Home > Valley Ridge Bank > Assets and Liabilities
Valley Ridge Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 78 | 2,270 |
| Assets and Liabilities | ||
| Total Assets: | $213,857,000 | 2,872 |
| Cash and due from depository institutions | $8,943,000 | 2,270 |
| Interest-bearing balances | $228,000 | 3,868 |
| Securities | $35,225,000 | 3,134 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 1,639 |
| Net loans & leases | $147,459,000 | 2,818 |
| Loan loss allowance | $1,791,000 | 2,712 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,888,000 | 2,934 |
| Other real estate owned | $0 | 2,270 |
| Goodwill and other intangibles | $261,000 | 2,496 |
| All other assets | $9,581,000 | 1,796 |
| Life insurance assets | $5,697,000 | 1,005 |
| Total liabilities and capital | $213,857,000 | 2,872 |
| Total liabilities | $192,364,000 | 2,864 |
| Total deposits | $171,456,000 | 2,902 |
| Interest-bearing deposits | $138,490,000 | 3,008 |
| Deposits held in domestic offices | $171,456,000 | 2,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,154,000 | 1,533 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,500,000 | 2,424 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,254,000 | 1,605 |
| Total equity capital | $21,493,000 | 2,972 |
| Total bank equity capital | $21,493,000 | 2,972 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,050,000 | 2,794 |
| Surplus | $8,950,000 | 2,634 |
| Undivided profits | $11,493,000 | 2,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,338,000 | 2,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,123,000 | 3,607 |
| Earning assets | $191,412,000 | 2,939 |
| Long-term assets (5+ years) | $20,200,000 | 3,322 |
| Average Assets, year-to-date | $214,361,500 | 2,804 |
| Average Assets, quarterly | $214,015,500 | 2,859 |
| Volatile liabilities | $28,548,000 | 3,859 |
| Insider loans | $1,704,000 | 3,253 |
| FHLB advances | $11,500,000 | 2,305 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $19,964,000 | 3,362 |
| Tier 1 (core) risk-based capital | $21,578,000 | 2,841 |
| Tier 2 risk-based capital | $1,791,000 | 2,597 |
| Total risk weighted assets | $154,316,000 | 2,840 |
| Total unused commitments | $19,964,000 | 3,364 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 81 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $214,174,000 | 2,867 |
| Cash and due from depository institutions | $6,026,000 | 2,174 |
| Interest-bearing balances | $198,000 | 4,103 |
| Securities | $36,056,000 | 3,066 |
| Federal funds sold & reverse repurchase agreements | $11,650,000 | 1,106 |
| Net loans & leases | $146,243,000 | 2,807 |
| Loan loss allowance | $1,749,000 | 2,744 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,956,000 | 2,858 |
| Other real estate owned | $50,000 | 2,174 |
| Goodwill and other intangibles | $285,000 | 2,455 |
| All other assets | $9,908,000 | 1,736 |
| Life insurance assets | $5,644,000 | 992 |
| Total liabilities and capital | $214,174,000 | 2,867 |
| Total liabilities | $193,317,000 | 2,845 |
| Total deposits | $170,625,000 | 2,905 |
| Interest-bearing deposits | $137,378,000 | 3,007 |
| Deposits held in domestic offices | $170,625,000 | 2,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,167,000 | 2,082 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $16,500,000 | 2,012 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,025,000 | 1,578 |
| Total equity capital | $20,857,000 | 2,943 |
| Total bank equity capital | $20,857,000 | 2,943 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,050,000 | 2,782 |
| Surplus | $8,950,000 | 2,575 |
| Undivided profits | $10,857,000 | 2,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,126,000 | 2,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,040,000 | 3,483 |
| Earning assets | $194,147,000 | 2,877 |
| Long-term assets (5+ years) | $22,815,000 | 3,082 |
| Average Assets, year-to-date | $214,529,670 | 2,809 |
| Average Assets, quarterly | $213,663,500 | 2,844 |
| Volatile liabilities | $31,225,000 | 3,603 |
| Insider loans | $1,792,000 | 3,119 |
| FHLB advances | $16,500,000 | 1,900 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $20,804,000 | 3,294 |
| Tier 1 (core) risk-based capital | $21,245,000 | 2,829 |
| Tier 2 risk-based capital | $1,749,000 | 2,617 |
| Total risk weighted assets | $153,141,000 | 2,829 |
| Total unused commitments | $20,804,000 | 3,295 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 84 | 2,073 |
| Assets and Liabilities | ||
| Total Assets: | $213,153,000 | 2,844 |
| Cash and due from depository institutions | $7,914,000 | 2,073 |
| Interest-bearing balances | $209,000 | 4,123 |
| Securities | $37,302,000 | 3,016 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 2,962 |
| Net loans & leases | $149,405,000 | 2,722 |
| Loan loss allowance | $1,712,000 | 2,753 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,027,000 | 2,752 |
| Other real estate owned | $50,000 | 2,073 |
| Goodwill and other intangibles | $306,000 | 2,382 |
| All other assets | $9,899,000 | 1,691 |
| Life insurance assets | $5,599,000 | 974 |
| Total liabilities and capital | $213,153,000 | 2,844 |
| Total liabilities | $192,463,000 | 2,835 |
| Total deposits | $169,383,000 | 2,899 |
| Interest-bearing deposits | $134,793,000 | 3,040 |
| Deposits held in domestic offices | $169,383,000 | 2,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,525,000 | 1,844 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,500,000 | 1,918 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,055,000 | 1,548 |
| Total equity capital | $20,690,000 | 2,942 |
| Total bank equity capital | $20,690,000 | 2,942 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,050,000 | 2,769 |
| Surplus | $8,950,000 | 2,513 |
| Undivided profits | $10,690,000 | 2,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $611,000 | 3,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,155,000 | 3,015 |
| Earning assets | $191,166,000 | 2,902 |
| Long-term assets (5+ years) | $21,543,000 | 3,166 |
| Average Assets, year-to-date | $214,707,500 | 2,806 |
| Average Assets, quarterly | $214,707,500 | 2,806 |
| Volatile liabilities | $30,149,000 | 3,521 |
| Insider loans | $1,653,000 | 3,218 |
| FHLB advances | $16,500,000 | 1,823 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $21,066,000 | 3,234 |
| Tier 1 (core) risk-based capital | $20,891,000 | 2,830 |
| Tier 2 risk-based capital | $1,712,000 | 2,621 |
| Total risk weighted assets | $155,829,000 | 2,729 |
| Total unused commitments | $21,066,000 | 3,235 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 83 | 2,089 |
| Assets and Liabilities | ||
| Total Assets: | $216,262,000 | 2,805 |
| Cash and due from depository institutions | $6,625,000 | 2,089 |
| Interest-bearing balances | $219,000 | 4,144 |
| Securities | $38,411,000 | 2,931 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 1,732 |
| Net loans & leases | $149,417,000 | 2,692 |
| Loan loss allowance | $1,674,000 | 2,765 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,075,000 | 2,696 |
| Other real estate owned | $50,000 | 2,089 |
| Goodwill and other intangibles | $336,000 | 2,339 |
| All other assets | $9,648,000 | 1,726 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $216,262,000 | 2,805 |
| Total liabilities | $195,823,000 | 2,776 |
| Total deposits | $165,903,000 | 2,918 |
| Interest-bearing deposits | $132,964,000 | 3,022 |
| Deposits held in domestic offices | $165,903,000 | 2,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,379,000 | 1,134 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,500,000 | 1,988 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,041,000 | 1,538 |
| Total equity capital | $20,439,000 | 2,941 |
| Total bank equity capital | $20,439,000 | 2,941 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,050,000 | 2,767 |
| Surplus | $8,950,000 | 2,482 |
| Undivided profits | $10,439,000 | 2,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $712,000 | 3,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,117,000 | 3,143 |
| Earning assets | $195,747,000 | 2,816 |
| Long-term assets (5+ years) | $21,658,000 | 3,148 |
| Average Assets, year-to-date | $203,097,800 | 2,840 |
| Average Assets, quarterly | $209,890,000 | 2,839 |
| Volatile liabilities | $33,659,000 | 3,217 |
| Insider loans | $2,465,000 | 2,449 |
| FHLB advances | $16,500,000 | 1,871 |
| Loans and leases held for sale | $351,000 | 1,267 |
| Unused loan commitments | $17,709,000 | 3,533 |
| Tier 1 (core) risk-based capital | $20,578,000 | 2,829 |
| Tier 2 risk-based capital | $1,674,000 | 2,628 |
| Total risk weighted assets | $155,236,000 | 2,704 |
| Total unused commitments | $17,709,000 | 3,534 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 84 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $203,518,000 | 2,888 |
| Cash and due from depository institutions | $6,894,000 | 2,062 |
| Interest-bearing balances | $226,000 | 4,207 |
| Securities | $39,297,000 | 2,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $143,583,000 | 2,758 |
| Loan loss allowance | $1,697,000 | 2,713 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,122,000 | 2,612 |
| Other real estate owned | $0 | 2,062 |
| Goodwill and other intangibles | $369,000 | 2,263 |
| All other assets | $9,253,000 | 1,738 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $203,518,000 | 2,888 |
| Total liabilities | $183,465,000 | 2,875 |
| Total deposits | $157,904,000 | 2,997 |
| Interest-bearing deposits | $126,238,000 | 3,109 |
| Deposits held in domestic offices | $157,904,000 | 2,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,349,000 | 1,941 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $19,500,000 | 1,815 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,712,000 | 1,621 |
| Total equity capital | $20,053,000 | 2,959 |
| Total bank equity capital | $20,053,000 | 2,959 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,050,000 | 2,750 |
| Surplus | $8,950,000 | 2,424 |
| Undivided profits | $10,053,000 | 3,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 4,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,152,000 | 3,021 |
| Earning assets | $183,106,000 | 2,915 |
| Long-term assets (5+ years) | $21,470,000 | 3,177 |
| Average Assets, year-to-date | $199,806,750 | 2,861 |
| Average Assets, quarterly | $202,032,000 | 2,879 |
| Volatile liabilities | $17,272,000 | 4,758 |
| Insider loans | $2,469,000 | 2,435 |
| FHLB advances | $19,500,000 | 1,704 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $19,480,000 | 3,322 |
| Tier 1 (core) risk-based capital | $20,024,000 | 2,872 |
| Tier 2 risk-based capital | $1,697,000 | 2,568 |
| Total risk weighted assets | $148,443,000 | 2,769 |
| Total unused commitments | $19,480,000 | 3,324 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 83 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $200,546,000 | 2,887 |
| Cash and due from depository institutions | $6,565,000 | 2,076 |
| Interest-bearing balances | $182,000 | 4,411 |
| Securities | $41,415,000 | 2,760 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $138,963,000 | 2,757 |
| Loan loss allowance | $1,670,000 | 2,713 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,173,000 | 2,540 |
| Other real estate owned | $0 | 2,076 |
| Goodwill and other intangibles | $399,000 | 2,219 |
| All other assets | $9,031,000 | 1,723 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $200,546,000 | 2,887 |
| Total liabilities | $180,720,000 | 2,866 |
| Total deposits | $154,911,000 | 2,977 |
| Interest-bearing deposits | $123,568,000 | 3,112 |
| Deposits held in domestic offices | $154,911,000 | 2,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,891,000 | 1,841 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,500,000 | 1,804 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,418,000 | 1,693 |
| Total equity capital | $19,826,000 | 2,952 |
| Total bank equity capital | $19,826,000 | 2,952 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,050,000 | 2,729 |
| Surplus | $8,950,000 | 2,376 |
| Undivided profits | $9,826,000 | 3,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 3,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,009,000 | 3,126 |
| Earning assets | $180,560,000 | 2,910 |
| Long-term assets (5+ years) | $22,025,000 | 3,162 |
| Average Assets, year-to-date | $198,569,670 | 2,867 |
| Average Assets, quarterly | $198,645,500 | 2,878 |
| Volatile liabilities | $17,892,000 | 4,534 |
| Insider loans | $2,175,000 | 2,611 |
| FHLB advances | $19,500,000 | 1,711 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $19,467,000 | 3,267 |
| Tier 1 (core) risk-based capital | $19,681,000 | 2,864 |
| Tier 2 risk-based capital | $1,670,000 | 2,561 |
| Total risk weighted assets | $144,285,000 | 2,762 |
| Total unused commitments | $19,467,000 | 3,267 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 83 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $196,745,000 | 2,918 |
| Cash and due from depository institutions | $5,152,000 | 2,061 |
| Interest-bearing balances | $179,000 | 4,496 |
| Securities | $42,290,000 | 2,760 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $135,550,000 | 2,769 |
| Loan loss allowance | $1,647,000 | 2,740 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,273,000 | 2,454 |
| Other real estate owned | $0 | 2,061 |
| Goodwill and other intangibles | $431,000 | 2,176 |
| All other assets | $9,049,000 | 1,704 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $196,745,000 | 2,918 |
| Total liabilities | $177,353,000 | 2,901 |
| Total deposits | $152,930,000 | 3,006 |
| Interest-bearing deposits | $125,030,000 | 3,088 |
| Deposits held in domestic offices | $152,930,000 | 3,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,523,000 | 1,500 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,500,000 | 1,904 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,400,000 | 1,676 |
| Total equity capital | $19,392,000 | 2,923 |
| Total bank equity capital | $19,392,000 | 2,923 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,050,000 | 2,739 |
| Surplus | $8,950,000 | 2,326 |
| Undivided profits | $9,392,000 | 3,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $498,000 | 3,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,015,000 | 3,023 |
| Earning assets | $178,019,000 | 2,945 |
| Long-term assets (5+ years) | $23,293,000 | 3,129 |
| Average Assets, year-to-date | $197,581,500 | 2,898 |
| Average Assets, quarterly | $197,581,500 | 2,898 |
| Volatile liabilities | $15,374,000 | 4,820 |
| Insider loans | $2,273,000 | 2,495 |
| FHLB advances | $16,500,000 | 1,802 |
| Loans and leases held for sale | $331,000 | 1,302 |
| Unused loan commitments | $18,874,000 | 3,261 |
| Tier 1 (core) risk-based capital | $19,389,000 | 2,842 |
| Tier 2 risk-based capital | $1,647,000 | 2,579 |
| Total risk weighted assets | $141,054,000 | 2,763 |
| Total unused commitments | $18,874,000 | 3,264 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 84 | 2,042 |
| Assets and Liabilities | ||
| Total Assets: | $198,418,000 | 2,907 |
| Cash and due from depository institutions | $6,478,000 | 2,042 |
| Interest-bearing balances | $80,000 | 5,430 |
| Securities | $39,289,000 | 2,943 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 1,825 |
| Net loans & leases | $133,026,000 | 2,787 |
| Loan loss allowance | $1,657,000 | 2,700 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,362,000 | 2,379 |
| Other real estate owned | $0 | 2,042 |
| Goodwill and other intangibles | $468,000 | 2,132 |
| All other assets | $8,595,000 | 1,755 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $198,418,000 | 2,907 |
| Total liabilities | $178,994,000 | 2,883 |
| Total deposits | $153,392,000 | 2,989 |
| Interest-bearing deposits | $123,831,000 | 3,083 |
| Deposits held in domestic offices | $153,392,000 | 2,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,709,000 | 1,397 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $16,500,000 | 1,943 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,393,000 | 1,656 |
| Total equity capital | $19,424,000 | 2,916 |
| Total bank equity capital | $19,424,000 | 2,916 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,050,000 | 2,729 |
| Surplus | $8,950,000 | 2,284 |
| Undivided profits | $9,424,000 | 3,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $928,000 | 3,263 |
| Earning assets | $178,595,000 | 2,934 |
| Long-term assets (5+ years) | $21,053,000 | 3,370 |
| Average Assets, year-to-date | $196,315,000 | 2,813 |
| Average Assets, quarterly | $197,749,500 | 2,883 |
| Volatile liabilities | $17,350,000 | 4,488 |
| Insider loans | $2,279,000 | 2,491 |
| FHLB advances | $16,500,000 | 1,828 |
| Loans and leases held for sale | $166,000 | 1,517 |
| Unused loan commitments | $20,691,000 | 2,973 |
| Tier 1 (core) risk-based capital | $19,187,000 | 2,820 |
| Tier 2 risk-based capital | $1,657,000 | 2,557 |
| Total risk weighted assets | $140,590,000 | 2,754 |
| Total unused commitments | $20,691,000 | 2,975 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 84 | 2,030 |
| Assets and Liabilities | ||
| Total Assets: | $197,081,000 | 2,888 |
| Cash and due from depository institutions | $4,891,000 | 2,030 |
| Interest-bearing balances | $111,000 | 5,011 |
| Securities | $39,571,000 | 2,912 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,059 |
| Net loans & leases | $134,047,000 | 2,736 |
| Loan loss allowance | $1,724,000 | 2,605 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,496,000 | 2,270 |
| Other real estate owned | $0 | 2,030 |
| Goodwill and other intangibles | $455,000 | 2,116 |
| All other assets | $8,521,000 | 1,709 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $197,081,000 | 2,888 |
| Total liabilities | $178,050,000 | 2,864 |
| Total deposits | $156,705,000 | 2,899 |
| Interest-bearing deposits | $127,252,000 | 2,995 |
| Deposits held in domestic offices | $156,705,000 | 2,893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,457,000 | 2,201 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $16,500,000 | 1,934 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,388,000 | 1,658 |
| Total equity capital | $19,031,000 | 2,954 |
| Total bank equity capital | $19,031,000 | 2,954 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,050,000 | 2,729 |
| Surplus | $8,950,000 | 2,245 |
| Undivided profits | $9,031,000 | 3,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 5,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,000,000 | 3,122 |
| Earning assets | $178,829,000 | 2,911 |
| Long-term assets (5+ years) | $25,076,000 | 3,090 |
| Average Assets, year-to-date | $195,789,250 | 2,812 |
| Average Assets, quarterly | $197,351,000 | 2,849 |
| Volatile liabilities | $13,121,000 | 5,155 |
| Insider loans | $2,440,000 | 2,338 |
| FHLB advances | $16,500,000 | 1,817 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $18,644,000 | 3,157 |
| Tier 1 (core) risk-based capital | $18,722,000 | 2,857 |
| Tier 2 risk-based capital | $1,724,000 | 2,441 |
| Total risk weighted assets | $140,807,000 | 2,724 |
| Total unused commitments | $18,644,000 | 3,160 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 86 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $197,621,000 | 2,842 |
| Cash and due from depository institutions | $7,854,000 | 1,983 |
| Interest-bearing balances | $3,078,000 | 1,632 |
| Securities | $44,649,000 | 2,682 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $131,429,000 | 2,747 |
| Loan loss allowance | $1,745,000 | 2,587 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,443,000 | 2,257 |
| Other real estate owned | $0 | 1,983 |
| Goodwill and other intangibles | $498,000 | 2,070 |
| All other assets | $8,748,000 | 1,685 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $197,621,000 | 2,842 |
| Total liabilities | $179,320,000 | 2,813 |
| Total deposits | $154,358,000 | 2,917 |
| Interest-bearing deposits | $125,523,000 | 3,012 |
| Deposits held in domestic offices | $154,358,000 | 2,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,308,000 | 1,462 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,500,000 | 1,916 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,154,000 | 1,668 |
| Total equity capital | $18,301,000 | 2,946 |
| Total bank equity capital | $18,301,000 | 2,946 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,050,000 | 2,736 |
| Surplus | $8,950,000 | 2,219 |
| Undivided profits | $8,301,000 | 3,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 4,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $906,000 | 3,218 |
| Earning assets | $179,156,000 | 2,870 |
| Long-term assets (5+ years) | $30,041,000 | 2,833 |
| Average Assets, year-to-date | $195,358,670 | 2,819 |
| Average Assets, quarterly | $196,603,500 | 2,830 |
| Volatile liabilities | $16,711,000 | 4,476 |
| Insider loans | $3,209,000 | 1,794 |
| FHLB advances | $16,500,000 | 1,802 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $17,409,000 | 3,281 |
| Tier 1 (core) risk-based capital | $18,417,000 | 2,860 |
| Tier 2 risk-based capital | $1,745,000 | 2,406 |
| Total risk weighted assets | $142,543,000 | 2,667 |
| Total unused commitments | $17,409,000 | 3,283 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 87 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $195,586,000 | 2,845 |
| Cash and due from depository institutions | $4,327,000 | 1,964 |
| Interest-bearing balances | $384,000 | 4,035 |
| Securities | $47,794,000 | 2,553 |
| Federal funds sold & reverse repurchase agreements | $4,550,000 | 3,002 |
| Net loans & leases | $125,547,000 | 2,794 |
| Loan loss allowance | $1,744,000 | 2,558 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,505,000 | 2,199 |
| Other real estate owned | $0 | 1,964 |
| Goodwill and other intangibles | $512,000 | 2,043 |
| All other assets | $8,351,000 | 1,645 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $195,586,000 | 2,845 |
| Total liabilities | $176,843,000 | 2,816 |
| Total deposits | $154,578,000 | 2,891 |
| Interest-bearing deposits | $127,498,000 | 2,974 |
| Deposits held in domestic offices | $154,578,000 | 2,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,764,000 | 1,709 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $16,500,000 | 1,812 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,001,000 | 1,968 |
| Total equity capital | $18,743,000 | 2,943 |
| Total bank equity capital | $18,743,000 | 2,943 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,050,000 | 2,736 |
| Surplus | $8,950,000 | 2,185 |
| Undivided profits | $8,743,000 | 3,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $978,000 | 2,956 |
| Earning assets | $178,275,000 | 2,845 |
| Long-term assets (5+ years) | $33,946,000 | 2,524 |
| Average Assets, year-to-date | $194,227,500 | 2,834 |
| Average Assets, quarterly | $194,227,500 | 2,834 |
| Volatile liabilities | $13,749,000 | 4,881 |
| Insider loans | $3,768,000 | 1,516 |
| FHLB advances | $16,500,000 | 1,699 |
| Loans and leases held for sale | $1,138,000 | 936 |
| Unused loan commitments | $14,919,000 | 3,522 |
| Tier 1 (core) risk-based capital | $18,166,000 | 2,859 |
| Tier 2 risk-based capital | $1,732,000 | 2,384 |
| Total risk weighted assets | $138,531,000 | 2,677 |
| Total unused commitments | $14,919,000 | 3,529 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 89 | 1,945 |
| Assets and Liabilities | ||
| Total Assets: | $192,869,000 | 2,856 |
| Cash and due from depository institutions | $6,818,000 | 1,945 |
| Interest-bearing balances | $982,000 | 2,988 |
| Securities | $46,441,000 | 2,637 |
| Federal funds sold & reverse repurchase agreements | $5,650,000 | 2,075 |
| Net loans & leases | $120,643,000 | 2,858 |
| Loan loss allowance | $1,749,000 | 2,530 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,571,000 | 2,163 |
| Other real estate owned | $0 | 1,945 |
| Goodwill and other intangibles | $555,000 | 1,980 |
| All other assets | $8,191,000 | 1,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,869,000 | 2,856 |
| Total liabilities | $174,388,000 | 2,848 |
| Total deposits | $153,513,000 | 2,896 |
| Interest-bearing deposits | $124,301,000 | 3,018 |
| Deposits held in domestic offices | $153,513,000 | 2,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,320,000 | 2,152 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,500,000 | 1,841 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,055,000 | 1,830 |
| Total equity capital | $18,481,000 | 2,914 |
| Total bank equity capital | $18,481,000 | 2,914 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,050,000 | 2,758 |
| Surplus | $8,950,000 | 2,152 |
| Undivided profits | $8,481,000 | 3,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $630,000 | 3,633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $862,000 | 3,443 |
| Earning assets | $173,716,000 | 2,899 |
| Long-term assets (5+ years) | $34,258,000 | 2,524 |
| Average Assets, year-to-date | $192,596,000 | 2,758 |
| Average Assets, quarterly | $194,684,000 | 2,803 |
| Volatile liabilities | $12,764,000 | 5,055 |
| Insider loans | $3,289,000 | 1,705 |
| FHLB advances | $16,500,000 | 1,719 |
| Loans and leases held for sale | $354,000 | 1,281 |
| Unused loan commitments | $16,439,000 | 3,239 |
| Tier 1 (core) risk-based capital | $17,948,000 | 2,850 |
| Tier 2 risk-based capital | $1,682,000 | 2,417 |
| Total risk weighted assets | $134,490,000 | 2,726 |
| Total unused commitments | $16,439,000 | 3,240 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 90 | 1,939 |
| Assets and Liabilities | ||
| Total Assets: | $196,499,000 | 2,796 |
| Cash and due from depository institutions | $6,743,000 | 1,939 |
| Interest-bearing balances | $2,520,000 | 2,092 |
| Securities | $41,656,000 | 2,836 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 1,033 |
| Net loans & leases | $121,546,000 | 2,816 |
| Loan loss allowance | $1,748,000 | 2,530 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,681,000 | 2,079 |
| Other real estate owned | $40,000 | 1,939 |
| Goodwill and other intangibles | $544,000 | 1,966 |
| All other assets | $7,289,000 | 1,866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,499,000 | 2,796 |
| Total liabilities | $177,020,000 | 2,790 |
| Total deposits | $150,046,000 | 2,951 |
| Interest-bearing deposits | $122,682,000 | 3,060 |
| Deposits held in domestic offices | $150,046,000 | 2,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,411,000 | 1,500 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,500,000 | 1,628 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,063,000 | 1,873 |
| Total equity capital | $19,479,000 | 2,784 |
| Total bank equity capital | $19,479,000 | 2,784 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,050,000 | 2,776 |
| Surplus | $8,950,000 | 2,122 |
| Undivided profits | $9,479,000 | 3,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $915,000 | 3,402 |
| Earning assets | $179,722,000 | 2,787 |
| Long-term assets (5+ years) | $27,847,000 | 2,938 |
| Average Assets, year-to-date | $192,527,750 | 2,781 |
| Average Assets, quarterly | $195,149,000 | 2,802 |
| Volatile liabilities | $19,077,000 | 3,993 |
| Insider loans | $3,211,000 | 1,736 |
| FHLB advances | $19,500,000 | 1,507 |
| Loans and leases held for sale | $546,000 | 1,402 |
| Unused loan commitments | $24,316,000 | 2,497 |
| Tier 1 (core) risk-based capital | $19,101,000 | 2,696 |
| Tier 2 risk-based capital | $1,691,000 | 2,399 |
| Total risk weighted assets | $135,231,000 | 2,697 |
| Total unused commitments | $24,316,000 | 2,499 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 91 | 1,920 |
| Assets and Liabilities | ||
| Total Assets: | $193,799,000 | 2,816 |
| Cash and due from depository institutions | $8,415,000 | 1,920 |
| Interest-bearing balances | $1,332,000 | 2,922 |
| Securities | $41,315,000 | 2,803 |
| Federal funds sold & reverse repurchase agreements | $11,950,000 | 1,322 |
| Net loans & leases | $120,728,000 | 2,808 |
| Loan loss allowance | $1,793,000 | 2,434 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,779,000 | 2,002 |
| Other real estate owned | $0 | 1,920 |
| Goodwill and other intangibles | $475,000 | 1,999 |
| All other assets | $6,137,000 | 2,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,799,000 | 2,816 |
| Total liabilities | $174,208,000 | 2,810 |
| Total deposits | $147,885,000 | 2,985 |
| Interest-bearing deposits | $119,737,000 | 3,099 |
| Deposits held in domestic offices | $147,885,000 | 2,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,541,000 | 1,550 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $19,500,000 | 1,604 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,282,000 | 1,815 |
| Total equity capital | $19,591,000 | 2,753 |
| Total bank equity capital | $19,591,000 | 2,753 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,050,000 | 2,776 |
| Surplus | $8,950,000 | 2,080 |
| Undivided profits | $9,591,000 | 3,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $905,000 | 3,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $886,000 | 3,378 |
| Earning assets | $175,325,000 | 2,834 |
| Long-term assets (5+ years) | $21,082,000 | 3,348 |
| Average Assets, year-to-date | $191,204,000 | 2,791 |
| Average Assets, quarterly | $192,539,500 | 2,809 |
| Volatile liabilities | $18,625,000 | 4,003 |
| Insider loans | $3,166,000 | 1,755 |
| FHLB advances | $19,500,000 | 1,491 |
| Loans and leases held for sale | $473,000 | 1,701 |
| Unused loan commitments | $24,694,000 | 2,444 |
| Tier 1 (core) risk-based capital | $18,782,000 | 2,686 |
| Tier 2 risk-based capital | $1,652,000 | 2,402 |
| Total risk weighted assets | $131,980,000 | 2,725 |
| Total unused commitments | $24,694,000 | 2,451 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 93 | 1,857 |
| Assets and Liabilities | ||
| Total Assets: | $191,280,000 | 2,809 |
| Cash and due from depository institutions | $6,290,000 | 1,857 |
| Interest-bearing balances | $313,000 | 4,246 |
| Securities | $43,208,000 | 2,663 |
| Federal funds sold & reverse repurchase agreements | $7,950,000 | 2,174 |
| Net loans & leases | $122,328,000 | 2,725 |
| Loan loss allowance | $1,784,000 | 2,410 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,892,000 | 1,920 |
| Other real estate owned | $0 | 1,857 |
| Goodwill and other intangibles | $350,000 | 2,167 |
| All other assets | $6,262,000 | 1,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,280,000 | 2,809 |
| Total liabilities | $172,190,000 | 2,800 |
| Total deposits | $145,027,000 | 3,008 |
| Interest-bearing deposits | $119,474,000 | 3,089 |
| Deposits held in domestic offices | $145,027,000 | 3,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,733,000 | 1,311 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $19,500,000 | 1,549 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,930,000 | 2,099 |
| Total equity capital | $19,090,000 | 2,769 |
| Total bank equity capital | $19,090,000 | 2,769 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,050,000 | 2,786 |
| Surplus | $8,950,000 | 2,049 |
| Undivided profits | $9,090,000 | 3,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $759,000 | 3,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,104,000 | 2,783 |
| Earning assets | $173,799,000 | 2,817 |
| Long-term assets (5+ years) | $23,212,000 | 3,092 |
| Average Assets, year-to-date | $189,906,500 | 2,793 |
| Average Assets, quarterly | $189,906,500 | 2,793 |
| Volatile liabilities | $21,242,000 | 3,629 |
| Insider loans | $3,251,000 | 1,672 |
| FHLB advances | $19,500,000 | 1,443 |
| Loans and leases held for sale | $1,560,000 | 1,132 |
| Unused loan commitments | $20,357,000 | 2,673 |
| Tier 1 (core) risk-based capital | $18,432,000 | 2,685 |
| Tier 2 risk-based capital | $1,643,000 | 2,376 |
| Total risk weighted assets | $131,267,000 | 2,689 |
| Total unused commitments | $20,357,000 | 2,686 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 91 | 1,888 |
| Assets and Liabilities | ||
| Total Assets: | $188,533,000 | 2,797 |
| Cash and due from depository institutions | $6,705,000 | 1,888 |
| Interest-bearing balances | $731,000 | 3,404 |
| Securities | $42,488,000 | 2,655 |
| Federal funds sold & reverse repurchase agreements | $6,050,000 | 2,363 |
| Net loans & leases | $122,110,000 | 2,706 |
| Loan loss allowance | $1,632,000 | 2,564 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,956,000 | 1,866 |
| Other real estate owned | $0 | 1,888 |
| Goodwill and other intangibles | $258,000 | 2,303 |
| All other assets | $5,966,000 | 2,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,533,000 | 2,797 |
| Total liabilities | $169,736,000 | 2,797 |
| Total deposits | $140,699,000 | 3,030 |
| Interest-bearing deposits | $114,621,000 | 3,145 |
| Deposits held in domestic offices | $140,699,000 | 3,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,084,000 | 1,428 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $22,000,000 | 1,427 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,953,000 | 2,065 |
| Total equity capital | $18,797,000 | 2,771 |
| Total bank equity capital | $18,797,000 | 2,771 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,050,000 | 2,789 |
| Surplus | $8,950,000 | 2,019 |
| Undivided profits | $8,797,000 | 3,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $543,000 | 4,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $958,000 | 3,331 |
| Earning assets | $171,379,000 | 2,808 |
| Long-term assets (5+ years) | $23,360,000 | 3,009 |
| Average Assets, year-to-date | $179,137,200 | 2,798 |
| Average Assets, quarterly | $187,992,500 | 2,783 |
| Volatile liabilities | $20,726,000 | 3,648 |
| Insider loans | $3,259,000 | 1,640 |
| FHLB advances | $22,000,000 | 1,305 |
| Loans and leases held for sale | $1,037,000 | 1,334 |
| Unused loan commitments | $25,752,000 | 2,208 |
| Tier 1 (core) risk-based capital | $18,100,000 | 2,691 |
| Tier 2 risk-based capital | $1,617,000 | 2,379 |
| Total risk weighted assets | $129,373,000 | 2,687 |
| Total unused commitments | $25,752,000 | 2,213 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 82 | 2,094 |
| Assets and Liabilities | ||
| Total Assets: | $169,041,000 | 2,953 |
| Cash and due from depository institutions | $8,062,000 | 2,094 |
| Interest-bearing balances | $795,000 | 3,243 |
| Securities | $27,444,000 | 3,600 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $122,275,000 | 2,622 |
| Loan loss allowance | $1,239,000 | 3,022 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,595,000 | 1,965 |
| Other real estate owned | $59,000 | 2,094 |
| Goodwill and other intangibles | $132,000 | 2,528 |
| All other assets | $6,474,000 | 1,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,041,000 | 2,953 |
| Total liabilities | $151,891,000 | 2,965 |
| Total deposits | $123,946,000 | 3,246 |
| Interest-bearing deposits | $100,582,000 | 3,399 |
| Deposits held in domestic offices | $123,946,000 | 3,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,353,000 | 1,602 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,000,000 | 1,319 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,592,000 | 2,432 |
| Total equity capital | $17,150,000 | 2,824 |
| Total bank equity capital | $17,150,000 | 2,824 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,050,000 | 2,836 |
| Surplus | $8,950,000 | 1,913 |
| Undivided profits | $7,150,000 | 3,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $560,000 | 3,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $966,000 | 3,574 |
| Earning assets | $150,514,000 | 3,013 |
| Long-term assets (5+ years) | $26,093,000 | 2,766 |
| Average Assets, year-to-date | $169,258,400 | 2,819 |
| Average Assets, quarterly | $168,912,500 | 2,921 |
| Volatile liabilities | $15,859,000 | 4,331 |
| Insider loans | $2,457,000 | 1,997 |
| FHLB advances | $22,000,000 | 1,200 |
| Loans and leases held for sale | $933,000 | 1,206 |
| Unused loan commitments | $17,533,000 | 2,739 |
| Tier 1 (core) risk-based capital | $16,770,000 | 2,748 |
| Tier 2 risk-based capital | $1,239,000 | 2,811 |
| Total risk weighted assets | $123,409,000 | 2,690 |
| Total unused commitments | $17,533,000 | 2,748 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 82 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $169,205,000 | 2,818 |
| Cash and due from depository institutions | $7,265,000 | 2,062 |
| Interest-bearing balances | $237,000 | 3,690 |
| Securities | $33,026,000 | 3,183 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $119,721,000 | 2,604 |
| Loan loss allowance | $1,625,000 | 2,302 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,742,000 | 1,829 |
| Other real estate owned | $0 | 2,062 |
| Goodwill and other intangibles | $45,000 | 2,822 |
| All other assets | $4,406,000 | 2,032 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,205,000 | 2,818 |
| Total liabilities | $153,161,000 | 2,820 |
| Total deposits | $123,281,000 | 3,143 |
| Interest-bearing deposits | $103,063,000 | 3,214 |
| Deposits held in domestic offices | $123,281,000 | 3,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,566,000 | 1,652 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,750,000 | 1,207 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,564,000 | 2,499 |
| Total equity capital | $16,044,000 | 2,896 |
| Total bank equity capital | $16,044,000 | 2,896 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,050,000 | 2,914 |
| Surplus | $6,950,000 | 2,302 |
| Undivided profits | $8,044,000 | 3,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,408,000 | 1,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $858,000 | 3,203 |
| Earning assets | $152,984,000 | 2,874 |
| Long-term assets (5+ years) | $36,098,000 | 2,080 |
| Average Assets, year-to-date | $165,688,600 | 2,755 |
| Average Assets, quarterly | $168,825,500 | 2,792 |
| Volatile liabilities | $23,736,000 | 3,225 |
| Insider loans | $2,494,000 | 1,897 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $164,000 | 1,236 |
| Unused loan commitments | $17,990,000 | 2,517 |
| Tier 1 (core) risk-based capital | $15,683,900 | 2,857 |
| Tier 2 risk-based capital | $1,532,440 | 2,267 |
| Total risk weighted assets | $122,502,640 | 2,591 |
| Total unused commitments | $17,990,000 | 2,521 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 82 | 2,109 |
| Assets and Liabilities | ||
| Total Assets: | $166,734,000 | 2,807 |
| Cash and due from depository institutions | $10,677,000 | 2,109 |
| Interest-bearing balances | $336,000 | 3,502 |
| Securities | $31,595,000 | 3,426 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $115,155,000 | 2,596 |
| Loan loss allowance | $1,620,000 | 2,224 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,844,000 | 1,757 |
| Other real estate owned | $51,000 | 2,109 |
| Goodwill and other intangibles | $57,000 | 2,847 |
| All other assets | $4,355,000 | 2,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,734,000 | 2,807 |
| Total liabilities | $152,590,000 | 2,778 |
| Total deposits | $119,721,000 | 3,171 |
| Interest-bearing deposits | $98,218,000 | 3,309 |
| Deposits held in domestic offices | $119,721,000 | 3,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,775,000 | 1,454 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,155 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,094,000 | 3,037 |
| Total equity capital | $14,144,000 | 3,118 |
| Total bank equity capital | $14,144,000 | 3,118 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,050,000 | 2,982 |
| Surplus | $6,950,000 | 2,261 |
| Undivided profits | $6,144,000 | 3,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $588,000 | 3,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $732,000 | 3,225 |
| Earning assets | $147,086,000 | 2,897 |
| Long-term assets (5+ years) | $37,681,000 | 2,151 |
| Average Assets, year-to-date | $156,043,800 | 2,869 |
| Average Assets, quarterly | $163,859,000 | 2,813 |
| Volatile liabilities | $36,141,000 | 2,186 |
| Insider loans | $2,293,000 | 1,985 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,335,000 | 3,452 |
| Tier 1 (core) risk-based capital | $14,445,200 | 3,037 |
| Tier 2 risk-based capital | $1,495,540 | 2,190 |
| Total risk weighted assets | $119,518,740 | 2,539 |
| Total unused commitments | $11,335,000 | 3,458 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $148,007,000 | 3,061 |
| Cash and due from depository institutions | $5,553,000 | 2,040 |
| Interest-bearing balances | $56,000 | 5,477 |
| Securities | $30,647,000 | 3,565 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,743 |
| Net loans & leases | $101,718,000 | 2,721 |
| Loan loss allowance | $1,388,000 | 2,495 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,644,000 | 1,417 |
| Other real estate owned | $662,000 | 2,040 |
| Goodwill and other intangibles | $23,000 | 3,138 |
| All other assets | $3,260,000 | 2,280 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,007,000 | 3,061 |
| Total liabilities | $133,783,000 | 3,054 |
| Total deposits | $119,717,000 | 3,154 |
| Interest-bearing deposits | $99,071,000 | 3,252 |
| Deposits held in domestic offices | $119,717,000 | 3,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,204,000 | 2,288 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,000,000 | 1,464 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,862,000 | 2,123 |
| Total equity capital | $14,224,000 | 3,146 |
| Total bank equity capital | $14,224,000 | 3,146 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,050,000 | 2,981 |
| Surplus | $4,950,000 | 2,892 |
| Undivided profits | $8,224,000 | 3,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 4,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $723,000 | 3,221 |
| Earning assets | $132,921,000 | 3,125 |
| Long-term assets (5+ years) | $34,660,000 | 2,130 |
| Average Assets, year-to-date | $137,991,600 | 3,108 |
| Average Assets, quarterly | $145,173,000 | 3,059 |
| Volatile liabilities | $18,583,000 | 3,193 |
| Insider loans | $2,115,000 | 2,011 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $68,000 | 1,617 |
| Unused loan commitments | $11,780,000 | 3,266 |
| Tier 1 (core) risk-based capital | $13,351,000 | 3,180 |
| Tier 2 risk-based capital | $1,309,130 | 2,390 |
| Total risk weighted assets | $104,649,230 | 2,717 |
| Total unused commitments | $11,780,000 | 3,270 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 76 | 2,342 |
| Assets and Liabilities | ||
| Total Assets: | $130,724,000 | 3,386 |
| Cash and due from depository institutions | $5,503,000 | 2,342 |
| Interest-bearing balances | $594,000 | 2,962 |
| Securities | $24,646,000 | 4,251 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,925 |
| Net loans & leases | $91,230,000 | 2,985 |
| Loan loss allowance | $1,187,000 | 2,891 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,312,000 | 2,399 |
| Other real estate owned | $61,000 | 2,342 |
| Goodwill and other intangibles | $34,000 | 3,103 |
| All other assets | $2,938,000 | 2,436 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,724,000 | 3,386 |
| Total liabilities | $117,651,000 | 3,377 |
| Total deposits | $105,272,000 | 3,508 |
| Interest-bearing deposits | $88,642,000 | 3,599 |
| Deposits held in domestic offices | $105,272,000 | 3,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $284,000 | 3,354 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $11,000,000 | 1,305 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,095,000 | 3,311 |
| Total equity capital | $13,073,000 | 3,382 |
| Total bank equity capital | $13,073,000 | 3,382 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,050,000 | 3,050 |
| Surplus | $4,950,000 | 2,811 |
| Undivided profits | $7,073,000 | 3,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $888,000 | 2,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $736,000 | 3,185 |
| Earning assets | $119,470,000 | 3,393 |
| Long-term assets (5+ years) | $20,974,000 | 2,704 |
| Average Assets, year-to-date | $123,395,600 | 3,390 |
| Average Assets, quarterly | $128,950,500 | 3,378 |
| Volatile liabilities | $10,916,000 | 4,705 |
| Insider loans | $1,844,000 | 2,214 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,272,000 | 2,361 |
| Tier 1 (core) risk-based capital | $12,346,000 | 3,433 |
| Tier 2 risk-based capital | $1,138,420 | 2,599 |
| Total risk weighted assets | $91,024,720 | 3,037 |
| Total unused commitments | $17,272,000 | 2,366 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 69 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $115,923,000 | 3,847 |
| Cash and due from depository institutions | $4,916,000 | 2,753 |
| Interest-bearing balances | $53,000 | 5,354 |
| Securities | $19,913,000 | 5,323 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,201 |
| Net loans & leases | $83,304,000 | 3,277 |
| Loan loss allowance | $1,182,000 | 3,043 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,158,000 | 3,566 |
| Other real estate owned | $0 | 2,753 |
| Goodwill and other intangibles | $61,000 | 2,740 |
| All other assets | $2,971,000 | 2,501 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,923,000 | 3,847 |
| Total liabilities | $104,109,000 | 3,874 |
| Total deposits | $94,614,000 | 3,990 |
| Interest-bearing deposits | $79,703,000 | 4,074 |
| Deposits held in domestic offices | $94,614,000 | 3,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $401,000 | 3,345 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $8,000,000 | 1,479 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,094,000 | 3,302 |
| Total equity capital | $11,814,000 | 3,732 |
| Total bank equity capital | $11,814,000 | 3,732 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,050,000 | 3,262 |
| Surplus | $4,950,000 | 2,889 |
| Undivided profits | $5,814,000 | 3,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $428,000 | 4,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $647,000 | 3,551 |
| Earning assets | $105,870,000 | 3,878 |
| Long-term assets (5+ years) | $18,256,000 | 2,855 |
| Average Assets, year-to-date | $113,430,200 | 3,781 |
| Average Assets, quarterly | $114,789,000 | 3,838 |
| Volatile liabilities | $8,600,000 | 5,352 |
| Insider loans | $1,047,000 | 3,538 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,876,000 | 2,230 |
| Tier 1 (core) risk-based capital | $11,313,000 | 3,776 |
| Tier 2 risk-based capital | $1,003,030 | 2,958 |
| Total risk weighted assets | $80,063,230 | 3,408 |
| Total unused commitments | $17,876,000 | 2,246 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 54 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $85,460,000 | 5,082 |
| Cash and due from depository institutions | $4,311,000 | 3,595 |
| Interest-bearing balances | $99,000 | 5,198 |
| Securities | $15,925,000 | 6,454 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 8,717 |
| Net loans & leases | $61,412,000 | 4,190 |
| Loan loss allowance | $884,000 | 3,915 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,339,000 | 5,029 |
| Other real estate owned | $0 | 3,595 |
| Goodwill and other intangibles | $95,000 | 2,388 |
| All other assets | $2,078,000 | 3,524 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,460,000 | 5,082 |
| Total liabilities | $76,753,000 | 5,077 |
| Total deposits | $71,048,000 | 5,184 |
| Interest-bearing deposits | $62,485,000 | 5,116 |
| Deposits held in domestic offices | $71,048,000 | 5,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,000,000 | 1,816 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,705,000 | 2,387 |
| Total equity capital | $8,707,000 | 4,865 |
| Total bank equity capital | $8,707,000 | 4,865 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,050,000 | 3,402 |
| Surplus | $3,350,000 | 3,919 |
| Undivided profits | $4,307,000 | 5,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $468,000 | 5,037 |
| Earning assets | $77,736,000 | 5,119 |
| Long-term assets (5+ years) | $13,872,000 | 3,251 |
| Average Assets, year-to-date | $81,766,200 | 5,067 |
| Average Assets, quarterly | $84,159,000 | 5,088 |
| Volatile liabilities | $6,815,000 | 5,872 |
| Insider loans | $874,000 | 4,061 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,263,000 | 3,696 |
| Tier 1 (core) risk-based capital | $8,163,000 | 5,013 |
| Tier 2 risk-based capital | $704,330 | 4,007 |
| Total risk weighted assets | $56,166,830 | 4,573 |
| Total unused commitments | $8,263,000 | 3,709 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 52 | 3,845 |
| Assets and Liabilities | ||
| Total Assets: | $79,039,000 | 5,382 |
| Cash and due from depository institutions | $3,788,000 | 3,845 |
| Interest-bearing balances | $66,000 | 5,975 |
| Securities | $12,787,000 | 7,789 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,851 |
| Net loans & leases | $57,540,000 | 4,361 |
| Loan loss allowance | $850,000 | 4,137 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,362,000 | 4,975 |
| Other real estate owned | $10,000 | 3,845 |
| Goodwill and other intangibles | $130,000 | 2,142 |
| All other assets | $2,122,000 | 3,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,039,000 | 5,382 |
| Total liabilities | $71,536,000 | 5,373 |
| Total deposits | $69,034,000 | 5,282 |
| Interest-bearing deposits | $60,634,000 | 5,170 |
| Deposits held in domestic offices | $69,034,000 | 5,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,004,000 | 2,504 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $498,000 | 5,222 |
| Total equity capital | $7,503,000 | 5,181 |
| Total bank equity capital | $7,503,000 | 5,181 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,050,000 | 3,544 |
| Surplus | $2,750,000 | 4,425 |
| Undivided profits | $3,703,000 | 5,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 6,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,526 |
| Income earned, not collected on loans | $379,000 | 5,432 |
| Earning assets | $71,693,000 | 5,422 |
| Long-term assets (5+ years) | $6,194,000 | 5,440 |
| Average Assets, year-to-date | $76,104,600 | 5,438 |
| Average Assets, quarterly | $77,272,500 | 5,450 |
| Volatile liabilities | $5,438,000 | 6,437 |
| Insider loans | $946,000 | 3,854 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,961,000 | 3,668 |
| Tier 1 (core) risk-based capital | $7,396,000 | 5,347 |
| Tier 2 risk-based capital | $662,610 | 4,164 |
| Total risk weighted assets | $52,821,210 | 4,700 |
| Total unused commitments | $7,961,000 | 3,675 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 52 | 3,986 |
| Assets and Liabilities | ||
| Total Assets: | $75,371,000 | 5,703 |
| Cash and due from depository institutions | $3,487,000 | 3,986 |
| Interest-bearing balances | $366,000 | 4,829 |
| Securities | $15,162,000 | 7,342 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 9,053 |
| Net loans & leases | $53,827,000 | 4,500 |
| Loan loss allowance | $759,000 | 4,665 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,368,000 | 5,017 |
| Other real estate owned | $83,000 | 3,986 |
| Goodwill and other intangibles | $165,000 | 1,940 |
| All other assets | $779,000 | 7,284 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,371,000 | 5,703 |
| Total liabilities | $68,432,000 | 5,705 |
| Total deposits | $68,135,000 | 5,528 |
| Interest-bearing deposits | $60,736,000 | 5,409 |
| Deposits held in domestic offices | $68,135,000 | 5,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $12,000 | 4,910 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $285,000 | 7,786 |
| Total equity capital | $6,939,000 | 5,642 |
| Total bank equity capital | $6,939,000 | 5,642 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,050,000 | 3,651 |
| Surplus | $2,750,000 | 4,397 |
| Undivided profits | $3,139,000 | 5,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 8,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,574 |
| Income earned, not collected on loans | $333,000 | 5,524 |
| Earning assets | $69,855,000 | 5,664 |
| Long-term assets (5+ years) | $5,668,000 | 6,072 |
| Average Assets, year-to-date | $76,405,400 | 5,497 |
| Average Assets, quarterly | $75,841,000 | 5,641 |
| Volatile liabilities | $3,428,000 | 7,904 |
| Insider loans | $1,045,000 | 3,601 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,337,000 | 4,221 |
| Tier 1 (core) risk-based capital | $6,774,000 | 5,679 |
| Tier 2 risk-based capital | $624,970 | 4,366 |
| Total risk weighted assets | $49,863,870 | 4,908 |
| Total unused commitments | $6,337,000 | 4,247 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 57 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $77,315,000 | 5,646 |
| Cash and due from depository institutions | $3,606,000 | 3,724 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $21,640,000 | 5,792 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 6,669 |
| Net loans & leases | $47,606,000 | 4,991 |
| Loan loss allowance | $734,000 | 4,826 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,512,000 | 4,622 |
| Other real estate owned | $0 | 3,724 |
| Goodwill and other intangibles | $200,000 | 1,852 |
| All other assets | $851,000 | 7,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,315,000 | 5,646 |
| Total liabilities | $69,836,000 | 5,678 |
| Total deposits | $69,447,000 | 5,527 |
| Interest-bearing deposits | $62,392,000 | 5,401 |
| Deposits held in domestic offices | $69,447,000 | 5,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,000 | 4,849 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $369,000 | 7,214 |
| Total equity capital | $7,479,000 | 5,085 |
| Total bank equity capital | $7,479,000 | 5,085 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,050,000 | 3,817 |
| Surplus | $2,750,000 | 4,297 |
| Undivided profits | $3,679,000 | 5,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $395,000 | 6,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $331,000 | 6,024 |
| Earning assets | $71,146,000 | 5,604 |
| Long-term assets (5+ years) | $7,891,000 | 5,020 |
| Average Assets, year-to-date | $77,036,400 | 5,528 |
| Average Assets, quarterly | $76,819,500 | 5,615 |
| Volatile liabilities | $3,852,000 | 7,577 |
| Insider loans | $14,000 | 8,645 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,588,000 | 4,308 |
| Tier 1 (core) risk-based capital | $7,279,000 | 5,152 |
| Tier 2 risk-based capital | $568,110 | 4,697 |
| Total risk weighted assets | $45,282,510 | 5,378 |
| Total unused commitments | $5,588,000 | 4,331 |
| Derivatives | $0 | 651 |