Home > ValliWide Bank > Net charge- offs to loans
ValliWide Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0090% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8182% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 2.6634% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2238% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6342% | 50 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6901% | 43 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3759% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0466% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0340% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6043% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0566% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2026% | 56 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9698% | 11 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1614% | 11 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0784% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2039% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4654% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2610% | 199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5251% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7408% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0973% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 28.6590% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7719% | 65 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8357% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3909% | 393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6899% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8118% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4314% | 3,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3493% | 406 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 1,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1077% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4573% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4924% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4415% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1342% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9442% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3337% | 5,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0858% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.2820% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0262% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7156% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8639% | 658 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9333% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0124% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |