Home > Valley Republic Bank > Income and Expense
Valley Republic Bank, Income and Expense
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $44,558,000 | 745 |
| Total interest expense | $1,713,000 | 1,505 |
| Net interest income | $42,845,000 | 719 |
| Provision for loan and lease losses | $500,000 | 1,035 |
| Total noninterest income | $2,988,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $957,000 | 1,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,031,000 | 1,886 |
| Total noninterest expense | $19,319,000 | 1,195 |
| Salaries and employee benefits | $11,160,000 | 1,194 |
| Premises and equipment expense | $1,995,000 | 1,210 |
| Additional noninterest expense | $6,164,000 | 1,116 |
| Pre-tax net operating income | $26,014,000 | 609 |
| Securities gains (losses) | $27,000 | 1,378 |
| Applicable income taxes | $7,416,000 | 478 |
| Income before extraordinary items | $18,625,000 | 682 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $18,625,000 | 683 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $18,625,000 | 683 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $1,227,000 | 211 |
| Net operating income | $18,603,670 | 671 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $31,918,000 | 796 |
| Total interest expense | $1,287,000 | 1,579 |
| Net interest income | $30,631,000 | 760 |
| Provision for loan and lease losses | $500,000 | 801 |
| Total noninterest income | $2,025,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $690,000 | 1,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,335,000 | 2,086 |
| Total noninterest expense | $13,407,000 | 1,271 |
| Salaries and employee benefits | $7,750,000 | 1,276 |
| Premises and equipment expense | $1,501,000 | 1,228 |
| Additional noninterest expense | $4,156,000 | 1,210 |
| Pre-tax net operating income | $18,749,000 | 648 |
| Securities gains (losses) | $13,000 | 1,585 |
| Applicable income taxes | $5,437,000 | 501 |
| Income before extraordinary items | $13,325,000 | 733 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $13,325,000 | 733 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $13,325,000 | 733 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $913,000 | 194 |
| Net operating income | $13,314,730 | 716 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $21,736,000 | 775 |
| Total interest expense | $839,000 | 1,655 |
| Net interest income | $20,897,000 | 738 |
| Provision for loan and lease losses | $500,000 | 605 |
| Total noninterest income | $1,420,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $427,000 | 1,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $993,000 | 1,916 |
| Total noninterest expense | $8,874,000 | 1,262 |
| Salaries and employee benefits | $5,117,000 | 1,279 |
| Premises and equipment expense | $952,000 | 1,271 |
| Additional noninterest expense | $2,805,000 | 1,185 |
| Pre-tax net operating income | $12,943,000 | 621 |
| Securities gains (losses) | $13,000 | 1,320 |
| Applicable income taxes | $3,819,000 | 483 |
| Income before extraordinary items | $9,137,000 | 711 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,137,000 | 711 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $9,137,000 | 711 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $599,000 | 168 |
| Net operating income | $9,126,730 | 695 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $10,246,000 | 808 |
| Total interest expense | $401,000 | 1,790 |
| Net interest income | $9,845,000 | 768 |
| Provision for loan and lease losses | $375,000 | 456 |
| Total noninterest income | $506,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $190,000 | 1,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 2,397 |
| Total noninterest expense | $4,271,000 | 1,298 |
| Salaries and employee benefits | $2,370,000 | 1,347 |
| Premises and equipment expense | $487,000 | 1,254 |
| Additional noninterest expense | $1,414,000 | 1,157 |
| Pre-tax net operating income | $5,705,000 | 693 |
| Securities gains (losses) | $12,000 | 1,012 |
| Applicable income taxes | $1,572,000 | 551 |
| Income before extraordinary items | $4,145,000 | 786 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,145,000 | 786 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,145,000 | 786 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 156 |
| Net operating income | $4,135,520 | 769 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $36,884,000 | 896 |
| Total interest expense | $2,552,000 | 1,682 |
| Net interest income | $34,332,000 | 832 |
| Provision for loan and lease losses | $2,275,000 | 961 |
| Total noninterest income | $2,432,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $660,000 | 1,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,772,000 | 1,920 |
| Total noninterest expense | $16,666,000 | 1,284 |
| Salaries and employee benefits | $10,016,000 | 1,254 |
| Premises and equipment expense | $1,939,000 | 1,212 |
| Additional noninterest expense | $4,711,000 | 1,347 |
| Pre-tax net operating income | $17,823,000 | 654 |
| Securities gains (losses) | $1,107,000 | 339 |
| Applicable income taxes | $5,158,000 | 483 |
| Income before extraordinary items | $13,772,000 | 716 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,772,000 | 716 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $13,772,000 | 716 |
| Net charge-offs | $-1,000 | 3,923 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $925,000 | 210 |
| Net operating income | $12,897,470 | 731 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $26,613,000 | 920 |
| Total interest expense | $2,132,000 | 1,633 |
| Net interest income | $24,481,000 | 863 |
| Provision for loan and lease losses | $1,675,000 | 987 |
| Total noninterest income | $1,741,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $477,000 | 1,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,264,000 | 1,913 |
| Total noninterest expense | $12,138,000 | 1,307 |
| Salaries and employee benefits | $7,215,000 | 1,283 |
| Premises and equipment expense | $1,438,000 | 1,221 |
| Additional noninterest expense | $3,485,000 | 1,346 |
| Pre-tax net operating income | $12,409,000 | 659 |
| Securities gains (losses) | $1,075,000 | 289 |
| Applicable income taxes | $3,663,000 | 467 |
| Income before extraordinary items | $9,821,000 | 722 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,821,000 | 722 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,821,000 | 722 |
| Net charge-offs | $-1,000 | 3,797 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $690,000 | 185 |
| Net operating income | $8,971,750 | 757 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $17,335,000 | 956 |
| Total interest expense | $1,648,000 | 1,534 |
| Net interest income | $15,687,000 | 891 |
| Provision for loan and lease losses | $1,075,000 | 1,037 |
| Total noninterest income | $1,123,000 | 1,899 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $311,000 | 1,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $812,000 | 1,885 |
| Total noninterest expense | $8,015,000 | 1,305 |
| Salaries and employee benefits | $4,892,000 | 1,263 |
| Premises and equipment expense | $944,000 | 1,234 |
| Additional noninterest expense | $2,179,000 | 1,395 |
| Pre-tax net operating income | $7,720,000 | 645 |
| Securities gains (losses) | $1,075,000 | 205 |
| Applicable income taxes | $2,389,000 | 428 |
| Income before extraordinary items | $6,406,000 | 675 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,406,000 | 675 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,406,000 | 675 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $447,000 | 171 |
| Net operating income | $5,556,750 | 736 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $8,650,000 | 959 |
| Total interest expense | $1,102,000 | 1,331 |
| Net interest income | $7,548,000 | 902 |
| Provision for loan and lease losses | $375,000 | 1,053 |
| Total noninterest income | $373,000 | 2,263 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $150,000 | 1,625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 2,320 |
| Total noninterest expense | $4,121,000 | 1,287 |
| Salaries and employee benefits | $2,620,000 | 1,193 |
| Premises and equipment expense | $469,000 | 1,252 |
| Additional noninterest expense | $1,032,000 | 1,477 |
| Pre-tax net operating income | $3,425,000 | 653 |
| Securities gains (losses) | $-13,000 | 4,828 |
| Applicable income taxes | $918,000 | 491 |
| Income before extraordinary items | $2,494,000 | 773 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,494,000 | 773 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,494,000 | 773 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $245,000 | 161 |
| Net operating income | $2,504,270 | 750 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $34,136,000 | 973 |
| Total interest expense | $6,414,000 | 1,001 |
| Net interest income | $27,722,000 | 964 |
| Provision for loan and lease losses | $1,404,000 | 703 |
| Total noninterest income | $1,924,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $510,000 | 1,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,414,000 | 1,858 |
| Total noninterest expense | $16,156,000 | 1,268 |
| Salaries and employee benefits | $10,342,000 | 1,172 |
| Premises and equipment expense | $1,737,000 | 1,315 |
| Additional noninterest expense | $4,077,000 | 1,482 |
| Pre-tax net operating income | $12,086,000 | 897 |
| Securities gains (losses) | $497,000 | 356 |
| Applicable income taxes | $2,091,000 | 871 |
| Income before extraordinary items | $10,492,000 | 906 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $10,492,000 | 907 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $10,492,000 | 907 |
| Net charge-offs | $-13,000 | 4,511 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $-572,000 | 5,141 |
| Net operating income | $10,079,490 | 907 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $25,282,000 | 984 |
| Total interest expense | $4,967,000 | 987 |
| Net interest income | $20,315,000 | 980 |
| Provision for loan and lease losses | $1,035,000 | 670 |
| Total noninterest income | $1,292,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $340,000 | 2,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $952,000 | 1,983 |
| Total noninterest expense | $12,165,000 | 1,272 |
| Salaries and employee benefits | $7,792,000 | 1,172 |
| Premises and equipment expense | $1,282,000 | 1,344 |
| Additional noninterest expense | $3,091,000 | 1,478 |
| Pre-tax net operating income | $8,407,000 | 986 |
| Securities gains (losses) | $493,000 | 317 |
| Applicable income taxes | $1,088,000 | 1,166 |
| Income before extraordinary items | $7,812,000 | 923 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,812,000 | 924 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,812,000 | 924 |
| Net charge-offs | $-6,000 | 4,300 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $-779,000 | 5,224 |
| Net operating income | $7,378,160 | 942 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $16,283,000 | 1,006 |
| Total interest expense | $3,084,000 | 1,019 |
| Net interest income | $13,199,000 | 1,001 |
| Provision for loan and lease losses | $666,000 | 668 |
| Total noninterest income | $931,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $215,000 | 2,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $716,000 | 1,819 |
| Total noninterest expense | $7,915,000 | 1,310 |
| Salaries and employee benefits | $5,076,000 | 1,193 |
| Premises and equipment expense | $815,000 | 1,415 |
| Additional noninterest expense | $2,024,000 | 1,501 |
| Pre-tax net operating income | $5,549,000 | 963 |
| Securities gains (losses) | $276,000 | 320 |
| Applicable income taxes | $278,000 | 1,921 |
| Income before extraordinary items | $5,547,000 | 852 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,547,000 | 852 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,547,000 | 852 |
| Net charge-offs | $-6,000 | 4,333 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $-997,000 | 5,285 |
| Net operating income | $5,284,800 | 874 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,732,000 | 1,045 |
| Total interest expense | $1,379,000 | 1,095 |
| Net interest income | $6,353,000 | 1,037 |
| Provision for loan and lease losses | $297,000 | 726 |
| Total noninterest income | $311,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $104,000 | 2,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 2,371 |
| Total noninterest expense | $3,976,000 | 1,301 |
| Salaries and employee benefits | $2,634,000 | 1,161 |
| Premises and equipment expense | $398,000 | 1,460 |
| Additional noninterest expense | $944,000 | 1,582 |
| Pre-tax net operating income | $2,391,000 | 1,066 |
| Securities gains (losses) | $28,000 | 511 |
| Applicable income taxes | $-550,000 | 5,339 |
| Income before extraordinary items | $2,969,000 | 781 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,969,000 | 781 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,969,000 | 780 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $-1,216,000 | 5,347 |
| Net operating income | $2,941,000 | 775 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $26,441,000 | 1,119 |
| Total interest expense | $3,363,000 | 1,304 |
| Net interest income | $23,078,000 | 1,099 |
| Provision for loan and lease losses | $805,000 | 1,047 |
| Total noninterest income | $2,302,000 | 1,843 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $475,000 | 2,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,827,000 | 1,585 |
| Total noninterest expense | $13,208,000 | 1,492 |
| Salaries and employee benefits | $8,284,000 | 1,377 |
| Premises and equipment expense | $1,474,000 | 1,518 |
| Additional noninterest expense | $3,450,000 | 1,691 |
| Pre-tax net operating income | $11,367,000 | 937 |
| Securities gains (losses) | $16,000 | 626 |
| Applicable income taxes | $2,379,000 | 775 |
| Income before extraordinary items | $9,004,000 | 1,001 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,004,000 | 1,000 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,004,000 | 1,000 |
| Net charge-offs | $-10,000 | 4,523 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $556,000 | 300 |
| Net operating income | $8,991,360 | 1,004 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $19,003,000 | 1,150 |
| Total interest expense | $2,120,000 | 1,430 |
| Net interest income | $16,883,000 | 1,115 |
| Provision for loan and lease losses | $603,000 | 980 |
| Total noninterest income | $1,624,000 | 1,928 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $370,000 | 2,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,254,000 | 1,697 |
| Total noninterest expense | $9,584,000 | 1,526 |
| Salaries and employee benefits | $5,900,000 | 1,443 |
| Premises and equipment expense | $1,076,000 | 1,572 |
| Additional noninterest expense | $2,608,000 | 1,681 |
| Pre-tax net operating income | $8,320,000 | 971 |
| Securities gains (losses) | $-6,000 | 4,655 |
| Applicable income taxes | $1,575,000 | 860 |
| Income before extraordinary items | $6,739,000 | 1,006 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,739,000 | 1,005 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $6,739,000 | 1,005 |
| Net charge-offs | $-10,000 | 4,485 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $388,000 | 275 |
| Net operating income | $6,743,860 | 1,005 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $12,212,000 | 1,181 |
| Total interest expense | $1,182,000 | 1,562 |
| Net interest income | $11,030,000 | 1,131 |
| Provision for loan and lease losses | $404,000 | 969 |
| Total noninterest income | $981,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $256,000 | 1,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $725,000 | 1,838 |
| Total noninterest expense | $6,345,000 | 1,549 |
| Salaries and employee benefits | $3,878,000 | 1,457 |
| Premises and equipment expense | $659,000 | 1,711 |
| Additional noninterest expense | $1,808,000 | 1,641 |
| Pre-tax net operating income | $5,262,000 | 987 |
| Securities gains (losses) | $-6,000 | 4,894 |
| Applicable income taxes | $901,000 | 944 |
| Income before extraordinary items | $4,355,000 | 1,018 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,355,000 | 1,017 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,355,000 | 1,017 |
| Net charge-offs | $-10,000 | 4,519 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 267 |
| Net operating income | $4,359,980 | 1,009 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,912,000 | 1,206 |
| Total interest expense | $554,000 | 1,584 |
| Net interest income | $5,358,000 | 1,158 |
| Provision for loan and lease losses | $202,000 | 930 |
| Total noninterest income | $633,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $130,000 | 1,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 1,477 |
| Total noninterest expense | $3,247,000 | 1,535 |
| Salaries and employee benefits | $1,990,000 | 1,444 |
| Premises and equipment expense | $345,000 | 1,662 |
| Additional noninterest expense | $912,000 | 1,627 |
| Pre-tax net operating income | $2,542,000 | 996 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $218,000 | 1,494 |
| Income before extraordinary items | $2,324,000 | 942 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,324,000 | 942 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,324,000 | 942 |
| Net charge-offs | $-9,000 | 4,705 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 237 |
| Net operating income | $2,324,000 | 936 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $21,346,000 | 1,280 |
| Total interest expense | $1,327,000 | 2,105 |
| Net interest income | $20,019,000 | 1,213 |
| Provision for loan and lease losses | $692,000 | 1,161 |
| Total noninterest income | $1,883,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $476,000 | 2,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,407,000 | 1,894 |
| Total noninterest expense | $11,917,000 | 1,627 |
| Salaries and employee benefits | $7,346,000 | 1,511 |
| Premises and equipment expense | $1,252,000 | 1,781 |
| Additional noninterest expense | $3,319,000 | 1,793 |
| Pre-tax net operating income | $9,293,000 | 1,046 |
| Securities gains (losses) | $9,000 | 1,639 |
| Applicable income taxes | $4,021,000 | 778 |
| Income before extraordinary items | $5,281,000 | 1,289 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,281,000 | 1,289 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,281,000 | 1,289 |
| Net charge-offs | $61,000 | 2,831 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $330,000 | 339 |
| Net operating income | $5,275,240 | 1,279 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $15,555,000 | 1,308 |
| Total interest expense | $951,000 | 2,152 |
| Net interest income | $14,604,000 | 1,243 |
| Provision for loan and lease losses | $718,000 | 911 |
| Total noninterest income | $1,497,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $349,000 | 2,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,148,000 | 1,810 |
| Total noninterest expense | $8,960,000 | 1,639 |
| Salaries and employee benefits | $5,626,000 | 1,492 |
| Premises and equipment expense | $907,000 | 1,849 |
| Additional noninterest expense | $2,427,000 | 1,824 |
| Pre-tax net operating income | $6,423,000 | 1,142 |
| Securities gains (losses) | $9,000 | 1,660 |
| Applicable income taxes | $2,113,000 | 883 |
| Income before extraordinary items | $4,319,000 | 1,296 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,319,000 | 1,295 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,319,000 | 1,296 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 324 |
| Net operating income | $4,312,970 | 1,278 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,944,000 | 1,346 |
| Total interest expense | $599,000 | 2,206 |
| Net interest income | $9,345,000 | 1,288 |
| Provision for loan and lease losses | $451,000 | 911 |
| Total noninterest income | $927,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $223,000 | 2,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $704,000 | 1,924 |
| Total noninterest expense | $5,935,000 | 1,653 |
| Salaries and employee benefits | $3,773,000 | 1,484 |
| Premises and equipment expense | $575,000 | 1,924 |
| Additional noninterest expense | $1,587,000 | 1,849 |
| Pre-tax net operating income | $3,886,000 | 1,220 |
| Securities gains (losses) | $9,000 | 1,292 |
| Applicable income taxes | $1,217,000 | 964 |
| Income before extraordinary items | $2,678,000 | 1,363 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,678,000 | 1,362 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,678,000 | 1,363 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 300 |
| Net operating income | $2,671,790 | 1,345 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,778,000 | 1,389 |
| Total interest expense | $282,000 | 2,269 |
| Net interest income | $4,496,000 | 1,316 |
| Provision for loan and lease losses | $234,000 | 836 |
| Total noninterest income | $518,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $109,000 | 2,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 1,732 |
| Total noninterest expense | $2,950,000 | 1,671 |
| Salaries and employee benefits | $1,891,000 | 1,505 |
| Premises and equipment expense | $280,000 | 1,979 |
| Additional noninterest expense | $779,000 | 1,880 |
| Pre-tax net operating income | $1,830,000 | 1,265 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $586,000 | 966 |
| Income before extraordinary items | $1,244,000 | 1,425 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,244,000 | 1,425 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,244,000 | 1,425 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 271 |
| Net operating income | $1,244,000 | 1,407 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,912,000 | 1,506 |
| Total interest expense | $977,000 | 2,452 |
| Net interest income | $15,935,000 | 1,415 |
| Provision for loan and lease losses | $789,000 | 1,113 |
| Total noninterest income | $1,704,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $408,000 | 2,437 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,296,000 | 2,076 |
| Total noninterest expense | $10,285,000 | 1,855 |
| Salaries and employee benefits | $6,324,000 | 1,700 |
| Premises and equipment expense | $1,078,000 | 2,018 |
| Additional noninterest expense | $2,883,000 | 2,043 |
| Pre-tax net operating income | $6,565,000 | 1,301 |
| Securities gains (losses) | $145,000 | 1,075 |
| Applicable income taxes | $2,197,000 | 970 |
| Income before extraordinary items | $4,513,000 | 1,502 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,513,000 | 1,501 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,513,000 | 1,501 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $150,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $262,000 | 370 |
| Net operating income | $4,415,850 | 1,500 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,346,000 | 1,541 |
| Total interest expense | $700,000 | 2,536 |
| Net interest income | $11,646,000 | 1,452 |
| Provision for loan and lease losses | $722,000 | 885 |
| Total noninterest income | $1,302,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $298,000 | 2,479 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,004,000 | 2,046 |
| Total noninterest expense | $7,444,000 | 1,920 |
| Salaries and employee benefits | $4,525,000 | 1,773 |
| Premises and equipment expense | $797,000 | 2,055 |
| Additional noninterest expense | $2,122,000 | 2,075 |
| Pre-tax net operating income | $4,782,000 | 1,356 |
| Securities gains (losses) | $145,000 | 1,007 |
| Applicable income taxes | $1,574,000 | 1,042 |
| Income before extraordinary items | $3,353,000 | 1,533 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,353,000 | 1,532 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,353,000 | 1,533 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $150,000 | 3,297 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 340 |
| Net operating income | $3,254,400 | 1,533 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,023,000 | 1,580 |
| Total interest expense | $455,000 | 2,589 |
| Net interest income | $7,568,000 | 1,492 |
| Provision for loan and lease losses | $483,000 | 879 |
| Total noninterest income | $763,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $193,000 | 2,494 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $570,000 | 2,213 |
| Total noninterest expense | $4,807,000 | 1,989 |
| Salaries and employee benefits | $2,820,000 | 1,897 |
| Premises and equipment expense | $509,000 | 2,125 |
| Additional noninterest expense | $1,478,000 | 1,998 |
| Pre-tax net operating income | $3,041,000 | 1,388 |
| Securities gains (losses) | $91,000 | 1,024 |
| Applicable income taxes | $985,000 | 1,093 |
| Income before extraordinary items | $2,147,000 | 1,557 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,147,000 | 1,557 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,147,000 | 1,557 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 330 |
| Net operating income | $2,084,210 | 1,556 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 1,590 |
| Total interest expense | $225,000 | 2,623 |
| Net interest income | $3,778,000 | 1,489 |
| Provision for loan and lease losses | $209,000 | 938 |
| Total noninterest income | $400,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $93,000 | 2,537 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $307,000 | 2,062 |
| Total noninterest expense | $2,516,000 | 1,897 |
| Salaries and employee benefits | $1,518,000 | 1,773 |
| Premises and equipment expense | $238,000 | 2,243 |
| Additional noninterest expense | $760,000 | 1,928 |
| Pre-tax net operating income | $1,453,000 | 1,430 |
| Securities gains (losses) | $91,000 | 572 |
| Applicable income taxes | $483,000 | 1,088 |
| Income before extraordinary items | $1,061,000 | 1,541 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,061,000 | 1,541 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,061,000 | 1,542 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 307 |
| Net operating income | $998,210 | 1,587 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,386,000 | 1,724 |
| Total interest expense | $858,000 | 2,685 |
| Net interest income | $13,528,000 | 1,621 |
| Provision for loan and lease losses | $1,096,000 | 766 |
| Total noninterest income | $1,529,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $355,000 | 2,738 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,174,000 | 2,173 |
| Total noninterest expense | $8,736,000 | 2,137 |
| Salaries and employee benefits | $5,349,000 | 1,945 |
| Premises and equipment expense | $809,000 | 2,534 |
| Additional noninterest expense | $2,578,000 | 2,275 |
| Pre-tax net operating income | $5,225,000 | 1,526 |
| Securities gains (losses) | $74,000 | 1,355 |
| Applicable income taxes | $1,759,000 | 1,102 |
| Income before extraordinary items | $3,540,000 | 1,776 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,540,000 | 1,777 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,540,000 | 1,778 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $265,000 | 388 |
| Net operating income | $3,490,420 | 1,768 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,549,000 | 1,776 |
| Total interest expense | $632,000 | 2,754 |
| Net interest income | $9,917,000 | 1,670 |
| Provision for loan and lease losses | $759,000 | 736 |
| Total noninterest income | $1,154,000 | 2,467 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $267,000 | 2,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $887,000 | 2,179 |
| Total noninterest expense | $6,474,000 | 2,150 |
| Salaries and employee benefits | $4,018,000 | 1,941 |
| Premises and equipment expense | $607,000 | 2,562 |
| Additional noninterest expense | $1,849,000 | 2,364 |
| Pre-tax net operating income | $3,838,000 | 1,573 |
| Securities gains (losses) | $74,000 | 1,213 |
| Applicable income taxes | $1,355,000 | 1,116 |
| Income before extraordinary items | $2,557,000 | 1,863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,557,000 | 1,865 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,557,000 | 1,865 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 381 |
| Net operating income | $2,508,900 | 1,852 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,826,000 | 1,830 |
| Total interest expense | $418,000 | 2,793 |
| Net interest income | $6,408,000 | 1,721 |
| Provision for loan and lease losses | $448,000 | 865 |
| Total noninterest income | $751,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $174,000 | 2,754 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $577,000 | 2,245 |
| Total noninterest expense | $4,317,000 | 2,174 |
| Salaries and employee benefits | $2,678,000 | 1,959 |
| Premises and equipment expense | $401,000 | 2,590 |
| Additional noninterest expense | $1,238,000 | 2,366 |
| Pre-tax net operating income | $2,394,000 | 1,636 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $790,000 | 1,235 |
| Income before extraordinary items | $1,604,000 | 1,927 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,604,000 | 1,929 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,604,000 | 1,929 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 362 |
| Net operating income | $1,604,000 | 1,886 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,294,000 | 1,889 |
| Total interest expense | $197,000 | 2,920 |
| Net interest income | $3,097,000 | 1,782 |
| Provision for loan and lease losses | $171,000 | 1,003 |
| Total noninterest income | $365,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $86,000 | 2,760 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $279,000 | 2,216 |
| Total noninterest expense | $2,106,000 | 2,227 |
| Salaries and employee benefits | $1,332,000 | 1,966 |
| Premises and equipment expense | $198,000 | 2,668 |
| Additional noninterest expense | $576,000 | 2,504 |
| Pre-tax net operating income | $1,185,000 | 1,612 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $396,000 | 1,201 |
| Income before extraordinary items | $789,000 | 1,951 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $789,000 | 1,954 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $789,000 | 1,953 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 327 |
| Net operating income | $789,000 | 1,887 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,997,000 | 2,037 |
| Total interest expense | $813,000 | 2,996 |
| Net interest income | $11,184,000 | 1,935 |
| Provision for loan and lease losses | $773,000 | 1,047 |
| Total noninterest income | $1,262,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $306,000 | 3,172 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $956,000 | 2,386 |
| Total noninterest expense | $7,721,000 | 2,379 |
| Salaries and employee benefits | $4,681,000 | 2,174 |
| Premises and equipment expense | $745,000 | 2,793 |
| Additional noninterest expense | $2,295,000 | 2,577 |
| Pre-tax net operating income | $3,952,000 | 1,855 |
| Securities gains (losses) | $126,000 | 1,091 |
| Applicable income taxes | $1,362,000 | 1,275 |
| Income before extraordinary items | $2,716,000 | 2,171 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,716,000 | 2,171 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,716,000 | 2,170 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $260,000 | 397 |
| Net operating income | $2,631,580 | 2,172 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,793,000 | 2,095 |
| Total interest expense | $611,000 | 3,053 |
| Net interest income | $8,182,000 | 1,988 |
| Provision for loan and lease losses | $575,000 | 1,030 |
| Total noninterest income | $929,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $223,000 | 3,245 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $706,000 | 2,427 |
| Total noninterest expense | $5,733,000 | 2,411 |
| Salaries and employee benefits | $3,469,000 | 2,202 |
| Premises and equipment expense | $543,000 | 2,874 |
| Additional noninterest expense | $1,721,000 | 2,587 |
| Pre-tax net operating income | $2,803,000 | 1,964 |
| Securities gains (losses) | $126,000 | 860 |
| Applicable income taxes | $1,000,000 | 1,312 |
| Income before extraordinary items | $1,929,000 | 2,279 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,929,000 | 2,280 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,929,000 | 2,279 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $212,000 | 348 |
| Net operating income | $1,845,840 | 2,306 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 2,123 |
| Total interest expense | $409,000 | 3,078 |
| Net interest income | $5,351,000 | 2,008 |
| Provision for loan and lease losses | $375,000 | 1,053 |
| Total noninterest income | $554,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $146,000 | 3,274 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $408,000 | 2,598 |
| Total noninterest expense | $3,779,000 | 2,449 |
| Salaries and employee benefits | $2,288,000 | 2,226 |
| Premises and equipment expense | $348,000 | 2,979 |
| Additional noninterest expense | $1,143,000 | 2,591 |
| Pre-tax net operating income | $1,751,000 | 2,016 |
| Securities gains (losses) | $126,000 | 671 |
| Applicable income taxes | $636,000 | 1,325 |
| Income before extraordinary items | $1,241,000 | 2,285 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,241,000 | 2,288 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,241,000 | 2,288 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 310 |
| Net operating income | $1,157,840 | 2,348 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 2,151 |
| Total interest expense | $206,000 | 3,104 |
| Net interest income | $2,612,000 | 2,036 |
| Provision for loan and lease losses | $155,000 | 1,170 |
| Total noninterest income | $289,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $71,000 | 3,306 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $218,000 | 2,430 |
| Total noninterest expense | $1,953,000 | 2,380 |
| Salaries and employee benefits | $1,165,000 | 2,213 |
| Premises and equipment expense | $171,000 | 3,059 |
| Additional noninterest expense | $617,000 | 2,423 |
| Pre-tax net operating income | $793,000 | 2,100 |
| Securities gains (losses) | $112,000 | 408 |
| Applicable income taxes | $308,000 | 1,325 |
| Income before extraordinary items | $597,000 | 2,277 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $597,000 | 2,278 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $597,000 | 2,279 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 320 |
| Net operating income | $523,080 | 2,446 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,960,000 | 2,435 |
| Total interest expense | $815,000 | 3,413 |
| Net interest income | $9,145,000 | 2,291 |
| Provision for loan and lease losses | $472,000 | 1,920 |
| Total noninterest income | $774,000 | 3,670 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $230,000 | 3,862 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $544,000 | 3,248 |
| Total noninterest expense | $6,635,000 | 2,749 |
| Salaries and employee benefits | $3,809,000 | 2,587 |
| Premises and equipment expense | $698,000 | 2,976 |
| Additional noninterest expense | $2,128,000 | 2,842 |
| Pre-tax net operating income | $2,812,000 | 2,269 |
| Securities gains (losses) | $103,000 | 1,306 |
| Applicable income taxes | $858,000 | 1,609 |
| Income before extraordinary items | $2,057,000 | 2,548 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,057,000 | 2,551 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,057,000 | 2,551 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $332,000 | 341 |
| Net operating income | $1,983,870 | 2,563 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,205,000 | 2,531 |
| Total interest expense | $608,000 | 3,507 |
| Net interest income | $6,597,000 | 2,397 |
| Provision for loan and lease losses | $335,000 | 1,958 |
| Total noninterest income | $555,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $151,000 | 4,120 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $404,000 | 3,324 |
| Total noninterest expense | $4,780,000 | 2,856 |
| Salaries and employee benefits | $2,683,000 | 2,751 |
| Premises and equipment expense | $520,000 | 3,014 |
| Additional noninterest expense | $1,577,000 | 2,859 |
| Pre-tax net operating income | $2,037,000 | 2,388 |
| Securities gains (losses) | $103,000 | 1,199 |
| Applicable income taxes | $568,000 | 1,790 |
| Income before extraordinary items | $1,572,000 | 2,574 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,572,000 | 2,578 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,572,000 | 2,578 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $246,000 | 308 |
| Net operating income | $1,496,810 | 2,584 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 2,619 |
| Total interest expense | $395,000 | 3,618 |
| Net interest income | $4,249,000 | 2,456 |
| Provision for loan and lease losses | $210,000 | 2,037 |
| Total noninterest income | $326,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $101,000 | 4,087 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $225,000 | 3,605 |
| Total noninterest expense | $3,161,000 | 2,875 |
| Salaries and employee benefits | $1,780,000 | 2,777 |
| Premises and equipment expense | $341,000 | 3,046 |
| Additional noninterest expense | $1,040,000 | 2,877 |
| Pre-tax net operating income | $1,204,000 | 2,591 |
| Securities gains (losses) | $103,000 | 1,098 |
| Applicable income taxes | $275,000 | 2,111 |
| Income before extraordinary items | $1,032,000 | 2,583 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,032,000 | 2,588 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,032,000 | 2,588 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 362 |
| Net operating income | $950,630 | 2,640 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 2,649 |
| Total interest expense | $192,000 | 3,763 |
| Net interest income | $2,111,000 | 2,493 |
| Provision for loan and lease losses | $110,000 | 1,955 |
| Total noninterest income | $146,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $49,000 | 4,134 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $97,000 | 3,800 |
| Total noninterest expense | $1,671,000 | 2,768 |
| Salaries and employee benefits | $1,004,000 | 2,510 |
| Premises and equipment expense | $167,000 | 3,144 |
| Additional noninterest expense | $500,000 | 2,985 |
| Pre-tax net operating income | $476,000 | 2,961 |
| Securities gains (losses) | $71,000 | 783 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $547,000 | 2,418 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $547,000 | 2,420 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $547,000 | 2,420 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 290 |
| Net operating income | $476,000 | 2,605 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,607,000 | 2,928 |
| Total interest expense | $710,000 | 4,372 |
| Net interest income | $7,897,000 | 2,691 |
| Provision for loan and lease losses | $670,000 | 2,321 |
| Total noninterest income | $256,000 | 5,427 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $171,000 | 4,545 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $85,000 | 5,469 |
| Total noninterest expense | $5,961,000 | 3,066 |
| Salaries and employee benefits | $3,223,000 | 2,980 |
| Premises and equipment expense | $614,000 | 3,326 |
| Additional noninterest expense | $2,124,000 | 2,949 |
| Pre-tax net operating income | $1,522,000 | 3,309 |
| Securities gains (losses) | $316,000 | 1,325 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,838,000 | 2,741 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,838,000 | 2,744 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,838,000 | 2,743 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $486,000 | 315 |
| Net operating income | $1,522,000 | 2,971 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,305,000 | 3,043 |
| Total interest expense | $511,000 | 4,600 |
| Net interest income | $5,794,000 | 2,785 |
| Provision for loan and lease losses | $610,000 | 2,016 |
| Total noninterest income | $164,000 | 5,654 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $125,000 | 4,651 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $39,000 | 5,942 |
| Total noninterest expense | $4,285,000 | 3,164 |
| Salaries and employee benefits | $2,353,000 | 3,056 |
| Premises and equipment expense | $426,000 | 3,561 |
| Additional noninterest expense | $1,506,000 | 3,104 |
| Pre-tax net operating income | $1,063,000 | 3,522 |
| Securities gains (losses) | $242,000 | 1,280 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,305,000 | 2,904 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,305,000 | 2,904 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,305,000 | 2,903 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $389,000 | 265 |
| Net operating income | $1,063,000 | 3,167 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 3,143 |
| Total interest expense | $328,000 | 4,789 |
| Net interest income | $3,739,000 | 2,867 |
| Provision for loan and lease losses | $410,000 | 2,042 |
| Total noninterest income | $97,000 | 5,833 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $80,000 | 4,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 6,249 |
| Total noninterest expense | $2,813,000 | 3,219 |
| Salaries and employee benefits | $1,547,000 | 3,102 |
| Premises and equipment expense | $274,000 | 3,648 |
| Additional noninterest expense | $992,000 | 3,138 |
| Pre-tax net operating income | $613,000 | 3,766 |
| Securities gains (losses) | $181,000 | 1,177 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $794,000 | 3,056 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $794,000 | 3,056 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $794,000 | 3,056 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $259,000 | 237 |
| Net operating income | $613,000 | 3,423 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 3,205 |
| Total interest expense | $161,000 | 4,951 |
| Net interest income | $1,843,000 | 2,914 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $54,000 | 5,763 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $43,000 | 4,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,162 |
| Total noninterest expense | $1,395,000 | 3,243 |
| Salaries and employee benefits | $789,000 | 3,059 |
| Premises and equipment expense | $129,000 | 3,811 |
| Additional noninterest expense | $477,000 | 3,212 |
| Pre-tax net operating income | $302,000 | 3,827 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $302,000 | 3,643 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $302,000 | 3,646 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $302,000 | 3,646 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 199 |
| Net operating income | $302,000 | 3,476 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,753,000 | 3,763 |
| Total interest expense | $710,000 | 5,169 |
| Net interest income | $6,043,000 | 3,444 |
| Provision for loan and lease losses | $543,000 | 3,340 |
| Total noninterest income | $163,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $141,000 | 4,999 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $22,000 | 6,333 |
| Total noninterest expense | $4,963,000 | 3,556 |
| Salaries and employee benefits | $2,551,000 | 3,511 |
| Premises and equipment expense | $519,000 | 3,927 |
| Additional noninterest expense | $1,893,000 | 3,288 |
| Pre-tax net operating income | $700,000 | 4,289 |
| Securities gains (losses) | $46,000 | 2,636 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $746,000 | 4,058 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $746,000 | 4,063 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $746,000 | 4,062 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $488,000 | 421 |
| Net operating income | $700,000 | 4,032 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,841,000 | 3,913 |
| Total interest expense | $536,000 | 5,272 |
| Net interest income | $4,305,000 | 3,589 |
| Provision for loan and lease losses | $283,000 | 3,691 |
| Total noninterest income | $119,000 | 6,104 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $100,000 | 5,118 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $19,000 | 6,416 |
| Total noninterest expense | $3,621,000 | 3,643 |
| Salaries and employee benefits | $1,823,000 | 3,637 |
| Premises and equipment expense | $389,000 | 3,987 |
| Additional noninterest expense | $1,409,000 | 3,309 |
| Pre-tax net operating income | $520,000 | 4,414 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $522,000 | 4,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $522,000 | 4,240 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $522,000 | 4,240 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $363,000 | 382 |
| Net operating income | $520,000 | 4,115 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,100,000 | 4,048 |
| Total interest expense | $367,000 | 5,323 |
| Net interest income | $2,733,000 | 3,717 |
| Provision for loan and lease losses | $183,000 | 3,643 |
| Total noninterest income | $67,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $59,000 | 5,293 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 6,666 |
| Total noninterest expense | $2,385,000 | 3,704 |
| Salaries and employee benefits | $1,188,000 | 3,735 |
| Premises and equipment expense | $258,000 | 4,033 |
| Additional noninterest expense | $939,000 | 3,350 |
| Pre-tax net operating income | $232,000 | 4,937 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $234,000 | 4,807 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $234,000 | 4,804 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $234,000 | 4,806 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $241,000 | 296 |
| Net operating income | $232,000 | 4,728 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 4,122 |
| Total interest expense | $188,000 | 5,384 |
| Net interest income | $1,331,000 | 3,780 |
| Provision for loan and lease losses | $77,000 | 3,656 |
| Total noninterest income | $30,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $26,000 | 5,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $1,182,000 | 3,735 |
| Salaries and employee benefits | $578,000 | 3,836 |
| Premises and equipment expense | $129,000 | 4,078 |
| Additional noninterest expense | $475,000 | 3,310 |
| Pre-tax net operating income | $102,000 | 5,124 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $104,000 | 4,954 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $104,000 | 4,952 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $104,000 | 4,954 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 242 |
| Net operating income | $102,000 | 4,922 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,336,000 | 4,636 |
| Total interest expense | $967,000 | 5,303 |
| Net interest income | $4,369,000 | 4,328 |
| Provision for loan and lease losses | $606,000 | 3,823 |
| Total noninterest income | $109,000 | 6,608 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $93,000 | 5,568 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,681 |
| Total noninterest expense | $4,231,000 | 4,054 |
| Salaries and employee benefits | $1,922,000 | 4,354 |
| Premises and equipment expense | $497,000 | 4,203 |
| Additional noninterest expense | $1,812,000 | 3,519 |
| Pre-tax net operating income | $-359,000 | 6,162 |
| Securities gains (losses) | $284,000 | 1,307 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $-76,000 | 6,049 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-76,000 | 6,049 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-76,000 | 6,049 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $12,261,000 | 71 |
| Net operating income | $-360,000 | 6,231 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 4,822 |
| Total interest expense | $730,000 | 5,438 |
| Net interest income | $3,143,000 | 4,499 |
| Provision for loan and lease losses | $549,000 | 3,390 |
| Total noninterest income | $74,000 | 6,820 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $63,000 | 5,781 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $11,000 | 6,874 |
| Total noninterest expense | $3,065,000 | 4,158 |
| Salaries and employee benefits | $1,441,000 | 4,393 |
| Premises and equipment expense | $370,000 | 4,272 |
| Additional noninterest expense | $1,254,000 | 3,697 |
| Pre-tax net operating income | $-397,000 | 6,475 |
| Securities gains (losses) | $71,000 | 2,217 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $-327,000 | 6,548 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-327,000 | 6,548 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-327,000 | 6,548 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $12,207,000 | 59 |
| Net operating income | $-398,000 | 6,530 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 5,034 |
| Total interest expense | $468,000 | 5,629 |
| Net interest income | $1,958,000 | 4,718 |
| Provision for loan and lease losses | $399,000 | 3,205 |
| Total noninterest income | $46,000 | 6,918 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $37,000 | 5,969 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $2,052,000 | 4,164 |
| Salaries and employee benefits | $1,009,000 | 4,270 |
| Premises and equipment expense | $242,000 | 4,351 |
| Additional noninterest expense | $801,000 | 3,795 |
| Pre-tax net operating income | $-447,000 | 6,708 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-448,000 | 6,825 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-448,000 | 6,827 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-448,000 | 6,826 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $12,075,000 | 41 |
| Net operating income | $-448,000 | 6,777 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 5,298 |
| Total interest expense | $233,000 | 5,757 |
| Net interest income | $896,000 | 4,979 |
| Provision for loan and lease losses | $240,000 | 2,748 |
| Total noninterest income | $20,000 | 7,107 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $15,000 | 6,220 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $972,000 | 4,365 |
| Salaries and employee benefits | $500,000 | 4,358 |
| Premises and equipment expense | $120,000 | 4,460 |
| Additional noninterest expense | $352,000 | 4,138 |
| Pre-tax net operating income | $-296,000 | 6,964 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-296,000 | 7,071 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-296,000 | 7,072 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-296,000 | 7,071 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 331 |
| Net operating income | $-296,000 | 7,031 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 7,555 |
| Total interest expense | $492,000 | 7,150 |
| Net interest income | $788,000 | 7,629 |
| Provision for loan and lease losses | $536,000 | 4,434 |
| Total noninterest income | $35,000 | 7,503 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $25,000 | 6,842 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $10,000 | 7,185 |
| Total noninterest expense | $2,808,000 | 5,365 |
| Salaries and employee benefits | $1,359,000 | 5,477 |
| Premises and equipment expense | $296,000 | 5,681 |
| Additional noninterest expense | $1,153,000 | 4,850 |
| Pre-tax net operating income | $-2,521,000 | 6,777 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-2,522,000 | 6,893 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,522,000 | 6,892 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,522,000 | 6,893 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $23,613,000 | 38 |
| Net operating income | $-2,522,000 | 6,898 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $588,000 | 7,904 |
| Total interest expense | $273,000 | 7,541 |
| Net interest income | $315,000 | 7,956 |
| Provision for loan and lease losses | $360,000 | 4,326 |
| Total noninterest income | $19,000 | 7,695 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $10,000 | 7,028 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $9,000 | 7,300 |
| Total noninterest expense | $2,370,000 | 5,030 |
| Salaries and employee benefits | $1,208,000 | 5,023 |
| Premises and equipment expense | $218,000 | 5,776 |
| Additional noninterest expense | $944,000 | 4,578 |
| Pre-tax net operating income | $-2,396,000 | 7,161 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-2,397,000 | 7,275 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,397,000 | 7,274 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,397,000 | 7,275 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $23,939,000 | 30 |
| Net operating income | $-2,397,000 | 7,266 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $198,000 | 8,112 |
| Total interest expense | $100,000 | 7,965 |
| Net interest income | $98,000 | 8,126 |
| Provision for loan and lease losses | $225,000 | 4,165 |
| Total noninterest income | $10,000 | 7,816 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,000 | 7,196 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $8,000 | 7,329 |
| Total noninterest expense | $1,647,000 | 4,962 |
| Salaries and employee benefits | $839,000 | 4,949 |
| Premises and equipment expense | $133,000 | 6,012 |
| Additional noninterest expense | $675,000 | 4,361 |
| Pre-tax net operating income | $-1,764,000 | 7,325 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,764,000 | 7,403 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,764,000 | 7,402 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,764,000 | 7,401 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $23,867,000 | 21 |
| Net operating income | $-1,764,000 | 7,411 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $27,000 | 8,225 |
| Total interest expense | $15,000 | 8,174 |
| Net interest income | $12,000 | 8,214 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $1,000 | 8,011 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $903,000 | 4,603 |
| Salaries and employee benefits | $453,000 | 4,775 |
| Premises and equipment expense | $55,000 | 6,463 |
| Additional noninterest expense | $395,000 | 3,611 |
| Pre-tax net operating income | $-980,000 | 7,633 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-980,000 | 7,696 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-980,000 | 7,698 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-980,000 | 7,697 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $23,543,000 | 11 |
| Net operating income | $-980,000 | 7,698 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.