Home > Valley View State Bank > Income and Expense
Valley View State Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $24,234,000 | 1,096 |
| Total interest expense | $2,816,000 | 1,026 |
| Net interest income | $21,418,000 | 1,103 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $3,865,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $826,000 | 1,404 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,039,000 | 1,200 |
| Total noninterest expense | $14,328,000 | 1,365 |
| Salaries and employee benefits | $7,041,000 | 1,537 |
| Premises and equipment expense | $1,768,000 | 1,313 |
| Additional noninterest expense | $5,519,000 | 1,165 |
| Pre-tax net operating income | $10,955,000 | 861 |
| Securities gains (losses) | $585,000 | 378 |
| Applicable income taxes | $3,689,000 | 677 |
| Income before extraordinary items | $7,851,000 | 954 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,851,000 | 953 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,851,000 | 953 |
| Net charge-offs | $254,000 | 1,694 |
| Cash dividends | $1,950,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $7,453,200 | 977 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $18,295,000 | 1,097 |
| Total interest expense | $1,986,000 | 1,088 |
| Net interest income | $16,309,000 | 1,088 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,351,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $620,000 | 1,404 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,731,000 | 1,441 |
| Total noninterest expense | $10,422,000 | 1,406 |
| Salaries and employee benefits | $5,300,000 | 1,532 |
| Premises and equipment expense | $1,316,000 | 1,334 |
| Additional noninterest expense | $3,806,000 | 1,247 |
| Pre-tax net operating income | $8,238,000 | 864 |
| Securities gains (losses) | $222,000 | 747 |
| Applicable income taxes | $2,688,000 | 703 |
| Income before extraordinary items | $5,772,000 | 971 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,772,000 | 971 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,772,000 | 971 |
| Net charge-offs | $-147,000 | 5,672 |
| Cash dividends | $1,950,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $5,621,040 | 973 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $12,346,000 | 1,086 |
| Total interest expense | $1,341,000 | 1,070 |
| Net interest income | $11,005,000 | 1,079 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,570,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $399,000 | 1,430 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,171,000 | 1,398 |
| Total noninterest expense | $6,901,000 | 1,425 |
| Salaries and employee benefits | $3,566,000 | 1,524 |
| Premises and equipment expense | $831,000 | 1,382 |
| Additional noninterest expense | $2,504,000 | 1,269 |
| Pre-tax net operating income | $5,674,000 | 826 |
| Securities gains (losses) | $221,000 | 557 |
| Applicable income taxes | $1,889,000 | 674 |
| Income before extraordinary items | $4,006,000 | 909 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,006,000 | 906 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,006,000 | 908 |
| Net charge-offs | $-9,000 | 4,932 |
| Cash dividends | $1,950,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,855,720 | 910 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 1,087 |
| Total interest expense | $678,000 | 1,050 |
| Net interest income | $5,500,000 | 1,079 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $622,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $192,000 | 1,481 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $430,000 | 1,663 |
| Total noninterest expense | $3,506,000 | 1,404 |
| Salaries and employee benefits | $1,794,000 | 1,521 |
| Premises and equipment expense | $423,000 | 1,371 |
| Additional noninterest expense | $1,289,000 | 1,237 |
| Pre-tax net operating income | $2,616,000 | 867 |
| Securities gains (losses) | $221,000 | 275 |
| Applicable income taxes | $902,000 | 682 |
| Income before extraordinary items | $1,935,000 | 925 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,935,000 | 926 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,935,000 | 926 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,784,720 | 971 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $24,398,000 | 1,065 |
| Total interest expense | $3,078,000 | 909 |
| Net interest income | $21,320,000 | 1,071 |
| Provision for loan and lease losses | $7,000 | 4,275 |
| Total noninterest income | $627,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $825,000 | 1,435 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-198,000 | 6,142 |
| Total noninterest expense | $14,278,000 | 1,370 |
| Salaries and employee benefits | $6,906,000 | 1,532 |
| Premises and equipment expense | $1,628,000 | 1,418 |
| Additional noninterest expense | $5,744,000 | 1,127 |
| Pre-tax net operating income | $7,662,000 | 1,114 |
| Securities gains (losses) | $69,000 | 1,413 |
| Applicable income taxes | $2,184,000 | 952 |
| Income before extraordinary items | $5,547,000 | 1,256 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,547,000 | 1,256 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,547,000 | 1,256 |
| Net charge-offs | $-152,000 | 5,812 |
| Cash dividends | $2,166,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,497,320 | 1,236 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $18,244,000 | 1,075 |
| Total interest expense | $2,360,000 | 896 |
| Net interest income | $15,884,000 | 1,081 |
| Provision for loan and lease losses | $7,000 | 4,102 |
| Total noninterest income | $286,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $620,000 | 1,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-334,000 | 6,248 |
| Total noninterest expense | $10,814,000 | 1,363 |
| Salaries and employee benefits | $5,194,000 | 1,538 |
| Premises and equipment expense | $1,186,000 | 1,471 |
| Additional noninterest expense | $4,434,000 | 1,100 |
| Pre-tax net operating income | $5,349,000 | 1,191 |
| Securities gains (losses) | $69,000 | 1,266 |
| Applicable income taxes | $1,411,000 | 1,077 |
| Income before extraordinary items | $4,007,000 | 1,295 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,007,000 | 1,296 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,007,000 | 1,295 |
| Net charge-offs | $-147,000 | 5,895 |
| Cash dividends | $1,055,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,955,940 | 1,280 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,094,000 | 1,074 |
| Total interest expense | $1,624,000 | 878 |
| Net interest income | $10,470,000 | 1,091 |
| Provision for loan and lease losses | $7,000 | 3,867 |
| Total noninterest income | $-196,000 | 6,322 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $410,000 | 1,438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-606,000 | 6,340 |
| Total noninterest expense | $7,082,000 | 1,389 |
| Salaries and employee benefits | $3,473,000 | 1,542 |
| Premises and equipment expense | $766,000 | 1,528 |
| Additional noninterest expense | $2,843,000 | 1,138 |
| Pre-tax net operating income | $3,185,000 | 1,309 |
| Securities gains (losses) | $69,000 | 1,046 |
| Applicable income taxes | $807,000 | 1,208 |
| Income before extraordinary items | $2,447,000 | 1,365 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,447,000 | 1,367 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,447,000 | 1,366 |
| Net charge-offs | $-25,000 | 5,541 |
| Cash dividends | $1,055,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,395,250 | 1,355 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,019,000 | 1,078 |
| Total interest expense | $853,000 | 836 |
| Net interest income | $5,166,000 | 1,103 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $7,000 | 6,245 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $206,000 | 1,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-199,000 | 6,399 |
| Total noninterest expense | $3,554,000 | 1,379 |
| Salaries and employee benefits | $1,761,000 | 1,529 |
| Premises and equipment expense | $383,000 | 1,552 |
| Additional noninterest expense | $1,410,000 | 1,128 |
| Pre-tax net operating income | $1,619,000 | 1,252 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $401,000 | 1,192 |
| Income before extraordinary items | $1,218,000 | 1,352 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,218,000 | 1,353 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,218,000 | 1,354 |
| Net charge-offs | $13,000 | 2,364 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,218,000 | 1,311 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $25,423,000 | 1,005 |
| Total interest expense | $3,967,000 | 740 |
| Net interest income | $21,456,000 | 1,056 |
| Provision for loan and lease losses | $281,000 | 2,082 |
| Total noninterest income | $-949,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $890,000 | 1,444 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-1,839,000 | 6,500 |
| Total noninterest expense | $14,652,000 | 1,335 |
| Salaries and employee benefits | $6,814,000 | 1,535 |
| Premises and equipment expense | $1,496,000 | 1,574 |
| Additional noninterest expense | $6,342,000 | 1,041 |
| Pre-tax net operating income | $5,574,000 | 1,385 |
| Securities gains (losses) | $50,000 | 1,734 |
| Applicable income taxes | $1,272,000 | 1,316 |
| Income before extraordinary items | $4,352,000 | 1,473 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,352,000 | 1,471 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,352,000 | 1,472 |
| Net charge-offs | $640,000 | 1,236 |
| Cash dividends | $1,805,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,313,500 | 1,458 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,277,000 | 1,000 |
| Total interest expense | $3,030,000 | 730 |
| Net interest income | $16,247,000 | 1,051 |
| Provision for loan and lease losses | $278,000 | 1,716 |
| Total noninterest income | $-570,000 | 6,567 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $661,000 | 1,460 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-1,231,000 | 6,575 |
| Total noninterest expense | $10,906,000 | 1,349 |
| Salaries and employee benefits | $5,152,000 | 1,512 |
| Premises and equipment expense | $1,133,000 | 1,572 |
| Additional noninterest expense | $4,621,000 | 1,067 |
| Pre-tax net operating income | $4,493,000 | 1,322 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,046,000 | 1,273 |
| Income before extraordinary items | $3,447,000 | 1,400 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,447,000 | 1,398 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,447,000 | 1,400 |
| Net charge-offs | $556,000 | 1,064 |
| Cash dividends | $807,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,447,000 | 1,375 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,923,000 | 988 |
| Total interest expense | $2,041,000 | 727 |
| Net interest income | $10,882,000 | 1,032 |
| Provision for loan and lease losses | $226,000 | 1,536 |
| Total noninterest income | $-360,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $428,000 | 1,478 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-788,000 | 6,646 |
| Total noninterest expense | $7,358,000 | 1,339 |
| Salaries and employee benefits | $3,469,000 | 1,500 |
| Premises and equipment expense | $766,000 | 1,551 |
| Additional noninterest expense | $3,123,000 | 1,039 |
| Pre-tax net operating income | $2,938,000 | 1,306 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $685,000 | 1,273 |
| Income before extraordinary items | $2,253,000 | 1,387 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,253,000 | 1,388 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,253,000 | 1,389 |
| Net charge-offs | $566,000 | 793 |
| Cash dividends | $807,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,253,000 | 1,369 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,472,000 | 978 |
| Total interest expense | $1,037,000 | 713 |
| Net interest income | $5,435,000 | 1,032 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $-202,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $204,000 | 1,523 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-406,000 | 6,714 |
| Total noninterest expense | $3,776,000 | 1,329 |
| Salaries and employee benefits | $1,743,000 | 1,507 |
| Premises and equipment expense | $389,000 | 1,557 |
| Additional noninterest expense | $1,644,000 | 977 |
| Pre-tax net operating income | $1,307,000 | 1,412 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $297,000 | 1,353 |
| Income before extraordinary items | $1,010,000 | 1,481 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,010,000 | 1,484 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,010,000 | 1,484 |
| Net charge-offs | $10,000 | 2,841 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,010,000 | 1,459 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $25,730,000 | 980 |
| Total interest expense | $4,961,000 | 677 |
| Net interest income | $20,769,000 | 1,059 |
| Provision for loan and lease losses | $2,264,000 | 562 |
| Total noninterest income | $-488,000 | 6,772 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $848,000 | 1,566 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-1,336,000 | 6,790 |
| Total noninterest expense | $15,804,000 | 1,262 |
| Salaries and employee benefits | $6,916,000 | 1,501 |
| Premises and equipment expense | $1,462,000 | 1,611 |
| Additional noninterest expense | $7,426,000 | 918 |
| Pre-tax net operating income | $2,213,000 | 2,668 |
| Securities gains (losses) | $20,000 | 2,341 |
| Applicable income taxes | $-1,000 | 6,235 |
| Income before extraordinary items | $2,234,000 | 2,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,234,000 | 2,394 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,234,000 | 2,393 |
| Net charge-offs | $10,263,000 | 178 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,214,000 | 2,359 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $19,164,000 | 1,004 |
| Total interest expense | $3,850,000 | 662 |
| Net interest income | $15,314,000 | 1,078 |
| Provision for loan and lease losses | $2,008,000 | 495 |
| Total noninterest income | $-466,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $632,000 | 1,584 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-1,098,000 | 6,870 |
| Total noninterest expense | $11,537,000 | 1,294 |
| Salaries and employee benefits | $5,242,000 | 1,490 |
| Premises and equipment expense | $1,108,000 | 1,602 |
| Additional noninterest expense | $5,187,000 | 977 |
| Pre-tax net operating income | $1,303,000 | 3,193 |
| Securities gains (losses) | $19,000 | 2,238 |
| Applicable income taxes | $-172,000 | 6,734 |
| Income before extraordinary items | $1,494,000 | 2,667 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,494,000 | 2,671 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,494,000 | 2,671 |
| Net charge-offs | $9,032,000 | 155 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,475,000 | 2,613 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,639,000 | 1,002 |
| Total interest expense | $2,646,000 | 660 |
| Net interest income | $9,993,000 | 1,090 |
| Provision for loan and lease losses | $651,000 | 926 |
| Total noninterest income | $-954,000 | 6,925 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $415,000 | 1,584 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,369,000 | 6,930 |
| Total noninterest expense | $7,691,000 | 1,301 |
| Salaries and employee benefits | $3,521,000 | 1,479 |
| Premises and equipment expense | $720,000 | 1,648 |
| Additional noninterest expense | $3,450,000 | 966 |
| Pre-tax net operating income | $697,000 | 3,583 |
| Securities gains (losses) | $18,000 | 2,064 |
| Applicable income taxes | $-169,000 | 6,801 |
| Income before extraordinary items | $884,000 | 2,872 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $884,000 | 2,876 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $884,000 | 2,876 |
| Net charge-offs | $6,324,000 | 154 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $866,000 | 2,820 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,425,000 | 984 |
| Total interest expense | $1,382,000 | 640 |
| Net interest income | $5,043,000 | 1,081 |
| Provision for loan and lease losses | $251,000 | 1,139 |
| Total noninterest income | $-338,000 | 6,994 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $209,000 | 1,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-547,000 | 6,999 |
| Total noninterest expense | $3,918,000 | 1,291 |
| Salaries and employee benefits | $1,798,000 | 1,478 |
| Premises and equipment expense | $368,000 | 1,636 |
| Additional noninterest expense | $1,752,000 | 961 |
| Pre-tax net operating income | $536,000 | 2,753 |
| Securities gains (losses) | $18,000 | 1,302 |
| Applicable income taxes | $-36,000 | 6,842 |
| Income before extraordinary items | $590,000 | 2,284 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $590,000 | 2,286 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $590,000 | 2,286 |
| Net charge-offs | $6,280,000 | 102 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $572,000 | 2,244 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $28,479,000 | 918 |
| Total interest expense | $7,757,000 | 547 |
| Net interest income | $20,722,000 | 1,064 |
| Provision for loan and lease losses | $2,626,000 | 862 |
| Total noninterest income | $-983,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $940,000 | 1,491 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,923,000 | 7,035 |
| Total noninterest expense | $15,433,000 | 1,295 |
| Salaries and employee benefits | $6,739,000 | 1,507 |
| Premises and equipment expense | $1,341,000 | 1,759 |
| Additional noninterest expense | $7,353,000 | 950 |
| Pre-tax net operating income | $1,680,000 | 3,137 |
| Securities gains (losses) | $44,000 | 2,803 |
| Applicable income taxes | $-478,000 | 6,892 |
| Income before extraordinary items | $2,202,000 | 2,416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,202,000 | 2,416 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,202,000 | 2,417 |
| Net charge-offs | $2,051,000 | 1,137 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,158,000 | 2,317 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $21,886,000 | 914 |
| Total interest expense | $6,013,000 | 558 |
| Net interest income | $15,873,000 | 1,048 |
| Provision for loan and lease losses | $1,416,000 | 1,131 |
| Total noninterest income | $-838,000 | 7,126 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $705,000 | 1,498 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,543,000 | 7,144 |
| Total noninterest expense | $11,732,000 | 1,277 |
| Salaries and employee benefits | $5,050,000 | 1,502 |
| Premises and equipment expense | $1,025,000 | 1,731 |
| Additional noninterest expense | $5,657,000 | 924 |
| Pre-tax net operating income | $1,887,000 | 2,464 |
| Securities gains (losses) | $44,000 | 2,510 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $1,930,000 | 2,177 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,930,000 | 2,177 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,930,000 | 2,178 |
| Net charge-offs | $995,000 | 1,477 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,886,000 | 2,090 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $14,847,000 | 898 |
| Total interest expense | $4,104,000 | 567 |
| Net interest income | $10,743,000 | 1,028 |
| Provision for loan and lease losses | $897,000 | 1,208 |
| Total noninterest income | $-479,000 | 7,186 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $466,000 | 1,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-945,000 | 7,204 |
| Total noninterest expense | $7,948,000 | 1,258 |
| Salaries and employee benefits | $3,350,000 | 1,509 |
| Premises and equipment expense | $675,000 | 1,743 |
| Additional noninterest expense | $3,923,000 | 877 |
| Pre-tax net operating income | $1,419,000 | 2,240 |
| Securities gains (losses) | $45,000 | 2,110 |
| Applicable income taxes | $148,000 | 2,732 |
| Income before extraordinary items | $1,316,000 | 2,107 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,316,000 | 2,106 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,316,000 | 2,107 |
| Net charge-offs | $946,000 | 1,181 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,275,500 | 2,047 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,446,000 | 904 |
| Total interest expense | $2,113,000 | 568 |
| Net interest income | $5,333,000 | 1,035 |
| Provision for loan and lease losses | $301,000 | 1,494 |
| Total noninterest income | $-329,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $239,000 | 1,456 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-568,000 | 7,276 |
| Total noninterest expense | $3,929,000 | 1,262 |
| Salaries and employee benefits | $1,669,000 | 1,524 |
| Premises and equipment expense | $321,000 | 1,852 |
| Additional noninterest expense | $1,939,000 | 873 |
| Pre-tax net operating income | $774,000 | 2,079 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $109,000 | 2,361 |
| Income before extraordinary items | $665,000 | 2,083 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $665,000 | 2,084 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $665,000 | 2,085 |
| Net charge-offs | $698,000 | 870 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $665,000 | 1,983 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $31,788,000 | 876 |
| Total interest expense | $9,993,000 | 571 |
| Net interest income | $21,795,000 | 1,006 |
| Provision for loan and lease losses | $7,579,000 | 540 |
| Total noninterest income | $1,524,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $998,000 | 1,481 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $526,000 | 3,043 |
| Total noninterest expense | $16,658,000 | 1,183 |
| Salaries and employee benefits | $6,815,000 | 1,452 |
| Premises and equipment expense | $1,405,000 | 1,765 |
| Additional noninterest expense | $8,438,000 | 847 |
| Pre-tax net operating income | $-918,000 | 6,553 |
| Securities gains (losses) | $55,000 | 2,526 |
| Applicable income taxes | $-1,064,000 | 7,181 |
| Income before extraordinary items | $201,000 | 5,553 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $201,000 | 5,554 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $201,000 | 5,554 |
| Net charge-offs | $5,693,000 | 723 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $165,800 | 5,541 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $24,173,000 | 878 |
| Total interest expense | $7,625,000 | 585 |
| Net interest income | $16,548,000 | 1,000 |
| Provision for loan and lease losses | $6,072,000 | 527 |
| Total noninterest income | $925,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $746,000 | 1,490 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $179,000 | 4,259 |
| Total noninterest expense | $12,704,000 | 1,160 |
| Salaries and employee benefits | $5,192,000 | 1,427 |
| Premises and equipment expense | $1,086,000 | 1,738 |
| Additional noninterest expense | $6,426,000 | 830 |
| Pre-tax net operating income | $-1,303,000 | 6,873 |
| Securities gains (losses) | $24,000 | 2,728 |
| Applicable income taxes | $-1,035,000 | 7,305 |
| Income before extraordinary items | $-244,000 | 6,539 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-244,000 | 6,540 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-244,000 | 6,540 |
| Net charge-offs | $5,680,000 | 569 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-259,360 | 6,492 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $16,094,000 | 894 |
| Total interest expense | $5,134,000 | 601 |
| Net interest income | $10,960,000 | 1,007 |
| Provision for loan and lease losses | $2,364,000 | 820 |
| Total noninterest income | $836,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $480,000 | 1,514 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $356,000 | 2,618 |
| Total noninterest expense | $8,502,000 | 1,176 |
| Salaries and employee benefits | $3,478,000 | 1,433 |
| Premises and equipment expense | $738,000 | 1,719 |
| Additional noninterest expense | $4,286,000 | 847 |
| Pre-tax net operating income | $930,000 | 2,666 |
| Securities gains (losses) | $24,000 | 2,007 |
| Applicable income taxes | $-27,000 | 6,961 |
| Income before extraordinary items | $981,000 | 2,312 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $981,000 | 2,312 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $981,000 | 2,312 |
| Net charge-offs | $2,642,000 | 760 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $957,000 | 2,271 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,893,000 | 919 |
| Total interest expense | $2,569,000 | 631 |
| Net interest income | $5,324,000 | 1,035 |
| Provision for loan and lease losses | $954,000 | 892 |
| Total noninterest income | $434,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $237,000 | 1,509 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $197,000 | 2,489 |
| Total noninterest expense | $4,144,000 | 1,207 |
| Salaries and employee benefits | $1,740,000 | 1,451 |
| Premises and equipment expense | $386,000 | 1,664 |
| Additional noninterest expense | $2,018,000 | 888 |
| Pre-tax net operating income | $660,000 | 2,063 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $50,000 | 2,820 |
| Income before extraordinary items | $610,000 | 1,894 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $610,000 | 1,892 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $610,000 | 1,894 |
| Net charge-offs | $1,436,000 | 666 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $610,000 | 1,844 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $33,950,000 | 897 |
| Total interest expense | $11,524,000 | 696 |
| Net interest income | $22,426,000 | 981 |
| Provision for loan and lease losses | $4,727,000 | 1,201 |
| Total noninterest income | $2,048,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,200,000 | 1,248 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $848,000 | 2,413 |
| Total noninterest expense | $17,132,000 | 1,182 |
| Salaries and employee benefits | $6,927,000 | 1,426 |
| Premises and equipment expense | $1,499,000 | 1,710 |
| Additional noninterest expense | $8,706,000 | 851 |
| Pre-tax net operating income | $2,615,000 | 1,829 |
| Securities gains (losses) | $90,000 | 2,248 |
| Applicable income taxes | $-184,000 | 6,949 |
| Income before extraordinary items | $2,889,000 | 1,448 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,889,000 | 1,450 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,889,000 | 1,451 |
| Net charge-offs | $4,552,000 | 1,102 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,799,000 | 1,437 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $25,810,000 | 898 |
| Total interest expense | $8,761,000 | 712 |
| Net interest income | $17,049,000 | 970 |
| Provision for loan and lease losses | $3,719,000 | 1,106 |
| Total noninterest income | $2,843,000 | 1,299 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $947,000 | 1,223 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,896,000 | 1,148 |
| Total noninterest expense | $13,441,000 | 1,096 |
| Salaries and employee benefits | $5,266,000 | 1,409 |
| Premises and equipment expense | $1,174,000 | 1,668 |
| Additional noninterest expense | $7,001,000 | 777 |
| Pre-tax net operating income | $2,732,000 | 1,435 |
| Securities gains (losses) | $90,000 | 2,019 |
| Applicable income taxes | $433,000 | 1,803 |
| Income before extraordinary items | $2,389,000 | 1,387 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,389,000 | 1,390 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,389,000 | 1,391 |
| Net charge-offs | $398,000 | 3,361 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,312,500 | 1,381 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $17,430,000 | 891 |
| Total interest expense | $5,875,000 | 729 |
| Net interest income | $11,555,000 | 960 |
| Provision for loan and lease losses | $2,407,000 | 1,107 |
| Total noninterest income | $1,769,000 | 1,336 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $655,000 | 1,191 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,114,000 | 1,200 |
| Total noninterest expense | $9,199,000 | 1,071 |
| Salaries and employee benefits | $3,560,000 | 1,396 |
| Premises and equipment expense | $775,000 | 1,708 |
| Additional noninterest expense | $4,864,000 | 743 |
| Pre-tax net operating income | $1,718,000 | 1,514 |
| Securities gains (losses) | $90,000 | 1,482 |
| Applicable income taxes | $268,000 | 1,845 |
| Income before extraordinary items | $1,540,000 | 1,429 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,540,000 | 1,429 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,540,000 | 1,430 |
| Net charge-offs | $127,000 | 3,990 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,463,500 | 1,431 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,789,000 | 899 |
| Total interest expense | $2,957,000 | 770 |
| Net interest income | $5,832,000 | 966 |
| Provision for loan and lease losses | $1,503,000 | 887 |
| Total noninterest income | $846,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $328,000 | 1,196 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $518,000 | 1,260 |
| Total noninterest expense | $4,441,000 | 1,126 |
| Salaries and employee benefits | $1,820,000 | 1,375 |
| Premises and equipment expense | $380,000 | 1,784 |
| Additional noninterest expense | $2,241,000 | 807 |
| Pre-tax net operating income | $734,000 | 1,739 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $64,000 | 2,567 |
| Income before extraordinary items | $670,000 | 1,627 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $670,000 | 1,628 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $670,000 | 1,629 |
| Net charge-offs | $-59,000 | 7,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $670,000 | 1,566 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $35,839,000 | 943 |
| Total interest expense | $12,260,000 | 967 |
| Net interest income | $23,579,000 | 916 |
| Provision for loan and lease losses | $10,235,000 | 854 |
| Total noninterest income | $3,955,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,479,000 | 1,164 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,476,000 | 1,182 |
| Total noninterest expense | $16,862,000 | 1,234 |
| Salaries and employee benefits | $7,083,000 | 1,422 |
| Premises and equipment expense | $1,607,000 | 1,683 |
| Additional noninterest expense | $8,172,000 | 958 |
| Pre-tax net operating income | $437,000 | 4,137 |
| Securities gains (losses) | $-24,000 | 7,078 |
| Applicable income taxes | $-627,000 | 7,121 |
| Income before extraordinary items | $1,040,000 | 2,702 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,040,000 | 2,701 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,040,000 | 2,702 |
| Net charge-offs | $5,602,000 | 1,051 |
| Cash dividends | $1,392,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,064,000 | 2,624 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $26,739,000 | 965 |
| Total interest expense | $9,141,000 | 1,028 |
| Net interest income | $17,598,000 | 924 |
| Provision for loan and lease losses | $7,924,000 | 750 |
| Total noninterest income | $3,023,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,109,000 | 1,164 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,914,000 | 1,186 |
| Total noninterest expense | $12,122,000 | 1,271 |
| Salaries and employee benefits | $5,331,000 | 1,439 |
| Premises and equipment expense | $1,224,000 | 1,675 |
| Additional noninterest expense | $5,567,000 | 1,015 |
| Pre-tax net operating income | $575,000 | 3,675 |
| Securities gains (losses) | $-24,000 | 7,301 |
| Applicable income taxes | $-366,000 | 7,258 |
| Income before extraordinary items | $917,000 | 2,619 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $917,000 | 2,616 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $917,000 | 2,619 |
| Net charge-offs | $3,057,000 | 1,171 |
| Cash dividends | $1,392,000 | 934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $941,000 | 2,527 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,788,000 | 987 |
| Total interest expense | $6,017,000 | 1,099 |
| Net interest income | $11,771,000 | 921 |
| Provision for loan and lease losses | $7,513,000 | 556 |
| Total noninterest income | $2,045,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $750,000 | 1,132 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,295,000 | 1,196 |
| Total noninterest expense | $7,778,000 | 1,344 |
| Salaries and employee benefits | $3,596,000 | 1,446 |
| Premises and equipment expense | $815,000 | 1,705 |
| Additional noninterest expense | $3,367,000 | 1,138 |
| Pre-tax net operating income | $-1,475,000 | 7,228 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-929,000 | 7,734 |
| Income before extraordinary items | $-546,000 | 6,806 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-546,000 | 6,806 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-546,000 | 6,806 |
| Net charge-offs | $2,471,000 | 984 |
| Cash dividends | $1,152,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-546,000 | 6,785 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,907,000 | 996 |
| Total interest expense | $2,941,000 | 1,169 |
| Net interest income | $5,966,000 | 905 |
| Provision for loan and lease losses | $1,303,000 | 1,003 |
| Total noninterest income | $888,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $374,000 | 1,117 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $514,000 | 1,367 |
| Total noninterest expense | $3,702,000 | 1,351 |
| Salaries and employee benefits | $1,837,000 | 1,424 |
| Premises and equipment expense | $408,000 | 1,731 |
| Additional noninterest expense | $1,457,000 | 1,147 |
| Pre-tax net operating income | $1,849,000 | 670 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $520,000 | 647 |
| Income before extraordinary items | $1,329,000 | 773 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,329,000 | 773 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,329,000 | 775 |
| Net charge-offs | $17,000 | 4,442 |
| Cash dividends | $437,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,329,000 | 721 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $39,815,000 | 937 |
| Total interest expense | $13,855,000 | 1,168 |
| Net interest income | $25,960,000 | 829 |
| Provision for loan and lease losses | $2,352,000 | 1,623 |
| Total noninterest income | $3,759,000 | 1,328 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,466,000 | 1,230 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,293,000 | 1,185 |
| Total noninterest expense | $14,181,000 | 1,383 |
| Salaries and employee benefits | $7,002,000 | 1,474 |
| Premises and equipment expense | $1,529,000 | 1,790 |
| Additional noninterest expense | $5,650,000 | 1,137 |
| Pre-tax net operating income | $13,186,000 | 404 |
| Securities gains (losses) | $67,000 | 1,412 |
| Applicable income taxes | $4,274,000 | 361 |
| Income before extraordinary items | $8,979,000 | 429 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,979,000 | 430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,241,000 | 783 |
| Cash dividends | $3,484,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $8,933,440 | 456 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $30,026,000 | 963 |
| Total interest expense | $10,555,000 | 1,197 |
| Net interest income | $19,471,000 | 845 |
| Provision for loan and lease losses | $138,000 | 4,728 |
| Total noninterest income | $2,858,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,059,000 | 1,281 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,799,000 | 1,201 |
| Total noninterest expense | $10,484,000 | 1,380 |
| Salaries and employee benefits | $5,321,000 | 1,478 |
| Premises and equipment expense | $1,105,000 | 1,846 |
| Additional noninterest expense | $4,058,000 | 1,133 |
| Pre-tax net operating income | $11,707,000 | 439 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,961,000 | 377 |
| Income before extraordinary items | $7,746,000 | 471 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $7,746,000 | 470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 2,264 |
| Cash dividends | $2,648,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $7,746,000 | 493 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,066,000 | 971 |
| Total interest expense | $7,143,000 | 1,230 |
| Net interest income | $12,923,000 | 840 |
| Provision for loan and lease losses | $19,000 | 6,013 |
| Total noninterest income | $2,005,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $812,000 | 1,091 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,193,000 | 1,242 |
| Total noninterest expense | $7,007,000 | 1,371 |
| Salaries and employee benefits | $3,509,000 | 1,502 |
| Premises and equipment expense | $713,000 | 1,902 |
| Additional noninterest expense | $2,785,000 | 1,077 |
| Pre-tax net operating income | $7,902,000 | 466 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,744,000 | 402 |
| Income before extraordinary items | $5,158,000 | 538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,158,000 | 537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,687 |
| Cash dividends | $1,612,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $5,158,000 | 528 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,210,000 | 976 |
| Total interest expense | $3,720,000 | 1,261 |
| Net interest income | $6,490,000 | 835 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $799,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $394,000 | 1,100 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $405,000 | 1,616 |
| Total noninterest expense | $3,363,000 | 1,425 |
| Salaries and employee benefits | $1,744,000 | 1,534 |
| Premises and equipment expense | $351,000 | 1,942 |
| Additional noninterest expense | $1,268,000 | 1,138 |
| Pre-tax net operating income | $3,920,000 | 499 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,366,000 | 463 |
| Income before extraordinary items | $2,554,000 | 590 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,554,000 | 591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,651 |
| Cash dividends | $662,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,554,000 | 564 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $44,413,000 | 945 |
| Total interest expense | $15,903,000 | 1,251 |
| Net interest income | $28,510,000 | 775 |
| Provision for loan and lease losses | $-234,000 | 8,444 |
| Total noninterest income | $8,569,000 | 695 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,629,000 | 1,090 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,940,000 | 524 |
| Total noninterest expense | $13,163,000 | 1,407 |
| Salaries and employee benefits | $6,925,000 | 1,458 |
| Premises and equipment expense | $1,337,000 | 1,950 |
| Additional noninterest expense | $4,901,000 | 1,160 |
| Pre-tax net operating income | $24,150,000 | 401 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,450,000 | 371 |
| Income before extraordinary items | $15,700,000 | 431 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,700,000 | 428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-228,000 | 8,454 |
| Cash dividends | $7,621,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $15,700,000 | 424 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,193,000 | 980 |
| Total interest expense | $11,911,000 | 1,260 |
| Net interest income | $20,282,000 | 811 |
| Provision for loan and lease losses | $-15,000 | 8,316 |
| Total noninterest income | $7,847,000 | 598 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,216,000 | 1,086 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,631,000 | 450 |
| Total noninterest expense | $9,639,000 | 1,418 |
| Salaries and employee benefits | $5,214,000 | 1,456 |
| Premises and equipment expense | $990,000 | 1,956 |
| Additional noninterest expense | $3,435,000 | 1,193 |
| Pre-tax net operating income | $18,505,000 | 429 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $6,548,000 | 393 |
| Income before extraordinary items | $11,957,000 | 462 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $11,957,000 | 460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-658,000 | 8,542 |
| Cash dividends | $6,321,000 | 464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $11,957,000 | 452 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,121,000 | 1,015 |
| Total interest expense | $7,767,000 | 1,293 |
| Net interest income | $13,354,000 | 838 |
| Provision for loan and lease losses | $-27,000 | 8,400 |
| Total noninterest income | $1,674,000 | 1,543 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $798,000 | 1,106 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $876,000 | 1,532 |
| Total noninterest expense | $6,316,000 | 1,453 |
| Salaries and employee benefits | $3,478,000 | 1,477 |
| Premises and equipment expense | $637,000 | 2,034 |
| Additional noninterest expense | $2,201,000 | 1,251 |
| Pre-tax net operating income | $8,739,000 | 580 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,134,000 | 523 |
| Income before extraordinary items | $5,605,000 | 657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,605,000 | 656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-607,000 | 8,590 |
| Cash dividends | $1,669,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,605,000 | 644 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,679,000 | 995 |
| Total interest expense | $3,791,000 | 1,308 |
| Net interest income | $6,888,000 | 814 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $722,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $388,000 | 1,110 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $334,000 | 1,814 |
| Total noninterest expense | $3,192,000 | 1,454 |
| Salaries and employee benefits | $1,776,000 | 1,459 |
| Premises and equipment expense | $329,000 | 1,982 |
| Additional noninterest expense | $1,087,000 | 1,248 |
| Pre-tax net operating income | $4,417,000 | 575 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,590,000 | 521 |
| Income before extraordinary items | $2,827,000 | 644 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,827,000 | 643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-906,000 | 8,635 |
| Cash dividends | $700,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,827,000 | 633 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $40,737,000 | 957 |
| Total interest expense | $14,227,000 | 1,177 |
| Net interest income | $26,510,000 | 829 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $3,136,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,624,000 | 1,089 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,512,000 | 1,657 |
| Total noninterest expense | $12,700,000 | 1,405 |
| Salaries and employee benefits | $6,720,000 | 1,473 |
| Premises and equipment expense | $1,313,000 | 1,915 |
| Additional noninterest expense | $4,667,000 | 1,152 |
| Pre-tax net operating income | $16,901,000 | 620 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $6,037,000 | 554 |
| Income before extraordinary items | $10,864,000 | 686 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,864,000 | 685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,716,000 | 444 |
| Cash dividends | $11,664,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $10,864,000 | 678 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $30,028,000 | 973 |
| Total interest expense | $10,388,000 | 1,179 |
| Net interest income | $19,640,000 | 858 |
| Provision for loan and lease losses | $232,000 | 2,563 |
| Total noninterest income | $2,399,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,228,000 | 1,086 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,171,000 | 1,620 |
| Total noninterest expense | $9,457,000 | 1,426 |
| Salaries and employee benefits | $5,018,000 | 1,487 |
| Premises and equipment expense | $1,024,000 | 1,846 |
| Additional noninterest expense | $3,415,000 | 1,184 |
| Pre-tax net operating income | $12,350,000 | 654 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,470,000 | 587 |
| Income before extraordinary items | $7,880,000 | 737 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,880,000 | 736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,709,000 | 302 |
| Cash dividends | $2,390,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,880,000 | 733 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,640,000 | 975 |
| Total interest expense | $6,699,000 | 1,157 |
| Net interest income | $12,941,000 | 875 |
| Provision for loan and lease losses | $212,000 | 2,010 |
| Total noninterest income | $1,588,000 | 1,546 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $825,000 | 1,071 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $763,000 | 1,643 |
| Total noninterest expense | $6,375,000 | 1,414 |
| Salaries and employee benefits | $3,350,000 | 1,482 |
| Premises and equipment expense | $683,000 | 1,846 |
| Additional noninterest expense | $2,342,000 | 1,154 |
| Pre-tax net operating income | $7,942,000 | 679 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,870,000 | 607 |
| Income before extraordinary items | $5,072,000 | 771 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,072,000 | 771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,614,000 | 242 |
| Cash dividends | $1,392,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,072,000 | 755 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,763,000 | 957 |
| Total interest expense | $3,282,000 | 1,109 |
| Net interest income | $6,481,000 | 872 |
| Provision for loan and lease losses | $200,000 | 1,130 |
| Total noninterest income | $778,000 | 1,553 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $409,000 | 1,041 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $369,000 | 1,658 |
| Total noninterest expense | $3,245,000 | 1,393 |
| Salaries and employee benefits | $1,677,000 | 1,478 |
| Premises and equipment expense | $334,000 | 1,892 |
| Additional noninterest expense | $1,234,000 | 1,084 |
| Pre-tax net operating income | $3,814,000 | 696 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,378,000 | 624 |
| Income before extraordinary items | $2,436,000 | 781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,436,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $532,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,436,000 | 765 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,997,000 | 887 |
| Total interest expense | $11,193,000 | 999 |
| Net interest income | $25,804,000 | 830 |
| Provision for loan and lease losses | $204,000 | 3,551 |
| Total noninterest income | $3,426,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,778,000 | 986 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,648,000 | 1,549 |
| Total noninterest expense | $12,314,000 | 1,391 |
| Salaries and employee benefits | $6,627,000 | 1,407 |
| Premises and equipment expense | $1,305,000 | 1,846 |
| Additional noninterest expense | $4,382,000 | 1,169 |
| Pre-tax net operating income | $16,712,000 | 616 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $6,027,000 | 564 |
| Income before extraordinary items | $10,685,000 | 687 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,685,000 | 688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 1,353 |
| Cash dividends | $3,024,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,685,000 | 672 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,158,000 | 884 |
| Total interest expense | $8,026,000 | 981 |
| Net interest income | $19,132,000 | 827 |
| Provision for loan and lease losses | $183,000 | 3,105 |
| Total noninterest income | $2,635,000 | 1,433 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,358,000 | 959 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,277,000 | 1,516 |
| Total noninterest expense | $9,188,000 | 1,384 |
| Salaries and employee benefits | $5,017,000 | 1,374 |
| Premises and equipment expense | $952,000 | 1,893 |
| Additional noninterest expense | $3,219,000 | 1,181 |
| Pre-tax net operating income | $12,396,000 | 612 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,463,000 | 565 |
| Income before extraordinary items | $7,933,000 | 690 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,933,000 | 690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 1,007 |
| Cash dividends | $1,944,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,933,000 | 668 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,753,000 | 877 |
| Total interest expense | $5,117,000 | 956 |
| Net interest income | $12,636,000 | 830 |
| Provision for loan and lease losses | $171,000 | 2,435 |
| Total noninterest income | $1,728,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $897,000 | 948 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $831,000 | 1,538 |
| Total noninterest expense | $6,108,000 | 1,392 |
| Salaries and employee benefits | $3,375,000 | 1,354 |
| Premises and equipment expense | $632,000 | 1,891 |
| Additional noninterest expense | $2,101,000 | 1,190 |
| Pre-tax net operating income | $8,085,000 | 616 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,904,000 | 570 |
| Income before extraordinary items | $5,181,000 | 696 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,181,000 | 696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 729 |
| Cash dividends | $1,170,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,181,000 | 675 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,657,000 | 879 |
| Total interest expense | $2,473,000 | 943 |
| Net interest income | $6,184,000 | 839 |
| Provision for loan and lease losses | $142,000 | 1,537 |
| Total noninterest income | $810,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $426,000 | 968 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $384,000 | 1,596 |
| Total noninterest expense | $3,066,000 | 1,379 |
| Salaries and employee benefits | $1,729,000 | 1,335 |
| Premises and equipment expense | $298,000 | 2,012 |
| Additional noninterest expense | $1,039,000 | 1,189 |
| Pre-tax net operating income | $3,786,000 | 656 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,349,000 | 612 |
| Income before extraordinary items | $2,437,000 | 728 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,437,000 | 728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 407 |
| Cash dividends | $430,000 | 1,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,437,000 | 706 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $33,579,000 | 825 |
| Total interest expense | $9,041,000 | 894 |
| Net interest income | $24,538,000 | 811 |
| Provision for loan and lease losses | $250,000 | 3,237 |
| Total noninterest income | $3,363,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,913,000 | 915 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,450,000 | 1,681 |
| Total noninterest expense | $12,141,000 | 1,351 |
| Salaries and employee benefits | $6,522,000 | 1,354 |
| Premises and equipment expense | $1,271,000 | 1,808 |
| Additional noninterest expense | $4,348,000 | 1,137 |
| Pre-tax net operating income | $15,510,000 | 597 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $5,516,000 | 565 |
| Income before extraordinary items | $9,994,000 | 667 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,994,000 | 668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,672 |
| Cash dividends | $2,520,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,994,000 | 641 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $24,938,000 | 825 |
| Total interest expense | $6,672,000 | 890 |
| Net interest income | $18,266,000 | 809 |
| Provision for loan and lease losses | $43,000 | 5,652 |
| Total noninterest income | $2,283,000 | 1,596 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,447,000 | 903 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $836,000 | 2,016 |
| Total noninterest expense | $9,100,000 | 1,342 |
| Salaries and employee benefits | $4,972,000 | 1,321 |
| Premises and equipment expense | $943,000 | 1,838 |
| Additional noninterest expense | $3,185,000 | 1,152 |
| Pre-tax net operating income | $11,406,000 | 613 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,118,000 | 569 |
| Income before extraordinary items | $7,288,000 | 700 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,288,000 | 701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,678 |
| Cash dividends | $1,736,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,288,000 | 671 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,315,000 | 836 |
| Total interest expense | $4,374,000 | 890 |
| Net interest income | $11,941,000 | 816 |
| Provision for loan and lease losses | $27,000 | 5,578 |
| Total noninterest income | $1,497,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $954,000 | 897 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $543,000 | 2,065 |
| Total noninterest expense | $6,010,000 | 1,360 |
| Salaries and employee benefits | $3,308,000 | 1,317 |
| Premises and equipment expense | $648,000 | 1,777 |
| Additional noninterest expense | $2,054,000 | 1,178 |
| Pre-tax net operating income | $7,401,000 | 619 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,682,000 | 578 |
| Income before extraordinary items | $4,719,000 | 707 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,719,000 | 707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,843 |
| Cash dividends | $971,000 | 1,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,719,000 | 676 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,268,000 | 843 |
| Total interest expense | $2,217,000 | 899 |
| Net interest income | $6,051,000 | 808 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $766,000 | 1,547 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $458,000 | 912 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $308,000 | 1,853 |
| Total noninterest expense | $3,126,000 | 1,311 |
| Salaries and employee benefits | $1,651,000 | 1,344 |
| Premises and equipment expense | $316,000 | 1,845 |
| Additional noninterest expense | $1,159,000 | 1,056 |
| Pre-tax net operating income | $3,681,000 | 614 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,336,000 | 586 |
| Income before extraordinary items | $2,345,000 | 711 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,345,000 | 711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $343,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,345,000 | 659 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $34,693,000 | 819 |
| Total interest expense | $9,876,000 | 896 |
| Net interest income | $24,817,000 | 772 |
| Provision for loan and lease losses | $2,723,000 | 520 |
| Total noninterest income | $5,466,000 | 1,056 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,757,000 | 983 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,709,000 | 944 |
| Total noninterest expense | $11,587,000 | 1,385 |
| Salaries and employee benefits | $6,257,000 | 1,369 |
| Premises and equipment expense | $1,153,000 | 1,977 |
| Additional noninterest expense | $4,177,000 | 1,200 |
| Pre-tax net operating income | $15,973,000 | 565 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,828,000 | 552 |
| Income before extraordinary items | $10,145,000 | 648 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,145,000 | 650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 9,018 |
| Cash dividends | $28,795,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $10,145,000 | 608 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $25,730,000 | 846 |
| Total interest expense | $7,579,000 | 917 |
| Net interest income | $18,151,000 | 803 |
| Provision for loan and lease losses | $236,000 | 2,975 |
| Total noninterest income | $2,191,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,233,000 | 1,053 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $958,000 | 2,116 |
| Total noninterest expense | $8,615,000 | 1,407 |
| Salaries and employee benefits | $4,706,000 | 1,381 |
| Premises and equipment expense | $831,000 | 2,072 |
| Additional noninterest expense | $3,078,000 | 1,232 |
| Pre-tax net operating income | $11,491,000 | 603 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $4,176,000 | 596 |
| Income before extraordinary items | $7,315,000 | 702 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,315,000 | 703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-479,000 | 9,215 |
| Cash dividends | $1,284,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,315,000 | 656 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,207,000 | 849 |
| Total interest expense | $5,197,000 | 922 |
| Net interest income | $12,010,000 | 809 |
| Provision for loan and lease losses | $230,000 | 2,276 |
| Total noninterest income | $1,476,000 | 1,736 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $776,000 | 1,096 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $700,000 | 1,966 |
| Total noninterest expense | $5,701,000 | 1,410 |
| Salaries and employee benefits | $3,105,000 | 1,393 |
| Premises and equipment expense | $523,000 | 2,167 |
| Additional noninterest expense | $2,073,000 | 1,210 |
| Pre-tax net operating income | $7,555,000 | 613 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,768,000 | 584 |
| Income before extraordinary items | $4,787,000 | 718 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,787,000 | 719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-240,000 | 9,221 |
| Cash dividends | $954,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,787,000 | 665 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,540,000 | 864 |
| Total interest expense | $2,588,000 | 951 |
| Net interest income | $5,952,000 | 816 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $579,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $374,000 | 1,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $205,000 | 2,685 |
| Total noninterest expense | $2,892,000 | 1,388 |
| Salaries and employee benefits | $1,520,000 | 1,420 |
| Premises and equipment expense | $260,000 | 2,175 |
| Additional noninterest expense | $1,112,000 | 1,111 |
| Pre-tax net operating income | $3,639,000 | 629 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,322,000 | 620 |
| Income before extraordinary items | $2,317,000 | 738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,317,000 | 737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 9,156 |
| Cash dividends | $320,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,317,000 | 680 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $35,690,000 | 852 |
| Total interest expense | $11,591,000 | 965 |
| Net interest income | $24,099,000 | 791 |
| Provision for loan and lease losses | $2,887,000 | 563 |
| Total noninterest income | $3,355,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,546,000 | 1,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,809,000 | 1,425 |
| Total noninterest expense | $10,657,000 | 1,444 |
| Salaries and employee benefits | $5,727,000 | 1,422 |
| Premises and equipment expense | $1,080,000 | 2,029 |
| Additional noninterest expense | $3,850,000 | 1,256 |
| Pre-tax net operating income | $13,910,000 | 631 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,526,000 | 651 |
| Income before extraordinary items | $9,384,000 | 677 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,384,000 | 678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,675,000 | 626 |
| Cash dividends | $13,547,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,384,000 | 641 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $40,918,000 | 837 |
| Total interest expense | $17,130,000 | 949 |
| Net interest income | $23,788,000 | 741 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $2,225,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,465,000 | 1,014 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $760,000 | 2,463 |
| Total noninterest expense | $9,927,000 | 1,483 |
| Salaries and employee benefits | $5,320,000 | 1,421 |
| Premises and equipment expense | $1,279,000 | 1,688 |
| Additional noninterest expense | $3,328,000 | 1,406 |
| Pre-tax net operating income | $16,086,000 | 514 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $6,018,000 | 481 |
| Income before extraordinary items | $10,068,000 | 575 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $10,068,000 | 576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,704 |
| Cash dividends | $2,857,000 | 973 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $10,068,000 | 548 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $43,238,000 | 827 |
| Total interest expense | $18,651,000 | 961 |
| Net interest income | $24,587,000 | 725 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $3,165,000 | 1,290 |
| Gross Fiduciary activities income | $50,000 | 1,050 |
| Service charges on deposit accounts | $1,081,000 | 1,254 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,034,000 | 1,117 |
| Total noninterest expense | $8,974,000 | 1,562 |
| Salaries and employee benefits | $5,234,000 | 1,353 |
| Premises and equipment expense | $1,463,000 | 1,416 |
| Additional noninterest expense | $2,277,000 | 1,918 |
| Pre-tax net operating income | $18,778,000 | 472 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $7,022,000 | 434 |
| Income before extraordinary items | $11,756,000 | 501 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $11,756,000 | 502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-322,000 | 9,860 |
| Cash dividends | $14,423,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $11,756,000 | 502 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $37,446,000 | 903 |
| Total interest expense | $15,806,000 | 983 |
| Net interest income | $21,640,000 | 814 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $2,097,000 | 1,801 |
| Gross Fiduciary activities income | $258,000 | 805 |
| Service charges on deposit accounts | $895,000 | 1,450 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $944,000 | 1,947 |
| Total noninterest expense | $8,535,000 | 1,611 |
| Salaries and employee benefits | $4,903,000 | 1,407 |
| Premises and equipment expense | $1,237,000 | 1,648 |
| Additional noninterest expense | $2,395,000 | 1,835 |
| Pre-tax net operating income | $15,202,000 | 594 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $5,467,000 | 563 |
| Income before extraordinary items | $9,735,000 | 637 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,735,000 | 638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 1,298 |
| Cash dividends | $7,617,000 | 495 |
| Sale, conversion, retirement of capital stock, net | $3,897,000 | 315 |
| Net operating income | $9,735,000 | 624 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $36,957,000 | 901 |
| Total interest expense | $16,260,000 | 983 |
| Net interest income | $20,697,000 | 825 |
| Provision for loan and lease losses | $-4,203,000 | 10,446 |
| Total noninterest income | $2,600,000 | 1,500 |
| Gross Fiduciary activities income | $230,000 | 839 |
| Service charges on deposit accounts | $819,000 | 1,544 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,551,000 | 1,373 |
| Total noninterest expense | $6,806,000 | 1,914 |
| Salaries and employee benefits | $3,818,000 | 1,730 |
| Premises and equipment expense | $1,049,000 | 1,886 |
| Additional noninterest expense | $1,939,000 | 2,163 |
| Pre-tax net operating income | $20,694,000 | 431 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $6,806,000 | 448 |
| Income before extraordinary items | $13,888,000 | 439 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $13,888,000 | 439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,875,000 | 10,459 |
| Cash dividends | $2,294,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $13,888,000 | 423 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $35,127,000 | 966 |
| Total interest expense | $16,666,000 | 978 |
| Net interest income | $18,461,000 | 970 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $2,216,000 | 1,633 |
| Gross Fiduciary activities income | $185,000 | 912 |
| Service charges on deposit accounts | $864,000 | 1,495 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,167,000 | 1,586 |
| Total noninterest expense | $6,567,000 | 1,970 |
| Salaries and employee benefits | $3,565,000 | 1,838 |
| Premises and equipment expense | $866,000 | 2,274 |
| Additional noninterest expense | $2,136,000 | 1,984 |
| Pre-tax net operating income | $14,110,000 | 608 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $5,203,000 | 591 |
| Income before extraordinary items | $8,907,000 | 653 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,907,000 | 653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $870,000 | 876 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,907,000 | 632 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $32,737,000 | 1,058 |
| Total interest expense | $16,321,000 | 1,021 |
| Net interest income | $16,416,000 | 1,107 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $2,052,000 | 1,799 |
| Gross Fiduciary activities income | $162,000 | 1,020 |
| Service charges on deposit accounts | $1,013,000 | 1,324 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $877,000 | 1,984 |
| Total noninterest expense | $6,301,000 | 2,184 |
| Salaries and employee benefits | $3,382,000 | 1,947 |
| Premises and equipment expense | $840,000 | 2,341 |
| Additional noninterest expense | $2,079,000 | 2,369 |
| Pre-tax net operating income | $12,167,000 | 668 |
| Securities gains (losses) | $-190,000 | 11,299 |
| Applicable income taxes | $3,860,000 | 723 |
| Income before extraordinary items | $8,117,000 | 689 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,117,000 | 689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,696,000 | 636 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,246,200 | 667 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $32,824,000 | 1,075 |
| Total interest expense | $16,553,000 | 1,026 |
| Net interest income | $16,271,000 | 1,128 |
| Provision for loan and lease losses | $600,000 | 1,345 |
| Total noninterest income | $2,820,000 | 1,414 |
| Gross Fiduciary activities income | $145,000 | 1,075 |
| Service charges on deposit accounts | $1,051,000 | 1,285 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,624,000 | 1,310 |
| Total noninterest expense | $7,374,000 | 1,890 |
| Salaries and employee benefits | $3,392,000 | 1,952 |
| Premises and equipment expense | $886,000 | 2,262 |
| Additional noninterest expense | $3,096,000 | 1,656 |
| Pre-tax net operating income | $11,117,000 | 764 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,112,000 | 2,167 |
| Income before extraordinary items | $10,005,000 | 601 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,005,000 | 601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-509,000 | 11,929 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,005,000 | 594 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $30,803,000 | 1,032 |
| Total interest expense | $15,028,000 | 908 |
| Net interest income | $15,775,000 | 1,156 |
| Provision for loan and lease losses | $4,344,000 | 319 |
| Total noninterest income | $3,131,000 | 1,316 |
| Gross Fiduciary activities income | $141,000 | 1,105 |
| Service charges on deposit accounts | $1,117,000 | 1,186 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,873,000 | 1,180 |
| Total noninterest expense | $10,461,000 | 1,396 |
| Salaries and employee benefits | $3,177,000 | 2,082 |
| Premises and equipment expense | $863,000 | 2,349 |
| Additional noninterest expense | $6,421,000 | 963 |
| Pre-tax net operating income | $4,101,000 | 1,727 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,600,000 | 982 |
| Income before extraordinary items | $1,501,000 | 3,172 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,501,000 | 3,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,776,000 | 305 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,501,000 | 3,200 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $32,673,000 | 986 |
| Total interest expense | $16,924,000 | 835 |
| Net interest income | $15,749,000 | 1,159 |
| Provision for loan and lease losses | $3,050,000 | 602 |
| Total noninterest income | $2,730,000 | 1,567 |
| Gross Fiduciary activities income | $171,000 | 1,090 |
| Service charges on deposit accounts | $1,210,000 | 1,109 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,349,000 | 1,672 |
| Total noninterest expense | $13,955,000 | 1,124 |
| Salaries and employee benefits | $3,126,000 | 2,116 |
| Premises and equipment expense | $725,000 | 2,789 |
| Additional noninterest expense | $10,104,000 | 756 |
| Pre-tax net operating income | $1,474,000 | 4,393 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $457,000 | 4,540 |
| Income before extraordinary items | $1,017,000 | 4,642 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,017,000 | 4,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,961,000 | 265 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,017,000 | 4,399 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $39,355,000 | 959 |
| Total interest expense | $22,706,000 | 821 |
| Net interest income | $16,649,000 | 1,121 |
| Provision for loan and lease losses | $12,850,000 | 306 |
| Total noninterest income | $2,620,000 | 1,598 |
| Gross Fiduciary activities income | $118,000 | 1,214 |
| Service charges on deposit accounts | $1,320,000 | 982 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,182,000 | 1,784 |
| Total noninterest expense | $10,008,000 | 1,535 |
| Salaries and employee benefits | $2,852,000 | 2,283 |
| Premises and equipment expense | $696,000 | 2,936 |
| Additional noninterest expense | $6,460,000 | 1,070 |
| Pre-tax net operating income | $-3,589,000 | 13,745 |
| Securities gains (losses) | $35,000 | 4,733 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-3,554,000 | 13,760 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-3,554,000 | 13,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,672,000 | 320 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-3,589,000 | 13,723 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.