Home > Valley State Bank > Net Loans and Leases
Valley State Bank, Net Loans and Leases
| 2001-12-31 | Rank | |
| Net loans and leases | $147,539,000 | 2,199 |
| Loan loss allowance | $1,599,000 | 2,445 |
| Total loans and leases | $149,138,000 | 2,205 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $149,138,000 | 2,206 |
| All real estate loans | $113,903,000 | 2,041 |
| Real estate loans in domestic offices | $113,903,000 | 2,039 |
| Construction and development loans | $23,639,000 | 1,049 |
| Commercial RE | $44,628,000 | 1,626 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,288,000 | 756 |
| 1-4 family residential loans | $31,485,000 | 3,169 |
| Farmland loans | $2,863,000 | 2,550 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,171,000 | 2,543 |
| Commercial and industrial loans | $28,624,000 | 1,589 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,902,000 | 7,098 |
| Credit card loans | $103,000 | 2,360 |
| Related Plans | $0 | 4,376 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,799,000 | 6,965 |
| All other loans & leases | $1,538,000 | 1,983 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $64,000 | 3,869 |
| Lease financing receivables | $1,474,000 | 606 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,599,000 | 2,173 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $121,623,000 | 2,566 |
| Loan loss allowance | $1,092,000 | 3,228 |
| Total loans and leases | $122,715,000 | 2,576 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $122,715,000 | 2,577 |
| All real estate loans | $91,856,000 | 2,369 |
| Real estate loans in domestic offices | $91,856,000 | 2,369 |
| Construction and development loans | $24,197,000 | 915 |
| Commercial RE | $29,733,000 | 2,054 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,690,000 | 759 |
| 1-4 family residential loans | $24,281,000 | 3,779 |
| Farmland loans | $2,955,000 | 2,478 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,465,000 | 2,454 |
| Commercial and industrial loans | $23,377,000 | 1,866 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $2,065,000 | 7,162 |
| Credit card loans | $104,000 | 3,933 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,961,000 | 7,081 |
| All other loans & leases | $1,952,000 | 1,678 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $138,000 | 2,925 |
| Lease financing receivables | $1,814,000 | 534 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $97,359,000 | 2,980 |
| Loan loss allowance | $818,000 | 4,020 |
| Total loans and leases | $98,177,000 | 2,991 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $98,177,000 | 2,996 |
| All real estate loans | $71,470,000 | 2,785 |
| Real estate loans in domestic offices | $71,470,000 | 2,785 |
| Construction and development loans | $21,383,000 | 924 |
| Commercial RE | $26,866,000 | 2,125 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,772,000 | 2,355 |
| 1-4 family residential loans | $20,126,000 | 4,214 |
| Farmland loans | $1,323,000 | 3,920 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,454,000 | 2,526 |
| Commercial and industrial loans | $19,654,000 | 2,088 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,136,000 | 7,191 |
| Credit card loans | $94,000 | 4,176 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,042,000 | 7,111 |
| All other loans & leases | $1,463,000 | 1,967 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $156,000 | 2,884 |
| Lease financing receivables | $1,307,000 | 597 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $69,959,000 | 3,779 |
| Loan loss allowance | $470,000 | 5,833 |
| Total loans and leases | $70,429,000 | 3,793 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $70,429,000 | 3,802 |
| All real estate loans | $44,000,000 | 3,901 |
| Real estate loans in domestic offices | $44,000,000 | 3,901 |
| Construction and development loans | $9,259,000 | 1,557 |
| Commercial RE | $19,618,000 | 2,400 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,018,000 | 3,036 |
| 1-4 family residential loans | $13,495,000 | 5,188 |
| Farmland loans | $610,000 | 5,059 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,327,000 | 2,274 |
| Commercial and industrial loans | $17,689,000 | 2,110 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,279,000 | 7,155 |
| Credit card loans | $87,000 | 4,389 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,192,000 | 7,033 |
| All other loans & leases | $2,134,000 | 1,550 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $101,000 | 3,424 |
| Lease financing receivables | $2,033,000 | 487 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $99,000 | 1,040 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $49,580,000 | 5,013 |
| Loan loss allowance | $451,000 | 6,087 |
| Total loans and leases | $50,031,000 | 5,032 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $50,031,000 | 5,042 |
| All real estate loans | $28,418,000 | 5,270 |
| Real estate loans in domestic offices | $28,418,000 | 5,269 |
| Construction and development loans | $4,373,000 | 2,580 |
| Commercial RE | $7,837,000 | 4,396 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,171 |
| 1-4 family residential loans | $15,454,000 | 5,014 |
| Farmland loans | $754,000 | 4,880 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,224,000 | 2,370 |
| Commercial and industrial loans | $11,940,000 | 2,872 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,369,000 | 6,289 |
| Credit card loans | $92,000 | 4,582 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,277,000 | 6,128 |
| All other loans & leases | $2,080,000 | 1,567 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $154,000 | 2,969 |
| Lease financing receivables | $1,926,000 | 486 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $270,000 | 808 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $39,177,000 | 5,947 |
| Loan loss allowance | $409,000 | 6,702 |
| Total loans and leases | $39,586,000 | 5,957 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $39,586,000 | 5,964 |
| All real estate loans | $21,098,000 | 6,269 |
| Real estate loans in domestic offices | $21,098,000 | 6,269 |
| Construction and development loans | $2,866,000 | 3,410 |
| Commercial RE | $4,703,000 | 5,689 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,518 |
| 1-4 family residential loans | $13,072,000 | 5,613 |
| Farmland loans | $457,000 | 5,755 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,778,000 | 2,537 |
| Commercial and industrial loans | $9,195,000 | 3,496 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,725,000 | 5,307 |
| Credit card loans | $71,000 | 5,116 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,654,000 | 5,081 |
| All other loans & leases | $790,000 | 2,950 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $63,000 | 4,425 |
| Lease financing receivables | $727,000 | 750 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $169,000 | 1,032 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $21,883,000 | 8,228 |
| Loan loss allowance | $189,000 | 9,653 |
| Total loans and leases | $22,072,000 | 8,256 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $22,072,000 | 8,262 |
| All real estate loans | $9,974,000 | 8,629 |
| Real estate loans in domestic offices | $9,974,000 | 8,629 |
| Construction and development loans | $1,482,000 | 4,569 |
| Commercial RE | $1,530,000 | 8,317 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $6,012,000 | 7,879 |
| Farmland loans | $950,000 | 4,613 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,048,000 | 3,030 |
| Commercial and industrial loans | $5,617,000 | 4,767 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,341,000 | 6,632 |
| Credit card loans | $58,000 | 5,428 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,283,000 | 6,443 |
| All other loans & leases | $92,000 | 6,667 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $92,000 | 3,959 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $13,210,000 | 10,222 |
| Loan loss allowance | $72,000 | 11,969 |
| Total loans and leases | $13,282,000 | 10,264 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $13,282,000 | 10,267 |
| All real estate loans | $6,927,000 | 9,892 |
| Real estate loans in domestic offices | $6,927,000 | 9,892 |
| Construction and development loans | $1,279,000 | 4,870 |
| Commercial RE | $1,787,000 | 8,248 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $2,780,000 | 10,117 |
| Farmland loans | $1,081,000 | 4,351 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $486,000 | 6,024 |
| Commercial and industrial loans | $3,341,000 | 6,338 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,215,000 | 8,187 |
| Credit card loans | $27,000 | 6,152 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,188,000 | 7,974 |
| All other loans & leases | $313,000 | 4,917 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $21,000 | 6,459 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $292,000 | 615 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $8,433,000 | 11,798 |
| Loan loss allowance | $75,000 | 12,510 |
| Total loans and leases | $8,508,000 | 11,830 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $8,508,000 | 11,830 |
| All real estate loans | $5,530,000 | 10,727 |
| Real estate loans in domestic offices | $5,530,000 | 10,727 |
| Construction and development loans | $474,000 | 6,741 |
| Commercial RE | $1,449,000 | 9,008 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $2,315,000 | 10,877 |
| Farmland loans | $1,292,000 | 3,851 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $811,000 | 5,499 |
| Commercial and industrial loans | $1,304,000 | 9,168 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $850,000 | 11,276 |
| Credit card loans | $5,000 | 6,858 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $845,000 | 11,112 |
| All other loans & leases | $13,000 | 9,482 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $13,000 | 7,522 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |