Home > Valley State Bank > Net Loans and Leases
Valley State Bank, Net Loans and Leases
| 2006-12-31 | Rank | |
| Net loans and leases | $25,535,000 | 7,128 |
| Loan loss allowance | $190,000 | 7,781 |
| Total loans and leases | $25,725,000 | 7,139 |
| Unearned income | $0 | 2,242 |
| Loans and leases, gross | $25,725,000 | 7,139 |
| All real estate loans | $18,597,000 | 6,740 |
| Real estate loans in domestic offices | $18,597,000 | 6,740 |
| Construction and development loans | $1,012,000 | 6,287 |
| Commercial RE | $2,804,000 | 6,815 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $243,000 | 5,218 |
| 1-4 family residential loans | $11,313,000 | 5,634 |
| Farmland loans | $3,225,000 | 2,843 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,646,000 | 2,615 |
| Commercial and industrial loans | $2,845,000 | 6,564 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,609,000 | 6,272 |
| Credit card loans | $0 | 1,942 |
| Related Plans | $0 | 4,241 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,609,000 | 6,013 |
| All other loans & leases | $28,000 | 6,001 |
| Loans to foreign governments and official institutions | $0 | 41 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,516 |
| Other loans | $28,000 | 4,652 |
| Lease financing receivables | $0 | 1,454 |
| Loans to depository institutions and acceptances of other banks | $0 | 261 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,254 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,317 |
| Non 1-4 family restructured loans & leases | $0 | 1,317 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $190,000 | 7,631 |
| Total loans and leases | NA | NA |
| 2006-09-30 | Rank | |
| Net loans and leases | $26,182,000 | 7,130 |
| Loan loss allowance | $187,000 | 7,849 |
| Total loans and leases | $26,369,000 | 7,141 |
| Unearned income | $0 | 2,260 |
| Loans and leases, gross | $26,369,000 | 7,142 |
| All real estate loans | $19,121,000 | 6,706 |
| Real estate loans in domestic offices | $19,121,000 | 6,706 |
| Construction and development loans | $979,000 | 6,309 |
| Commercial RE | $2,581,000 | 6,917 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $243,000 | 5,243 |
| 1-4 family residential loans | $11,514,000 | 5,629 |
| Farmland loans | $3,804,000 | 2,590 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,087,000 | 2,961 |
| Commercial and industrial loans | $3,400,000 | 6,284 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,727,000 | 6,186 |
| Credit card loans | $0 | 1,963 |
| Related Plans | $0 | 4,245 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,727,000 | 5,949 |
| All other loans & leases | $34,000 | 5,901 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,553 |
| Other loans | $34,000 | 4,391 |
| Lease financing receivables | $0 | 1,472 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,242 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,323 |
| Non 1-4 family restructured loans & leases | $0 | 1,323 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $187,000 | 7,706 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $25,814,000 | 7,136 |
| Loan loss allowance | $182,000 | 7,887 |
| Total loans and leases | $25,996,000 | 7,153 |
| Unearned income | $0 | 2,291 |
| Loans and leases, gross | $25,996,000 | 7,155 |
| All real estate loans | $19,101,000 | 6,710 |
| Real estate loans in domestic offices | $19,101,000 | 6,710 |
| Construction and development loans | $1,203,000 | 6,035 |
| Commercial RE | $2,988,000 | 6,772 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $171,000 | 5,455 |
| 1-4 family residential loans | $10,891,000 | 5,743 |
| Farmland loans | $3,848,000 | 2,532 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,901,000 | 3,047 |
| Commercial and industrial loans | $3,341,000 | 6,315 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,626,000 | 6,341 |
| Credit card loans | $0 | 1,970 |
| Related Plans | $0 | 4,253 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,626,000 | 6,094 |
| All other loans & leases | $27,000 | 6,036 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,575 |
| Other loans | $27,000 | 4,626 |
| Lease financing receivables | $0 | 1,477 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,230 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,322 |
| Non 1-4 family restructured loans & leases | $0 | 1,322 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $182,000 | 7,742 |
| Total loans and leases | NA | NA |
| 2006-03-31 | Rank | |
| Net loans and leases | $24,617,000 | 7,181 |
| Loan loss allowance | $179,000 | 7,929 |
| Total loans and leases | $24,796,000 | 7,199 |
| Unearned income | $0 | 2,300 |
| Loans and leases, gross | $24,796,000 | 7,199 |
| All real estate loans | $18,258,000 | 6,767 |
| Real estate loans in domestic offices | $18,258,000 | 6,767 |
| Construction and development loans | $975,000 | 6,178 |
| Commercial RE | $2,817,000 | 6,821 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $172,000 | 5,429 |
| 1-4 family residential loans | $10,774,000 | 5,729 |
| Farmland loans | $3,520,000 | 2,638 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,019,000 | 2,921 |
| Commercial and industrial loans | $2,850,000 | 6,535 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,658,000 | 6,277 |
| Credit card loans | $0 | 1,991 |
| Related Plans | $0 | 4,275 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,658,000 | 6,045 |
| All other loans & leases | $11,000 | 6,508 |
| Loans to foreign governments and official institutions | $0 | 46 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,584 |
| Other loans | $11,000 | 5,347 |
| Lease financing receivables | $0 | 1,505 |
| Loans to depository institutions and acceptances of other banks | $0 | 305 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,176 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $179,000 | 7,762 |
| Total loans and leases | NA | NA |
| 2005-12-31 | Rank | |
| Net loans and leases | $23,406,000 | 7,306 |
| Loan loss allowance | $170,000 | 8,014 |
| Total loans and leases | $23,576,000 | 7,319 |
| Unearned income | $0 | 2,340 |
| Loans and leases, gross | $23,576,000 | 7,319 |
| All real estate loans | $16,958,000 | 6,900 |
| Real estate loans in domestic offices | $16,958,000 | 6,900 |
| Construction and development loans | $565,000 | 6,638 |
| Commercial RE | $2,240,000 | 7,041 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $173,000 | 5,416 |
| 1-4 family residential loans | $10,734,000 | 5,773 |
| Farmland loans | $3,246,000 | 2,743 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,335,000 | 2,789 |
| Commercial and industrial loans | $2,591,000 | 6,655 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,683,000 | 6,340 |
| Credit card loans | $0 | 2,019 |
| Related Plans | $0 | 4,281 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,683,000 | 6,082 |
| All other loans & leases | $9,000 | 6,661 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,596 |
| Other loans | $9,000 | 5,598 |
| Lease financing receivables | $0 | 1,496 |
| Loans to depository institutions and acceptances of other banks | $0 | 314 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,170 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $170,000 | 7,878 |
| Total loans and leases | NA | NA |
| 2005-09-30 | Rank | |
| Net loans and leases | $22,478,000 | 7,396 |
| Loan loss allowance | $166,000 | 8,073 |
| Total loans and leases | $22,644,000 | 7,414 |
| Unearned income | $0 | 2,362 |
| Loans and leases, gross | $22,644,000 | 7,415 |
| All real estate loans | $16,736,000 | 6,915 |
| Real estate loans in domestic offices | $16,736,000 | 6,915 |
| Construction and development loans | $468,000 | 6,757 |
| Commercial RE | $1,651,000 | 7,317 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $172,000 | 5,437 |
| 1-4 family residential loans | $10,892,000 | 5,748 |
| Farmland loans | $3,553,000 | 2,615 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,773,000 | 3,159 |
| Commercial and industrial loans | $2,399,000 | 6,806 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,729,000 | 6,351 |
| Credit card loans | $0 | 2,058 |
| Related Plans | $0 | 4,274 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,729,000 | 6,089 |
| All other loans & leases | $7,000 | 6,752 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,635 |
| Other loans | $7,000 | 5,716 |
| Lease financing receivables | $0 | 1,508 |
| Loans to depository institutions and acceptances of other banks | $0 | 306 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,161 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,412 |
| Non 1-4 family restructured loans & leases | $0 | 1,412 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $166,000 | 7,930 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $21,389,000 | 7,458 |
| Loan loss allowance | $173,000 | 8,033 |
| Total loans and leases | $21,562,000 | 7,471 |
| Unearned income | $0 | 2,365 |
| Loans and leases, gross | $21,562,000 | 7,474 |
| All real estate loans | $15,727,000 | 6,976 |
| Real estate loans in domestic offices | $15,727,000 | 6,976 |
| Construction and development loans | $611,000 | 6,461 |
| Commercial RE | $1,995,000 | 7,141 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $152,000 | 5,506 |
| 1-4 family residential loans | $9,327,000 | 6,055 |
| Farmland loans | $3,642,000 | 2,531 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,620,000 | 3,233 |
| Commercial and industrial loans | $2,597,000 | 6,682 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,608,000 | 6,475 |
| Credit card loans | $0 | 2,079 |
| Related Plans | $0 | 4,262 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,608,000 | 6,264 |
| All other loans & leases | $10,000 | 6,669 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,651 |
| Other loans | $10,000 | 5,593 |
| Lease financing receivables | $0 | 1,513 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,426 |
| Non 1-4 family restructured loans & leases | $0 | 1,426 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $173,000 | 7,890 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $21,899,000 | 7,430 |
| Loan loss allowance | $169,000 | 8,113 |
| Total loans and leases | $22,068,000 | 7,444 |
| Unearned income | $0 | 2,408 |
| Loans and leases, gross | $22,068,000 | 7,447 |
| All real estate loans | $16,524,000 | 6,957 |
| Real estate loans in domestic offices | $16,524,000 | 6,957 |
| Construction and development loans | $537,000 | 6,547 |
| Commercial RE | $1,714,000 | 7,320 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $150,000 | 5,532 |
| 1-4 family residential loans | $9,723,000 | 5,979 |
| Farmland loans | $4,400,000 | 2,201 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,427,000 | 3,291 |
| Commercial and industrial loans | $2,548,000 | 6,737 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,562,000 | 6,562 |
| Credit card loans | $0 | 2,109 |
| Related Plans | $0 | 4,284 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,562,000 | 6,359 |
| All other loans & leases | $7,000 | 6,840 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,712 |
| Other loans | $7,000 | 5,803 |
| Lease financing receivables | $0 | 1,544 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $169,000 | 7,971 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $19,972,000 | 7,611 |
| Loan loss allowance | $166,000 | 8,151 |
| Total loans and leases | $20,138,000 | 7,623 |
| Unearned income | $0 | 2,451 |
| Loans and leases, gross | $20,138,000 | 7,625 |
| All real estate loans | $14,618,000 | 7,128 |
| Real estate loans in domestic offices | $14,618,000 | 7,127 |
| Construction and development loans | $264,000 | 7,078 |
| Commercial RE | $1,489,000 | 7,455 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $148,000 | 5,535 |
| 1-4 family residential loans | $9,318,000 | 6,109 |
| Farmland loans | $3,399,000 | 2,587 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,476,000 | 3,317 |
| Commercial and industrial loans | $2,349,000 | 6,841 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,676,000 | 6,563 |
| Credit card loans | $0 | 2,153 |
| Related Plans | $0 | 4,278 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,676,000 | 6,337 |
| All other loans & leases | $19,000 | 6,458 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,749 |
| Other loans | $19,000 | 5,072 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $166,000 | 8,019 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $18,714,000 | 7,746 |
| Loan loss allowance | $212,000 | 7,902 |
| Total loans and leases | $18,926,000 | 7,754 |
| Unearned income | $0 | 2,459 |
| Loans and leases, gross | $18,926,000 | 7,755 |
| All real estate loans | $13,503,000 | 7,248 |
| Real estate loans in domestic offices | $13,503,000 | 7,247 |
| Construction and development loans | $104,000 | 7,483 |
| Commercial RE | $1,470,000 | 7,471 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $146,000 | 5,550 |
| 1-4 family residential loans | $8,532,000 | 6,281 |
| Farmland loans | $3,251,000 | 2,641 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,495,000 | 3,391 |
| Commercial and industrial loans | $2,417,000 | 6,792 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,506,000 | 6,813 |
| Credit card loans | $0 | 2,193 |
| Related Plans | $0 | 4,308 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,506,000 | 6,616 |
| All other loans & leases | $5,000 | 7,022 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,756 |
| Other loans | $5,000 | 6,040 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $212,000 | 7,691 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $18,491,000 | 7,781 |
| Loan loss allowance | $214,000 | 7,935 |
| Total loans and leases | $18,705,000 | 7,792 |
| Unearned income | $0 | 2,527 |
| Loans and leases, gross | $18,705,000 | 7,794 |
| All real estate loans | $13,555,000 | 7,247 |
| Real estate loans in domestic offices | $13,555,000 | 7,246 |
| Construction and development loans | $48,000 | 7,682 |
| Commercial RE | $2,075,000 | 7,171 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $145,000 | 5,548 |
| 1-4 family residential loans | $8,257,000 | 6,329 |
| Farmland loans | $3,030,000 | 2,720 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,245,000 | 3,577 |
| Commercial and industrial loans | $2,336,000 | 6,893 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,563,000 | 6,806 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $0 | 4,306 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,563,000 | 6,605 |
| All other loans & leases | $6,000 | 6,999 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,774 |
| Other loans | $6,000 | 5,966 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $214,000 | 7,716 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $18,104,000 | 7,787 |
| Loan loss allowance | $212,000 | 7,948 |
| Total loans and leases | $18,316,000 | 7,796 |
| Unearned income | $0 | 2,556 |
| Loans and leases, gross | $18,316,000 | 7,797 |
| All real estate loans | $13,130,000 | 7,276 |
| Real estate loans in domestic offices | $13,130,000 | 7,275 |
| Construction and development loans | $391,000 | 6,772 |
| Commercial RE | $1,768,000 | 7,338 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $330,000 | 4,868 |
| 1-4 family residential loans | $7,957,000 | 6,388 |
| Farmland loans | $2,684,000 | 2,891 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,161,000 | 3,572 |
| Commercial and industrial loans | $2,561,000 | 6,727 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,458,000 | 6,964 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $0 | 4,328 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,458,000 | 6,766 |
| All other loans & leases | $6,000 | 7,009 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,798 |
| Other loans | $6,000 | 5,940 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $209,000 | 7,764 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $17,771,000 | 7,872 |
| Loan loss allowance | $122,000 | 8,567 |
| Total loans and leases | $17,893,000 | 7,888 |
| Unearned income | $0 | 2,623 |
| Loans and leases, gross | $17,893,000 | 7,890 |
| All real estate loans | $12,821,000 | 7,353 |
| Real estate loans in domestic offices | $12,821,000 | 7,352 |
| Construction and development loans | $326,000 | 6,926 |
| Commercial RE | $1,990,000 | 7,205 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $330,000 | 4,845 |
| 1-4 family residential loans | $7,528,000 | 6,504 |
| Farmland loans | $2,647,000 | 2,900 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $959,000 | 3,817 |
| Commercial and industrial loans | $2,581,000 | 6,735 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,527,000 | 6,981 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $0 | 4,340 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,527,000 | 6,747 |
| All other loans & leases | $5,000 | 7,127 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,816 |
| Other loans | $5,000 | 6,160 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $122,000 | 8,455 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $16,478,000 | 8,047 |
| Loan loss allowance | $119,000 | 8,637 |
| Total loans and leases | $16,597,000 | 8,063 |
| Unearned income | $0 | 2,660 |
| Loans and leases, gross | $16,597,000 | 8,065 |
| All real estate loans | $11,768,000 | 7,506 |
| Real estate loans in domestic offices | $11,768,000 | 7,505 |
| Construction and development loans | $430,000 | 6,730 |
| Commercial RE | $1,814,000 | 7,328 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $329,000 | 4,827 |
| 1-4 family residential loans | $7,100,000 | 6,657 |
| Farmland loans | $2,095,000 | 3,283 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,048,000 | 3,806 |
| Commercial and industrial loans | $2,303,000 | 6,936 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,472,000 | 7,138 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $0 | 4,368 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,472,000 | 6,911 |
| All other loans & leases | $6,000 | 7,055 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,842 |
| Other loans | $6,000 | 6,009 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $119,000 | 8,541 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $16,177,000 | 8,105 |
| Loan loss allowance | $115,000 | 8,686 |
| Total loans and leases | $16,292,000 | 8,127 |
| Unearned income | $0 | 2,713 |
| Loans and leases, gross | $16,292,000 | 8,128 |
| All real estate loans | $11,547,000 | 7,546 |
| Real estate loans in domestic offices | $11,547,000 | 7,545 |
| Construction and development loans | $180,000 | 7,248 |
| Commercial RE | $1,664,000 | 7,440 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $299,000 | 4,876 |
| 1-4 family residential loans | $7,073,000 | 6,684 |
| Farmland loans | $2,331,000 | 3,099 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $913,000 | 3,945 |
| Commercial and industrial loans | $2,479,000 | 6,865 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,349,000 | 7,324 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $0 | 4,371 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,349,000 | 7,105 |
| All other loans & leases | $4,000 | 7,180 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,815 |
| Other loans | $4,000 | 6,197 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $115,000 | 8,591 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $17,211,000 | 7,989 |
| Loan loss allowance | $116,000 | 8,710 |
| Total loans and leases | $17,327,000 | 8,005 |
| Unearned income | $0 | 2,814 |
| Loans and leases, gross | $17,327,000 | 8,005 |
| All real estate loans | $12,310,000 | 7,445 |
| Real estate loans in domestic offices | $12,310,000 | 7,444 |
| Construction and development loans | $147,000 | 7,342 |
| Commercial RE | $1,508,000 | 7,548 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $298,000 | 4,872 |
| 1-4 family residential loans | $7,489,000 | 6,587 |
| Farmland loans | $2,868,000 | 2,700 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $895,000 | 3,941 |
| Commercial and industrial loans | $2,705,000 | 6,725 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,415,000 | 7,284 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,415,000 | 7,050 |
| All other loans & leases | $2,000 | 7,304 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,826 |
| Other loans | $2,000 | 6,345 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $116,000 | 8,609 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $16,426,000 | 8,117 |
| Loan loss allowance | $110,000 | 8,785 |
| Total loans and leases | $16,536,000 | 8,130 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $16,536,000 | 8,130 |
| All real estate loans | $11,662,000 | 7,567 |
| Real estate loans in domestic offices | $11,662,000 | 7,566 |
| Construction and development loans | $137,000 | 7,417 |
| Commercial RE | $1,441,000 | 7,579 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $299,000 | 4,846 |
| 1-4 family residential loans | $7,446,000 | 6,650 |
| Farmland loans | $2,339,000 | 3,027 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $856,000 | 4,038 |
| Commercial and industrial loans | $2,680,000 | 6,711 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,333,000 | 7,497 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,333,000 | 7,278 |
| All other loans & leases | $5,000 | 7,237 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,872 |
| Other loans | $5,000 | 6,203 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $110,000 | 8,692 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $15,290,000 | 8,335 |
| Loan loss allowance | $79,000 | 9,181 |
| Total loans and leases | $15,369,000 | 8,357 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $15,369,000 | 8,357 |
| All real estate loans | $10,778,000 | 7,718 |
| Real estate loans in domestic offices | $10,778,000 | 7,717 |
| Construction and development loans | $773,000 | 5,992 |
| Commercial RE | $961,000 | 8,050 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $198,000 | 5,195 |
| 1-4 family residential loans | $7,308,000 | 6,680 |
| Farmland loans | $1,538,000 | 3,599 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $887,000 | 4,091 |
| Commercial and industrial loans | $2,239,000 | 7,097 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,464,000 | 7,606 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $0 | 4,376 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,464,000 | 7,379 |
| All other loans & leases | $1,000 | 7,590 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $1,000 | 6,702 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $79,000 | 9,109 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $13,927,000 | 8,638 |
| Loan loss allowance | $63,000 | 9,510 |
| Total loans and leases | $13,990,000 | 8,659 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $13,990,000 | 8,662 |
| All real estate loans | $9,554,000 | 7,988 |
| Real estate loans in domestic offices | $9,554,000 | 7,988 |
| Construction and development loans | $81,000 | 7,773 |
| Commercial RE | $919,000 | 8,185 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $200,000 | 5,221 |
| 1-4 family residential loans | $6,925,000 | 6,843 |
| Farmland loans | $1,429,000 | 3,747 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $778,000 | 4,319 |
| Commercial and industrial loans | $2,284,000 | 7,138 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,371,000 | 7,995 |
| Credit card loans | $0 | 5,753 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,371,000 | 7,822 |
| All other loans & leases | $3,000 | 7,736 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $3,000 | 6,843 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $12,190,000 | 9,042 |
| Loan loss allowance | $55,000 | 9,844 |
| Total loans and leases | $12,245,000 | 9,066 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $12,245,000 | 9,072 |
| All real estate loans | $8,621,000 | 8,246 |
| Real estate loans in domestic offices | $8,621,000 | 8,245 |
| Construction and development loans | $145,000 | 7,631 |
| Commercial RE | $892,000 | 8,334 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $184,000 | 5,357 |
| 1-4 family residential loans | $6,187,000 | 7,143 |
| Farmland loans | $1,213,000 | 4,078 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $778,000 | 4,543 |
| Commercial and industrial loans | $1,808,000 | 7,597 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,037,000 | 8,653 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,037,000 | 8,521 |
| All other loans & leases | $1,000 | 8,195 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $1,000 | 7,371 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $8,596,000 | 9,683 |
| Loan loss allowance | $36,000 | 10,209 |
| Total loans and leases | $8,632,000 | 9,698 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $8,632,000 | 9,706 |
| All real estate loans | $5,918,000 | 8,897 |
| Real estate loans in domestic offices | $5,918,000 | 8,896 |
| Construction and development loans | $272,000 | 7,084 |
| Commercial RE | $889,000 | 8,429 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $18,000 | 6,625 |
| 1-4 family residential loans | $4,112,000 | 8,005 |
| Farmland loans | $627,000 | 5,025 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $454,000 | 5,199 |
| Commercial and industrial loans | $1,246,000 | 8,234 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,006,000 | 8,937 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,006,000 | 8,785 |
| All other loans & leases | $8,000 | 7,906 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $8,000 | 6,679 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $5,380,000 | 10,535 |
| Loan loss allowance | $25,000 | 10,748 |
| Total loans and leases | $5,405,000 | 10,544 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $5,405,000 | 10,550 |
| All real estate loans | $3,258,000 | 10,046 |
| Real estate loans in domestic offices | $3,258,000 | 10,046 |
| Construction and development loans | $0 | 8,938 |
| Commercial RE | $392,000 | 9,529 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,171 |
| 1-4 family residential loans | $2,359,000 | 9,273 |
| Farmland loans | $507,000 | 5,452 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $175,000 | 6,062 |
| Commercial and industrial loans | $1,095,000 | 8,659 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $877,000 | 9,569 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $877,000 | 9,419 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $1,720,000 | 11,373 |
| Loan loss allowance | $0 | 11,391 |
| Total loans and leases | $1,720,000 | 11,375 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $1,720,000 | 11,375 |
| All real estate loans | $742,000 | 11,213 |
| Real estate loans in domestic offices | $742,000 | 11,213 |
| Construction and development loans | $0 | 9,347 |
| Commercial RE | $0 | 11,021 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,518 |
| 1-4 family residential loans | $632,000 | 10,877 |
| Farmland loans | $110,000 | 7,142 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $65,000 | 6,809 |
| Commercial and industrial loans | $460,000 | 9,871 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $453,000 | 10,692 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $453,000 | 10,576 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |