Home > VALOR BANK > Income and Expense
VALOR BANK, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $13,890,000 | 2,402 |
| Total interest expense | $5,410,000 | 1,924 |
| Net interest income | $8,480,000 | 2,592 |
| Provision for loan and lease losses | $301,000 | 1,644 |
| Total noninterest income | $2,329,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $22,000 | 4,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,307,000 | 1,493 |
| Total noninterest expense | $7,145,000 | 2,527 |
| Salaries and employee benefits | $5,023,000 | 2,192 |
| Premises and equipment expense | $691,000 | 2,513 |
| Additional noninterest expense | $2,307,000 | 1,493 |
| Pre-tax net operating income | $3,363,000 | 2,376 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $135,000 | 2,647 |
| Income before extraordinary items | $3,228,000 | 2,239 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,228,000 | 2,263 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,228,000 | 2,242 |
| Net charge-offs | $1,000 | 2,818 |
| Cash dividends | $1,743,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,228,000 | 2,263 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,878,000 | 2,444 |
| Total interest expense | $3,591,000 | 1,948 |
| Net interest income | $6,287,000 | 2,645 |
| Provision for loan and lease losses | $264,000 | 1,451 |
| Total noninterest income | $1,838,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $15,000 | 4,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,823,000 | 1,430 |
| Total noninterest expense | $5,378,000 | 2,509 |
| Salaries and employee benefits | $3,867,000 | 2,144 |
| Premises and equipment expense | $519,000 | 2,514 |
| Additional noninterest expense | $1,823,000 | 1,430 |
| Pre-tax net operating income | $2,483,000 | 2,455 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $97,000 | 2,718 |
| Income before extraordinary items | $2,386,000 | 2,298 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,386,000 | 2,320 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,386,000 | 2,300 |
| Net charge-offs | $1,000 | 2,548 |
| Cash dividends | $1,634,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,386,000 | 2,326 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,242,000 | 2,479 |
| Total interest expense | $2,105,000 | 1,955 |
| Net interest income | $4,137,000 | 2,686 |
| Provision for loan and lease losses | $151,000 | 1,514 |
| Total noninterest income | $1,297,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $9,000 | 4,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,288,000 | 1,304 |
| Total noninterest expense | $3,576,000 | 2,496 |
| Salaries and employee benefits | $2,599,000 | 2,123 |
| Premises and equipment expense | $345,000 | 2,501 |
| Additional noninterest expense | $1,288,000 | 1,303 |
| Pre-tax net operating income | $1,707,000 | 2,446 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $63,000 | 2,768 |
| Income before extraordinary items | $1,644,000 | 2,287 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,644,000 | 2,314 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,644,000 | 2,287 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $1,214,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,644,000 | 2,310 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 2,533 |
| Total interest expense | $944,000 | 1,895 |
| Net interest income | $2,027,000 | 2,729 |
| Provision for loan and lease losses | $23,000 | 2,095 |
| Total noninterest income | $554,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $4,000 | 4,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $550,000 | 1,442 |
| Total noninterest expense | $1,711,000 | 2,584 |
| Salaries and employee benefits | $1,239,000 | 2,224 |
| Premises and equipment expense | $169,000 | 2,563 |
| Additional noninterest expense | $550,000 | 1,442 |
| Pre-tax net operating income | $847,000 | 2,500 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $50,000 | 2,554 |
| Income before extraordinary items | $797,000 | 2,388 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $797,000 | 2,388 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $797,000 | 2,388 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $413,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $797,000 | 2,410 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,283,000 | 2,633 |
| Total interest expense | $1,527,000 | 1,892 |
| Net interest income | $7,756,000 | 2,734 |
| Provision for loan and lease losses | $390,000 | 1,367 |
| Total noninterest income | $3,493,000 | 1,489 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $17,000 | 4,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,476,000 | 1,150 |
| Total noninterest expense | $7,512,000 | 2,399 |
| Salaries and employee benefits | $5,489,000 | 2,060 |
| Premises and equipment expense | $616,000 | 2,680 |
| Additional noninterest expense | $3,476,000 | 1,150 |
| Pre-tax net operating income | $3,347,000 | 2,518 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $160,000 | 2,755 |
| Income before extraordinary items | $3,187,000 | 2,380 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,187,000 | 2,379 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,187,000 | 2,379 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $1,496,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,187,000 | 2,407 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 2,690 |
| Total interest expense | $912,000 | 1,885 |
| Net interest income | $5,554,000 | 2,776 |
| Provision for loan and lease losses | $322,000 | 1,202 |
| Total noninterest income | $2,747,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $13,000 | 4,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,734,000 | 1,137 |
| Total noninterest expense | $5,767,000 | 2,348 |
| Salaries and employee benefits | $4,231,000 | 2,020 |
| Premises and equipment expense | $453,000 | 2,702 |
| Additional noninterest expense | $2,734,000 | 1,137 |
| Pre-tax net operating income | $2,212,000 | 2,667 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $106,000 | 2,826 |
| Income before extraordinary items | $2,106,000 | 2,526 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,106,000 | 2,523 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,106,000 | 2,525 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $1,291,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,106,000 | 2,559 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,023,000 | 2,750 |
| Total interest expense | $544,000 | 1,850 |
| Net interest income | $3,479,000 | 2,845 |
| Provision for loan and lease losses | $202,000 | 1,130 |
| Total noninterest income | $2,018,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $8,000 | 4,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,010,000 | 1,094 |
| Total noninterest expense | $3,877,000 | 2,322 |
| Salaries and employee benefits | $2,842,000 | 2,019 |
| Premises and equipment expense | $293,000 | 2,761 |
| Additional noninterest expense | $742,000 | 3,109 |
| Pre-tax net operating income | $1,418,000 | 2,632 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $68,000 | 2,779 |
| Income before extraordinary items | $1,350,000 | 2,475 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,350,000 | 2,475 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,350,000 | 2,475 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $958,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,350,000 | 2,511 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 2,780 |
| Total interest expense | $272,000 | 1,806 |
| Net interest income | $1,653,000 | 2,877 |
| Provision for loan and lease losses | $94,000 | 1,010 |
| Total noninterest income | $1,026,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $3,000 | 4,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,023,000 | 1,070 |
| Total noninterest expense | $1,859,000 | 2,402 |
| Salaries and employee benefits | $1,392,000 | 2,030 |
| Premises and equipment expense | $130,000 | 2,970 |
| Additional noninterest expense | $337,000 | 3,238 |
| Pre-tax net operating income | $726,000 | 2,513 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $34,000 | 2,702 |
| Income before extraordinary items | $692,000 | 2,370 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $692,000 | 2,368 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $692,000 | 2,370 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $306,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $692,000 | 2,393 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,344,000 | 3,145 |
| Total interest expense | $1,274,000 | 1,867 |
| Net interest income | $5,070,000 | 3,311 |
| Provision for loan and lease losses | $319,000 | 1,372 |
| Total noninterest income | $5,496,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $5,000 | 4,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,491,000 | 999 |
| Total noninterest expense | $7,240,000 | 2,423 |
| Salaries and employee benefits | $5,463,000 | 2,064 |
| Premises and equipment expense | $427,000 | 3,240 |
| Additional noninterest expense | $1,350,000 | 3,249 |
| Pre-tax net operating income | $3,007,000 | 2,685 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $144,000 | 2,887 |
| Income before extraordinary items | $2,863,000 | 2,598 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,863,000 | 2,599 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,863,000 | 2,599 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $1,744,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,863,000 | 2,584 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 3,279 |
| Total interest expense | $988,000 | 1,907 |
| Net interest income | $3,542,000 | 3,480 |
| Provision for loan and lease losses | $190,000 | 1,517 |
| Total noninterest income | $4,304,000 | 1,228 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $3,000 | 4,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,301,000 | 995 |
| Total noninterest expense | $5,274,000 | 2,486 |
| Salaries and employee benefits | $4,046,000 | 2,079 |
| Premises and equipment expense | $306,000 | 3,367 |
| Additional noninterest expense | $922,000 | 3,418 |
| Pre-tax net operating income | $2,382,000 | 2,727 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $115,000 | 2,870 |
| Income before extraordinary items | $2,267,000 | 2,640 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,267,000 | 2,640 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,267,000 | 2,640 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $1,674,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,267,000 | 2,618 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 3,337 |
| Total interest expense | $666,000 | 1,962 |
| Net interest income | $2,266,000 | 3,559 |
| Provision for loan and lease losses | $96,000 | 1,734 |
| Total noninterest income | $2,975,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $2,000 | 4,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,973,000 | 981 |
| Total noninterest expense | $3,488,000 | 2,498 |
| Salaries and employee benefits | $2,713,000 | 2,060 |
| Premises and equipment expense | $205,000 | 3,357 |
| Additional noninterest expense | $570,000 | 3,540 |
| Pre-tax net operating income | $1,657,000 | 2,647 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $81,000 | 2,832 |
| Income before extraordinary items | $1,576,000 | 2,551 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,576,000 | 2,551 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,576,000 | 2,551 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $1,321,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,576,000 | 2,516 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 3,344 |
| Total interest expense | $335,000 | 2,023 |
| Net interest income | $1,117,000 | 3,555 |
| Provision for loan and lease losses | $2,000 | 2,695 |
| Total noninterest income | $1,585,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $0 | 4,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,585,000 | 942 |
| Total noninterest expense | $1,702,000 | 2,513 |
| Salaries and employee benefits | $1,318,000 | 2,093 |
| Premises and equipment expense | $100,000 | 3,410 |
| Additional noninterest expense | $284,000 | 3,505 |
| Pre-tax net operating income | $998,000 | 2,365 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $48,000 | 2,711 |
| Income before extraordinary items | $950,000 | 2,286 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $950,000 | 2,286 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $950,000 | 2,286 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $154,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $950,000 | 2,240 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,585,000 | 3,425 |
| Total interest expense | $1,624,000 | 2,257 |
| Net interest income | $3,961,000 | 3,708 |
| Provision for loan and lease losses | $111,000 | 3,464 |
| Total noninterest income | $5,188,000 | 1,230 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $6,000 | 4,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,182,000 | 992 |
| Total noninterest expense | $5,939,000 | 2,710 |
| Salaries and employee benefits | $4,577,000 | 2,268 |
| Premises and equipment expense | $395,000 | 3,428 |
| Additional noninterest expense | $967,000 | 3,740 |
| Pre-tax net operating income | $3,099,000 | 2,384 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $126,000 | 2,832 |
| Income before extraordinary items | $2,973,000 | 2,322 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,973,000 | 2,322 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,973,000 | 2,322 |
| Net charge-offs | $-1,000 | 3,923 |
| Cash dividends | $583,000 | 2,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,973,000 | 2,268 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 3,475 |
| Total interest expense | $1,271,000 | 2,297 |
| Net interest income | $2,851,000 | 3,772 |
| Provision for loan and lease losses | $111,000 | 3,217 |
| Total noninterest income | $2,787,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $4,000 | 4,854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,783,000 | 1,232 |
| Total noninterest expense | $3,912,000 | 2,911 |
| Salaries and employee benefits | $2,981,000 | 2,471 |
| Premises and equipment expense | $296,000 | 3,435 |
| Additional noninterest expense | $635,000 | 3,896 |
| Pre-tax net operating income | $1,615,000 | 2,862 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $55,000 | 3,037 |
| Income before extraordinary items | $1,560,000 | 2,780 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,560,000 | 2,780 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,560,000 | 2,780 |
| Net charge-offs | $-1,000 | 3,797 |
| Cash dividends | $485,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,560,000 | 2,730 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 3,554 |
| Total interest expense | $891,000 | 2,331 |
| Net interest income | $1,789,000 | 3,863 |
| Provision for loan and lease losses | $82,000 | 3,146 |
| Total noninterest income | $1,718,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $3,000 | 4,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,715,000 | 1,207 |
| Total noninterest expense | $2,493,000 | 3,007 |
| Salaries and employee benefits | $1,874,000 | 2,578 |
| Premises and equipment expense | $198,000 | 3,421 |
| Additional noninterest expense | $421,000 | 3,921 |
| Pre-tax net operating income | $932,000 | 3,026 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $23,000 | 3,178 |
| Income before extraordinary items | $909,000 | 2,931 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $909,000 | 2,930 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $909,000 | 2,931 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $320,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $909,000 | 2,892 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 3,629 |
| Total interest expense | $456,000 | 2,442 |
| Net interest income | $833,000 | 3,981 |
| Provision for loan and lease losses | $43,000 | 2,690 |
| Total noninterest income | $658,000 | 1,666 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $2,000 | 4,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $656,000 | 1,285 |
| Total noninterest expense | $1,106,000 | 3,233 |
| Salaries and employee benefits | $796,000 | 2,857 |
| Premises and equipment expense | $90,000 | 3,591 |
| Additional noninterest expense | $220,000 | 3,904 |
| Pre-tax net operating income | $342,000 | 3,254 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $17,000 | 2,964 |
| Income before extraordinary items | $325,000 | 3,185 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $325,000 | 3,185 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $325,000 | 3,186 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $97,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $325,000 | 3,156 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,820,000 | 3,801 |
| Total interest expense | $1,774,000 | 2,532 |
| Net interest income | $3,046,000 | 4,159 |
| Provision for loan and lease losses | $46,000 | 3,441 |
| Total noninterest income | $2,347,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $7,000 | 4,984 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,340,000 | 1,401 |
| Total noninterest expense | $3,737,000 | 3,535 |
| Salaries and employee benefits | $2,765,000 | 3,072 |
| Premises and equipment expense | $255,000 | 4,114 |
| Additional noninterest expense | $717,000 | 4,234 |
| Pre-tax net operating income | $1,610,000 | 3,306 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $76,000 | 3,158 |
| Income before extraordinary items | $1,534,000 | 3,251 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,534,000 | 3,252 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,534,000 | 3,252 |
| Net charge-offs | $4,000 | 3,526 |
| Cash dividends | $1,029,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,534,000 | 3,220 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 3,884 |
| Total interest expense | $1,279,000 | 2,603 |
| Net interest income | $2,254,000 | 4,231 |
| Provision for loan and lease losses | $38,000 | 3,286 |
| Total noninterest income | $1,682,000 | 1,865 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $5,000 | 5,065 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,677,000 | 1,428 |
| Total noninterest expense | $2,708,000 | 3,624 |
| Salaries and employee benefits | $2,009,000 | 3,138 |
| Premises and equipment expense | $176,000 | 4,258 |
| Additional noninterest expense | $523,000 | 4,313 |
| Pre-tax net operating income | $1,190,000 | 3,401 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $54,000 | 3,223 |
| Income before extraordinary items | $1,136,000 | 3,321 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,136,000 | 3,319 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,136,000 | 3,321 |
| Net charge-offs | $4,000 | 3,193 |
| Cash dividends | $959,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,136,000 | 3,298 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 3,945 |
| Total interest expense | $807,000 | 2,663 |
| Net interest income | $1,486,000 | 4,279 |
| Provision for loan and lease losses | $33,000 | 3,020 |
| Total noninterest income | $983,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $4,000 | 5,095 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $979,000 | 1,515 |
| Total noninterest expense | $1,722,000 | 3,728 |
| Salaries and employee benefits | $1,257,000 | 3,258 |
| Premises and equipment expense | $115,000 | 4,307 |
| Additional noninterest expense | $350,000 | 4,346 |
| Pre-tax net operating income | $714,000 | 3,532 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $33,000 | 3,273 |
| Income before extraordinary items | $681,000 | 3,473 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $681,000 | 3,470 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $681,000 | 3,472 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $860,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $681,000 | 3,455 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 4,007 |
| Total interest expense | $376,000 | 2,724 |
| Net interest income | $745,000 | 4,310 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $371,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $1,000 | 5,178 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $370,000 | 1,740 |
| Total noninterest expense | $775,000 | 3,940 |
| Salaries and employee benefits | $549,000 | 3,542 |
| Premises and equipment expense | $58,000 | 4,339 |
| Additional noninterest expense | $168,000 | 4,415 |
| Pre-tax net operating income | $341,000 | 3,602 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $341,000 | 3,442 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $341,000 | 3,441 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $341,000 | 3,441 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $134,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $341,000 | 3,431 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,380,000 | 3,978 |
| Total interest expense | $977,000 | 2,961 |
| Net interest income | $3,403,000 | 4,142 |
| Provision for loan and lease losses | $115,000 | 2,947 |
| Total noninterest income | $2,144,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $17,000 | 5,117 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,127,000 | 1,439 |
| Total noninterest expense | $3,310,000 | 3,841 |
| Salaries and employee benefits | $2,265,000 | 3,461 |
| Premises and equipment expense | $276,000 | 4,146 |
| Additional noninterest expense | $769,000 | 4,277 |
| Pre-tax net operating income | $2,122,000 | 3,044 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,122,000 | 2,849 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,122,000 | 2,848 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,122,000 | 2,848 |
| Net charge-offs | $1,000 | 3,708 |
| Cash dividends | $867,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,122,000 | 2,842 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,235,000 | 4,035 |
| Total interest expense | $643,000 | 3,099 |
| Net interest income | $2,592,000 | 4,159 |
| Provision for loan and lease losses | $115,000 | 2,496 |
| Total noninterest income | $1,694,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $16,000 | 5,123 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,678,000 | 1,412 |
| Total noninterest expense | $2,446,000 | 3,885 |
| Salaries and employee benefits | $1,704,000 | 3,467 |
| Premises and equipment expense | $215,000 | 4,121 |
| Additional noninterest expense | $527,000 | 4,420 |
| Pre-tax net operating income | $1,725,000 | 2,981 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,725,000 | 2,773 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,725,000 | 2,772 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,725,000 | 2,772 |
| Net charge-offs | $1,000 | 3,412 |
| Cash dividends | $688,000 | 2,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,725,000 | 2,761 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,085,000 | 4,102 |
| Total interest expense | $359,000 | 3,286 |
| Net interest income | $1,726,000 | 4,183 |
| Provision for loan and lease losses | $97,000 | 2,240 |
| Total noninterest income | $617,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $13,000 | 5,126 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $604,000 | 2,053 |
| Total noninterest expense | $1,640,000 | 3,907 |
| Salaries and employee benefits | $1,134,000 | 3,486 |
| Premises and equipment expense | $150,000 | 4,086 |
| Additional noninterest expense | $356,000 | 4,438 |
| Pre-tax net operating income | $606,000 | 3,886 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $606,000 | 3,713 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $606,000 | 3,711 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $606,000 | 3,712 |
| Net charge-offs | $1,000 | 3,095 |
| Cash dividends | $550,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $606,000 | 3,713 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 4,205 |
| Total interest expense | $163,000 | 3,388 |
| Net interest income | $827,000 | 4,269 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $270,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $7,000 | 5,141 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $263,000 | 2,167 |
| Total noninterest expense | $762,000 | 4,079 |
| Salaries and employee benefits | $512,000 | 3,707 |
| Premises and equipment expense | $74,000 | 4,152 |
| Additional noninterest expense | $176,000 | 4,519 |
| Pre-tax net operating income | $275,000 | 3,970 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $275,000 | 3,802 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $275,000 | 3,802 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $275,000 | 3,802 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $38,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $275,000 | 3,803 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,933,000 | 4,630 |
| Total interest expense | $422,000 | 3,917 |
| Net interest income | $2,511,000 | 4,658 |
| Provision for loan and lease losses | $260,000 | 2,104 |
| Total noninterest income | $1,110,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $80,000 | 4,573 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,030,000 | 2,254 |
| Total noninterest expense | $2,853,000 | 4,210 |
| Salaries and employee benefits | $1,950,000 | 3,802 |
| Premises and equipment expense | $280,000 | 4,276 |
| Additional noninterest expense | $623,000 | 4,749 |
| Pre-tax net operating income | $508,000 | 4,736 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $508,000 | 4,487 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $508,000 | 4,487 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $508,000 | 4,487 |
| Net charge-offs | $58,000 | 2,865 |
| Cash dividends | $173,000 | 3,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $508,000 | 4,477 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 4,756 |
| Total interest expense | $293,000 | 4,046 |
| Net interest income | $1,746,000 | 4,801 |
| Provision for loan and lease losses | $159,000 | 2,249 |
| Total noninterest income | $833,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $61,000 | 4,588 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $772,000 | 2,289 |
| Total noninterest expense | $2,092,000 | 4,268 |
| Salaries and employee benefits | $1,438,000 | 3,851 |
| Premises and equipment expense | $200,000 | 4,374 |
| Additional noninterest expense | $454,000 | 4,818 |
| Pre-tax net operating income | $328,000 | 4,902 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $328,000 | 4,819 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $328,000 | 4,819 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $328,000 | 4,819 |
| Net charge-offs | $-2,000 | 4,374 |
| Cash dividends | $132,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $328,000 | 4,806 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 4,886 |
| Total interest expense | $179,000 | 4,162 |
| Net interest income | $1,073,000 | 4,945 |
| Provision for loan and lease losses | $119,000 | 2,132 |
| Total noninterest income | $473,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $42,000 | 4,571 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $431,000 | 2,502 |
| Total noninterest expense | $1,340,000 | 4,355 |
| Salaries and employee benefits | $912,000 | 3,977 |
| Premises and equipment expense | $132,000 | 4,416 |
| Additional noninterest expense | $296,000 | 4,886 |
| Pre-tax net operating income | $87,000 | 5,344 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $87,000 | 5,303 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $87,000 | 5,302 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $87,000 | 5,303 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $86,000 | 3,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $87,000 | 5,293 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 5,003 |
| Total interest expense | $83,000 | 4,291 |
| Net interest income | $508,000 | 5,037 |
| Provision for loan and lease losses | $9,000 | 3,208 |
| Total noninterest income | $154,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $19,000 | 4,687 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $135,000 | 3,066 |
| Total noninterest expense | $623,000 | 4,515 |
| Salaries and employee benefits | $409,000 | 4,231 |
| Premises and equipment expense | $64,000 | 4,506 |
| Additional noninterest expense | $150,000 | 4,908 |
| Pre-tax net operating income | $30,000 | 5,429 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $30,000 | 5,405 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $30,000 | 5,405 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $30,000 | 5,405 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $42,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $30,000 | 5,399 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,218,000 | 5,103 |
| Total interest expense | $227,000 | 4,832 |
| Net interest income | $1,991,000 | 5,106 |
| Provision for loan and lease losses | $58,000 | 3,580 |
| Total noninterest income | $1,080,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $82,000 | 4,745 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $998,000 | 2,405 |
| Total noninterest expense | $2,358,000 | 4,653 |
| Salaries and employee benefits | $1,577,000 | 4,299 |
| Premises and equipment expense | $229,000 | 4,729 |
| Additional noninterest expense | $552,000 | 5,098 |
| Pre-tax net operating income | $655,000 | 4,573 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $655,000 | 4,441 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $655,000 | 4,439 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $655,000 | 4,440 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $168,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $655,000 | 4,391 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 5,159 |
| Total interest expense | $156,000 | 4,974 |
| Net interest income | $1,503,000 | 5,150 |
| Provision for loan and lease losses | $47,000 | 3,395 |
| Total noninterest income | $806,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $65,000 | 4,723 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $741,000 | 2,421 |
| Total noninterest expense | $1,617,000 | 4,810 |
| Salaries and employee benefits | $1,130,000 | 4,401 |
| Premises and equipment expense | $144,000 | 4,959 |
| Additional noninterest expense | $343,000 | 5,340 |
| Pre-tax net operating income | $645,000 | 4,339 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $645,000 | 4,151 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $645,000 | 4,150 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $645,000 | 4,151 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $148,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $645,000 | 4,087 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 5,254 |
| Total interest expense | $89,000 | 5,187 |
| Net interest income | $978,000 | 5,230 |
| Provision for loan and lease losses | $29,000 | 3,378 |
| Total noninterest income | $411,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $43,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $368,000 | 2,763 |
| Total noninterest expense | $1,004,000 | 4,963 |
| Salaries and employee benefits | $686,000 | 4,609 |
| Premises and equipment expense | $85,000 | 5,153 |
| Additional noninterest expense | $233,000 | 5,388 |
| Pre-tax net operating income | $356,000 | 4,586 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $356,000 | 4,420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $356,000 | 4,416 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $356,000 | 4,418 |
| Net charge-offs | $4,000 | 3,372 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $356,000 | 4,361 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $514,000 | 5,348 |
| Total interest expense | $39,000 | 5,361 |
| Net interest income | $475,000 | 5,310 |
| Provision for loan and lease losses | $17,000 | 2,973 |
| Total noninterest income | $186,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $22,000 | 4,718 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $164,000 | 2,875 |
| Total noninterest expense | $508,000 | 4,999 |
| Salaries and employee benefits | $334,000 | 4,683 |
| Premises and equipment expense | $42,000 | 5,196 |
| Additional noninterest expense | $132,000 | 5,294 |
| Pre-tax net operating income | $136,000 | 4,828 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $136,000 | 4,727 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $136,000 | 4,726 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $136,000 | 4,727 |
| Net charge-offs | $10,000 | 2,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $136,000 | 4,671 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 5,674 |
| Total interest expense | $100,000 | 5,724 |
| Net interest income | $1,470,000 | 5,627 |
| Provision for loan and lease losses | $218,000 | 2,249 |
| Total noninterest income | $352,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $93,000 | 4,798 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $259,000 | 4,148 |
| Total noninterest expense | $1,414,000 | 5,489 |
| Salaries and employee benefits | $870,000 | 5,371 |
| Premises and equipment expense | $148,000 | 5,429 |
| Additional noninterest expense | $396,000 | 5,634 |
| Pre-tax net operating income | $190,000 | 5,492 |
| Securities gains (losses) | $29,000 | 2,012 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $219,000 | 5,417 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $219,000 | 5,419 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $219,000 | 5,420 |
| Net charge-offs | $25,000 | 3,658 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $190,000 | 5,444 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 5,801 |
| Total interest expense | $71,000 | 5,834 |
| Net interest income | $1,026,000 | 5,767 |
| Provision for loan and lease losses | $152,000 | 2,237 |
| Total noninterest income | $158,000 | 5,229 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $75,000 | 4,764 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 5,062 |
| Total noninterest expense | $906,000 | 5,717 |
| Salaries and employee benefits | $529,000 | 5,633 |
| Premises and equipment expense | $105,000 | 5,534 |
| Additional noninterest expense | $272,000 | 5,779 |
| Pre-tax net operating income | $126,000 | 5,659 |
| Securities gains (losses) | $29,000 | 1,813 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $155,000 | 5,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 5,573 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $155,000 | 5,574 |
| Net charge-offs | $17,000 | 3,431 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $126,000 | 5,606 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $652,000 | 5,934 |
| Total interest expense | $47,000 | 5,907 |
| Net interest income | $605,000 | 5,902 |
| Provision for loan and lease losses | $113,000 | 2,111 |
| Total noninterest income | $78,000 | 5,503 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $51,000 | 4,737 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $27,000 | 5,572 |
| Total noninterest expense | $511,000 | 5,914 |
| Salaries and employee benefits | $299,000 | 5,837 |
| Premises and equipment expense | $61,000 | 5,710 |
| Additional noninterest expense | $151,000 | 5,961 |
| Pre-tax net operating income | $59,000 | 5,792 |
| Securities gains (losses) | $29,000 | 1,517 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $88,000 | 5,667 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $88,000 | 5,668 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $88,000 | 5,669 |
| Net charge-offs | $12,000 | 3,188 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $59,000 | 5,761 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $308,000 | 6,027 |
| Total interest expense | $23,000 | 5,969 |
| Net interest income | $285,000 | 6,004 |
| Provision for loan and lease losses | $51,000 | 2,048 |
| Total noninterest income | $44,000 | 5,429 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 5,435 |
| Total noninterest expense | $252,000 | 5,991 |
| Salaries and employee benefits | $151,000 | 5,892 |
| Premises and equipment expense | $30,000 | 5,765 |
| Additional noninterest expense | $71,000 | 6,052 |
| Pre-tax net operating income | $26,000 | 5,825 |
| Securities gains (losses) | $15,000 | 1,346 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $41,000 | 5,692 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $41,000 | 5,692 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $41,000 | 5,693 |
| Net charge-offs | $13,000 | 2,364 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $26,000 | 5,798 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $406,000 | 6,450 |
| Total interest expense | $42,000 | 6,368 |
| Net interest income | $364,000 | 6,449 |
| Provision for loan and lease losses | $25,000 | 4,136 |
| Total noninterest income | $43,000 | 6,259 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $35,000 | 5,942 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,000 | 6,185 |
| Total noninterest expense | $346,000 | 6,474 |
| Salaries and employee benefits | $155,000 | 6,481 |
| Premises and equipment expense | $38,000 | 6,409 |
| Additional noninterest expense | $153,000 | 6,415 |
| Pre-tax net operating income | $36,000 | 6,003 |
| Securities gains (losses) | $4,000 | 2,934 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $40,000 | 6,031 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $40,000 | 6,031 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $40,000 | 6,032 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $36,000 | 6,014 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $53,000 | 6,578 |
| Total interest expense | $7,000 | 6,547 |
| Net interest income | $46,000 | 6,580 |
| Provision for loan and lease losses | $3,000 | 4,338 |
| Total noninterest income | $7,000 | 6,448 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $6,000 | 6,343 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,000 | 6,342 |
| Total noninterest expense | $249,000 | 6,554 |
| Salaries and employee benefits | $24,000 | 6,575 |
| Premises and equipment expense | $5,000 | 6,567 |
| Additional noninterest expense | $220,000 | 6,206 |
| Pre-tax net operating income | $-199,000 | 6,307 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-199,000 | 6,321 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-199,000 | 6,321 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-199,000 | 6,321 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-199,000 | 6,321 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $676,000 | 6,168 |
| Total interest expense | $126,000 | 5,345 |
| Net interest income | $550,000 | 6,229 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $97,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $71,000 | 4,525 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $26,000 | 5,821 |
| Total noninterest expense | $504,000 | 6,193 |
| Salaries and employee benefits | $279,000 | 6,166 |
| Premises and equipment expense | $58,000 | 6,030 |
| Additional noninterest expense | $167,000 | 6,143 |
| Pre-tax net operating income | $43,000 | 6,017 |
| Securities gains (losses) | $90,000 | 848 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $133,000 | 5,578 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $133,000 | 5,580 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $133,000 | 5,581 |
| Net charge-offs | $51,000 | 2,771 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $43,000 | 6,001 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $362,000 | 6,186 |
| Total interest expense | $69,000 | 5,276 |
| Net interest income | $293,000 | 6,257 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $55,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $37,000 | 4,453 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $18,000 | 5,602 |
| Total noninterest expense | $248,000 | 6,278 |
| Salaries and employee benefits | $141,000 | 6,219 |
| Premises and equipment expense | $29,000 | 6,093 |
| Additional noninterest expense | $78,000 | 6,282 |
| Pre-tax net operating income | $100,000 | 5,279 |
| Securities gains (losses) | $6,000 | 1,292 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $106,000 | 5,104 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $106,000 | 5,105 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $106,000 | 5,105 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $100,000 | 5,114 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 6,289 |
| Total interest expense | $310,000 | 5,342 |
| Net interest income | $1,078,000 | 6,371 |
| Provision for loan and lease losses | $142,000 | 3,328 |
| Total noninterest income | $182,000 | 5,719 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $141,000 | 4,684 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 5,968 |
| Total noninterest expense | $944,000 | 6,404 |
| Salaries and employee benefits | $568,000 | 6,308 |
| Premises and equipment expense | $112,000 | 6,204 |
| Additional noninterest expense | $264,000 | 6,453 |
| Pre-tax net operating income | $174,000 | 5,776 |
| Securities gains (losses) | $43,000 | 1,909 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $217,000 | 5,661 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $217,000 | 5,663 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $217,000 | 5,663 |
| Net charge-offs | $75,000 | 4,021 |
| Cash dividends | $185,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $174,000 | 5,727 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 6,367 |
| Total interest expense | $231,000 | 5,440 |
| Net interest income | $801,000 | 6,449 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $142,000 | 5,760 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $108,000 | 4,683 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $34,000 | 5,988 |
| Total noninterest expense | $674,000 | 6,491 |
| Salaries and employee benefits | $408,000 | 6,383 |
| Premises and equipment expense | $81,000 | 6,287 |
| Additional noninterest expense | $185,000 | 6,556 |
| Pre-tax net operating income | $269,000 | 5,456 |
| Securities gains (losses) | $32,000 | 1,957 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $301,000 | 5,253 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $301,000 | 5,254 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $301,000 | 5,255 |
| Net charge-offs | $9,000 | 4,738 |
| Cash dividends | $1,000 | 3,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $269,000 | 5,302 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $690,000 | 6,405 |
| Total interest expense | $154,000 | 5,509 |
| Net interest income | $536,000 | 6,486 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $97,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $70,000 | 4,721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $27,000 | 5,930 |
| Total noninterest expense | $431,000 | 6,561 |
| Salaries and employee benefits | $273,000 | 6,425 |
| Premises and equipment expense | $53,000 | 6,337 |
| Additional noninterest expense | $105,000 | 6,676 |
| Pre-tax net operating income | $202,000 | 5,306 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $202,000 | 5,253 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $202,000 | 5,256 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $202,000 | 5,256 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $1,000 | 3,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $202,000 | 5,133 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $351,000 | 6,442 |
| Total interest expense | $77,000 | 5,598 |
| Net interest income | $274,000 | 6,526 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $50,000 | 5,730 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,716 |
| Total noninterest expense | $247,000 | 6,508 |
| Salaries and employee benefits | $139,000 | 6,464 |
| Premises and equipment expense | $27,000 | 6,356 |
| Additional noninterest expense | $81,000 | 6,449 |
| Pre-tax net operating income | $77,000 | 5,544 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $77,000 | 5,505 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $77,000 | 5,506 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $77,000 | 5,506 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $1,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $77,000 | 5,404 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 6,491 |
| Total interest expense | $318,000 | 5,904 |
| Net interest income | $1,165,000 | 6,561 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $177,000 | 5,825 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $125,000 | 5,082 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $52,000 | 5,836 |
| Total noninterest expense | $976,000 | 6,597 |
| Salaries and employee benefits | $556,000 | 6,547 |
| Premises and equipment expense | $114,000 | 6,418 |
| Additional noninterest expense | $306,000 | 6,617 |
| Pre-tax net operating income | $366,000 | 5,231 |
| Securities gains (losses) | $109,000 | 2,203 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $475,000 | 5,003 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $475,000 | 5,001 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $475,000 | 5,002 |
| Net charge-offs | $13,000 | 5,526 |
| Cash dividends | $225,000 | 3,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $366,000 | 5,095 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 6,580 |
| Total interest expense | $240,000 | 6,023 |
| Net interest income | $887,000 | 6,651 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $141,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $96,000 | 5,107 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $45,000 | 5,844 |
| Total noninterest expense | $704,000 | 6,700 |
| Salaries and employee benefits | $399,000 | 6,642 |
| Premises and equipment expense | $88,000 | 6,460 |
| Additional noninterest expense | $217,000 | 6,733 |
| Pre-tax net operating income | $324,000 | 5,224 |
| Securities gains (losses) | $96,000 | 2,008 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $420,000 | 4,907 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $420,000 | 4,909 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $420,000 | 4,909 |
| Net charge-offs | $6,000 | 5,452 |
| Cash dividends | $57,000 | 3,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $324,000 | 5,037 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $756,000 | 6,628 |
| Total interest expense | $160,000 | 6,124 |
| Net interest income | $596,000 | 6,688 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $98,000 | 5,810 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $61,000 | 5,210 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 5,716 |
| Total noninterest expense | $468,000 | 6,764 |
| Salaries and employee benefits | $266,000 | 6,701 |
| Premises and equipment expense | $61,000 | 6,462 |
| Additional noninterest expense | $141,000 | 6,818 |
| Pre-tax net operating income | $226,000 | 5,171 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $226,000 | 5,182 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $226,000 | 5,182 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $226,000 | 5,182 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $29,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $226,000 | 4,989 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 6,679 |
| Total interest expense | $79,000 | 6,218 |
| Net interest income | $302,000 | 6,717 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $45,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,857 |
| Total noninterest expense | $226,000 | 6,848 |
| Salaries and employee benefits | $134,000 | 6,749 |
| Premises and equipment expense | $24,000 | 6,706 |
| Additional noninterest expense | $68,000 | 6,871 |
| Pre-tax net operating income | $121,000 | 5,194 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $121,000 | 5,147 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $121,000 | 5,148 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $121,000 | 5,149 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $121,000 | 5,002 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 6,778 |
| Total interest expense | $361,000 | 6,349 |
| Net interest income | $1,127,000 | 6,839 |
| Provision for loan and lease losses | $10,000 | 6,349 |
| Total noninterest income | $144,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $102,000 | 5,482 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $42,000 | 6,034 |
| Total noninterest expense | $982,000 | 6,857 |
| Salaries and employee benefits | $533,000 | 6,839 |
| Premises and equipment expense | $128,000 | 6,596 |
| Additional noninterest expense | $321,000 | 6,795 |
| Pre-tax net operating income | $279,000 | 5,299 |
| Securities gains (losses) | $79,000 | 2,244 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $358,000 | 5,063 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $358,000 | 5,065 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $358,000 | 5,065 |
| Net charge-offs | $10,000 | 6,100 |
| Cash dividends | $210,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $279,000 | 5,201 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 6,836 |
| Total interest expense | $276,000 | 6,431 |
| Net interest income | $852,000 | 6,899 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $111,000 | 6,171 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $76,000 | 5,527 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $35,000 | 6,077 |
| Total noninterest expense | $712,000 | 6,929 |
| Salaries and employee benefits | $388,000 | 6,895 |
| Premises and equipment expense | $88,000 | 6,725 |
| Additional noninterest expense | $236,000 | 6,861 |
| Pre-tax net operating income | $251,000 | 5,281 |
| Securities gains (losses) | $79,000 | 1,989 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $330,000 | 4,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $330,000 | 4,935 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $330,000 | 4,935 |
| Net charge-offs | $8,000 | 5,835 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $251,000 | 5,145 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $761,000 | 6,884 |
| Total interest expense | $187,000 | 6,507 |
| Net interest income | $574,000 | 6,934 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $75,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $49,000 | 5,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 6,062 |
| Total noninterest expense | $478,000 | 6,986 |
| Salaries and employee benefits | $262,000 | 6,954 |
| Premises and equipment expense | $59,000 | 6,768 |
| Additional noninterest expense | $157,000 | 6,940 |
| Pre-tax net operating income | $171,000 | 5,286 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $171,000 | 5,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $171,000 | 5,214 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $171,000 | 5,215 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $171,000 | 5,130 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 6,946 |
| Total interest expense | $92,000 | 6,614 |
| Net interest income | $281,000 | 6,984 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $41,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 5,906 |
| Total noninterest expense | $238,000 | 7,049 |
| Salaries and employee benefits | $130,000 | 7,001 |
| Premises and equipment expense | $30,000 | 6,806 |
| Additional noninterest expense | $78,000 | 6,997 |
| Pre-tax net operating income | $84,000 | 5,328 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $84,000 | 5,232 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $84,000 | 5,230 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $84,000 | 5,232 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $84,000 | 5,173 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 6,998 |
| Total interest expense | $415,000 | 6,752 |
| Net interest income | $1,165,000 | 7,005 |
| Provision for loan and lease losses | $25,000 | 6,748 |
| Total noninterest income | $164,000 | 6,198 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $125,000 | 5,199 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $39,000 | 6,281 |
| Total noninterest expense | $918,000 | 7,160 |
| Salaries and employee benefits | $486,000 | 7,154 |
| Premises and equipment expense | $122,000 | 6,866 |
| Additional noninterest expense | $310,000 | 7,087 |
| Pre-tax net operating income | $386,000 | 4,663 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $386,000 | 4,670 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $386,000 | 4,671 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $386,000 | 4,671 |
| Net charge-offs | $-3,000 | 7,359 |
| Cash dividends | $240,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $386,000 | 4,513 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 7,107 |
| Total interest expense | $315,000 | 6,876 |
| Net interest income | $872,000 | 7,114 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $126,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $95,000 | 5,253 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $31,000 | 6,404 |
| Total noninterest expense | $664,000 | 7,264 |
| Salaries and employee benefits | $345,000 | 7,285 |
| Premises and equipment expense | $90,000 | 6,972 |
| Additional noninterest expense | $229,000 | 7,165 |
| Pre-tax net operating income | $334,000 | 4,737 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $334,000 | 4,728 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $334,000 | 4,731 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $334,000 | 4,731 |
| Net charge-offs | $-4,000 | 7,360 |
| Cash dividends | $25,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $334,000 | 4,537 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $801,000 | 7,153 |
| Total interest expense | $213,000 | 6,953 |
| Net interest income | $588,000 | 7,155 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $91,000 | 6,216 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $67,000 | 5,190 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $24,000 | 6,327 |
| Total noninterest expense | $436,000 | 7,341 |
| Salaries and employee benefits | $224,000 | 7,370 |
| Premises and equipment expense | $59,000 | 7,035 |
| Additional noninterest expense | $153,000 | 7,215 |
| Pre-tax net operating income | $243,000 | 4,682 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $243,000 | 4,618 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $243,000 | 4,618 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $243,000 | 4,618 |
| Net charge-offs | $-37,000 | 7,664 |
| Cash dividends | $25,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $243,000 | 4,471 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 7,245 |
| Total interest expense | $107,000 | 7,057 |
| Net interest income | $297,000 | 7,215 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $48,000 | 6,186 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $31,000 | 5,310 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $220,000 | 7,439 |
| Salaries and employee benefits | $118,000 | 7,406 |
| Premises and equipment expense | $28,000 | 7,169 |
| Additional noninterest expense | $74,000 | 7,350 |
| Pre-tax net operating income | $125,000 | 4,772 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $125,000 | 4,666 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $125,000 | 4,667 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $125,000 | 4,665 |
| Net charge-offs | $-11,000 | 7,514 |
| Cash dividends | $6,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $125,000 | 4,554 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 7,342 |
| Total interest expense | $500,000 | 7,134 |
| Net interest income | $1,118,000 | 7,328 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $171,000 | 6,433 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $130,000 | 5,377 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $41,000 | 6,543 |
| Total noninterest expense | $898,000 | 7,500 |
| Salaries and employee benefits | $487,000 | 7,466 |
| Premises and equipment expense | $128,000 | 7,120 |
| Additional noninterest expense | $283,000 | 7,485 |
| Pre-tax net operating income | $391,000 | 4,267 |
| Securities gains (losses) | $30,000 | 2,871 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $421,000 | 4,107 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $421,000 | 4,105 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $421,000 | 4,105 |
| Net charge-offs | $12,000 | 6,844 |
| Cash dividends | $257,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $391,000 | 4,133 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 7,424 |
| Total interest expense | $388,000 | 7,209 |
| Net interest income | $822,000 | 7,405 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $135,000 | 6,483 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $102,000 | 5,342 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $33,000 | 6,638 |
| Total noninterest expense | $652,000 | 7,575 |
| Salaries and employee benefits | $358,000 | 7,520 |
| Premises and equipment expense | $94,000 | 7,199 |
| Additional noninterest expense | $200,000 | 7,591 |
| Pre-tax net operating income | $305,000 | 4,511 |
| Securities gains (losses) | $17,000 | 2,808 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $322,000 | 4,335 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $322,000 | 4,331 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $322,000 | 4,334 |
| Net charge-offs | $8,000 | 6,593 |
| Cash dividends | $55,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $305,000 | 4,346 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $802,000 | 7,498 |
| Total interest expense | $258,000 | 7,317 |
| Net interest income | $544,000 | 7,453 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $90,000 | 6,535 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $66,000 | 5,389 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $24,000 | 6,629 |
| Total noninterest expense | $421,000 | 7,682 |
| Salaries and employee benefits | $240,000 | 7,598 |
| Premises and equipment expense | $61,000 | 7,303 |
| Additional noninterest expense | $120,000 | 7,744 |
| Pre-tax net operating income | $213,000 | 4,573 |
| Securities gains (losses) | $17,000 | 2,396 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $230,000 | 4,364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $230,000 | 4,362 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $230,000 | 4,362 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $5,000 | 3,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $213,000 | 4,350 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 7,568 |
| Total interest expense | $128,000 | 7,405 |
| Net interest income | $269,000 | 7,499 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $50,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $31,000 | 5,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $19,000 | 6,215 |
| Total noninterest expense | $210,000 | 7,711 |
| Salaries and employee benefits | $123,000 | 7,626 |
| Premises and equipment expense | $30,000 | 7,367 |
| Additional noninterest expense | $57,000 | 7,745 |
| Pre-tax net operating income | $109,000 | 4,934 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $109,000 | 4,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 4,831 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $109,000 | 4,830 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $5,000 | 3,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $109,000 | 4,660 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 7,583 |
| Total interest expense | $590,000 | 7,525 |
| Net interest income | $1,050,000 | 7,531 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $160,000 | 6,803 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $118,000 | 5,672 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $42,000 | 6,928 |
| Total noninterest expense | $839,000 | 7,750 |
| Salaries and employee benefits | $456,000 | 7,770 |
| Premises and equipment expense | $128,000 | 7,348 |
| Additional noninterest expense | $255,000 | 7,649 |
| Pre-tax net operating income | $331,000 | 5,341 |
| Securities gains (losses) | $12,000 | 2,444 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $343,000 | 4,946 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $343,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,069 |
| Cash dividends | $216,000 | 4,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $331,000 | 5,147 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 7,671 |
| Total interest expense | $459,000 | 7,597 |
| Net interest income | $770,000 | 7,626 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $123,000 | 6,873 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $89,000 | 5,701 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 6,988 |
| Total noninterest expense | $611,000 | 7,809 |
| Salaries and employee benefits | $341,000 | 7,803 |
| Premises and equipment expense | $94,000 | 7,426 |
| Additional noninterest expense | $176,000 | 7,762 |
| Pre-tax net operating income | $282,000 | 5,707 |
| Securities gains (losses) | $12,000 | 2,294 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $294,000 | 5,243 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $294,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,100 |
| Cash dividends | $48,000 | 4,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $282,000 | 5,470 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $826,000 | 7,725 |
| Total interest expense | $321,000 | 7,648 |
| Net interest income | $505,000 | 7,685 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $81,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $55,000 | 5,821 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $408,000 | 7,877 |
| Salaries and employee benefits | $229,000 | 7,859 |
| Premises and equipment expense | $62,000 | 7,477 |
| Additional noninterest expense | $117,000 | 7,819 |
| Pre-tax net operating income | $178,000 | 5,957 |
| Securities gains (losses) | $12,000 | 2,370 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $190,000 | 5,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,124 |
| Cash dividends | $24,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $178,000 | 5,708 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $419,000 | 7,783 |
| Total interest expense | $172,000 | 7,675 |
| Net interest income | $247,000 | 7,757 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $40,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $200,000 | 7,935 |
| Salaries and employee benefits | $114,000 | 7,907 |
| Premises and equipment expense | $30,000 | 7,535 |
| Additional noninterest expense | $56,000 | 7,888 |
| Pre-tax net operating income | $87,000 | 6,157 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $94,000 | 5,917 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $94,000 | 5,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $87,000 | 5,923 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 7,817 |
| Total interest expense | $695,000 | 7,668 |
| Net interest income | $950,000 | 7,809 |
| Provision for loan and lease losses | $271,000 | 3,369 |
| Total noninterest income | $138,000 | 7,233 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $96,000 | 6,071 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $42,000 | 7,258 |
| Total noninterest expense | $746,000 | 8,020 |
| Salaries and employee benefits | $403,000 | 8,053 |
| Premises and equipment expense | $123,000 | 7,509 |
| Additional noninterest expense | $220,000 | 7,938 |
| Pre-tax net operating income | $71,000 | 7,233 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $71,000 | 7,254 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $71,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 2,116 |
| Cash dividends | $21,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $71,000 | 7,226 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 7,886 |
| Total interest expense | $519,000 | 7,712 |
| Net interest income | $700,000 | 7,873 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $105,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $71,000 | 6,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $34,000 | 7,219 |
| Total noninterest expense | $564,000 | 7,992 |
| Salaries and employee benefits | $317,000 | 7,978 |
| Premises and equipment expense | $88,000 | 7,556 |
| Additional noninterest expense | $159,000 | 7,958 |
| Pre-tax net operating income | $151,000 | 7,136 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $151,000 | 7,031 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $151,000 | 7,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $21,000 | 5,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $151,000 | 7,018 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $805,000 | 7,938 |
| Total interest expense | $344,000 | 7,751 |
| Net interest income | $461,000 | 7,951 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $72,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $45,000 | 6,229 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $27,000 | 7,090 |
| Total noninterest expense | $368,000 | 8,066 |
| Salaries and employee benefits | $210,000 | 8,038 |
| Premises and equipment expense | $57,000 | 7,634 |
| Additional noninterest expense | $101,000 | 8,049 |
| Pre-tax net operating income | $120,000 | 7,135 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $120,000 | 6,978 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $120,000 | 6,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $10,000 | 4,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $120,000 | 6,967 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $401,000 | 7,980 |
| Total interest expense | $169,000 | 7,797 |
| Net interest income | $232,000 | 8,012 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $42,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $24,000 | 6,111 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $185,000 | 8,098 |
| Salaries and employee benefits | $108,000 | 8,052 |
| Premises and equipment expense | $27,000 | 7,716 |
| Additional noninterest expense | $50,000 | 8,087 |
| Pre-tax net operating income | $89,000 | 6,800 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $89,000 | 6,564 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $89,000 | 6,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $89,000 | 6,552 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,461,000 | 7,966 |
| Total interest expense | $584,000 | 7,749 |
| Net interest income | $877,000 | 7,999 |
| Provision for loan and lease losses | $209,000 | 3,459 |
| Total noninterest income | $191,000 | 6,998 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $111,000 | 6,003 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $80,000 | 6,674 |
| Total noninterest expense | $741,000 | 8,105 |
| Salaries and employee benefits | $404,000 | 8,142 |
| Premises and equipment expense | $124,000 | 7,559 |
| Additional noninterest expense | $213,000 | 8,043 |
| Pre-tax net operating income | $118,000 | 7,654 |
| Securities gains (losses) | $-13,000 | 7,384 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $105,000 | 7,655 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $105,000 | 7,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,131 |
| Cash dividends | $97,000 | 5,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $118,000 | 7,602 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 8,059 |
| Total interest expense | $424,000 | 7,803 |
| Net interest income | $643,000 | 8,099 |
| Provision for loan and lease losses | $34,000 | 5,569 |
| Total noninterest income | $153,000 | 6,930 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $82,000 | 6,089 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 6,401 |
| Total noninterest expense | $561,000 | 8,100 |
| Salaries and employee benefits | $309,000 | 8,123 |
| Premises and equipment expense | $94,000 | 7,549 |
| Additional noninterest expense | $158,000 | 8,076 |
| Pre-tax net operating income | $201,000 | 7,412 |
| Securities gains (losses) | $-11,000 | 7,627 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $190,000 | 7,270 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $190,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $30,000 | 5,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $201,000 | 7,216 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $687,000 | 8,115 |
| Total interest expense | $270,000 | 7,840 |
| Net interest income | $417,000 | 8,180 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $115,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,138 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,057 |
| Total noninterest expense | $372,000 | 8,134 |
| Salaries and employee benefits | $207,000 | 8,165 |
| Premises and equipment expense | $62,000 | 7,587 |
| Additional noninterest expense | $103,000 | 8,119 |
| Pre-tax net operating income | $160,000 | 7,322 |
| Securities gains (losses) | $-14,000 | 7,975 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $146,000 | 7,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $146,000 | 7,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $13,000 | 5,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $160,000 | 7,089 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $313,000 | 8,222 |
| Total interest expense | $130,000 | 7,845 |
| Net interest income | $183,000 | 8,328 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $78,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,040 |
| Total noninterest expense | $185,000 | 8,173 |
| Salaries and employee benefits | $103,000 | 8,182 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $50,000 | 8,162 |
| Pre-tax net operating income | $76,000 | 7,364 |
| Securities gains (losses) | $-14,000 | 8,311 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $62,000 | 7,326 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 7,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $76,000 | 7,111 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 8,047 |
| Total interest expense | $439,000 | 7,788 |
| Net interest income | $907,000 | 8,074 |
| Provision for loan and lease losses | $55,000 | 5,644 |
| Total noninterest income | $138,000 | 7,596 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $90,000 | 6,427 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $48,000 | 7,428 |
| Total noninterest expense | $795,000 | 8,081 |
| Salaries and employee benefits | $424,000 | 8,130 |
| Premises and equipment expense | $115,000 | 7,689 |
| Additional noninterest expense | $256,000 | 7,889 |
| Pre-tax net operating income | $195,000 | 7,720 |
| Securities gains (losses) | $-26,000 | 7,947 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $169,000 | 7,716 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $169,000 | 7,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,447 |
| Cash dividends | $127,000 | 5,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $195,000 | 7,580 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $986,000 | 8,096 |
| Total interest expense | $313,000 | 7,826 |
| Net interest income | $673,000 | 8,140 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $97,000 | 7,713 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 6,478 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,649 |
| Total noninterest expense | $594,000 | 8,083 |
| Salaries and employee benefits | $318,000 | 8,109 |
| Premises and equipment expense | $82,000 | 7,764 |
| Additional noninterest expense | $194,000 | 7,875 |
| Pre-tax net operating income | $146,000 | 7,839 |
| Securities gains (losses) | $14,000 | 1,366 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $160,000 | 7,663 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $160,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $14,000 | 5,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $146,000 | 7,690 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $647,000 | 8,127 |
| Total interest expense | $196,000 | 7,851 |
| Net interest income | $451,000 | 8,151 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $64,000 | 7,706 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $41,000 | 6,574 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $393,000 | 8,097 |
| Salaries and employee benefits | $215,000 | 8,104 |
| Premises and equipment expense | $52,000 | 7,822 |
| Additional noninterest expense | $126,000 | 7,901 |
| Pre-tax net operating income | $92,000 | 7,883 |
| Securities gains (losses) | $11,000 | 1,322 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $103,000 | 7,717 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $103,000 | 7,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $13,000 | 4,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $92,000 | 7,752 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 8,192 |
| Total interest expense | $91,000 | 7,948 |
| Net interest income | $227,000 | 8,220 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $35,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $195,000 | 8,173 |
| Salaries and employee benefits | $105,000 | 8,204 |
| Premises and equipment expense | $26,000 | 7,883 |
| Additional noninterest expense | $64,000 | 7,941 |
| Pre-tax net operating income | $67,000 | 7,674 |
| Securities gains (losses) | $11,000 | 981 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $78,000 | 7,274 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $78,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $2,000 | 3,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $67,000 | 7,461 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 8,187 |
| Total interest expense | $335,000 | 7,938 |
| Net interest income | $891,000 | 8,184 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $140,000 | 7,697 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $91,000 | 6,608 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $49,000 | 7,440 |
| Total noninterest expense | $753,000 | 8,241 |
| Salaries and employee benefits | $396,000 | 8,316 |
| Premises and equipment expense | $76,000 | 8,271 |
| Additional noninterest expense | $281,000 | 7,807 |
| Pre-tax net operating income | $218,000 | 7,722 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $231,000 | 7,498 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $231,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,878 |
| Cash dividends | $159,000 | 5,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $218,000 | 7,519 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $911,000 | 8,240 |
| Total interest expense | $247,000 | 7,994 |
| Net interest income | $664,000 | 8,233 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $120,000 | 7,552 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $79,000 | 6,439 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $540,000 | 8,293 |
| Salaries and employee benefits | $284,000 | 8,359 |
| Premises and equipment expense | $52,000 | 8,371 |
| Additional noninterest expense | $204,000 | 7,879 |
| Pre-tax net operating income | $219,000 | 7,607 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $229,000 | 7,310 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $229,000 | 7,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,051 |
| Cash dividends | $30,000 | 5,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $219,000 | 7,310 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $608,000 | 8,294 |
| Total interest expense | $161,000 | 8,094 |
| Net interest income | $447,000 | 8,269 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $77,000 | 7,649 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $54,000 | 6,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,596 |
| Total noninterest expense | $357,000 | 8,345 |
| Salaries and employee benefits | $187,000 | 8,435 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $138,000 | 7,878 |
| Pre-tax net operating income | $142,000 | 7,617 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $152,000 | 7,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,579 |
| Cash dividends | $30,000 | 4,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $142,000 | 7,330 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $308,000 | 8,322 |
| Total interest expense | $80,000 | 8,165 |
| Net interest income | $228,000 | 8,286 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $40,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $180,000 | 8,383 |
| Salaries and employee benefits | $94,000 | 8,461 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $70,000 | 7,888 |
| Pre-tax net operating income | $88,000 | 7,338 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $88,000 | 7,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $88,000 | 7,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,612 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $88,000 | 7,005 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 8,352 |
| Total interest expense | $407,000 | 8,090 |
| Net interest income | $832,000 | 8,360 |
| Provision for loan and lease losses | $85,000 | 5,561 |
| Total noninterest income | $149,000 | 7,814 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $102,000 | 6,527 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $47,000 | 7,633 |
| Total noninterest expense | $676,000 | 8,497 |
| Salaries and employee benefits | $330,000 | 8,658 |
| Premises and equipment expense | $67,000 | 8,532 |
| Additional noninterest expense | $279,000 | 7,898 |
| Pre-tax net operating income | $220,000 | 7,756 |
| Securities gains (losses) | $29,000 | 2,952 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $249,000 | 7,530 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $249,000 | 7,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,259 |
| Cash dividends | $62,000 | 5,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $220,000 | 7,535 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $928,000 | 8,443 |
| Total interest expense | $323,000 | 8,136 |
| Net interest income | $605,000 | 8,480 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $108,000 | 7,924 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $76,000 | 6,587 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 7,787 |
| Total noninterest expense | $504,000 | 8,526 |
| Salaries and employee benefits | $250,000 | 8,652 |
| Premises and equipment expense | $48,000 | 8,603 |
| Additional noninterest expense | $206,000 | 7,943 |
| Pre-tax net operating income | $209,000 | 7,675 |
| Securities gains (losses) | $20,000 | 2,954 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $229,000 | 7,396 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $229,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $3,000 | 5,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $209,000 | 7,383 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $632,000 | 8,474 |
| Total interest expense | $228,000 | 8,157 |
| Net interest income | $404,000 | 8,506 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $74,000 | 7,888 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $49,000 | 6,621 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $330,000 | 8,568 |
| Salaries and employee benefits | $164,000 | 8,701 |
| Premises and equipment expense | $30,000 | 8,671 |
| Additional noninterest expense | $136,000 | 7,972 |
| Pre-tax net operating income | $148,000 | 7,614 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $148,000 | 7,471 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $148,000 | 7,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $3,000 | 5,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $148,000 | 7,288 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 8,536 |
| Total interest expense | $115,000 | 8,239 |
| Net interest income | $203,000 | 8,541 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $47,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 6,375 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $167,000 | 8,584 |
| Salaries and employee benefits | $83,000 | 8,725 |
| Premises and equipment expense | $14,000 | 8,741 |
| Additional noninterest expense | $70,000 | 7,943 |
| Pre-tax net operating income | $83,000 | 7,472 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $83,000 | 7,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $3,000 | 3,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $83,000 | 7,071 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 8,758 |
| Total interest expense | $447,000 | 8,524 |
| Net interest income | $664,000 | 8,796 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $130,000 | 8,062 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $94,000 | 6,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 8,002 |
| Total noninterest expense | $558,000 | 8,871 |
| Salaries and employee benefits | $250,000 | 9,055 |
| Premises and equipment expense | $51,000 | 8,885 |
| Additional noninterest expense | $257,000 | 8,122 |
| Pre-tax net operating income | $186,000 | 7,977 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $186,000 | 7,917 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $186,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $20,000 | 6,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $186,000 | 7,807 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 9,075 |
| Total interest expense | $576,000 | 8,876 |
| Net interest income | $526,000 | 9,148 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $116,000 | 8,291 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $77,000 | 7,040 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $39,000 | 8,049 |
| Total noninterest expense | $483,000 | 9,214 |
| Salaries and employee benefits | $228,000 | 9,322 |
| Premises and equipment expense | $46,000 | 9,195 |
| Additional noninterest expense | $209,000 | 8,580 |
| Pre-tax net operating income | $159,000 | 8,070 |
| Securities gains (losses) | $38,000 | 2,612 |
| Applicable income taxes | $6,000 | 7,708 |
| Income before extraordinary items | $191,000 | 7,805 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $191,000 | 7,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $129,000 | 5,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $154,140 | 7,892 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 9,299 |
| Total interest expense | $584,000 | 9,079 |
| Net interest income | $536,000 | 9,399 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $95,000 | 8,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,273 |
| Total noninterest expense | $481,000 | 9,437 |
| Salaries and employee benefits | $230,000 | 9,535 |
| Premises and equipment expense | $54,000 | 9,291 |
| Additional noninterest expense | $197,000 | 8,814 |
| Pre-tax net operating income | $150,000 | 8,592 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $152,000 | 8,409 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $152,000 | 8,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $125,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $150,000 | 8,419 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 9,501 |
| Total interest expense | $545,000 | 9,341 |
| Net interest income | $571,000 | 9,559 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $101,000 | 8,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 7,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,510 |
| Total noninterest expense | $476,000 | 9,697 |
| Salaries and employee benefits | $223,000 | 9,825 |
| Premises and equipment expense | $43,000 | 9,778 |
| Additional noninterest expense | $210,000 | 8,927 |
| Pre-tax net operating income | $196,000 | 8,603 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $199,000 | 8,323 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $199,000 | 8,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $171,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $196,000 | 8,308 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 9,750 |
| Total interest expense | $577,000 | 9,535 |
| Net interest income | $535,000 | 9,853 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $97,000 | 9,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $448,000 | 9,928 |
| Salaries and employee benefits | $207,000 | 10,077 |
| Premises and equipment expense | $36,000 | 10,092 |
| Additional noninterest expense | $205,000 | 9,065 |
| Pre-tax net operating income | $184,000 | 8,980 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $193,000 | 8,670 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $193,000 | 8,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $142,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $184,000 | 8,656 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 10,189 |
| Total interest expense | $567,000 | 9,925 |
| Net interest income | $540,000 | 10,301 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $114,000 | 9,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $448,000 | 10,332 |
| Salaries and employee benefits | $244,000 | 10,307 |
| Premises and equipment expense | $81,000 | 9,410 |
| Additional noninterest expense | $123,000 | 10,308 |
| Pre-tax net operating income | $188,000 | 9,633 |
| Securities gains (losses) | $60,000 | 1,233 |
| Applicable income taxes | $61,000 | 9,066 |
| Income before extraordinary items | $187,000 | 9,273 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $187,000 | 9,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,811 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $142,000 | 9,609 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 10,765 |
| Total interest expense | $540,000 | 10,468 |
| Net interest income | $496,000 | 10,901 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $117,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 7,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,793 |
| Total noninterest expense | $433,000 | 10,853 |
| Salaries and employee benefits | $233,000 | 10,819 |
| Premises and equipment expense | $80,000 | 9,811 |
| Additional noninterest expense | $120,000 | 10,895 |
| Pre-tax net operating income | $180,000 | 9,911 |
| Securities gains (losses) | $23,000 | 1,905 |
| Applicable income taxes | $45,000 | 9,783 |
| Income before extraordinary items | $158,000 | 9,709 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $158,000 | 9,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $155,000 | 5,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $140,060 | 9,830 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 11,253 |
| Total interest expense | $509,000 | 10,981 |
| Net interest income | $506,000 | 11,387 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $117,000 | 9,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $430,000 | 11,332 |
| Salaries and employee benefits | $229,000 | 11,303 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $123,000 | 11,391 |
| Pre-tax net operating income | $193,000 | 10,506 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $43,000 | 10,315 |
| Income before extraordinary items | $152,000 | 10,444 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $152,000 | 10,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $138,000 | 6,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $150,440 | 10,434 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $930,000 | 11,832 |
| Total interest expense | $406,000 | 11,553 |
| Net interest income | $524,000 | 11,930 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $120,000 | 10,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $449,000 | 11,838 |
| Salaries and employee benefits | $243,000 | 11,724 |
| Premises and equipment expense | $74,000 | 10,838 |
| Additional noninterest expense | $132,000 | 11,996 |
| Pre-tax net operating income | $195,000 | 10,930 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $40,000 | 10,689 |
| Income before extraordinary items | $142,000 | 10,914 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $142,000 | 10,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $152,140 | 10,847 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $962,000 | 12,371 |
| Total interest expense | $407,000 | 12,192 |
| Net interest income | $555,000 | 12,383 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $121,000 | 10,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $416,000 | 12,571 |
| Salaries and employee benefits | $213,000 | 12,513 |
| Premises and equipment expense | $73,000 | 11,396 |
| Additional noninterest expense | $130,000 | 12,659 |
| Pre-tax net operating income | $260,000 | 10,553 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $59,000 | 10,725 |
| Income before extraordinary items | $202,000 | 10,630 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $202,000 | 10,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $131,000 | 6,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $201,230 | 10,416 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $969,000 | 13,076 |
| Total interest expense | $443,000 | 13,010 |
| Net interest income | $526,000 | 12,983 |
| Provision for loan and lease losses | $22,000 | 10,490 |
| Total noninterest income | $139,000 | 10,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $408,000 | 13,128 |
| Salaries and employee benefits | $215,000 | 12,994 |
| Premises and equipment expense | $41,000 | 13,024 |
| Additional noninterest expense | $152,000 | 12,921 |
| Pre-tax net operating income | $235,000 | 10,749 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $43,000 | 11,451 |
| Income before extraordinary items | $192,000 | 10,712 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $192,000 | 10,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $173,000 | 5,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $192,000 | 10,376 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.