Home > Vectra Bank > Assets and Liabilities
Vectra Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 328 | 536 |
| Assets and Liabilities | ||
| Total Assets: | $726,932,000 | 685 |
| Cash and due from depository institutions | $42,956,000 | 536 |
| Interest-bearing balances | $15,000 | 5,985 |
| Securities | $217,806,000 | 572 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $432,300,000 | 715 |
| Loan loss allowance | $6,076,000 | 701 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $11,400,000 | 633 |
| Other real estate owned | $1,107,000 | 536 |
| Goodwill and other intangibles | $11,654,000 | 342 |
| All other assets | $9,709,000 | 887 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $726,932,000 | 685 |
| Total liabilities | $664,415,000 | 683 |
| Total deposits | $557,596,000 | 678 |
| Interest-bearing deposits | $404,022,000 | 802 |
| Deposits held in domestic offices | $557,596,000 | 674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,724,000 | 397 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $30,391,000 | 756 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,704,000 | 1,578 |
| Total equity capital | $62,517,000 | 758 |
| Total bank equity capital | $62,517,000 | 758 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $15,914,000 | 232 |
| Surplus | $32,251,000 | 597 |
| Undivided profits | $14,352,000 | 1,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,409,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,064,000 | 133 |
| Income earned, not collected on loans | $2,301,000 | 940 |
| Earning assets | $650,121,000 | 698 |
| Long-term assets (5+ years) | $157,044,000 | 502 |
| Average Assets, year-to-date | $647,838,400 | 719 |
| Average Assets, quarterly | $720,274,000 | 680 |
| Volatile liabilities | $167,020,000 | 602 |
| Insider loans | $1,179,000 | 3,170 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $8,118,000 | 263 |
| Unused loan commitments | $107,182,000 | 617 |
| Tier 1 (core) risk-based capital | $50,585,000 | 841 |
| Tier 2 risk-based capital | $6,076,000 | 626 |
| Total risk weighted assets | $525,833,700 | 623 |
| Total unused commitments | $107,182,000 | 621 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 310 | 603 |
| Assets and Liabilities | ||
| Total Assets: | $581,533,000 | 851 |
| Cash and due from depository institutions | $32,995,000 | 603 |
| Interest-bearing balances | $296,000 | 3,639 |
| Securities | $184,555,000 | 686 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $335,128,000 | 916 |
| Loan loss allowance | $4,239,000 | 1,008 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,454,000 | 715 |
| Other real estate owned | $1,105,000 | 603 |
| Goodwill and other intangibles | $7,969,000 | 418 |
| All other assets | $9,327,000 | 951 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $581,533,000 | 851 |
| Total liabilities | $533,755,000 | 839 |
| Total deposits | $440,693,000 | 890 |
| Interest-bearing deposits | $316,566,000 | 1,065 |
| Deposits held in domestic offices | $440,693,000 | 883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,433,000 | 621 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $54,462,000 | 556 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,167,000 | 1,412 |
| Total equity capital | $47,778,000 | 958 |
| Total bank equity capital | $47,778,000 | 958 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $15,914,000 | 253 |
| Surplus | $23,234,000 | 812 |
| Undivided profits | $8,630,000 | 2,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,335,000 | 1,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $886,000 | 152 |
| Income earned, not collected on loans | $1,874,000 | 1,166 |
| Earning assets | $519,979,000 | 870 |
| Long-term assets (5+ years) | $53,574,000 | 1,219 |
| Average Assets, year-to-date | $512,301,600 | 926 |
| Average Assets, quarterly | $572,773,500 | 856 |
| Volatile liabilities | $126,930,000 | 747 |
| Insider loans | $1,137,000 | 3,303 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,021,000 | 747 |
| Unused loan commitments | $85,628,000 | 736 |
| Tier 1 (core) risk-based capital | $43,561,000 | 987 |
| Tier 2 risk-based capital | $4,239,000 | 849 |
| Total risk weighted assets | $384,027,300 | 816 |
| Total unused commitments | $85,628,000 | 742 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 215 | 894 |
| Assets and Liabilities | ||
| Total Assets: | $358,523,000 | 1,330 |
| Cash and due from depository institutions | $15,398,000 | 894 |
| Interest-bearing balances | $8,000 | 6,492 |
| Securities | $130,959,000 | 968 |
| Federal funds sold & reverse repurchase agreements | $4,770,000 | 3,024 |
| Net loans & leases | $191,717,000 | 1,505 |
| Loan loss allowance | $2,111,000 | 1,848 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,388,000 | 904 |
| Other real estate owned | $1,042,000 | 894 |
| Goodwill and other intangibles | $267,000 | 1,879 |
| All other assets | $5,982,000 | 1,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $358,523,000 | 1,330 |
| Total liabilities | $334,396,000 | 1,302 |
| Total deposits | $249,304,000 | 1,563 |
| Interest-bearing deposits | $182,751,000 | 1,846 |
| Deposits held in domestic offices | $249,304,000 | 1,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,429,000 | 928 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $68,621,000 | 476 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,042,000 | 2,067 |
| Total equity capital | $24,127,000 | 1,869 |
| Total bank equity capital | $24,127,000 | 1,869 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,095,000 | 374 |
| Surplus | $10,423,000 | 1,541 |
| Undivided profits | $3,609,000 | 5,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,162,000 | 2,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $519,000 | 256 |
| Income earned, not collected on loans | $1,171,000 | 1,940 |
| Earning assets | $327,454,000 | 1,340 |
| Long-term assets (5+ years) | $34,407,000 | 1,615 |
| Average Assets, year-to-date | $366,766,600 | 1,263 |
| Average Assets, quarterly | $359,473,000 | 1,309 |
| Volatile liabilities | $73,353,000 | 1,001 |
| Insider loans | $1,084,000 | 3,533 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $4,005,000 | 402 |
| Unused loan commitments | $48,754,000 | 1,051 |
| Tier 1 (core) risk-based capital | $26,283,000 | 1,627 |
| Tier 2 risk-based capital | $2,111,000 | 1,507 |
| Total risk weighted assets | $225,846,800 | 1,279 |
| Total unused commitments | $48,754,000 | 1,059 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 175 | 1,117 |
| Assets and Liabilities | ||
| Total Assets: | $333,980,000 | 1,388 |
| Cash and due from depository institutions | $11,509,000 | 1,117 |
| Interest-bearing balances | $6,000 | 6,803 |
| Securities | $160,292,000 | 827 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $145,568,000 | 1,917 |
| Loan loss allowance | $1,406,000 | 2,686 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,990,000 | 1,042 |
| Other real estate owned | $1,265,000 | 1,117 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $8,356,000 | 1,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $333,980,000 | 1,388 |
| Total liabilities | $317,127,000 | 1,338 |
| Total deposits | $173,064,000 | 2,235 |
| Interest-bearing deposits | $118,523,000 | 2,783 |
| Deposits held in domestic offices | $173,064,000 | 2,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,453,000 | 715 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $112,752,000 | 355 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $858,000 | 3,448 |
| Total equity capital | $16,853,000 | 2,414 |
| Total bank equity capital | $16,853,000 | 2,414 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $7,722,000 | 488 |
| Surplus | $9,262,000 | 1,625 |
| Undivided profits | $-131,000 | 11,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,155,000 | 2,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 761 |
| Income earned, not collected on loans | $956,000 | 2,082 |
| Earning assets | $305,866,000 | 1,385 |
| Long-term assets (5+ years) | $27,357,000 | 1,975 |
| Average Assets, year-to-date | $282,335,400 | 1,588 |
| Average Assets, quarterly | $334,910,500 | 1,381 |
| Volatile liabilities | $141,816,000 | 664 |
| Insider loans | $995,000 | 3,726 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $414,000 | 866 |
| Unused loan commitments | $43,061,000 | 1,095 |
| Tier 1 (core) risk-based capital | $21,722,000 | 1,914 |
| Tier 2 risk-based capital | $1,406,000 | 2,150 |
| Total risk weighted assets | $193,656,100 | 1,447 |
| Total unused commitments | $43,061,000 | 1,103 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 139 | 1,513 |
| Assets and Liabilities | ||
| Total Assets: | $197,805,000 | 2,347 |
| Cash and due from depository institutions | $10,545,000 | 1,513 |
| Interest-bearing balances | $16,000 | 7,348 |
| Securities | $63,723,000 | 2,150 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $108,173,000 | 2,421 |
| Loan loss allowance | $1,698,000 | 2,364 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,267,000 | 1,011 |
| Other real estate owned | $1,153,000 | 1,513 |
| Goodwill and other intangibles | $36,000 | 2,578 |
| All other assets | $6,908,000 | 1,242 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,805,000 | 2,347 |
| Total liabilities | $186,916,000 | 2,281 |
| Total deposits | $161,695,000 | 2,454 |
| Interest-bearing deposits | $109,447,000 | 3,119 |
| Deposits held in domestic offices | $161,695,000 | 2,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,198,000 | 1,011 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $13,020,000 | 948 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,003,000 | 3,101 |
| Total equity capital | $10,889,000 | 3,738 |
| Total bank equity capital | $10,889,000 | 3,738 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $6,472,000 | 555 |
| Surplus | $2,758,000 | 4,391 |
| Undivided profits | $1,659,000 | 8,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,712,000 | 2,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $620,000 | 2,922 |
| Earning assets | $171,912,000 | 2,473 |
| Long-term assets (5+ years) | $36,819,000 | 1,568 |
| Average Assets, year-to-date | $188,295,000 | 2,397 |
| Average Assets, quarterly | $195,976,000 | 2,359 |
| Volatile liabilities | $30,530,000 | 1,720 |
| Insider loans | $43,000 | 10,772 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,245,000 | 759 |
| Unused loan commitments | $40,170,000 | 1,160 |
| Tier 1 (core) risk-based capital | $10,853,000 | 3,686 |
| Tier 2 risk-based capital | $1,698,000 | 1,809 |
| Total risk weighted assets | $139,761,900 | 1,935 |
| Total unused commitments | $40,170,000 | 1,181 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 70 | 3,067 |
| Assets and Liabilities | ||
| Total Assets: | $124,246,000 | 3,724 |
| Cash and due from depository institutions | $8,957,000 | 3,067 |
| Interest-bearing balances | $43,000 | 7,679 |
| Securities | $39,194,000 | 3,506 |
| Federal funds sold & reverse repurchase agreements | $760,000 | 9,404 |
| Net loans & leases | $66,828,000 | 3,808 |
| Loan loss allowance | $849,000 | 4,282 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,073,000 | 1,811 |
| Other real estate owned | $1,029,000 | 3,067 |
| Goodwill and other intangibles | $124,000 | 2,103 |
| All other assets | $3,281,000 | 2,328 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,246,000 | 3,724 |
| Total liabilities | $117,734,000 | 3,607 |
| Total deposits | $92,546,000 | 4,321 |
| Interest-bearing deposits | $58,073,000 | 5,726 |
| Deposits held in domestic offices | $92,546,000 | 4,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,555,000 | 1,307 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $19,000,000 | 711 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $633,000 | 4,819 |
| Total equity capital | $6,512,000 | 5,720 |
| Total bank equity capital | $6,512,000 | 5,720 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,374,000 | 880 |
| Surplus | $424,000 | 11,048 |
| Undivided profits | $1,714,000 | 7,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,779,000 | 2,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $463,000 | 4,405 |
| Earning assets | $106,825,000 | 3,931 |
| Long-term assets (5+ years) | $18,759,000 | 2,733 |
| Average Assets, year-to-date | $111,893,800 | 4,000 |
| Average Assets, quarterly | $118,840,500 | 3,849 |
| Volatile liabilities | $29,888,000 | 1,713 |
| Insider loans | $124,000 | 5,146 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $81,000 | 1,142 |
| Unused loan commitments | $20,353,000 | 1,803 |
| Tier 1 (core) risk-based capital | $6,388,000 | 5,757 |
| Tier 2 risk-based capital | $849,000 | 3,354 |
| Total risk weighted assets | $84,654,500 | 3,104 |
| Total unused commitments | $20,353,000 | 1,818 |
| Derivatives | $0 | 651 |