Home > Valley Oaks National Bank > Net Loans and Leases
Valley Oaks National Bank, Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $47,457,000 | 5,347 |
| Loan loss allowance | $567,000 | 5,295 |
| Total loans and leases | $48,024,000 | 5,353 |
| Unearned income | $65,000 | 1,960 |
| Loans and leases, gross | $48,089,000 | 5,353 |
| All real estate loans | $33,755,000 | 4,925 |
| Real estate loans in domestic offices | $33,755,000 | 4,925 |
| Construction and development loans | $6,689,000 | 2,340 |
| Commercial RE | $11,096,000 | 3,990 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $725,000 | 3,632 |
| 1-4 family residential loans | $15,048,000 | 5,024 |
| Farmland loans | $197,000 | 5,890 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $165,000 | 5,400 |
| Commercial and industrial loans | $5,810,000 | 5,060 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,233,000 | 3,211 |
| Credit card loans | $246,000 | 2,929 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,987,000 | 3,107 |
| All other loans & leases | $126,000 | 5,308 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $126,000 | 3,036 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $42,792,000 | 5,605 |
| Loan loss allowance | $464,000 | 5,928 |
| Total loans and leases | $43,256,000 | 5,620 |
| Unearned income | $40,000 | 2,806 |
| Loans and leases, gross | $43,296,000 | 5,622 |
| All real estate loans | $29,783,000 | 5,176 |
| Real estate loans in domestic offices | $29,783,000 | 5,175 |
| Construction and development loans | $5,224,000 | 2,546 |
| Commercial RE | $9,995,000 | 4,054 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $283,000 | 4,908 |
| 1-4 family residential loans | $13,839,000 | 5,185 |
| Farmland loans | $442,000 | 5,380 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $392,000 | 5,134 |
| Commercial and industrial loans | $5,971,000 | 4,873 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,092,000 | 3,663 |
| Credit card loans | $162,000 | 3,557 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,930,000 | 3,542 |
| All other loans & leases | $58,000 | 6,242 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $58,000 | 4,151 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $35,889,000 | 6,080 |
| Loan loss allowance | $404,000 | 6,359 |
| Total loans and leases | $36,293,000 | 6,096 |
| Unearned income | $18,000 | 3,542 |
| Loans and leases, gross | $36,311,000 | 6,102 |
| All real estate loans | $21,774,000 | 5,941 |
| Real estate loans in domestic offices | $21,774,000 | 5,940 |
| Construction and development loans | $4,465,000 | 2,594 |
| Commercial RE | $9,284,000 | 3,987 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $210,000 | 5,206 |
| 1-4 family residential loans | $7,815,000 | 6,650 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $484,000 | 5,153 |
| Commercial and industrial loans | $5,665,000 | 4,832 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,355,000 | 3,219 |
| Credit card loans | $119,000 | 4,042 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,236,000 | 3,053 |
| All other loans & leases | $33,000 | 6,906 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $33,000 | 5,000 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $24,027,000 | 7,648 |
| Loan loss allowance | $278,000 | 7,796 |
| Total loans and leases | $24,305,000 | 7,661 |
| Unearned income | $42,000 | 3,510 |
| Loans and leases, gross | $24,347,000 | 7,664 |
| All real estate loans | $15,388,000 | 7,080 |
| Real estate loans in domestic offices | $15,388,000 | 7,080 |
| Construction and development loans | $2,548,000 | 3,523 |
| Commercial RE | $4,932,000 | 5,475 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $689,000 | 3,812 |
| 1-4 family residential loans | $6,919,000 | 7,200 |
| Farmland loans | $300,000 | 6,075 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $556,000 | 5,263 |
| Commercial and industrial loans | $5,166,000 | 5,112 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,209,000 | 6,434 |
| Credit card loans | $69,000 | 4,877 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,140,000 | 6,271 |
| All other loans & leases | $28,000 | 7,388 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $28,000 | 5,465 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $20,033,000 | 8,439 |
| Loan loss allowance | $224,000 | 8,819 |
| Total loans and leases | $20,257,000 | 8,463 |
| Unearned income | $28,000 | 5,337 |
| Loans and leases, gross | $20,257,000 | 8,466 |
| All real estate loans | $11,138,000 | 8,172 |
| Real estate loans in domestic offices | $11,138,000 | 8,172 |
| Construction and development loans | $1,586,000 | 4,528 |
| Commercial RE | $4,883,000 | 5,599 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $328,000 | 5,129 |
| 1-4 family residential loans | $4,341,000 | 8,527 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,180,000 | 4,558 |
| Commercial and industrial loans | $6,025,000 | 4,665 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,910,000 | 8,246 |
| Credit card loans | $124,000 | 4,497 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,786,000 | 8,216 |
| All other loans & leases | $32,000 | 7,598 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $32,000 | 5,518 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $13,920,000 | 9,762 |
| Loan loss allowance | $214,000 | 9,248 |
| Total loans and leases | $14,134,000 | 9,767 |
| Unearned income | $17,000 | 6,093 |
| Loans and leases, gross | $14,134,000 | 9,770 |
| All real estate loans | $7,782,000 | 9,278 |
| Real estate loans in domestic offices | $7,782,000 | 9,277 |
| Construction and development loans | $768,000 | 5,825 |
| Commercial RE | $3,374,000 | 6,569 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $609,000 | 4,295 |
| 1-4 family residential loans | $3,031,000 | 9,553 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,002,000 | 4,973 |
| Commercial and industrial loans | $3,945,000 | 5,894 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,367,000 | 9,373 |
| Credit card loans | $41,000 | 5,696 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,326,000 | 9,288 |
| All other loans & leases | $55,000 | 7,332 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $55,000 | 4,753 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $11,546,000 | 10,615 |
| Loan loss allowance | $215,000 | 9,599 |
| Total loans and leases | $11,761,000 | 10,612 |
| Unearned income | $18,000 | 6,697 |
| Loans and leases, gross | $11,761,000 | 10,614 |
| All real estate loans | $6,760,000 | 9,951 |
| Real estate loans in domestic offices | $6,760,000 | 9,951 |
| Construction and development loans | $856,000 | 5,644 |
| Commercial RE | $3,915,000 | 6,326 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $317,000 | 5,576 |
| 1-4 family residential loans | $1,483,000 | 11,140 |
| Farmland loans | $189,000 | 7,193 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,635,000 | 4,327 |
| Commercial and industrial loans | $2,544,000 | 7,199 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $831,000 | 10,843 |
| Credit card loans | $90,000 | 5,031 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $741,000 | 10,898 |
| All other loans & leases | $9,000 | 9,321 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $9,000 | 7,712 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $11,375,000 | 10,962 |
| Loan loss allowance | $200,000 | 10,249 |
| Total loans and leases | $11,575,000 | 10,985 |
| Unearned income | $21,000 | 7,213 |
| Loans and leases, gross | $11,575,000 | 10,985 |
| All real estate loans | $6,651,000 | 10,234 |
| Real estate loans in domestic offices | $6,651,000 | 10,234 |
| Construction and development loans | $821,000 | 5,653 |
| Commercial RE | $3,893,000 | 6,428 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $286,000 | 5,802 |
| 1-4 family residential loans | $1,451,000 | 11,653 |
| Farmland loans | $200,000 | 7,280 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,910,000 | 3,993 |
| Commercial and industrial loans | $2,237,000 | 7,660 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $780,000 | 11,444 |
| Credit card loans | $5,000 | 6,858 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $775,000 | 11,304 |
| All other loans & leases | $18,000 | 9,193 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $18,000 | 6,994 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $50,000 | 3,725 |
| Non 1-4 family restructured loans & leases | $50,000 | 3,725 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $5,519,000 | 13,051 |
| Loan loss allowance | $86,000 | 12,822 |
| Total loans and leases | $5,605,000 | 13,064 |
| Unearned income | $21,000 | 7,938 |
| Loans and leases, gross | $5,605,000 | 13,065 |
| All real estate loans | $3,429,000 | 12,137 |
| Real estate loans in domestic offices | $3,429,000 | 12,137 |
| Construction and development loans | $789,000 | 5,656 |
| Commercial RE | $1,317,000 | 9,438 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $288,000 | 5,819 |
| 1-4 family residential loans | $1,035,000 | 12,549 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,169,000 | 4,977 |
| Commercial and industrial loans | $934,000 | 10,271 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $94,000 | 13,626 |
| Credit card loans | $4,000 | 6,997 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $90,000 | 13,572 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |