Home > Valley Savings Bank > Income and Expense
Valley Savings Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 3,672 |
| Total interest expense | $282,000 | 3,864 |
| Net interest income | $2,575,000 | 3,604 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $345,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $111,000 | 3,771 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $234,000 | 3,397 |
| Total noninterest expense | $2,423,000 | 3,427 |
| Salaries and employee benefits | $1,117,000 | 3,790 |
| Premises and equipment expense | $365,000 | 2,885 |
| Additional noninterest expense | $941,000 | 3,034 |
| Pre-tax net operating income | $472,000 | 4,265 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $139,000 | 2,743 |
| Income before extraordinary items | $333,000 | 4,570 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $333,000 | 4,573 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $333,000 | 4,574 |
| Net charge-offs | $23,000 | 3,345 |
| Cash dividends | $80,000 | 3,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $333,000 | 4,519 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 3,686 |
| Total interest expense | $142,000 | 3,903 |
| Net interest income | $1,289,000 | 3,612 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $168,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $53,000 | 3,826 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $115,000 | 3,363 |
| Total noninterest expense | $1,184,000 | 3,501 |
| Salaries and employee benefits | $561,000 | 3,822 |
| Premises and equipment expense | $193,000 | 2,825 |
| Additional noninterest expense | $430,000 | 3,240 |
| Pre-tax net operating income | $248,000 | 4,114 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $73,000 | 2,645 |
| Income before extraordinary items | $175,000 | 4,461 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $175,000 | 4,463 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $175,000 | 4,463 |
| Net charge-offs | $19,000 | 2,514 |
| Cash dividends | $80,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $175,000 | 4,405 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 3,734 |
| Total interest expense | $574,000 | 4,166 |
| Net interest income | $5,158,000 | 3,630 |
| Provision for loan and lease losses | $139,000 | 3,360 |
| Total noninterest income | $872,000 | 3,471 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $241,000 | 3,771 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $631,000 | 3,037 |
| Total noninterest expense | $4,645,000 | 3,582 |
| Salaries and employee benefits | $2,130,000 | 3,938 |
| Premises and equipment expense | $678,000 | 3,027 |
| Additional noninterest expense | $1,837,000 | 3,174 |
| Pre-tax net operating income | $1,246,000 | 3,711 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $378,000 | 2,422 |
| Income before extraordinary items | $868,000 | 4,143 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $868,000 | 4,145 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $868,000 | 4,146 |
| Net charge-offs | $131,000 | 3,469 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $868,000 | 4,092 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,271,000 | 3,783 |
| Total interest expense | $428,000 | 4,265 |
| Net interest income | $3,843,000 | 3,666 |
| Provision for loan and lease losses | $134,000 | 3,091 |
| Total noninterest income | $673,000 | 3,466 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $178,000 | 3,826 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $495,000 | 3,039 |
| Total noninterest expense | $3,460,000 | 3,615 |
| Salaries and employee benefits | $1,580,000 | 3,971 |
| Premises and equipment expense | $500,000 | 3,106 |
| Additional noninterest expense | $1,380,000 | 3,161 |
| Pre-tax net operating income | $922,000 | 3,822 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $280,000 | 2,480 |
| Income before extraordinary items | $642,000 | 4,196 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $642,000 | 4,198 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $642,000 | 4,200 |
| Net charge-offs | $110,000 | 3,164 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $642,000 | 4,122 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 3,831 |
| Total interest expense | $285,000 | 4,330 |
| Net interest income | $2,526,000 | 3,694 |
| Provision for loan and lease losses | $89,000 | 3,117 |
| Total noninterest income | $464,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $113,000 | 3,899 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $351,000 | 2,980 |
| Total noninterest expense | $2,327,000 | 3,610 |
| Salaries and employee benefits | $1,065,000 | 3,978 |
| Premises and equipment expense | $336,000 | 3,087 |
| Additional noninterest expense | $926,000 | 3,136 |
| Pre-tax net operating income | $574,000 | 3,898 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $174,000 | 2,553 |
| Income before extraordinary items | $400,000 | 4,317 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $400,000 | 4,319 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $400,000 | 4,320 |
| Net charge-offs | $64,000 | 3,148 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $400,000 | 4,208 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 3,894 |
| Total interest expense | $143,000 | 4,410 |
| Net interest income | $1,239,000 | 3,760 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $236,000 | 3,391 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $54,000 | 3,946 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $182,000 | 2,905 |
| Total noninterest expense | $1,178,000 | 3,612 |
| Salaries and employee benefits | $542,000 | 3,973 |
| Premises and equipment expense | $174,000 | 3,031 |
| Additional noninterest expense | $462,000 | 3,155 |
| Pre-tax net operating income | $267,000 | 4,008 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $80,000 | 2,607 |
| Income before extraordinary items | $187,000 | 4,383 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $187,000 | 4,386 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $187,000 | 4,385 |
| Net charge-offs | $57,000 | 2,329 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $187,000 | 4,283 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,568,000 | 4,024 |
| Total interest expense | $652,000 | 4,571 |
| Net interest income | $4,916,000 | 3,861 |
| Provision for loan and lease losses | $180,000 | 4,053 |
| Total noninterest income | $1,092,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $246,000 | 3,892 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $846,000 | 2,600 |
| Total noninterest expense | $4,301,000 | 3,827 |
| Salaries and employee benefits | $2,074,000 | 4,048 |
| Premises and equipment expense | $643,000 | 3,221 |
| Additional noninterest expense | $1,584,000 | 3,654 |
| Pre-tax net operating income | $1,527,000 | 3,305 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $476,000 | 2,235 |
| Income before extraordinary items | $1,051,000 | 3,801 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,051,000 | 3,801 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,051,000 | 3,803 |
| Net charge-offs | $4,000 | 5,797 |
| Cash dividends | $148,000 | 3,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,051,000 | 3,650 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 4,117 |
| Total interest expense | $498,000 | 4,656 |
| Net interest income | $3,654,000 | 3,938 |
| Provision for loan and lease losses | $158,000 | 3,828 |
| Total noninterest income | $703,000 | 3,407 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $185,000 | 3,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $518,000 | 2,897 |
| Total noninterest expense | $3,190,000 | 3,890 |
| Salaries and employee benefits | $1,507,000 | 4,136 |
| Premises and equipment expense | $476,000 | 3,288 |
| Additional noninterest expense | $1,207,000 | 3,647 |
| Pre-tax net operating income | $1,009,000 | 3,614 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $315,000 | 2,412 |
| Income before extraordinary items | $694,000 | 4,125 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $694,000 | 4,125 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $694,000 | 4,125 |
| Net charge-offs | $2,000 | 5,642 |
| Cash dividends | $68,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $694,000 | 3,942 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 4,185 |
| Total interest expense | $335,000 | 4,741 |
| Net interest income | $2,400,000 | 3,979 |
| Provision for loan and lease losses | $97,000 | 3,913 |
| Total noninterest income | $459,000 | 3,397 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $118,000 | 3,997 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $341,000 | 2,887 |
| Total noninterest expense | $2,125,000 | 3,912 |
| Salaries and employee benefits | $992,000 | 4,195 |
| Premises and equipment expense | $318,000 | 3,290 |
| Additional noninterest expense | $815,000 | 3,623 |
| Pre-tax net operating income | $637,000 | 3,702 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $198,000 | 2,459 |
| Income before extraordinary items | $439,000 | 4,208 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $439,000 | 4,212 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $439,000 | 4,211 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $68,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $439,000 | 4,033 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 4,243 |
| Total interest expense | $172,000 | 4,780 |
| Net interest income | $1,187,000 | 4,042 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $254,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $58,000 | 4,012 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $196,000 | 2,697 |
| Total noninterest expense | $1,044,000 | 3,990 |
| Salaries and employee benefits | $500,000 | 4,205 |
| Premises and equipment expense | $166,000 | 3,208 |
| Additional noninterest expense | $378,000 | 3,776 |
| Pre-tax net operating income | $352,000 | 3,543 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $110,000 | 2,354 |
| Income before extraordinary items | $242,000 | 4,046 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $242,000 | 4,049 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $242,000 | 4,049 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $68,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $242,000 | 3,890 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,473,000 | 4,328 |
| Total interest expense | $838,000 | 4,816 |
| Net interest income | $4,635,000 | 4,117 |
| Provision for loan and lease losses | $209,000 | 4,591 |
| Total noninterest income | $755,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $271,000 | 3,802 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $484,000 | 3,174 |
| Total noninterest expense | $3,918,000 | 4,166 |
| Salaries and employee benefits | $1,864,000 | 4,343 |
| Premises and equipment expense | $587,000 | 3,634 |
| Additional noninterest expense | $1,467,000 | 3,911 |
| Pre-tax net operating income | $1,263,000 | 3,311 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $391,000 | 2,265 |
| Income before extraordinary items | $872,000 | 3,804 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $872,000 | 3,808 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $872,000 | 3,807 |
| Net charge-offs | $140,000 | 4,657 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $872,000 | 3,682 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 4,368 |
| Total interest expense | $654,000 | 4,846 |
| Net interest income | $3,461,000 | 4,148 |
| Provision for loan and lease losses | $156,000 | 4,449 |
| Total noninterest income | $522,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $202,000 | 3,834 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $320,000 | 3,377 |
| Total noninterest expense | $2,911,000 | 4,195 |
| Salaries and employee benefits | $1,384,000 | 4,378 |
| Premises and equipment expense | $440,000 | 3,683 |
| Additional noninterest expense | $1,087,000 | 3,940 |
| Pre-tax net operating income | $916,000 | 3,477 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $282,000 | 2,331 |
| Income before extraordinary items | $634,000 | 3,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $634,000 | 3,930 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $634,000 | 3,930 |
| Net charge-offs | $134,000 | 4,130 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $634,000 | 3,817 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,731,000 | 4,413 |
| Total interest expense | $440,000 | 4,928 |
| Net interest income | $2,291,000 | 4,193 |
| Provision for loan and lease losses | $91,000 | 4,480 |
| Total noninterest income | $347,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $130,000 | 3,877 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $217,000 | 3,361 |
| Total noninterest expense | $1,944,000 | 4,238 |
| Salaries and employee benefits | $912,000 | 4,444 |
| Premises and equipment expense | $290,000 | 3,735 |
| Additional noninterest expense | $742,000 | 3,929 |
| Pre-tax net operating income | $603,000 | 3,466 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $185,000 | 2,299 |
| Income before extraordinary items | $418,000 | 3,893 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $418,000 | 3,894 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $418,000 | 3,895 |
| Net charge-offs | $103,000 | 3,807 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $418,000 | 3,789 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 4,430 |
| Total interest expense | $216,000 | 5,074 |
| Net interest income | $1,151,000 | 4,166 |
| Provision for loan and lease losses | $37,000 | 4,473 |
| Total noninterest income | $170,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $62,000 | 3,939 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $108,000 | 3,428 |
| Total noninterest expense | $972,000 | 4,251 |
| Salaries and employee benefits | $452,000 | 4,494 |
| Premises and equipment expense | $148,000 | 3,732 |
| Additional noninterest expense | $372,000 | 3,925 |
| Pre-tax net operating income | $312,000 | 3,457 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $96,000 | 2,225 |
| Income before extraordinary items | $216,000 | 3,846 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $216,000 | 3,844 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $216,000 | 3,846 |
| Net charge-offs | $11,000 | 4,347 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $216,000 | 3,793 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 4,460 |
| Total interest expense | $1,096,000 | 5,025 |
| Net interest income | $4,618,000 | 4,172 |
| Provision for loan and lease losses | $157,000 | 5,600 |
| Total noninterest income | $804,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $271,000 | 3,843 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $533,000 | 3,090 |
| Total noninterest expense | $3,765,000 | 4,379 |
| Salaries and employee benefits | $1,823,000 | 4,486 |
| Premises and equipment expense | $536,000 | 4,012 |
| Additional noninterest expense | $1,406,000 | 4,182 |
| Pre-tax net operating income | $1,500,000 | 2,720 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $468,000 | 1,949 |
| Income before extraordinary items | $1,032,000 | 3,164 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,032,000 | 3,160 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,032,000 | 3,164 |
| Net charge-offs | $42,000 | 6,025 |
| Cash dividends | $125,000 | 3,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,032,000 | 3,033 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,323,000 | 4,517 |
| Total interest expense | $872,000 | 5,048 |
| Net interest income | $3,451,000 | 4,245 |
| Provision for loan and lease losses | $121,000 | 5,504 |
| Total noninterest income | $570,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $201,000 | 3,937 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $369,000 | 3,228 |
| Total noninterest expense | $2,769,000 | 4,454 |
| Salaries and employee benefits | $1,322,000 | 4,631 |
| Premises and equipment expense | $403,000 | 4,077 |
| Additional noninterest expense | $1,044,000 | 4,194 |
| Pre-tax net operating income | $1,131,000 | 2,881 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $354,000 | 1,991 |
| Income before extraordinary items | $777,000 | 3,327 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $777,000 | 3,325 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $777,000 | 3,327 |
| Net charge-offs | $32,000 | 5,785 |
| Cash dividends | $56,000 | 3,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $777,000 | 3,198 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 4,543 |
| Total interest expense | $598,000 | 5,080 |
| Net interest income | $2,298,000 | 4,257 |
| Provision for loan and lease losses | $57,000 | 5,766 |
| Total noninterest income | $347,000 | 3,942 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $128,000 | 4,023 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $219,000 | 3,355 |
| Total noninterest expense | $1,825,000 | 4,502 |
| Salaries and employee benefits | $874,000 | 4,675 |
| Premises and equipment expense | $270,000 | 4,082 |
| Additional noninterest expense | $681,000 | 4,243 |
| Pre-tax net operating income | $763,000 | 2,875 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $239,000 | 1,960 |
| Income before extraordinary items | $524,000 | 3,324 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $524,000 | 3,321 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $524,000 | 3,323 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $56,000 | 3,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $524,000 | 3,216 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 4,592 |
| Total interest expense | $314,000 | 5,087 |
| Net interest income | $1,139,000 | 4,296 |
| Provision for loan and lease losses | $24,000 | 5,644 |
| Total noninterest income | $166,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $58,000 | 4,200 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $108,000 | 3,363 |
| Total noninterest expense | $921,000 | 4,515 |
| Salaries and employee benefits | $433,000 | 4,766 |
| Premises and equipment expense | $139,000 | 4,082 |
| Additional noninterest expense | $349,000 | 4,161 |
| Pre-tax net operating income | $360,000 | 3,020 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $113,000 | 2,005 |
| Income before extraordinary items | $247,000 | 3,520 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $247,000 | 3,517 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $247,000 | 3,519 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $56,000 | 2,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $247,000 | 3,387 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,776,000 | 4,731 |
| Total interest expense | $1,834,000 | 4,692 |
| Net interest income | $3,942,000 | 4,607 |
| Provision for loan and lease losses | $79,000 | 6,603 |
| Total noninterest income | $805,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $269,000 | 4,086 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $536,000 | 3,093 |
| Total noninterest expense | $3,600,000 | 4,625 |
| Salaries and employee benefits | $1,660,000 | 4,895 |
| Premises and equipment expense | $491,000 | 4,423 |
| Additional noninterest expense | $1,449,000 | 4,183 |
| Pre-tax net operating income | $1,068,000 | 2,886 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $321,000 | 1,965 |
| Income before extraordinary items | $747,000 | 3,255 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $747,000 | 3,253 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $747,000 | 3,254 |
| Net charge-offs | $12,000 | 6,844 |
| Cash dividends | $28,000 | 4,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $747,000 | 3,193 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 4,787 |
| Total interest expense | $1,450,000 | 4,698 |
| Net interest income | $2,877,000 | 4,707 |
| Provision for loan and lease losses | $44,000 | 6,639 |
| Total noninterest income | $629,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $198,000 | 4,136 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $431,000 | 3,051 |
| Total noninterest expense | $2,690,000 | 4,651 |
| Salaries and employee benefits | $1,237,000 | 4,958 |
| Premises and equipment expense | $367,000 | 4,490 |
| Additional noninterest expense | $1,086,000 | 4,163 |
| Pre-tax net operating income | $772,000 | 3,168 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $232,000 | 2,167 |
| Income before extraordinary items | $540,000 | 3,553 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $540,000 | 3,550 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $540,000 | 3,553 |
| Net charge-offs | $12,000 | 6,458 |
| Cash dividends | $28,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $540,000 | 3,461 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 4,822 |
| Total interest expense | $1,035,000 | 4,636 |
| Net interest income | $1,857,000 | 4,795 |
| Provision for loan and lease losses | $8,000 | 6,978 |
| Total noninterest income | $448,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $132,000 | 4,122 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $316,000 | 2,915 |
| Total noninterest expense | $1,828,000 | 4,639 |
| Salaries and employee benefits | $829,000 | 4,991 |
| Premises and equipment expense | $243,000 | 4,535 |
| Additional noninterest expense | $756,000 | 4,034 |
| Pre-tax net operating income | $469,000 | 3,402 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $139,000 | 2,341 |
| Income before extraordinary items | $330,000 | 3,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $330,000 | 3,803 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $330,000 | 3,803 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $28,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $330,000 | 3,680 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 4,856 |
| Total interest expense | $546,000 | 4,598 |
| Net interest income | $897,000 | 4,901 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $201,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $63,000 | 4,164 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $138,000 | 3,102 |
| Total noninterest expense | $886,000 | 4,658 |
| Salaries and employee benefits | $425,000 | 4,956 |
| Premises and equipment expense | $127,000 | 4,475 |
| Additional noninterest expense | $334,000 | 4,085 |
| Pre-tax net operating income | $212,000 | 3,943 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $62,000 | 2,702 |
| Income before extraordinary items | $150,000 | 4,353 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $150,000 | 4,356 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $150,000 | 4,356 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $27,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $150,000 | 4,189 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,083,000 | 4,890 |
| Total interest expense | $2,898,000 | 4,355 |
| Net interest income | $3,185,000 | 5,251 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $562,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $263,000 | 4,258 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $299,000 | 4,111 |
| Total noninterest expense | $3,213,000 | 4,892 |
| Salaries and employee benefits | $1,469,000 | 5,395 |
| Premises and equipment expense | $484,000 | 4,547 |
| Additional noninterest expense | $1,260,000 | 4,131 |
| Pre-tax net operating income | $494,000 | 4,886 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $118,000 | 3,254 |
| Income before extraordinary items | $376,000 | 4,826 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $376,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,646 |
| Cash dividends | $28,000 | 5,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $376,000 | 4,998 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,578,000 | 4,958 |
| Total interest expense | $2,224,000 | 4,415 |
| Net interest income | $2,354,000 | 5,329 |
| Provision for loan and lease losses | $27,000 | 6,337 |
| Total noninterest income | $414,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $194,000 | 4,316 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $220,000 | 4,241 |
| Total noninterest expense | $2,387,000 | 4,908 |
| Salaries and employee benefits | $1,104,000 | 5,400 |
| Premises and equipment expense | $359,000 | 4,582 |
| Additional noninterest expense | $924,000 | 4,125 |
| Pre-tax net operating income | $354,000 | 5,428 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $92,000 | 3,656 |
| Income before extraordinary items | $262,000 | 5,388 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $262,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,802 |
| Cash dividends | $28,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $262,000 | 5,559 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 5,006 |
| Total interest expense | $1,525,000 | 4,467 |
| Net interest income | $1,549,000 | 5,367 |
| Provision for loan and lease losses | $14,000 | 6,187 |
| Total noninterest income | $284,000 | 4,750 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $120,000 | 4,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $164,000 | 4,156 |
| Total noninterest expense | $1,627,000 | 4,863 |
| Salaries and employee benefits | $747,000 | 5,416 |
| Premises and equipment expense | $244,000 | 4,574 |
| Additional noninterest expense | $636,000 | 3,996 |
| Pre-tax net operating income | $192,000 | 5,874 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $65,000 | 3,850 |
| Income before extraordinary items | $127,000 | 6,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 6,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,916 |
| Cash dividends | $28,000 | 4,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $127,000 | 6,082 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 5,043 |
| Total interest expense | $813,000 | 4,464 |
| Net interest income | $746,000 | 5,497 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $151,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $58,000 | 4,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $93,000 | 3,915 |
| Total noninterest expense | $803,000 | 4,922 |
| Salaries and employee benefits | $372,000 | 5,460 |
| Premises and equipment expense | $123,000 | 4,560 |
| Additional noninterest expense | $308,000 | 4,033 |
| Pre-tax net operating income | $85,000 | 6,182 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $29,000 | 4,079 |
| Income before extraordinary items | $56,000 | 6,486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $56,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,625 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $56,000 | 6,396 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,702,000 | 4,862 |
| Total interest expense | $3,654,000 | 4,237 |
| Net interest income | $3,048,000 | 5,459 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $539,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $252,000 | 4,441 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $287,000 | 4,321 |
| Total noninterest expense | $3,639,000 | 4,403 |
| Salaries and employee benefits | $1,512,000 | 5,277 |
| Premises and equipment expense | $664,000 | 3,572 |
| Additional noninterest expense | $1,463,000 | 3,490 |
| Pre-tax net operating income | $-82,000 | 7,540 |
| Securities gains (losses) | $-85,000 | 8,117 |
| Applicable income taxes | $-91,000 | 8,013 |
| Income before extraordinary items | $-76,000 | 7,607 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-76,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,621 |
| Cash dividends | $27,000 | 5,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-21,600 | 7,515 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 4,881 |
| Total interest expense | $2,727,000 | 4,257 |
| Net interest income | $2,298,000 | 5,476 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $400,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $186,000 | 4,489 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $214,000 | 4,360 |
| Total noninterest expense | $2,742,000 | 4,382 |
| Salaries and employee benefits | $1,195,000 | 5,107 |
| Premises and equipment expense | $491,000 | 3,597 |
| Additional noninterest expense | $1,056,000 | 3,546 |
| Pre-tax net operating income | $-44,000 | 7,725 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-15,000 | 8,054 |
| Income before extraordinary items | $-29,000 | 7,738 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-29,000 | 7,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $27,000 | 5,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-29,000 | 7,716 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 4,905 |
| Total interest expense | $1,798,000 | 4,292 |
| Net interest income | $1,543,000 | 5,490 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $251,000 | 5,070 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $116,000 | 4,641 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $135,000 | 4,518 |
| Total noninterest expense | $1,873,000 | 4,330 |
| Salaries and employee benefits | $826,000 | 5,027 |
| Premises and equipment expense | $317,000 | 3,705 |
| Additional noninterest expense | $730,000 | 3,436 |
| Pre-tax net operating income | $-79,000 | 7,944 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-27,000 | 8,232 |
| Income before extraordinary items | $-52,000 | 7,915 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-52,000 | 7,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $27,000 | 4,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-52,000 | 7,906 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 4,909 |
| Total interest expense | $883,000 | 4,324 |
| Net interest income | $784,000 | 5,452 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $124,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $53,000 | 4,757 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $71,000 | 4,430 |
| Total noninterest expense | $964,000 | 4,246 |
| Salaries and employee benefits | $429,000 | 4,939 |
| Premises and equipment expense | $169,000 | 3,562 |
| Additional noninterest expense | $366,000 | 3,406 |
| Pre-tax net operating income | $-56,000 | 8,049 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-19,000 | 8,302 |
| Income before extraordinary items | $-37,000 | 8,014 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-37,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $27,000 | 3,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-37,000 | 8,001 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,607,000 | 4,714 |
| Total interest expense | $3,285,000 | 4,086 |
| Net interest income | $3,322,000 | 5,219 |
| Provision for loan and lease losses | $7,000 | 6,675 |
| Total noninterest income | $441,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $201,000 | 4,976 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $240,000 | 4,742 |
| Total noninterest expense | $3,510,000 | 4,400 |
| Salaries and employee benefits | $1,564,000 | 5,056 |
| Premises and equipment expense | $639,000 | 3,587 |
| Additional noninterest expense | $1,307,000 | 3,689 |
| Pre-tax net operating income | $246,000 | 7,262 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $45,000 | 5,521 |
| Income before extraordinary items | $201,000 | 7,271 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $201,000 | 7,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,238 |
| Cash dividends | $27,000 | 5,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $201,000 | 7,267 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 4,726 |
| Total interest expense | $2,429,000 | 4,037 |
| Net interest income | $2,514,000 | 5,241 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $307,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $136,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $171,000 | 4,871 |
| Total noninterest expense | $2,653,000 | 4,342 |
| Salaries and employee benefits | $1,189,000 | 4,996 |
| Premises and equipment expense | $475,000 | 3,619 |
| Additional noninterest expense | $989,000 | 3,645 |
| Pre-tax net operating income | $168,000 | 7,549 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $57,000 | 5,350 |
| Income before extraordinary items | $111,000 | 7,667 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $111,000 | 7,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $27,000 | 5,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $111,000 | 7,671 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 4,710 |
| Total interest expense | $1,558,000 | 4,007 |
| Net interest income | $1,709,000 | 5,197 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $193,000 | 5,721 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $84,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 4,945 |
| Total noninterest expense | $1,785,000 | 4,331 |
| Salaries and employee benefits | $793,000 | 5,008 |
| Premises and equipment expense | $321,000 | 3,570 |
| Additional noninterest expense | $671,000 | 3,607 |
| Pre-tax net operating income | $102,000 | 7,682 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $34,000 | 5,495 |
| Income before extraordinary items | $68,000 | 7,781 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $68,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $27,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $68,000 | 7,784 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 4,698 |
| Total interest expense | $747,000 | 4,009 |
| Net interest income | $862,000 | 5,176 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $88,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $916,000 | 4,269 |
| Salaries and employee benefits | $414,000 | 4,900 |
| Premises and equipment expense | $163,000 | 3,538 |
| Additional noninterest expense | $339,000 | 3,531 |
| Pre-tax net operating income | $19,000 | 8,041 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $13,000 | 8,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $27,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $13,000 | 8,068 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,991,000 | 4,610 |
| Total interest expense | $2,492,000 | 3,832 |
| Net interest income | $3,499,000 | 5,022 |
| Provision for loan and lease losses | $88,000 | 5,023 |
| Total noninterest income | $360,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $123,000 | 5,956 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $237,000 | 4,832 |
| Total noninterest expense | $3,386,000 | 4,403 |
| Salaries and employee benefits | $1,588,000 | 4,866 |
| Premises and equipment expense | $600,000 | 3,653 |
| Additional noninterest expense | $1,198,000 | 3,878 |
| Pre-tax net operating income | $385,000 | 7,113 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $110,000 | 5,301 |
| Income before extraordinary items | $275,000 | 7,282 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $275,000 | 7,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $26,000 | 5,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $275,000 | 7,265 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 4,626 |
| Total interest expense | $1,785,000 | 3,815 |
| Net interest income | $2,627,000 | 5,031 |
| Provision for loan and lease losses | $73,000 | 4,744 |
| Total noninterest income | $252,000 | 6,128 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $86,000 | 6,113 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $166,000 | 5,002 |
| Total noninterest expense | $2,550,000 | 4,353 |
| Salaries and employee benefits | $1,193,000 | 4,844 |
| Premises and equipment expense | $447,000 | 3,676 |
| Additional noninterest expense | $910,000 | 3,776 |
| Pre-tax net operating income | $256,000 | 7,395 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $87,000 | 5,373 |
| Income before extraordinary items | $169,000 | 7,606 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $169,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $26,000 | 5,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $169,000 | 7,574 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,860,000 | 4,647 |
| Total interest expense | $1,122,000 | 3,808 |
| Net interest income | $1,738,000 | 5,050 |
| Provision for loan and lease losses | $54,000 | 4,449 |
| Total noninterest income | $159,000 | 6,221 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $51,000 | 6,276 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $108,000 | 5,022 |
| Total noninterest expense | $1,719,000 | 4,304 |
| Salaries and employee benefits | $802,000 | 4,800 |
| Premises and equipment expense | $310,000 | 3,524 |
| Additional noninterest expense | $607,000 | 3,766 |
| Pre-tax net operating income | $124,000 | 7,712 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $42,000 | 5,656 |
| Income before extraordinary items | $82,000 | 7,871 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $82,000 | 7,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $26,000 | 4,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $82,000 | 7,831 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 4,657 |
| Total interest expense | $537,000 | 3,828 |
| Net interest income | $877,000 | 5,035 |
| Provision for loan and lease losses | $27,000 | 4,321 |
| Total noninterest income | $81,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,934 |
| Total noninterest expense | $848,000 | 4,364 |
| Salaries and employee benefits | $405,000 | 4,795 |
| Premises and equipment expense | $160,000 | 3,459 |
| Additional noninterest expense | $283,000 | 3,985 |
| Pre-tax net operating income | $83,000 | 7,447 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $28,000 | 5,369 |
| Income before extraordinary items | $55,000 | 7,676 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $55,000 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $26,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $55,000 | 7,645 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,497,000 | 4,543 |
| Total interest expense | $2,022,000 | 3,617 |
| Net interest income | $3,475,000 | 4,932 |
| Provision for loan and lease losses | $108,000 | 4,881 |
| Total noninterest income | $406,000 | 5,757 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $109,000 | 6,343 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $297,000 | 4,293 |
| Total noninterest expense | $3,886,000 | 3,854 |
| Salaries and employee benefits | $1,501,000 | 4,948 |
| Premises and equipment expense | $612,000 | 3,480 |
| Additional noninterest expense | $1,773,000 | 2,681 |
| Pre-tax net operating income | $-113,000 | 8,495 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-67,000 | 8,697 |
| Income before extraordinary items | $-46,000 | 8,493 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-46,000 | 8,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,286 |
| Cash dividends | $25,000 | 6,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-46,000 | 8,459 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 4,552 |
| Total interest expense | $1,497,000 | 3,616 |
| Net interest income | $2,583,000 | 4,943 |
| Provision for loan and lease losses | $81,000 | 4,696 |
| Total noninterest income | $318,000 | 5,687 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $79,000 | 6,439 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $239,000 | 4,147 |
| Total noninterest expense | $3,040,000 | 3,673 |
| Salaries and employee benefits | $1,105,000 | 4,958 |
| Premises and equipment expense | $451,000 | 3,537 |
| Additional noninterest expense | $1,484,000 | 2,415 |
| Pre-tax net operating income | $-220,000 | 8,658 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-75,000 | 8,834 |
| Income before extraordinary items | $-145,000 | 8,652 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-145,000 | 8,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $25,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-145,000 | 8,621 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 4,573 |
| Total interest expense | $998,000 | 3,602 |
| Net interest income | $1,709,000 | 4,968 |
| Provision for loan and lease losses | $54,000 | 4,620 |
| Total noninterest income | $237,000 | 5,418 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $51,000 | 6,505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $186,000 | 3,893 |
| Total noninterest expense | $2,269,000 | 3,398 |
| Salaries and employee benefits | $736,000 | 4,989 |
| Premises and equipment expense | $312,000 | 3,437 |
| Additional noninterest expense | $1,221,000 | 1,958 |
| Pre-tax net operating income | $-377,000 | 8,845 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-128,000 | 8,956 |
| Income before extraordinary items | $-249,000 | 8,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-249,000 | 8,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $25,000 | 4,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-249,000 | 8,800 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 4,559 |
| Total interest expense | $530,000 | 3,463 |
| Net interest income | $840,000 | 5,033 |
| Provision for loan and lease losses | $27,000 | 4,453 |
| Total noninterest income | $116,000 | 5,420 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $91,000 | 3,909 |
| Total noninterest expense | $812,000 | 4,423 |
| Salaries and employee benefits | $363,000 | 5,057 |
| Premises and equipment expense | $160,000 | 3,415 |
| Additional noninterest expense | $289,000 | 3,853 |
| Pre-tax net operating income | $117,000 | 6,895 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $40,000 | 5,105 |
| Income before extraordinary items | $77,000 | 7,289 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $25,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $77,000 | 7,204 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,282,000 | 4,711 |
| Total interest expense | $2,221,000 | 3,680 |
| Net interest income | $3,061,000 | 5,248 |
| Provision for loan and lease losses | $108,000 | 5,204 |
| Total noninterest income | $521,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $119,000 | 6,292 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $402,000 | 3,966 |
| Total noninterest expense | $3,097,000 | 4,511 |
| Salaries and employee benefits | $1,315,000 | 5,314 |
| Premises and equipment expense | $544,000 | 3,810 |
| Additional noninterest expense | $1,238,000 | 3,641 |
| Pre-tax net operating income | $377,000 | 7,132 |
| Securities gains (losses) | $-8,000 | 8,750 |
| Applicable income taxes | $100,000 | 5,726 |
| Income before extraordinary items | $269,000 | 7,428 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $269,000 | 7,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,655 |
| Cash dividends | $24,000 | 6,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $274,840 | 7,263 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,910,000 | 4,807 |
| Total interest expense | $1,653,000 | 3,838 |
| Net interest income | $2,257,000 | 5,311 |
| Provision for loan and lease losses | $81,000 | 5,104 |
| Total noninterest income | $428,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $89,000 | 6,327 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $339,000 | 3,834 |
| Total noninterest expense | $2,371,000 | 4,440 |
| Salaries and employee benefits | $1,008,000 | 5,222 |
| Premises and equipment expense | $406,000 | 3,809 |
| Additional noninterest expense | $957,000 | 3,527 |
| Pre-tax net operating income | $233,000 | 7,534 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $79,000 | 5,815 |
| Income before extraordinary items | $154,000 | 7,876 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $154,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,587 |
| Cash dividends | $24,000 | 5,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $154,000 | 7,728 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 4,801 |
| Total interest expense | $1,115,000 | 3,910 |
| Net interest income | $1,527,000 | 5,271 |
| Provision for loan and lease losses | $54,000 | 5,044 |
| Total noninterest income | $319,000 | 4,835 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $57,000 | 6,385 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $262,000 | 3,538 |
| Total noninterest expense | $1,627,000 | 4,341 |
| Salaries and employee benefits | $691,000 | 5,129 |
| Premises and equipment expense | $275,000 | 3,745 |
| Additional noninterest expense | $661,000 | 3,402 |
| Pre-tax net operating income | $165,000 | 7,496 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $56,000 | 5,804 |
| Income before extraordinary items | $109,000 | 7,854 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $109,000 | 7,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,495 |
| Cash dividends | $24,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $109,000 | 7,681 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 4,749 |
| Total interest expense | $576,000 | 3,878 |
| Net interest income | $774,000 | 5,214 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $155,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $129,000 | 3,478 |
| Total noninterest expense | $852,000 | 4,173 |
| Salaries and employee benefits | $351,000 | 5,074 |
| Premises and equipment expense | $143,000 | 3,633 |
| Additional noninterest expense | $358,000 | 3,140 |
| Pre-tax net operating income | $50,000 | 7,996 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $17,000 | 6,213 |
| Income before extraordinary items | $33,000 | 8,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $24,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $33,000 | 8,087 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 4,546 |
| Total interest expense | $2,579,000 | 4,002 |
| Net interest income | $3,442,000 | 4,807 |
| Provision for loan and lease losses | $200,000 | 4,344 |
| Total noninterest income | $610,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $121,000 | 6,236 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $489,000 | 3,323 |
| Total noninterest expense | $3,049,000 | 4,406 |
| Salaries and employee benefits | $1,437,000 | 4,847 |
| Premises and equipment expense | $444,000 | 4,304 |
| Additional noninterest expense | $1,168,000 | 3,683 |
| Pre-tax net operating income | $803,000 | 5,762 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $264,000 | 4,665 |
| Income before extraordinary items | $544,000 | 6,202 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $544,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,170 |
| Cash dividends | $23,000 | 6,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $540,650 | 6,063 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,069,000 | 4,401 |
| Total interest expense | $3,974,000 | 3,811 |
| Net interest income | $3,095,000 | 4,948 |
| Provision for loan and lease losses | $87,000 | 5,864 |
| Total noninterest income | $386,000 | 5,774 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $123,000 | 6,204 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $263,000 | 4,391 |
| Total noninterest expense | $2,804,000 | 4,572 |
| Salaries and employee benefits | $1,272,000 | 5,110 |
| Premises and equipment expense | $438,000 | 4,319 |
| Additional noninterest expense | $1,094,000 | 3,778 |
| Pre-tax net operating income | $590,000 | 6,198 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $203,000 | 5,004 |
| Income before extraordinary items | $387,000 | 6,651 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $387,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,057 |
| Cash dividends | $21,000 | 6,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $387,000 | 6,516 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 4,354 |
| Total interest expense | $4,659,000 | 3,514 |
| Net interest income | $2,800,000 | 5,402 |
| Provision for loan and lease losses | $82,000 | 5,726 |
| Total noninterest income | $244,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $106,000 | 6,453 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $138,000 | 5,687 |
| Total noninterest expense | $2,677,000 | 4,618 |
| Salaries and employee benefits | $1,204,000 | 5,210 |
| Premises and equipment expense | $434,000 | 4,244 |
| Additional noninterest expense | $1,039,000 | 3,879 |
| Pre-tax net operating income | $285,000 | 7,964 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $94,000 | 6,592 |
| Income before extraordinary items | $191,000 | 8,127 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $191,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $22,000 | 6,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $191,000 | 8,128 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,953,000 | 4,419 |
| Total interest expense | $4,166,000 | 3,463 |
| Net interest income | $2,787,000 | 5,442 |
| Provision for loan and lease losses | $57,000 | 6,356 |
| Total noninterest income | $311,000 | 6,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $311,000 | 3,945 |
| Total noninterest expense | $2,603,000 | 4,726 |
| Salaries and employee benefits | $1,168,000 | 5,265 |
| Premises and equipment expense | $882,000 | 2,302 |
| Additional noninterest expense | $553,000 | 6,126 |
| Pre-tax net operating income | $438,000 | 7,420 |
| Securities gains (losses) | $31,000 | 1,173 |
| Applicable income taxes | $157,000 | 6,187 |
| Income before extraordinary items | $312,000 | 7,525 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $312,000 | 7,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $22,000 | 6,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $291,230 | 7,632 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,367,000 | 4,779 |
| Total interest expense | $3,703,000 | 3,931 |
| Net interest income | $2,664,000 | 5,594 |
| Provision for loan and lease losses | $62,000 | 6,072 |
| Total noninterest income | $196,000 | 7,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $196,000 | 5,014 |
| Total noninterest expense | $2,548,000 | 4,705 |
| Salaries and employee benefits | $1,121,000 | 5,330 |
| Premises and equipment expense | $848,000 | 2,298 |
| Additional noninterest expense | $579,000 | 5,887 |
| Pre-tax net operating income | $250,000 | 8,665 |
| Securities gains (losses) | $88,000 | 1,367 |
| Applicable income taxes | $115,000 | 7,315 |
| Income before extraordinary items | $223,000 | 8,454 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $223,000 | 8,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,453 |
| Cash dividends | $22,000 | 7,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $164,920 | 8,812 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,405,000 | 4,821 |
| Total interest expense | $3,764,000 | 3,899 |
| Net interest income | $2,641,000 | 5,837 |
| Provision for loan and lease losses | $41,000 | 6,989 |
| Total noninterest income | $209,000 | 7,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $209,000 | 4,852 |
| Total noninterest expense | $2,385,000 | 4,974 |
| Salaries and employee benefits | $1,108,000 | 5,440 |
| Premises and equipment expense | $788,000 | 2,455 |
| Additional noninterest expense | $489,000 | 6,596 |
| Pre-tax net operating income | $424,000 | 8,314 |
| Securities gains (losses) | $114,000 | 933 |
| Applicable income taxes | $173,000 | 7,274 |
| Income before extraordinary items | $365,000 | 7,880 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $365,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $21,000 | 7,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $287,480 | 8,434 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,954,000 | 5,216 |
| Total interest expense | $3,540,000 | 4,151 |
| Net interest income | $2,414,000 | 6,359 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $141,000 | 9,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $141,000 | 6,154 |
| Total noninterest expense | $2,491,000 | 5,018 |
| Salaries and employee benefits | $848,000 | 6,728 |
| Premises and equipment expense | $650,000 | 2,974 |
| Additional noninterest expense | $993,000 | 4,431 |
| Pre-tax net operating income | $37,000 | 10,654 |
| Securities gains (losses) | $62,000 | 1,204 |
| Applicable income taxes | $34,000 | 9,971 |
| Income before extraordinary items | $65,000 | 10,491 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $65,000 | 10,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $21,000 | 8,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $24,080 | 10,664 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,551,000 | 5,550 |
| Total interest expense | $3,407,000 | 4,260 |
| Net interest income | $2,144,000 | 6,996 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $106,000 | 10,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $106,000 | 7,051 |
| Total noninterest expense | $1,712,000 | 6,705 |
| Salaries and employee benefits | $753,000 | 7,381 |
| Premises and equipment expense | $500,000 | 3,759 |
| Additional noninterest expense | $459,000 | 7,616 |
| Pre-tax net operating income | $514,000 | 8,362 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $177,000 | 7,810 |
| Income before extraordinary items | $349,000 | 8,490 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $349,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $21,000 | 8,361 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $341,080 | 8,527 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 6,254 |
| Total interest expense | $2,553,000 | 4,560 |
| Net interest income | $1,848,000 | 7,922 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $71,000 | 11,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $71,000 | 8,612 |
| Total noninterest expense | $1,518,000 | 7,549 |
| Salaries and employee benefits | $686,000 | 7,985 |
| Premises and equipment expense | $406,000 | 4,532 |
| Additional noninterest expense | $426,000 | 8,568 |
| Pre-tax net operating income | $377,000 | 9,531 |
| Securities gains (losses) | $-118,000 | 11,655 |
| Applicable income taxes | $84,000 | 9,709 |
| Income before extraordinary items | $175,000 | 10,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $175,000 | 10,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $21,000 | 8,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $255,240 | 9,703 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 6,236 |
| Total interest expense | $2,742,000 | 4,456 |
| Net interest income | $1,824,000 | 8,175 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $56,000 | 12,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $56,000 | 9,758 |
| Total noninterest expense | $1,450,000 | 8,002 |
| Salaries and employee benefits | $628,000 | 8,574 |
| Premises and equipment expense | $385,000 | 4,866 |
| Additional noninterest expense | $437,000 | 8,855 |
| Pre-tax net operating income | $406,000 | 9,367 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $140,000 | 8,855 |
| Income before extraordinary items | $266,000 | 9,859 |
| Extraordinary gains, net | $-40,000 | 12,653 |
| Net income | $226,000 | 10,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $21,000 | 8,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $266,000 | 9,605 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 6,570 |
| Total interest expense | $3,019,000 | 5,127 |
| Net interest income | $1,781,000 | 8,397 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $56,000 | 12,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $1,251,000 | 8,840 |
| Salaries and employee benefits | $483,000 | 9,938 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $462,000 | 8,841 |
| Pre-tax net operating income | $562,000 | 7,978 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $194,000 | 7,674 |
| Income before extraordinary items | $399,000 | 8,235 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $399,000 | 8,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $20,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $378,230 | 8,073 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.