Home > Valley of the Rogue Bank > Assets and Liabilities
Valley of the Rogue Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 177 | 938 |
| Assets and Liabilities | ||
| Total Assets: | $311,720,000 | 1,513 |
| Cash and due from depository institutions | $18,693,000 | 938 |
| Interest-bearing balances | $1,600,000 | 1,937 |
| Securities | $74,799,000 | 1,534 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $198,001,000 | 1,535 |
| Loan loss allowance | $3,503,000 | 1,099 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,659,000 | 1,064 |
| Other real estate owned | $0 | 938 |
| Goodwill and other intangibles | $8,862,000 | 441 |
| All other assets | $3,706,000 | 2,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $311,720,000 | 1,513 |
| Total liabilities | $278,481,000 | 1,525 |
| Total deposits | $277,081,000 | 1,343 |
| Interest-bearing deposits | $201,792,000 | 1,617 |
| Deposits held in domestic offices | $277,081,000 | 1,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,400,000 | 2,498 |
| Total equity capital | $33,239,000 | 1,340 |
| Total bank equity capital | $33,239,000 | 1,340 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,105,000 | 2,913 |
| Surplus | $14,895,000 | 1,164 |
| Undivided profits | $17,239,000 | 1,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $551,000 | 3,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,243 |
| Income earned, not collected on loans | $888,000 | 2,606 |
| Earning assets | $274,400,000 | 1,582 |
| Long-term assets (5+ years) | $82,925,000 | 1,129 |
| Average Assets, year-to-date | $310,544,600 | 1,447 |
| Average Assets, quarterly | $314,123,000 | 1,478 |
| Volatile liabilities | $10,658,000 | 5,245 |
| Insider loans | $6,187,000 | 741 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $497,000 | 932 |
| Unused loan commitments | $31,107,000 | 1,697 |
| Tier 1 (core) risk-based capital | $25,895,000 | 1,683 |
| Tier 2 risk-based capital | $2,988,820 | 1,200 |
| Total risk weighted assets | $238,591,420 | 1,301 |
| Total unused commitments | $31,107,000 | 1,699 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 165 | 1,012 |
| Assets and Liabilities | ||
| Total Assets: | $311,301,000 | 1,469 |
| Cash and due from depository institutions | $17,591,000 | 1,012 |
| Interest-bearing balances | $3,100,000 | 1,713 |
| Securities | $76,483,000 | 1,541 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 692 |
| Net loans & leases | $175,249,000 | 1,602 |
| Loan loss allowance | $3,539,000 | 1,062 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,331,000 | 1,258 |
| Other real estate owned | $51,000 | 1,012 |
| Goodwill and other intangibles | $9,608,000 | 383 |
| All other assets | $2,988,000 | 2,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $311,301,000 | 1,469 |
| Total liabilities | $276,174,000 | 1,492 |
| Total deposits | $274,597,000 | 1,340 |
| Interest-bearing deposits | $202,333,000 | 1,584 |
| Deposits held in domestic offices | $274,597,000 | 1,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,577,000 | 2,419 |
| Total equity capital | $35,127,000 | 1,279 |
| Total bank equity capital | $35,127,000 | 1,279 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,105,000 | 2,911 |
| Surplus | $14,895,000 | 1,111 |
| Undivided profits | $19,127,000 | 1,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,573 |
| Income earned, not collected on loans | $941,000 | 2,395 |
| Earning assets | $277,832,000 | 1,509 |
| Long-term assets (5+ years) | $68,823,000 | 1,221 |
| Average Assets, year-to-date | $287,924,800 | 1,500 |
| Average Assets, quarterly | $309,968,500 | 1,446 |
| Volatile liabilities | $11,678,000 | 4,537 |
| Insider loans | $1,947,000 | 2,156 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,270,000 | 2,093 |
| Tier 1 (core) risk-based capital | $25,459,000 | 1,644 |
| Tier 2 risk-based capital | $2,680,680 | 1,255 |
| Total risk weighted assets | $213,595,980 | 1,344 |
| Total unused commitments | $22,270,000 | 2,099 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 127 | 1,394 |
| Assets and Liabilities | ||
| Total Assets: | $206,766,000 | 2,199 |
| Cash and due from depository institutions | $21,138,000 | 1,394 |
| Interest-bearing balances | $10,000,000 | 442 |
| Securities | $40,807,000 | 2,781 |
| Federal funds sold & reverse repurchase agreements | $22,500,000 | 592 |
| Net loans & leases | $115,454,000 | 2,414 |
| Loan loss allowance | $1,780,000 | 1,989 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,262,000 | 1,856 |
| Other real estate owned | $64,000 | 1,394 |
| Goodwill and other intangibles | $807,000 | 1,472 |
| All other assets | $1,734,000 | 3,963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,766,000 | 2,199 |
| Total liabilities | $175,859,000 | 2,319 |
| Total deposits | $174,567,000 | 2,144 |
| Interest-bearing deposits | $123,632,000 | 2,591 |
| Deposits held in domestic offices | $174,567,000 | 2,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,292,000 | 2,878 |
| Total equity capital | $30,907,000 | 1,463 |
| Total bank equity capital | $30,907,000 | 1,463 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,105,000 | 2,977 |
| Surplus | $15,165,000 | 1,083 |
| Undivided profits | $14,637,000 | 1,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $386,000 | 4,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,562 |
| Income earned, not collected on loans | $665,000 | 3,548 |
| Earning assets | $188,761,000 | 2,218 |
| Long-term assets (5+ years) | $29,113,000 | 2,122 |
| Average Assets, year-to-date | $186,791,600 | 2,295 |
| Average Assets, quarterly | $198,952,500 | 2,254 |
| Volatile liabilities | $5,259,000 | 6,991 |
| Insider loans | $1,738,000 | 2,316 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $22,324,000 | 1,938 |
| Tier 1 (core) risk-based capital | $30,051,000 | 1,418 |
| Tier 2 risk-based capital | $1,780,000 | 1,712 |
| Total risk weighted assets | $144,998,600 | 1,930 |
| Total unused commitments | $22,324,000 | 1,943 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 116 | 1,614 |
| Assets and Liabilities | ||
| Total Assets: | $176,895,000 | 2,615 |
| Cash and due from depository institutions | $17,957,000 | 1,614 |
| Interest-bearing balances | $10,000,000 | 380 |
| Securities | $41,404,000 | 2,920 |
| Federal funds sold & reverse repurchase agreements | $11,300,000 | 1,143 |
| Net loans & leases | $99,776,000 | 2,800 |
| Loan loss allowance | $1,632,000 | 2,262 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,991,000 | 1,986 |
| Other real estate owned | $0 | 1,614 |
| Goodwill and other intangibles | $798,000 | 1,407 |
| All other assets | $1,669,000 | 4,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,895,000 | 2,615 |
| Total liabilities | $156,902,000 | 2,653 |
| Total deposits | $156,086,000 | 2,473 |
| Interest-bearing deposits | $114,087,000 | 2,887 |
| Deposits held in domestic offices | $156,086,000 | 2,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $816,000 | 4,125 |
| Total equity capital | $19,993,000 | 2,254 |
| Total bank equity capital | $19,993,000 | 2,254 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,196,000 | 3,086 |
| Surplus | $6,964,000 | 2,204 |
| Undivided profits | $11,833,000 | 2,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 8,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,629 |
| Income earned, not collected on loans | $619,000 | 3,734 |
| Earning assets | $162,480,000 | 2,615 |
| Long-term assets (5+ years) | $30,468,000 | 1,945 |
| Average Assets, year-to-date | $163,239,200 | 2,715 |
| Average Assets, quarterly | $172,075,500 | 2,660 |
| Volatile liabilities | $8,151,000 | 5,547 |
| Insider loans | $1,447,000 | 2,746 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,713,000 | 2,465 |
| Tier 1 (core) risk-based capital | $19,139,000 | 2,253 |
| Tier 2 risk-based capital | $1,507,290 | 2,031 |
| Total risk weighted assets | $120,458,590 | 2,342 |
| Total unused commitments | $15,713,000 | 2,478 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 107 | 1,799 |
| Assets and Liabilities | ||
| Total Assets: | $151,415,000 | 3,036 |
| Cash and due from depository institutions | $13,619,000 | 1,799 |
| Interest-bearing balances | $5,200,000 | 911 |
| Securities | $38,117,000 | 3,313 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,165 |
| Net loans & leases | $88,972,000 | 3,008 |
| Loan loss allowance | $1,407,000 | 2,613 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,812,000 | 2,028 |
| Other real estate owned | $0 | 1,799 |
| Goodwill and other intangibles | $901,000 | 1,224 |
| All other assets | $1,494,000 | 4,682 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,415,000 | 3,036 |
| Total liabilities | $134,065,000 | 3,084 |
| Total deposits | $133,187,000 | 2,903 |
| Interest-bearing deposits | $94,899,000 | 3,460 |
| Deposits held in domestic offices | $133,187,000 | 2,893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $878,000 | 4,048 |
| Total equity capital | $17,350,000 | 2,584 |
| Total bank equity capital | $17,350,000 | 2,584 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,105,000 | 3,314 |
| Surplus | $3,895,000 | 3,540 |
| Undivided profits | $12,350,000 | 2,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 8,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,447 |
| Income earned, not collected on loans | $538,000 | 4,416 |
| Earning assets | $136,789,000 | 3,071 |
| Long-term assets (5+ years) | $25,709,000 | 2,064 |
| Average Assets, year-to-date | $143,859,800 | 3,045 |
| Average Assets, quarterly | $150,106,500 | 3,021 |
| Volatile liabilities | $2,882,000 | 8,671 |
| Insider loans | $1,622,000 | 2,584 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,496,000 | 3,637 |
| Tier 1 (core) risk-based capital | $16,420,000 | 2,617 |
| Tier 2 risk-based capital | $1,280,820 | 2,332 |
| Total risk weighted assets | $102,339,220 | 2,677 |
| Total unused commitments | $8,496,000 | 3,650 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 112 | 1,775 |
| Assets and Liabilities | ||
| Total Assets: | $141,610,000 | 3,181 |
| Cash and due from depository institutions | $5,303,000 | 1,775 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $34,589,000 | 3,770 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 1,365 |
| Net loans & leases | $88,448,000 | 2,944 |
| Loan loss allowance | $1,414,000 | 2,674 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,853,000 | 1,952 |
| Other real estate owned | $0 | 1,775 |
| Goodwill and other intangibles | $991,000 | 1,074 |
| All other assets | $1,626,000 | 4,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,610,000 | 3,181 |
| Total liabilities | $126,770,000 | 3,207 |
| Total deposits | $125,886,000 | 3,019 |
| Interest-bearing deposits | $87,588,000 | 3,694 |
| Deposits held in domestic offices | $125,886,000 | 3,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $884,000 | 3,368 |
| Total equity capital | $14,840,000 | 2,756 |
| Total bank equity capital | $14,840,000 | 2,756 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,105,000 | 3,443 |
| Surplus | $3,895,000 | 3,450 |
| Undivided profits | $9,840,000 | 2,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 8,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,342 |
| Income earned, not collected on loans | $472,000 | 4,442 |
| Earning assets | $129,837,000 | 3,159 |
| Long-term assets (5+ years) | $36,623,000 | 1,546 |
| Average Assets, year-to-date | $142,976,000 | 3,078 |
| Average Assets, quarterly | $144,364,500 | 3,095 |
| Volatile liabilities | $2,229,000 | 9,379 |
| Insider loans | $2,215,000 | 1,882 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,491,000 | 2,546 |
| Tier 1 (core) risk-based capital | $13,940,000 | 2,962 |
| Tier 2 risk-based capital | $1,245,420 | 2,377 |
| Total risk weighted assets | $99,465,220 | 2,655 |
| Total unused commitments | $13,491,000 | 2,556 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 103 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $142,223,000 | 3,216 |
| Cash and due from depository institutions | $11,395,000 | 2,031 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $38,824,000 | 3,571 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 2,386 |
| Net loans & leases | $78,590,000 | 3,215 |
| Loan loss allowance | $1,453,000 | 2,704 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,174,000 | 1,742 |
| Other real estate owned | $146,000 | 2,031 |
| Goodwill and other intangibles | $1,080,000 | 969 |
| All other assets | $2,114,000 | 3,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,223,000 | 3,216 |
| Total liabilities | $129,384,000 | 3,214 |
| Total deposits | $128,511,000 | 3,061 |
| Interest-bearing deposits | $93,462,000 | 3,598 |
| Deposits held in domestic offices | $128,511,000 | 3,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $873,000 | 3,472 |
| Total equity capital | $12,839,000 | 3,159 |
| Total bank equity capital | $12,839,000 | 3,159 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,105,000 | 3,544 |
| Surplus | $3,895,000 | 3,402 |
| Undivided profits | $7,839,000 | 2,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 6,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,464 |
| Income earned, not collected on loans | $431,000 | 4,342 |
| Earning assets | $123,314,000 | 3,383 |
| Long-term assets (5+ years) | $37,283,000 | 1,549 |
| Average Assets, year-to-date | $123,630,000 | 3,566 |
| Average Assets, quarterly | $144,243,500 | 3,148 |
| Volatile liabilities | $3,820,000 | 7,496 |
| Insider loans | $1,392,000 | 2,851 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,926,000 | 3,651 |
| Tier 1 (core) risk-based capital | $11,759,000 | 3,399 |
| Tier 2 risk-based capital | $1,151,260 | 2,518 |
| Total risk weighted assets | $91,798,660 | 2,807 |
| Total unused commitments | $7,926,000 | 3,668 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 80 | 2,706 |
| Assets and Liabilities | ||
| Total Assets: | $110,002,000 | 4,150 |
| Cash and due from depository institutions | $9,631,000 | 2,706 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $29,416,000 | 4,540 |
| Federal funds sold & reverse repurchase agreements | $8,900,000 | 1,870 |
| Net loans & leases | $57,413,000 | 4,327 |
| Loan loss allowance | $941,000 | 3,934 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,368,000 | 2,198 |
| Other real estate owned | $120,000 | 2,706 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,154,000 | 5,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,002,000 | 4,150 |
| Total liabilities | $98,945,000 | 4,213 |
| Total deposits | $98,589,000 | 4,066 |
| Interest-bearing deposits | $72,818,000 | 4,715 |
| Deposits held in domestic offices | $98,589,000 | 4,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $356,000 | 7,378 |
| Total equity capital | $11,057,000 | 3,486 |
| Total bank equity capital | $11,057,000 | 3,486 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,105,000 | 3,704 |
| Surplus | $2,228,000 | 5,045 |
| Undivided profits | $7,724,000 | 2,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $127,000 | 9,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $289,000 | 6,697 |
| Earning assets | $95,729,000 | 4,340 |
| Long-term assets (5+ years) | $21,213,000 | 2,488 |
| Average Assets, year-to-date | $103,766,600 | 4,289 |
| Average Assets, quarterly | $108,107,500 | 4,190 |
| Volatile liabilities | $2,859,000 | 8,744 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,213,000 | 4,511 |
| Tier 1 (core) risk-based capital | $11,057,000 | 3,429 |
| Tier 2 risk-based capital | $849,050 | 3,353 |
| Total risk weighted assets | $67,831,750 | 3,812 |
| Total unused commitments | $5,213,000 | 4,536 |
| Derivatives | $0 | 651 |