Home > Vantus Bank > Assets and Liabilities
Vantus Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 149 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $503,643,000 | 1,424 |
| Cash and due from depository institutions | $55,519,000 | 1,090 |
| Interest-bearing balances | $15,082,000 | 1,366 |
| Securities | $53,586,000 | 2,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $335,273,000 | 1,471 |
| Loan loss allowance | $4,371,000 | 1,679 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $16,082,000 | 776 |
| Other real estate owned | $7,414,000 | 1,090 |
| Goodwill and other intangibles | $770,000 | 1,820 |
| All other assets | $34,999,000 | 662 |
| Life insurance assets | $12,986,000 | 511 |
| Total liabilities and capital | $503,643,000 | 1,424 |
| Total liabilities | $500,960,000 | 1,289 |
| Total deposits | $394,369,000 | 1,432 |
| Interest-bearing deposits | $375,293,000 | 1,319 |
| Deposits held in domestic offices | $394,369,000 | 1,428 |
| % insured | 91.85% | 611 |
| Federal funds purchased & repurchase agreements | $7,072,000 | 1,298 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $94,250,000 | 586 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,269,000 | 1,133 |
| Total equity capital | $2,683,000 | 7,799 |
| Total bank equity capital | $2,663,000 | 7,805 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000 | 7,290 |
| Surplus | $32,848,000 | 1,044 |
| Undivided profits | $-30,186,000 | 8,079 |
| Noncontrolling interests in consolidated subsidiaries | $20,000 | 206 |
| Memoranda | ||
| Noncurrent loans and leases | $18,975,000 | 866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,879,000 | 1,859 |
| Earning assets | $403,941,000 | 1,621 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $508,676,670 | 1,388 |
| Average Assets, quarterly | $501,158,000 | 1,426 |
| Volatile liabilities | $134,956,000 | 1,135 |
| Insider loans | $722,000 | 4,878 |
| FHLB advances | $94,250,000 | 512 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $40,455,000 | 1,754 |
| Tier 1 (core) risk-based capital | $23,634,000 | 2,678 |
| Tier 2 risk-based capital | $4,371,000 | 1,377 |
| Total risk weighted assets | $699,061,000 | 738 |
| Total unused commitments | $40,455,000 | 1,757 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 153 | 1,062 |
| Assets and Liabilities | ||
| Total Assets: | $498,673,000 | 1,444 |
| Cash and due from depository institutions | $25,086,000 | 1,062 |
| Interest-bearing balances | $16,947,000 | 1,075 |
| Securities | $53,367,000 | 2,199 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $352,029,000 | 1,403 |
| Loan loss allowance | $4,257,000 | 1,637 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $16,304,000 | 774 |
| Other real estate owned | $7,729,000 | 1,062 |
| Goodwill and other intangibles | $608,000 | 1,964 |
| All other assets | $43,550,000 | 521 |
| Life insurance assets | $12,862,000 | 518 |
| Total liabilities and capital | $498,673,000 | 1,444 |
| Total liabilities | $484,045,000 | 1,348 |
| Total deposits | $388,622,000 | 1,458 |
| Interest-bearing deposits | $368,897,000 | 1,338 |
| Deposits held in domestic offices | $388,622,000 | 1,451 |
| % insured | 91.88% | 630 |
| Federal funds purchased & repurchase agreements | $6,567,000 | 1,349 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $84,750,000 | 689 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,106,000 | 1,328 |
| Total equity capital | $14,628,000 | 4,220 |
| Total bank equity capital | $14,617,000 | 4,221 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 7,333 |
| Surplus | $32,844,000 | 1,038 |
| Undivided profits | $-18,228,000 | 8,102 |
| Noncontrolling interests in consolidated subsidiaries | $11,000 | 210 |
| Memoranda | ||
| Noncurrent loans and leases | $20,147,000 | 738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,069,000 | 1,691 |
| Earning assets | $422,343,000 | 1,565 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $511,193,500 | 1,391 |
| Average Assets, quarterly | $511,193,500 | 1,391 |
| Volatile liabilities | $121,050,000 | 1,283 |
| Insider loans | $731,000 | 4,856 |
| FHLB advances | $84,750,000 | 607 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $43,720,000 | 1,735 |
| Tier 1 (core) risk-based capital | $41,229,000 | 1,592 |
| Tier 2 risk-based capital | $4,257,000 | 1,395 |
| Total risk weighted assets | $823,727,000 | 640 |
| Total unused commitments | $43,720,000 | 1,736 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 196 | 807 |
| Assets and Liabilities | ||
| Total Assets: | $523,714,000 | 1,346 |
| Cash and due from depository institutions | $24,001,000 | 807 |
| Interest-bearing balances | $10,673,000 | 1,025 |
| Securities | $72,364,000 | 1,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $364,761,000 | 1,366 |
| Loan loss allowance | $4,257,000 | 1,591 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $16,534,000 | 761 |
| Other real estate owned | $8,590,000 | 807 |
| Goodwill and other intangibles | $526,000 | 2,035 |
| All other assets | $36,938,000 | 620 |
| Life insurance assets | $12,739,000 | 521 |
| Total liabilities and capital | $523,714,000 | 1,346 |
| Total liabilities | $498,589,000 | 1,280 |
| Total deposits | $371,565,000 | 1,486 |
| Interest-bearing deposits | $354,840,000 | 1,353 |
| Deposits held in domestic offices | $371,565,000 | 1,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,494,000 | 1,326 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $113,750,000 | 580 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,780,000 | 1,192 |
| Total equity capital | $25,125,000 | 2,635 |
| Total bank equity capital | $25,125,000 | 2,635 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 7,374 |
| Surplus | $32,809,000 | 1,014 |
| Undivided profits | $-7,685,000 | 8,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,435,000 | 1,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,427,000 | 1,505 |
| Earning assets | $447,798,000 | 1,434 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $571,846,000 | 1,177 |
| Average Assets, quarterly | $536,568,500 | 1,296 |
| Volatile liabilities | $149,096,000 | 1,035 |
| Insider loans | $740,000 | 4,911 |
| FHLB advances | $113,750,000 | 509 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $43,618,000 | 1,764 |
| Tier 1 (core) risk-based capital | $43,124,000 | 1,479 |
| Tier 2 risk-based capital | $4,257,000 | 1,376 |
| Total risk weighted assets | $437,328,000 | 1,190 |
| Total unused commitments | $43,618,000 | 1,765 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 193 | 832 |
| Assets and Liabilities | ||
| Total Assets: | $549,423,000 | 1,276 |
| Cash and due from depository institutions | $10,133,000 | 832 |
| Interest-bearing balances | $119,000 | 4,901 |
| Securities | $83,613,000 | 1,423 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $393,468,000 | 1,259 |
| Loan loss allowance | $4,002,000 | 1,544 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $18,516,000 | 653 |
| Other real estate owned | $9,347,000 | 832 |
| Goodwill and other intangibles | $664,000 | 1,966 |
| All other assets | $33,682,000 | 654 |
| Life insurance assets | $12,616,000 | 523 |
| Total liabilities and capital | $549,423,000 | 1,276 |
| Total liabilities | $521,959,000 | 1,201 |
| Total deposits | $437,069,000 | 1,213 |
| Interest-bearing deposits | $419,168,000 | 1,106 |
| Deposits held in domestic offices | $437,069,000 | 1,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,999,000 | 1,095 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $67,507,000 | 921 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,384,000 | 1,251 |
| Total equity capital | $27,464,000 | 2,467 |
| Total bank equity capital | $27,464,000 | 2,467 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $32,775,000 | 981 |
| Undivided profits | $-5,312,000 | 8,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,257,000 | 1,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,644,000 | 1,449 |
| Earning assets | $477,200,000 | 1,335 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $583,879,000 | 1,152 |
| Average Assets, quarterly | $557,160,000 | 1,245 |
| Volatile liabilities | $112,421,000 | 1,321 |
| Insider loans | $892,000 | 4,597 |
| FHLB advances | $67,507,000 | 843 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $42,828,000 | 1,908 |
| Tier 1 (core) risk-based capital | $40,181,000 | 1,615 |
| Tier 2 risk-based capital | $4,002,000 | 1,426 |
| Total risk weighted assets | $457,327,000 | 1,139 |
| Total unused commitments | $42,828,000 | 1,908 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 199 | 816 |
| Assets and Liabilities | ||
| Total Assets: | $564,897,000 | 1,231 |
| Cash and due from depository institutions | $12,503,000 | 816 |
| Interest-bearing balances | $605,000 | 3,352 |
| Securities | $91,230,000 | 1,333 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $409,281,000 | 1,193 |
| Loan loss allowance | $4,243,000 | 1,397 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $18,762,000 | 625 |
| Other real estate owned | $852,000 | 816 |
| Goodwill and other intangibles | $727,000 | 1,935 |
| All other assets | $31,542,000 | 674 |
| Life insurance assets | $12,494,000 | 531 |
| Total liabilities and capital | $564,897,000 | 1,231 |
| Total liabilities | $533,635,000 | 1,151 |
| Total deposits | $448,284,000 | 1,170 |
| Interest-bearing deposits | $428,839,000 | 1,057 |
| Deposits held in domestic offices | $448,284,000 | 1,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,339,000 | 1,086 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $67,298,000 | 892 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,714,000 | 1,429 |
| Total equity capital | $31,262,000 | 2,202 |
| Total bank equity capital | $31,262,000 | 2,202 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $32,741,000 | 971 |
| Undivided profits | $-1,480,000 | 7,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,598,000 | 557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,475,000 | 1,518 |
| Earning assets | $501,116,000 | 1,258 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $595,364,330 | 1,135 |
| Average Assets, quarterly | $580,963,500 | 1,172 |
| Volatile liabilities | $117,088,000 | 1,265 |
| Insider loans | $1,115,000 | 4,231 |
| FHLB advances | $67,298,000 | 833 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $56,682,000 | 1,571 |
| Tier 1 (core) risk-based capital | $41,605,000 | 1,574 |
| Tier 2 risk-based capital | $4,243,000 | 1,309 |
| Total risk weighted assets | $465,417,000 | 1,109 |
| Total unused commitments | $56,682,000 | 1,571 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 200 | 807 |
| Assets and Liabilities | ||
| Total Assets: | $597,030,000 | 1,143 |
| Cash and due from depository institutions | $13,252,000 | 807 |
| Interest-bearing balances | $304,000 | 4,063 |
| Securities | $105,303,000 | 1,157 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $409,587,000 | 1,165 |
| Loan loss allowance | $3,729,000 | 1,520 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $18,858,000 | 620 |
| Other real estate owned | $3,403,000 | 807 |
| Goodwill and other intangibles | $18,968,000 | 463 |
| All other assets | $27,659,000 | 743 |
| Life insurance assets | $12,373,000 | 529 |
| Total liabilities and capital | $597,030,000 | 1,143 |
| Total liabilities | $541,574,000 | 1,126 |
| Total deposits | $466,645,000 | 1,109 |
| Interest-bearing deposits | $447,347,000 | 1,007 |
| Deposits held in domestic offices | $466,645,000 | 1,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,973,000 | 1,092 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $57,152,000 | 973 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,804,000 | 1,242 |
| Total equity capital | $55,456,000 | 1,257 |
| Total bank equity capital | $55,456,000 | 1,257 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $31,206,000 | 1,012 |
| Undivided profits | $24,249,000 | 1,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,581,000 | 842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,757,000 | 1,368 |
| Earning assets | $515,194,000 | 1,215 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $610,598,000 | 1,096 |
| Average Assets, quarterly | $610,598,000 | 1,096 |
| Volatile liabilities | $105,832,000 | 1,356 |
| Insider loans | $1,128,000 | 4,154 |
| FHLB advances | $57,152,000 | 902 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $59,903,000 | 1,528 |
| Tier 1 (core) risk-based capital | $44,420,000 | 1,463 |
| Tier 2 risk-based capital | $3,729,000 | 1,441 |
| Total risk weighted assets | $462,312,000 | 1,099 |
| Total unused commitments | $59,903,000 | 1,529 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 200 | 813 |
| Assets and Liabilities | ||
| Total Assets: | $624,166,000 | 1,071 |
| Cash and due from depository institutions | $20,808,000 | 813 |
| Interest-bearing balances | $8,165,000 | 712 |
| Securities | $115,973,000 | 1,042 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $422,045,000 | 1,123 |
| Loan loss allowance | $1,574,000 | 3,083 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $18,478,000 | 628 |
| Other real estate owned | $3,598,000 | 813 |
| Goodwill and other intangibles | $18,910,000 | 458 |
| All other assets | $24,354,000 | 823 |
| Life insurance assets | $12,253,000 | 531 |
| Total liabilities and capital | $624,166,000 | 1,071 |
| Total liabilities | $562,013,000 | 1,074 |
| Total deposits | $454,968,000 | 1,141 |
| Interest-bearing deposits | $437,024,000 | 1,022 |
| Deposits held in domestic offices | $454,968,000 | 1,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,909,000 | 1,199 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $90,750,000 | 620 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,386,000 | 1,335 |
| Total equity capital | $62,153,000 | 1,108 |
| Total bank equity capital | $62,153,000 | 1,108 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $31,166,000 | 990 |
| Undivided profits | $30,986,000 | 1,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,802,000 | 1,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,977,000 | 1,372 |
| Earning assets | $546,183,000 | 1,130 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $628,865,200 | 1,028 |
| Average Assets, quarterly | $627,155,500 | 1,054 |
| Volatile liabilities | $136,071,000 | 1,073 |
| Insider loans | $1,070,000 | 4,251 |
| FHLB advances | $90,750,000 | 561 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $66,955,000 | 1,405 |
| Tier 1 (core) risk-based capital | $48,230,000 | 1,322 |
| Tier 2 risk-based capital | $1,574,000 | 2,946 |
| Total risk weighted assets | $470,593,000 | 1,063 |
| Total unused commitments | $66,955,000 | 1,406 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 196 | 833 |
| Assets and Liabilities | ||
| Total Assets: | $630,145,000 | 1,042 |
| Cash and due from depository institutions | $12,150,000 | 833 |
| Interest-bearing balances | $199,000 | 3,871 |
| Securities | $122,667,000 | 964 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $433,942,000 | 1,069 |
| Loan loss allowance | $1,639,000 | 2,943 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $17,877,000 | 634 |
| Other real estate owned | $2,252,000 | 833 |
| Goodwill and other intangibles | $18,890,000 | 450 |
| All other assets | $22,367,000 | 864 |
| Life insurance assets | $12,134,000 | 520 |
| Total liabilities and capital | $630,145,000 | 1,042 |
| Total liabilities | $563,263,000 | 1,044 |
| Total deposits | $468,091,000 | 1,097 |
| Interest-bearing deposits | $450,533,000 | 982 |
| Deposits held in domestic offices | $468,091,000 | 1,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,452,000 | 1,364 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $81,929,000 | 631 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,791,000 | 1,224 |
| Total equity capital | $66,882,000 | 1,017 |
| Total bank equity capital | $66,882,000 | 1,017 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $31,121,000 | 973 |
| Undivided profits | $35,760,000 | 1,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,812,000 | 1,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,124,000 | 1,385 |
| Earning assets | $556,808,000 | 1,084 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $630,040,000 | 1,020 |
| Average Assets, quarterly | $637,346,500 | 1,024 |
| Volatile liabilities | $120,866,000 | 1,165 |
| Insider loans | $1,082,000 | 4,156 |
| FHLB advances | $81,929,000 | 570 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $68,114,000 | 1,412 |
| Tier 1 (core) risk-based capital | $49,825,000 | 1,280 |
| Tier 2 risk-based capital | $1,639,000 | 2,833 |
| Total risk weighted assets | $480,561,000 | 1,016 |
| Total unused commitments | $68,114,000 | 1,412 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 190 | 885 |
| Assets and Liabilities | ||
| Total Assets: | $644,548,000 | 1,029 |
| Cash and due from depository institutions | $25,678,000 | 885 |
| Interest-bearing balances | $14,376,000 | 434 |
| Securities | $131,857,000 | 904 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $430,028,000 | 1,075 |
| Loan loss allowance | $1,602,000 | 2,992 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $16,205,000 | 716 |
| Other real estate owned | $2,156,000 | 885 |
| Goodwill and other intangibles | $18,745,000 | 468 |
| All other assets | $19,879,000 | 965 |
| Life insurance assets | $12,015,000 | 512 |
| Total liabilities and capital | $644,548,000 | 1,029 |
| Total liabilities | $577,230,000 | 1,033 |
| Total deposits | $510,444,000 | 1,010 |
| Interest-bearing deposits | $489,680,000 | 915 |
| Deposits held in domestic offices | $510,444,000 | 1,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,702,000 | 1,213 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $52,500,000 | 846 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,584,000 | 1,236 |
| Total equity capital | $67,318,000 | 1,018 |
| Total bank equity capital | $67,318,000 | 1,018 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $31,076,000 | 983 |
| Undivided profits | $36,241,000 | 1,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,213,000 | 2,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,899,000 | 1,389 |
| Earning assets | $576,261,000 | 1,063 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $630,005,000 | 1,041 |
| Average Assets, quarterly | $645,327,000 | 1,026 |
| Volatile liabilities | $92,471,000 | 1,502 |
| Insider loans | $1,253,000 | 3,883 |
| FHLB advances | $52,500,000 | 771 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $60,227,000 | 1,597 |
| Tier 1 (core) risk-based capital | $49,018,000 | 1,305 |
| Tier 2 risk-based capital | $1,602,000 | 2,879 |
| Total risk weighted assets | $481,993,000 | 1,020 |
| Total unused commitments | $60,227,000 | 1,599 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 187 | 895 |
| Assets and Liabilities | ||
| Total Assets: | $646,106,000 | 1,026 |
| Cash and due from depository institutions | $22,402,000 | 895 |
| Interest-bearing balances | $13,704,000 | 474 |
| Securities | $142,952,000 | 831 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $426,674,000 | 1,066 |
| Loan loss allowance | $1,850,000 | 2,667 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $14,627,000 | 781 |
| Other real estate owned | $420,000 | 895 |
| Goodwill and other intangibles | $18,637,000 | 457 |
| All other assets | $20,394,000 | 904 |
| Life insurance assets | $11,899,000 | 502 |
| Total liabilities and capital | $646,106,000 | 1,026 |
| Total liabilities | $579,343,000 | 1,026 |
| Total deposits | $507,290,000 | 1,018 |
| Interest-bearing deposits | $501,369,000 | 887 |
| Deposits held in domestic offices | $507,290,000 | 1,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,155,000 | 1,265 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $59,010,000 | 751 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,888,000 | 1,175 |
| Total equity capital | $66,763,000 | 1,002 |
| Total bank equity capital | $66,763,000 | 1,002 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $31,042,000 | 959 |
| Undivided profits | $35,720,000 | 1,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,004,000 | 1,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,969,000 | 1,313 |
| Earning assets | $583,330,000 | 1,046 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $622,733,500 | 1,052 |
| Average Assets, quarterly | $622,733,500 | 1,052 |
| Volatile liabilities | $97,880,000 | 1,389 |
| Insider loans | $1,281,000 | 3,817 |
| FHLB advances | $59,000,000 | 690 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $73,556,000 | 1,370 |
| Tier 1 (core) risk-based capital | $48,309,000 | 1,304 |
| Tier 2 risk-based capital | $1,850,000 | 2,537 |
| Total risk weighted assets | $490,174,000 | 979 |
| Total unused commitments | $73,556,000 | 1,370 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 190 | 874 |
| Assets and Liabilities | ||
| Total Assets: | $599,361,000 | 1,091 |
| Cash and due from depository institutions | $19,310,000 | 874 |
| Interest-bearing balances | $7,047,000 | 824 |
| Securities | $74,787,000 | 1,611 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $450,983,000 | 990 |
| Loan loss allowance | $1,852,000 | 2,648 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $14,408,000 | 770 |
| Other real estate owned | $247,000 | 874 |
| Goodwill and other intangibles | $18,659,000 | 444 |
| All other assets | $20,967,000 | 894 |
| Life insurance assets | $11,784,000 | 497 |
| Total liabilities and capital | $599,361,000 | 1,091 |
| Total liabilities | $533,803,000 | 1,099 |
| Total deposits | $451,318,000 | 1,131 |
| Interest-bearing deposits | $443,661,000 | 976 |
| Deposits held in domestic offices | $451,318,000 | 1,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,889,000 | 1,401 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $71,000,000 | 666 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,596,000 | 1,217 |
| Total equity capital | $65,558,000 | 1,000 |
| Total bank equity capital | $65,558,000 | 1,000 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $30,997,000 | 935 |
| Undivided profits | $34,560,000 | 1,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,735,000 | 345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,670,000 | 1,515 |
| Earning assets | $532,817,000 | 1,123 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $597,702,600 | 1,036 |
| Average Assets, quarterly | $596,479,500 | 1,084 |
| Volatile liabilities | $173,371,000 | 917 |
| Insider loans | $1,294,000 | 3,771 |
| FHLB advances | $71,000,000 | 595 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $80,986,000 | 1,222 |
| Tier 1 (core) risk-based capital | $47,116,000 | 1,316 |
| Tier 2 risk-based capital | $1,852,000 | 2,526 |
| Total risk weighted assets | $455,416,000 | 1,030 |
| Total unused commitments | $80,986,000 | 1,222 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 193 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $593,598,000 | 1,092 |
| Cash and due from depository institutions | $24,254,000 | 869 |
| Interest-bearing balances | $11,266,000 | 476 |
| Securities | $63,675,000 | 1,870 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $452,250,000 | 984 |
| Loan loss allowance | $3,328,000 | 1,566 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $14,009,000 | 773 |
| Other real estate owned | $61,000 | 869 |
| Goodwill and other intangibles | $18,681,000 | 441 |
| All other assets | $20,668,000 | 904 |
| Life insurance assets | $11,670,000 | 477 |
| Total liabilities and capital | $593,598,000 | 1,092 |
| Total liabilities | $528,691,000 | 1,106 |
| Total deposits | $440,459,000 | 1,140 |
| Interest-bearing deposits | $429,473,000 | 1,003 |
| Deposits held in domestic offices | $440,459,000 | 1,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,890,000 | 1,441 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $76,000,000 | 653 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,342,000 | 1,052 |
| Total equity capital | $64,907,000 | 1,015 |
| Total bank equity capital | $64,907,000 | 1,015 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $30,837,000 | 942 |
| Undivided profits | $34,069,000 | 1,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,528,000 | 468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,518,000 | 1,606 |
| Earning assets | $527,191,000 | 1,129 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $597,288,000 | 1,048 |
| Average Assets, quarterly | $602,174,000 | 1,059 |
| Volatile liabilities | $177,832,000 | 901 |
| Insider loans | $1,390,000 | 3,613 |
| FHLB advances | $76,000,000 | 586 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $71,504,000 | 1,394 |
| Tier 1 (core) risk-based capital | $46,462,000 | 1,326 |
| Tier 2 risk-based capital | $3,328,000 | 1,544 |
| Total risk weighted assets | $447,878,000 | 1,040 |
| Total unused commitments | $71,504,000 | 1,394 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 196 | 851 |
| Assets and Liabilities | ||
| Total Assets: | $610,750,000 | 1,053 |
| Cash and due from depository institutions | $39,545,000 | 851 |
| Interest-bearing balances | $24,390,000 | 203 |
| Securities | $60,396,000 | 1,983 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $458,477,000 | 960 |
| Loan loss allowance | $3,586,000 | 1,438 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $12,544,000 | 872 |
| Other real estate owned | $69,000 | 851 |
| Goodwill and other intangibles | $18,705,000 | 434 |
| All other assets | $21,014,000 | 881 |
| Life insurance assets | $11,554,000 | 474 |
| Total liabilities and capital | $610,751,000 | 1,053 |
| Total liabilities | $547,170,000 | 1,053 |
| Total deposits | $449,981,000 | 1,104 |
| Interest-bearing deposits | $438,499,000 | 958 |
| Deposits held in domestic offices | $449,981,000 | 1,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,754,000 | 1,942 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $89,000,000 | 596 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,435,000 | 1,144 |
| Total equity capital | $63,581,000 | 996 |
| Total bank equity capital | $63,581,000 | 996 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $30,819,000 | 931 |
| Undivided profits | $32,761,000 | 1,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,755,000 | 582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,612,000 | 1,369 |
| Earning assets | $543,263,000 | 1,072 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $598,518,000 | 1,051 |
| Average Assets, quarterly | $604,804,000 | 1,049 |
| Volatile liabilities | $204,538,000 | 790 |
| Insider loans | $1,500,000 | 3,465 |
| FHLB advances | $89,000,000 | 527 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $55,978,000 | 1,699 |
| Tier 1 (core) risk-based capital | $45,386,000 | 1,325 |
| Tier 2 risk-based capital | $3,586,000 | 1,420 |
| Total risk weighted assets | $452,009,000 | 1,017 |
| Total unused commitments | $55,978,000 | 1,700 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 188 | 882 |
| Assets and Liabilities | ||
| Total Assets: | $598,858,000 | 1,054 |
| Cash and due from depository institutions | $29,265,000 | 882 |
| Interest-bearing balances | $16,134,000 | 376 |
| Securities | $53,522,000 | 2,219 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $463,487,000 | 922 |
| Loan loss allowance | $5,530,000 | 903 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,564,000 | 836 |
| Other real estate owned | $154,000 | 882 |
| Goodwill and other intangibles | $18,728,000 | 422 |
| All other assets | $21,138,000 | 853 |
| Life insurance assets | $11,442,000 | 464 |
| Total liabilities and capital | $598,856,000 | 1,054 |
| Total liabilities | $535,946,000 | 1,055 |
| Total deposits | $434,533,000 | 1,122 |
| Interest-bearing deposits | $420,650,000 | 983 |
| Deposits held in domestic offices | $434,533,000 | 1,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,361,000 | 1,881 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $94,000,000 | 539 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,052,000 | 1,231 |
| Total equity capital | $62,910,000 | 991 |
| Total bank equity capital | $62,910,000 | 991 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $30,799,000 | 901 |
| Undivided profits | $32,110,000 | 1,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,618,000 | 585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,129 |
| Income earned, not collected on loans | $2,700,000 | 1,239 |
| Earning assets | $533,143,000 | 1,077 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $592,402,000 | 1,051 |
| Average Assets, quarterly | $592,402,000 | 1,051 |
| Volatile liabilities | $195,042,000 | 786 |
| Insider loans | $1,584,000 | 3,299 |
| FHLB advances | $94,000,000 | 483 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $58,877,000 | 1,615 |
| Tier 1 (core) risk-based capital | $44,546,000 | 1,309 |
| Tier 2 risk-based capital | $5,530,000 | 906 |
| Total risk weighted assets | $457,662,000 | 978 |
| Total unused commitments | $58,877,000 | 1,615 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 189 | 856 |
| Assets and Liabilities | ||
| Total Assets: | $585,946,000 | 1,066 |
| Cash and due from depository institutions | $13,495,000 | 856 |
| Interest-bearing balances | $1,503,000 | 2,200 |
| Securities | $58,747,000 | 2,051 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $460,655,000 | 911 |
| Loan loss allowance | $5,572,000 | 885 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $12,813,000 | 805 |
| Other real estate owned | $189,000 | 856 |
| Goodwill and other intangibles | $18,751,000 | 405 |
| All other assets | $21,296,000 | 821 |
| Life insurance assets | $11,331,000 | 66 |
| Total liabilities and capital | $585,946,000 | 1,066 |
| Total liabilities | $519,899,000 | 1,074 |
| Total deposits | $415,083,000 | 1,165 |
| Interest-bearing deposits | $403,865,000 | 1,005 |
| Deposits held in domestic offices | $415,083,000 | 1,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,103,000 | 1,989 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $98,000,000 | 544 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,713,000 | 1,307 |
| Total equity capital | $66,047,000 | 930 |
| Total bank equity capital | $66,047,000 | 930 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $30,773,000 | 882 |
| Undivided profits | $35,273,000 | 977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,876,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,154 |
| Income earned, not collected on loans | $2,488,000 | 1,353 |
| Earning assets | $520,905,000 | 1,092 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $578,999,600 | 1,019 |
| Average Assets, quarterly | $581,409,000 | 1,057 |
| Volatile liabilities | $191,702,000 | 797 |
| Insider loans | $1,654,000 | 3,193 |
| FHLB advances | $98,000,000 | 475 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $75,079,000 | 1,256 |
| Tier 1 (core) risk-based capital | $47,617,000 | 1,209 |
| Tier 2 risk-based capital | $5,572,000 | 887 |
| Total risk weighted assets | $449,317,000 | 967 |
| Total unused commitments | $75,079,000 | 1,256 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 193 | 827 |
| Assets and Liabilities | ||
| Total Assets: | $576,872,000 | 1,056 |
| Cash and due from depository institutions | $11,533,000 | 827 |
| Interest-bearing balances | $960,000 | 2,771 |
| Securities | $63,909,000 | 1,880 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $445,612,000 | 921 |
| Loan loss allowance | $6,723,000 | 724 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $12,976,000 | 768 |
| Other real estate owned | $109,000 | 827 |
| Goodwill and other intangibles | $18,776,000 | 388 |
| All other assets | $23,957,000 | 735 |
| Life insurance assets | $11,220,000 | 66 |
| Total liabilities and capital | $576,872,000 | 1,056 |
| Total liabilities | $509,728,000 | 1,078 |
| Total deposits | $402,461,000 | 1,175 |
| Interest-bearing deposits | $358,770,000 | 1,104 |
| Deposits held in domestic offices | $402,461,000 | 1,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,829,000 | 1,850 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $98,000,000 | 539 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,438,000 | 922 |
| Total equity capital | $67,144,000 | 896 |
| Total bank equity capital | $67,144,000 | 896 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $30,767,000 | 851 |
| Undivided profits | $36,376,000 | 946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,507,000 | 519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,189 |
| Income earned, not collected on loans | $2,164,000 | 1,512 |
| Earning assets | $510,481,000 | 1,089 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $577,263,000 | 1,011 |
| Average Assets, quarterly | $581,134,000 | 1,032 |
| Volatile liabilities | $184,704,000 | 790 |
| Insider loans | $1,673,000 | 3,135 |
| FHLB advances | $98,000,000 | 476 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $82,806,000 | 1,153 |
| Tier 1 (core) risk-based capital | $48,630,000 | 1,165 |
| Tier 2 risk-based capital | $5,499,000 | 871 |
| Total risk weighted assets | $438,678,000 | 968 |
| Total unused commitments | $82,806,000 | 1,154 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 202 | 793 |
| Assets and Liabilities | ||
| Total Assets: | $585,396,000 | 1,021 |
| Cash and due from depository institutions | $25,777,000 | 793 |
| Interest-bearing balances | $16,715,000 | 340 |
| Securities | $67,494,000 | 1,803 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $433,582,000 | 927 |
| Loan loss allowance | $6,717,000 | 710 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,106,000 | 743 |
| Other real estate owned | $69,000 | 793 |
| Goodwill and other intangibles | $18,804,000 | 378 |
| All other assets | $26,564,000 | 651 |
| Life insurance assets | $11,109,000 | 65 |
| Total liabilities and capital | $585,396,000 | 1,021 |
| Total liabilities | $519,323,000 | 1,030 |
| Total deposits | $409,343,000 | 1,113 |
| Interest-bearing deposits | $364,779,000 | 1,055 |
| Deposits held in domestic offices | $409,343,000 | 1,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,564,000 | 2,170 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $102,000,000 | 529 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,416,000 | 869 |
| Total equity capital | $66,073,000 | 890 |
| Total bank equity capital | $66,073,000 | 890 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $30,737,000 | 833 |
| Undivided profits | $35,335,000 | 963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,635,000 | 1,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,251,000 | 1,313 |
| Earning assets | $517,791,000 | 1,051 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $577,393,330 | 1,000 |
| Average Assets, quarterly | $581,258,000 | 1,007 |
| Volatile liabilities | $191,794,000 | 750 |
| Insider loans | $1,453,000 | 3,395 |
| FHLB advances | $102,000,000 | 463 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $84,977,000 | 1,088 |
| Tier 1 (core) risk-based capital | $47,468,000 | 1,165 |
| Tier 2 risk-based capital | $5,419,000 | 870 |
| Total risk weighted assets | $432,233,000 | 960 |
| Total unused commitments | $84,977,000 | 1,088 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 208 | 750 |
| Assets and Liabilities | ||
| Total Assets: | $577,120,000 | 1,012 |
| Cash and due from depository institutions | $13,632,000 | 750 |
| Interest-bearing balances | $5,232,000 | 1,056 |
| Securities | $70,321,000 | 1,752 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $433,074,000 | 904 |
| Loan loss allowance | $4,927,000 | 962 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,152,000 | 727 |
| Other real estate owned | $69,000 | 750 |
| Goodwill and other intangibles | $18,832,000 | 367 |
| All other assets | $28,040,000 | 602 |
| Life insurance assets | $10,999,000 | 65 |
| Total liabilities and capital | $577,120,000 | 1,012 |
| Total liabilities | $507,550,000 | 1,032 |
| Total deposits | $399,425,000 | 1,142 |
| Interest-bearing deposits | $359,501,000 | 1,062 |
| Deposits held in domestic offices | $399,425,000 | 1,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,595,000 | 2,330 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $102,500,000 | 509 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,030,000 | 1,105 |
| Total equity capital | $69,570,000 | 817 |
| Total bank equity capital | $69,570,000 | 817 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $30,735,000 | 809 |
| Undivided profits | $38,834,000 | 848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,777,000 | 931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,470,000 | 1,131 |
| Earning assets | $508,627,000 | 1,050 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $573,392,000 | 1,004 |
| Average Assets, quarterly | $573,392,000 | 1,004 |
| Volatile liabilities | $180,619,000 | 752 |
| Insider loans | $1,227,000 | 3,713 |
| FHLB advances | $102,500,000 | 448 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $69,187,000 | 1,271 |
| Tier 1 (core) risk-based capital | $51,133,000 | 1,060 |
| Tier 2 risk-based capital | $4,927,000 | 934 |
| Total risk weighted assets | $425,499,000 | 956 |
| Total unused commitments | $69,187,000 | 1,271 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 200 | 791 |
| Assets and Liabilities | ||
| Total Assets: | $569,664,000 | 1,018 |
| Cash and due from depository institutions | $10,053,000 | 791 |
| Interest-bearing balances | $838,000 | 2,984 |
| Securities | $73,544,000 | 1,701 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $428,884,000 | 911 |
| Loan loss allowance | $4,925,000 | 959 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,895,000 | 733 |
| Other real estate owned | $810,000 | 791 |
| Goodwill and other intangibles | $18,854,000 | 366 |
| All other assets | $24,624,000 | 671 |
| Life insurance assets | $10,891,000 | 67 |
| Total liabilities and capital | $569,664,000 | 1,018 |
| Total liabilities | $501,020,000 | 1,042 |
| Total deposits | $389,336,000 | 1,148 |
| Interest-bearing deposits | $352,919,000 | 1,071 |
| Deposits held in domestic offices | $389,336,000 | 1,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $392,000 | 3,152 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $106,500,000 | 498 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,792,000 | 941 |
| Total equity capital | $68,644,000 | 843 |
| Total bank equity capital | $68,644,000 | 843 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $30,714,000 | 801 |
| Undivided profits | $37,929,000 | 876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,920,000 | 690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,226,000 | 1,243 |
| Earning assets | $503,266,000 | 1,056 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $602,956,400 | 915 |
| Average Assets, quarterly | $569,145,500 | 1,004 |
| Volatile liabilities | $178,477,000 | 739 |
| Insider loans | $1,436,000 | 3,415 |
| FHLB advances | $106,500,000 | 441 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $82,261,000 | 1,065 |
| Tier 1 (core) risk-based capital | $50,044,000 | 1,065 |
| Tier 2 risk-based capital | $4,925,000 | 936 |
| Total risk weighted assets | $417,190,000 | 970 |
| Total unused commitments | $82,261,000 | 1,065 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 210 | 754 |
| Assets and Liabilities | ||
| Total Assets: | $568,627,000 | 1,003 |
| Cash and due from depository institutions | $14,316,000 | 754 |
| Interest-bearing balances | $1,242,000 | 2,629 |
| Securities | $77,628,000 | 1,620 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $417,026,000 | 904 |
| Loan loss allowance | $5,023,000 | 940 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $13,051,000 | 689 |
| Other real estate owned | $473,000 | 754 |
| Goodwill and other intangibles | $18,873,000 | 360 |
| All other assets | $27,260,000 | 604 |
| Life insurance assets | $10,782,000 | 64 |
| Total liabilities and capital | $568,627,000 | 1,003 |
| Total liabilities | $499,723,000 | 1,023 |
| Total deposits | $388,525,000 | 1,137 |
| Interest-bearing deposits | $349,862,000 | 1,069 |
| Deposits held in domestic offices | $388,525,000 | 1,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $555,000 | 3,140 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $106,039,000 | 510 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,604,000 | 973 |
| Total equity capital | $68,904,000 | 824 |
| Total bank equity capital | $68,904,000 | 824 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $30,714,000 | 775 |
| Undivided profits | $38,189,000 | 873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,514,000 | 807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,035 |
| Income earned, not collected on loans | $2,417,000 | 1,153 |
| Earning assets | $495,896,000 | 1,047 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $611,279,500 | 898 |
| Average Assets, quarterly | $591,189,000 | 949 |
| Volatile liabilities | $179,677,000 | 711 |
| Insider loans | $1,441,000 | 3,343 |
| FHLB advances | $106,000,000 | 440 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $92,337,000 | 988 |
| Tier 1 (core) risk-based capital | $50,155,000 | 1,056 |
| Tier 2 risk-based capital | $5,023,000 | 908 |
| Total risk weighted assets | $410,021,000 | 963 |
| Total unused commitments | $92,337,000 | 990 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 221 | 715 |
| Assets and Liabilities | ||
| Total Assets: | $613,751,000 | 914 |
| Cash and due from depository institutions | $18,544,000 | 715 |
| Interest-bearing balances | $4,246,000 | 1,311 |
| Securities | $107,179,000 | 1,208 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $432,316,000 | 853 |
| Loan loss allowance | $4,316,000 | 1,074 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,273,000 | 660 |
| Other real estate owned | $542,000 | 715 |
| Goodwill and other intangibles | $18,997,000 | 349 |
| All other assets | $22,900,000 | 706 |
| Life insurance assets | $10,677,000 | 63 |
| Total liabilities and capital | $613,751,000 | 914 |
| Total liabilities | $547,682,000 | 918 |
| Total deposits | $434,067,000 | 986 |
| Interest-bearing deposits | $395,971,000 | 910 |
| Deposits held in domestic offices | $434,067,000 | 982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $386,000 | 3,364 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $109,537,000 | 496 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,692,000 | 1,098 |
| Total equity capital | $66,069,000 | 829 |
| Total bank equity capital | $66,069,000 | 829 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $30,714,000 | 756 |
| Undivided profits | $35,354,000 | 894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,357,000 | 676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,091 |
| Income earned, not collected on loans | $2,221,000 | 1,195 |
| Earning assets | $543,741,000 | 942 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $625,497,000 | 872 |
| Average Assets, quarterly | $622,095,500 | 889 |
| Volatile liabilities | $192,666,000 | 647 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $109,500,000 | 436 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $83,152,000 | 1,039 |
| Tier 1 (core) risk-based capital | $47,689,000 | 1,080 |
| Tier 2 risk-based capital | $4,316,000 | 1,034 |
| Total risk weighted assets | $436,307,000 | 900 |
| Total unused commitments | $83,152,000 | 1,039 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 225 | 711 |
| Assets and Liabilities | ||
| Total Assets: | $630,440,000 | 883 |
| Cash and due from depository institutions | $61,980,000 | 711 |
| Interest-bearing balances | $42,075,000 | 145 |
| Securities | $84,587,000 | 1,532 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $426,432,000 | 845 |
| Loan loss allowance | $4,648,000 | 990 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $13,396,000 | 636 |
| Other real estate owned | $474,000 | 711 |
| Goodwill and other intangibles | $19,017,000 | 338 |
| All other assets | $24,554,000 | 626 |
| Life insurance assets | $10,538,000 | 67 |
| Total liabilities and capital | $630,440,000 | 883 |
| Total liabilities | $564,805,000 | 881 |
| Total deposits | $447,189,000 | 946 |
| Interest-bearing deposits | $407,836,000 | 895 |
| Deposits held in domestic offices | $447,189,000 | 943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $249,000 | 2,976 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $113,030,000 | 462 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,337,000 | 1,072 |
| Total equity capital | $65,635,000 | 861 |
| Total bank equity capital | $65,635,000 | 861 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $30,714,000 | 748 |
| Undivided profits | $34,920,000 | 949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,648,000 | 648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,126 |
| Income earned, not collected on loans | $2,510,000 | 1,033 |
| Earning assets | $553,094,000 | 924 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $631,370,000 | 870 |
| Average Assets, quarterly | $631,370,000 | 870 |
| Volatile liabilities | $191,753,000 | 632 |
| Insider loans | $1,142,000 | 3,756 |
| FHLB advances | $113,000,000 | 402 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $73,217,000 | 1,117 |
| Tier 1 (core) risk-based capital | $46,589,000 | 1,095 |
| Tier 2 risk-based capital | $4,648,000 | 943 |
| Total risk weighted assets | $420,109,000 | 918 |
| Total unused commitments | $73,217,000 | 1,121 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 221 | 726 |
| Assets and Liabilities | ||
| Total Assets: | $632,300,000 | 877 |
| Cash and due from depository institutions | $24,195,000 | 726 |
| Interest-bearing balances | $3,943,000 | 1,450 |
| Securities | $88,413,000 | 1,510 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $459,942,000 | 775 |
| Loan loss allowance | $4,862,000 | 962 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $13,565,000 | 629 |
| Other real estate owned | $378,000 | 726 |
| Goodwill and other intangibles | $18,761,000 | 353 |
| All other assets | $27,046,000 | 592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $632,300,000 | 877 |
| Total liabilities | $566,913,000 | 878 |
| Total deposits | $444,583,000 | 956 |
| Interest-bearing deposits | $403,934,000 | 902 |
| Deposits held in domestic offices | $444,583,000 | 954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,308 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $118,000,000 | 473 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,180,000 | 1,055 |
| Total equity capital | $65,387,000 | 849 |
| Total bank equity capital | $65,387,000 | 849 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $30,714,000 | 747 |
| Undivided profits | $34,672,000 | 936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,443,000 | 374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,309,000 | 1,147 |
| Earning assets | $552,298,000 | 919 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $633,820,400 | 854 |
| Average Assets, quarterly | $635,953,000 | 868 |
| Volatile liabilities | $190,991,000 | 636 |
| Insider loans | $1,157,000 | 3,717 |
| FHLB advances | $118,000,000 | 403 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $57,451,000 | 1,302 |
| Tier 1 (core) risk-based capital | $46,516,000 | 1,089 |
| Tier 2 risk-based capital | $4,862,000 | 922 |
| Total risk weighted assets | $432,300,000 | 887 |
| Total unused commitments | $57,451,000 | 1,304 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 223 | 727 |
| Assets and Liabilities | ||
| Total Assets: | $639,606,000 | 889 |
| Cash and due from depository institutions | $30,481,000 | 727 |
| Interest-bearing balances | $8,317,000 | 894 |
| Securities | $101,354,000 | 1,317 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $451,267,000 | 790 |
| Loan loss allowance | $4,908,000 | 956 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,515,000 | 628 |
| Other real estate owned | $371,000 | 727 |
| Goodwill and other intangibles | $18,775,000 | 358 |
| All other assets | $23,843,000 | 658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $639,606,000 | 889 |
| Total liabilities | $574,187,000 | 879 |
| Total deposits | $446,085,000 | 971 |
| Interest-bearing deposits | $414,866,000 | 904 |
| Deposits held in domestic offices | $446,085,000 | 968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $282,000 | 3,104 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $122,317,000 | 454 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,503,000 | 898 |
| Total equity capital | $65,419,000 | 857 |
| Total bank equity capital | $65,419,000 | 857 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $30,714,000 | 746 |
| Undivided profits | $34,704,000 | 937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,238,000 | 634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,473,000 | 1,113 |
| Earning assets | $560,938,000 | 920 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $634,200,500 | 871 |
| Average Assets, quarterly | $632,749,500 | 892 |
| Volatile liabilities | $195,400,000 | 638 |
| Insider loans | $2,387,000 | 2,237 |
| FHLB advances | $122,317,000 | 386 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $63,278,000 | 1,232 |
| Tier 1 (core) risk-based capital | $46,471,000 | 1,098 |
| Tier 2 risk-based capital | $4,908,000 | 912 |
| Total risk weighted assets | $425,388,000 | 894 |
| Total unused commitments | $63,278,000 | 1,236 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 228 | 718 |
| Assets and Liabilities | ||
| Total Assets: | $625,893,000 | 896 |
| Cash and due from depository institutions | $33,835,000 | 718 |
| Interest-bearing balances | $9,846,000 | 860 |
| Securities | $122,118,000 | 1,068 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $417,334,000 | 834 |
| Loan loss allowance | $4,615,000 | 990 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,155,000 | 642 |
| Other real estate owned | $172,000 | 718 |
| Goodwill and other intangibles | $18,790,000 | 339 |
| All other assets | $20,489,000 | 731 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $625,893,000 | 896 |
| Total liabilities | $560,159,000 | 890 |
| Total deposits | $452,769,000 | 945 |
| Interest-bearing deposits | $430,847,000 | 867 |
| Deposits held in domestic offices | $452,769,000 | 943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,000 | 3,255 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $102,387,000 | 505 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,992,000 | 1,010 |
| Total equity capital | $65,734,000 | 851 |
| Total bank equity capital | $65,734,000 | 851 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $30,714,000 | 733 |
| Undivided profits | $35,019,000 | 933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,688,000 | 692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,184,000 | 1,261 |
| Earning assets | $549,298,000 | 928 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $632,398,670 | 867 |
| Average Assets, quarterly | $629,452,000 | 877 |
| Volatile liabilities | $171,814,000 | 689 |
| Insider loans | $2,483,000 | 2,184 |
| FHLB advances | $102,387,000 | 434 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $60,336,000 | 1,247 |
| Tier 1 (core) risk-based capital | $46,352,000 | 1,070 |
| Tier 2 risk-based capital | $4,629,000 | 931 |
| Total risk weighted assets | $403,181,000 | 934 |
| Total unused commitments | $60,336,000 | 1,256 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 230 | 703 |
| Assets and Liabilities | ||
| Total Assets: | $633,011,000 | 873 |
| Cash and due from depository institutions | $35,108,000 | 703 |
| Interest-bearing balances | $14,279,000 | 602 |
| Securities | $143,657,000 | 904 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $402,297,000 | 853 |
| Loan loss allowance | $4,580,000 | 991 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,296,000 | 621 |
| Other real estate owned | $142,000 | 703 |
| Goodwill and other intangibles | $18,866,000 | 325 |
| All other assets | $19,645,000 | 745 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $633,011,000 | 873 |
| Total liabilities | $564,158,000 | 876 |
| Total deposits | $454,958,000 | 927 |
| Interest-bearing deposits | $430,514,000 | 862 |
| Deposits held in domestic offices | $454,958,000 | 925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,000 | 2,999 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $103,895,000 | 488 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,230,000 | 996 |
| Total equity capital | $68,853,000 | 793 |
| Total bank equity capital | $68,853,000 | 793 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $30,714,000 | 721 |
| Undivided profits | $38,138,000 | 813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,640,000 | 708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,316,000 | 1,212 |
| Earning assets | $560,233,000 | 901 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $635,651,500 | 860 |
| Average Assets, quarterly | $635,651,500 | 860 |
| Volatile liabilities | $165,062,000 | 695 |
| Insider loans | $2,130,000 | 2,424 |
| FHLB advances | $103,895,000 | 416 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $37,383,000 | 1,733 |
| Tier 1 (core) risk-based capital | $49,565,000 | 1,002 |
| Tier 2 risk-based capital | $4,610,000 | 923 |
| Total risk weighted assets | $390,347,000 | 939 |
| Total unused commitments | $37,634,000 | 1,735 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 223 | 722 |
| Assets and Liabilities | ||
| Total Assets: | $638,292,000 | 844 |
| Cash and due from depository institutions | $33,064,000 | 722 |
| Interest-bearing balances | $12,509,000 | 624 |
| Securities | $131,324,000 | 947 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $422,138,000 | 807 |
| Loan loss allowance | $4,660,000 | 949 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,440,000 | 602 |
| Other real estate owned | $385,000 | 722 |
| Goodwill and other intangibles | $18,971,000 | 310 |
| All other assets | $18,970,000 | 768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $638,292,000 | 844 |
| Total liabilities | $569,636,000 | 850 |
| Total deposits | $453,335,000 | 912 |
| Interest-bearing deposits | $429,387,000 | 841 |
| Deposits held in domestic offices | $453,335,000 | 909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,000 | 3,151 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $111,512,000 | 471 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,714,000 | 1,035 |
| Total equity capital | $68,656,000 | 785 |
| Total bank equity capital | $68,656,000 | 785 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $30,714,000 | 703 |
| Undivided profits | $37,941,000 | 806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,231,000 | 620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,341,000 | 1,256 |
| Earning assets | $565,971,000 | 882 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $644,747,800 | 790 |
| Average Assets, quarterly | $637,940,000 | 832 |
| Volatile liabilities | $175,291,000 | 675 |
| Insider loans | $2,119,000 | 2,411 |
| FHLB advances | $111,512,000 | 393 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $39,989,000 | 1,580 |
| Tier 1 (core) risk-based capital | $49,326,000 | 982 |
| Tier 2 risk-based capital | $4,705,000 | 881 |
| Total risk weighted assets | $413,200,000 | 881 |
| Total unused commitments | $39,989,000 | 1,585 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 221 | 721 |
| Assets and Liabilities | ||
| Total Assets: | $647,237,000 | 807 |
| Cash and due from depository institutions | $34,846,000 | 721 |
| Interest-bearing balances | $17,253,000 | 402 |
| Securities | $134,348,000 | 857 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $424,624,000 | 794 |
| Loan loss allowance | $5,023,000 | 860 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $14,192,000 | 553 |
| Other real estate owned | $0 | 721 |
| Goodwill and other intangibles | $19,406,000 | 288 |
| All other assets | $19,821,000 | 718 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $647,237,000 | 807 |
| Total liabilities | $580,439,000 | 799 |
| Total deposits | $483,552,000 | 814 |
| Interest-bearing deposits | $462,528,000 | 726 |
| Deposits held in domestic offices | $483,552,000 | 811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,000 | 3,393 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $90,054,000 | 532 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,802,000 | 803 |
| Total equity capital | $66,798,000 | 752 |
| Total bank equity capital | $66,798,000 | 752 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $30,715,000 | 688 |
| Undivided profits | $36,082,000 | 781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,320,000 | 449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,697,000 | 1,158 |
| Earning assets | $576,225,000 | 819 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $665,600,000 | 743 |
| Average Assets, quarterly | $643,940,500 | 797 |
| Volatile liabilities | $151,902,000 | 712 |
| Insider loans | $1,957,000 | 2,448 |
| FHLB advances | $90,054,000 | 452 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $51,405,000 | 1,229 |
| Tier 1 (core) risk-based capital | $47,488,000 | 956 |
| Tier 2 risk-based capital | $5,023,000 | 796 |
| Total risk weighted assets | $428,528,000 | 814 |
| Total unused commitments | $51,955,000 | 1,228 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 205 | 777 |
| Assets and Liabilities | ||
| Total Assets: | $719,901,000 | 704 |
| Cash and due from depository institutions | $14,985,000 | 777 |
| Interest-bearing balances | $1,982,000 | 1,723 |
| Securities | $133,320,000 | 850 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $519,751,000 | 637 |
| Loan loss allowance | $3,595,000 | 1,105 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $15,038,000 | 498 |
| Other real estate owned | $215,000 | 777 |
| Goodwill and other intangibles | $19,411,000 | 271 |
| All other assets | $17,181,000 | 666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $719,901,000 | 704 |
| Total liabilities | $652,720,000 | 702 |
| Total deposits | $480,725,000 | 796 |
| Interest-bearing deposits | $466,013,000 | 710 |
| Deposits held in domestic offices | $480,725,000 | 793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $164,912,000 | 340 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $7,083,000 | 774 |
| Total equity capital | $67,181,000 | 728 |
| Total bank equity capital | $67,181,000 | 728 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $30,715,000 | 647 |
| Undivided profits | $36,465,000 | 739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,080,000 | 1,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,249,000 | 768 |
| Earning assets | $655,053,000 | 712 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $715,371,000 | 661 |
| Average Assets, quarterly | $724,091,000 | 683 |
| Volatile liabilities | $218,207,000 | 556 |
| Insider loans | $1,612,000 | 2,765 |
| FHLB advances | $164,912,000 | 99 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $56,131,000 | 1,067 |
| Tier 1 (core) risk-based capital | $48,715,000 | 897 |
| Tier 2 risk-based capital | $3,595,000 | 1,057 |
| Total risk weighted assets | $422,384,000 | 800 |
| Total unused commitments | $56,131,000 | 1,067 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 215 | 773 |
| Assets and Liabilities | ||
| Total Assets: | $695,542,000 | 723 |
| Cash and due from depository institutions | $15,939,000 | 773 |
| Interest-bearing balances | $3,535,000 | 1,113 |
| Securities | $147,600,000 | 802 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $475,470,000 | 685 |
| Loan loss allowance | $3,213,000 | 1,199 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,619,000 | 494 |
| Other real estate owned | $303,000 | 773 |
| Goodwill and other intangibles | $20,356,000 | 249 |
| All other assets | $20,255,000 | 583 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $695,542,000 | 723 |
| Total liabilities | $634,506,000 | 724 |
| Total deposits | $460,342,000 | 803 |
| Interest-bearing deposits | $444,095,000 | 731 |
| Deposits held in domestic offices | $460,342,000 | 799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $168,973,000 | 360 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $5,191,000 | 921 |
| Total equity capital | $61,036,000 | 751 |
| Total bank equity capital | $61,036,000 | 751 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $30,715,000 | 649 |
| Undivided profits | $30,320,000 | 833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,743,000 | 1,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,678,000 | 784 |
| Earning assets | $626,605,000 | 728 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $632,811,200 | 757 |
| Average Assets, quarterly | $689,700,500 | 721 |
| Volatile liabilities | $216,811,000 | 579 |
| Insider loans | $1,843,000 | 2,368 |
| FHLB advances | $168,973,000 | 100 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $45,194,000 | 1,291 |
| Tier 1 (core) risk-based capital | $44,980,000 | 971 |
| Tier 2 risk-based capital | $3,213,000 | 1,124 |
| Total risk weighted assets | $375,915,000 | 866 |
| Total unused commitments | $45,194,000 | 1,294 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 189 | 881 |
| Assets and Liabilities | ||
| Total Assets: | $547,896,000 | 867 |
| Cash and due from depository institutions | $15,523,000 | 881 |
| Interest-bearing balances | $6,415,000 | 972 |
| Securities | $99,611,000 | 1,155 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $401,175,000 | 745 |
| Loan loss allowance | $2,649,000 | 1,380 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $11,526,000 | 634 |
| Other real estate owned | $280,000 | 881 |
| Goodwill and other intangibles | $7,994,000 | 432 |
| All other assets | $11,787,000 | 774 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $547,896,000 | 867 |
| Total liabilities | $503,838,000 | 856 |
| Total deposits | $385,548,000 | 949 |
| Interest-bearing deposits | $372,617,000 | 843 |
| Deposits held in domestic offices | $385,548,000 | 946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $113,619,000 | 374 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,671,000 | 1,030 |
| Total equity capital | $44,058,000 | 1,016 |
| Total bank equity capital | $44,058,000 | 1,016 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,846,000 | 1,336 |
| Surplus | $8,295,000 | 1,868 |
| Undivided profits | $32,917,000 | 805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,802,000 | 1,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,403,000 | 850 |
| Earning assets | $507,201,000 | 863 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $539,886,200 | 843 |
| Average Assets, quarterly | $558,848,000 | 840 |
| Volatile liabilities | $152,629,000 | 629 |
| Insider loans | $2,213,000 | 1,938 |
| FHLB advances | $113,619,000 | 111 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $32,214,000 | 1,577 |
| Tier 1 (core) risk-based capital | $36,007,000 | 1,168 |
| Tier 2 risk-based capital | $2,649,000 | 1,273 |
| Total risk weighted assets | $291,978,000 | 1,006 |
| Total unused commitments | $32,214,000 | 1,581 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 169 | 1,022 |
| Assets and Liabilities | ||
| Total Assets: | $458,940,000 | 1,032 |
| Cash and due from depository institutions | $8,701,000 | 1,022 |
| Interest-bearing balances | $348,000 | 3,462 |
| Securities | $86,101,000 | 1,335 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $342,522,000 | 877 |
| Loan loss allowance | $1,698,000 | 2,078 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,964,000 | 737 |
| Other real estate owned | $0 | 1,022 |
| Goodwill and other intangibles | $316,000 | 2,028 |
| All other assets | $11,336,000 | 782 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $458,940,000 | 1,032 |
| Total liabilities | $418,300,000 | 1,028 |
| Total deposits | $330,007,000 | 1,126 |
| Interest-bearing deposits | $320,151,000 | 1,014 |
| Deposits held in domestic offices | $330,007,000 | 1,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $84,000,000 | 426 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,293,000 | 1,142 |
| Total equity capital | $40,640,000 | 1,107 |
| Total bank equity capital | $40,640,000 | 1,107 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,834,000 | 1,319 |
| Surplus | $8,245,000 | 1,847 |
| Undivided profits | $29,561,000 | 894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $867,000 | 2,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,082,000 | 1,047 |
| Earning assets | $428,971,000 | 1,021 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $460,899,600 | 995 |
| Average Assets, quarterly | $457,895,000 | 1,030 |
| Volatile liabilities | $106,403,000 | 808 |
| Insider loans | $1,168,000 | 3,189 |
| FHLB advances | $84,000,000 | 137 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $18,591,000 | 2,232 |
| Tier 1 (core) risk-based capital | $40,011,000 | 1,057 |
| Tier 2 risk-based capital | $1,698,000 | 1,788 |
| Total risk weighted assets | $241,906,000 | 1,184 |
| Total unused commitments | $18,591,000 | 2,238 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 161 | 1,150 |
| Assets and Liabilities | ||
| Total Assets: | $457,311,000 | 1,076 |
| Cash and due from depository institutions | $8,069,000 | 1,150 |
| Interest-bearing balances | $435,000 | 3,211 |
| Securities | $95,931,000 | 1,241 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $333,926,000 | 920 |
| Loan loss allowance | $1,707,000 | 2,181 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,142,000 | 838 |
| Other real estate owned | $90,000 | 1,150 |
| Goodwill and other intangibles | $342,000 | 1,878 |
| All other assets | $9,811,000 | 915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $457,311,000 | 1,076 |
| Total liabilities | $419,916,000 | 1,061 |
| Total deposits | $331,978,000 | 1,171 |
| Interest-bearing deposits | $331,978,000 | 1,017 |
| Deposits held in domestic offices | $331,978,000 | 1,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $84,500,000 | 441 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,438,000 | 1,324 |
| Total equity capital | $37,395,000 | 1,206 |
| Total bank equity capital | $37,395,000 | 1,206 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,883,000 | 2,129 |
| Surplus | $5,297,000 | 2,709 |
| Undivided profits | $30,215,000 | 839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $731,000 | 3,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,142,000 | 1,020 |
| Earning assets | $430,292,000 | 1,044 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $447,051,000 | 1,052 |
| Average Assets, quarterly | $457,732,500 | 1,063 |
| Volatile liabilities | $101,300,000 | 864 |
| Insider loans | $1,177,000 | 3,225 |
| FHLB advances | $84,500,000 | 146 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $22,850,000 | 1,863 |
| Tier 1 (core) risk-based capital | $37,175,000 | 1,151 |
| Tier 2 risk-based capital | $1,702,000 | 1,844 |
| Total risk weighted assets | $225,344,000 | 1,291 |
| Total unused commitments | $23,850,000 | 1,826 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 161 | 1,182 |
| Assets and Liabilities | ||
| Total Assets: | $439,772,000 | 1,121 |
| Cash and due from depository institutions | $7,659,000 | 1,182 |
| Interest-bearing balances | $2,403,000 | 1,618 |
| Securities | $96,050,000 | 1,293 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $318,057,000 | 951 |
| Loan loss allowance | $1,701,000 | 2,233 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,559,000 | 886 |
| Other real estate owned | $18,000 | 1,182 |
| Goodwill and other intangibles | $183,000 | 2,063 |
| All other assets | $9,246,000 | 999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $439,772,000 | 1,121 |
| Total liabilities | $403,456,000 | 1,103 |
| Total deposits | $340,316,000 | 1,170 |
| Interest-bearing deposits | $331,924,000 | 1,051 |
| Deposits held in domestic offices | $340,316,000 | 1,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $59,574,000 | 506 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,566,000 | 1,340 |
| Total equity capital | $36,316,000 | 1,262 |
| Total bank equity capital | $36,316,000 | 1,262 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,705,000 | 2,369 |
| Surplus | $5,242,000 | 2,736 |
| Undivided profits | $29,369,000 | 897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $805,000 | 3,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,066,000 | 1,103 |
| Earning assets | $416,510,000 | 1,083 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $434,766,000 | 1,097 |
| Average Assets, quarterly | $441,633,000 | 1,111 |
| Volatile liabilities | $71,261,000 | 1,017 |
| Insider loans | $544,000 | 5,424 |
| FHLB advances | $59,500,000 | 171 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $16,002,000 | 2,322 |
| Tier 1 (core) risk-based capital | $35,953,000 | 1,215 |
| Tier 2 risk-based capital | $1,648,000 | 1,875 |
| Total risk weighted assets | $206,272,000 | 1,386 |
| Total unused commitments | $16,002,000 | 2,334 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 147 | 1,350 |
| Assets and Liabilities | ||
| Total Assets: | $420,913,000 | 1,132 |
| Cash and due from depository institutions | $5,124,000 | 1,350 |
| Interest-bearing balances | $500,000 | 3,280 |
| Securities | $101,358,000 | 1,278 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $296,160,000 | 981 |
| Loan loss allowance | $1,619,000 | 2,354 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,448,000 | 986 |
| Other real estate owned | $48,000 | 1,350 |
| Goodwill and other intangibles | $197,000 | 1,934 |
| All other assets | $10,578,000 | 948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $420,913,000 | 1,132 |
| Total liabilities | $386,898,000 | 1,121 |
| Total deposits | $337,738,000 | 1,137 |
| Interest-bearing deposits | $333,135,000 | 1,014 |
| Deposits held in domestic offices | $337,738,000 | 1,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $46,667,000 | 578 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,493,000 | 1,519 |
| Total equity capital | $34,015,000 | 1,217 |
| Total bank equity capital | $34,015,000 | 1,217 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,417,000 | 2,885 |
| Surplus | $4,992,000 | 2,795 |
| Undivided profits | $27,606,000 | 849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $393,000 | 4,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,843,000 | 1,053 |
| Earning assets | $398,018,000 | 1,100 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $400,699,600 | 1,150 |
| Average Assets, quarterly | $411,365,000 | 1,146 |
| Volatile liabilities | $56,230,000 | 1,163 |
| Insider loans | $490,000 | 5,758 |
| FHLB advances | $46,500,000 | 218 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $20,158,000 | 1,899 |
| Tier 1 (core) risk-based capital | $35,396,000 | 1,165 |
| Tier 2 risk-based capital | $1,114,000 | 2,652 |
| Total risk weighted assets | $188,374,000 | 1,482 |
| Total unused commitments | $20,158,000 | 1,912 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 152 | 1,378 |
| Assets and Liabilities | ||
| Total Assets: | $397,753,000 | 1,203 |
| Cash and due from depository institutions | $14,207,000 | 1,378 |
| Interest-bearing balances | $10,273,000 | 597 |
| Securities | $99,065,000 | 1,382 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $264,226,000 | 1,066 |
| Loan loss allowance | $1,715,000 | 2,340 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,762,000 | 940 |
| Other real estate owned | $2,036,000 | 1,378 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $10,457,000 | 928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $397,753,000 | 1,203 |
| Total liabilities | $366,810,000 | 1,193 |
| Total deposits | $359,012,000 | 1,099 |
| Interest-bearing deposits | $354,684,000 | 979 |
| Deposits held in domestic offices | $359,012,000 | 1,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,276,000 | 1,451 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,522,000 | 1,515 |
| Total equity capital | $30,943,000 | 1,324 |
| Total bank equity capital | $30,943,000 | 1,324 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,409,000 | 2,971 |
| Surplus | $4,780,000 | 2,815 |
| Undivided profits | $24,754,000 | 943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $925,000 | 3,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,657,000 | 1,030 |
| Earning assets | $373,564,000 | 1,184 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $399,872,200 | 1,162 |
| Average Assets, quarterly | $398,292,500 | 1,191 |
| Volatile liabilities | $14,296,000 | 3,117 |
| Insider loans | $425,000 | 6,207 |
| FHLB advances | $5,000,000 | 508 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,851,000 | 2,914 |
| Tier 1 (core) risk-based capital | $33,925,000 | 1,168 |
| Tier 2 risk-based capital | $1,296,000 | 2,272 |
| Total risk weighted assets | $168,800,000 | 1,638 |
| Total unused commitments | $10,851,000 | 2,934 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 146 | 1,498 |
| Assets and Liabilities | ||
| Total Assets: | $403,363,000 | 1,211 |
| Cash and due from depository institutions | $14,741,000 | 1,498 |
| Interest-bearing balances | $9,788,000 | 776 |
| Securities | $92,517,000 | 1,477 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $276,651,000 | 1,053 |
| Loan loss allowance | $1,733,000 | 2,386 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,165,000 | 893 |
| Other real estate owned | $2,646,000 | 1,498 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $8,643,000 | 1,087 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $403,363,000 | 1,211 |
| Total liabilities | $375,754,000 | 1,200 |
| Total deposits | $370,595,000 | 1,118 |
| Interest-bearing deposits | $366,478,000 | 1,011 |
| Deposits held in domestic offices | $370,595,000 | 1,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 1,940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,159,000 | 1,312 |
| Total equity capital | $27,609,000 | 1,405 |
| Total bank equity capital | $27,609,000 | 1,405 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,403,000 | 3,085 |
| Surplus | $4,530,000 | 2,823 |
| Undivided profits | $21,676,000 | 991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,448,000 | 2,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,982,000 | 972 |
| Earning assets | $378,956,000 | 1,177 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $403,981,000 | 1,190 |
| Average Assets, quarterly | $402,470,500 | 1,205 |
| Volatile liabilities | $10,090,000 | 4,087 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $2,000,000 | 637 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,177,000 | 3,131 |
| Tier 1 (core) risk-based capital | $31,641,000 | 1,199 |
| Tier 2 risk-based capital | $1,305,000 | 2,302 |
| Total risk weighted assets | $170,125,000 | 1,665 |
| Total unused commitments | $9,177,000 | 3,149 |
| Derivatives | $0 | 651 |