Home > Vectra Bank > Net Loans and Leases
Vectra Bank, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $432,300,000 | 715 |
| Loan loss allowance | $6,076,000 | 701 |
| Total loans and leases | $438,376,000 | 717 |
| Unearned income | $1,027,000 | 553 |
| Loans and leases, gross | $439,403,000 | 716 |
| All real estate loans | $274,821,000 | 743 |
| Real estate loans in domestic offices | $274,821,000 | 743 |
| Construction and development loans | $27,444,000 | 563 |
| Commercial RE | $111,540,000 | 473 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,013,000 | 2,258 |
| 1-4 family residential loans | $133,824,000 | 938 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $103,210,000 | 414 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $53,204,000 | 690 |
| Credit card loans | $4,331,000 | 566 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $48,873,000 | 628 |
| All other loans & leases | $8,168,000 | 649 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $6,492,000 | 290 |
| Other loans | $1,581,000 | 812 |
| Lease financing receivables | $95,000 | 1,451 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $10,627,000 | 117 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $819,000 | 521 |
| Non 1-4 family restructured loans & leases | $819,000 | 521 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $335,128,000 | 916 |
| Loan loss allowance | $4,239,000 | 1,008 |
| Total loans and leases | $339,367,000 | 919 |
| Unearned income | $826,000 | 1,526 |
| Loans and leases, gross | $339,367,000 | 926 |
| All real estate loans | $220,506,000 | 946 |
| Real estate loans in domestic offices | $220,506,000 | 946 |
| Construction and development loans | $23,257,000 | 698 |
| Commercial RE | $85,301,000 | 629 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,738,000 | 2,558 |
| 1-4 family residential loans | $110,210,000 | 1,170 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $77,427,000 | 543 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $37,061,000 | 1,023 |
| Credit card loans | $3,563,000 | 740 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $33,498,000 | 999 |
| All other loans & leases | $5,199,000 | 913 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $3,546,000 | 511 |
| Other loans | $1,491,000 | 914 |
| Lease financing receivables | $162,000 | 1,278 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $10,927,000 | 147 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $717,000 | 717 |
| Non 1-4 family restructured loans & leases | $717,000 | 717 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $191,717,000 | 1,505 |
| Loan loss allowance | $2,111,000 | 1,848 |
| Total loans and leases | $193,828,000 | 1,508 |
| Unearned income | $506,000 | 2,295 |
| Loans and leases, gross | $193,828,000 | 1,518 |
| All real estate loans | $120,754,000 | 1,646 |
| Real estate loans in domestic offices | $120,754,000 | 1,646 |
| Construction and development loans | $18,591,000 | 780 |
| Commercial RE | $27,869,000 | 1,716 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,353,000 | 2,165 |
| 1-4 family residential loans | $71,941,000 | 1,689 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $53,107,000 | 733 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $19,048,000 | 1,781 |
| Credit card loans | $4,939,000 | 710 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,109,000 | 2,099 |
| All other loans & leases | $1,425,000 | 2,110 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $825,000 | 1,525 |
| Other loans | $334,000 | 2,227 |
| Lease financing receivables | $266,000 | 1,098 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $1,722,000 | 432 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $145,568,000 | 1,917 |
| Loan loss allowance | $1,406,000 | 2,686 |
| Total loans and leases | $146,974,000 | 1,931 |
| Unearned income | $489,000 | 2,496 |
| Loans and leases, gross | $146,974,000 | 1,945 |
| All real estate loans | $95,955,000 | 1,990 |
| Real estate loans in domestic offices | $95,955,000 | 1,988 |
| Construction and development loans | $14,455,000 | 925 |
| Commercial RE | $27,847,000 | 1,683 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,006,000 | 2,474 |
| 1-4 family residential loans | $51,308,000 | 2,233 |
| Farmland loans | $339,000 | 6,452 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $41,135,000 | 838 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $9,652,000 | 3,097 |
| Credit card loans | $5,163,000 | 680 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,489,000 | 5,270 |
| All other loans & leases | $721,000 | 3,277 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $352,000 | 2,646 |
| Other loans | $369,000 | 2,214 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $522,000 | 788 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $108,173,000 | 2,421 |
| Loan loss allowance | $1,698,000 | 2,364 |
| Total loans and leases | $109,871,000 | 2,425 |
| Unearned income | $216,000 | 4,169 |
| Loans and leases, gross | $109,871,000 | 2,442 |
| All real estate loans | $68,856,000 | 2,627 |
| Real estate loans in domestic offices | $68,856,000 | 2,627 |
| Construction and development loans | $11,250,000 | 1,063 |
| Commercial RE | $15,519,000 | 2,670 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,306,000 | 2,305 |
| 1-4 family residential loans | $39,627,000 | 2,729 |
| Farmland loans | $154,000 | 7,588 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,000 | 8,224 |
| Commercial and industrial loans | $32,075,000 | 1,077 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $8,260,000 | 3,442 |
| Credit card loans | $3,707,000 | 792 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,553,000 | 5,246 |
| All other loans & leases | $892,000 | 3,039 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $380,000 | 2,646 |
| Other loans | $512,000 | 1,931 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $704,000 | 697 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $175,000 | 2,572 |
| Non 1-4 family restructured loans & leases | $175,000 | 2,572 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $66,828,000 | 3,808 |
| Loan loss allowance | $849,000 | 4,282 |
| Total loans and leases | $67,677,000 | 3,814 |
| Unearned income | $140,000 | 5,569 |
| Loans and leases, gross | $67,677,000 | 3,826 |
| All real estate loans | $35,208,000 | 4,551 |
| Real estate loans in domestic offices | $35,208,000 | 4,551 |
| Construction and development loans | $4,548,000 | 2,176 |
| Commercial RE | $8,176,000 | 4,255 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,177,000 | 3,298 |
| 1-4 family residential loans | $21,144,000 | 4,444 |
| Farmland loans | $163,000 | 7,599 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $23,939,000 | 1,472 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $7,950,000 | 3,679 |
| Credit card loans | $3,384,000 | 885 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,566,000 | 5,466 |
| All other loans & leases | $720,000 | 3,691 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $300,000 | 3,121 |
| Other loans | $420,000 | 2,210 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $1,160,000 | 599 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $536,000 | 1,719 |
| Non 1-4 family restructured loans & leases | $536,000 | 1,719 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |