
Additional Noninterest Income$271,0004,720
Total noninterest expense$2,068,0006,206
Salaries and employee benefits$916,0006,526
Premises and equipment expense$266,0006,505
Additional noninterest expense$886,0005,598
Pre-tax net operating income$935,0005,922
Securities gains (losses)$430,0001,212
Applicable income taxes$511,0003,943
Income before extraordinary items$854,0005,102
Extraordinary gains, net$64,000922
Net income$918,0004,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0007,780
Cash dividends$242,0004,571
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$578,8006,363

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.