Home > Valrico State Bank > Assets and Liabilities
Valrico State Bank, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 53 | 2,807 |
| Assets and Liabilities | ||
| Total Assets: | $192,811,000 | 3,228 |
| Cash and due from depository institutions | $6,463,000 | 2,807 |
| Interest-bearing balances | $3,289,000 | 4,981 |
| Securities | $35,071,000 | 3,433 |
| Federal funds sold & reverse repurchase agreements | $13,966,000 | 483 |
| Net loans & leases | $98,837,000 | 3,560 |
| Loan loss allowance | $2,525,000 | 2,710 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $11,491,000 | 1,008 |
| Other real estate owned | $862,000 | 2,807 |
| Goodwill and other intangibles | $19,336,000 | 317 |
| All other assets | $6,785,000 | 2,446 |
| Life insurance assets | $5,119,000 | 1,357 |
| Total liabilities and capital | $192,811,000 | 3,228 |
| Total liabilities | $150,790,000 | 3,572 |
| Total deposits | $149,373,000 | 3,437 |
| Interest-bearing deposits | $118,356,000 | 3,520 |
| Deposits held in domestic offices | $149,373,000 | 3,436 |
| % insured | 93.96% | 2,214 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,417,000 | 2,584 |
| Total equity capital | $42,021,000 | 1,671 |
| Total bank equity capital | $42,021,000 | 1,670 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,640,000 | 1,850 |
| Surplus | $35,967,000 | 948 |
| Undivided profits | $4,414,000 | 4,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,680,000 | 2,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $480,000 | 4,741 |
| Earning assets | $151,163,000 | 3,620 |
| Long-term assets (5+ years) | $38,532,000 | 3,716 |
| Average Assets, year-to-date | $189,456,500 | 3,239 |
| Average Assets, quarterly | $189,456,500 | 3,239 |
| Volatile liabilities | $3,564,000 | 5,025 |
| Insider loans | $4,087,000 | 1,543 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $10,217,000 | 3,902 |
| Tier 1 (core) risk-based capital | $22,194,000 | 2,832 |
| Tier 2 risk-based capital | $1,585,000 | 2,955 |
| Total risk weighted assets | $125,860,000 | 3,137 |
| Total unused commitments | $10,217,000 | 3,902 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 54 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $186,102,000 | 3,285 |
| Cash and due from depository institutions | $5,487,000 | 2,769 |
| Interest-bearing balances | $2,523,000 | 4,987 |
| Securities | $29,566,000 | 3,709 |
| Federal funds sold & reverse repurchase agreements | $8,399,000 | 732 |
| Net loans & leases | $103,165,000 | 3,502 |
| Loan loss allowance | $2,561,000 | 2,662 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $11,456,000 | 1,012 |
| Other real estate owned | $1,552,000 | 2,769 |
| Goodwill and other intangibles | $19,391,000 | 318 |
| All other assets | $7,086,000 | 2,397 |
| Life insurance assets | $5,084,000 | 1,335 |
| Total liabilities and capital | $186,103,000 | 3,285 |
| Total liabilities | $144,566,000 | 3,643 |
| Total deposits | $143,224,000 | 3,508 |
| Interest-bearing deposits | $115,688,000 | 3,556 |
| Deposits held in domestic offices | $143,224,000 | 3,507 |
| % insured | 95.35% | 1,698 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,342,000 | 2,700 |
| Total equity capital | $41,537,000 | 1,681 |
| Total bank equity capital | $41,537,000 | 1,680 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,640,000 | 1,863 |
| Surplus | $35,967,000 | 954 |
| Undivided profits | $3,930,000 | 4,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $6,243,000 | 1,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $549,000 | 4,553 |
| Earning assets | $143,653,000 | 3,733 |
| Long-term assets (5+ years) | $35,872,000 | 3,349 |
| Average Assets, year-to-date | $189,964,800 | 3,185 |
| Average Assets, quarterly | $188,376,000 | 3,240 |
| Volatile liabilities | $4,070,000 | 4,951 |
| Insider loans | $3,996,000 | 1,597 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $9,631,000 | 3,899 |
| Tier 1 (core) risk-based capital | $21,730,000 | 2,860 |
| Tier 2 risk-based capital | $1,647,000 | 2,875 |
| Total risk weighted assets | $130,853,000 | 3,063 |
| Total unused commitments | $9,631,000 | 3,900 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 53 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $190,650,000 | 3,236 |
| Cash and due from depository institutions | $7,372,000 | 2,831 |
| Interest-bearing balances | $4,091,000 | 4,444 |
| Securities | $25,204,000 | 4,002 |
| Federal funds sold & reverse repurchase agreements | $13,917,000 | 433 |
| Net loans & leases | $103,831,000 | 3,517 |
| Loan loss allowance | $2,774,000 | 2,539 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $11,494,000 | 1,013 |
| Other real estate owned | $2,009,000 | 2,831 |
| Goodwill and other intangibles | $19,444,000 | 323 |
| All other assets | $7,379,000 | 2,357 |
| Life insurance assets | $5,046,000 | 1,313 |
| Total liabilities and capital | $190,650,000 | 3,236 |
| Total liabilities | $147,816,000 | 3,601 |
| Total deposits | $141,835,000 | 3,528 |
| Interest-bearing deposits | $114,183,000 | 3,600 |
| Deposits held in domestic offices | $141,835,000 | 3,527 |
| % insured | 96.42% | 1,278 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,000,000 | 3,311 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,981,000 | 1,560 |
| Total equity capital | $42,834,000 | 1,640 |
| Total bank equity capital | $42,834,000 | 1,639 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,640,000 | 1,898 |
| Surplus | $37,137,000 | 929 |
| Undivided profits | $4,057,000 | 4,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $6,640,000 | 1,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $453,000 | 5,139 |
| Earning assets | $147,043,000 | 3,669 |
| Long-term assets (5+ years) | $31,044,000 | 3,550 |
| Average Assets, year-to-date | $190,930,500 | 3,189 |
| Average Assets, quarterly | $189,646,000 | 3,223 |
| Volatile liabilities | $4,067,000 | 5,022 |
| Insider loans | $3,787,000 | 1,683 |
| FHLB advances | $3,000,000 | 3,187 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $10,501,000 | 3,734 |
| Tier 1 (core) risk-based capital | $23,931,000 | 2,617 |
| Tier 2 risk-based capital | $1,676,000 | 2,849 |
| Total risk weighted assets | $133,010,000 | 3,039 |
| Total unused commitments | $10,501,000 | 3,737 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 54 | 2,816 |
| Assets and Liabilities | ||
| Total Assets: | $188,642,000 | 3,250 |
| Cash and due from depository institutions | $7,047,000 | 2,816 |
| Interest-bearing balances | $3,683,000 | 4,409 |
| Securities | $27,647,000 | 3,795 |
| Federal funds sold & reverse repurchase agreements | $5,559,000 | 1,094 |
| Net loans & leases | $107,743,000 | 3,438 |
| Loan loss allowance | $3,555,000 | 2,076 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $11,573,000 | 1,016 |
| Other real estate owned | $1,864,000 | 2,816 |
| Goodwill and other intangibles | $19,498,000 | 325 |
| All other assets | $7,711,000 | 2,289 |
| Life insurance assets | $5,008,000 | 1,319 |
| Total liabilities and capital | $188,642,000 | 3,250 |
| Total liabilities | $146,210,000 | 3,640 |
| Total deposits | $139,957,000 | 3,560 |
| Interest-bearing deposits | $109,146,000 | 3,776 |
| Deposits held in domestic offices | $139,957,000 | 3,558 |
| % insured | 97.17% | 1,026 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,000,000 | 3,387 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,253,000 | 1,388 |
| Total equity capital | $42,432,000 | 1,613 |
| Total bank equity capital | $42,432,000 | 1,612 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,640,000 | 1,930 |
| Surplus | $37,137,000 | 926 |
| Undivided profits | $3,655,000 | 4,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $7,649,000 | 1,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $546,000 | 4,644 |
| Earning assets | $144,632,000 | 3,710 |
| Long-term assets (5+ years) | $33,400,000 | 3,408 |
| Average Assets, year-to-date | $191,024,000 | 3,211 |
| Average Assets, quarterly | $188,328,500 | 3,253 |
| Volatile liabilities | $3,808,000 | 5,173 |
| Insider loans | $4,190,000 | 1,571 |
| FHLB advances | $3,000,000 | 3,264 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $8,903,000 | 4,107 |
| Tier 1 (core) risk-based capital | $22,651,000 | 2,706 |
| Tier 2 risk-based capital | $1,696,000 | 2,854 |
| Total risk weighted assets | $133,795,000 | 3,065 |
| Total unused commitments | $8,903,000 | 4,111 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 57 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $188,015,000 | 3,285 |
| Cash and due from depository institutions | $5,314,000 | 2,699 |
| Interest-bearing balances | $2,744,000 | 4,837 |
| Securities | $22,593,000 | 4,257 |
| Federal funds sold & reverse repurchase agreements | $4,158,000 | 1,768 |
| Net loans & leases | $114,572,000 | 3,303 |
| Loan loss allowance | $5,140,000 | 1,537 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $11,527,000 | 1,019 |
| Other real estate owned | $2,269,000 | 2,699 |
| Goodwill and other intangibles | $19,552,000 | 325 |
| All other assets | $8,030,000 | 2,249 |
| Life insurance assets | $4,967,000 | 1,321 |
| Total liabilities and capital | $188,016,000 | 3,285 |
| Total liabilities | $145,767,000 | 3,674 |
| Total deposits | $139,847,000 | 3,597 |
| Interest-bearing deposits | $110,028,000 | 3,816 |
| Deposits held in domestic offices | $139,847,000 | 3,595 |
| % insured | 96.84% | 1,217 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $3,000,000 | 3,439 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,920,000 | 1,485 |
| Total equity capital | $42,249,000 | 1,593 |
| Total bank equity capital | $42,249,000 | 1,591 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,640,000 | 1,956 |
| Surplus | $37,137,000 | 931 |
| Undivided profits | $3,472,000 | 4,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $9,603,000 | 1,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $610,000 | 4,320 |
| Earning assets | $144,067,000 | 3,749 |
| Long-term assets (5+ years) | $26,726,000 | 3,790 |
| Average Assets, year-to-date | $192,215,000 | 3,218 |
| Average Assets, quarterly | $192,215,000 | 3,218 |
| Volatile liabilities | $3,161,000 | 5,477 |
| Insider loans | $4,019,000 | 1,679 |
| FHLB advances | $3,000,000 | 3,293 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $9,039,000 | 4,117 |
| Tier 1 (core) risk-based capital | $22,549,000 | 2,719 |
| Tier 2 risk-based capital | $1,800,000 | 2,725 |
| Total risk weighted assets | $140,700,000 | 2,959 |
| Total unused commitments | $9,039,000 | 4,119 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 55 | 2,808 |
| Assets and Liabilities | ||
| Total Assets: | $196,415,000 | 3,175 |
| Cash and due from depository institutions | $11,112,000 | 2,808 |
| Interest-bearing balances | $8,186,000 | 3,100 |
| Securities | $17,791,000 | 4,681 |
| Federal funds sold & reverse repurchase agreements | $10,170,000 | 734 |
| Net loans & leases | $114,186,000 | 3,388 |
| Loan loss allowance | $4,423,000 | 1,748 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $11,501,000 | 1,038 |
| Other real estate owned | $3,079,000 | 2,808 |
| Goodwill and other intangibles | $19,606,000 | 324 |
| All other assets | $8,970,000 | 2,099 |
| Life insurance assets | $4,924,000 | 1,308 |
| Total liabilities and capital | $196,415,000 | 3,175 |
| Total liabilities | $153,572,000 | 3,545 |
| Total deposits | $141,430,000 | 3,585 |
| Interest-bearing deposits | $115,087,000 | 3,674 |
| Deposits held in domestic offices | $141,430,000 | 3,583 |
| % insured | 94.70% | 2,107 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $9,000,000 | 2,420 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,142,000 | 1,428 |
| Total equity capital | $42,843,000 | 1,565 |
| Total bank equity capital | $42,843,000 | 1,563 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,640,000 | 1,984 |
| Surplus | $37,137,000 | 928 |
| Undivided profits | $4,066,000 | 4,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $9,414,000 | 1,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $774,000 | 3,758 |
| Earning assets | $150,333,000 | 3,662 |
| Long-term assets (5+ years) | $18,566,000 | 4,377 |
| Average Assets, year-to-date | $201,589,400 | 3,080 |
| Average Assets, quarterly | $198,140,000 | 3,144 |
| Volatile liabilities | $35,652,000 | 3,321 |
| Insider loans | $4,187,000 | 1,654 |
| FHLB advances | $9,000,000 | 2,298 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $10,132,000 | 3,835 |
| Tier 1 (core) risk-based capital | $22,690,000 | 2,702 |
| Tier 2 risk-based capital | $2,072,000 | 2,446 |
| Total risk weighted assets | $163,383,000 | 2,645 |
| Total unused commitments | $10,132,000 | 3,835 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 56 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $199,865,000 | 3,166 |
| Cash and due from depository institutions | $5,935,000 | 2,757 |
| Interest-bearing balances | $2,844,000 | 4,559 |
| Securities | $35,370,000 | 3,126 |
| Federal funds sold & reverse repurchase agreements | $2,771,000 | 2,242 |
| Net loans & leases | $115,151,000 | 3,435 |
| Loan loss allowance | $3,514,000 | 2,119 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,048,000 | 1,096 |
| Other real estate owned | $1,424,000 | 2,757 |
| Goodwill and other intangibles | $19,662,000 | 316 |
| All other assets | $8,504,000 | 2,225 |
| Life insurance assets | $4,880,000 | 1,310 |
| Total liabilities and capital | $199,865,000 | 3,166 |
| Total liabilities | $156,481,000 | 3,512 |
| Total deposits | $143,864,000 | 3,552 |
| Interest-bearing deposits | $116,801,000 | 3,697 |
| Deposits held in domestic offices | $143,864,000 | 3,550 |
| % insured | 88.79% | 3,950 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $9,000,000 | 2,519 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,617,000 | 1,412 |
| Total equity capital | $43,384,000 | 1,582 |
| Total bank equity capital | $43,384,000 | 1,582 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,640,000 | 2,016 |
| Surplus | $37,137,000 | 913 |
| Undivided profits | $4,607,000 | 4,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $9,110,000 | 1,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $839,000 | 3,764 |
| Earning assets | $156,136,000 | 3,607 |
| Long-term assets (5+ years) | $36,970,000 | 3,013 |
| Average Assets, year-to-date | $202,883,000 | 3,102 |
| Average Assets, quarterly | $204,058,000 | 3,116 |
| Volatile liabilities | $34,901,000 | 3,442 |
| Insider loans | $4,272,000 | 1,659 |
| FHLB advances | $9,000,000 | 2,403 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $7,736,000 | 4,495 |
| Tier 1 (core) risk-based capital | $23,133,000 | 2,678 |
| Tier 2 risk-based capital | $1,803,000 | 2,796 |
| Total risk weighted assets | $142,563,000 | 3,032 |
| Total unused commitments | $7,736,000 | 4,498 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 57 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $208,251,000 | 3,081 |
| Cash and due from depository institutions | $7,036,000 | 2,753 |
| Interest-bearing balances | $3,278,000 | 4,260 |
| Securities | $34,901,000 | 3,155 |
| Federal funds sold & reverse repurchase agreements | $10,979,000 | 688 |
| Net loans & leases | $117,537,000 | 3,423 |
| Loan loss allowance | $3,479,000 | 2,133 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,515,000 | 1,167 |
| Other real estate owned | $754,000 | 2,753 |
| Goodwill and other intangibles | $19,721,000 | 320 |
| All other assets | $6,808,000 | 2,665 |
| Life insurance assets | $3,146,000 | 1,794 |
| Total liabilities and capital | $208,251,000 | 3,081 |
| Total liabilities | $165,075,000 | 3,396 |
| Total deposits | $149,595,000 | 3,463 |
| Interest-bearing deposits | $121,192,000 | 3,614 |
| Deposits held in domestic offices | $149,595,000 | 3,462 |
| % insured | 85.80% | 4,984 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $12,000,000 | 2,237 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,480,000 | 1,395 |
| Total equity capital | $43,176,000 | 1,562 |
| Total bank equity capital | $43,176,000 | 1,560 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,640,000 | 2,038 |
| Surplus | $37,137,000 | 912 |
| Undivided profits | $4,399,000 | 4,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $9,159,000 | 1,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $811,000 | 3,790 |
| Earning assets | $166,695,000 | 3,416 |
| Long-term assets (5+ years) | $38,653,000 | 2,884 |
| Average Assets, year-to-date | $203,889,000 | 3,112 |
| Average Assets, quarterly | $204,921,500 | 3,114 |
| Volatile liabilities | $24,913,000 | 4,315 |
| Insider loans | $4,302,000 | 1,660 |
| FHLB advances | $12,000,000 | 2,136 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $13,366,000 | 3,410 |
| Tier 1 (core) risk-based capital | $22,880,000 | 2,683 |
| Tier 2 risk-based capital | $1,829,000 | 2,781 |
| Total risk weighted assets | $144,715,000 | 3,023 |
| Total unused commitments | $13,366,000 | 3,417 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 58 | 2,741 |
| Assets and Liabilities | ||
| Total Assets: | $201,592,000 | 3,212 |
| Cash and due from depository institutions | $6,708,000 | 2,741 |
| Interest-bearing balances | $3,068,000 | 4,371 |
| Securities | $26,726,000 | 3,759 |
| Federal funds sold & reverse repurchase agreements | $10,953,000 | 858 |
| Net loans & leases | $120,083,000 | 3,419 |
| Loan loss allowance | $3,168,000 | 2,333 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,814,000 | 1,276 |
| Other real estate owned | $754,000 | 2,741 |
| Goodwill and other intangibles | $19,781,000 | 325 |
| All other assets | $6,773,000 | 2,737 |
| Life insurance assets | $3,116,000 | 1,814 |
| Total liabilities and capital | $201,592,000 | 3,212 |
| Total liabilities | $159,040,000 | 3,545 |
| Total deposits | $144,065,000 | 3,610 |
| Interest-bearing deposits | $116,709,000 | 3,768 |
| Deposits held in domestic offices | $144,065,000 | 3,608 |
| % insured | 86.50% | 4,837 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,000,000 | 2,356 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,975,000 | 1,565 |
| Total equity capital | $42,552,000 | 1,590 |
| Total bank equity capital | $42,552,000 | 1,589 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,640,000 | 2,082 |
| Surplus | $37,137,000 | 935 |
| Undivided profits | $3,775,000 | 4,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,441,000 | 1,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $689,000 | 4,369 |
| Earning assets | $160,830,000 | 3,569 |
| Long-term assets (5+ years) | $30,392,000 | 3,396 |
| Average Assets, year-to-date | $201,708,000 | 3,197 |
| Average Assets, quarterly | $201,708,000 | 3,197 |
| Volatile liabilities | $34,230,000 | 3,631 |
| Insider loans | $4,335,000 | 1,710 |
| FHLB advances | $12,000,000 | 2,253 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $15,228,000 | 3,282 |
| Tier 1 (core) risk-based capital | $22,288,000 | 2,782 |
| Tier 2 risk-based capital | $1,831,000 | 2,823 |
| Total risk weighted assets | $145,179,000 | 3,088 |
| Total unused commitments | $15,228,000 | 3,286 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 59 | 2,726 |
| Assets and Liabilities | ||
| Total Assets: | $201,824,000 | 3,211 |
| Cash and due from depository institutions | $6,246,000 | 2,726 |
| Interest-bearing balances | $734,000 | 5,377 |
| Securities | $28,957,000 | 3,552 |
| Federal funds sold & reverse repurchase agreements | $6,152,000 | 1,368 |
| Net loans & leases | $123,633,000 | 3,386 |
| Loan loss allowance | $3,108,000 | 2,345 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $9,353,000 | 1,348 |
| Other real estate owned | $854,000 | 2,726 |
| Goodwill and other intangibles | $19,845,000 | 327 |
| All other assets | $6,784,000 | 2,793 |
| Life insurance assets | $3,085,000 | 1,827 |
| Total liabilities and capital | $201,824,000 | 3,211 |
| Total liabilities | $159,619,000 | 3,542 |
| Total deposits | $143,547,000 | 3,616 |
| Interest-bearing deposits | $117,451,000 | 3,731 |
| Deposits held in domestic offices | $143,547,000 | 3,615 |
| % insured | 84.13% | 5,525 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $12,000,000 | 2,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,072,000 | 1,226 |
| Total equity capital | $42,205,000 | 1,574 |
| Total bank equity capital | $42,205,000 | 1,573 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,640,000 | 2,116 |
| Surplus | $37,137,000 | 925 |
| Undivided profits | $3,428,000 | 4,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $6,350,000 | 2,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $702,000 | 4,444 |
| Earning assets | $159,476,000 | 3,591 |
| Long-term assets (5+ years) | $31,123,000 | 3,334 |
| Average Assets, year-to-date | $198,232,200 | 3,204 |
| Average Assets, quarterly | $203,795,000 | 3,177 |
| Volatile liabilities | $26,028,000 | 4,292 |
| Insider loans | $4,644,000 | 1,660 |
| FHLB advances | $12,000,000 | 2,382 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $11,319,000 | 3,871 |
| Tier 1 (core) risk-based capital | $21,880,000 | 2,796 |
| Tier 2 risk-based capital | $1,842,000 | 2,843 |
| Total risk weighted assets | $145,299,000 | 3,127 |
| Total unused commitments | $11,319,000 | 3,873 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 58 | 2,792 |
| Assets and Liabilities | ||
| Total Assets: | $205,766,000 | 3,180 |
| Cash and due from depository institutions | $9,041,000 | 2,792 |
| Interest-bearing balances | $1,767,000 | 4,439 |
| Securities | $32,772,000 | 3,290 |
| Federal funds sold & reverse repurchase agreements | $2,508,000 | 2,669 |
| Net loans & leases | $125,925,000 | 3,379 |
| Loan loss allowance | $2,336,000 | 2,793 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $9,376,000 | 1,354 |
| Other real estate owned | $854,000 | 2,792 |
| Goodwill and other intangibles | $19,910,000 | 348 |
| All other assets | $5,380,000 | 2,960 |
| Life insurance assets | $3,059,000 | 1,827 |
| Total liabilities and capital | $205,766,000 | 3,180 |
| Total liabilities | $163,676,000 | 3,467 |
| Total deposits | $147,193,000 | 3,520 |
| Interest-bearing deposits | $120,244,000 | 3,671 |
| Deposits held in domestic offices | $147,193,000 | 3,519 |
| % insured | 82.61% | 6,031 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,000,000 | 2,611 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,483,000 | 1,220 |
| Total equity capital | $42,090,000 | 1,637 |
| Total bank equity capital | $42,090,000 | 1,636 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,640,000 | 2,144 |
| Surplus | $37,137,000 | 907 |
| Undivided profits | $3,313,000 | 5,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,364,000 | 2,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $652,000 | 4,842 |
| Earning assets | $162,972,000 | 3,544 |
| Long-term assets (5+ years) | $37,115,000 | 2,929 |
| Average Assets, year-to-date | $197,334,250 | 3,229 |
| Average Assets, quarterly | $203,784,500 | 3,191 |
| Volatile liabilities | $27,824,000 | 4,176 |
| Insider loans | $4,153,000 | 1,827 |
| FHLB advances | $12,000,000 | 2,489 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,597,000 | 4,828 |
| Tier 1 (core) risk-based capital | $21,671,000 | 2,891 |
| Tier 2 risk-based capital | $2,096,000 | 2,569 |
| Total risk weighted assets | $167,515,000 | 2,817 |
| Total unused commitments | $7,597,000 | 4,829 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 58 | 2,840 |
| Assets and Liabilities | ||
| Total Assets: | $201,803,000 | 3,241 |
| Cash and due from depository institutions | $7,847,000 | 2,840 |
| Interest-bearing balances | $4,270,000 | 2,999 |
| Securities | $29,483,000 | 3,501 |
| Federal funds sold & reverse repurchase agreements | $8,368,000 | 1,229 |
| Net loans & leases | $121,505,000 | 3,496 |
| Loan loss allowance | $2,043,000 | 3,019 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,301,000 | 1,388 |
| Other real estate owned | $0 | 2,840 |
| Goodwill and other intangibles | $19,979,000 | 368 |
| All other assets | $5,320,000 | 3,006 |
| Life insurance assets | $3,031,000 | 1,843 |
| Total liabilities and capital | $201,803,000 | 3,241 |
| Total liabilities | $160,138,000 | 3,538 |
| Total deposits | $143,745,000 | 3,595 |
| Interest-bearing deposits | $116,907,000 | 3,742 |
| Deposits held in domestic offices | $143,745,000 | 3,593 |
| % insured | 73.05% | 5,466 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $12,000,000 | 2,679 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,393,000 | 1,293 |
| Total equity capital | $41,665,000 | 1,638 |
| Total bank equity capital | $41,665,000 | 1,638 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,640,000 | 2,176 |
| Surplus | $37,137,000 | 918 |
| Undivided profits | $2,888,000 | 5,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,698,000 | 3,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $687,000 | 4,615 |
| Earning assets | $163,626,000 | 3,537 |
| Long-term assets (5+ years) | $25,033,000 | 3,700 |
| Average Assets, year-to-date | $194,523,670 | 3,285 |
| Average Assets, quarterly | $200,729,000 | 3,236 |
| Volatile liabilities | $27,212,000 | 4,230 |
| Insider loans | $4,196,000 | 1,837 |
| FHLB advances | $12,000,000 | 2,559 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,406,000 | 3,614 |
| Tier 1 (core) risk-based capital | $21,559,000 | 2,917 |
| Tier 2 risk-based capital | $1,774,000 | 2,887 |
| Total risk weighted assets | $140,922,000 | 3,250 |
| Total unused commitments | $14,406,000 | 3,616 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 57 | 2,892 |
| Assets and Liabilities | ||
| Total Assets: | $199,655,000 | 3,269 |
| Cash and due from depository institutions | $5,910,000 | 2,892 |
| Interest-bearing balances | $523,000 | 4,940 |
| Securities | $32,970,000 | 3,240 |
| Federal funds sold & reverse repurchase agreements | $8,070,000 | 1,514 |
| Net loans & leases | $118,754,000 | 3,550 |
| Loan loss allowance | $1,842,000 | 3,147 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,318,000 | 1,398 |
| Other real estate owned | $0 | 2,892 |
| Goodwill and other intangibles | $20,050,000 | 382 |
| All other assets | $4,583,000 | 3,299 |
| Life insurance assets | $2,203,000 | 2,197 |
| Total liabilities and capital | $199,655,000 | 3,269 |
| Total liabilities | $158,227,000 | 3,576 |
| Total deposits | $140,481,000 | 3,643 |
| Interest-bearing deposits | $112,114,000 | 3,842 |
| Deposits held in domestic offices | $140,481,000 | 3,641 |
| % insured | 75.28% | 5,036 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $12,000,000 | 2,748 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,746,000 | 1,030 |
| Total equity capital | $41,428,000 | 1,655 |
| Total bank equity capital | $41,428,000 | 1,655 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,640,000 | 2,190 |
| Surplus | $37,137,000 | 911 |
| Undivided profits | $2,651,000 | 5,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,599,000 | 3,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $747,000 | 4,347 |
| Earning assets | $160,317,000 | 3,610 |
| Long-term assets (5+ years) | $41,550,000 | 2,631 |
| Average Assets, year-to-date | $190,884,000 | 3,348 |
| Average Assets, quarterly | $190,884,000 | 3,348 |
| Volatile liabilities | $29,770,000 | 4,008 |
| Insider loans | $4,089,000 | 1,893 |
| FHLB advances | $12,000,000 | 2,627 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $9,370,000 | 4,616 |
| Tier 1 (core) risk-based capital | $21,336,000 | 2,967 |
| Tier 2 risk-based capital | $1,743,000 | 2,926 |
| Total risk weighted assets | $138,546,000 | 3,291 |
| Total unused commitments | $9,370,000 | 4,617 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 59 | 2,836 |
| Assets and Liabilities | ||
| Total Assets: | $182,113,000 | 3,474 |
| Cash and due from depository institutions | $4,130,000 | 2,836 |
| Interest-bearing balances | $2,000 | 6,997 |
| Securities | $26,414,000 | 3,759 |
| Federal funds sold & reverse repurchase agreements | $1,415,000 | 3,627 |
| Net loans & leases | $116,595,000 | 3,626 |
| Loan loss allowance | $1,840,000 | 3,101 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,370,000 | 1,394 |
| Other real estate owned | $0 | 2,836 |
| Goodwill and other intangibles | $20,125,000 | 392 |
| All other assets | $4,064,000 | 3,585 |
| Life insurance assets | $2,185,000 | 2,214 |
| Total liabilities and capital | $182,113,000 | 3,474 |
| Total liabilities | $141,083,000 | 3,866 |
| Total deposits | $128,776,000 | 3,822 |
| Interest-bearing deposits | $103,710,000 | 3,987 |
| Deposits held in domestic offices | $128,776,000 | 3,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $3,000,000 | 4,654 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $9,307,000 | 723 |
| Total equity capital | $41,030,000 | 1,651 |
| Total bank equity capital | $41,030,000 | 1,651 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,640,000 | 2,197 |
| Surplus | $37,137,000 | 880 |
| Undivided profits | $2,253,000 | 5,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,995,000 | 3,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $706,000 | 4,758 |
| Earning assets | $144,426,000 | 3,861 |
| Long-term assets (5+ years) | $35,019,000 | 2,936 |
| Average Assets, year-to-date | $183,080,600 | 3,370 |
| Average Assets, quarterly | $180,737,000 | 3,459 |
| Volatile liabilities | $26,628,000 | 4,201 |
| Insider loans | $4,320,000 | 1,834 |
| FHLB advances | $3,000,000 | 4,513 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $6,869,000 | 5,231 |
| Tier 1 (core) risk-based capital | $20,912,000 | 2,986 |
| Tier 2 risk-based capital | $1,698,000 | 2,963 |
| Total risk weighted assets | $134,906,000 | 3,376 |
| Total unused commitments | $6,869,000 | 5,237 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 57 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $179,361,000 | 3,481 |
| Cash and due from depository institutions | $7,727,000 | 2,941 |
| Interest-bearing balances | $30,000 | 6,025 |
| Securities | $19,605,000 | 4,439 |
| Federal funds sold & reverse repurchase agreements | $3,029,000 | 3,104 |
| Net loans & leases | $115,376,000 | 3,645 |
| Loan loss allowance | $1,840,000 | 2,904 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,429,000 | 1,380 |
| Other real estate owned | $0 | 2,941 |
| Goodwill and other intangibles | $20,202,000 | 425 |
| All other assets | $3,993,000 | 3,669 |
| Life insurance assets | $2,166,000 | 2,227 |
| Total liabilities and capital | $179,361,000 | 3,481 |
| Total liabilities | $138,695,000 | 3,883 |
| Total deposits | $132,712,000 | 3,689 |
| Interest-bearing deposits | $104,196,000 | 3,943 |
| Deposits held in domestic offices | $132,712,000 | 3,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $3,000,000 | 4,645 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,983,000 | 1,700 |
| Total equity capital | $40,666,000 | 1,672 |
| Total bank equity capital | $40,666,000 | 1,672 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,640,000 | 2,216 |
| Surplus | $37,137,000 | 865 |
| Undivided profits | $1,889,000 | 6,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,069,000 | 4,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $659,000 | 5,123 |
| Earning assets | $138,040,000 | 3,986 |
| Long-term assets (5+ years) | $28,763,000 | 3,294 |
| Average Assets, year-to-date | $183,322,500 | 3,368 |
| Average Assets, quarterly | $179,541,000 | 3,462 |
| Volatile liabilities | $28,110,000 | 3,978 |
| Insider loans | $5,258,000 | 1,500 |
| FHLB advances | $3,000,000 | 4,504 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $12,350,000 | 4,193 |
| Tier 1 (core) risk-based capital | $20,536,000 | 3,087 |
| Tier 2 risk-based capital | $1,660,000 | 2,932 |
| Total risk weighted assets | $131,855,000 | 3,422 |
| Total unused commitments | $12,350,000 | 4,194 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 59 | 2,910 |
| Assets and Liabilities | ||
| Total Assets: | $179,721,000 | 3,486 |
| Cash and due from depository institutions | $7,625,000 | 2,910 |
| Interest-bearing balances | $52,000 | 5,614 |
| Securities | $19,503,000 | 4,519 |
| Federal funds sold & reverse repurchase agreements | $4,548,000 | 2,411 |
| Net loans & leases | $114,357,000 | 3,646 |
| Loan loss allowance | $1,840,000 | 2,831 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,483,000 | 1,354 |
| Other real estate owned | $0 | 2,910 |
| Goodwill and other intangibles | $20,283,000 | 441 |
| All other assets | $3,922,000 | 3,637 |
| Life insurance assets | $2,147,000 | 2,245 |
| Total liabilities and capital | $179,721,000 | 3,486 |
| Total liabilities | $139,604,000 | 3,856 |
| Total deposits | $133,830,000 | 3,677 |
| Interest-bearing deposits | $108,850,000 | 3,812 |
| Deposits held in domestic offices | $133,830,000 | 3,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $3,000,000 | 4,543 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,774,000 | 1,812 |
| Total equity capital | $40,117,000 | 1,718 |
| Total bank equity capital | $40,117,000 | 1,718 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,640,000 | 2,235 |
| Surplus | $37,137,000 | 859 |
| Undivided profits | $1,340,000 | 6,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $710,000 | 4,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $615,000 | 5,256 |
| Earning assets | $138,460,000 | 3,962 |
| Long-term assets (5+ years) | $26,577,000 | 3,433 |
| Average Assets, year-to-date | $184,643,000 | 3,361 |
| Average Assets, quarterly | $188,413,500 | 3,340 |
| Volatile liabilities | $28,484,000 | 3,914 |
| Insider loans | $4,276,000 | 1,824 |
| FHLB advances | $3,000,000 | 4,399 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $10,768,000 | 4,588 |
| Tier 1 (core) risk-based capital | $20,113,000 | 3,160 |
| Tier 2 risk-based capital | $1,646,000 | 2,907 |
| Total risk weighted assets | $131,481,000 | 3,412 |
| Total unused commitments | $10,768,000 | 4,588 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 58 | 2,932 |
| Assets and Liabilities | ||
| Total Assets: | $197,106,000 | 3,238 |
| Cash and due from depository institutions | $6,778,000 | 2,932 |
| Interest-bearing balances | $129,000 | 4,761 |
| Securities | $12,508,000 | 5,505 |
| Federal funds sold & reverse repurchase agreements | $22,314,000 | 700 |
| Net loans & leases | $121,720,000 | 3,434 |
| Loan loss allowance | $1,840,000 | 2,770 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $9,534,000 | 1,333 |
| Other real estate owned | $0 | 2,932 |
| Goodwill and other intangibles | $20,367,000 | 453 |
| All other assets | $3,885,000 | 3,574 |
| Life insurance assets | $2,128,000 | 2,255 |
| Total liabilities and capital | $197,106,000 | 3,238 |
| Total liabilities | $157,067,000 | 3,532 |
| Total deposits | $151,022,000 | 3,378 |
| Interest-bearing deposits | $123,353,000 | 3,498 |
| Deposits held in domestic offices | $151,022,000 | 3,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $3,000,000 | 4,285 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,045,000 | 1,798 |
| Total equity capital | $40,039,000 | 1,765 |
| Total bank equity capital | $40,039,000 | 1,765 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,640,000 | 2,234 |
| Surplus | $37,137,000 | 860 |
| Undivided profits | $1,262,000 | 6,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $710,000 | 4,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $661,000 | 5,012 |
| Earning assets | $156,671,000 | 3,613 |
| Long-term assets (5+ years) | $19,820,000 | 3,878 |
| Average Assets, year-to-date | $187,104,000 | 3,333 |
| Average Assets, quarterly | $187,104,000 | 3,333 |
| Volatile liabilities | $30,934,000 | 3,697 |
| Insider loans | $4,239,000 | 1,813 |
| FHLB advances | $3,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $11,384,000 | 4,538 |
| Tier 1 (core) risk-based capital | $19,712,000 | 3,228 |
| Tier 2 risk-based capital | $1,785,000 | 2,677 |
| Total risk weighted assets | $141,952,000 | 3,198 |
| Total unused commitments | $11,384,000 | 4,541 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 60 | 2,852 |
| Assets and Liabilities | ||
| Total Assets: | $177,102,000 | 3,474 |
| Cash and due from depository institutions | $8,207,000 | 2,852 |
| Interest-bearing balances | $190,000 | 4,078 |
| Securities | $11,183,000 | 5,814 |
| Federal funds sold & reverse repurchase agreements | $2,775,000 | 3,619 |
| Net loans & leases | $121,022,000 | 3,442 |
| Loan loss allowance | $1,836,000 | 2,732 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,584,000 | 1,328 |
| Other real estate owned | $0 | 2,852 |
| Goodwill and other intangibles | $20,455,000 | 447 |
| All other assets | $3,876,000 | 3,618 |
| Life insurance assets | $2,109,000 | 2,258 |
| Total liabilities and capital | $177,102,000 | 3,474 |
| Total liabilities | $137,323,000 | 3,848 |
| Total deposits | $129,263,000 | 3,740 |
| Interest-bearing deposits | $107,020,000 | 3,811 |
| Deposits held in domestic offices | $129,263,000 | 3,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,060,000 | 1,760 |
| Total equity capital | $39,779,000 | 1,758 |
| Total bank equity capital | $39,779,000 | 1,758 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,640,000 | 2,229 |
| Surplus | $37,137,000 | 841 |
| Undivided profits | $1,002,000 | 6,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $652,000 | 5,331 |
| Earning assets | $135,170,000 | 3,982 |
| Long-term assets (5+ years) | $17,684,000 | 3,898 |
| Average Assets, year-to-date | $173,192,800 | 3,418 |
| Average Assets, quarterly | $182,374,500 | 3,361 |
| Volatile liabilities | $34,453,000 | 3,490 |
| Insider loans | $4,535,000 | 1,675 |
| FHLB advances | $5,000,000 | 3,418 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $10,714,000 | 4,647 |
| Tier 1 (core) risk-based capital | $19,299,000 | 3,267 |
| Tier 2 risk-based capital | $1,719,000 | 2,735 |
| Total risk weighted assets | $136,674,000 | 3,275 |
| Total unused commitments | $10,714,000 | 4,647 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $187,647,000 | 3,282 |
| Cash and due from depository institutions | $5,013,000 | 2,815 |
| Interest-bearing balances | $161,000 | 4,097 |
| Securities | $11,586,000 | 5,798 |
| Federal funds sold & reverse repurchase agreements | $13,289,000 | 1,069 |
| Net loans & leases | $122,338,000 | 3,371 |
| Loan loss allowance | $1,666,000 | 2,907 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,613,000 | 1,303 |
| Other real estate owned | $0 | 2,815 |
| Goodwill and other intangibles | $21,726,000 | 420 |
| All other assets | $4,082,000 | 3,531 |
| Life insurance assets | $2,091,000 | 2,225 |
| Total liabilities and capital | $187,647,000 | 3,282 |
| Total liabilities | $148,148,000 | 3,604 |
| Total deposits | $135,477,000 | 3,589 |
| Interest-bearing deposits | $110,568,000 | 3,713 |
| Deposits held in domestic offices | $135,477,000 | 3,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,000,000 | 2,874 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,671,000 | 1,247 |
| Total equity capital | $39,499,000 | 1,743 |
| Total bank equity capital | $39,499,000 | 1,743 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,640,000 | 2,207 |
| Surplus | $37,137,000 | 824 |
| Undivided profits | $722,000 | 7,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $707,000 | 5,313 |
| Earning assets | $147,374,000 | 3,714 |
| Long-term assets (5+ years) | $19,290,000 | 3,609 |
| Average Assets, year-to-date | $172,215,500 | 3,425 |
| Average Assets, quarterly | $190,377,500 | 3,214 |
| Volatile liabilities | $28,682,000 | 3,859 |
| Insider loans | $4,494,000 | 1,649 |
| FHLB advances | $8,000,000 | 2,746 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $15,416,000 | 3,929 |
| Tier 1 (core) risk-based capital | $17,796,000 | 3,501 |
| Tier 2 risk-based capital | $1,666,000 | 2,794 |
| Total risk weighted assets | $139,893,000 | 3,167 |
| Total unused commitments | $15,416,000 | 3,929 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 59 | 2,937 |
| Assets and Liabilities | ||
| Total Assets: | $193,108,000 | 3,185 |
| Cash and due from depository institutions | $8,302,000 | 2,937 |
| Interest-bearing balances | $90,000 | 4,908 |
| Securities | $10,838,000 | 5,949 |
| Federal funds sold & reverse repurchase agreements | $19,614,000 | 787 |
| Net loans & leases | $119,544,000 | 3,420 |
| Loan loss allowance | $1,647,000 | 2,927 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,583,000 | 1,299 |
| Other real estate owned | $0 | 2,937 |
| Goodwill and other intangibles | $21,447,000 | 442 |
| All other assets | $3,780,000 | 3,673 |
| Life insurance assets | $2,072,000 | 2,235 |
| Total liabilities and capital | $193,108,000 | 3,185 |
| Total liabilities | $154,062,000 | 3,492 |
| Total deposits | $139,327,000 | 3,534 |
| Interest-bearing deposits | $111,403,000 | 3,692 |
| Deposits held in domestic offices | $139,327,000 | 3,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,000,000 | 2,367 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,735,000 | 1,453 |
| Total equity capital | $39,046,000 | 1,745 |
| Total bank equity capital | $39,046,000 | 1,745 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,640,000 | 2,206 |
| Surplus | $37,128,000 | 833 |
| Undivided profits | $278,000 | 7,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $614,000 | 5,544 |
| Earning assets | $150,086,000 | 3,638 |
| Long-term assets (5+ years) | $18,511,000 | 3,627 |
| Average Assets, year-to-date | $167,071,670 | 3,543 |
| Average Assets, quarterly | $176,608,500 | 3,416 |
| Volatile liabilities | $26,771,000 | 3,986 |
| Insider loans | $4,462,000 | 1,657 |
| FHLB advances | $11,000,000 | 2,247 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $19,376,000 | 3,462 |
| Tier 1 (core) risk-based capital | $17,680,000 | 3,509 |
| Tier 2 risk-based capital | $1,647,000 | 2,807 |
| Total risk weighted assets | $140,285,000 | 3,148 |
| Total unused commitments | $19,376,000 | 3,462 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 59 | 2,913 |
| Assets and Liabilities | ||
| Total Assets: | $160,109,000 | 3,706 |
| Cash and due from depository institutions | $6,787,000 | 2,913 |
| Interest-bearing balances | $82,000 | 5,058 |
| Securities | $11,269,000 | 5,871 |
| Federal funds sold & reverse repurchase agreements | $13,039,000 | 1,567 |
| Net loans & leases | $120,786,000 | 3,345 |
| Loan loss allowance | $1,617,000 | 2,974 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,352,000 | 4,155 |
| Other real estate owned | $0 | 2,913 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,876,000 | 2,659 |
| Life insurance assets | $2,055,000 | 2,238 |
| Total liabilities and capital | $160,109,000 | 3,706 |
| Total liabilities | $144,099,000 | 3,684 |
| Total deposits | $130,749,000 | 3,712 |
| Interest-bearing deposits | $101,632,000 | 3,963 |
| Deposits held in domestic offices | $130,749,000 | 3,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $11,000,000 | 2,301 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,350,000 | 2,137 |
| Total equity capital | $16,010,000 | 3,898 |
| Total bank equity capital | $16,010,000 | 3,898 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,640,000 | 2,197 |
| Surplus | $1,662,000 | 5,988 |
| Undivided profits | $12,708,000 | 2,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 6,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $690,000 | 5,045 |
| Earning assets | $145,176,000 | 3,756 |
| Long-term assets (5+ years) | $18,331,000 | 3,602 |
| Average Assets, year-to-date | $154,053,500 | 3,784 |
| Average Assets, quarterly | $154,053,500 | 3,784 |
| Volatile liabilities | $21,234,000 | 4,493 |
| Insider loans | $3,595,000 | 1,953 |
| FHLB advances | $11,000,000 | 2,187 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $15,266,000 | 3,967 |
| Tier 1 (core) risk-based capital | $16,088,000 | 3,782 |
| Tier 2 risk-based capital | $1,617,000 | 2,844 |
| Total risk weighted assets | $137,128,000 | 3,185 |
| Total unused commitments | $15,266,000 | 3,967 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 54 | 3,156 |
| Assets and Liabilities | ||
| Total Assets: | $147,998,000 | 3,906 |
| Cash and due from depository institutions | $4,661,000 | 3,156 |
| Interest-bearing balances | $73,000 | 5,148 |
| Securities | $13,848,000 | 5,476 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $122,390,000 | 3,322 |
| Loan loss allowance | $1,587,000 | 3,001 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,379,000 | 4,096 |
| Other real estate owned | $0 | 3,156 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,720,000 | 3,130 |
| Life insurance assets | $2,038,000 | 2,214 |
| Total liabilities and capital | $147,998,000 | 3,906 |
| Total liabilities | $132,408,000 | 3,898 |
| Total deposits | $119,991,000 | 3,903 |
| Interest-bearing deposits | $95,594,000 | 4,060 |
| Deposits held in domestic offices | $119,991,000 | 3,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,491,000 | 2,103 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,808 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,926,000 | 2,462 |
| Total equity capital | $15,590,000 | 3,920 |
| Total bank equity capital | $15,590,000 | 3,920 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,640,000 | 2,186 |
| Surplus | $1,662,000 | 5,983 |
| Undivided profits | $12,288,000 | 2,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $660,000 | 5,324 |
| Earning assets | $136,311,000 | 3,897 |
| Long-term assets (5+ years) | $19,034,000 | 3,467 |
| Average Assets, year-to-date | $152,987,600 | 3,691 |
| Average Assets, quarterly | $149,072,000 | 3,845 |
| Volatile liabilities | $20,809,000 | 4,610 |
| Insider loans | $3,406,000 | 2,020 |
| FHLB advances | $8,000,000 | 2,693 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $15,783,000 | 3,803 |
| Tier 1 (core) risk-based capital | $15,690,000 | 3,811 |
| Tier 2 risk-based capital | $1,587,000 | 2,875 |
| Total risk weighted assets | $131,125,000 | 3,269 |
| Total unused commitments | $15,783,000 | 3,803 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $150,146,000 | 3,842 |
| Cash and due from depository institutions | $5,273,000 | 3,252 |
| Interest-bearing balances | $69,000 | 5,224 |
| Securities | $14,115,000 | 5,459 |
| Federal funds sold & reverse repurchase agreements | $6,134,000 | 2,111 |
| Net loans & leases | $117,796,000 | 3,396 |
| Loan loss allowance | $1,544,000 | 3,063 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,429,000 | 4,011 |
| Other real estate owned | $0 | 3,252 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,399,000 | 3,301 |
| Life insurance assets | $2,020,000 | 2,186 |
| Total liabilities and capital | $150,146,000 | 3,842 |
| Total liabilities | $135,184,000 | 3,814 |
| Total deposits | $125,180,000 | 3,750 |
| Interest-bearing deposits | $99,647,000 | 3,916 |
| Deposits held in domestic offices | $125,180,000 | 3,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,000,000 | 2,964 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,004,000 | 2,340 |
| Total equity capital | $14,962,000 | 4,011 |
| Total bank equity capital | $14,962,000 | 4,011 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,640,000 | 2,195 |
| Surplus | $1,662,000 | 5,999 |
| Undivided profits | $11,660,000 | 2,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $622,000 | 5,546 |
| Earning assets | $138,114,000 | 3,820 |
| Long-term assets (5+ years) | $21,127,000 | 3,240 |
| Average Assets, year-to-date | $154,235,000 | 3,668 |
| Average Assets, quarterly | $153,644,500 | 3,744 |
| Volatile liabilities | $23,667,000 | 4,318 |
| Insider loans | $3,439,000 | 1,970 |
| FHLB advances | $8,000,000 | 2,827 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $19,719,000 | 3,386 |
| Tier 1 (core) risk-based capital | $15,110,000 | 3,910 |
| Tier 2 risk-based capital | $1,544,000 | 2,929 |
| Total risk weighted assets | $130,744,000 | 3,250 |
| Total unused commitments | $19,719,000 | 3,389 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 52 | 3,250 |
| Assets and Liabilities | ||
| Total Assets: | $157,143,000 | 3,661 |
| Cash and due from depository institutions | $6,999,000 | 3,250 |
| Interest-bearing balances | $43,000 | 5,633 |
| Securities | $14,638,000 | 5,381 |
| Federal funds sold & reverse repurchase agreements | $11,762,000 | 1,098 |
| Net loans & leases | $116,963,000 | 3,379 |
| Loan loss allowance | $1,514,000 | 3,092 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,465,000 | 3,953 |
| Other real estate owned | $0 | 3,250 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,316,000 | 3,320 |
| Life insurance assets | $2,003,000 | 2,154 |
| Total liabilities and capital | $157,143,000 | 3,661 |
| Total liabilities | $142,802,000 | 3,621 |
| Total deposits | $133,319,000 | 3,557 |
| Interest-bearing deposits | $105,335,000 | 3,728 |
| Deposits held in domestic offices | $133,319,000 | 3,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,000,000 | 2,993 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,483,000 | 2,714 |
| Total equity capital | $14,341,000 | 4,023 |
| Total bank equity capital | $14,341,000 | 4,023 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,640,000 | 2,187 |
| Surplus | $1,662,000 | 5,999 |
| Undivided profits | $11,039,000 | 2,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $523,000 | 5,746 |
| Earning assets | $143,406,000 | 3,667 |
| Long-term assets (5+ years) | $20,891,000 | 3,239 |
| Average Assets, year-to-date | $155,598,000 | 3,628 |
| Average Assets, quarterly | $158,298,000 | 3,599 |
| Volatile liabilities | $22,746,000 | 4,337 |
| Insider loans | $4,059,000 | 1,679 |
| FHLB advances | $8,000,000 | 2,854 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $20,719,000 | 3,306 |
| Tier 1 (core) risk-based capital | $14,617,000 | 3,956 |
| Tier 2 risk-based capital | $1,514,000 | 2,938 |
| Total risk weighted assets | $131,487,000 | 3,200 |
| Total unused commitments | $20,719,000 | 3,307 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 52 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $159,453,000 | 3,586 |
| Cash and due from depository institutions | $6,434,000 | 3,248 |
| Interest-bearing balances | $69,000 | 5,367 |
| Securities | $14,694,000 | 5,418 |
| Federal funds sold & reverse repurchase agreements | $14,925,000 | 991 |
| Net loans & leases | $116,638,000 | 3,339 |
| Loan loss allowance | $1,487,000 | 3,092 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,505,000 | 3,868 |
| Other real estate owned | $0 | 3,248 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,257,000 | 3,269 |
| Life insurance assets | $1,986,000 | 2,123 |
| Total liabilities and capital | $159,453,000 | 3,586 |
| Total liabilities | $145,558,000 | 3,535 |
| Total deposits | $136,386,000 | 3,470 |
| Interest-bearing deposits | $108,851,000 | 3,620 |
| Deposits held in domestic offices | $136,386,000 | 3,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,887 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,172,000 | 3,181 |
| Total equity capital | $13,895,000 | 4,091 |
| Total bank equity capital | $13,895,000 | 4,091 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,640,000 | 2,175 |
| Surplus | $1,662,000 | 5,959 |
| Undivided profits | $10,593,000 | 2,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $570,000 | 5,282 |
| Earning assets | $146,326,000 | 3,582 |
| Long-term assets (5+ years) | $22,580,000 | 3,069 |
| Average Assets, year-to-date | $154,825,500 | 3,643 |
| Average Assets, quarterly | $154,825,500 | 3,643 |
| Volatile liabilities | $22,992,000 | 4,171 |
| Insider loans | $4,258,000 | 1,576 |
| FHLB advances | $8,000,000 | 2,765 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $20,326,000 | 3,306 |
| Tier 1 (core) risk-based capital | $14,082,000 | 4,001 |
| Tier 2 risk-based capital | $1,487,000 | 2,935 |
| Total risk weighted assets | $132,459,000 | 3,139 |
| Total unused commitments | $20,326,000 | 3,307 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 48 | 3,471 |
| Assets and Liabilities | ||
| Total Assets: | $150,198,000 | 3,746 |
| Cash and due from depository institutions | $7,152,000 | 3,471 |
| Interest-bearing balances | $81,000 | 5,313 |
| Securities | $13,896,000 | 5,567 |
| Federal funds sold & reverse repurchase agreements | $5,391,000 | 2,363 |
| Net loans & leases | $117,118,000 | 3,293 |
| Loan loss allowance | $1,458,000 | 3,111 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,476,000 | 3,883 |
| Other real estate owned | $0 | 3,471 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,165,000 | 3,302 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $150,198,000 | 3,746 |
| Total liabilities | $136,741,000 | 3,703 |
| Total deposits | $127,757,000 | 3,605 |
| Interest-bearing deposits | $102,310,000 | 3,745 |
| Deposits held in domestic offices | $127,757,000 | 3,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,000,000 | 2,982 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $984,000 | 3,539 |
| Total equity capital | $13,457,000 | 4,157 |
| Total bank equity capital | $13,457,000 | 4,157 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,640,000 | 2,171 |
| Surplus | $1,662,000 | 5,947 |
| Undivided profits | $10,155,000 | 3,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $597,000 | 5,186 |
| Earning assets | $136,486,000 | 3,758 |
| Long-term assets (5+ years) | $21,894,000 | 3,130 |
| Average Assets, year-to-date | $138,855,600 | 3,823 |
| Average Assets, quarterly | $145,130,500 | 3,799 |
| Volatile liabilities | $21,343,000 | 4,289 |
| Insider loans | $5,530,000 | 1,222 |
| FHLB advances | $8,000,000 | 2,843 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $18,819,000 | 3,426 |
| Tier 1 (core) risk-based capital | $13,601,000 | 4,083 |
| Tier 2 risk-based capital | $1,458,000 | 2,945 |
| Total risk weighted assets | $130,549,000 | 3,157 |
| Total unused commitments | $18,819,000 | 3,427 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 50 | 3,331 |
| Assets and Liabilities | ||
| Total Assets: | $140,063,000 | 3,898 |
| Cash and due from depository institutions | $5,010,000 | 3,331 |
| Interest-bearing balances | $63,000 | 5,497 |
| Securities | $20,153,000 | 4,594 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $109,291,000 | 3,418 |
| Loan loss allowance | $1,428,000 | 3,127 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,611,000 | 4,864 |
| Other real estate owned | $0 | 3,331 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,998,000 | 3,337 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $140,063,000 | 3,898 |
| Total liabilities | $127,216,000 | 3,848 |
| Total deposits | $117,921,000 | 3,775 |
| Interest-bearing deposits | $89,230,000 | 4,080 |
| Deposits held in domestic offices | $117,921,000 | 3,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,106,000 | 2,004 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,189,000 | 3,067 |
| Total equity capital | $12,847,000 | 4,279 |
| Total bank equity capital | $12,847,000 | 4,279 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,640,000 | 2,140 |
| Surplus | $1,662,000 | 5,923 |
| Undivided profits | $9,545,000 | 3,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 5,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $605,000 | 5,107 |
| Earning assets | $129,507,000 | 3,857 |
| Long-term assets (5+ years) | $19,404,000 | 3,391 |
| Average Assets, year-to-date | $136,020,000 | 3,883 |
| Average Assets, quarterly | $137,034,000 | 3,923 |
| Volatile liabilities | $18,516,000 | 4,598 |
| Insider loans | $5,092,000 | 1,258 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $22,180,000 | 3,064 |
| Tier 1 (core) risk-based capital | $12,904,000 | 4,197 |
| Tier 2 risk-based capital | $1,428,000 | 2,947 |
| Total risk weighted assets | $122,492,000 | 3,257 |
| Total unused commitments | $22,180,000 | 3,066 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 52 | 3,237 |
| Assets and Liabilities | ||
| Total Assets: | $134,005,000 | 3,976 |
| Cash and due from depository institutions | $5,485,000 | 3,237 |
| Interest-bearing balances | $86,000 | 5,279 |
| Securities | $21,761,000 | 4,410 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $101,356,000 | 3,556 |
| Loan loss allowance | $1,397,000 | 3,164 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,561,000 | 4,922 |
| Other real estate owned | $0 | 3,237 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,842,000 | 3,318 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $134,005,000 | 3,976 |
| Total liabilities | $121,585,000 | 3,921 |
| Total deposits | $117,503,000 | 3,735 |
| Interest-bearing deposits | $87,783,000 | 4,085 |
| Deposits held in domestic offices | $117,503,000 | 3,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,040,000 | 2,807 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,639 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,042,000 | 3,147 |
| Total equity capital | $12,420,000 | 4,335 |
| Total bank equity capital | $12,420,000 | 4,335 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,640,000 | 2,119 |
| Surplus | $1,662,000 | 5,902 |
| Undivided profits | $9,118,000 | 3,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $534,000 | 5,229 |
| Earning assets | $123,203,000 | 3,963 |
| Long-term assets (5+ years) | $16,592,000 | 3,721 |
| Average Assets, year-to-date | $134,672,330 | 3,888 |
| Average Assets, quarterly | $135,479,500 | 3,900 |
| Volatile liabilities | $13,168,000 | 5,286 |
| Insider loans | $5,029,000 | 1,255 |
| FHLB advances | $2,000,000 | 4,469 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,052,000 | 3,195 |
| Tier 1 (core) risk-based capital | $12,401,000 | 4,240 |
| Tier 2 risk-based capital | $1,397,000 | 2,971 |
| Total risk weighted assets | $114,756,000 | 3,366 |
| Total unused commitments | $20,052,000 | 3,196 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 49 | 3,375 |
| Assets and Liabilities | ||
| Total Assets: | $136,954,000 | 3,885 |
| Cash and due from depository institutions | $5,984,000 | 3,375 |
| Interest-bearing balances | $24,000 | 6,148 |
| Securities | $22,193,000 | 4,428 |
| Federal funds sold & reverse repurchase agreements | $6,709,000 | 1,821 |
| Net loans & leases | $96,610,000 | 3,641 |
| Loan loss allowance | $1,367,000 | 3,222 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,555,000 | 4,944 |
| Other real estate owned | $0 | 3,375 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,903,000 | 3,247 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $136,954,000 | 3,885 |
| Total liabilities | $125,125,000 | 3,833 |
| Total deposits | $122,197,000 | 3,636 |
| Interest-bearing deposits | $92,348,000 | 3,971 |
| Deposits held in domestic offices | $122,197,000 | 3,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,509 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $928,000 | 3,369 |
| Total equity capital | $11,829,000 | 4,428 |
| Total bank equity capital | $11,829,000 | 4,428 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,640,000 | 2,124 |
| Surplus | $1,662,000 | 5,920 |
| Undivided profits | $8,527,000 | 3,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $621,000 | 4,566 |
| Earning assets | $125,536,000 | 3,883 |
| Long-term assets (5+ years) | $18,101,000 | 3,611 |
| Average Assets, year-to-date | $135,006,000 | 3,896 |
| Average Assets, quarterly | $135,006,000 | 3,896 |
| Volatile liabilities | $10,219,000 | 5,815 |
| Insider loans | $4,783,000 | 1,282 |
| FHLB advances | $2,000,000 | 4,330 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $19,548,000 | 3,189 |
| Tier 1 (core) risk-based capital | $11,909,000 | 4,342 |
| Tier 2 risk-based capital | $1,367,000 | 3,004 |
| Total risk weighted assets | $111,154,000 | 3,413 |
| Total unused commitments | $19,548,000 | 3,191 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 51 | 3,287 |
| Assets and Liabilities | ||
| Total Assets: | $133,058,000 | 3,954 |
| Cash and due from depository institutions | $5,903,000 | 3,287 |
| Interest-bearing balances | $279,000 | 4,059 |
| Securities | $23,511,000 | 4,297 |
| Federal funds sold & reverse repurchase agreements | $1,460,000 | 4,416 |
| Net loans & leases | $96,670,000 | 3,608 |
| Loan loss allowance | $1,337,000 | 3,232 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,807,000 | 4,538 |
| Other real estate owned | $303,000 | 3,287 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,404,000 | 3,510 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $133,058,000 | 3,954 |
| Total liabilities | $121,400,000 | 3,903 |
| Total deposits | $116,207,000 | 3,752 |
| Interest-bearing deposits | $90,899,000 | 3,992 |
| Deposits held in domestic offices | $116,207,000 | 3,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,500,000 | 3,716 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $693,000 | 3,963 |
| Total equity capital | $11,658,000 | 4,475 |
| Total bank equity capital | $11,658,000 | 4,475 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,640,000 | 2,107 |
| Surplus | $1,662,000 | 5,910 |
| Undivided profits | $8,356,000 | 3,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $531,000 | 5,126 |
| Earning assets | $121,920,000 | 3,966 |
| Long-term assets (5+ years) | $18,582,000 | 3,615 |
| Average Assets, year-to-date | $127,767,200 | 3,960 |
| Average Assets, quarterly | $131,460,500 | 3,967 |
| Volatile liabilities | $13,426,000 | 5,088 |
| Insider loans | $4,783,000 | 1,278 |
| FHLB advances | $4,500,000 | 3,564 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,933,000 | 3,594 |
| Tier 1 (core) risk-based capital | $11,499,000 | 4,389 |
| Tier 2 risk-based capital | $1,337,000 | 3,046 |
| Total risk weighted assets | $111,223,000 | 3,380 |
| Total unused commitments | $14,933,000 | 3,595 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 60 | 2,843 |
| Assets and Liabilities | ||
| Total Assets: | $129,863,000 | 4,003 |
| Cash and due from depository institutions | $5,698,000 | 2,843 |
| Interest-bearing balances | $86,000 | 5,448 |
| Securities | $23,938,000 | 4,229 |
| Federal funds sold & reverse repurchase agreements | $3,712,000 | 2,632 |
| Net loans & leases | $91,162,000 | 3,740 |
| Loan loss allowance | $1,310,000 | 3,283 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,657,000 | 4,743 |
| Other real estate owned | $303,000 | 2,843 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,393,000 | 3,456 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $129,863,000 | 4,003 |
| Total liabilities | $118,618,000 | 3,945 |
| Total deposits | $112,320,000 | 3,804 |
| Interest-bearing deposits | $87,685,000 | 4,052 |
| Deposits held in domestic offices | $112,320,000 | 3,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $841,000 | 2,943 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,500,000 | 3,759 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $957,000 | 3,292 |
| Total equity capital | $11,245,000 | 4,590 |
| Total bank equity capital | $11,245,000 | 4,590 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,640,000 | 2,105 |
| Surplus | $1,662,000 | 5,890 |
| Undivided profits | $7,943,000 | 3,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $537,000 | 5,231 |
| Earning assets | $118,898,000 | 4,020 |
| Long-term assets (5+ years) | $19,482,000 | 3,581 |
| Average Assets, year-to-date | $126,444,500 | 3,993 |
| Average Assets, quarterly | $128,473,000 | 3,996 |
| Volatile liabilities | $14,688,000 | 4,862 |
| Insider loans | $5,562,000 | 1,050 |
| FHLB advances | $4,500,000 | 3,603 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $17,886,000 | 3,236 |
| Tier 1 (core) risk-based capital | $10,999,000 | 4,513 |
| Tier 2 risk-based capital | $1,274,000 | 3,135 |
| Total risk weighted assets | $101,862,000 | 3,577 |
| Total unused commitments | $17,886,000 | 3,239 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 59 | 2,909 |
| Assets and Liabilities | ||
| Total Assets: | $127,083,000 | 4,050 |
| Cash and due from depository institutions | $7,521,000 | 2,909 |
| Interest-bearing balances | $123,000 | 4,964 |
| Securities | $24,264,000 | 4,251 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $90,009,000 | 3,734 |
| Loan loss allowance | $1,280,000 | 3,330 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,572,000 | 4,844 |
| Other real estate owned | $303,000 | 2,909 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,414,000 | 3,449 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $127,083,000 | 4,050 |
| Total liabilities | $116,589,000 | 3,983 |
| Total deposits | $110,867,000 | 3,855 |
| Interest-bearing deposits | $84,975,000 | 4,144 |
| Deposits held in domestic offices | $110,867,000 | 3,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $501,000 | 3,222 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,500,000 | 3,693 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $721,000 | 3,685 |
| Total equity capital | $10,494,000 | 4,688 |
| Total bank equity capital | $10,494,000 | 4,688 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,640,000 | 2,108 |
| Surplus | $1,662,000 | 5,903 |
| Undivided profits | $7,192,000 | 3,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 6,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $542,000 | 4,995 |
| Earning assets | $114,396,000 | 4,112 |
| Long-term assets (5+ years) | $20,864,000 | 3,531 |
| Average Assets, year-to-date | $125,305,000 | 4,035 |
| Average Assets, quarterly | $127,206,500 | 4,021 |
| Volatile liabilities | $13,256,000 | 5,089 |
| Insider loans | $4,798,000 | 1,182 |
| FHLB advances | $4,500,000 | 3,538 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $19,149,000 | 3,089 |
| Tier 1 (core) risk-based capital | $10,568,000 | 4,594 |
| Tier 2 risk-based capital | $1,253,000 | 3,129 |
| Total risk weighted assets | $100,252,000 | 3,593 |
| Total unused commitments | $19,149,000 | 3,094 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 58 | 2,931 |
| Assets and Liabilities | ||
| Total Assets: | $127,330,000 | 4,029 |
| Cash and due from depository institutions | $8,375,000 | 2,931 |
| Interest-bearing balances | $150,000 | 4,917 |
| Securities | $25,991,000 | 4,052 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $87,745,000 | 3,731 |
| Loan loss allowance | $1,250,000 | 3,336 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,581,000 | 4,811 |
| Other real estate owned | $303,000 | 2,931 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,335,000 | 3,357 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $127,330,000 | 4,029 |
| Total liabilities | $116,735,000 | 3,967 |
| Total deposits | $110,338,000 | 3,861 |
| Interest-bearing deposits | $80,358,000 | 4,345 |
| Deposits held in domestic offices | $110,338,000 | 3,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,266,000 | 1,800 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,000,000 | 4,347 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,131,000 | 2,959 |
| Total equity capital | $10,595,000 | 4,746 |
| Total bank equity capital | $10,595,000 | 4,746 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,640,000 | 2,104 |
| Surplus | $1,662,000 | 5,898 |
| Undivided profits | $7,293,000 | 3,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $578,000 | 4,671 |
| Earning assets | $113,886,000 | 4,117 |
| Long-term assets (5+ years) | $18,026,000 | 3,805 |
| Average Assets, year-to-date | $124,416,000 | 4,070 |
| Average Assets, quarterly | $124,416,000 | 4,070 |
| Volatile liabilities | $13,381,000 | 4,951 |
| Insider loans | $4,452,000 | 1,272 |
| FHLB advances | $2,000,000 | 4,170 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,074,000 | 3,039 |
| Tier 1 (core) risk-based capital | $10,172,000 | 4,682 |
| Tier 2 risk-based capital | $1,249,000 | 3,097 |
| Total risk weighted assets | $99,945,000 | 3,537 |
| Total unused commitments | $19,074,000 | 3,045 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 58 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $121,502,000 | 4,162 |
| Cash and due from depository institutions | $5,788,000 | 2,961 |
| Interest-bearing balances | $177,000 | 4,719 |
| Securities | $26,276,000 | 4,075 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $84,892,000 | 3,816 |
| Loan loss allowance | $1,206,000 | 3,435 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,562,000 | 4,839 |
| Other real estate owned | $303,000 | 2,961 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,681,000 | 3,942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,502,000 | 4,162 |
| Total liabilities | $111,452,000 | 4,087 |
| Total deposits | $106,928,000 | 3,940 |
| Interest-bearing deposits | $87,081,000 | 4,046 |
| Deposits held in domestic offices | $106,928,000 | 3,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,620,000 | 2,400 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,361 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $904,000 | 3,306 |
| Total equity capital | $10,050,000 | 4,861 |
| Total bank equity capital | $10,050,000 | 4,861 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,640,000 | 2,120 |
| Surplus | $1,662,000 | 5,901 |
| Undivided profits | $6,748,000 | 3,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $557,000 | 4,970 |
| Earning assets | $111,345,000 | 4,160 |
| Long-term assets (5+ years) | $21,960,000 | 3,400 |
| Average Assets, year-to-date | $121,509,800 | 4,040 |
| Average Assets, quarterly | $122,518,000 | 4,099 |
| Volatile liabilities | $12,513,000 | 5,097 |
| Insider loans | $4,097,000 | 1,344 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,058,000 | 3,295 |
| Tier 1 (core) risk-based capital | $9,776,000 | 4,778 |
| Tier 2 risk-based capital | $1,206,000 | 3,187 |
| Total risk weighted assets | $96,544,000 | 3,612 |
| Total unused commitments | $16,058,000 | 3,297 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 60 | 2,872 |
| Assets and Liabilities | ||
| Total Assets: | $123,534,000 | 4,075 |
| Cash and due from depository institutions | $6,859,000 | 2,872 |
| Interest-bearing balances | $203,000 | 4,658 |
| Securities | $25,785,000 | 4,056 |
| Federal funds sold & reverse repurchase agreements | $3,908,000 | 3,104 |
| Net loans & leases | $82,440,000 | 3,864 |
| Loan loss allowance | $1,153,000 | 3,557 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,588,000 | 4,788 |
| Other real estate owned | $303,000 | 2,872 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,651,000 | 3,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,534,000 | 4,075 |
| Total liabilities | $114,007,000 | 3,995 |
| Total deposits | $110,527,000 | 3,819 |
| Interest-bearing deposits | $86,825,000 | 4,057 |
| Deposits held in domestic offices | $110,527,000 | 3,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $330,000 | 3,052 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,348 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,150,000 | 2,942 |
| Total equity capital | $9,527,000 | 5,008 |
| Total bank equity capital | $9,527,000 | 5,008 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,640,000 | 2,128 |
| Surplus | $1,662,000 | 5,905 |
| Undivided profits | $6,225,000 | 4,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 7,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $561,000 | 5,116 |
| Earning assets | $112,336,000 | 4,116 |
| Long-term assets (5+ years) | $16,232,000 | 4,055 |
| Average Assets, year-to-date | $121,511,750 | 4,057 |
| Average Assets, quarterly | $124,764,000 | 4,036 |
| Volatile liabilities | $11,575,000 | 5,318 |
| Insider loans | $4,048,000 | 1,346 |
| FHLB advances | $2,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $16,622,000 | 3,210 |
| Tier 1 (core) risk-based capital | $9,294,000 | 4,938 |
| Tier 2 risk-based capital | $1,153,000 | 3,282 |
| Total risk weighted assets | $95,461,000 | 3,635 |
| Total unused commitments | $16,622,000 | 3,213 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 59 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $125,994,000 | 4,019 |
| Cash and due from depository institutions | $7,326,000 | 2,929 |
| Interest-bearing balances | $229,000 | 4,648 |
| Securities | $27,325,000 | 3,805 |
| Federal funds sold & reverse repurchase agreements | $6,551,000 | 2,394 |
| Net loans & leases | $80,131,000 | 3,922 |
| Loan loss allowance | $1,125,000 | 3,574 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,347,000 | 5,179 |
| Other real estate owned | $303,000 | 2,929 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,011,000 | 3,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,994,000 | 4,019 |
| Total liabilities | $116,560,000 | 3,924 |
| Total deposits | $112,331,000 | 3,762 |
| Interest-bearing deposits | $85,695,000 | 4,099 |
| Deposits held in domestic offices | $112,331,000 | 3,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $907,000 | 2,565 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,297 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,322,000 | 2,735 |
| Total equity capital | $9,434,000 | 5,048 |
| Total bank equity capital | $9,434,000 | 5,048 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,640,000 | 2,129 |
| Surplus | $1,662,000 | 5,899 |
| Undivided profits | $6,132,000 | 4,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 7,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $645,000 | 4,445 |
| Earning assets | $114,236,000 | 4,043 |
| Long-term assets (5+ years) | $19,668,000 | 3,477 |
| Average Assets, year-to-date | $120,837,670 | 4,088 |
| Average Assets, quarterly | $124,444,500 | 4,022 |
| Volatile liabilities | $12,696,000 | 5,037 |
| Insider loans | $5,277,000 | 992 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $14,742,000 | 3,375 |
| Tier 1 (core) risk-based capital | $8,914,000 | 5,032 |
| Tier 2 risk-based capital | $1,125,000 | 3,295 |
| Total risk weighted assets | $95,045,000 | 3,600 |
| Total unused commitments | $14,742,000 | 3,388 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 54 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $122,895,000 | 4,052 |
| Cash and due from depository institutions | $9,595,000 | 3,142 |
| Interest-bearing balances | $226,000 | 4,546 |
| Securities | $25,146,000 | 3,999 |
| Federal funds sold & reverse repurchase agreements | $7,337,000 | 2,324 |
| Net loans & leases | $76,388,000 | 4,020 |
| Loan loss allowance | $1,061,000 | 3,681 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,354,000 | 5,133 |
| Other real estate owned | $168,000 | 3,142 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,907,000 | 3,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,895,000 | 4,052 |
| Total liabilities | $113,919,000 | 3,942 |
| Total deposits | $110,071,000 | 3,792 |
| Interest-bearing deposits | $84,541,000 | 4,127 |
| Deposits held in domestic offices | $110,071,000 | 3,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $718,000 | 2,515 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,000,000 | 4,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,130,000 | 3,075 |
| Total equity capital | $8,976,000 | 5,132 |
| Total bank equity capital | $8,976,000 | 5,132 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,640,000 | 2,142 |
| Surplus | $1,662,000 | 5,893 |
| Undivided profits | $5,674,000 | 4,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 4,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $597,000 | 4,730 |
| Earning assets | $109,097,000 | 4,156 |
| Long-term assets (5+ years) | $18,143,000 | 3,594 |
| Average Assets, year-to-date | $118,259,500 | 4,141 |
| Average Assets, quarterly | $118,259,500 | 4,141 |
| Volatile liabilities | $12,398,000 | 5,075 |
| Insider loans | $5,110,000 | 1,031 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,629,000 | 3,495 |
| Tier 1 (core) risk-based capital | $8,607,000 | 5,100 |
| Tier 2 risk-based capital | $1,061,000 | 3,394 |
| Total risk weighted assets | $90,210,000 | 3,684 |
| Total unused commitments | $13,629,000 | 3,507 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 50 | 3,322 |
| Assets and Liabilities | ||
| Total Assets: | $113,624,000 | 4,262 |
| Cash and due from depository institutions | $9,083,000 | 3,322 |
| Interest-bearing balances | $251,000 | 4,379 |
| Securities | $22,002,000 | 4,372 |
| Federal funds sold & reverse repurchase agreements | $4,157,000 | 3,201 |
| Net loans & leases | $74,402,000 | 4,087 |
| Loan loss allowance | $1,015,000 | 3,751 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,368,000 | 5,110 |
| Other real estate owned | $0 | 3,322 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,612,000 | 3,850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,624,000 | 4,262 |
| Total liabilities | $104,958,000 | 4,166 |
| Total deposits | $101,806,000 | 3,986 |
| Interest-bearing deposits | $83,309,000 | 4,114 |
| Deposits held in domestic offices | $101,806,000 | 3,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $222,000 | 3,002 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000,000 | 4,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $930,000 | 3,553 |
| Total equity capital | $8,666,000 | 5,215 |
| Total bank equity capital | $8,666,000 | 5,215 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,640,000 | 2,139 |
| Surplus | $1,662,000 | 5,875 |
| Undivided profits | $5,364,000 | 4,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $535,000 | 4,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $540,000 | 5,331 |
| Earning assets | $100,812,000 | 4,362 |
| Long-term assets (5+ years) | $14,294,000 | 4,065 |
| Average Assets, year-to-date | $110,408,400 | 4,191 |
| Average Assets, quarterly | $113,544,500 | 4,224 |
| Volatile liabilities | $12,178,000 | 5,150 |
| Insider loans | $4,958,000 | 1,040 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,865,000 | 3,509 |
| Tier 1 (core) risk-based capital | $8,297,000 | 5,172 |
| Tier 2 risk-based capital | $1,015,000 | 3,474 |
| Total risk weighted assets | $86,433,000 | 3,799 |
| Total unused commitments | $12,865,000 | 3,513 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 58 | 2,923 |
| Assets and Liabilities | ||
| Total Assets: | $104,011,000 | 4,421 |
| Cash and due from depository institutions | $6,402,000 | 2,923 |
| Interest-bearing balances | $344,000 | 4,005 |
| Securities | $21,605,000 | 4,272 |
| Federal funds sold & reverse repurchase agreements | $3,645,000 | 3,466 |
| Net loans & leases | $66,798,000 | 4,330 |
| Loan loss allowance | $978,000 | 3,657 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,657,000 | 4,575 |
| Other real estate owned | $1,079,000 | 2,923 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,825,000 | 3,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,011,000 | 4,421 |
| Total liabilities | $96,520,000 | 4,314 |
| Total deposits | $93,192,000 | 4,170 |
| Interest-bearing deposits | $78,059,000 | 4,240 |
| Deposits held in domestic offices | $93,192,000 | 4,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $308,000 | 3,139 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,020,000 | 3,407 |
| Total equity capital | $7,491,000 | 5,575 |
| Total bank equity capital | $7,491,000 | 5,575 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,640,000 | 2,174 |
| Surplus | $1,662,000 | 5,897 |
| Undivided profits | $4,189,000 | 4,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $600,000 | 3,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $650,000 | 4,997 |
| Earning assets | $92,392,000 | 4,509 |
| Long-term assets (5+ years) | $10,654,000 | 4,658 |
| Average Assets, year-to-date | $102,709,400 | 4,304 |
| Average Assets, quarterly | $105,062,500 | 4,348 |
| Volatile liabilities | $13,270,000 | 4,827 |
| Insider loans | $4,566,000 | 1,070 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,613,000 | 5,267 |
| Tier 1 (core) risk-based capital | $7,424,000 | 5,459 |
| Tier 2 risk-based capital | $978,000 | 3,419 |
| Total risk weighted assets | $79,888,000 | 3,899 |
| Total unused commitments | $5,613,000 | 5,275 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 57 | 2,989 |
| Assets and Liabilities | ||
| Total Assets: | $94,245,000 | 4,635 |
| Cash and due from depository institutions | $5,764,000 | 2,989 |
| Interest-bearing balances | $86,000 | 4,989 |
| Securities | $8,854,000 | 7,134 |
| Federal funds sold & reverse repurchase agreements | $8,808,000 | 1,371 |
| Net loans & leases | $66,825,000 | 4,226 |
| Loan loss allowance | $943,000 | 3,660 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,765,000 | 4,374 |
| Other real estate owned | $0 | 2,989 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,229,000 | 3,651 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,245,000 | 4,635 |
| Total liabilities | $87,552,000 | 4,522 |
| Total deposits | $83,963,000 | 4,387 |
| Interest-bearing deposits | $69,304,000 | 4,527 |
| Deposits held in domestic offices | $83,963,000 | 4,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $598,000 | 3,094 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 3,957 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $991,000 | 3,621 |
| Total equity capital | $6,693,000 | 5,938 |
| Total bank equity capital | $6,693,000 | 5,938 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,640,000 | 2,221 |
| Surplus | $1,662,000 | 5,942 |
| Undivided profits | $3,391,000 | 5,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $567,000 | 3,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $518,000 | 4,992 |
| Earning assets | $84,573,000 | 4,714 |
| Long-term assets (5+ years) | $8,557,000 | 4,924 |
| Average Assets, year-to-date | $90,022,400 | 4,646 |
| Average Assets, quarterly | $93,028,500 | 4,643 |
| Volatile liabilities | $12,712,000 | 4,956 |
| Insider loans | $4,445,000 | 1,086 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,738,000 | 5,083 |
| Tier 1 (core) risk-based capital | $6,735,000 | 5,790 |
| Tier 2 risk-based capital | $928,040 | 3,490 |
| Total risk weighted assets | $74,227,840 | 3,999 |
| Total unused commitments | $5,738,000 | 5,087 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 56 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $82,717,000 | 5,104 |
| Cash and due from depository institutions | $6,788,000 | 3,127 |
| Interest-bearing balances | $172,000 | 4,191 |
| Securities | $9,130,000 | 7,341 |
| Federal funds sold & reverse repurchase agreements | $509,000 | 5,708 |
| Net loans & leases | $62,385,000 | 4,360 |
| Loan loss allowance | $778,000 | 4,191 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,846,000 | 4,225 |
| Other real estate owned | $1,000 | 3,127 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,058,000 | 3,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,717,000 | 5,104 |
| Total liabilities | $77,031,000 | 4,984 |
| Total deposits | $73,768,000 | 4,853 |
| Interest-bearing deposits | $60,651,000 | 5,001 |
| Deposits held in domestic offices | $73,768,000 | 4,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $672,000 | 3,307 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 3,878 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $591,000 | 4,796 |
| Total equity capital | $5,686,000 | 6,467 |
| Total bank equity capital | $5,686,000 | 6,467 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,640,000 | 2,248 |
| Surplus | $1,518,000 | 6,216 |
| Undivided profits | $2,528,000 | 5,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $493,000 | 4,613 |
| Earning assets | $72,196,000 | 5,258 |
| Long-term assets (5+ years) | $9,032,000 | 5,091 |
| Average Assets, year-to-date | $82,251,000 | 4,995 |
| Average Assets, quarterly | $83,178,000 | 5,060 |
| Volatile liabilities | $9,525,000 | 5,541 |
| Insider loans | $3,624,000 | 1,307 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,607,000 | 3,827 |
| Tier 1 (core) risk-based capital | $5,830,000 | 6,385 |
| Tier 2 risk-based capital | $778,000 | 3,901 |
| Total risk weighted assets | $67,658,900 | 4,181 |
| Total unused commitments | $9,607,000 | 3,830 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 47 | 3,686 |
| Assets and Liabilities | ||
| Total Assets: | $78,878,000 | 5,271 |
| Cash and due from depository institutions | $4,455,000 | 3,686 |
| Interest-bearing balances | $3,000 | 6,581 |
| Securities | $8,827,000 | 7,447 |
| Federal funds sold & reverse repurchase agreements | $6,356,000 | 2,736 |
| Net loans & leases | $55,693,000 | 4,572 |
| Loan loss allowance | $776,000 | 4,124 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,735,000 | 4,338 |
| Other real estate owned | $102,000 | 3,686 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,710,000 | 4,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,878,000 | 5,271 |
| Total liabilities | $74,021,000 | 5,085 |
| Total deposits | $70,608,000 | 5,013 |
| Interest-bearing deposits | $57,799,000 | 5,172 |
| Deposits held in domestic offices | $70,608,000 | 5,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $646,000 | 2,605 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $767,000 | 4,308 |
| Total equity capital | $4,857,000 | 7,212 |
| Total bank equity capital | $4,857,000 | 7,212 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,546,000 | 2,295 |
| Surplus | $1,312,000 | 6,543 |
| Undivided profits | $1,999,000 | 6,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 6,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $399,000 | 5,487 |
| Earning assets | $70,879,000 | 5,325 |
| Long-term assets (5+ years) | $7,936,000 | 5,265 |
| Average Assets, year-to-date | $69,238,200 | 5,532 |
| Average Assets, quarterly | $74,311,000 | 5,406 |
| Volatile liabilities | $8,507,000 | 5,452 |
| Insider loans | $3,292,000 | 1,318 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,937,000 | 5,383 |
| Tier 1 (core) risk-based capital | $4,847,000 | 7,056 |
| Tier 2 risk-based capital | $768,090 | 3,795 |
| Total risk weighted assets | $61,439,390 | 4,324 |
| Total unused commitments | $4,937,000 | 5,392 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 43 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $62,089,000 | 6,220 |
| Cash and due from depository institutions | $3,517,000 | 4,118 |
| Interest-bearing balances | $18,000 | 5,913 |
| Securities | $7,942,000 | 8,114 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $47,873,000 | 5,153 |
| Loan loss allowance | $576,000 | 5,180 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,133,000 | 5,580 |
| Other real estate owned | $0 | 4,118 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,624,000 | 4,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,089,000 | 6,220 |
| Total liabilities | $57,928,000 | 6,037 |
| Total deposits | $55,086,000 | 6,025 |
| Interest-bearing deposits | $45,835,000 | 6,095 |
| Deposits held in domestic offices | $55,086,000 | 6,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,096 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,872,000 | 2,993 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $470,000 | 6,159 |
| Total equity capital | $4,161,000 | 7,903 |
| Total bank equity capital | $4,161,000 | 7,903 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,514,000 | 2,342 |
| Surplus | $1,245,000 | 6,843 |
| Undivided profits | $1,402,000 | 7,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 6,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $405,000 | 5,624 |
| Earning assets | $55,833,000 | 6,270 |
| Long-term assets (5+ years) | $7,341,000 | 5,095 |
| Average Assets, year-to-date | $58,588,600 | 6,255 |
| Average Assets, quarterly | $60,708,000 | 6,242 |
| Volatile liabilities | $9,018,000 | 5,339 |
| Insider loans | $1,940,000 | 2,120 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,347,000 | 4,601 |
| Tier 1 (core) risk-based capital | $4,174,000 | 7,769 |
| Tier 2 risk-based capital | $576,000 | 4,660 |
| Total risk weighted assets | $49,901,900 | 5,051 |
| Total unused commitments | $6,347,000 | 4,604 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $54,859,000 | 6,889 |
| Cash and due from depository institutions | $3,678,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,400,000 | 7,801 |
| Federal funds sold & reverse repurchase agreements | $358,000 | 7,762 |
| Net loans & leases | $37,897,000 | 6,064 |
| Loan loss allowance | $501,000 | 5,917 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $951,000 | 6,171 |
| Other real estate owned | $0 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,575,000 | 4,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,859,000 | 6,889 |
| Total liabilities | $51,013,000 | 6,730 |
| Total deposits | $48,880,000 | 6,697 |
| Interest-bearing deposits | $40,318,000 | 6,850 |
| Deposits held in domestic offices | $48,880,000 | 6,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,588,000 | 2,438 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $545,000 | 5,600 |
| Total equity capital | $3,846,000 | 8,338 |
| Total bank equity capital | $3,846,000 | 8,338 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,514,000 | 2,477 |
| Surplus | $1,197,000 | 7,205 |
| Undivided profits | $1,135,000 | 8,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $328,000 | 6,526 |
| Earning assets | $48,655,000 | 6,993 |
| Long-term assets (5+ years) | $5,089,000 | 5,835 |
| Average Assets, year-to-date | $53,093,200 | 6,849 |
| Average Assets, quarterly | $54,038,000 | 6,894 |
| Volatile liabilities | $6,409,000 | 6,315 |
| Insider loans | $2,730,000 | 1,582 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,868,000 | 4,703 |
| Tier 1 (core) risk-based capital | $3,868,000 | 8,216 |
| Tier 2 risk-based capital | $501,000 | 5,252 |
| Total risk weighted assets | $41,228,200 | 5,854 |
| Total unused commitments | $5,868,000 | 4,716 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $49,521,000 | 7,446 |
| Cash and due from depository institutions | $2,327,000 | 5,283 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,025,000 | 8,987 |
| Federal funds sold & reverse repurchase agreements | $3,323,000 | 4,058 |
| Net loans & leases | $33,192,000 | 6,584 |
| Loan loss allowance | $491,000 | 6,131 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,070,000 | 5,817 |
| Other real estate owned | $178,000 | 5,283 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,406,000 | 4,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,521,000 | 7,446 |
| Total liabilities | $45,986,000 | 7,299 |
| Total deposits | $44,784,000 | 7,223 |
| Interest-bearing deposits | $38,226,000 | 7,250 |
| Deposits held in domestic offices | $44,784,000 | 7,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $390,000 | 3,209 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $812,000 | 4,327 |
| Total equity capital | $3,535,000 | 8,852 |
| Total bank equity capital | $3,535,000 | 8,852 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,514,000 | 2,549 |
| Surplus | $1,148,000 | 7,421 |
| Undivided profits | $873,000 | 9,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $621,000 | 3,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $308,000 | 6,997 |
| Earning assets | $44,540,000 | 7,508 |
| Long-term assets (5+ years) | $3,785,000 | 6,500 |
| Average Assets, year-to-date | $46,485,800 | 7,540 |
| Average Assets, quarterly | $48,405,000 | 7,493 |
| Volatile liabilities | $4,566,000 | 7,232 |
| Insider loans | $1,877,000 | 2,260 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,218,000 | 6,166 |
| Tier 1 (core) risk-based capital | $3,570,000 | 8,715 |
| Tier 2 risk-based capital | $462,320 | 5,610 |
| Total risk weighted assets | $36,957,120 | 6,313 |
| Total unused commitments | $3,218,000 | 6,182 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $42,757,000 | 8,214 |
| Cash and due from depository institutions | $1,939,000 | 6,864 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,211,000 | 9,042 |
| Federal funds sold & reverse repurchase agreements | $141,000 | 7,966 |
| Net loans & leases | $29,118,000 | 7,164 |
| Loan loss allowance | $397,000 | 7,201 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $924,000 | 6,381 |
| Other real estate owned | $1,000 | 6,864 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,423,000 | 5,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,757,000 | 8,214 |
| Total liabilities | $39,519,000 | 8,098 |
| Total deposits | $38,792,000 | 7,968 |
| Interest-bearing deposits | $33,489,000 | 7,933 |
| Deposits held in domestic offices | $38,792,000 | 7,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $154,000 | 4,559 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $573,000 | 4,767 |
| Total equity capital | $3,238,000 | 9,160 |
| Total bank equity capital | $3,238,000 | 9,160 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,514,000 | 2,631 |
| Surplus | $1,090,000 | 7,724 |
| Undivided profits | $634,000 | 9,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 4,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $259,000 | 7,305 |
| Earning assets | $38,470,000 | 8,307 |
| Long-term assets (5+ years) | $4,289,000 | 6,430 |
| Average Assets, year-to-date | $41,877,800 | 8,215 |
| Average Assets, quarterly | $42,885,500 | 8,190 |
| Volatile liabilities | $3,835,000 | 7,658 |
| Insider loans | $1,763,000 | 2,324 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,232,000 | 7,184 |
| Tier 1 (core) risk-based capital | $3,331,000 | 9,129 |
| Tier 2 risk-based capital | $397,000 | 6,272 |
| Total risk weighted assets | $31,787,200 | 6,973 |
| Total unused commitments | $2,232,000 | 7,195 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $40,459,000 | 8,770 |
| Cash and due from depository institutions | $2,566,000 | 8,210 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,396,000 | 8,931 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $25,544,000 | 7,708 |
| Loan loss allowance | $347,000 | 8,042 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $688,000 | 7,587 |
| Other real estate owned | $132,000 | 8,210 |
| Goodwill and other intangibles | $14,000 | 2,807 |
| All other assets | $1,119,000 | 5,599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,459,000 | 8,770 |
| Total liabilities | $37,333,000 | 8,656 |
| Total deposits | $36,451,000 | 8,615 |
| Interest-bearing deposits | $31,416,000 | 8,578 |
| Deposits held in domestic offices | $36,451,000 | 8,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $515,000 | 3,220 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $367,000 | 6,675 |
| Total equity capital | $3,126,000 | 9,584 |
| Total bank equity capital | $3,126,000 | 9,584 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,514,000 | 2,688 |
| Surplus | $1,063,000 | 7,884 |
| Undivided profits | $549,000 | 10,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 9,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $196,000 | 8,239 |
| Earning assets | $35,940,000 | 8,912 |
| Long-term assets (5+ years) | $4,796,000 | 6,546 |
| Average Assets, year-to-date | $38,705,200 | 8,853 |
| Average Assets, quarterly | $40,139,500 | 8,745 |
| Volatile liabilities | $4,287,000 | 7,075 |
| Insider loans | $1,824,000 | 2,243 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,598,000 | 6,801 |
| Tier 1 (core) risk-based capital | $3,112,000 | 9,549 |
| Tier 2 risk-based capital | $347,000 | 6,907 |
| Total risk weighted assets | $28,191,700 | 7,566 |
| Total unused commitments | $2,598,000 | 6,823 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $36,402,000 | 9,487 |
| Cash and due from depository institutions | $2,249,000 | 8,413 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,504,000 | 10,815 |
| Federal funds sold & reverse repurchase agreements | $1,461,000 | 7,625 |
| Net loans & leases | $24,977,000 | 7,906 |
| Loan loss allowance | $289,000 | 8,994 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $569,000 | 8,426 |
| Other real estate owned | $219,000 | 8,413 |
| Goodwill and other intangibles | $41,000 | 2,532 |
| All other assets | $382,000 | 10,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,402,000 | 9,487 |
| Total liabilities | $33,569,000 | 9,396 |
| Total deposits | $33,292,000 | 9,279 |
| Interest-bearing deposits | $29,773,000 | 9,083 |
| Deposits held in domestic offices | $33,292,000 | 9,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $277,000 | 8,593 |
| Total equity capital | $2,833,000 | 10,017 |
| Total bank equity capital | $2,833,000 | 10,017 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,514,000 | 2,796 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $319,000 | 11,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 11,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $212,000 | 8,375 |
| Earning assets | $32,942,000 | 9,483 |
| Long-term assets (5+ years) | $4,504,000 | 6,814 |
| Average Assets, year-to-date | $34,394,800 | 9,628 |
| Average Assets, quarterly | $36,051,000 | 9,471 |
| Volatile liabilities | $4,583,000 | 6,917 |
| Insider loans | $322,000 | 2,758 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,524,000 | 8,080 |
| Tier 1 (core) risk-based capital | $2,792,000 | 10,025 |
| Tier 2 risk-based capital | $289,000 | 7,796 |
| Total risk weighted assets | $25,967,200 | 8,061 |
| Total unused commitments | $1,524,000 | 8,111 |
| Derivatives | $0 | 651 |