Home > Vanguard Bank & Trust Company > Assets and Liabilities
Vanguard Bank & Trust Company, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 150 | 1,098 |
| Assets and Liabilities | ||
| Total Assets: | $625,486,000 | 1,109 |
| Cash and due from depository institutions | $17,095,000 | 1,098 |
| Interest-bearing balances | $4,194,000 | 1,524 |
| Securities | $40,136,000 | 2,718 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $528,859,000 | 930 |
| Loan loss allowance | $13,940,000 | 505 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $12,295,000 | 1,024 |
| Other real estate owned | $12,482,000 | 1,098 |
| Goodwill and other intangibles | $4,614,000 | 949 |
| All other assets | $10,005,000 | 1,882 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $625,486,000 | 1,109 |
| Total liabilities | $566,064,000 | 1,108 |
| Total deposits | $539,274,000 | 967 |
| Interest-bearing deposits | $521,379,000 | 874 |
| Deposits held in domestic offices | $539,274,000 | 965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,431,000 | 1,129 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $11,069,000 | 3,043 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,290,000 | 1,577 |
| Total equity capital | $59,422,000 | 1,137 |
| Total bank equity capital | $59,422,000 | 1,137 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,359,000 | 2,470 |
| Surplus | $47,179,000 | 712 |
| Undivided profits | $10,884,000 | 2,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,841,000 | 636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,699,000 | 1,424 |
| Earning assets | $573,189,000 | 1,112 |
| Long-term assets (5+ years) | $58,316,000 | 2,011 |
| Average Assets, year-to-date | $628,424,250 | 1,062 |
| Average Assets, quarterly | $618,627,500 | 1,111 |
| Volatile liabilities | $117,074,000 | 1,271 |
| Insider loans | $29,724,000 | 190 |
| FHLB advances | $10,000,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $81,511,000 | 1,133 |
| Tier 1 (core) risk-based capital | $54,551,000 | 1,166 |
| Tier 2 risk-based capital | $7,575,000 | 766 |
| Total risk weighted assets | $599,532,000 | 853 |
| Total unused commitments | $81,511,000 | 1,135 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 154 | 1,083 |
| Assets and Liabilities | ||
| Total Assets: | $611,769,000 | 1,127 |
| Cash and due from depository institutions | $12,686,000 | 1,083 |
| Interest-bearing balances | $2,804,000 | 1,859 |
| Securities | $42,903,000 | 2,611 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $519,734,000 | 922 |
| Loan loss allowance | $9,551,000 | 665 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,168,000 | 1,028 |
| Other real estate owned | $12,142,000 | 1,083 |
| Goodwill and other intangibles | $4,614,000 | 964 |
| All other assets | $7,522,000 | 2,313 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $611,769,000 | 1,127 |
| Total liabilities | $549,202,000 | 1,126 |
| Total deposits | $528,634,000 | 977 |
| Interest-bearing deposits | $514,490,000 | 875 |
| Deposits held in domestic offices | $528,634,000 | 975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,728,000 | 1,704 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $11,162,000 | 2,915 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,678,000 | 1,444 |
| Total equity capital | $62,567,000 | 1,085 |
| Total bank equity capital | $62,567,000 | 1,085 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,359,000 | 2,493 |
| Surplus | $44,711,000 | 743 |
| Undivided profits | $16,497,000 | 2,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,655,000 | 514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,960,000 | 1,250 |
| Earning assets | $565,441,000 | 1,112 |
| Long-term assets (5+ years) | $51,121,000 | 2,197 |
| Average Assets, year-to-date | $629,403,670 | 1,058 |
| Average Assets, quarterly | $622,762,500 | 1,090 |
| Volatile liabilities | $116,287,000 | 1,279 |
| Insider loans | $34,561,000 | 154 |
| FHLB advances | $10,000,000 | 2,958 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $97,323,000 | 1,011 |
| Tier 1 (core) risk-based capital | $57,583,000 | 1,098 |
| Tier 2 risk-based capital | $7,607,000 | 754 |
| Total risk weighted assets | $606,620,000 | 845 |
| Total unused commitments | $97,323,000 | 1,011 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 164 | 1,013 |
| Assets and Liabilities | ||
| Total Assets: | $633,756,000 | 1,065 |
| Cash and due from depository institutions | $11,150,000 | 1,013 |
| Interest-bearing balances | $176,000 | 4,524 |
| Securities | $40,553,000 | 2,728 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $554,682,000 | 860 |
| Loan loss allowance | $8,519,000 | 683 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $12,188,000 | 1,020 |
| Other real estate owned | $621,000 | 1,013 |
| Goodwill and other intangibles | $4,615,000 | 978 |
| All other assets | $9,947,000 | 1,786 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $633,756,000 | 1,065 |
| Total liabilities | $569,558,000 | 1,065 |
| Total deposits | $531,401,000 | 969 |
| Interest-bearing deposits | $512,697,000 | 876 |
| Deposits held in domestic offices | $531,401,000 | 966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,623,000 | 781 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,566,000 | 2,804 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,968,000 | 1,831 |
| Total equity capital | $64,198,000 | 1,084 |
| Total bank equity capital | $64,198,000 | 1,084 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,359,000 | 2,491 |
| Surplus | $44,666,000 | 737 |
| Undivided profits | $18,173,000 | 1,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,923,000 | 272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,119,000 | 1,207 |
| Earning assets | $595,411,000 | 1,039 |
| Long-term assets (5+ years) | $45,439,000 | 2,315 |
| Average Assets, year-to-date | $638,221,000 | 1,043 |
| Average Assets, quarterly | $638,221,000 | 1,043 |
| Volatile liabilities | $139,724,000 | 1,045 |
| Insider loans | $34,930,000 | 146 |
| FHLB advances | $10,000,000 | 2,760 |
| Loans and leases held for sale | $15,435,000 | 191 |
| Unused loan commitments | $86,899,000 | 1,143 |
| Tier 1 (core) risk-based capital | $58,858,000 | 1,065 |
| Tier 2 risk-based capital | $7,844,000 | 718 |
| Total risk weighted assets | $626,808,000 | 811 |
| Total unused commitments | $86,899,000 | 1,144 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 159 | 1,062 |
| Assets and Liabilities | ||
| Total Assets: | $642,686,000 | 1,042 |
| Cash and due from depository institutions | $12,939,000 | 1,062 |
| Interest-bearing balances | $219,000 | 3,917 |
| Securities | $39,710,000 | 2,781 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $557,732,000 | 850 |
| Loan loss allowance | $7,587,000 | 750 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $12,319,000 | 1,016 |
| Other real estate owned | $1,211,000 | 1,062 |
| Goodwill and other intangibles | $4,616,000 | 977 |
| All other assets | $14,159,000 | 1,341 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $642,686,000 | 1,042 |
| Total liabilities | $580,587,000 | 1,024 |
| Total deposits | $512,596,000 | 999 |
| Interest-bearing deposits | $493,522,000 | 911 |
| Deposits held in domestic offices | $512,596,000 | 996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,711,000 | 463 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,074,000 | 2,587 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,206,000 | 1,694 |
| Total equity capital | $62,099,000 | 1,110 |
| Total bank equity capital | $62,099,000 | 1,110 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,359,000 | 2,491 |
| Surplus | $38,633,000 | 818 |
| Undivided profits | $22,107,000 | 1,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,246,000 | 199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,757,000 | 1,078 |
| Earning assets | $597,661,000 | 1,021 |
| Long-term assets (5+ years) | $45,446,000 | 2,164 |
| Average Assets, year-to-date | $655,222,200 | 992 |
| Average Assets, quarterly | $646,204,000 | 1,024 |
| Volatile liabilities | $174,506,000 | 856 |
| Insider loans | $42,440,000 | 117 |
| FHLB advances | $10,000,000 | 2,603 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $102,454,000 | 997 |
| Tier 1 (core) risk-based capital | $57,275,000 | 1,101 |
| Tier 2 risk-based capital | $7,587,000 | 738 |
| Total risk weighted assets | $641,188,000 | 789 |
| Total unused commitments | $102,454,000 | 997 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 155 | 1,086 |
| Assets and Liabilities | ||
| Total Assets: | $649,722,000 | 1,013 |
| Cash and due from depository institutions | $14,776,000 | 1,086 |
| Interest-bearing balances | $194,000 | 3,921 |
| Securities | $38,852,000 | 2,828 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $567,569,000 | 816 |
| Loan loss allowance | $13,837,000 | 407 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $12,445,000 | 971 |
| Other real estate owned | $919,000 | 1,086 |
| Goodwill and other intangibles | $4,617,000 | 948 |
| All other assets | $10,544,000 | 1,699 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $649,722,000 | 1,013 |
| Total liabilities | $581,382,000 | 1,012 |
| Total deposits | $523,972,000 | 963 |
| Interest-bearing deposits | $505,269,000 | 881 |
| Deposits held in domestic offices | $523,972,000 | 961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,470,000 | 465 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,704,000 | 4,569 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,236,000 | 1,349 |
| Total equity capital | $68,340,000 | 998 |
| Total bank equity capital | $68,340,000 | 998 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,359,000 | 2,468 |
| Surplus | $36,212,000 | 845 |
| Undivided profits | $30,769,000 | 1,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,500,000 | 271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,342,000 | 965 |
| Earning assets | $606,615,000 | 994 |
| Long-term assets (5+ years) | $43,754,000 | 2,133 |
| Average Assets, year-to-date | $658,356,250 | 988 |
| Average Assets, quarterly | $659,035,000 | 998 |
| Volatile liabilities | $183,779,000 | 794 |
| Insider loans | $44,495,000 | 111 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $95,943,000 | 1,071 |
| Tier 1 (core) risk-based capital | $63,720,000 | 987 |
| Tier 2 risk-based capital | $8,229,000 | 673 |
| Total risk weighted assets | $652,685,000 | 757 |
| Total unused commitments | $95,943,000 | 1,072 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 161 | 1,063 |
| Assets and Liabilities | ||
| Total Assets: | $668,348,000 | 1,004 |
| Cash and due from depository institutions | $24,429,000 | 1,063 |
| Interest-bearing balances | $173,000 | 4,134 |
| Securities | $38,745,000 | 2,840 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $579,370,000 | 797 |
| Loan loss allowance | $8,307,000 | 653 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $12,425,000 | 960 |
| Other real estate owned | $311,000 | 1,063 |
| Goodwill and other intangibles | $4,618,000 | 947 |
| All other assets | $8,450,000 | 2,048 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $668,348,000 | 1,004 |
| Total liabilities | $593,883,000 | 1,008 |
| Total deposits | $559,990,000 | 926 |
| Interest-bearing deposits | $500,400,000 | 898 |
| Deposits held in domestic offices | $559,990,000 | 924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,652,000 | 680 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $703,000 | 4,963 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,538,000 | 1,053 |
| Total equity capital | $74,465,000 | 909 |
| Total bank equity capital | $74,465,000 | 909 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,359,000 | 2,470 |
| Surplus | $36,172,000 | 852 |
| Undivided profits | $36,934,000 | 1,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,855,000 | 1,941 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,915,000 | 1,017 |
| Earning assets | $618,288,000 | 989 |
| Long-term assets (5+ years) | $38,317,000 | 2,306 |
| Average Assets, year-to-date | $661,234,330 | 999 |
| Average Assets, quarterly | $658,293,000 | 1,014 |
| Volatile liabilities | $165,694,000 | 876 |
| Insider loans | $48,591,000 | 98 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $98,649,000 | 1,070 |
| Tier 1 (core) risk-based capital | $70,208,000 | 899 |
| Tier 2 risk-based capital | $8,307,000 | 685 |
| Total risk weighted assets | $665,422,000 | 751 |
| Total unused commitments | $98,649,000 | 1,070 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 161 | 1,049 |
| Assets and Liabilities | ||
| Total Assets: | $648,238,000 | 1,024 |
| Cash and due from depository institutions | $26,461,000 | 1,049 |
| Interest-bearing balances | $159,000 | 4,239 |
| Securities | $39,027,000 | 2,840 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $557,518,000 | 806 |
| Loan loss allowance | $9,790,000 | 540 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,203,000 | 965 |
| Other real estate owned | $0 | 1,049 |
| Goodwill and other intangibles | $4,618,000 | 931 |
| All other assets | $8,411,000 | 1,987 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $648,238,000 | 1,024 |
| Total liabilities | $571,806,000 | 1,041 |
| Total deposits | $552,658,000 | 930 |
| Interest-bearing deposits | $506,900,000 | 879 |
| Deposits held in domestic offices | $552,658,000 | 927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,248,000 | 1,049 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $964,000 | 4,832 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,936,000 | 1,002 |
| Total equity capital | $76,432,000 | 866 |
| Total bank equity capital | $76,432,000 | 866 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,359,000 | 2,464 |
| Surplus | $36,117,000 | 833 |
| Undivided profits | $38,956,000 | 959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,535,000 | 2,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,928,000 | 982 |
| Earning assets | $596,704,000 | 1,018 |
| Long-term assets (5+ years) | $17,191,000 | 3,730 |
| Average Assets, year-to-date | $657,677,500 | 993 |
| Average Assets, quarterly | $657,677,500 | 993 |
| Volatile liabilities | $138,747,000 | 994 |
| Insider loans | $40,989,000 | 128 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $107,610,000 | 979 |
| Tier 1 (core) risk-based capital | $71,995,000 | 849 |
| Tier 2 risk-based capital | $7,985,000 | 685 |
| Total risk weighted assets | $637,023,000 | 763 |
| Total unused commitments | $107,610,000 | 979 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 157 | 1,085 |
| Assets and Liabilities | ||
| Total Assets: | $667,117,000 | 983 |
| Cash and due from depository institutions | $24,185,000 | 1,085 |
| Interest-bearing balances | $61,000 | 5,269 |
| Securities | $40,651,000 | 2,761 |
| Federal funds sold & reverse repurchase agreements | $8,215,000 | 1,977 |
| Net loans & leases | $567,496,000 | 782 |
| Loan loss allowance | $9,818,000 | 529 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $12,011,000 | 953 |
| Other real estate owned | $0 | 1,085 |
| Goodwill and other intangibles | $4,618,000 | 915 |
| All other assets | $9,941,000 | 1,751 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $667,117,000 | 983 |
| Total liabilities | $591,991,000 | 996 |
| Total deposits | $586,491,000 | 859 |
| Interest-bearing deposits | $521,018,000 | 831 |
| Deposits held in domestic offices | $586,491,000 | 855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,252,000 | 4,781 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,248,000 | 1,314 |
| Total equity capital | $75,126,000 | 865 |
| Total bank equity capital | $75,126,000 | 865 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,359,000 | 2,459 |
| Surplus | $36,052,000 | 815 |
| Undivided profits | $37,715,000 | 962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $432,000 | 4,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,079,000 | 957 |
| Earning assets | $616,423,000 | 973 |
| Long-term assets (5+ years) | $17,306,000 | 3,664 |
| Average Assets, year-to-date | $676,482,000 | 935 |
| Average Assets, quarterly | $682,090,500 | 948 |
| Volatile liabilities | $151,785,000 | 1,028 |
| Insider loans | $22,321,000 | 251 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $99,617,000 | 1,027 |
| Tier 1 (core) risk-based capital | $70,725,000 | 847 |
| Tier 2 risk-based capital | $8,279,000 | 657 |
| Total risk weighted assets | $657,167,000 | 737 |
| Total unused commitments | $99,617,000 | 1,027 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 154 | 1,128 |
| Assets and Liabilities | ||
| Total Assets: | $697,064,000 | 939 |
| Cash and due from depository institutions | $11,481,000 | 1,128 |
| Interest-bearing balances | $41,000 | 5,631 |
| Securities | $40,764,000 | 2,781 |
| Federal funds sold & reverse repurchase agreements | $28,565,000 | 460 |
| Net loans & leases | $590,781,000 | 762 |
| Loan loss allowance | $9,872,000 | 534 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,777,000 | 1,080 |
| Other real estate owned | $0 | 1,128 |
| Goodwill and other intangibles | $4,619,000 | 913 |
| All other assets | $10,077,000 | 1,712 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $697,064,000 | 939 |
| Total liabilities | $623,786,000 | 938 |
| Total deposits | $608,379,000 | 814 |
| Interest-bearing deposits | $522,796,000 | 823 |
| Deposits held in domestic offices | $608,379,000 | 811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,534,000 | 1,296 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,638,000 | 4,837 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,235,000 | 1,069 |
| Total equity capital | $73,278,000 | 896 |
| Total bank equity capital | $73,278,000 | 896 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,359,000 | 2,467 |
| Surplus | $35,987,000 | 808 |
| Undivided profits | $35,932,000 | 1,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $295,000 | 4,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,048,000 | 962 |
| Earning assets | $660,151,000 | 912 |
| Long-term assets (5+ years) | $35,866,000 | 2,316 |
| Average Assets, year-to-date | $678,823,250 | 942 |
| Average Assets, quarterly | $700,721,000 | 929 |
| Volatile liabilities | $118,198,000 | 1,265 |
| Insider loans | $35,557,000 | 143 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $135,014,000 | 826 |
| Tier 1 (core) risk-based capital | $68,959,000 | 887 |
| Tier 2 risk-based capital | $8,722,000 | 632 |
| Total risk weighted assets | $696,619,000 | 700 |
| Total unused commitments | $135,014,000 | 827 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 154 | 1,117 |
| Assets and Liabilities | ||
| Total Assets: | $704,378,000 | 924 |
| Cash and due from depository institutions | $22,102,000 | 1,117 |
| Interest-bearing balances | $41,000 | 5,660 |
| Securities | $39,580,000 | 2,840 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $617,974,000 | 722 |
| Loan loss allowance | $9,540,000 | 545 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,838,000 | 1,052 |
| Other real estate owned | $0 | 1,117 |
| Goodwill and other intangibles | $4,619,000 | 903 |
| All other assets | $9,265,000 | 1,836 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $704,378,000 | 924 |
| Total liabilities | $633,979,000 | 923 |
| Total deposits | $589,294,000 | 831 |
| Interest-bearing deposits | $500,324,000 | 843 |
| Deposits held in domestic offices | $589,294,000 | 830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,544,000 | 546 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $150,000 | 5,599 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,991,000 | 1,257 |
| Total equity capital | $70,399,000 | 896 |
| Total bank equity capital | $70,399,000 | 896 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,359,000 | 2,456 |
| Surplus | $35,935,000 | 798 |
| Undivided profits | $33,105,000 | 1,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,728,000 | 938 |
| Earning assets | $657,595,000 | 901 |
| Long-term assets (5+ years) | $35,725,000 | 2,290 |
| Average Assets, year-to-date | $672,743,000 | 951 |
| Average Assets, quarterly | $689,205,500 | 938 |
| Volatile liabilities | $128,539,000 | 1,175 |
| Insider loans | $35,155,000 | 142 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $151,193,000 | 759 |
| Tier 1 (core) risk-based capital | $66,521,000 | 891 |
| Tier 2 risk-based capital | $8,947,000 | 610 |
| Total risk weighted assets | $717,190,000 | 673 |
| Total unused commitments | $151,193,000 | 759 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 142 | 1,204 |
| Assets and Liabilities | ||
| Total Assets: | $674,033,000 | 947 |
| Cash and due from depository institutions | $24,574,000 | 1,204 |
| Interest-bearing balances | $14,000 | 6,282 |
| Securities | $37,006,000 | 3,035 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $589,116,000 | 733 |
| Loan loss allowance | $8,416,000 | 610 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,934,000 | 1,009 |
| Other real estate owned | $0 | 1,204 |
| Goodwill and other intangibles | $4,606,000 | 882 |
| All other assets | $7,797,000 | 2,057 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $674,033,000 | 947 |
| Total liabilities | $605,345,000 | 942 |
| Total deposits | $534,042,000 | 908 |
| Interest-bearing deposits | $437,925,000 | 945 |
| Deposits held in domestic offices | $534,042,000 | 905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,249,000 | 394 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $152,000 | 5,503 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,902,000 | 1,268 |
| Total equity capital | $68,688,000 | 907 |
| Total bank equity capital | $68,688,000 | 907 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,359,000 | 2,445 |
| Surplus | $35,499,000 | 779 |
| Undivided profits | $31,830,000 | 1,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,640,000 | 1,266 |
| Earning assets | $626,136,000 | 936 |
| Long-term assets (5+ years) | $18,244,000 | 3,474 |
| Average Assets, year-to-date | $656,925,500 | 958 |
| Average Assets, quarterly | $656,925,500 | 958 |
| Volatile liabilities | $155,834,000 | 950 |
| Insider loans | $39,306,000 | 119 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $144,068,000 | 773 |
| Tier 1 (core) risk-based capital | $64,602,000 | 908 |
| Tier 2 risk-based capital | $8,423,000 | 621 |
| Total risk weighted assets | $691,609,000 | 674 |
| Total unused commitments | $144,068,000 | 773 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 150 | 1,115 |
| Assets and Liabilities | ||
| Total Assets: | $639,818,000 | 978 |
| Cash and due from depository institutions | $28,295,000 | 1,115 |
| Interest-bearing balances | $91,000 | 5,217 |
| Securities | $36,870,000 | 3,019 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $551,002,000 | 771 |
| Loan loss allowance | $8,015,000 | 619 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,855,000 | 997 |
| Other real estate owned | $0 | 1,115 |
| Goodwill and other intangibles | $4,606,000 | 861 |
| All other assets | $8,190,000 | 1,983 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $639,818,000 | 978 |
| Total liabilities | $572,993,000 | 986 |
| Total deposits | $553,330,000 | 874 |
| Interest-bearing deposits | $447,014,000 | 914 |
| Deposits held in domestic offices | $553,330,000 | 871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,865,000 | 888 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $990,000 | 5,179 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,808,000 | 1,617 |
| Total equity capital | $66,825,000 | 910 |
| Total bank equity capital | $66,825,000 | 910 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,359,000 | 2,441 |
| Surplus | $35,442,000 | 763 |
| Undivided profits | $30,024,000 | 1,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,083,000 | 1,071 |
| Earning assets | $587,963,000 | 978 |
| Long-term assets (5+ years) | $16,077,000 | 3,682 |
| Average Assets, year-to-date | $623,881,000 | 953 |
| Average Assets, quarterly | $635,104,500 | 975 |
| Volatile liabilities | $111,916,000 | 1,239 |
| Insider loans | $28,077,000 | 177 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $163,253,000 | 700 |
| Tier 1 (core) risk-based capital | $62,555,000 | 920 |
| Tier 2 risk-based capital | $8,022,000 | 633 |
| Total risk weighted assets | $665,632,000 | 679 |
| Total unused commitments | $163,253,000 | 700 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 147 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $630,391,000 | 974 |
| Cash and due from depository institutions | $24,423,000 | 1,141 |
| Interest-bearing balances | $84,000 | 5,301 |
| Securities | $34,662,000 | 3,150 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $548,249,000 | 758 |
| Loan loss allowance | $8,112,000 | 608 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,938,000 | 952 |
| Other real estate owned | $100,000 | 1,141 |
| Goodwill and other intangibles | $4,606,000 | 835 |
| All other assets | $7,413,000 | 2,086 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $630,391,000 | 974 |
| Total liabilities | $561,867,000 | 978 |
| Total deposits | $544,575,000 | 862 |
| Interest-bearing deposits | $442,910,000 | 890 |
| Deposits held in domestic offices | $544,575,000 | 860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,649,000 | 952 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,643,000 | 1,295 |
| Total equity capital | $68,524,000 | 877 |
| Total bank equity capital | $68,524,000 | 877 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,359,000 | 2,418 |
| Surplus | $35,442,000 | 738 |
| Undivided profits | $31,723,000 | 1,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $252,000 | 5,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,782,000 | 1,138 |
| Earning assets | $582,995,000 | 968 |
| Long-term assets (5+ years) | $18,596,000 | 3,458 |
| Average Assets, year-to-date | $619,896,750 | 949 |
| Average Assets, quarterly | $635,588,500 | 958 |
| Volatile liabilities | $101,890,000 | 1,294 |
| Insider loans | $26,109,000 | 188 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $175,112,000 | 657 |
| Tier 1 (core) risk-based capital | $64,106,000 | 869 |
| Tier 2 risk-based capital | $8,112,000 | 617 |
| Total risk weighted assets | $658,398,000 | 678 |
| Total unused commitments | $175,112,000 | 658 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 141 | 1,185 |
| Assets and Liabilities | ||
| Total Assets: | $640,786,000 | 937 |
| Cash and due from depository institutions | $20,114,000 | 1,185 |
| Interest-bearing balances | $59,000 | 5,576 |
| Securities | $29,009,000 | 3,671 |
| Federal funds sold & reverse repurchase agreements | $12,788,000 | 948 |
| Net loans & leases | $556,778,000 | 732 |
| Loan loss allowance | $7,940,000 | 602 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,074,000 | 915 |
| Other real estate owned | $428,000 | 1,185 |
| Goodwill and other intangibles | $4,606,000 | 829 |
| All other assets | $5,989,000 | 2,375 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $640,786,000 | 937 |
| Total liabilities | $574,172,000 | 935 |
| Total deposits | $563,436,000 | 796 |
| Interest-bearing deposits | $453,427,000 | 842 |
| Deposits held in domestic offices | $563,436,000 | 794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,092,000 | 1,296 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $489,000 | 5,413 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,155,000 | 1,855 |
| Total equity capital | $66,614,000 | 884 |
| Total bank equity capital | $66,614,000 | 884 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,359,000 | 2,396 |
| Surplus | $35,441,000 | 721 |
| Undivided profits | $29,814,000 | 1,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 5,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,687,000 | 1,073 |
| Earning assets | $598,634,000 | 914 |
| Long-term assets (5+ years) | $15,345,000 | 3,873 |
| Average Assets, year-to-date | $616,398,670 | 940 |
| Average Assets, quarterly | $635,222,000 | 927 |
| Volatile liabilities | $109,440,000 | 1,187 |
| Insider loans | $36,136,000 | 124 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $87,608,000 | 1,060 |
| Tier 1 (core) risk-based capital | $61,971,000 | 878 |
| Tier 2 risk-based capital | $7,949,000 | 615 |
| Total risk weighted assets | $667,983,000 | 641 |
| Total unused commitments | $87,608,000 | 1,060 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 143 | 1,155 |
| Assets and Liabilities | ||
| Total Assets: | $629,658,000 | 923 |
| Cash and due from depository institutions | $23,531,000 | 1,155 |
| Interest-bearing balances | $65,000 | 5,558 |
| Securities | $35,473,000 | 3,182 |
| Federal funds sold & reverse repurchase agreements | $18,239,000 | 674 |
| Net loans & leases | $530,589,000 | 741 |
| Loan loss allowance | $7,372,000 | 636 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,182,000 | 891 |
| Other real estate owned | $328,000 | 1,155 |
| Goodwill and other intangibles | $4,606,000 | 822 |
| All other assets | $5,710,000 | 2,435 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $629,658,000 | 923 |
| Total liabilities | $566,925,000 | 921 |
| Total deposits | $552,541,000 | 808 |
| Interest-bearing deposits | $450,568,000 | 834 |
| Deposits held in domestic offices | $552,541,000 | 805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,325,000 | 1,141 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,453,000 | 4,797 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,606,000 | 1,211 |
| Total equity capital | $62,733,000 | 924 |
| Total bank equity capital | $62,733,000 | 924 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,359,000 | 2,403 |
| Surplus | $35,438,000 | 704 |
| Undivided profits | $25,936,000 | 1,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 6,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,415,000 | 1,162 |
| Earning assets | $584,366,000 | 914 |
| Long-term assets (5+ years) | $18,469,000 | 3,580 |
| Average Assets, year-to-date | $604,205,000 | 956 |
| Average Assets, quarterly | $604,205,000 | 956 |
| Volatile liabilities | $110,180,000 | 1,127 |
| Insider loans | $32,223,000 | 140 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $158,500,000 | 662 |
| Tier 1 (core) risk-based capital | $58,364,000 | 924 |
| Tier 2 risk-based capital | $7,372,000 | 655 |
| Total risk weighted assets | $647,414,000 | 646 |
| Total unused commitments | $158,500,000 | 664 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 143 | 1,166 |
| Assets and Liabilities | ||
| Total Assets: | $578,752,000 | 1,003 |
| Cash and due from depository institutions | $19,113,000 | 1,166 |
| Interest-bearing balances | $7,000 | 6,561 |
| Securities | $29,009,000 | 3,712 |
| Federal funds sold & reverse repurchase agreements | $17,627,000 | 659 |
| Net loans & leases | $492,009,000 | 787 |
| Loan loss allowance | $6,812,000 | 698 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,313,000 | 871 |
| Other real estate owned | $328,000 | 1,166 |
| Goodwill and other intangibles | $4,606,000 | 811 |
| All other assets | $4,747,000 | 2,779 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $578,752,000 | 1,003 |
| Total liabilities | $518,841,000 | 998 |
| Total deposits | $511,008,000 | 859 |
| Interest-bearing deposits | $420,949,000 | 889 |
| Deposits held in domestic offices | $511,008,000 | 856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,024,000 | 3,275 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,809,000 | 2,077 |
| Total equity capital | $59,911,000 | 979 |
| Total bank equity capital | $59,911,000 | 979 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,359,000 | 2,389 |
| Surplus | $35,345,000 | 701 |
| Undivided profits | $23,207,000 | 1,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,135,000 | 1,311 |
| Earning assets | $538,652,000 | 994 |
| Long-term assets (5+ years) | $19,816,000 | 3,492 |
| Average Assets, year-to-date | $530,461,400 | 1,036 |
| Average Assets, quarterly | $565,351,500 | 1,009 |
| Volatile liabilities | $95,316,000 | 1,255 |
| Insider loans | $31,457,000 | 142 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $242,572,000 | 478 |
| Tier 1 (core) risk-based capital | $55,240,000 | 971 |
| Tier 2 risk-based capital | $6,812,000 | 698 |
| Total risk weighted assets | $595,963,000 | 691 |
| Total unused commitments | $242,572,000 | 478 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 143 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $551,951,000 | 1,029 |
| Cash and due from depository institutions | $19,089,000 | 1,173 |
| Interest-bearing balances | $21,000 | 6,261 |
| Securities | $34,527,000 | 3,255 |
| Federal funds sold & reverse repurchase agreements | $5,109,000 | 2,056 |
| Net loans & leases | $472,316,000 | 805 |
| Loan loss allowance | $6,521,000 | 716 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,314,000 | 933 |
| Other real estate owned | $328,000 | 1,173 |
| Goodwill and other intangibles | $4,621,000 | 790 |
| All other assets | $5,647,000 | 2,380 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $551,951,000 | 1,029 |
| Total liabilities | $493,171,000 | 1,038 |
| Total deposits | $483,086,000 | 892 |
| Interest-bearing deposits | $406,734,000 | 901 |
| Deposits held in domestic offices | $483,086,000 | 889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,361,000 | 1,941 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,583,000 | 3,417 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,141,000 | 2,913 |
| Total equity capital | $58,780,000 | 982 |
| Total bank equity capital | $58,780,000 | 982 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,359,000 | 2,385 |
| Surplus | $35,152,000 | 688 |
| Undivided profits | $22,269,000 | 1,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 4,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,183,000 | 1,306 |
| Earning assets | $511,973,000 | 1,016 |
| Long-term assets (5+ years) | $28,003,000 | 2,872 |
| Average Assets, year-to-date | $518,388,750 | 1,052 |
| Average Assets, quarterly | $537,556,500 | 1,041 |
| Volatile liabilities | $99,983,000 | 1,180 |
| Insider loans | $28,887,000 | 145 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $152,694,000 | 661 |
| Tier 1 (core) risk-based capital | $53,804,000 | 979 |
| Tier 2 risk-based capital | $6,521,000 | 713 |
| Total risk weighted assets | $577,463,000 | 698 |
| Total unused commitments | $152,694,000 | 661 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 141 | 1,199 |
| Assets and Liabilities | ||
| Total Assets: | $523,162,000 | 1,071 |
| Cash and due from depository institutions | $19,569,000 | 1,199 |
| Interest-bearing balances | $21,000 | 6,275 |
| Securities | $37,768,000 | 3,088 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $445,186,000 | 824 |
| Loan loss allowance | $6,107,000 | 767 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,314,000 | 920 |
| Other real estate owned | $86,000 | 1,199 |
| Goodwill and other intangibles | $4,644,000 | 767 |
| All other assets | $5,595,000 | 2,390 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $523,162,000 | 1,071 |
| Total liabilities | $470,504,000 | 1,076 |
| Total deposits | $442,451,000 | 963 |
| Interest-bearing deposits | $375,397,000 | 963 |
| Deposits held in domestic offices | $442,451,000 | 959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,570,000 | 700 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,606,000 | 3,377 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $877,000 | 3,232 |
| Total equity capital | $52,658,000 | 1,040 |
| Total bank equity capital | $52,658,000 | 1,040 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,359,000 | 2,388 |
| Surplus | $30,652,000 | 760 |
| Undivided profits | $20,647,000 | 1,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,249,000 | 2,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,953,000 | 1,384 |
| Earning assets | $482,975,000 | 1,056 |
| Long-term assets (5+ years) | $31,549,000 | 2,739 |
| Average Assets, year-to-date | $507,201,330 | 1,081 |
| Average Assets, quarterly | $515,606,500 | 1,074 |
| Volatile liabilities | $111,501,000 | 1,027 |
| Insider loans | $27,976,000 | 150 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $140,732,000 | 688 |
| Tier 1 (core) risk-based capital | $48,014,000 | 1,071 |
| Tier 2 risk-based capital | $6,107,000 | 764 |
| Total risk weighted assets | $530,678,000 | 736 |
| Total unused commitments | $140,732,000 | 688 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 145 | 1,153 |
| Assets and Liabilities | ||
| Total Assets: | $508,051,000 | 1,091 |
| Cash and due from depository institutions | $29,909,000 | 1,153 |
| Interest-bearing balances | $10,117,000 | 732 |
| Securities | $43,618,000 | 2,747 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $414,120,000 | 870 |
| Loan loss allowance | $6,139,000 | 773 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,281,000 | 907 |
| Other real estate owned | $422,000 | 1,153 |
| Goodwill and other intangibles | $4,667,000 | 748 |
| All other assets | $5,034,000 | 2,479 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $508,051,000 | 1,091 |
| Total liabilities | $456,067,000 | 1,089 |
| Total deposits | $416,553,000 | 1,020 |
| Interest-bearing deposits | $360,923,000 | 1,000 |
| Deposits held in domestic offices | $416,553,000 | 1,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,897,000 | 683 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $15,266,000 | 1,921 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,351,000 | 1,743 |
| Total equity capital | $51,984,000 | 1,079 |
| Total bank equity capital | $51,984,000 | 1,079 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,359,000 | 2,382 |
| Surplus | $29,908,000 | 774 |
| Undivided profits | $20,717,000 | 1,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,344,000 | 2,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,924,000 | 1,397 |
| Earning assets | $467,855,000 | 1,082 |
| Long-term assets (5+ years) | $42,324,000 | 2,147 |
| Average Assets, year-to-date | $499,221,000 | 1,095 |
| Average Assets, quarterly | $499,221,000 | 1,095 |
| Volatile liabilities | $121,172,000 | 914 |
| Insider loans | $29,068,000 | 141 |
| FHLB advances | $15,000,000 | 1,803 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $103,437,000 | 847 |
| Tier 1 (core) risk-based capital | $46,792,000 | 1,092 |
| Tier 2 risk-based capital | $6,094,000 | 762 |
| Total risk weighted assets | $487,470,000 | 790 |
| Total unused commitments | $103,437,000 | 847 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 136 | 1,249 |
| Assets and Liabilities | ||
| Total Assets: | $490,391,000 | 1,128 |
| Cash and due from depository institutions | $24,044,000 | 1,249 |
| Interest-bearing balances | $906,000 | 3,058 |
| Securities | $51,817,000 | 2,422 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $394,314,000 | 906 |
| Loan loss allowance | $5,788,000 | 809 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $10,915,000 | 828 |
| Other real estate owned | $497,000 | 1,249 |
| Goodwill and other intangibles | $4,690,000 | 744 |
| All other assets | $4,114,000 | 2,897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $490,391,000 | 1,128 |
| Total liabilities | $440,563,000 | 1,123 |
| Total deposits | $399,154,000 | 1,061 |
| Interest-bearing deposits | $341,825,000 | 1,068 |
| Deposits held in domestic offices | $399,154,000 | 1,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,542,000 | 652 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,312,000 | 1,935 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,555,000 | 2,256 |
| Total equity capital | $49,828,000 | 1,105 |
| Total bank equity capital | $49,828,000 | 1,105 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,359,000 | 2,399 |
| Surplus | $29,908,000 | 770 |
| Undivided profits | $18,561,000 | 1,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $900,000 | 2,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,790,000 | 1,582 |
| Earning assets | $447,037,000 | 1,129 |
| Long-term assets (5+ years) | $42,598,000 | 2,164 |
| Average Assets, year-to-date | $483,373,600 | 1,111 |
| Average Assets, quarterly | $483,539,000 | 1,131 |
| Volatile liabilities | $108,865,000 | 1,021 |
| Insider loans | $29,321,000 | 142 |
| FHLB advances | $15,000,000 | 1,825 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $119,331,000 | 738 |
| Tier 1 (core) risk-based capital | $44,623,000 | 1,128 |
| Tier 2 risk-based capital | $5,788,000 | 793 |
| Total risk weighted assets | $495,535,000 | 774 |
| Total unused commitments | $119,331,000 | 738 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 137 | 1,254 |
| Assets and Liabilities | ||
| Total Assets: | $476,687,000 | 1,162 |
| Cash and due from depository institutions | $16,016,000 | 1,254 |
| Interest-bearing balances | $242,000 | 4,517 |
| Securities | $51,785,000 | 2,384 |
| Federal funds sold & reverse repurchase agreements | $19,243,000 | 758 |
| Net loans & leases | $368,713,000 | 963 |
| Loan loss allowance | $5,909,000 | 810 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,022,000 | 816 |
| Other real estate owned | $731,000 | 1,254 |
| Goodwill and other intangibles | $4,713,000 | 734 |
| All other assets | $4,464,000 | 2,735 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $476,687,000 | 1,162 |
| Total liabilities | $427,498,000 | 1,171 |
| Total deposits | $395,659,000 | 1,084 |
| Interest-bearing deposits | $340,295,000 | 1,088 |
| Deposits held in domestic offices | $395,659,000 | 1,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,563,000 | 1,612 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,169,000 | 1,351 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,107,000 | 1,834 |
| Total equity capital | $49,189,000 | 1,121 |
| Total bank equity capital | $49,189,000 | 1,121 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,359,000 | 2,415 |
| Surplus | $29,869,000 | 768 |
| Undivided profits | $17,961,000 | 1,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,280,000 | 633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,797,000 | 1,698 |
| Earning assets | $439,983,000 | 1,164 |
| Long-term assets (5+ years) | $49,381,000 | 1,920 |
| Average Assets, year-to-date | $481,619,250 | 1,133 |
| Average Assets, quarterly | $478,936,000 | 1,158 |
| Volatile liabilities | $107,727,000 | 1,004 |
| Insider loans | $27,467,000 | 142 |
| FHLB advances | $25,000,000 | 1,249 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $171,198,000 | 587 |
| Tier 1 (core) risk-based capital | $43,931,000 | 1,156 |
| Tier 2 risk-based capital | $5,909,000 | 790 |
| Total risk weighted assets | $480,426,000 | 798 |
| Total unused commitments | $171,198,000 | 589 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 138 | 1,234 |
| Assets and Liabilities | ||
| Total Assets: | $481,185,000 | 1,150 |
| Cash and due from depository institutions | $20,987,000 | 1,234 |
| Interest-bearing balances | $317,000 | 4,331 |
| Securities | $51,072,000 | 2,350 |
| Federal funds sold & reverse repurchase agreements | $19,737,000 | 782 |
| Net loans & leases | $368,492,000 | 951 |
| Loan loss allowance | $5,984,000 | 791 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,165,000 | 792 |
| Other real estate owned | $793,000 | 1,234 |
| Goodwill and other intangibles | $4,736,000 | 706 |
| All other assets | $4,203,000 | 2,756 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $481,185,000 | 1,150 |
| Total liabilities | $433,066,000 | 1,151 |
| Total deposits | $394,845,000 | 1,081 |
| Interest-bearing deposits | $339,502,000 | 1,085 |
| Deposits held in domestic offices | $394,845,000 | 1,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,420,000 | 1,563 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $31,452,000 | 1,165 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,349,000 | 1,776 |
| Total equity capital | $48,119,000 | 1,128 |
| Total bank equity capital | $48,119,000 | 1,128 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,359,000 | 2,415 |
| Surplus | $29,869,000 | 753 |
| Undivided profits | $16,891,000 | 1,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,324,000 | 622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,931,000 | 1,477 |
| Earning assets | $439,618,000 | 1,158 |
| Long-term assets (5+ years) | $62,767,000 | 1,525 |
| Average Assets, year-to-date | $483,263,330 | 1,128 |
| Average Assets, quarterly | $481,025,500 | 1,148 |
| Volatile liabilities | $110,875,000 | 965 |
| Insider loans | $35,779,000 | 106 |
| FHLB advances | $30,000,000 | 1,089 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $113,990,000 | 777 |
| Tier 1 (core) risk-based capital | $42,710,000 | 1,165 |
| Tier 2 risk-based capital | $5,984,000 | 753 |
| Total risk weighted assets | $479,992,000 | 786 |
| Total unused commitments | $113,990,000 | 781 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 139 | 1,213 |
| Assets and Liabilities | ||
| Total Assets: | $480,866,000 | 1,141 |
| Cash and due from depository institutions | $13,354,000 | 1,213 |
| Interest-bearing balances | $309,000 | 4,257 |
| Securities | $55,705,000 | 2,161 |
| Federal funds sold & reverse repurchase agreements | $16,129,000 | 1,000 |
| Net loans & leases | $374,828,000 | 916 |
| Loan loss allowance | $5,702,000 | 817 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $11,288,000 | 769 |
| Other real estate owned | $566,000 | 1,213 |
| Goodwill and other intangibles | $4,759,000 | 702 |
| All other assets | $4,237,000 | 2,698 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $480,866,000 | 1,141 |
| Total liabilities | $434,363,000 | 1,139 |
| Total deposits | $397,407,000 | 1,066 |
| Interest-bearing deposits | $353,266,000 | 1,033 |
| Deposits held in domestic offices | $397,407,000 | 1,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,063,000 | 1,526 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $30,181,000 | 1,133 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,712,000 | 1,631 |
| Total equity capital | $46,503,000 | 1,152 |
| Total bank equity capital | $46,503,000 | 1,152 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,359,000 | 2,428 |
| Surplus | $29,869,000 | 741 |
| Undivided profits | $15,275,000 | 2,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,439,000 | 607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,272,000 | 1,240 |
| Earning assets | $446,971,000 | 1,127 |
| Long-term assets (5+ years) | $59,053,000 | 1,555 |
| Average Assets, year-to-date | $484,302,500 | 1,115 |
| Average Assets, quarterly | $484,302,500 | 1,115 |
| Volatile liabilities | $114,234,000 | 926 |
| Insider loans | $39,355,000 | 96 |
| FHLB advances | $30,000,000 | 1,045 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $119,301,000 | 724 |
| Tier 1 (core) risk-based capital | $40,708,000 | 1,204 |
| Tier 2 risk-based capital | $5,702,000 | 770 |
| Total risk weighted assets | $460,121,000 | 805 |
| Total unused commitments | $119,301,000 | 726 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 135 | 1,237 |
| Assets and Liabilities | ||
| Total Assets: | $487,739,000 | 1,109 |
| Cash and due from depository institutions | $36,257,000 | 1,237 |
| Interest-bearing balances | $17,422,000 | 428 |
| Securities | $65,127,000 | 1,849 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $365,726,000 | 933 |
| Loan loss allowance | $5,431,000 | 831 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,413,000 | 755 |
| Other real estate owned | $474,000 | 1,237 |
| Goodwill and other intangibles | $4,781,000 | 683 |
| All other assets | $3,961,000 | 2,782 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $487,739,000 | 1,109 |
| Total liabilities | $441,353,000 | 1,111 |
| Total deposits | $382,146,000 | 1,076 |
| Interest-bearing deposits | $335,069,000 | 1,074 |
| Deposits held in domestic offices | $382,146,000 | 1,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,735,000 | 629 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $32,403,000 | 1,096 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,069,000 | 1,973 |
| Total equity capital | $46,386,000 | 1,128 |
| Total bank equity capital | $46,386,000 | 1,128 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,359,000 | 2,430 |
| Surplus | $29,869,000 | 723 |
| Undivided profits | $15,158,000 | 2,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,395,000 | 599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,016,000 | 1,506 |
| Earning assets | $448,275,000 | 1,100 |
| Long-term assets (5+ years) | $63,953,000 | 1,444 |
| Average Assets, year-to-date | $457,215,400 | 1,127 |
| Average Assets, quarterly | $480,963,500 | 1,115 |
| Volatile liabilities | $115,394,000 | 902 |
| Insider loans | $23,732,000 | 162 |
| FHLB advances | $30,000,000 | 1,049 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $119,188,000 | 705 |
| Tier 1 (core) risk-based capital | $40,283,000 | 1,189 |
| Tier 2 risk-based capital | $5,431,000 | 792 |
| Total risk weighted assets | $445,475,000 | 820 |
| Total unused commitments | $119,188,000 | 705 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 158 | 1,021 |
| Assets and Liabilities | ||
| Total Assets: | $426,878,000 | 1,209 |
| Cash and due from depository institutions | $21,628,000 | 1,021 |
| Interest-bearing balances | $5,254,000 | 1,204 |
| Securities | $67,731,000 | 1,655 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $315,549,000 | 1,046 |
| Loan loss allowance | $4,211,000 | 990 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $10,845,000 | 772 |
| Other real estate owned | $619,000 | 1,021 |
| Goodwill and other intangibles | $4,872,000 | 640 |
| All other assets | $5,634,000 | 1,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $426,878,000 | 1,209 |
| Total liabilities | $388,083,000 | 1,194 |
| Total deposits | $332,159,000 | 1,192 |
| Interest-bearing deposits | $295,100,000 | 1,166 |
| Deposits held in domestic offices | $332,159,000 | 1,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,385,000 | 722 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $32,131,000 | 996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,408,000 | 1,738 |
| Total equity capital | $38,795,000 | 1,274 |
| Total bank equity capital | $38,795,000 | 1,274 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,359,000 | 2,475 |
| Surplus | $24,743,000 | 817 |
| Undivided profits | $12,693,000 | 2,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,022,000 | 2,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,510,000 | 1,256 |
| Earning assets | $388,534,000 | 1,208 |
| Long-term assets (5+ years) | $78,310,000 | 1,195 |
| Average Assets, year-to-date | $409,207,600 | 1,196 |
| Average Assets, quarterly | $417,632,000 | 1,218 |
| Volatile liabilities | $88,002,000 | 1,101 |
| Insider loans | $26,022,000 | 143 |
| FHLB advances | $30,000,000 | 953 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $70,348,000 | 978 |
| Tier 1 (core) risk-based capital | $32,980,000 | 1,388 |
| Tier 2 risk-based capital | $4,211,000 | 944 |
| Total risk weighted assets | $367,491,000 | 941 |
| Total unused commitments | $70,348,000 | 981 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 136 | 1,195 |
| Assets and Liabilities | ||
| Total Assets: | $393,451,000 | 1,237 |
| Cash and due from depository institutions | $14,706,000 | 1,195 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $75,055,000 | 1,466 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $282,421,000 | 1,137 |
| Loan loss allowance | $4,109,000 | 987 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $11,462,000 | 684 |
| Other real estate owned | $90,000 | 1,195 |
| Goodwill and other intangibles | $5,321,000 | 579 |
| All other assets | $4,396,000 | 2,038 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $393,451,000 | 1,237 |
| Total liabilities | $357,240,000 | 1,226 |
| Total deposits | $304,323,000 | 1,247 |
| Interest-bearing deposits | $271,552,000 | 1,222 |
| Deposits held in domestic offices | $304,323,000 | 1,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,266,000 | 753 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,882,000 | 1,008 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,769,000 | 1,580 |
| Total equity capital | $36,211,000 | 1,272 |
| Total bank equity capital | $36,211,000 | 1,272 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,359,000 | 2,526 |
| Surplus | $22,194,000 | 866 |
| Undivided profits | $12,658,000 | 2,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,049,000 | 1,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,452,000 | 1,002 |
| Earning assets | $357,476,000 | 1,248 |
| Long-term assets (5+ years) | $82,522,000 | 1,091 |
| Average Assets, year-to-date | $371,525,000 | 1,246 |
| Average Assets, quarterly | $386,563,500 | 1,244 |
| Volatile liabilities | $68,088,000 | 1,341 |
| Insider loans | $22,895,000 | 173 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $47,707,000 | 1,208 |
| Tier 1 (core) risk-based capital | $30,511,000 | 1,438 |
| Tier 2 risk-based capital | $3,836,580 | 983 |
| Total risk weighted assets | $306,653,780 | 1,074 |
| Total unused commitments | $47,707,000 | 1,210 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 139 | 1,204 |
| Assets and Liabilities | ||
| Total Assets: | $343,293,000 | 1,378 |
| Cash and due from depository institutions | $12,834,000 | 1,204 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $68,064,000 | 1,678 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $240,230,000 | 1,270 |
| Loan loss allowance | $3,874,000 | 1,004 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,773,000 | 645 |
| Other real estate owned | $659,000 | 1,204 |
| Goodwill and other intangibles | $5,769,000 | 576 |
| All other assets | $3,964,000 | 2,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $343,293,000 | 1,378 |
| Total liabilities | $312,721,000 | 1,367 |
| Total deposits | $286,272,000 | 1,299 |
| Interest-bearing deposits | $251,048,000 | 1,288 |
| Deposits held in domestic offices | $286,272,000 | 1,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,279,000 | 763 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,069,000 | 4,467 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,101,000 | 1,808 |
| Total equity capital | $30,572,000 | 1,446 |
| Total bank equity capital | $30,572,000 | 1,446 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,359,000 | 2,578 |
| Surplus | $19,386,000 | 965 |
| Undivided profits | $9,827,000 | 2,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,924,000 | 1,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,761,000 | 1,198 |
| Earning assets | $308,294,000 | 1,405 |
| Long-term assets (5+ years) | $73,216,000 | 1,263 |
| Average Assets, year-to-date | $333,677,000 | 1,363 |
| Average Assets, quarterly | $344,067,000 | 1,362 |
| Volatile liabilities | $69,564,000 | 1,272 |
| Insider loans | $27,773,000 | 154 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $441,000 | 969 |
| Unused loan commitments | $82,380,000 | 819 |
| Tier 1 (core) risk-based capital | $25,893,000 | 1,684 |
| Tier 2 risk-based capital | $3,179,270 | 1,141 |
| Total risk weighted assets | $253,646,970 | 1,233 |
| Total unused commitments | $82,380,000 | 819 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 122 | 1,377 |
| Assets and Liabilities | ||
| Total Assets: | $245,978,000 | 1,875 |
| Cash and due from depository institutions | $9,952,000 | 1,377 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $43,491,000 | 2,625 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $173,880,000 | 1,612 |
| Loan loss allowance | $2,662,000 | 1,375 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $9,761,000 | 757 |
| Other real estate owned | $676,000 | 1,377 |
| Goodwill and other intangibles | $6,218,000 | 507 |
| All other assets | $2,000,000 | 3,560 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,978,000 | 1,875 |
| Total liabilities | $220,134,000 | 1,895 |
| Total deposits | $216,854,000 | 1,748 |
| Interest-bearing deposits | $195,210,000 | 1,649 |
| Deposits held in domestic offices | $216,854,000 | 1,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $840,000 | 2,478 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $130,000 | 4,721 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,310,000 | 1,758 |
| Total equity capital | $25,844,000 | 1,721 |
| Total bank equity capital | $25,844,000 | 1,721 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,359,000 | 2,557 |
| Surplus | $19,370,000 | 896 |
| Undivided profits | $5,115,000 | 4,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,871,000 | 1,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,023,000 | 2,164 |
| Earning assets | $217,371,000 | 1,959 |
| Long-term assets (5+ years) | $53,110,000 | 1,512 |
| Average Assets, year-to-date | $244,492,800 | 1,785 |
| Average Assets, quarterly | $245,360,000 | 1,844 |
| Volatile liabilities | $15,775,000 | 3,646 |
| Insider loans | $22,818,000 | 167 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,571,000 | 627 |
| Unused loan commitments | $43,228,000 | 1,254 |
| Tier 1 (core) risk-based capital | $19,251,000 | 2,223 |
| Tier 2 risk-based capital | $2,258,410 | 1,452 |
| Total risk weighted assets | $180,269,410 | 1,598 |
| Total unused commitments | $43,228,000 | 1,259 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 112 | 1,565 |
| Assets and Liabilities | ||
| Total Assets: | $238,359,000 | 1,917 |
| Cash and due from depository institutions | $7,591,000 | 1,565 |
| Interest-bearing balances | $1,000,000 | 2,444 |
| Securities | $49,714,000 | 2,296 |
| Federal funds sold & reverse repurchase agreements | $6,450,000 | 2,143 |
| Net loans & leases | $158,361,000 | 1,792 |
| Loan loss allowance | $2,424,000 | 1,507 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,089,000 | 1,075 |
| Other real estate owned | $526,000 | 1,565 |
| Goodwill and other intangibles | $6,666,000 | 473 |
| All other assets | $1,962,000 | 3,575 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,359,000 | 1,917 |
| Total liabilities | $212,379,000 | 1,940 |
| Total deposits | $209,917,000 | 1,790 |
| Interest-bearing deposits | $188,687,000 | 1,717 |
| Deposits held in domestic offices | $209,917,000 | 1,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $100,000 | 4,766 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,362,000 | 1,772 |
| Total equity capital | $25,980,000 | 1,719 |
| Total bank equity capital | $25,980,000 | 1,719 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,359,000 | 2,588 |
| Surplus | $19,246,000 | 903 |
| Undivided profits | $5,375,000 | 4,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $924,000 | 2,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $935,000 | 2,432 |
| Earning assets | $215,525,000 | 1,955 |
| Long-term assets (5+ years) | $50,715,000 | 1,349 |
| Average Assets, year-to-date | $227,537,000 | 1,914 |
| Average Assets, quarterly | $232,974,000 | 1,925 |
| Volatile liabilities | $17,392,000 | 3,360 |
| Insider loans | $15,882,000 | 244 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,607,000 | 666 |
| Unused loan commitments | $28,568,000 | 1,636 |
| Tier 1 (core) risk-based capital | $19,089,000 | 2,239 |
| Tier 2 risk-based capital | $2,049,160 | 1,502 |
| Total risk weighted assets | $163,557,760 | 1,708 |
| Total unused commitments | $28,568,000 | 1,639 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 101 | 1,844 |
| Assets and Liabilities | ||
| Total Assets: | $214,959,000 | 2,162 |
| Cash and due from depository institutions | $7,793,000 | 1,844 |
| Interest-bearing balances | $1,000,000 | 2,355 |
| Securities | $44,480,000 | 2,718 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $149,007,000 | 1,950 |
| Loan loss allowance | $2,599,000 | 1,502 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,523,000 | 1,429 |
| Other real estate owned | $452,000 | 1,844 |
| Goodwill and other intangibles | $5,470,000 | 522 |
| All other assets | $2,234,000 | 3,262 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,959,000 | 2,162 |
| Total liabilities | $191,867,000 | 2,180 |
| Total deposits | $188,975,000 | 2,040 |
| Interest-bearing deposits | $170,032,000 | 1,970 |
| Deposits held in domestic offices | $188,975,000 | 2,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $135,000 | 3,733 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $764,000 | 3,594 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,993,000 | 2,038 |
| Total equity capital | $23,092,000 | 1,935 |
| Total bank equity capital | $23,092,000 | 1,935 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,359,000 | 2,758 |
| Surplus | $19,246,000 | 953 |
| Undivided profits | $2,487,000 | 6,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 5,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $992,000 | 2,268 |
| Earning assets | $194,487,000 | 2,199 |
| Long-term assets (5+ years) | $47,819,000 | 1,335 |
| Average Assets, year-to-date | $212,874,800 | 2,110 |
| Average Assets, quarterly | $215,626,500 | 2,131 |
| Volatile liabilities | $13,584,000 | 3,907 |
| Insider loans | $16,106,000 | 284 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $4,302,000 | 350 |
| Unused loan commitments | $14,054,000 | 2,653 |
| Tier 1 (core) risk-based capital | $17,651,000 | 2,460 |
| Tier 2 risk-based capital | $1,889,890 | 1,675 |
| Total risk weighted assets | $150,481,990 | 1,882 |
| Total unused commitments | $14,054,000 | 2,666 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 95 | 2,026 |
| Assets and Liabilities | ||
| Total Assets: | $201,146,000 | 2,342 |
| Cash and due from depository institutions | $10,850,000 | 2,026 |
| Interest-bearing balances | $1,000,000 | 2,544 |
| Securities | $55,699,000 | 2,255 |
| Federal funds sold & reverse repurchase agreements | $2,085,000 | 5,434 |
| Net loans & leases | $119,705,000 | 2,310 |
| Loan loss allowance | $2,394,000 | 1,660 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,541,000 | 1,695 |
| Other real estate owned | $0 | 2,026 |
| Goodwill and other intangibles | $6,161,000 | 465 |
| All other assets | $2,105,000 | 3,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,146,000 | 2,342 |
| Total liabilities | $180,152,000 | 2,354 |
| Total deposits | $177,686,000 | 2,221 |
| Interest-bearing deposits | $157,031,000 | 2,176 |
| Deposits held in domestic offices | $177,686,000 | 2,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $100,000 | 4,364 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,366,000 | 1,832 |
| Total equity capital | $20,994,000 | 2,122 |
| Total bank equity capital | $20,994,000 | 2,122 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,359,000 | 2,854 |
| Surplus | $19,221,000 | 945 |
| Undivided profits | $414,000 | 10,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 9,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $983,000 | 2,350 |
| Earning assets | $178,489,000 | 2,414 |
| Long-term assets (5+ years) | $36,996,000 | 1,529 |
| Average Assets, year-to-date | $192,722,600 | 2,353 |
| Average Assets, quarterly | $195,985,500 | 2,370 |
| Volatile liabilities | $11,989,000 | 3,994 |
| Insider loans | $5,441,000 | 820 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,836,000 | 624 |
| Unused loan commitments | $18,702,000 | 2,084 |
| Tier 1 (core) risk-based capital | $14,478,000 | 2,971 |
| Tier 2 risk-based capital | $1,629,890 | 1,890 |
| Total risk weighted assets | $129,626,690 | 2,140 |
| Total unused commitments | $18,702,000 | 2,094 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 91 | 2,215 |
| Assets and Liabilities | ||
| Total Assets: | $183,510,000 | 2,507 |
| Cash and due from depository institutions | $7,952,000 | 2,215 |
| Interest-bearing balances | $1,000,000 | 2,426 |
| Securities | $43,668,000 | 3,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $118,300,000 | 2,291 |
| Loan loss allowance | $2,424,000 | 1,696 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,049,000 | 1,853 |
| Other real estate owned | $0 | 2,215 |
| Goodwill and other intangibles | $6,851,000 | 388 |
| All other assets | $2,690,000 | 2,954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,510,000 | 2,507 |
| Total liabilities | $161,067,000 | 2,584 |
| Total deposits | $149,372,000 | 2,584 |
| Interest-bearing deposits | $129,222,000 | 2,560 |
| Deposits held in domestic offices | $149,372,000 | 2,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,795,000 | 1,365 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $898,000 | 3,273 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,002,000 | 1,792 |
| Total equity capital | $22,443,000 | 1,842 |
| Total bank equity capital | $22,443,000 | 1,842 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,359,000 | 2,966 |
| Surplus | $19,221,000 | 889 |
| Undivided profits | $1,863,000 | 7,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 9,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $780,000 | 2,612 |
| Earning assets | $162,968,000 | 2,571 |
| Long-term assets (5+ years) | $27,154,000 | 1,985 |
| Average Assets, year-to-date | $185,514,400 | 2,405 |
| Average Assets, quarterly | $182,092,500 | 2,496 |
| Volatile liabilities | $18,198,000 | 2,732 |
| Insider loans | $7,150,000 | 609 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,860,000 | 376 |
| Unused loan commitments | $12,374,000 | 2,698 |
| Tier 1 (core) risk-based capital | $16,231,000 | 2,553 |
| Tier 2 risk-based capital | $1,430,480 | 2,111 |
| Total risk weighted assets | $113,444,680 | 2,350 |
| Total unused commitments | $12,374,000 | 2,709 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 89 | 2,352 |
| Assets and Liabilities | ||
| Total Assets: | $185,216,000 | 2,499 |
| Cash and due from depository institutions | $7,149,000 | 2,352 |
| Interest-bearing balances | $1,000,000 | 3,386 |
| Securities | $55,403,000 | 2,502 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 10,133 |
| Net loans & leases | $108,171,000 | 2,422 |
| Loan loss allowance | $3,025,000 | 1,461 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,083,000 | 1,773 |
| Other real estate owned | $488,000 | 2,352 |
| Goodwill and other intangibles | $7,542,000 | 330 |
| All other assets | $2,280,000 | 3,102 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,216,000 | 2,499 |
| Total liabilities | $160,573,000 | 2,622 |
| Total deposits | $144,531,000 | 2,742 |
| Interest-bearing deposits | $124,651,000 | 2,739 |
| Deposits held in domestic offices | $144,531,000 | 2,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,902,000 | 930 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,375,000 | 2,447 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,765,000 | 2,006 |
| Total equity capital | $24,643,000 | 1,669 |
| Total bank equity capital | $24,643,000 | 1,669 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,359,000 | 3,051 |
| Surplus | $19,221,000 | 842 |
| Undivided profits | $4,063,000 | 5,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 7,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $524,000 | 3,529 |
| Earning assets | $164,674,000 | 2,574 |
| Long-term assets (5+ years) | $62,573,000 | 1,012 |
| Average Assets, year-to-date | $181,371,600 | 2,489 |
| Average Assets, quarterly | $184,376,000 | 2,493 |
| Volatile liabilities | $23,376,000 | 2,118 |
| Insider loans | $160,000 | 8,827 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $4,089,000 | 551 |
| Unused loan commitments | $126,055,000 | 545 |
| Tier 1 (core) risk-based capital | $16,640,000 | 2,361 |
| Tier 2 risk-based capital | $1,457,230 | 2,069 |
| Total risk weighted assets | $115,010,730 | 2,299 |
| Total unused commitments | $126,055,000 | 561 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 94 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $177,038,000 | 2,687 |
| Cash and due from depository institutions | $7,417,000 | 2,290 |
| Interest-bearing balances | $1,000,000 | 3,780 |
| Securities | $39,954,000 | 3,443 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $113,525,000 | 2,396 |
| Loan loss allowance | $3,386,000 | 1,399 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,880,000 | 1,892 |
| Other real estate owned | $1,992,000 | 2,290 |
| Goodwill and other intangibles | $7,862,000 | 319 |
| All other assets | $2,408,000 | 3,060 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,038,000 | 2,687 |
| Total liabilities | $155,961,000 | 2,778 |
| Total deposits | $144,721,000 | 2,840 |
| Interest-bearing deposits | $122,903,000 | 2,925 |
| Deposits held in domestic offices | $144,721,000 | 2,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,110,000 | 1,104 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,380,000 | 2,270 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,750,000 | 2,083 |
| Total equity capital | $21,077,000 | 1,851 |
| Total bank equity capital | $21,077,000 | 1,851 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,359,000 | 3,164 |
| Surplus | $19,221,000 | 817 |
| Undivided profits | $497,000 | 11,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $769,000 | 4,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $573,000 | 3,543 |
| Earning assets | $154,479,000 | 2,798 |
| Long-term assets (5+ years) | $51,033,000 | 1,154 |
| Average Assets, year-to-date | $180,922,800 | 2,557 |
| Average Assets, quarterly | $175,663,500 | 2,677 |
| Volatile liabilities | $18,948,000 | 2,456 |
| Insider loans | $142,000 | 4,809 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,838,000 | 412 |
| Unused loan commitments | $112,817,000 | 576 |
| Tier 1 (core) risk-based capital | $13,215,000 | 2,861 |
| Tier 2 risk-based capital | $1,502,510 | 2,050 |
| Total risk weighted assets | $118,317,310 | 2,300 |
| Total unused commitments | $112,817,000 | 583 |
| Derivatives | $0 | 651 |