Home > Valley National Bank > Income and Expense
Valley National Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,642,000 | 4,132 |
| Total interest expense | $766,000 | 3,122 |
| Net interest income | $3,876,000 | 4,268 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $677,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $307,000 | 3,167 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $370,000 | 3,716 |
| Total noninterest expense | $6,916,000 | 2,646 |
| Salaries and employee benefits | $3,014,000 | 3,065 |
| Premises and equipment expense | $743,000 | 2,798 |
| Additional noninterest expense | $3,159,000 | 1,942 |
| Pre-tax net operating income | $-2,363,000 | 6,440 |
| Securities gains (losses) | $-38,000 | 6,218 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-2,401,000 | 6,440 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-2,401,000 | 6,439 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,401,000 | 6,439 |
| Net charge-offs | $-891,000 | 6,444 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,363,000 | 6,435 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 4,052 |
| Total interest expense | $643,000 | 2,944 |
| Net interest income | $3,018,000 | 4,219 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $533,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $235,000 | 3,155 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $298,000 | 3,655 |
| Total noninterest expense | $5,266,000 | 2,602 |
| Salaries and employee benefits | $2,293,000 | 3,054 |
| Premises and equipment expense | $580,000 | 2,761 |
| Additional noninterest expense | $2,393,000 | 1,927 |
| Pre-tax net operating income | $-1,715,000 | 6,519 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-1,711,000 | 6,518 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,711,000 | 6,517 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,711,000 | 6,517 |
| Net charge-offs | $-520,000 | 6,476 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-1,715,000 | 6,518 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 3,995 |
| Total interest expense | $507,000 | 2,610 |
| Net interest income | $2,004,000 | 4,238 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $375,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $152,000 | 3,196 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $223,000 | 3,469 |
| Total noninterest expense | $3,508,000 | 2,617 |
| Salaries and employee benefits | $1,544,000 | 3,054 |
| Premises and equipment expense | $418,000 | 2,621 |
| Additional noninterest expense | $1,546,000 | 1,974 |
| Pre-tax net operating income | $-1,129,000 | 6,590 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-1,129,000 | 6,586 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,129,000 | 6,586 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-1,129,000 | 6,586 |
| Net charge-offs | $-579,000 | 6,575 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-1,129,000 | 6,586 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 3,996 |
| Total interest expense | $262,000 | 2,580 |
| Net interest income | $1,002,000 | 4,244 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $140,000 | 4,091 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $74,000 | 3,229 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $66,000 | 4,189 |
| Total noninterest expense | $1,724,000 | 2,656 |
| Salaries and employee benefits | $760,000 | 3,105 |
| Premises and equipment expense | $214,000 | 2,625 |
| Additional noninterest expense | $750,000 | 2,012 |
| Pre-tax net operating income | $-582,000 | 6,646 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-582,000 | 6,652 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-582,000 | 6,652 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-582,000 | 6,652 |
| Net charge-offs | $-52,000 | 6,327 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-582,000 | 6,651 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 3,659 |
| Total interest expense | $1,046,000 | 2,849 |
| Net interest income | $4,846,000 | 3,771 |
| Provision for loan and lease losses | $59,000 | 4,179 |
| Total noninterest income | $449,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $366,000 | 3,008 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $83,000 | 5,528 |
| Total noninterest expense | $7,449,000 | 2,486 |
| Salaries and employee benefits | $2,803,000 | 3,252 |
| Premises and equipment expense | $832,000 | 2,621 |
| Additional noninterest expense | $3,814,000 | 1,674 |
| Pre-tax net operating income | $-2,213,000 | 6,672 |
| Securities gains (losses) | $20,000 | 2,341 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-2,193,000 | 6,683 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,193,000 | 6,683 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,193,000 | 6,683 |
| Net charge-offs | $1,784,000 | 820 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,213,000 | 6,674 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,461,000 | 3,681 |
| Total interest expense | $792,000 | 2,903 |
| Net interest income | $3,669,000 | 3,777 |
| Provision for loan and lease losses | $40,000 | 4,137 |
| Total noninterest income | $357,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $275,000 | 3,022 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $82,000 | 5,378 |
| Total noninterest expense | $5,768,000 | 2,421 |
| Salaries and employee benefits | $2,460,000 | 2,948 |
| Premises and equipment expense | $624,000 | 2,644 |
| Additional noninterest expense | $2,684,000 | 1,767 |
| Pre-tax net operating income | $-1,782,000 | 6,773 |
| Securities gains (losses) | $20,000 | 2,218 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,762,000 | 6,779 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,762,000 | 6,780 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,762,000 | 6,780 |
| Net charge-offs | $1,297,000 | 827 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,782,000 | 6,773 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 3,767 |
| Total interest expense | $534,000 | 2,925 |
| Net interest income | $2,349,000 | 3,876 |
| Provision for loan and lease losses | $40,000 | 3,782 |
| Total noninterest income | $221,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $185,000 | 2,953 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $36,000 | 5,753 |
| Total noninterest expense | $3,609,000 | 2,573 |
| Salaries and employee benefits | $1,603,000 | 3,019 |
| Premises and equipment expense | $411,000 | 2,686 |
| Additional noninterest expense | $1,595,000 | 1,963 |
| Pre-tax net operating income | $-1,079,000 | 6,796 |
| Securities gains (losses) | $20,000 | 2,017 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,059,000 | 6,821 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,059,000 | 6,822 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,059,000 | 6,822 |
| Net charge-offs | $731,000 | 963 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,079,000 | 6,808 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 3,752 |
| Total interest expense | $274,000 | 2,953 |
| Net interest income | $1,192,000 | 3,849 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $97,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $93,000 | 2,930 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $1,834,000 | 2,569 |
| Salaries and employee benefits | $792,000 | 3,072 |
| Premises and equipment expense | $217,000 | 2,600 |
| Additional noninterest expense | $825,000 | 1,895 |
| Pre-tax net operating income | $-545,000 | 6,867 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-545,000 | 6,882 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-545,000 | 6,883 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-545,000 | 6,883 |
| Net charge-offs | $46,000 | 2,479 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-545,000 | 6,867 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,743,000 | 3,199 |
| Total interest expense | $1,562,000 | 2,624 |
| Net interest income | $6,181,000 | 3,294 |
| Provision for loan and lease losses | $6,320,000 | 421 |
| Total noninterest income | $-175,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $383,000 | 3,023 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-558,000 | 6,945 |
| Total noninterest expense | $6,930,000 | 2,675 |
| Salaries and employee benefits | $3,140,000 | 3,031 |
| Premises and equipment expense | $831,000 | 2,656 |
| Additional noninterest expense | $2,959,000 | 2,198 |
| Pre-tax net operating income | $-7,244,000 | 6,995 |
| Securities gains (losses) | $1,296,000 | 404 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $-5,949,000 | 6,984 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,949,000 | 6,983 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-5,949,000 | 6,983 |
| Net charge-offs | $6,788,000 | 452 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 129 |
| Net operating income | $-7,245,000 | 6,988 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,150,000 | 3,102 |
| Total interest expense | $1,262,000 | 2,587 |
| Net interest income | $4,888,000 | 3,208 |
| Provision for loan and lease losses | $3,895,000 | 497 |
| Total noninterest income | $-129,000 | 7,032 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $285,000 | 3,063 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-414,000 | 7,058 |
| Total noninterest expense | $5,356,000 | 2,627 |
| Salaries and employee benefits | $2,466,000 | 2,945 |
| Premises and equipment expense | $622,000 | 2,699 |
| Additional noninterest expense | $2,268,000 | 2,145 |
| Pre-tax net operating income | $-4,492,000 | 7,080 |
| Securities gains (losses) | $1,202,000 | 331 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $-3,291,000 | 7,056 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-3,291,000 | 7,056 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,291,000 | 7,056 |
| Net charge-offs | $5,361,000 | 439 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 130 |
| Net operating income | $-4,493,000 | 7,083 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 2,875 |
| Total interest expense | $909,000 | 2,497 |
| Net interest income | $3,654,000 | 2,926 |
| Provision for loan and lease losses | $1,939,000 | 653 |
| Total noninterest income | $-188,000 | 7,134 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $186,000 | 3,101 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-374,000 | 7,145 |
| Total noninterest expense | $3,554,000 | 2,645 |
| Salaries and employee benefits | $1,674,000 | 2,913 |
| Premises and equipment expense | $398,000 | 2,787 |
| Additional noninterest expense | $1,482,000 | 2,185 |
| Pre-tax net operating income | $-2,027,000 | 7,091 |
| Securities gains (losses) | $452,000 | 613 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,575,000 | 7,078 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,575,000 | 7,077 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,575,000 | 7,078 |
| Net charge-offs | $3,305,000 | 484 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $1,499,000 | 98 |
| Net operating income | $-2,027,000 | 7,098 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 2,783 |
| Total interest expense | $508,000 | 2,335 |
| Net interest income | $1,884,000 | 2,856 |
| Provision for loan and lease losses | $1,070,000 | 579 |
| Total noninterest income | $-110,000 | 7,212 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $93,000 | 3,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-203,000 | 7,204 |
| Total noninterest expense | $1,795,000 | 2,606 |
| Salaries and employee benefits | $839,000 | 2,917 |
| Premises and equipment expense | $204,000 | 2,754 |
| Additional noninterest expense | $752,000 | 2,147 |
| Pre-tax net operating income | $-1,091,000 | 7,167 |
| Securities gains (losses) | $322,000 | 424 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-769,000 | 7,142 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-769,000 | 7,141 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-769,000 | 7,142 |
| Net charge-offs | $2,944,000 | 289 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 54 |
| Net operating income | $-1,091,000 | 7,170 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,055,000 | 2,130 |
| Total interest expense | $2,470,000 | 2,339 |
| Net interest income | $10,585,000 | 2,059 |
| Provision for loan and lease losses | $6,532,000 | 636 |
| Total noninterest income | $-722,000 | 7,228 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $523,000 | 2,471 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,245,000 | 7,223 |
| Total noninterest expense | $7,518,000 | 2,509 |
| Salaries and employee benefits | $3,531,000 | 2,729 |
| Premises and equipment expense | $792,000 | 2,941 |
| Additional noninterest expense | $3,195,000 | 2,086 |
| Pre-tax net operating income | $-4,187,000 | 7,008 |
| Securities gains (losses) | $1,490,000 | 304 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,697,000 | 6,920 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,697,000 | 6,920 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,697,000 | 6,920 |
| Net charge-offs | $8,619,000 | 537 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 323 |
| Net operating income | $-4,187,000 | 7,013 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,192,000 | 2,084 |
| Total interest expense | $1,912,000 | 2,365 |
| Net interest income | $8,280,000 | 1,989 |
| Provision for loan and lease losses | $6,478,000 | 494 |
| Total noninterest income | $-1,387,000 | 7,376 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $405,000 | 2,434 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,792,000 | 7,369 |
| Total noninterest expense | $6,212,000 | 2,303 |
| Salaries and employee benefits | $3,131,000 | 2,302 |
| Premises and equipment expense | $581,000 | 3,011 |
| Additional noninterest expense | $2,500,000 | 2,020 |
| Pre-tax net operating income | $-5,797,000 | 7,260 |
| Securities gains (losses) | $101,000 | 1,782 |
| Applicable income taxes | $99,000 | 3,203 |
| Income before extraordinary items | $-5,795,000 | 7,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,795,000 | 7,276 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,795,000 | 7,276 |
| Net charge-offs | $7,034,000 | 468 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,896,000 | 7,272 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 2,055 |
| Total interest expense | $1,328,000 | 2,361 |
| Net interest income | $5,585,000 | 1,966 |
| Provision for loan and lease losses | $707,000 | 1,879 |
| Total noninterest income | $-422,000 | 7,393 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $273,000 | 2,390 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-695,000 | 7,414 |
| Total noninterest expense | $4,062,000 | 2,368 |
| Salaries and employee benefits | $2,069,000 | 2,344 |
| Premises and equipment expense | $353,000 | 3,234 |
| Additional noninterest expense | $1,640,000 | 2,077 |
| Pre-tax net operating income | $394,000 | 4,227 |
| Securities gains (losses) | $14,000 | 2,241 |
| Applicable income taxes | $391,000 | 1,544 |
| Income before extraordinary items | $17,000 | 6,208 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $17,000 | 6,208 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $17,000 | 6,208 |
| Net charge-offs | $996,000 | 1,480 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $8,040 | 6,191 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 1,982 |
| Total interest expense | $711,000 | 2,281 |
| Net interest income | $2,920,000 | 1,890 |
| Provision for loan and lease losses | $500,000 | 1,414 |
| Total noninterest income | $-221,000 | 7,472 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $133,000 | 2,407 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-354,000 | 7,482 |
| Total noninterest expense | $1,977,000 | 2,443 |
| Salaries and employee benefits | $1,000,000 | 2,434 |
| Premises and equipment expense | $181,000 | 3,225 |
| Additional noninterest expense | $796,000 | 2,112 |
| Pre-tax net operating income | $222,000 | 4,057 |
| Securities gains (losses) | $-1,000 | 6,978 |
| Applicable income taxes | $309,000 | 1,105 |
| Income before extraordinary items | $-88,000 | 6,690 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-88,000 | 6,690 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-88,000 | 6,690 |
| Net charge-offs | $114,000 | 2,605 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-87,360 | 6,680 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,401,000 | 2,087 |
| Total interest expense | $3,768,000 | 2,101 |
| Net interest income | $10,633,000 | 2,053 |
| Provision for loan and lease losses | $6,050,000 | 986 |
| Total noninterest income | $192,000 | 6,010 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $477,000 | 2,729 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-285,000 | 7,328 |
| Total noninterest expense | $8,013,000 | 2,414 |
| Salaries and employee benefits | $3,710,000 | 2,589 |
| Premises and equipment expense | $812,000 | 2,956 |
| Additional noninterest expense | $3,491,000 | 2,008 |
| Pre-tax net operating income | $-3,238,000 | 6,947 |
| Securities gains (losses) | $519,000 | 863 |
| Applicable income taxes | $-1,568,000 | 7,408 |
| Income before extraordinary items | $-1,151,000 | 6,645 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,151,000 | 6,646 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,151,000 | 6,646 |
| Net charge-offs | $5,189,000 | 980 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,483,160 | 6,713 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,898,000 | 2,112 |
| Total interest expense | $2,954,000 | 2,101 |
| Net interest income | $7,944,000 | 2,082 |
| Provision for loan and lease losses | $2,650,000 | 1,375 |
| Total noninterest income | $453,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $358,000 | 2,781 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $95,000 | 5,272 |
| Total noninterest expense | $6,070,000 | 2,389 |
| Salaries and employee benefits | $2,964,000 | 2,443 |
| Premises and equipment expense | $627,000 | 2,928 |
| Additional noninterest expense | $2,479,000 | 2,079 |
| Pre-tax net operating income | $-323,000 | 6,412 |
| Securities gains (losses) | $385,000 | 908 |
| Applicable income taxes | $862,000 | 1,130 |
| Income before extraordinary items | $-800,000 | 6,823 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-800,000 | 6,822 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-800,000 | 6,823 |
| Net charge-offs | $1,929,000 | 1,540 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,046,400 | 6,879 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,380,000 | 2,111 |
| Total interest expense | $2,083,000 | 2,075 |
| Net interest income | $5,297,000 | 2,083 |
| Provision for loan and lease losses | $550,000 | 2,712 |
| Total noninterest income | $330,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $240,000 | 2,789 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $90,000 | 4,795 |
| Total noninterest expense | $3,826,000 | 2,531 |
| Salaries and employee benefits | $1,961,000 | 2,482 |
| Premises and equipment expense | $413,000 | 2,986 |
| Additional noninterest expense | $1,452,000 | 2,322 |
| Pre-tax net operating income | $1,251,000 | 1,992 |
| Securities gains (losses) | $177,000 | 1,019 |
| Applicable income taxes | $678,000 | 960 |
| Income before extraordinary items | $750,000 | 2,634 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $750,000 | 2,630 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $750,000 | 2,633 |
| Net charge-offs | $509,000 | 2,422 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $636,720 | 2,841 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 2,049 |
| Total interest expense | $1,109,000 | 2,064 |
| Net interest income | $2,799,000 | 2,002 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $261,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $122,000 | 2,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $139,000 | 2,979 |
| Total noninterest expense | $1,929,000 | 2,528 |
| Salaries and employee benefits | $991,000 | 2,484 |
| Premises and equipment expense | $198,000 | 3,141 |
| Additional noninterest expense | $740,000 | 2,280 |
| Pre-tax net operating income | $1,131,000 | 1,161 |
| Securities gains (losses) | $123,000 | 704 |
| Applicable income taxes | $409,000 | 825 |
| Income before extraordinary items | $845,000 | 1,295 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $845,000 | 1,298 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $845,000 | 1,297 |
| Net charge-offs | $96,000 | 3,145 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $762,590 | 1,397 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,085,000 | 2,109 |
| Total interest expense | $5,525,000 | 2,063 |
| Net interest income | $10,560,000 | 2,083 |
| Provision for loan and lease losses | $8,751,000 | 963 |
| Total noninterest income | $362,000 | 5,303 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $474,000 | 3,012 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-112,000 | 7,607 |
| Total noninterest expense | $6,931,000 | 2,820 |
| Salaries and employee benefits | $3,393,000 | 2,863 |
| Premises and equipment expense | $845,000 | 2,975 |
| Additional noninterest expense | $2,693,000 | 2,579 |
| Pre-tax net operating income | $-4,760,000 | 7,163 |
| Securities gains (losses) | $-590,000 | 7,620 |
| Applicable income taxes | $-2,144,000 | 7,536 |
| Income before extraordinary items | $-3,206,000 | 7,034 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,206,000 | 7,032 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,206,000 | 7,033 |
| Net charge-offs | $5,849,000 | 1,019 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,828,400 | 6,967 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,318,000 | 2,103 |
| Total interest expense | $4,302,000 | 2,080 |
| Net interest income | $8,016,000 | 2,054 |
| Provision for loan and lease losses | $4,805,000 | 1,079 |
| Total noninterest income | $-8,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $352,000 | 3,033 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-360,000 | 7,929 |
| Total noninterest expense | $5,280,000 | 2,786 |
| Salaries and employee benefits | $2,776,000 | 2,658 |
| Premises and equipment expense | $643,000 | 2,973 |
| Additional noninterest expense | $1,861,000 | 2,721 |
| Pre-tax net operating income | $-2,077,000 | 7,067 |
| Securities gains (losses) | $297,000 | 1,002 |
| Applicable income taxes | $-928,000 | 7,538 |
| Income before extraordinary items | $-852,000 | 6,658 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-852,000 | 6,660 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-852,000 | 6,660 |
| Net charge-offs | $2,942,000 | 1,193 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,042,080 | 6,767 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,107,000 | 2,166 |
| Total interest expense | $3,006,000 | 2,091 |
| Net interest income | $5,101,000 | 2,142 |
| Provision for loan and lease losses | $483,000 | 3,015 |
| Total noninterest income | $618,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $223,000 | 3,112 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $395,000 | 2,578 |
| Total noninterest expense | $3,476,000 | 2,844 |
| Salaries and employee benefits | $1,838,000 | 2,708 |
| Premises and equipment expense | $436,000 | 2,970 |
| Additional noninterest expense | $1,202,000 | 2,825 |
| Pre-tax net operating income | $1,760,000 | 1,306 |
| Securities gains (losses) | $209,000 | 992 |
| Applicable income taxes | $498,000 | 1,095 |
| Income before extraordinary items | $1,471,000 | 1,287 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,471,000 | 1,285 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,471,000 | 1,286 |
| Net charge-offs | $166,000 | 3,655 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,314,250 | 1,397 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 2,215 |
| Total interest expense | $1,585,000 | 2,073 |
| Net interest income | $2,399,000 | 2,278 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $174,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $106,000 | 3,154 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $68,000 | 4,284 |
| Total noninterest expense | $1,637,000 | 2,907 |
| Salaries and employee benefits | $916,000 | 2,759 |
| Premises and equipment expense | $227,000 | 2,915 |
| Additional noninterest expense | $494,000 | 3,034 |
| Pre-tax net operating income | $936,000 | 1,375 |
| Securities gains (losses) | $151,000 | 792 |
| Applicable income taxes | $434,000 | 768 |
| Income before extraordinary items | $653,000 | 1,648 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $653,000 | 1,649 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $653,000 | 1,650 |
| Net charge-offs | $205,000 | 2,111 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $556,360 | 1,820 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,374,000 | 2,073 |
| Total interest expense | $8,198,000 | 1,920 |
| Net interest income | $10,176,000 | 2,183 |
| Provision for loan and lease losses | $2,316,000 | 1,637 |
| Total noninterest income | $732,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $496,000 | 3,029 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $236,000 | 4,558 |
| Total noninterest expense | $6,044,000 | 3,056 |
| Salaries and employee benefits | $3,557,000 | 2,781 |
| Premises and equipment expense | $1,000,000 | 2,625 |
| Additional noninterest expense | $1,487,000 | 3,636 |
| Pre-tax net operating income | $2,548,000 | 2,055 |
| Securities gains (losses) | $46,000 | 1,666 |
| Applicable income taxes | $811,000 | 1,387 |
| Income before extraordinary items | $1,783,000 | 2,211 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,783,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $494,000 | 2,816 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,751,260 | 2,371 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,056,000 | 2,085 |
| Total interest expense | $6,294,000 | 1,960 |
| Net interest income | $7,762,000 | 2,163 |
| Provision for loan and lease losses | $816,000 | 2,072 |
| Total noninterest income | $588,000 | 4,002 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $365,000 | 3,097 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $223,000 | 4,220 |
| Total noninterest expense | $4,623,000 | 2,973 |
| Salaries and employee benefits | $2,751,000 | 2,730 |
| Premises and equipment expense | $769,000 | 2,582 |
| Additional noninterest expense | $1,103,000 | 3,602 |
| Pre-tax net operating income | $2,911,000 | 1,674 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $947,000 | 1,204 |
| Income before extraordinary items | $1,967,000 | 1,806 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,967,000 | 1,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 2,025 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,964,960 | 1,902 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,493,000 | 2,083 |
| Total interest expense | $4,265,000 | 2,025 |
| Net interest income | $5,228,000 | 2,119 |
| Provision for loan and lease losses | $147,000 | 3,702 |
| Total noninterest income | $391,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $229,000 | 3,210 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $162,000 | 4,175 |
| Total noninterest expense | $3,077,000 | 2,987 |
| Salaries and employee benefits | $1,846,000 | 2,750 |
| Premises and equipment expense | $523,000 | 2,537 |
| Additional noninterest expense | $708,000 | 3,695 |
| Pre-tax net operating income | $2,395,000 | 1,439 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $743,000 | 1,177 |
| Income before extraordinary items | $1,654,000 | 1,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,654,000 | 1,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,325 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,652,620 | 1,609 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,904,000 | 2,079 |
| Total interest expense | $2,189,000 | 2,087 |
| Net interest income | $2,715,000 | 2,055 |
| Provision for loan and lease losses | $46,000 | 3,892 |
| Total noninterest income | $176,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $90,000 | 3,657 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $86,000 | 4,060 |
| Total noninterest expense | $1,537,000 | 2,986 |
| Salaries and employee benefits | $926,000 | 2,755 |
| Premises and equipment expense | $256,000 | 2,617 |
| Additional noninterest expense | $355,000 | 3,633 |
| Pre-tax net operating income | $1,308,000 | 1,429 |
| Securities gains (losses) | $-1,000 | 8,175 |
| Applicable income taxes | $429,000 | 1,138 |
| Income before extraordinary items | $878,000 | 1,690 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $878,000 | 1,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,750 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $878,670 | 1,631 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,932,000 | 2,098 |
| Total interest expense | $8,720,000 | 2,165 |
| Net interest income | $11,212,000 | 2,031 |
| Provision for loan and lease losses | $304,000 | 3,162 |
| Total noninterest income | $825,000 | 3,958 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $460,000 | 3,237 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $365,000 | 3,911 |
| Total noninterest expense | $6,304,000 | 2,837 |
| Salaries and employee benefits | $3,665,000 | 2,687 |
| Premises and equipment expense | $1,031,000 | 2,499 |
| Additional noninterest expense | $1,608,000 | 3,228 |
| Pre-tax net operating income | $5,429,000 | 1,538 |
| Securities gains (losses) | $-33,000 | 7,902 |
| Applicable income taxes | $1,732,000 | 1,268 |
| Income before extraordinary items | $3,664,000 | 1,723 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,664,000 | 1,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $482,000 | 1,740 |
| Cash dividends | $800,000 | 2,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,686,440 | 1,704 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,998,000 | 2,099 |
| Total interest expense | $6,541,000 | 2,162 |
| Net interest income | $8,457,000 | 2,027 |
| Provision for loan and lease losses | $273,000 | 2,441 |
| Total noninterest income | $633,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $350,000 | 3,181 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $283,000 | 3,845 |
| Total noninterest expense | $4,700,000 | 2,826 |
| Salaries and employee benefits | $2,702,000 | 2,721 |
| Premises and equipment expense | $772,000 | 2,493 |
| Additional noninterest expense | $1,226,000 | 3,136 |
| Pre-tax net operating income | $4,117,000 | 1,629 |
| Securities gains (losses) | $-72,000 | 8,241 |
| Applicable income taxes | $1,255,000 | 1,401 |
| Income before extraordinary items | $2,790,000 | 1,808 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,790,000 | 1,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,101 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,839,680 | 1,763 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,943,000 | 2,123 |
| Total interest expense | $4,306,000 | 2,191 |
| Net interest income | $5,637,000 | 2,057 |
| Provision for loan and lease losses | $181,000 | 2,293 |
| Total noninterest income | $451,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $243,000 | 3,085 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $208,000 | 3,702 |
| Total noninterest expense | $3,177,000 | 2,816 |
| Salaries and employee benefits | $1,794,000 | 2,761 |
| Premises and equipment expense | $518,000 | 2,496 |
| Additional noninterest expense | $865,000 | 2,982 |
| Pre-tax net operating income | $2,730,000 | 1,681 |
| Securities gains (losses) | $-83,000 | 8,378 |
| Applicable income taxes | $766,000 | 1,541 |
| Income before extraordinary items | $1,881,000 | 1,845 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,881,000 | 1,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 723 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,939,930 | 1,771 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,744,000 | 2,197 |
| Total interest expense | $2,110,000 | 2,217 |
| Net interest income | $2,634,000 | 2,191 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $180,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $117,000 | 3,122 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $1,601,000 | 2,808 |
| Salaries and employee benefits | $882,000 | 2,834 |
| Premises and equipment expense | $269,000 | 2,422 |
| Additional noninterest expense | $450,000 | 2,855 |
| Pre-tax net operating income | $1,123,000 | 1,973 |
| Securities gains (losses) | $-84,000 | 8,537 |
| Applicable income taxes | $375,000 | 1,590 |
| Income before extraordinary items | $664,000 | 2,431 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $664,000 | 2,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,588 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $717,760 | 2,244 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,814,000 | 2,194 |
| Total interest expense | $7,833,000 | 2,082 |
| Net interest income | $9,981,000 | 2,295 |
| Provision for loan and lease losses | $365,000 | 2,431 |
| Total noninterest income | $1,031,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $514,000 | 2,993 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $517,000 | 3,275 |
| Total noninterest expense | $6,183,000 | 2,802 |
| Salaries and employee benefits | $3,416,000 | 2,793 |
| Premises and equipment expense | $1,108,000 | 2,244 |
| Additional noninterest expense | $1,659,000 | 3,028 |
| Pre-tax net operating income | $4,464,000 | 2,063 |
| Securities gains (losses) | $-19,000 | 7,524 |
| Applicable income taxes | $1,470,000 | 1,691 |
| Income before extraordinary items | $2,975,000 | 2,298 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,975,000 | 2,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,581 |
| Cash dividends | $800,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,987,730 | 2,269 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,072,000 | 2,230 |
| Total interest expense | $5,754,000 | 2,068 |
| Net interest income | $7,318,000 | 2,363 |
| Provision for loan and lease losses | $273,000 | 2,315 |
| Total noninterest income | $704,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $409,000 | 2,909 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $295,000 | 3,762 |
| Total noninterest expense | $4,565,000 | 2,837 |
| Salaries and employee benefits | $2,460,000 | 2,891 |
| Premises and equipment expense | $838,000 | 2,225 |
| Additional noninterest expense | $1,267,000 | 2,980 |
| Pre-tax net operating income | $3,184,000 | 2,219 |
| Securities gains (losses) | $-19,000 | 7,814 |
| Applicable income taxes | $1,157,000 | 1,686 |
| Income before extraordinary items | $2,008,000 | 2,557 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,008,000 | 2,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,970 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,020,160 | 2,531 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,575,000 | 2,228 |
| Total interest expense | $3,690,000 | 2,034 |
| Net interest income | $4,885,000 | 2,371 |
| Provision for loan and lease losses | $181,000 | 2,258 |
| Total noninterest income | $492,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $287,000 | 2,756 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $205,000 | 3,696 |
| Total noninterest expense | $2,981,000 | 2,892 |
| Salaries and employee benefits | $1,589,000 | 2,981 |
| Premises and equipment expense | $581,000 | 2,143 |
| Additional noninterest expense | $811,000 | 3,097 |
| Pre-tax net operating income | $2,215,000 | 2,144 |
| Securities gains (losses) | $31,000 | 528 |
| Applicable income taxes | $797,000 | 1,668 |
| Income before extraordinary items | $1,449,000 | 2,402 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,449,000 | 2,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,969 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,428,850 | 2,419 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 2,221 |
| Total interest expense | $1,749,000 | 2,036 |
| Net interest income | $2,469,000 | 2,352 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $226,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $145,000 | 2,667 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,122 |
| Total noninterest expense | $1,447,000 | 2,972 |
| Salaries and employee benefits | $744,000 | 3,171 |
| Premises and equipment expense | $275,000 | 2,270 |
| Additional noninterest expense | $428,000 | 2,937 |
| Pre-tax net operating income | $1,158,000 | 2,043 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $411,000 | 1,622 |
| Income before extraordinary items | $747,000 | 2,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $747,000 | 2,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,117 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $747,000 | 2,313 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,706,000 | 2,121 |
| Total interest expense | $5,660,000 | 1,986 |
| Net interest income | $10,046,000 | 2,204 |
| Provision for loan and lease losses | $365,000 | 2,427 |
| Total noninterest income | $736,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $510,000 | 3,014 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $226,000 | 4,929 |
| Total noninterest expense | $5,278,000 | 3,092 |
| Salaries and employee benefits | $2,799,000 | 3,157 |
| Premises and equipment expense | $1,047,000 | 2,274 |
| Additional noninterest expense | $1,432,000 | 3,348 |
| Pre-tax net operating income | $5,139,000 | 1,820 |
| Securities gains (losses) | $18,000 | 1,287 |
| Applicable income taxes | $1,797,000 | 1,483 |
| Income before extraordinary items | $3,360,000 | 2,042 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,360,000 | 2,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $543,000 | 1,096 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,348,300 | 2,023 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,568,000 | 2,109 |
| Total interest expense | $4,037,000 | 1,979 |
| Net interest income | $7,531,000 | 2,184 |
| Provision for loan and lease losses | $273,000 | 2,368 |
| Total noninterest income | $544,000 | 4,303 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $381,000 | 3,022 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 5,033 |
| Total noninterest expense | $3,938,000 | 3,075 |
| Salaries and employee benefits | $2,022,000 | 3,242 |
| Premises and equipment expense | $790,000 | 2,247 |
| Additional noninterest expense | $1,126,000 | 3,193 |
| Pre-tax net operating income | $3,864,000 | 1,822 |
| Securities gains (losses) | $33,000 | 1,024 |
| Applicable income taxes | $1,311,000 | 1,538 |
| Income before extraordinary items | $2,586,000 | 2,001 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,586,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,320 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,564,220 | 1,982 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,582,000 | 2,074 |
| Total interest expense | $2,573,000 | 1,942 |
| Net interest income | $5,009,000 | 2,164 |
| Provision for loan and lease losses | $181,000 | 2,297 |
| Total noninterest income | $359,000 | 4,309 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $239,000 | 3,102 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $120,000 | 4,809 |
| Total noninterest expense | $2,586,000 | 3,093 |
| Salaries and employee benefits | $1,343,000 | 3,232 |
| Premises and equipment expense | $510,000 | 2,288 |
| Additional noninterest expense | $733,000 | 3,231 |
| Pre-tax net operating income | $2,601,000 | 1,771 |
| Securities gains (losses) | $27,000 | 1,002 |
| Applicable income taxes | $880,000 | 1,504 |
| Income before extraordinary items | $1,748,000 | 1,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,748,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,800 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,729,910 | 1,929 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 2,049 |
| Total interest expense | $1,237,000 | 1,911 |
| Net interest income | $2,540,000 | 2,129 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $194,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $124,000 | 2,965 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,462 |
| Total noninterest expense | $1,252,000 | 3,198 |
| Salaries and employee benefits | $658,000 | 3,289 |
| Premises and equipment expense | $267,000 | 2,224 |
| Additional noninterest expense | $327,000 | 3,548 |
| Pre-tax net operating income | $1,392,000 | 1,635 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $455,000 | 1,453 |
| Income before extraordinary items | $935,000 | 1,813 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $935,000 | 1,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 805 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $936,340 | 1,764 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,279,000 | 1,981 |
| Total interest expense | $4,354,000 | 1,870 |
| Net interest income | $9,925,000 | 2,044 |
| Provision for loan and lease losses | $521,000 | 1,898 |
| Total noninterest income | $729,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $494,000 | 3,171 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $235,000 | 4,759 |
| Total noninterest expense | $4,943,000 | 3,152 |
| Salaries and employee benefits | $2,595,000 | 3,246 |
| Premises and equipment expense | $973,000 | 2,346 |
| Additional noninterest expense | $1,375,000 | 3,353 |
| Pre-tax net operating income | $5,190,000 | 1,641 |
| Securities gains (losses) | $110,000 | 1,177 |
| Applicable income taxes | $1,665,000 | 1,484 |
| Income before extraordinary items | $3,635,000 | 1,750 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,635,000 | 1,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 1,211 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,559,100 | 1,737 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,464,000 | 2,002 |
| Total interest expense | $3,219,000 | 1,865 |
| Net interest income | $7,245,000 | 2,089 |
| Provision for loan and lease losses | $230,000 | 2,721 |
| Total noninterest income | $522,000 | 4,414 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $367,000 | 3,212 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $155,000 | 5,055 |
| Total noninterest expense | $3,599,000 | 3,221 |
| Salaries and employee benefits | $1,904,000 | 3,284 |
| Premises and equipment expense | $665,000 | 2,547 |
| Additional noninterest expense | $1,030,000 | 3,341 |
| Pre-tax net operating income | $3,938,000 | 1,637 |
| Securities gains (losses) | $111,000 | 1,103 |
| Applicable income taxes | $1,284,000 | 1,458 |
| Income before extraordinary items | $2,765,000 | 1,749 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,765,000 | 1,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,888 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,689,520 | 1,736 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,743,000 | 2,064 |
| Total interest expense | $2,139,000 | 1,851 |
| Net interest income | $4,604,000 | 2,174 |
| Provision for loan and lease losses | $140,000 | 2,884 |
| Total noninterest income | $353,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $240,000 | 3,231 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $113,000 | 4,921 |
| Total noninterest expense | $2,370,000 | 3,259 |
| Salaries and employee benefits | $1,284,000 | 3,256 |
| Premises and equipment expense | $424,000 | 2,647 |
| Additional noninterest expense | $662,000 | 3,451 |
| Pre-tax net operating income | $2,447,000 | 1,722 |
| Securities gains (losses) | $95,000 | 1,065 |
| Applicable income taxes | $786,000 | 1,549 |
| Income before extraordinary items | $1,756,000 | 1,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,756,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,418 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,690,450 | 1,813 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 2,090 |
| Total interest expense | $1,077,000 | 1,856 |
| Net interest income | $2,271,000 | 2,205 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $177,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $117,000 | 3,205 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $60,000 | 4,738 |
| Total noninterest expense | $1,176,000 | 3,285 |
| Salaries and employee benefits | $656,000 | 3,199 |
| Premises and equipment expense | $199,000 | 2,824 |
| Additional noninterest expense | $321,000 | 3,540 |
| Pre-tax net operating income | $1,222,000 | 1,686 |
| Securities gains (losses) | $95,000 | 832 |
| Applicable income taxes | $406,000 | 1,526 |
| Income before extraordinary items | $911,000 | 1,721 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $911,000 | 1,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,833 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $845,450 | 1,766 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,027,000 | 2,190 |
| Total interest expense | $4,543,000 | 1,970 |
| Net interest income | $8,484,000 | 2,287 |
| Provision for loan and lease losses | $570,000 | 1,962 |
| Total noninterest income | $653,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $464,000 | 3,296 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $189,000 | 5,397 |
| Total noninterest expense | $5,006,000 | 3,046 |
| Salaries and employee benefits | $2,693,000 | 3,059 |
| Premises and equipment expense | $961,000 | 2,342 |
| Additional noninterest expense | $1,352,000 | 3,377 |
| Pre-tax net operating income | $3,561,000 | 2,188 |
| Securities gains (losses) | $168,000 | 1,457 |
| Applicable income taxes | $1,052,000 | 2,108 |
| Income before extraordinary items | $2,677,000 | 2,249 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,677,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 1,493 |
| Cash dividends | $800,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,556,040 | 2,222 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,681,000 | 2,250 |
| Total interest expense | $3,455,000 | 2,017 |
| Net interest income | $6,226,000 | 2,347 |
| Provision for loan and lease losses | $370,000 | 2,151 |
| Total noninterest income | $492,000 | 4,784 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $345,000 | 3,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 5,381 |
| Total noninterest expense | $3,500,000 | 3,233 |
| Salaries and employee benefits | $1,958,000 | 3,159 |
| Premises and equipment expense | $536,000 | 3,035 |
| Additional noninterest expense | $1,006,000 | 3,381 |
| Pre-tax net operating income | $2,848,000 | 2,127 |
| Securities gains (losses) | $166,000 | 1,349 |
| Applicable income taxes | $869,000 | 2,074 |
| Income before extraordinary items | $2,145,000 | 2,186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,145,000 | 2,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 1,334 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,027,140 | 2,189 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,429,000 | 2,280 |
| Total interest expense | $2,342,000 | 2,047 |
| Net interest income | $4,087,000 | 2,377 |
| Provision for loan and lease losses | $220,000 | 2,344 |
| Total noninterest income | $328,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $222,000 | 3,369 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $106,000 | 5,230 |
| Total noninterest expense | $2,335,000 | 3,239 |
| Salaries and employee benefits | $1,314,000 | 3,123 |
| Premises and equipment expense | $348,000 | 3,091 |
| Additional noninterest expense | $673,000 | 3,356 |
| Pre-tax net operating income | $1,860,000 | 2,166 |
| Securities gains (losses) | $166,000 | 1,164 |
| Applicable income taxes | $585,000 | 2,092 |
| Income before extraordinary items | $1,441,000 | 2,182 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,441,000 | 2,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,113 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,323,140 | 2,222 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 2,322 |
| Total interest expense | $1,201,000 | 2,050 |
| Net interest income | $1,982,000 | 2,448 |
| Provision for loan and lease losses | $110,000 | 2,202 |
| Total noninterest income | $170,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $108,000 | 3,351 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $1,198,000 | 3,156 |
| Salaries and employee benefits | $662,000 | 3,101 |
| Premises and equipment expense | $176,000 | 3,069 |
| Additional noninterest expense | $360,000 | 3,121 |
| Pre-tax net operating income | $844,000 | 2,365 |
| Securities gains (losses) | $162,000 | 746 |
| Applicable income taxes | $289,000 | 2,111 |
| Income before extraordinary items | $717,000 | 2,156 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $717,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 944 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $601,980 | 2,404 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,744,000 | 2,234 |
| Total interest expense | $5,437,000 | 2,066 |
| Net interest income | $8,307,000 | 2,332 |
| Provision for loan and lease losses | $765,000 | 1,700 |
| Total noninterest income | $693,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $415,000 | 3,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 4,420 |
| Total noninterest expense | $4,949,000 | 2,952 |
| Salaries and employee benefits | $2,820,000 | 2,790 |
| Premises and equipment expense | $791,000 | 2,716 |
| Additional noninterest expense | $1,338,000 | 3,278 |
| Pre-tax net operating income | $3,286,000 | 2,322 |
| Securities gains (losses) | $139,000 | 1,444 |
| Applicable income taxes | $897,000 | 2,395 |
| Income before extraordinary items | $2,528,000 | 2,327 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,528,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,556 |
| Cash dividends | $800,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,425,140 | 2,337 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,277,000 | 2,231 |
| Total interest expense | $7,666,000 | 2,097 |
| Net interest income | $7,611,000 | 2,354 |
| Provision for loan and lease losses | $970,000 | 1,280 |
| Total noninterest income | $702,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $395,000 | 3,435 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $307,000 | 4,073 |
| Total noninterest expense | $4,702,000 | 2,971 |
| Salaries and employee benefits | $2,678,000 | 2,782 |
| Premises and equipment expense | $866,000 | 2,445 |
| Additional noninterest expense | $1,158,000 | 3,613 |
| Pre-tax net operating income | $2,641,000 | 2,556 |
| Securities gains (losses) | $582,000 | 564 |
| Applicable income taxes | $847,000 | 2,330 |
| Income before extraordinary items | $2,376,000 | 2,187 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,376,000 | 2,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $653,000 | 1,277 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,945,320 | 2,521 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,102,000 | 2,454 |
| Total interest expense | $6,881,000 | 2,447 |
| Net interest income | $7,221,000 | 2,459 |
| Provision for loan and lease losses | $160,000 | 4,252 |
| Total noninterest income | $632,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $405,000 | 3,208 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $227,000 | 4,505 |
| Total noninterest expense | $4,197,000 | 3,201 |
| Salaries and employee benefits | $2,461,000 | 2,866 |
| Premises and equipment expense | $664,000 | 3,009 |
| Additional noninterest expense | $1,072,000 | 3,776 |
| Pre-tax net operating income | $3,496,000 | 2,088 |
| Securities gains (losses) | $-18,000 | 8,681 |
| Applicable income taxes | $1,022,000 | 2,084 |
| Income before extraordinary items | $2,456,000 | 2,114 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,456,000 | 2,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,115 |
| Cash dividends | $800,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,468,780 | 2,107 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,826,000 | 2,730 |
| Total interest expense | $5,536,000 | 2,675 |
| Net interest income | $6,290,000 | 2,797 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $704,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $409,000 | 3,165 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $295,000 | 4,055 |
| Total noninterest expense | $3,898,000 | 3,389 |
| Salaries and employee benefits | $2,255,000 | 3,084 |
| Premises and equipment expense | $667,000 | 2,983 |
| Additional noninterest expense | $976,000 | 4,097 |
| Pre-tax net operating income | $3,096,000 | 2,341 |
| Securities gains (losses) | $18,000 | 1,449 |
| Applicable income taxes | $922,000 | 2,341 |
| Income before extraordinary items | $2,192,000 | 2,377 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,192,000 | 2,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,808 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,179,400 | 2,363 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,083,000 | 2,910 |
| Total interest expense | $5,064,000 | 2,966 |
| Net interest income | $6,019,000 | 2,862 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $784,000 | 3,676 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $416,000 | 3,029 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $368,000 | 3,601 |
| Total noninterest expense | $3,627,000 | 3,504 |
| Salaries and employee benefits | $2,020,000 | 3,294 |
| Premises and equipment expense | $650,000 | 2,964 |
| Additional noninterest expense | $957,000 | 4,100 |
| Pre-tax net operating income | $3,176,000 | 2,250 |
| Securities gains (losses) | $21,000 | 2,394 |
| Applicable income taxes | $951,000 | 2,397 |
| Income before extraordinary items | $2,246,000 | 2,297 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,246,000 | 2,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,231,300 | 2,238 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,091,000 | 3,208 |
| Total interest expense | $4,418,000 | 3,345 |
| Net interest income | $5,673,000 | 3,076 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $634,000 | 4,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $421,000 | 3,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,817 |
| Total noninterest expense | $3,319,000 | 3,779 |
| Salaries and employee benefits | $1,883,000 | 3,486 |
| Premises and equipment expense | $463,000 | 3,953 |
| Additional noninterest expense | $973,000 | 4,010 |
| Pre-tax net operating income | $2,988,000 | 2,505 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $928,000 | 2,589 |
| Income before extraordinary items | $2,060,000 | 2,519 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,060,000 | 2,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 10,589 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,060,000 | 2,465 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,058,000 | 3,590 |
| Total interest expense | $3,820,000 | 3,876 |
| Net interest income | $5,238,000 | 3,390 |
| Provision for loan and lease losses | $-100,000 | 11,258 |
| Total noninterest income | $524,000 | 5,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,991 |
| Total noninterest expense | $3,038,000 | 4,270 |
| Salaries and employee benefits | $1,805,000 | 3,658 |
| Premises and equipment expense | $383,000 | 4,696 |
| Additional noninterest expense | $850,000 | 4,956 |
| Pre-tax net operating income | $2,824,000 | 2,490 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $895,000 | 2,590 |
| Income before extraordinary items | $1,929,000 | 2,532 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,929,000 | 2,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-170,000 | 11,314 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,929,000 | 2,487 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,361,000 | 3,862 |
| Total interest expense | $3,558,000 | 4,096 |
| Net interest income | $4,803,000 | 3,670 |
| Provision for loan and lease losses | $-200,000 | 11,809 |
| Total noninterest income | $702,000 | 4,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 3,558 |
| Total noninterest expense | $2,853,000 | 4,463 |
| Salaries and employee benefits | $1,709,000 | 3,809 |
| Premises and equipment expense | $333,000 | 5,214 |
| Additional noninterest expense | $811,000 | 5,198 |
| Pre-tax net operating income | $2,852,000 | 2,528 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $910,000 | 2,570 |
| Income before extraordinary items | $1,950,000 | 2,571 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,950,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,807 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,944,560 | 2,543 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,864,000 | 4,301 |
| Total interest expense | $2,276,000 | 5,022 |
| Net interest income | $4,588,000 | 3,852 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $882,000 | 3,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 2,878 |
| Total noninterest expense | $2,980,000 | 4,440 |
| Salaries and employee benefits | $1,551,000 | 4,163 |
| Premises and equipment expense | $407,000 | 4,522 |
| Additional noninterest expense | $1,022,000 | 4,633 |
| Pre-tax net operating income | $2,445,000 | 2,886 |
| Securities gains (losses) | $58,000 | 1,066 |
| Applicable income taxes | $816,000 | 2,720 |
| Income before extraordinary items | $1,687,000 | 2,866 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,687,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-140,000 | 12,326 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,648,140 | 2,947 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,946,000 | 4,991 |
| Total interest expense | $1,891,000 | 6,112 |
| Net interest income | $4,055,000 | 4,343 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $488,000 | 5,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,791 |
| Total noninterest expense | $2,956,000 | 4,577 |
| Salaries and employee benefits | $1,410,000 | 4,520 |
| Premises and equipment expense | $290,000 | 6,016 |
| Additional noninterest expense | $1,256,000 | 4,031 |
| Pre-tax net operating income | $1,407,000 | 4,584 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $446,000 | 4,614 |
| Income before extraordinary items | $976,000 | 4,784 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $976,000 | 4,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $965,650 | 4,574 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,574,000 | 5,831 |
| Total interest expense | $2,212,000 | 6,594 |
| Net interest income | $3,362,000 | 5,189 |
| Provision for loan and lease losses | $213,000 | 5,062 |
| Total noninterest income | $596,000 | 4,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,692 |
| Total noninterest expense | $2,475,000 | 5,361 |
| Salaries and employee benefits | $1,197,000 | 5,171 |
| Premises and equipment expense | $256,000 | 6,669 |
| Additional noninterest expense | $1,022,000 | 4,973 |
| Pre-tax net operating income | $1,270,000 | 4,695 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $370,000 | 5,088 |
| Income before extraordinary items | $922,000 | 4,847 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $922,000 | 4,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-158,000 | 13,816 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $906,380 | 4,586 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.