Home > ValliWide Bank > Loan Charge- Offs and Recoveries
ValliWide Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,090,000 | 258 |
| Loans secured by real estate, total | $3,172,000 | 166 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $3,172,000 | 166 |
| Construction and land development | $1,851,000 | 32 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $980,000 | 194 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $341,000 | 388 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $548,000 | 23 |
| Commercial and industrial loans | $4,244,000 | 117 |
| Loans to individuals | $2,126,000 | 399 |
| Credit card loan charge offs | $116,000 | 662 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,010,000 | 274 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,709,000 | 350 |
| Loans secured by real estate, total | $177,000 | 574 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $177,000 | 574 |
| Construction and land development | $37,000 | 221 |
| Secured by farmland | $11,000 | 279 |
| Secured by 1-4 family residential properties - total recoveries | $123,000 | 328 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,367 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $12,000 | 149 |
| Commercial and industrial loans | $418,000 | 337 |
| Loans to individuals | $1,102,000 | 256 |
| Credit card loan recoveries | $22,000 | 592 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,080,000 | 178 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,381,000 | 229 |
| Loans secured by real estate, total | $2,995,000 | 131 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,995,000 | 130 |
| Construction and land development | $1,814,000 | 24 |
| Secured by farmland | $-11,000 | 9,891 |
| Secured by 1-4 family residential properties- net charge-offs | $857,000 | 177 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $335,000 | 297 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $536,000 | 18 |
| Commercial and industrial loans | $3,826,000 | 78 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,024,000 | 506 |
| Credit card loan net charge offs | $94,000 | 666 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $930,000 | 377 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,335,000 | 290 |
| Loans secured by real estate, total | $3,623,000 | 188 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $3,623,000 | 187 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $3,623,000 | 64 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $216,000 | 36 |
| Commercial and industrial loans | $3,077,000 | 142 |
| Loans to individuals | $1,419,000 | 457 |
| Credit card loan charge offs | $56,000 | 896 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,363,000 | 315 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $576,000 | 704 |
| Loans secured by real estate, total | $26,000 | 1,874 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $26,000 | 1,873 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $26,000 | 1,028 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $5,000 | 169 |
| Commercial and industrial loans | $335,000 | 447 |
| Loans to individuals | $209,000 | 651 |
| Credit card loan recoveries | $17,000 | 716 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $192,000 | 576 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $1,000 | 288 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,759,000 | 223 |
| Loans secured by real estate, total | $3,597,000 | 145 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $3,597,000 | 145 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $3,597,000 | 57 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $211,000 | 26 |
| Commercial and industrial loans | $2,742,000 | 103 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,210,000 | 401 |
| Credit card loan net charge offs | $39,000 | 968 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,171,000 | 251 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $-1,000 | 10,417 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,350,000 | 663 |
| Loans secured by real estate, total | $1,395,000 | 428 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,395,000 | 428 |
| Construction and land development | $56,000 | 502 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $544,000 | 371 |
| Secured by multifamily residential properties | $795,000 | 110 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $731,000 | 516 |
| Loans to individuals | $224,000 | 1,230 |
| Credit card loan charge offs | $81,000 | 756 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $143,000 | 1,444 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $153,000 | 2,101 |
| Loans secured by real estate, total | $0 | 5,649 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $0 | 5,631 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $121,000 | 1,170 |
| Loans to individuals | $32,000 | 2,573 |
| Credit card loan recoveries | $17,000 | 737 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $15,000 | 3,788 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,197,000 | 529 |
| Loans secured by real estate, total | $1,395,000 | 350 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,395,000 | 350 |
| Construction and land development | $56,000 | 428 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $544,000 | 308 |
| Secured by multifamily residential properties | $795,000 | 99 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $610,000 | 398 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $192,000 | 1,017 |
| Credit card loan net charge offs | $64,000 | 755 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $128,000 | 1,041 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,763,000 | 964 |
| Loans secured by real estate, total | $591,000 | 948 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $591,000 | 947 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $244,000 | 34 |
| Total charge-offs secured by 1-4 family residential properties | $292,000 | 701 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $55,000 | 1,652 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $867,000 | 637 |
| Loans to individuals | $305,000 | 1,114 |
| Credit card loan charge offs | $38,000 | 1,168 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $267,000 | 966 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $325,000 | 1,264 |
| Loans secured by real estate, total | $1,000 | 5,487 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,000 | 5,485 |
| Construction and land development | $1,000 | 839 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $295,000 | 608 |
| Loans to individuals | $29,000 | 2,919 |
| Credit card loan recoveries | $4,000 | 1,458 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $25,000 | 2,961 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,438,000 | 891 |
| Loans secured by real estate, total | $590,000 | 820 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $590,000 | 818 |
| Construction and land development | $-1,000 | 12,783 |
| Secured by farmland | $244,000 | 28 |
| Secured by 1-4 family residential properties- net charge-offs | $292,000 | 620 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $55,000 | 1,431 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $572,000 | 676 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $276,000 | 900 |
| Credit card loan net charge offs | $34,000 | 1,091 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $242,000 | 711 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,368,000 | 1,467 |
| Loans secured by real estate, total | $164,000 | 2,391 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $164,000 | 2,390 |
| Construction and land development | $148,000 | 705 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $15,000 | 4,263 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $1,000 | 3,851 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,053,000 | 744 |
| Loans to individuals | $146,000 | 2,334 |
| Credit card loan charge offs | $61,000 | 1,053 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $85,000 | 2,991 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $5,000 | 396 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $370,000 | 1,154 |
| Loans secured by real estate, total | $22,000 | 2,516 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $22,000 | 2,516 |
| Construction and land development | $22,000 | 499 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $298,000 | 598 |
| Loans to individuals | $43,000 | 2,342 |
| Credit card loan recoveries | $7,000 | 1,183 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $36,000 | 2,424 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $7,000 | 274 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $998,000 | 1,557 |
| Loans secured by real estate, total | $142,000 | 2,282 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $142,000 | 2,282 |
| Construction and land development | $126,000 | 707 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $15,000 | 3,728 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $1,000 | 3,540 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $755,000 | 829 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $103,000 | 2,299 |
| Credit card loan net charge offs | $54,000 | 1,018 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $49,000 | 3,247 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $-2,000 | 11,893 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.