Home > Valley State Bank > Loan Charge- Offs and Recoveries
Valley State Bank, Loan Charge- Offs and Recoveries
1995-12-31 (YTD Data) | Rank | |
Total charge-offs | $61,000 | 6,104 |
Loans secured by real estate, total | $57,000 | 2,275 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $57,000 | 2,273 |
Construction and land development | $0 | 883 |
Secured by farmland | $56,000 | 102 |
Total charge-offs secured by 1-4 family residential properties | $1,000 | 4,202 |
Secured by multifamily residential properties | $0 | 559 |
Secured by nonfarm nonresidential properties | $0 | 2,210 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $0 | 7,579 |
Loans to individuals | $4,000 | 8,269 |
Credit card loan charge offs | $0 | 4,035 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $4,000 | 7,783 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 341 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
Total recoveries | $10,000 | 7,703 |
Loans secured by real estate, total | $6,000 | 3,322 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $6,000 | 3,320 |
Construction and land development | $0 | 688 |
Secured by farmland | $0 | 623 |
Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,201 |
Secured by multifamily residential properties | $0 | 496 |
Secured by nonfarm nonresidential properties | $0 | 2,179 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $3,000 | 6,218 |
Loans to individuals | $1,000 | 8,163 |
Credit card loan recoveries | $0 | 2,795 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $1,000 | 7,861 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 322 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $3,000 | 1,197 |
Net charge-offs | $51,000 | 5,105 |
Loans secured by real estate, total | $51,000 | 1,932 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $51,000 | 1,930 |
Construction and land development | $0 | 772 |
Secured by farmland | $56,000 | 84 |
Secured by 1-4 family residential properties- net charge-offs | $-5,000 | 10,936 |
Secured by multifamily residential properties | $0 | 498 |
Secured by nonfarm nonresidential properties | $0 | 1,798 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $-3,000 | 9,500 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $3,000 | 7,278 |
Credit card loan net charge offs | $0 | 3,773 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $3,000 | 6,672 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 281 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $-3,000 | 8,575 |
1994-12-31 (YTD Data) | Rank | |
Total charge-offs | $320,000 | 2,502 |
Loans secured by real estate, total | $24,000 | 3,676 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $22,000 | 3,776 |
Construction and land development | $0 | 994 |
Secured by farmland | $18,000 | 237 |
Total charge-offs secured by 1-4 family residential properties | $4,000 | 4,156 |
Secured by multifamily residential properties | $0 | 659 |
Secured by nonfarm nonresidential properties | $0 | 2,579 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $292,000 | 1,075 |
Loans to individuals | $4,000 | 8,528 |
Credit card loan charge offs | $0 | 4,000 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $4,000 | 8,050 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 332 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $218,000 | 68 |
Total recoveries | $22,000 | 6,665 |
Loans secured by real estate, total | $8,000 | 3,445 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $8,000 | 3,444 |
Construction and land development | $0 | 797 |
Secured by farmland | $7,000 | 432 |
Secured by 1-4 family residential properties - total recoveries | $1,000 | 3,734 |
Secured by multifamily residential properties | $0 | 504 |
Secured by nonfarm nonresidential properties | $0 | 2,421 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $7,000 | 5,775 |
Loans to individuals | $7,000 | 5,745 |
Credit card loan recoveries | $0 | 2,801 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $7,000 | 5,475 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 351 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $7,000 | 983 |
Net charge-offs | $298,000 | 1,911 |
Loans secured by real estate, total | $16,000 | 3,358 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $14,000 | 3,481 |
Construction and land development | $0 | 849 |
Secured by farmland | $11,000 | 241 |
Secured by 1-4 family residential properties- net charge-offs | $3,000 | 3,639 |
Secured by multifamily residential properties | $0 | 608 |
Secured by nonfarm nonresidential properties | $0 | 2,119 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $285,000 | 755 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $-3,000 | 11,375 |
Credit card loan net charge offs | $0 | 3,705 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $-3,000 | 11,186 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 251 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $211,000 | 57 |
1993-12-31 (YTD Data) | Rank | |
Total charge-offs | $239,000 | 3,644 |
Loans secured by real estate, total | $220,000 | 1,605 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $220,000 | 1,604 |
Construction and land development | $220,000 | 427 |
Secured by farmland | $0 | 674 |
Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
Secured by multifamily residential properties | $0 | 764 |
Secured by nonfarm nonresidential properties | $0 | 3,211 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $15,000 | 6,582 |
Loans to individuals | $4,000 | 9,177 |
Credit card loan charge offs | $0 | 4,176 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $4,000 | 8,734 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 379 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
Total recoveries | $12,000 | 8,528 |
Loans secured by real estate, total | $2,000 | 5,083 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $2,000 | 5,083 |
Construction and land development | $0 | 926 |
Secured by farmland | $0 | 821 |
Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,598 |
Secured by multifamily residential properties | $0 | 535 |
Secured by nonfarm nonresidential properties | $0 | 2,606 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $8,000 | 6,071 |
Loans to individuals | $2,000 | 8,403 |
Credit card loan recoveries | $0 | 2,866 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $2,000 | 8,120 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 365 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $1,000 | 1,777 |
Net charge-offs | $227,000 | 2,895 |
Loans secured by real estate, total | $218,000 | 1,389 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $218,000 | 1,387 |
Construction and land development | $220,000 | 386 |
Secured by farmland | $0 | 548 |
Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 11,770 |
Secured by multifamily residential properties | $0 | 715 |
Secured by nonfarm nonresidential properties | $0 | 2,799 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $7,000 | 5,769 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $2,000 | 8,181 |
Credit card loan net charge offs | $0 | 3,895 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $2,000 | 7,600 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 315 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $-1,000 | 9,234 |
1992-12-31 (YTD Data) | Rank | |
Total charge-offs | $47,000 | 9,155 |
Loans secured by real estate, total | $6,000 | 7,169 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $6,000 | 7,170 |
Construction and land development | $0 | 1,669 |
Secured by farmland | $0 | 904 |
Total charge-offs secured by 1-4 family residential properties | $6,000 | 5,366 |
Secured by multifamily residential properties | $0 | 893 |
Secured by nonfarm nonresidential properties | $0 | 3,945 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $35,000 | 6,329 |
Loans to individuals | $6,000 | 9,394 |
Credit card loan charge offs | $0 | 4,333 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $6,000 | 8,986 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 464 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
Total recoveries | $28,000 | 6,803 |
Loans secured by real estate, total | $14,000 | 3,057 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $14,000 | 3,057 |
Construction and land development | $0 | 1,048 |
Secured by farmland | $0 | 870 |
Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,840 |
Secured by multifamily residential properties | $0 | 476 |
Secured by nonfarm nonresidential properties | $0 | 2,509 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $12,000 | 5,626 |
Loans to individuals | $2,000 | 8,824 |
Credit card loan recoveries | $0 | 2,868 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $2,000 | 8,529 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 397 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $12,000 | 940 |
Net charge-offs | $19,000 | 9,186 |
Loans secured by real estate, total | $-8,000 | 12,916 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $-8,000 | 12,954 |
Construction and land development | $0 | 1,547 |
Secured by farmland | $0 | 773 |
Secured by 1-4 family residential properties- net charge-offs | $-8,000 | 13,248 |
Secured by multifamily residential properties | $0 | 849 |
Secured by nonfarm nonresidential properties | $0 | 3,618 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $23,000 | 5,868 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $4,000 | 8,555 |
Credit card loan net charge offs | $0 | 4,099 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $4,000 | 8,074 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 406 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $-12,000 | 10,271 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.