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Valley State Bank, Total Unused Commitments

2006-06-30Rank
Total unused commitments$13,381,0004,173
Loan commitments-revolving, open-end lines secured by 1-4's$05,894
Credit card lines$1,325,0001,152
Commercial real estate, construction & land development$1,316,0004,595
Commitments secured by real estate$1,316,0004,551
Commitments not secured by real estate$0846
Securities underwriting$07
Other unused commitments$10,740,0002,626
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,965,0003,037
Securities lent$047
All other off-balance sheet liabilities$0442
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$011
2006-03-31Rank
Total unused commitments$17,655,0003,582
Loan commitments-revolving, open-end lines secured by 1-4's$05,895
Credit card lines$1,363,0001,156
Commercial real estate, construction & land development$1,052,0004,685
Commitments secured by real estate$1,052,0004,651
Commitments not secured by real estate$0816
Securities underwriting$07
Other unused commitments$15,240,0002,040
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,965,0003,006
Securities lent$045
All other off-balance sheet liabilities$0430
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$014
2005-12-31Rank
Total unused commitments$14,856,0003,890
Loan commitments-revolving, open-end lines secured by 1-4's$05,904
Credit card lines$1,400,0001,131
Commercial real estate, construction & land development$1,306,0004,485
Commitments secured by real estate$1,306,0004,449
Commitments not secured by real estate$0803
Securities underwriting$07
Other unused commitments$12,150,0002,364
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,425,0003,161
Securities lent$045
All other off-balance sheet liabilities$0302
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-09-30Rank
Total unused commitments$13,413,0004,036
Loan commitments-revolving, open-end lines secured by 1-4's$05,868
Credit card lines$1,347,0001,169
Commercial real estate, construction & land development$06,062
Commitments secured by real estate$06,024
Commitments not secured by real estate$0800
Securities underwriting$07
Other unused commitments$12,066,0002,318
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,350,0003,098
Securities lent$047
All other off-balance sheet liabilities$0296
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$049
Acquired by reporting bank$016
2005-06-30Rank
Total unused commitments$14,759,0003,802
Loan commitments-revolving, open-end lines secured by 1-4's$05,835
Credit card lines$1,417,0001,166
Commercial real estate, construction & land development$1,271,0004,502
Commitments secured by real estate$1,271,0004,464
Commitments not secured by real estate$0763
Securities underwriting$07
Other unused commitments$12,071,0002,274
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,232,0003,079
Securities lent$044
All other off-balance sheet liabilities$0290
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-03-31Rank
Total unused commitments$17,500,0003,424
Loan commitments-revolving, open-end lines secured by 1-4's$05,852
Credit card lines$1,446,0001,144
Commercial real estate, construction & land development$1,650,0004,134
Commitments secured by real estate$1,650,0004,094
Commitments not secured by real estate$0778
Securities underwriting$07
Other unused commitments$14,404,0001,996
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,250,0003,098
Securities lent$045
All other off-balance sheet liabilities$0300
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$044
Acquired by reporting bank$016
2004-12-31Rank
Total unused commitments$14,751,0003,624
Loan commitments-revolving, open-end lines secured by 1-4's$05,846
Credit card lines$1,366,0001,177
Commercial real estate, construction & land development$832,0004,733
Commitments secured by real estate$832,0004,703
Commitments not secured by real estate$0755
Securities underwriting$08
Other unused commitments$12,553,0002,108
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,523,0003,346
Securities lent$039
All other off-balance sheet liabilities$0281
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$043
Acquired by reporting bank$017
2004-09-30Rank
Total unused commitments$13,954,0003,731
Loan commitments-revolving, open-end lines secured by 1-4's$05,849
Credit card lines$1,406,0001,193
Commercial real estate, construction & land development$504,0005,126
Commitments secured by real estate$504,0005,089
Commitments not secured by real estate$0802
Securities underwriting$07
Other unused commitments$12,044,0002,117
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,178,0002,958
Securities lent$042
All other off-balance sheet liabilities$0271
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$040
Acquired by reporting bank$013
2004-06-30Rank
Total unused commitments$20,012,0003,000
Loan commitments-revolving, open-end lines secured by 1-4's$05,852
Credit card lines$1,387,0001,229
Commercial real estate, construction & land development$1,521,0004,154
Commitments secured by real estate$1,521,0004,110
Commitments not secured by real estate$0797
Securities underwriting$06
Other unused commitments$17,104,0001,620
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,265,0002,889
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$037
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$18,747,0003,082
Loan commitments-revolving, open-end lines secured by 1-4's$05,828
Credit card lines$1,356,0001,269
Commercial real estate, construction & land development$1,291,0004,162
Commitments secured by real estate$1,291,0004,120
Commitments not secured by real estate$0806
Securities underwriting$06
Other unused commitments$16,100,0001,721
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,495,0002,751
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$039
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$19,308,0002,921
Loan commitments-revolving, open-end lines secured by 1-4's$05,162
Credit card lines$1,350,0001,202
Commercial real estate, construction & land development$1,080,0004,347
Commitments secured by real estate$1,080,0004,300
Commitments not secured by real estate$0819
Securities underwriting$07
Other unused commitments$16,878,0001,568
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,955,0002,926
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$19,805,0002,859
Loan commitments-revolving, open-end lines secured by 1-4's$05,161
Credit card lines$1,323,0001,240
Commercial real estate, construction & land development$1,025,0004,440
Commitments secured by real estate$1,025,0004,399
Commitments not secured by real estate$0858
Securities underwriting$06
Other unused commitments$17,457,0001,522
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,410,0002,664
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$17,944,0003,029
Loan commitments-revolving, open-end lines secured by 1-4's$05,145
Credit card lines$1,381,0001,222
Commercial real estate, construction & land development$1,308,0004,143
Commitments secured by real estate$1,308,0004,101
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$15,255,0001,682
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,465,0002,583
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$18,707,0002,838
Loan commitments-revolving, open-end lines secured by 1-4's$05,136
Credit card lines$1,317,0001,275
Commercial real estate, construction & land development$1,253,0004,064
Commitments secured by real estate$1,253,0004,010
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$16,137,0001,580
Memoranda:
Commitments with an original maturity exceeding 1 yr$3,716,0002,141
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$17,636,0002,868
Loan commitments-revolving, open-end lines secured by 1-4's$05,126
Credit card lines$1,225,0001,321
Commercial real estate, construction & land development$1,327,0003,990
Commitments secured by real estate$1,327,0003,935
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$15,084,0001,600
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,522,0002,983
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$18,538,0002,636
Loan commitments-revolving, open-end lines secured by 1-4's$05,084
Credit card lines$1,279,0001,362
Commercial real estate, construction & land development$750,0004,487
Commitments secured by real estate$750,0004,415
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$16,509,0001,449
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,323,0002,980
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$12,643,0003,223
Loan commitments-revolving, open-end lines secured by 1-4's$05,058
Credit card lines$1,189,0001,557
Commercial real estate, construction & land development$766,0004,344
Commitments secured by real estate$766,0004,276
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$10,688,0001,946
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,321,0002,896
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$14,104,0002,993
Loan commitments-revolving, open-end lines secured by 1-4's$05,066
Credit card lines$1,082,0001,710
Commercial real estate, construction & land development$741,0004,458
Commitments secured by real estate$741,0004,392
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$12,281,0001,774
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,984,0002,461
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$14,526,0002,859
Loan commitments-revolving, open-end lines secured by 1-4's$05,019
Credit card lines$1,080,0001,768
Commercial real estate, construction & land development$1,104,0003,757
Commitments secured by real estate$1,104,0003,672
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$12,342,0001,671
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,414,0002,613
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$12,631,0002,918
Loan commitments-revolving, open-end lines secured by 1-4's$05,106
Credit card lines$966,0001,898
Commercial real estate, construction & land development$429,0004,877
Commitments secured by real estate$429,0004,777
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$11,236,0001,675
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,037,0002,880
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$13,884,0002,690
Loan commitments-revolving, open-end lines secured by 1-4's$05,134
Credit card lines$1,038,0001,898
Commercial real estate, construction & land development$431,0004,871
Commitments secured by real estate$431,0004,794
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$12,415,0001,559
Memoranda:
Commitments with an original maturity exceeding 1 yr$4,157,0001,523
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$10,991,0003,077
Loan commitments-revolving, open-end lines secured by 1-4's$05,129
Credit card lines$905,0002,104
Commercial real estate, construction & land development$984,0003,716
Commitments secured by real estate$984,0003,628
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$9,102,0001,958
Memoranda:
Commitments with an original maturity exceeding 1 yr$740,0003,079
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$8,619,0003,491
Loan commitments-revolving, open-end lines secured by 1-4's$05,180
Credit card lines$710,0002,278
Commercial real estate, construction & land development$604,0004,424
Commitments secured by real estate$604,0004,330
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$7,305,0002,194
Memoranda:
Commitments with an original maturity exceeding 1 yr$852,0002,898
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$8,841,0003,389
Loan commitments-revolving, open-end lines secured by 1-4's$05,433
Credit card lines$332,0002,882
Commercial real estate, construction & land development$477,0004,660
Commitments secured by real estate$477,0004,554
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$8,032,0001,943
Memoranda:
Commitments with an original maturity exceeding 1 yr$943,0002,633
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$6,429,0003,957
Loan commitments-revolving, open-end lines secured by 1-4's$05,501
Credit card lines$152,0003,351
Commercial real estate, construction & land development$448,0004,484
Commitments secured by real estate$448,0004,295
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$5,829,0002,319
Memoranda:
Commitments with an original maturity exceeding 1 yr$418,0003,176
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0109