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Valley Ridge Bank, Total Unused Commitments

2006-09-30Rank
Total unused commitments$19,964,0003,364
Loan commitments-revolving, open-end lines secured by 1-4's$7,513,0001,846
Credit card lines$01,917
Commercial real estate, construction & land development$6,856,0002,672
Commitments secured by real estate$6,856,0002,636
Commitments not secured by real estate$0840
Securities underwriting$07
Other unused commitments$5,595,0003,856
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,898
Securities lent$045
All other off-balance sheet liabilities$0461
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-06-30Rank
Total unused commitments$20,804,0003,295
Loan commitments-revolving, open-end lines secured by 1-4's$8,041,0001,767
Credit card lines$01,932
Commercial real estate, construction & land development$7,895,0002,465
Commitments secured by real estate$7,895,0002,431
Commitments not secured by real estate$0846
Securities underwriting$07
Other unused commitments$4,868,0004,216
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,889
Securities lent$047
All other off-balance sheet liabilities$0442
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$011
2006-03-31Rank
Total unused commitments$21,066,0003,235
Loan commitments-revolving, open-end lines secured by 1-4's$7,655,0001,814
Credit card lines$01,970
Commercial real estate, construction & land development$6,839,0002,589
Commitments secured by real estate$6,839,0002,559
Commitments not secured by real estate$0816
Securities underwriting$07
Other unused commitments$6,572,0003,646
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,884
Securities lent$045
All other off-balance sheet liabilities$0430
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$014
2005-12-31Rank
Total unused commitments$17,709,0003,534
Loan commitments-revolving, open-end lines secured by 1-4's$7,261,0001,838
Credit card lines$01,992
Commercial real estate, construction & land development$4,825,0003,016
Commitments secured by real estate$4,825,0002,982
Commitments not secured by real estate$0803
Securities underwriting$07
Other unused commitments$5,623,0003,851
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,871
Securities lent$045
All other off-balance sheet liabilities$0302
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-09-30Rank
Total unused commitments$19,480,0003,324
Loan commitments-revolving, open-end lines secured by 1-4's$7,071,0001,839
Credit card lines$02,022
Commercial real estate, construction & land development$6,178,0002,678
Commitments secured by real estate$6,178,0002,648
Commitments not secured by real estate$0800
Securities underwriting$07
Other unused commitments$6,231,0003,518
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,835
Securities lent$047
All other off-balance sheet liabilities$0296
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$049
Acquired by reporting bank$016
2005-06-30Rank
Total unused commitments$19,467,0003,267
Loan commitments-revolving, open-end lines secured by 1-4's$6,926,0001,823
Credit card lines$02,052
Commercial real estate, construction & land development$6,502,0002,542
Commitments secured by real estate$6,502,0002,517
Commitments not secured by real estate$0763
Securities underwriting$07
Other unused commitments$6,039,0003,619
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,808
Securities lent$044
All other off-balance sheet liabilities$0290
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-03-31Rank
Total unused commitments$18,874,0003,264
Loan commitments-revolving, open-end lines secured by 1-4's$6,796,0001,841
Credit card lines$02,078
Commercial real estate, construction & land development$6,285,0002,510
Commitments secured by real estate$6,285,0002,481
Commitments not secured by real estate$0778
Securities underwriting$07
Other unused commitments$5,793,0003,708
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,827
Securities lent$045
All other off-balance sheet liabilities$0300
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$044
Acquired by reporting bank$016
2004-12-31Rank
Total unused commitments$20,691,0002,975
Loan commitments-revolving, open-end lines secured by 1-4's$6,616,0001,836
Credit card lines$02,092
Commercial real estate, construction & land development$4,842,0002,765
Commitments secured by real estate$4,842,0002,735
Commitments not secured by real estate$0755
Securities underwriting$08
Other unused commitments$9,233,0002,614
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,796
Securities lent$039
All other off-balance sheet liabilities$0281
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$043
Acquired by reporting bank$017
2004-09-30Rank
Total unused commitments$18,644,0003,160
Loan commitments-revolving, open-end lines secured by 1-4's$6,190,0001,890
Credit card lines$02,153
Commercial real estate, construction & land development$4,251,0002,915
Commitments secured by real estate$4,251,0002,877
Commitments not secured by real estate$0802
Securities underwriting$07
Other unused commitments$8,203,0002,778
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,797
Securities lent$042
All other off-balance sheet liabilities$0271
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$040
Acquired by reporting bank$013
2004-06-30Rank
Total unused commitments$17,409,0003,283
Loan commitments-revolving, open-end lines secured by 1-4's$6,502,0001,832
Credit card lines$02,201
Commercial real estate, construction & land development$594,0005,020
Commitments secured by real estate$594,0004,978
Commitments not secured by real estate$0797
Securities underwriting$06
Other unused commitments$10,313,0002,394
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,791
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$037
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$14,919,0003,529
Loan commitments-revolving, open-end lines secured by 1-4's$5,878,0001,864
Credit card lines$02,253
Commercial real estate, construction & land development$4,199,0002,779
Commitments secured by real estate$4,199,0002,748
Commitments not secured by real estate$0806
Securities underwriting$06
Other unused commitments$4,842,0003,950
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,771
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$039
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$16,439,0003,240
Loan commitments-revolving, open-end lines secured by 1-4's$5,929,0001,538
Credit card lines$02,174
Commercial real estate, construction & land development$156,0005,673
Commitments secured by real estate$156,0005,628
Commitments not secured by real estate$0819
Securities underwriting$07
Other unused commitments$10,354,0002,274
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$24,316,0002,499
Loan commitments-revolving, open-end lines secured by 1-4's$5,530,0001,590
Credit card lines$02,194
Commercial real estate, construction & land development$4,197,0002,720
Commitments secured by real estate$4,197,0002,680
Commitments not secured by real estate$0858
Securities underwriting$06
Other unused commitments$14,589,0001,735
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$24,694,0002,451
Loan commitments-revolving, open-end lines secured by 1-4's$4,454,0001,745
Credit card lines$02,230
Commercial real estate, construction & land development$5,784,0002,216
Commitments secured by real estate$5,784,0002,184
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$14,456,0001,752
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,767
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$20,357,0002,686
Loan commitments-revolving, open-end lines secured by 1-4's$3,593,0001,884
Credit card lines$02,280
Commercial real estate, construction & land development$1,860,0003,584
Commitments secured by real estate$1,860,0003,525
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$14,904,0001,672
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,761
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$25,752,0002,213
Loan commitments-revolving, open-end lines secured by 1-4's$3,458,0001,869
Credit card lines$02,321
Commercial real estate, construction & land development$7,609,0001,696
Commitments secured by real estate$7,609,0001,655
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$14,685,0001,638
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,731
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$17,533,0002,748
Loan commitments-revolving, open-end lines secured by 1-4's$2,133,0002,196
Credit card lines$02,495
Commercial real estate, construction & land development$2,974,0002,781
Commitments secured by real estate$2,974,0002,706
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$12,426,0001,828
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,724
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$17,990,0002,521
Loan commitments-revolving, open-end lines secured by 1-4's$1,862,0002,165
Credit card lines$03,061
Commercial real estate, construction & land development$1,653,0003,426
Commitments secured by real estate$1,653,0003,350
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$14,475,0001,509
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,908
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$11,335,0003,458
Loan commitments-revolving, open-end lines secured by 1-4's$1,752,0002,194
Credit card lines$03,256
Commercial real estate, construction & land development$2,423,0002,887
Commitments secured by real estate$2,423,0002,821
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$7,160,0002,686
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,936
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$11,780,0003,270
Loan commitments-revolving, open-end lines secured by 1-4's$1,203,0002,480
Credit card lines$1,317,0001,585
Commercial real estate, construction & land development$2,024,0002,932
Commitments secured by real estate$2,024,0002,853
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$7,236,0002,564
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,917
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$17,272,0002,366
Loan commitments-revolving, open-end lines secured by 1-4's$917,0002,731
Credit card lines$1,042,0001,826
Commercial real estate, construction & land development$981,0003,826
Commitments secured by real estate$981,0003,732
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$14,332,0001,385
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$17,876,0002,246
Loan commitments-revolving, open-end lines secured by 1-4's$637,0003,078
Credit card lines$937,0002,015
Commercial real estate, construction & land development$3,985,0001,863
Commitments secured by real estate$3,985,0001,793
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$12,317,0001,572
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$8,263,0003,709
Loan commitments-revolving, open-end lines secured by 1-4's$364,0003,523
Credit card lines$357,0002,965
Commercial real estate, construction & land development$1,270,0003,300
Commitments secured by real estate$1,270,0003,223
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$6,272,0002,600
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$7,961,0003,675
Loan commitments-revolving, open-end lines secured by 1-4's$432,0003,399
Credit card lines$312,0002,997
Commercial real estate, construction & land development$1,855,0002,731
Commitments secured by real estate$1,855,0002,636
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$5,362,0002,816
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$6,337,0004,247
Loan commitments-revolving, open-end lines secured by 1-4's$59,0004,740
Credit card lines$197,0003,263
Commercial real estate, construction & land development$1,551,0002,839
Commitments secured by real estate$1,551,0002,734
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$4,530,0003,005
Memoranda:
Commitments with an original maturity exceeding 1 yr$937,0002,643
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$5,588,0004,331
Loan commitments-revolving, open-end lines secured by 1-4's$05,501
Credit card lines$03,970
Commercial real estate, construction & land development$418,0004,580
Commitments secured by real estate$418,0004,399
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$5,170,0002,529
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0109