Home > Vantagesouth Bank > Net charge- offs to loans
Vantagesouth Bank, Net charge- offs to loans
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1936% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1406% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.1875% | 640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2608% | 1,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4239% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1850% | 1,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3279% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1021% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1021% | 198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6142% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3210% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2753% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 0.3822% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1728% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4968% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7530% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3753% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4184% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4724% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4724% | 143 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3074% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2131% | 2,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1805% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.4869% | 1,102 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 5,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4130% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6344% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3072% | 1,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2947% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4741% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4741% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2084% | 2,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1952% | 2,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.5024% | 979 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 5,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4672% | 1,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7187% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3473% | 1,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1151% | 2,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5567% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5567% | 140 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 2,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1753% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.1303% | 1,120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 5,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5725% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8053% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4625% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1064% | 1,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8372% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.8372% | 91 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2077% | 2,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1647% | 1,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.2504% | 774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4634% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5672% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4154% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1905% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3648% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.3648% | 97 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3309% | 2,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3159% | 2,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.3398% | 1,948 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9227% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4094% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1431% | 3,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3021% | 2,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6544% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6544% | 410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4229% | 2,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4004% | 2,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0879% | 2,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5976% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4963% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 4,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3003% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0876% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0876% | 184 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3349% | 2,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3151% | 2,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.1252% | 1,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2345% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3950% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 3,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4865% | 1,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1383% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1383% | 988 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2186% | 2,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2133% | 2,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9001% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4757% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1453% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8018% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8018% | 602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5938% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5325% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 8.2401% | 526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9820% | 1,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2411% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9206% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4106% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4889% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9637% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9240% | 1,399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5654% | 449 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5315% | 460 |
| Percentage Net Loans Charged-off:Construction & development | 9.3953% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4183% | 1,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3505% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3894% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3299% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0885% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1267% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0628% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5394% | 442 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5807% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 10.1663% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2682% | 1,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9189% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3585% | 816 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2114% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0308% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4831% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3540% | 819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3947% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3204% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 3.1795% | 1,697 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2207% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0603% | 1,055 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0555% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3363% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4234% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3838% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4977% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6851% | 604 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5874% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 3.0423% | 1,586 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5307% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0796% | 839 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6528% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7870% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0956% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9739% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6435% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5490% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3636% | 671 |
| Percentage Net Loans Charged-off:Construction & development | 2.6913% | 1,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8796% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1174% | 659 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3051% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3212% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2969% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8780% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3623% | 1,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4946% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 3.2215% | 1,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2082% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2312% | 400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3506% | 1,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8299% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1085% | 2,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2795% | 7,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8434% | 2,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6738% | 2,480 |
| Percentage Net Loans Charged-off:Construction & development | 1.3866% | 2,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 3,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0698% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1379% | 782 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0355% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5722% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7010% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6136% | 2,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4479% | 2,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.8600% | 2,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7610% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3705% | 1,162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9579% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2108% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8402% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5800% | 2,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4570% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.6181% | 2,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0945% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4222% | 913 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4307% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7481% | 1,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0663% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 3,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0146% | 1,848 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1952% | 1,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2277% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1789% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1978% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0888% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2949% | 3,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1157% | 3,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.2142% | 2,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3335% | 252 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 2,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1464% | 2,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2697% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5196% | 3,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0423% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 3,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1328% | 2,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.2832% | 1,668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8539% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3543% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2279% | 4,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4744% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1927% | 2,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2048% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.4230% | 1,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1108% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0403% | 2,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3699% | 3,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3774% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4163% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 0.8584% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1893% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 4,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 2,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0979% | 1,193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 2,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1062% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1412% | 3,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2091% | 4,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 5,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 3,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 2,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0348% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1985% | 2,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0590% | 4,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 4,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3058% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0872% | 4,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 3,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2379% | 1,216 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0618% | 6,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 5,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 2,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0801% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1462% | 1,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 3,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1018% | 5,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 4,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 2,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1081% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1972% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0358% | 2,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0940% | 4,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 4,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0635% | 2,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 4,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 3,420 |
| Percentage Net Loans Charged-off:Construction & development | -0.0398% | 7,800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 1,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2781% | 2,487 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0144% | 7,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 4,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 2,905 |
| Percentage Net Loans Charged-off:Construction & development | -0.0544% | 7,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0433% | 808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3644% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0382% | 7,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 3,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 7,705 |
| Percentage Net Loans Charged-off:Construction & development | -0.0220% | 7,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5317% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0598% | 4,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 6,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0385% | 7,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1541% | 3,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 2,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0317% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 1,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 2,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0178% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1037% | 1,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6977% | 1,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2126% | 5,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 4,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0439% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0322% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0827% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0246% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1399% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1320% | 2,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0799% | 5,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 3,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0368% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1274% | 1,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0384% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2122% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4704% | 1,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0864% | 5,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0390% | 3,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 1,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1636% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0805% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2416% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0103% | 2,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 5,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 3,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0849% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1955% | 3,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0911% | 6,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 5,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 2,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.1214% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2315% | 3,009 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1338% | 8,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 4,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0508% | 1,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.1961% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1269% | 2,955 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2809% | 8,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 4,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1793% | 1,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3287% | 3,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0900% | 5,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1053% | 4,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1012% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 6,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7053% | 3,250 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | NA | NA |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |