Home > Valley State Bank > Assets and Liabilities
Valley State Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 20 | 7,769 |
| Assets and Liabilities | ||
| Total Assets: | $65,022,000 | 6,272 |
| Cash and due from depository institutions | $1,839,000 | 7,769 |
| Interest-bearing balances | $50,000 | 5,736 |
| Securities | $10,296,000 | 8,171 |
| Federal funds sold & reverse repurchase agreements | $2,450,000 | 4,966 |
| Net loans & leases | $47,449,000 | 5,169 |
| Loan loss allowance | $1,022,000 | 3,456 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $350,000 | 9,207 |
| Other real estate owned | $0 | 7,769 |
| Goodwill and other intangibles | $1,152,000 | 1,114 |
| All other assets | $1,486,000 | 4,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,022,000 | 6,272 |
| Total liabilities | $58,034,000 | 6,294 |
| Total deposits | $55,133,000 | 6,312 |
| Interest-bearing deposits | $48,933,000 | 6,156 |
| Deposits held in domestic offices | $55,133,000 | 6,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,048,000 | 2,338 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $853,000 | 4,146 |
| Total equity capital | $6,988,000 | 5,870 |
| Total bank equity capital | $6,988,000 | 5,870 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $2,850,000 | 4,382 |
| Undivided profits | $3,738,000 | 5,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 10,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,692 |
| Income earned, not collected on loans | $1,072,000 | 2,142 |
| Earning assets | $60,245,000 | 6,211 |
| Long-term assets (5+ years) | $6,335,000 | 5,187 |
| Average Assets, year-to-date | $62,719,000 | 6,235 |
| Average Assets, quarterly | $63,609,000 | 6,303 |
| Volatile liabilities | $10,739,000 | 4,355 |
| Insider loans | $813,000 | 4,265 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,959,000 | 4,124 |
| Tier 1 (core) risk-based capital | $5,752,000 | 6,618 |
| Tier 2 risk-based capital | $605,330 | 4,536 |
| Total risk weighted assets | $48,009,730 | 5,196 |
| Total unused commitments | $6,959,000 | 4,138 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $62,838,000 | 6,437 |
| Cash and due from depository institutions | $2,282,000 | 7,881 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,363,000 | 8,978 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 7,243 |
| Net loans & leases | $47,606,000 | 5,104 |
| Loan loss allowance | $1,013,000 | 3,546 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $372,000 | 9,337 |
| Other real estate owned | $29,000 | 7,881 |
| Goodwill and other intangibles | $1,252,000 | 985 |
| All other assets | $1,584,000 | 4,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,838,000 | 6,437 |
| Total liabilities | $56,984,000 | 6,418 |
| Total deposits | $55,043,000 | 6,352 |
| Interest-bearing deposits | $50,292,000 | 6,050 |
| Deposits held in domestic offices | $55,043,000 | 6,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,178,000 | 3,005 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $763,000 | 3,739 |
| Total equity capital | $5,854,000 | 6,395 |
| Total bank equity capital | $5,854,000 | 6,395 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $2,850,000 | 4,318 |
| Undivided profits | $2,604,000 | 6,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 5,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,564 |
| Income earned, not collected on loans | $1,028,000 | 1,923 |
| Earning assets | $57,319,000 | 6,421 |
| Long-term assets (5+ years) | $6,876,000 | 5,134 |
| Average Assets, year-to-date | $62,356,000 | 6,341 |
| Average Assets, quarterly | $63,859,000 | 6,322 |
| Volatile liabilities | $7,854,000 | 5,160 |
| Insider loans | $157,000 | 8,659 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,232,000 | 4,306 |
| Tier 1 (core) risk-based capital | $4,661,000 | 7,563 |
| Tier 2 risk-based capital | $612,440 | 4,468 |
| Total risk weighted assets | $48,594,440 | 5,067 |
| Total unused commitments | $6,232,000 | 4,313 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $61,461,000 | 6,715 |
| Cash and due from depository institutions | $2,683,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,165,000 | 7,968 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $40,458,000 | 5,679 |
| Loan loss allowance | $546,000 | 5,991 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $600,000 | 8,107 |
| Other real estate owned | $251,000 | 8,423 |
| Goodwill and other intangibles | $1,351,000 | 871 |
| All other assets | $953,000 | 6,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,461,000 | 6,715 |
| Total liabilities | $55,949,000 | 6,704 |
| Total deposits | $52,786,000 | 6,802 |
| Interest-bearing deposits | $46,428,000 | 6,691 |
| Deposits held in domestic offices | $52,786,000 | 6,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,100,000 | 2,178 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $342,000 | 3,679 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $721,000 | 4,048 |
| Total equity capital | $5,512,000 | 6,784 |
| Total bank equity capital | $5,512,000 | 6,784 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $2,350,000 | 4,940 |
| Undivided profits | $2,762,000 | 6,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 11,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $812,000 | 2,183 |
| Earning assets | $55,623,000 | 6,785 |
| Long-term assets (5+ years) | $11,911,000 | 3,899 |
| Average Assets, year-to-date | $56,150,400 | 7,002 |
| Average Assets, quarterly | $59,553,000 | 6,820 |
| Volatile liabilities | $9,843,000 | 4,137 |
| Insider loans | $234,000 | 7,931 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,610,000 | 4,571 |
| Tier 1 (core) risk-based capital | $4,161,000 | 8,104 |
| Tier 2 risk-based capital | $542,420 | 4,911 |
| Total risk weighted assets | $43,389,820 | 5,523 |
| Total unused commitments | $5,610,000 | 4,594 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $51,971,000 | 7,662 |
| Cash and due from depository institutions | $1,995,000 | 8,886 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,704,000 | 7,449 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $32,256,000 | 6,701 |
| Loan loss allowance | $468,000 | 6,790 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $635,000 | 8,018 |
| Other real estate owned | $0 | 8,886 |
| Goodwill and other intangibles | $1,483,000 | 829 |
| All other assets | $898,000 | 6,843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,971,000 | 7,662 |
| Total liabilities | $46,958,000 | 7,700 |
| Total deposits | $45,051,000 | 7,755 |
| Interest-bearing deposits | $39,490,000 | 7,682 |
| Deposits held in domestic offices | $45,051,000 | 7,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,477 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $327,000 | 3,501 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $480,000 | 6,005 |
| Total equity capital | $5,013,000 | 7,088 |
| Total bank equity capital | $5,013,000 | 7,088 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $1,850,000 | 5,814 |
| Undivided profits | $2,763,000 | 6,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $478,000 | 5,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $661,000 | 3,024 |
| Earning assets | $46,960,000 | 7,705 |
| Long-term assets (5+ years) | $13,676,000 | 3,477 |
| Average Assets, year-to-date | $45,376,800 | 8,212 |
| Average Assets, quarterly | $49,596,500 | 7,835 |
| Volatile liabilities | $6,390,000 | 5,650 |
| Insider loans | $223,000 | 3,672 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,311,000 | 5,035 |
| Tier 1 (core) risk-based capital | $3,530,000 | 8,816 |
| Tier 2 risk-based capital | $432,990 | 5,885 |
| Total risk weighted assets | $34,604,390 | 6,622 |
| Total unused commitments | $4,311,000 | 5,066 |
| Derivatives | $0 | 651 |