Home > Valley State Bank of Oslo > Net Loans and Leases
Valley State Bank of Oslo, Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $8,560,000 | 9,258 |
| Loan loss allowance | $150,000 | 8,776 |
| Total loans and leases | $8,710,000 | 9,255 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $8,710,000 | 9,256 |
| All real estate loans | $2,929,000 | 9,299 |
| Real estate loans in domestic offices | $2,929,000 | 9,297 |
| Construction and development loans | $0 | 8,220 |
| Commercial RE | $299,000 | 8,947 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $48,000 | 6,131 |
| 1-4 family residential loans | $1,707,000 | 8,837 |
| Farmland loans | $875,000 | 4,460 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,139,000 | 2,608 |
| Commercial and industrial loans | $986,000 | 8,307 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,645,000 | 7,615 |
| Credit card loans | $0 | 5,753 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,645,000 | 7,448 |
| All other loans & leases | $11,000 | 7,279 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $11,000 | 6,061 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $8,267,000 | 9,537 |
| Loan loss allowance | $200,000 | 8,436 |
| Total loans and leases | $8,467,000 | 9,527 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $8,467,000 | 9,529 |
| All real estate loans | $3,015,000 | 9,542 |
| Real estate loans in domestic offices | $3,015,000 | 9,542 |
| Construction and development loans | $0 | 8,472 |
| Commercial RE | $88,000 | 9,608 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $48,000 | 6,265 |
| 1-4 family residential loans | $1,869,000 | 8,954 |
| Farmland loans | $1,010,000 | 4,346 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,076,000 | 2,716 |
| Commercial and industrial loans | $839,000 | 8,633 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,531,000 | 7,956 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,531,000 | 7,778 |
| All other loans & leases | $6,000 | 7,843 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $6,000 | 6,773 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $8,069,000 | 9,757 |
| Loan loss allowance | $160,000 | 8,985 |
| Total loans and leases | $8,229,000 | 9,755 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $8,229,000 | 9,762 |
| All real estate loans | $2,952,000 | 9,714 |
| Real estate loans in domestic offices | $2,952,000 | 9,713 |
| Construction and development loans | $61,000 | 8,131 |
| Commercial RE | $156,000 | 9,664 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $49,000 | 6,327 |
| 1-4 family residential loans | $1,655,000 | 9,249 |
| Farmland loans | $1,031,000 | 4,304 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,788,000 | 3,022 |
| Commercial and industrial loans | $795,000 | 8,749 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,683,000 | 7,916 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,683,000 | 7,724 |
| All other loans & leases | $11,000 | 7,735 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $11,000 | 6,364 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $9,028,000 | 10,032 |
| Loan loss allowance | $194,000 | 8,888 |
| Total loans and leases | $9,222,000 | 10,029 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $9,222,000 | 10,037 |
| All real estate loans | $2,962,000 | 10,122 |
| Real estate loans in domestic offices | $2,962,000 | 10,122 |
| Construction and development loans | $150,000 | 7,829 |
| Commercial RE | $47,000 | 10,349 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $29,000 | 6,882 |
| 1-4 family residential loans | $1,569,000 | 9,759 |
| Farmland loans | $1,167,000 | 4,153 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,375,000 | 2,778 |
| Commercial and industrial loans | $893,000 | 8,931 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,812,000 | 8,147 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,812,000 | 7,931 |
| All other loans & leases | $180,000 | 5,192 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $180,000 | 2,745 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $9,012,000 | 10,419 |
| Loan loss allowance | $160,000 | 9,700 |
| Total loans and leases | $9,172,000 | 10,419 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $9,172,000 | 10,421 |
| All real estate loans | $2,735,000 | 10,637 |
| Real estate loans in domestic offices | $2,735,000 | 10,636 |
| Construction and development loans | $0 | 9,347 |
| Commercial RE | $55,000 | 10,832 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,518 |
| 1-4 family residential loans | $1,475,000 | 10,249 |
| Farmland loans | $1,205,000 | 4,119 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,414,000 | 2,750 |
| Commercial and industrial loans | $1,200,000 | 8,784 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,804,000 | 8,406 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,804,000 | 8,184 |
| All other loans & leases | $19,000 | 8,094 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $19,000 | 6,325 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $8,199,000 | 10,973 |
| Loan loss allowance | $150,000 | 10,215 |
| Total loans and leases | $8,349,000 | 10,980 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $8,349,000 | 10,980 |
| All real estate loans | $2,449,000 | 11,163 |
| Real estate loans in domestic offices | $2,449,000 | 11,162 |
| Construction and development loans | $0 | 9,747 |
| Commercial RE | $82,000 | 11,231 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $1,316,000 | 10,781 |
| Farmland loans | $1,051,000 | 4,388 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,281,000 | 2,874 |
| Commercial and industrial loans | $966,000 | 9,330 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,641,000 | 8,897 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,641,000 | 8,684 |
| All other loans & leases | $12,000 | 8,733 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $12,000 | 7,062 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $8,340,000 | 11,401 |
| Loan loss allowance | $120,000 | 11,223 |
| Total loans and leases | $8,460,000 | 11,419 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $8,460,000 | 11,421 |
| All real estate loans | $2,684,000 | 11,630 |
| Real estate loans in domestic offices | $2,684,000 | 11,630 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $195,000 | 11,387 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $1,413,000 | 11,216 |
| Farmland loans | $1,076,000 | 4,364 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,989,000 | 3,077 |
| Commercial and industrial loans | $884,000 | 9,723 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,875,000 | 8,724 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,875,000 | 8,473 |
| All other loans & leases | $28,000 | 8,364 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $28,000 | 5,975 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $6,934,000 | 12,206 |
| Loan loss allowance | $156,000 | 11,072 |
| Total loans and leases | $7,090,000 | 12,209 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $7,090,000 | 12,210 |
| All real estate loans | $2,334,000 | 12,291 |
| Real estate loans in domestic offices | $2,334,000 | 12,291 |
| Construction and development loans | $0 | 10,482 |
| Commercial RE | $94,000 | 12,369 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $1,334,000 | 11,758 |
| Farmland loans | $906,000 | 4,694 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,103,000 | 3,797 |
| Commercial and industrial loans | $654,000 | 10,574 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,861,000 | 9,007 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,861,000 | 8,777 |
| All other loans & leases | $138,000 | 6,597 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $127,000 | 4,045 |
| Other loans | $11,000 | 7,772 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $7,000 | 4,449 |
| Non 1-4 family restructured loans & leases | $7,000 | 4,449 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $7,189,000 | 12,571 |
| Loan loss allowance | $130,000 | 11,956 |
| Total loans and leases | $7,319,000 | 12,581 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $7,319,000 | 12,582 |
| All real estate loans | $2,601,000 | 12,593 |
| Real estate loans in domestic offices | $2,601,000 | 12,593 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $128,000 | 12,730 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $1,367,000 | 12,171 |
| Farmland loans | $1,106,000 | 4,104 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,894,000 | 4,022 |
| Commercial and industrial loans | $878,000 | 10,401 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,808,000 | 9,540 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,808,000 | 9,313 |
| All other loans & leases | $138,000 | 6,857 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $72,000 | 4,834 |
| Other loans | $66,000 | 4,876 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $7,000 | 4,969 |
| Non 1-4 family restructured loans & leases | $7,000 | 4,969 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |