Home > Varo Bank > Net Loans and Leases

Varo Bank, Net Loans and Leases

2023-12-31Rank
Net loans and leases$49,791,0003,866
Loan loss allowance$3,172,0002,024
Total loans and leases$52,963,0003,829
Unearned income$0817
Loans and leases, gross$52,963,0003,853
All real estate loans$04,479
Real estate loans in domestic offices$04,491
Construction and development loans$04,153
Commercial RE$04,432
Commercial real estate owner-occupied$04,165
Commercial real estate other non-farm non-residential$04,178
Multifamily residential real estate$03,670
1-4 family residential loans$04,422
Farmland loans$03,657
Loans held in foreign officesNANA
Farm loans$03,205
Commercial and industrial loans$04,396
To non-U.S. addresseesNANA
Loans to individuals$52,264,000409
Credit card loans$31,489,00075
Related Plans$20,775,000107
Consumer Loans - Auto$03,949
Other loans to individuals$04,274
All other loans & leases$699,0002,191
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,262
Other loans$699,0001,064
Lease financing receivables$0782
Loans to depository institutions and acceptances of other banks$0193
Memoranda:
Loans not secured by real estate$0932
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,987
Non 1-4 family restructured loans & leases$01,547
Residential 1-4 family construction$03,808
Other construction, all land development and other land$03,826
Allowance for loan and lease losses in tier 2$02,833
Total loans and leasesNANA
2023-09-30Rank
Net loans and leases$42,321,0003,987
Loan loss allowance$3,496,0001,884
Total loans and leases$45,817,0003,937
Unearned income$0833
Loans and leases, gross$45,817,0003,951
All real estate loans$04,499
Real estate loans in domestic offices$04,517
Construction and development loans$04,181
Commercial RE$04,457
Commercial real estate owner-occupied$04,194
Commercial real estate other non-farm non-residential$04,196
Multifamily residential real estate$03,690
1-4 family residential loans$04,442
Farmland loans$03,688
Loans held in foreign officesNANA
Farm loans$03,219
Commercial and industrial loans$04,418
To non-U.S. addresseesNANA
Loans to individuals$44,305,000453
Credit card loans$26,817,00077
Related Plans$17,488,000118
Consumer Loans - Auto$03,985
Other loans to individuals$04,296
All other loans & leases$1,512,0001,792
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,284
Other loans$1,512,000856
Lease financing receivables$0784
Loans to depository institutions and acceptances of other banks$0189
Memoranda:
Loans not secured by real estate$0935
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,010
Non 1-4 family restructured loans & leases$0529
Residential 1-4 family construction$03,841
Other construction, all land development and other land$03,850
Allowance for loan and lease losses in tier 2$02,846
Total loans and leasesNANA
2023-06-30Rank
Net loans and leases$37,901,0004,058
Loan loss allowance$3,627,0001,838
Total loans and leases$41,528,0004,003
Unearned income$0848
Loans and leases, gross$41,528,0004,021
All real estate loans$04,534
Real estate loans in domestic offices$04,548
Construction and development loans$04,206
Commercial RE$04,486
Commercial real estate owner-occupied$04,214
Commercial real estate other non-farm non-residential$04,236
Multifamily residential real estate$03,689
1-4 family residential loans$04,484
Farmland loans$03,702
Loans held in foreign officesNANA
Farm loans$03,233
Commercial and industrial loans$04,452
To non-U.S. addresseesNANA
Loans to individuals$40,160,000472
Credit card loans$25,686,00076
Related Plans$14,474,000124
Consumer Loans - Auto$03,998
Other loans to individuals$04,325
All other loans & leases$1,368,0001,852
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,287
Other loans$1,368,000879
Lease financing receivables$0792
Loans to depository institutions and acceptances of other banks$0202
Memoranda:
Loans not secured by real estate$0934
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,128
Non 1-4 family restructured loans & leases$01,681
Residential 1-4 family construction$03,850
Other construction, all land development and other land$03,868
Allowance for loan and lease losses in tier 2$02,880
Total loans and leasesNANA
2023-03-31Rank
Net loans and leases$37,656,0004,104
Loan loss allowance$2,762,0002,190
Total loans and leases$40,418,0004,059
Unearned income$0835
Loans and leases, gross$40,418,0004,059
All real estate loans$04,574
Real estate loans in domestic offices$04,574
Construction and development loans$04,219
Commercial RE$04,512
Commercial real estate owner-occupied$04,270
Commercial real estate other non-farm non-residential$04,288
Multifamily residential real estate$03,730
1-4 family residential loans$04,526
Farmland loans$03,740
Loans held in foreign officesNANA
Farm loans$03,236
Commercial and industrial loans$04,477
To non-U.S. addresseesNANA
Loans to individuals$39,051,000480
Credit card loans$27,964,00078
Related Plans$11,087,000148
Consumer Loans - Auto$04,027
Other loans to individuals$04,399
All other loans & leases$1,367,0001,875
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,322
Other loans$1,367,000869
Lease financing receivables$0768
Loans to depository institutions and acceptances of other banks$0198
Memoranda:
Loans not secured by real estate$0931
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,137
Non 1-4 family restructured loans & leases$0547
Residential 1-4 family construction$03,861
Other construction, all land development and other land$03,901
Allowance for loan and lease losses in tier 2$02,948
Total loans and leasesNANA
2022-12-31Rank
Net loans and leases$28,319,0004,272
Loan loss allowance$2,396,0002,357
Total loans and leases$30,715,0004,250
Unearned income$0859
Loans and leases, gross$30,715,0004,250
All real estate loans$04,608
Real estate loans in domestic offices$04,608
Construction and development loans$04,254
Commercial RE$04,546
Commercial real estate owner-occupied$04,289
Commercial real estate other non-farm non-residential$04,327
Multifamily residential real estate$03,746
1-4 family residential loans$04,561
Farmland loans$03,779
Loans held in foreign officesNANA
Farm loans$03,258
Commercial and industrial loans$04,503
To non-U.S. addresseesNANA
Loans to individuals$29,702,000564
Credit card loans$21,108,00086
Related Plans$8,594,000172
Consumer Loans - Auto$04,049
Other loans to individuals$04,435
All other loans & leases$1,013,0002,064
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,351
Other loans$1,013,000951
Lease financing receivables$0778
Loans to depository institutions and acceptances of other banks$0202
Memoranda:
Loans not secured by real estate$0925
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,494
Non 1-4 family restructured loans & leases$01,996
Residential 1-4 family construction$03,892
Other construction, all land development and other land$03,911
Allowance for loan and lease losses in tier 2$02,976
Total loans and leasesNANA
2022-09-30Rank
Net loans and leases$25,075,0004,358
Loan loss allowance$2,854,0002,123
Total loans and leases$27,929,0004,312
Unearned income$0854
Loans and leases, gross$27,929,0004,312
All real estate loans$04,651
Real estate loans in domestic offices$04,651
Construction and development loans$04,280
Commercial RE$04,584
Commercial real estate owner-occupied$04,324
Commercial real estate other non-farm non-residential$04,353
Multifamily residential real estate$03,792
1-4 family residential loans$04,603
Farmland loans$03,817
Loans held in foreign officesNANA
Farm loans$03,282
Commercial and industrial loans$04,550
To non-U.S. addresseesNANA
Loans to individuals$26,437,000611
Credit card loans$18,138,00087
Related Plans$8,299,000177
Consumer Loans - Auto$04,089
Other loans to individuals$04,482
All other loans & leases$1,492,0001,853
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,381
Other loans$1,492,000863
Lease financing receivables$0794
Loans to depository institutions and acceptances of other banks$0204
Memoranda:
Loans not secured by real estate$0931
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,514
Non 1-4 family restructured loans & leases$0696
Residential 1-4 family construction$03,930
Other construction, all land development and other land$03,943
Allowance for loan and lease losses in tier 2$03,045
Total loans and leasesNANA
2022-06-30Rank
Net loans and leases$18,950,0004,522
Loan loss allowance$2,334,0002,426
Total loans and leases$21,284,0004,491
Unearned income$0883
Loans and leases, gross$21,284,0004,491
All real estate loans$04,714
Real estate loans in domestic offices$04,714
Construction and development loans$04,335
Commercial RE$04,650
Commercial real estate owner-occupied$04,383
Commercial real estate other non-farm non-residential$04,427
Multifamily residential real estate$03,853
1-4 family residential loans$04,668
Farmland loans$03,874
Loans held in foreign officesNANA
Farm loans$03,340
Commercial and industrial loans$04,608
To non-U.S. addresseesNANA
Loans to individuals$19,828,000741
Credit card loans$14,386,00098
Related Plans$5,442,000225
Consumer Loans - Auto$04,158
Other loans to individuals$04,553
All other loans & leases$1,456,0001,874
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,415
Other loans$1,456,000857
Lease financing receivables$0801
Loans to depository institutions and acceptances of other banks$0201
Memoranda:
Loans not secured by real estate$0960
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,582
Non 1-4 family restructured loans & leases$02,092
Residential 1-4 family construction$03,976
Other construction, all land development and other land$04,001
Allowance for loan and lease losses in tier 2$03,053
Total loans and leasesNANA
2022-03-31Rank
Net loans and leases$12,384,0004,634
Loan loss allowance$1,659,0002,876
Total loans and leases$14,043,0004,615
Unearned income$0907
Loans and leases, gross$14,043,0004,615
All real estate loans$04,743
Real estate loans in domestic offices$04,743
Construction and development loans$04,352
Commercial RE$04,678
Commercial real estate owner-occupied$04,417
Commercial real estate other non-farm non-residential$04,452
Multifamily residential real estate$03,869
1-4 family residential loans$04,700
Farmland loans$03,902
Loans held in foreign officesNANA
Farm loans$03,348
Commercial and industrial loans$04,631
To non-U.S. addresseesNANA
Loans to individuals$12,936,0001,005
Credit card loans$9,319,000106
Related Plans$3,617,000262
Consumer Loans - Auto$04,193
Other loans to individuals$04,578
All other loans & leases$1,107,0002,024
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,418
Other loans$1,107,000905
Lease financing receivables$0809
Loans to depository institutions and acceptances of other banks$0197
Memoranda:
Loans not secured by real estate$0953
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,507
Non 1-4 family restructured loans & leases$0711
Residential 1-4 family construction$04,000
Other construction, all land development and other land$04,017
Allowance for loan and lease losses in tier 2$03,060
Total loans and leasesNANA
2021-12-31Rank
Net loans and leases$7,671,0004,757
Loan loss allowance$1,824,0002,752
Total loans and leases$9,495,0004,737
Unearned income$0978
Loans and leases, gross$9,495,0004,737
All real estate loans$04,784
Real estate loans in domestic offices$04,784
Construction and development loans$04,399
Commercial RE$04,724
Commercial real estate owner-occupied$04,455
Commercial real estate other non-farm non-residential$04,487
Multifamily residential real estate$03,907
1-4 family residential loans$04,744
Farmland loans$03,937
Loans held in foreign officesNANA
Farm loans$03,385
Commercial and industrial loans$04,670
To non-U.S. addresseesNANA
Loans to individuals$8,230,0001,407
Credit card loans$4,651,000132
Related Plans$3,579,000260
Consumer Loans - Auto$04,230
Other loans to individuals$04,625
All other loans & leases$1,265,0001,970
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,449
Other loans$1,265,000914
Lease financing receivables$0822
Loans to depository institutions and acceptances of other banks$0198
Memoranda:
Loans not secured by real estate$0969
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,710
Non 1-4 family restructured loans & leases$02,199
Residential 1-4 family construction$04,039
Other construction, all land development and other land$04,058
Allowance for loan and lease losses in tier 2$03,047
Total loans and leasesNANA
2021-09-30Rank
Net loans and leases$3,503,0004,872
Loan loss allowance$2,554,0002,334
Total loans and leases$6,057,0004,851
Unearned income$01,042
Loans and leases, gross$6,057,0004,851
All real estate loans$04,855
Real estate loans in domestic offices$04,855
Construction and development loans$04,462
Commercial RE$04,794
Commercial real estate owner-occupied$04,519
Commercial real estate other non-farm non-residential$04,556
Multifamily residential real estate$03,972
1-4 family residential loans$04,812
Farmland loans$04,006
Loans held in foreign officesNANA
Farm loans$03,444
Commercial and industrial loans$04,746
To non-U.S. addresseesNANA
Loans to individuals$4,175,0002,275
Credit card loans$172,000675
Related Plans$3,647,000255
Consumer Loans - Auto$04,303
Other loans to individuals$356,0003,930
All other loans & leases$1,883,0001,736
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,481
Other loans$1,883,000797
Lease financing receivables$0848
Loans to depository institutions and acceptances of other banks$0194
Memoranda:
Loans not secured by real estate$0998
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,744
Non 1-4 family restructured loans & leases$0777
Residential 1-4 family construction$04,081
Other construction, all land development and other land$04,107
Allowance for loan and lease losses in tier 2$03,085
Total loans and leasesNANA
2021-06-30Rank
Net loans and leases$4,545,0004,905
Loan loss allowance$3,183,0002,019
Total loans and leases$7,728,0004,864
Unearned income$01,074
Loans and leases, gross$7,728,0004,864
All real estate loans$04,896
Real estate loans in domestic offices$04,896
Construction and development loans$04,484
Commercial RE$04,835
Commercial real estate owner-occupied$04,553
Commercial real estate other non-farm non-residential$04,591
Multifamily residential real estate$04,003
1-4 family residential loans$04,852
Farmland loans$04,039
Loans held in foreign officesNANA
Farm loans$03,487
Commercial and industrial loans$04,788
To non-U.S. addresseesNANA
Loans to individuals$4,382,0002,186
Credit card loans$43,000800
Related Plans$3,887,000256
Consumer Loans - Auto$04,347
Other loans to individuals$452,0003,801
All other loans & leases$3,345,0001,376
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,507
Other loans$3,345,000630
Lease financing receivables$0853
Loans to depository institutions and acceptances of other banks$0198
Memoranda:
Loans not secured by real estate$0991
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,832
Non 1-4 family restructured loans & leases$02,333
Residential 1-4 family construction$04,095
Other construction, all land development and other land$04,114
Allowance for loan and lease losses in tier 2$03,066
Total loans and leasesNANA
2021-03-31Rank
Net loans and leases$3,427,0004,940
Loan loss allowance$2,459,0002,374
Total loans and leases$5,886,0004,919
Unearned income$01,080
Loans and leases, gross$5,886,0004,919
All real estate loans$04,921
Real estate loans in domestic offices$04,921
Construction and development loans$04,516
Commercial RE$04,861
Commercial real estate owner-occupied$04,574
Commercial real estate other non-farm non-residential$04,608
Multifamily residential real estate$04,005
1-4 family residential loans$04,880
Farmland loans$04,064
Loans held in foreign officesNANA
Farm loans$03,519
Commercial and industrial loans$04,814
To non-U.S. addresseesNANA
Loans to individuals$3,622,0002,437
Credit card loans$26,000831
Related Plans$2,994,000288
Consumer Loans - Auto$04,378
Other loans to individuals$602,0003,591
All other loans & leases$2,265,0001,643
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,526
Other loans$2,265,000750
Lease financing receivables$0862
Loans to depository institutions and acceptances of other banks$0200
Memoranda:
Loans not secured by real estate$0984
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,748
Non 1-4 family restructured loans & leases$0779
Residential 1-4 family construction$04,129
Other construction, all land development and other land$04,114
Allowance for loan and lease losses in tier 2$03,043
Total loans and leasesNANA
2020-12-31Rank
Net loans and leases$1,619,0004,965
Loan loss allowance$1,945,0002,673
Total loans and leases$3,564,0004,962
Unearned income$01,065
Loans and leases, gross$3,564,0004,962
All real estate loans$04,946
Real estate loans in domestic offices$04,946
Construction and development loans$04,534
Commercial RE$04,888
Commercial real estate owner-occupied$04,601
Commercial real estate other non-farm non-residential$04,631
Multifamily residential real estate$04,019
1-4 family residential loans$04,903
Farmland loans$04,092
Loans held in foreign officesNANA
Farm loans$03,537
Commercial and industrial loans$04,839
To non-U.S. addresseesNANA
Loans to individuals$1,611,0003,545
Credit card loans$0885
Related Plans$895,000559
Consumer Loans - Auto$04,401
Other loans to individuals$716,0003,489
All other loans & leases$1,953,0001,737
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,547
Other loans$1,953,000785
Lease financing receivables$0861
Loans to depository institutions and acceptances of other banks$0206
Memoranda:
Loans not secured by real estate$0975
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,931
Non 1-4 family restructured loans & leases$02,453
Residential 1-4 family construction$04,145
Other construction, all land development and other land$04,137
Allowance for loan and lease losses in tier 2$03,065
Total loans and leasesNANA
2020-09-30Rank
Net loans and leases$711,0005,001
Loan loss allowance$129,0004,880
Total loans and leases$840,0005,000
Unearned income$01,073
Loans and leases, gross$840,0005,000
All real estate loans$04,980
Real estate loans in domestic offices$04,980
Construction and development loans$04,571
Commercial RE$04,919
Commercial real estate owner-occupied$04,628
Commercial real estate other non-farm non-residential$04,656
Multifamily residential real estate$04,045
1-4 family residential loans$04,937
Farmland loans$04,122
Loans held in foreign officesNANA
Farm loans$03,576
Commercial and industrial loans$04,870
To non-U.S. addresseesNANA
Loans to individuals$840,0004,145
Credit card loans$0892
Related Plans$02,770
Consumer Loans - Auto$04,441
Other loans to individuals$840,0003,379
All other loans & leases$04,237
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,579
Other loans$03,638
Lease financing receivables$0867
Loans to depository institutions and acceptances of other banks$0209
Memoranda:
Loans not secured by real estate$0985
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,943
Non 1-4 family restructured loans & leases$0843
Residential 1-4 family construction$04,175
Other construction, all land development and other land$04,174
Allowance for loan and lease losses in tier 2$130,0003,019
Total loans and leasesNANA