Home > Valley of the Rogue Bank > Income and Expense
Valley of the Rogue Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,673,000 | 1,437 |
| Total interest expense | $6,413,000 | 2,297 |
| Net interest income | $16,260,000 | 1,078 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $2,049,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,353,000 | 987 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $696,000 | 2,389 |
| Total noninterest expense | $10,523,000 | 1,321 |
| Salaries and employee benefits | $6,287,000 | 1,092 |
| Premises and equipment expense | $1,342,000 | 1,530 |
| Additional noninterest expense | $2,894,000 | 1,556 |
| Pre-tax net operating income | $7,786,000 | 1,010 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,883,000 | 910 |
| Income before extraordinary items | $4,903,000 | 1,116 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,903,000 | 1,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,344 |
| Cash dividends | $5,320,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,903,000 | 1,101 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,911,000 | 1,353 |
| Total interest expense | $7,669,000 | 1,994 |
| Net interest income | $16,242,000 | 1,040 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $2,136,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,337,000 | 926 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $799,000 | 2,172 |
| Total noninterest expense | $10,479,000 | 1,270 |
| Salaries and employee benefits | $5,947,000 | 1,095 |
| Premises and equipment expense | $1,199,000 | 1,643 |
| Additional noninterest expense | $3,333,000 | 1,320 |
| Pre-tax net operating income | $7,899,000 | 976 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,966,000 | 881 |
| Income before extraordinary items | $4,933,000 | 1,092 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,933,000 | 1,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,049 |
| Cash dividends | $800,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,933,000 | 1,047 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,955,000 | 2,186 |
| Total interest expense | $4,062,000 | 3,621 |
| Net interest income | $10,893,000 | 1,582 |
| Provision for loan and lease losses | $250,000 | 2,930 |
| Total noninterest income | $1,466,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,049,000 | 1,207 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $417,000 | 3,202 |
| Total noninterest expense | $6,668,000 | 1,932 |
| Salaries and employee benefits | $4,169,000 | 1,560 |
| Premises and equipment expense | $952,000 | 2,072 |
| Additional noninterest expense | $1,547,000 | 2,657 |
| Pre-tax net operating income | $5,441,000 | 1,430 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $1,737,000 | 1,492 |
| Income before extraordinary items | $3,711,000 | 1,457 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,711,000 | 1,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,790 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,706,240 | 1,426 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,187,000 | 2,532 |
| Total interest expense | $3,627,000 | 4,058 |
| Net interest income | $9,560,000 | 1,861 |
| Provision for loan and lease losses | $250,000 | 2,928 |
| Total noninterest income | $1,362,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,009,000 | 1,332 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $353,000 | 3,675 |
| Total noninterest expense | $5,769,000 | 2,385 |
| Salaries and employee benefits | $3,723,000 | 1,776 |
| Premises and equipment expense | $709,000 | 2,756 |
| Additional noninterest expense | $1,337,000 | 3,440 |
| Pre-tax net operating income | $4,903,000 | 1,473 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,602,000 | 1,506 |
| Income before extraordinary items | $3,301,000 | 1,497 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,301,000 | 1,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $845,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,301,000 | 1,464 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,973,000 | 2,791 |
| Total interest expense | $2,989,000 | 4,778 |
| Net interest income | $8,984,000 | 2,000 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,373,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,037,000 | 1,302 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $336,000 | 3,724 |
| Total noninterest expense | $6,048,000 | 2,253 |
| Salaries and employee benefits | $3,859,000 | 1,723 |
| Premises and equipment expense | $670,000 | 2,921 |
| Additional noninterest expense | $1,519,000 | 3,070 |
| Pre-tax net operating income | $4,309,000 | 1,706 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $1,395,000 | 1,760 |
| Income before extraordinary items | $2,915,000 | 1,729 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,915,000 | 1,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $525,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,914,320 | 1,707 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,551,000 | 2,878 |
| Total interest expense | $2,196,000 | 5,167 |
| Net interest income | $8,355,000 | 2,165 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,502,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,058,000 | 1,264 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $444,000 | 3,193 |
| Total noninterest expense | $6,005,000 | 2,339 |
| Salaries and employee benefits | $3,654,000 | 1,831 |
| Premises and equipment expense | $733,000 | 2,724 |
| Additional noninterest expense | $1,618,000 | 3,096 |
| Pre-tax net operating income | $3,852,000 | 1,840 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,335,000 | 1,722 |
| Income before extraordinary items | $2,517,000 | 1,937 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,517,000 | 1,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,574 |
| Cash dividends | $425,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,517,000 | 1,936 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,770,000 | 3,509 |
| Total interest expense | $2,264,000 | 5,244 |
| Net interest income | $6,506,000 | 2,777 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,355,000 | 2,648 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,026,000 | 1,319 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $329,000 | 4,242 |
| Total noninterest expense | $4,967,000 | 2,874 |
| Salaries and employee benefits | $2,935,000 | 2,266 |
| Premises and equipment expense | $629,000 | 3,179 |
| Additional noninterest expense | $1,403,000 | 3,702 |
| Pre-tax net operating income | $2,894,000 | 2,378 |
| Securities gains (losses) | $270,000 | 1,396 |
| Applicable income taxes | $1,104,000 | 2,065 |
| Income before extraordinary items | $2,060,000 | 2,437 |
| Extraordinary gains, net | $147,000 | 1,256 |
| Net income | $2,207,000 | 2,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-151,000 | 13,050 |
| Cash dividends | $425,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,884,500 | 2,505 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,808,000 | 4,377 |
| Total interest expense | $2,490,000 | 6,017 |
| Net interest income | $5,318,000 | 3,429 |
| Provision for loan and lease losses | $165,000 | 5,823 |
| Total noninterest income | $1,131,000 | 2,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $896,000 | 1,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 5,169 |
| Total noninterest expense | $3,985,000 | 3,513 |
| Salaries and employee benefits | $2,234,000 | 2,900 |
| Premises and equipment expense | $581,000 | 3,472 |
| Additional noninterest expense | $1,170,000 | 4,441 |
| Pre-tax net operating income | $2,299,000 | 2,716 |
| Securities gains (losses) | $155,000 | 2,378 |
| Applicable income taxes | $840,000 | 2,472 |
| Income before extraordinary items | $1,614,000 | 2,846 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,614,000 | 2,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 13,128 |
| Cash dividends | $365,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,511,700 | 2,826 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.