Home > Valley State Bank of Oslo > Assets and Liabilities
Valley State Bank of Oslo, Assets and Liabilities
| 2000-12-31 | Rank | |
| # of Employees: | 7 | 9,222 |
| Assets and Liabilities | ||
| Total Assets: | $14,946,000 | 9,462 |
| Cash and due from depository institutions | $1,824,000 | 9,222 |
| Interest-bearing balances | $1,265,000 | 2,147 |
| Securities | $3,255,000 | 8,932 |
| Federal funds sold & reverse repurchase agreements | $734,000 | 5,796 |
| Net loans & leases | $8,560,000 | 9,258 |
| Loan loss allowance | $150,000 | 8,776 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $98,000 | 9,324 |
| Other real estate owned | $1,000 | 9,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $474,000 | 8,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,946,000 | 9,462 |
| Total liabilities | $13,218,000 | 9,410 |
| Total deposits | $13,011,000 | 9,365 |
| Interest-bearing deposits | $10,810,000 | 9,339 |
| Deposits held in domestic offices | $13,011,000 | 9,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $207,000 | 8,231 |
| Total equity capital | $1,728,000 | 9,504 |
| Total bank equity capital | $1,728,000 | 9,504 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $1,000,000 | 6,954 |
| Undivided profits | $628,000 | 8,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $212,000 | 7,863 |
| Earning assets | $13,814,000 | 9,435 |
| Long-term assets (5+ years) | $129,000 | 8,587 |
| Average Assets, year-to-date | $14,547,200 | 9,419 |
| Average Assets, quarterly | $14,585,000 | 9,457 |
| Volatile liabilities | $340,000 | 9,726 |
| Insider loans | $209,000 | 7,065 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $388,000 | 9,076 |
| Tier 1 (core) risk-based capital | $1,745,000 | 9,473 |
| Tier 2 risk-based capital | $125,850 | 8,895 |
| Total risk weighted assets | $10,044,050 | 9,264 |
| Total unused commitments | $388,000 | 9,082 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 7 | 9,522 |
| Assets and Liabilities | ||
| Total Assets: | $16,919,000 | 9,614 |
| Cash and due from depository institutions | $3,727,000 | 9,522 |
| Interest-bearing balances | $2,529,000 | 1,459 |
| Securities | $3,650,000 | 9,136 |
| Federal funds sold & reverse repurchase agreements | $752,000 | 5,322 |
| Net loans & leases | $8,267,000 | 9,537 |
| Loan loss allowance | $200,000 | 8,436 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $94,000 | 9,654 |
| Other real estate owned | $1,000 | 9,522 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $428,000 | 8,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,919,000 | 9,614 |
| Total liabilities | $15,297,000 | 9,542 |
| Total deposits | $15,089,000 | 9,473 |
| Interest-bearing deposits | $11,741,000 | 9,538 |
| Deposits held in domestic offices | $15,089,000 | 9,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $208,000 | 7,979 |
| Total equity capital | $1,622,000 | 9,775 |
| Total bank equity capital | $1,622,000 | 9,775 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $1,000,000 | 7,100 |
| Undivided profits | $522,000 | 8,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 6,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $174,000 | 8,133 |
| Earning assets | $15,198,000 | 9,588 |
| Long-term assets (5+ years) | $186,000 | 8,851 |
| Average Assets, year-to-date | $15,021,400 | 9,695 |
| Average Assets, quarterly | $15,979,000 | 9,654 |
| Volatile liabilities | $325,000 | 10,012 |
| Insider loans | $156,000 | 7,525 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $386,000 | 9,343 |
| Tier 1 (core) risk-based capital | $1,642,000 | 9,787 |
| Tier 2 risk-based capital | $123,840 | 9,110 |
| Total risk weighted assets | $9,830,740 | 9,532 |
| Total unused commitments | $386,000 | 9,348 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 7 | 9,747 |
| Assets and Liabilities | ||
| Total Assets: | $15,518,000 | 9,911 |
| Cash and due from depository institutions | $4,049,000 | 9,747 |
| Interest-bearing balances | $3,017,000 | 1,749 |
| Securities | $2,567,000 | 9,630 |
| Federal funds sold & reverse repurchase agreements | $348,000 | 7,999 |
| Net loans & leases | $8,069,000 | 9,757 |
| Loan loss allowance | $160,000 | 8,985 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $74,000 | 10,019 |
| Other real estate owned | $14,000 | 9,747 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $397,000 | 8,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,518,000 | 9,911 |
| Total liabilities | $13,935,000 | 9,843 |
| Total deposits | $13,780,000 | 9,788 |
| Interest-bearing deposits | $10,686,000 | 9,851 |
| Deposits held in domestic offices | $13,780,000 | 9,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $155,000 | 9,137 |
| Total equity capital | $1,583,000 | 10,011 |
| Total bank equity capital | $1,583,000 | 10,011 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $900,000 | 7,529 |
| Undivided profits | $583,000 | 8,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 7,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $168,000 | 8,379 |
| Earning assets | $14,001,000 | 9,888 |
| Long-term assets (5+ years) | $139,000 | 9,058 |
| Average Assets, year-to-date | $14,302,800 | 9,933 |
| Average Assets, quarterly | $14,835,000 | 9,926 |
| Volatile liabilities | $336,000 | 10,221 |
| Insider loans | $306,000 | 6,398 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $170,000 | 9,847 |
| Tier 1 (core) risk-based capital | $1,580,000 | 9,983 |
| Tier 2 risk-based capital | $114,780 | 9,356 |
| Total risk weighted assets | $9,137,080 | 9,798 |
| Total unused commitments | $170,000 | 9,849 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 6 | 10,399 |
| Assets and Liabilities | ||
| Total Assets: | $14,819,000 | 10,362 |
| Cash and due from depository institutions | $2,258,000 | 10,399 |
| Interest-bearing balances | $1,264,000 | 2,237 |
| Securities | $2,225,000 | 10,239 |
| Federal funds sold & reverse repurchase agreements | $809,000 | 6,714 |
| Net loans & leases | $9,028,000 | 10,032 |
| Loan loss allowance | $194,000 | 8,888 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $86,000 | 10,293 |
| Other real estate owned | $5,000 | 10,399 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $408,000 | 9,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,819,000 | 10,362 |
| Total liabilities | $13,417,000 | 10,290 |
| Total deposits | $13,214,000 | 10,242 |
| Interest-bearing deposits | $10,431,000 | 10,278 |
| Deposits held in domestic offices | $13,214,000 | 10,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $203,000 | 8,947 |
| Total equity capital | $1,402,000 | 10,515 |
| Total bank equity capital | $1,402,000 | 10,515 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $800,000 | 7,960 |
| Undivided profits | $502,000 | 9,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 7,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $197,000 | 8,303 |
| Earning assets | $13,326,000 | 10,344 |
| Long-term assets (5+ years) | $229,000 | 9,293 |
| Average Assets, year-to-date | $13,488,600 | 10,404 |
| Average Assets, quarterly | $14,344,000 | 10,371 |
| Volatile liabilities | $321,000 | 10,666 |
| Insider loans | $334,000 | 6,412 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $317,000 | 9,916 |
| Tier 1 (core) risk-based capital | $1,402,000 | 10,489 |
| Tier 2 risk-based capital | $122,310 | 9,579 |
| Total risk weighted assets | $9,713,210 | 10,076 |
| Total unused commitments | $317,000 | 9,921 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 6 | 10,883 |
| Assets and Liabilities | ||
| Total Assets: | $12,516,000 | 11,025 |
| Cash and due from depository institutions | $1,591,000 | 10,883 |
| Interest-bearing balances | $15,000 | 6,037 |
| Securities | $1,428,000 | 11,029 |
| Federal funds sold & reverse repurchase agreements | $45,000 | 8,390 |
| Net loans & leases | $9,012,000 | 10,419 |
| Loan loss allowance | $160,000 | 9,700 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $67,000 | 10,929 |
| Other real estate owned | $5,000 | 10,883 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $368,000 | 9,774 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,516,000 | 11,025 |
| Total liabilities | $11,182,000 | 10,993 |
| Total deposits | $11,011,000 | 10,939 |
| Interest-bearing deposits | $9,358,000 | 10,884 |
| Deposits held in domestic offices | $11,011,000 | 10,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $171,000 | 9,669 |
| Total equity capital | $1,334,000 | 10,998 |
| Total bank equity capital | $1,334,000 | 10,998 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $800,000 | 8,251 |
| Undivided profits | $434,000 | 9,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 9,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $185,000 | 8,725 |
| Earning assets | $10,500,000 | 11,066 |
| Long-term assets (5+ years) | $121,000 | 9,781 |
| Average Assets, year-to-date | $12,019,800 | 11,026 |
| Average Assets, quarterly | $12,640,000 | 10,997 |
| Volatile liabilities | $265,000 | 11,213 |
| Insider loans | $290,000 | 6,926 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $534,000 | 9,702 |
| Tier 1 (core) risk-based capital | $1,334,000 | 10,984 |
| Tier 2 risk-based capital | $117,850 | 10,021 |
| Total risk weighted assets | $9,385,650 | 10,532 |
| Total unused commitments | $534,000 | 9,710 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 6 | 11,393 |
| Assets and Liabilities | ||
| Total Assets: | $11,155,000 | 11,616 |
| Cash and due from depository institutions | $965,000 | 11,393 |
| Interest-bearing balances | $7,000 | 6,524 |
| Securities | $1,461,000 | 11,532 |
| Federal funds sold & reverse repurchase agreements | $107,000 | 9,113 |
| Net loans & leases | $8,199,000 | 10,973 |
| Loan loss allowance | $150,000 | 10,215 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $67,000 | 11,407 |
| Other real estate owned | $5,000 | 11,393 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $351,000 | 10,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,155,000 | 11,616 |
| Total liabilities | $9,908,000 | 11,595 |
| Total deposits | $9,743,000 | 11,562 |
| Interest-bearing deposits | $8,366,000 | 11,492 |
| Deposits held in domestic offices | $9,743,000 | 11,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $165,000 | 10,224 |
| Total equity capital | $1,247,000 | 11,494 |
| Total bank equity capital | $1,247,000 | 11,494 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $800,000 | 8,508 |
| Undivided profits | $347,000 | 10,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 10,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $182,000 | 9,112 |
| Earning assets | $9,774,000 | 11,614 |
| Long-term assets (5+ years) | $42,000 | 10,302 |
| Average Assets, year-to-date | $11,232,800 | 11,572 |
| Average Assets, quarterly | $11,326,000 | 11,588 |
| Volatile liabilities | $107,000 | 11,820 |
| Insider loans | $247,000 | 7,546 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $265,000 | 10,571 |
| Tier 1 (core) risk-based capital | $1,245,000 | 11,487 |
| Tier 2 risk-based capital | $107,870 | 10,557 |
| Total risk weighted assets | $8,587,370 | 11,080 |
| Total unused commitments | $265,000 | 10,578 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 6 | 11,988 |
| Assets and Liabilities | ||
| Total Assets: | $11,493,000 | 12,162 |
| Cash and due from depository institutions | $1,150,000 | 11,988 |
| Interest-bearing balances | $15,000 | 6,567 |
| Securities | $1,608,000 | 12,179 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $8,340,000 | 11,401 |
| Loan loss allowance | $120,000 | 11,223 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $87,000 | 11,763 |
| Other real estate owned | $5,000 | 11,988 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $303,000 | 11,143 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,493,000 | 12,162 |
| Total liabilities | $10,311,000 | 12,142 |
| Total deposits | $10,020,000 | 12,112 |
| Interest-bearing deposits | $8,417,000 | 12,069 |
| Deposits held in domestic offices | $10,020,000 | 12,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 4,424 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $91,000 | 11,307 |
| Total equity capital | $1,182,000 | 12,020 |
| Total bank equity capital | $1,182,000 | 12,020 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $750,000 | 8,980 |
| Undivided profits | $332,000 | 10,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 10,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $120,000 | 10,367 |
| Earning assets | $9,963,000 | 12,170 |
| Long-term assets (5+ years) | $116,000 | 10,717 |
| Average Assets, year-to-date | $11,495,200 | 12,155 |
| Average Assets, quarterly | $11,462,500 | 12,162 |
| Volatile liabilities | $300,000 | 12,179 |
| Insider loans | $302,000 | 7,136 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $267,000 | 10,965 |
| Tier 1 (core) risk-based capital | $1,182,000 | 12,058 |
| Tier 2 risk-based capital | $109,660 | 10,971 |
| Total risk weighted assets | $8,762,160 | 11,514 |
| Total unused commitments | $267,000 | 10,968 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 6 | 12,602 |
| Assets and Liabilities | ||
| Total Assets: | $12,197,000 | 12,715 |
| Cash and due from depository institutions | $2,566,000 | 12,602 |
| Interest-bearing balances | $1,107,000 | 3,225 |
| Securities | $1,813,000 | 12,643 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 9,005 |
| Net loans & leases | $6,934,000 | 12,206 |
| Loan loss allowance | $156,000 | 11,072 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $98,000 | 12,250 |
| Other real estate owned | $5,000 | 12,602 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $256,000 | 11,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,197,000 | 12,715 |
| Total liabilities | $11,056,000 | 12,681 |
| Total deposits | $10,965,000 | 12,628 |
| Interest-bearing deposits | $8,887,000 | 12,643 |
| Deposits held in domestic offices | $10,965,000 | 12,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $91,000 | 11,779 |
| Total equity capital | $1,141,000 | 12,606 |
| Total bank equity capital | $1,141,000 | 12,606 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $700,000 | 9,432 |
| Undivided profits | $341,000 | 11,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 9,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $104,000 | 10,886 |
| Earning assets | $10,379,000 | 12,752 |
| Long-term assets (5+ years) | $319,000 | 10,927 |
| Average Assets, year-to-date | $11,139,400 | 12,801 |
| Average Assets, quarterly | $11,511,500 | 12,773 |
| Volatile liabilities | $100,000 | 13,036 |
| Insider loans | $272,000 | 7,523 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $418,000 | 10,804 |
| Tier 1 (core) risk-based capital | $1,141,000 | 12,590 |
| Tier 2 risk-based capital | $98,890 | 11,651 |
| Total risk weighted assets | $7,851,190 | 12,246 |
| Total unused commitments | $418,000 | 10,816 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 6 | 13,177 |
| Assets and Liabilities | ||
| Total Assets: | $10,672,000 | 13,431 |
| Cash and due from depository institutions | $1,375,000 | 13,177 |
| Interest-bearing balances | $306,000 | 5,525 |
| Securities | $1,419,000 | 13,313 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 10,364 |
| Net loans & leases | $7,189,000 | 12,571 |
| Loan loss allowance | $130,000 | 11,956 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $58,000 | 13,269 |
| Other real estate owned | $13,000 | 13,177 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $218,000 | 12,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,672,000 | 13,431 |
| Total liabilities | $9,610,000 | 13,415 |
| Total deposits | $9,511,000 | 13,374 |
| Interest-bearing deposits | $7,937,000 | 13,349 |
| Deposits held in domestic offices | $9,511,000 | 13,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $99,000 | 12,344 |
| Total equity capital | $1,062,000 | 13,118 |
| Total bank equity capital | $1,062,000 | 13,118 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $650,000 | 9,827 |
| Undivided profits | $312,000 | 11,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 11,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $111,000 | 11,198 |
| Earning assets | $9,314,000 | 13,428 |
| Long-term assets (5+ years) | $442,000 | 11,085 |
| Average Assets, year-to-date | $10,893,800 | 13,379 |
| Average Assets, quarterly | $10,833,500 | 13,410 |
| Volatile liabilities | $100,000 | 13,631 |
| Insider loans | $232,000 | 3,554 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $208,000 | 11,664 |
| Tier 1 (core) risk-based capital | $1,062,000 | 13,101 |
| Tier 2 risk-based capital | $95,430 | 12,080 |
| Total risk weighted assets | $7,598,730 | 12,776 |
| Total unused commitments | $208,000 | 11,682 |
| Derivatives | $0 | 651 |