Home > Van Wert National Bank > Income and Expense
Van Wert National Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,389,000 | 3,167 |
| Total interest expense | $4,139,000 | 3,589 |
| Net interest income | $6,250,000 | 2,836 |
| Provision for loan and lease losses | $122,000 | 4,550 |
| Total noninterest income | $1,000,000 | 3,124 |
| Gross Fiduciary activities income | $59,000 | 1,205 |
| Service charges on deposit accounts | $346,000 | 3,793 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $595,000 | 2,584 |
| Total noninterest expense | $3,712,000 | 3,574 |
| Salaries and employee benefits | $1,856,000 | 3,581 |
| Premises and equipment expense | $432,000 | 4,270 |
| Additional noninterest expense | $1,424,000 | 3,262 |
| Pre-tax net operating income | $3,416,000 | 2,096 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,171,000 | 2,041 |
| Income before extraordinary items | $2,245,000 | 2,198 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,245,000 | 2,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,928 |
| Cash dividends | $1,594,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,245,000 | 2,149 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,912,000 | 3,305 |
| Total interest expense | $3,854,000 | 3,794 |
| Net interest income | $6,058,000 | 2,935 |
| Provision for loan and lease losses | $182,000 | 3,207 |
| Total noninterest income | $885,000 | 3,403 |
| Gross Fiduciary activities income | $53,000 | 1,275 |
| Service charges on deposit accounts | $326,000 | 4,001 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $506,000 | 2,860 |
| Total noninterest expense | $3,516,000 | 3,730 |
| Salaries and employee benefits | $1,666,000 | 3,896 |
| Premises and equipment expense | $438,000 | 4,206 |
| Additional noninterest expense | $1,412,000 | 3,240 |
| Pre-tax net operating income | $3,245,000 | 2,283 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,102,000 | 2,184 |
| Income before extraordinary items | $2,143,000 | 2,354 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,143,000 | 2,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,910 |
| Cash dividends | $2,225,000 | 1,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,143,000 | 2,330 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,016,000 | 3,326 |
| Total interest expense | $3,153,000 | 3,782 |
| Net interest income | $5,863,000 | 3,061 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $773,000 | 3,825 |
| Gross Fiduciary activities income | $46,000 | 1,319 |
| Service charges on deposit accounts | $312,000 | 4,229 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $415,000 | 3,332 |
| Total noninterest expense | $3,553,000 | 3,796 |
| Salaries and employee benefits | $1,633,000 | 3,961 |
| Premises and equipment expense | $471,000 | 4,002 |
| Additional noninterest expense | $1,449,000 | 3,424 |
| Pre-tax net operating income | $3,083,000 | 2,301 |
| Securities gains (losses) | $-55,000 | 11,109 |
| Applicable income taxes | $1,054,000 | 2,118 |
| Income before extraordinary items | $1,974,000 | 2,463 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,974,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,652 |
| Cash dividends | $1,384,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,009,750 | 2,433 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,831,000 | 3,478 |
| Total interest expense | $3,201,000 | 3,890 |
| Net interest income | $5,630,000 | 3,205 |
| Provision for loan and lease losses | $181,000 | 4,118 |
| Total noninterest income | $648,000 | 4,693 |
| Gross Fiduciary activities income | $28,000 | 1,417 |
| Service charges on deposit accounts | $294,000 | 4,503 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $326,000 | 4,264 |
| Total noninterest expense | $3,338,000 | 4,090 |
| Salaries and employee benefits | $1,575,000 | 4,094 |
| Premises and equipment expense | $482,000 | 4,001 |
| Additional noninterest expense | $1,281,000 | 3,975 |
| Pre-tax net operating income | $2,759,000 | 2,489 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $922,000 | 2,462 |
| Income before extraordinary items | $1,837,000 | 2,722 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,837,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 3,131 |
| Cash dividends | $2,316,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,837,000 | 2,568 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,348,000 | 3,735 |
| Total interest expense | $4,260,000 | 3,845 |
| Net interest income | $5,088,000 | 3,567 |
| Provision for loan and lease losses | $193,000 | 5,318 |
| Total noninterest income | $602,000 | 4,944 |
| Gross Fiduciary activities income | $19,000 | 1,491 |
| Service charges on deposit accounts | $251,000 | 5,114 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $332,000 | 4,161 |
| Total noninterest expense | $2,961,000 | 4,594 |
| Salaries and employee benefits | $1,426,000 | 4,420 |
| Premises and equipment expense | $415,000 | 4,670 |
| Additional noninterest expense | $1,120,000 | 4,614 |
| Pre-tax net operating income | $2,536,000 | 2,446 |
| Securities gains (losses) | $148,000 | 2,429 |
| Applicable income taxes | $882,000 | 2,365 |
| Income before extraordinary items | $1,802,000 | 2,550 |
| Extraordinary gains, net | $279,000 | 326 |
| Net income | $2,081,000 | 2,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 5,610 |
| Cash dividends | $1,858,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,702,840 | 2,503 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.