Home > Valley National Bank of Cortez > Loan Charge- Offs and Recoveries
Valley National Bank of Cortez, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $53,000 | 6,222 |
| Loans secured by real estate, total | $0 | 4,932 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 4,929 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,103 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,990 |
| Loans to individuals | $53,000 | 3,739 |
| Credit card loan charge offs | $13,000 | 1,954 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $40,000 | 3,875 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,269 |
| Total recoveries | $187,000 | 1,411 |
| Loans secured by real estate, total | $109,000 | 665 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $109,000 | 665 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $109,000 | 337 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $57,000 | 1,573 |
| Loans to individuals | $21,000 | 3,005 |
| Credit card loan recoveries | $3,000 | 1,469 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $18,000 | 3,053 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,495 |
| Net charge-offs | $-134,000 | 10,765 |
| Loans secured by real estate, total | $-109,000 | 10,707 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-109,000 | 10,728 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $-109,000 | 10,859 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $0 | 1,405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-57,000 | 10,513 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $32,000 | 3,957 |
| Credit card loan net charge offs | $10,000 | 1,993 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $22,000 | 4,150 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,019 |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $29,000 | 7,594 |
| Loans secured by real estate, total | $0 | 5,176 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,167 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $29,000 | 4,978 |
| Credit card loan charge offs | $14,000 | 1,950 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $15,000 | 5,763 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,488 |
| Total recoveries | $44,000 | 4,123 |
| Loans secured by real estate, total | $6,000 | 3,084 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,000 | 3,084 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $3,000 | 438 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 2,578 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $20,000 | 3,212 |
| Loans to individuals | $18,000 | 3,392 |
| Credit card loan recoveries | $1,000 | 2,132 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $17,000 | 3,241 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $15,000 | 529 |
| Net charge-offs | $-15,000 | 10,561 |
| Loans secured by real estate, total | $-6,000 | 10,099 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-6,000 | 10,124 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $-3,000 | 9,740 |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 10,373 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-20,000 | 10,467 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $11,000 | 5,813 |
| Credit card loan net charge offs | $13,000 | 1,822 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-2,000 | 10,497 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-15,000 | 8,649 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $60,000 | 6,141 |
| Loans secured by real estate, total | $13,000 | 3,855 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $13,000 | 3,853 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $13,000 | 229 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,000 | 7,285 |
| Loans to individuals | $46,000 | 3,735 |
| Credit card loan charge offs | $6,000 | 2,487 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $40,000 | 3,628 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $14,000 | 906 |
| Total recoveries | $465,000 | 814 |
| Loans secured by real estate, total | $274,000 | 451 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $274,000 | 450 |
| Construction and land development | $1,000 | 622 |
| Secured by farmland | $133,000 | 18 |
| Secured by 1-4 family residential properties - total recoveries | $23,000 | 1,137 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $117,000 | 453 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $128,000 | 958 |
| Loans to individuals | $63,000 | 1,474 |
| Credit card loan recoveries | $2,000 | 1,762 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $61,000 | 1,347 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $228,000 | 6 |
| Net charge-offs | $-405,000 | 11,920 |
| Loans secured by real estate, total | $-261,000 | 11,867 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-261,000 | 11,897 |
| Construction and land development | $-1,000 | 11,562 |
| Secured by farmland | $-120,000 | 10,531 |
| Secured by 1-4 family residential properties- net charge-offs | $-23,000 | 11,622 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-117,000 | 11,790 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-127,000 | 11,666 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-17,000 | 11,785 |
| Credit card loan net charge offs | $4,000 | 2,593 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-21,000 | 11,792 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-214,000 | 9,314 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $209,000 | 3,322 |
| Loans secured by real estate, total | $53,000 | 2,663 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $53,000 | 2,663 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $27,000 | 181 |
| Total charge-offs secured by 1-4 family residential properties | $26,000 | 2,376 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $99,000 | 2,465 |
| Loans to individuals | $57,000 | 3,265 |
| Credit card loan charge offs | $8,000 | 2,158 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $49,000 | 3,151 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $123,000 | 161 |
| Total recoveries | $224,000 | 1,545 |
| Loans secured by real estate, total | $26,000 | 2,158 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $26,000 | 2,158 |
| Construction and land development | $1,000 | 729 |
| Secured by farmland | $10,000 | 360 |
| Secured by 1-4 family residential properties - total recoveries | $15,000 | 1,594 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $150,000 | 978 |
| Loans to individuals | $48,000 | 1,878 |
| Credit card loan recoveries | $1,000 | 2,143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $47,000 | 1,735 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $61,000 | 157 |
| Net charge-offs | $-15,000 | 11,066 |
| Loans secured by real estate, total | $27,000 | 2,827 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $27,000 | 2,828 |
| Construction and land development | $-1,000 | 12,118 |
| Secured by farmland | $17,000 | 196 |
| Secured by 1-4 family residential properties- net charge-offs | $11,000 | 2,749 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-51,000 | 11,772 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $9,000 | 5,704 |
| Credit card loan net charge offs | $7,000 | 2,017 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,000 | 6,964 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $62,000 | 261 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $373,000 | 2,785 |
| Loans secured by real estate, total | $153,000 | 1,973 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $153,000 | 1,972 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $96,000 | 88 |
| Total charge-offs secured by 1-4 family residential properties | $1,000 | 5,496 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $56,000 | 1,645 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $165,000 | 2,295 |
| Loans to individuals | $55,000 | 3,691 |
| Credit card loan charge offs | $1,000 | 3,705 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $54,000 | 3,323 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $178,000 | 115 |
| Total recoveries | $339,000 | 1,232 |
| Loans secured by real estate, total | $126,000 | 863 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $126,000 | 862 |
| Construction and land development | $2,000 | 785 |
| Secured by farmland | $32,000 | 159 |
| Secured by 1-4 family residential properties - total recoveries | $51,000 | 747 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $41,000 | 916 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $147,000 | 1,097 |
| Loans to individuals | $66,000 | 1,608 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $66,000 | 1,434 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $52,000 | 220 |
| Net charge-offs | $34,000 | 6,815 |
| Loans secured by real estate, total | $27,000 | 3,571 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $27,000 | 3,569 |
| Construction and land development | $-2,000 | 12,839 |
| Secured by farmland | $64,000 | 103 |
| Secured by 1-4 family residential properties- net charge-offs | $-50,000 | 13,138 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $15,000 | 2,158 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $18,000 | 4,922 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-11,000 | 12,816 |
| Credit card loan net charge offs | $1,000 | 3,421 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-12,000 | 12,780 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $126,000 | 140 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $367,000 | 3,578 |
| Loans secured by real estate, total | $153,000 | 2,466 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $153,000 | 2,466 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $54,000 | 226 |
| Total charge-offs secured by 1-4 family residential properties | $54,000 | 2,350 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $45,000 | 2,289 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $144,000 | 3,324 |
| Loans to individuals | $70,000 | 3,791 |
| Credit card loan charge offs | $4,000 | 3,059 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $66,000 | 3,533 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $69,000 | 481 |
| Total recoveries | $241,000 | 1,670 |
| Loans secured by real estate, total | $37,000 | 1,909 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $37,000 | 1,908 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $1,000 | 774 |
| Secured by 1-4 family residential properties - total recoveries | $35,000 | 1,012 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $1,000 | 2,276 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $134,000 | 1,239 |
| Loans to individuals | $70,000 | 1,635 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $69,000 | 1,485 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $11,000 | 977 |
| Net charge-offs | $126,000 | 5,311 |
| Loans secured by real estate, total | $116,000 | 2,515 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $116,000 | 2,515 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $53,000 | 201 |
| Secured by 1-4 family residential properties- net charge-offs | $19,000 | 3,441 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $44,000 | 2,142 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $10,000 | 6,860 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 10,154 |
| Credit card loan net charge offs | $3,000 | 3,042 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-3,000 | 12,988 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $58,000 | 448 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.