Home > Valley Savings Bank > Net charge- offs to loans
Valley Savings Bank, Net charge- offs to loans
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1133% | 6,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3183% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.2173% | 26 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1012% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2201% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9208% | 274 |
| Percentage Net Loans Charged-off:Construction & development | 2.1912% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5045% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2235% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3234% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1985% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.1091% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |