Home > Valley Merchants Bank > Net Loans and Leases
Valley Merchants Bank, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $38,110,000 | 6,004 |
| Loan loss allowance | $264,000 | 7,746 |
| Total loans and leases | $38,374,000 | 6,035 |
| Unearned income | $205,000 | 1,435 |
| Loans and leases, gross | $38,579,000 | 6,013 |
| All real estate loans | $32,425,000 | 4,945 |
| Real estate loans in domestic offices | $32,425,000 | 4,945 |
| Construction and development loans | $4,288,000 | 2,931 |
| Commercial RE | $22,927,000 | 2,382 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $503,000 | 4,119 |
| 1-4 family residential loans | $4,272,000 | 7,851 |
| Farmland loans | $435,000 | 5,400 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $4,713,000 | 5,522 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,441,000 | 8,096 |
| Credit card loans | $77,000 | 4,359 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,364,000 | 8,022 |
| All other loans & leases | $0 | 8,281 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $75,000 | 1,037 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $25,843,000 | 7,204 |
| Loan loss allowance | $240,000 | 8,073 |
| Total loans and leases | $26,083,000 | 7,216 |
| Unearned income | $95,000 | 2,576 |
| Loans and leases, gross | $26,178,000 | 7,211 |
| All real estate loans | $21,295,000 | 5,990 |
| Real estate loans in domestic offices | $21,295,000 | 5,989 |
| Construction and development loans | $3,239,000 | 3,142 |
| Commercial RE | $14,018,000 | 3,099 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $238,000 | 5,053 |
| 1-4 family residential loans | $3,482,000 | 8,315 |
| Farmland loans | $318,000 | 5,768 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $3,345,000 | 6,274 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,538,000 | 8,124 |
| Credit card loans | $63,000 | 4,697 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,475,000 | 8,043 |
| All other loans & leases | $0 | 8,514 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $116,000 | 995 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $20,935,000 | 8,123 |
| Loan loss allowance | $195,000 | 8,870 |
| Total loans and leases | $21,130,000 | 8,137 |
| Unearned income | $93,000 | 2,916 |
| Loans and leases, gross | $21,223,000 | 8,130 |
| All real estate loans | $16,856,000 | 6,816 |
| Real estate loans in domestic offices | $16,856,000 | 6,816 |
| Construction and development loans | $1,963,000 | 4,001 |
| Commercial RE | $11,464,000 | 3,490 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $248,000 | 5,244 |
| 1-4 family residential loans | $2,872,000 | 8,986 |
| Farmland loans | $309,000 | 6,048 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $3,340,000 | 6,322 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,027,000 | 9,328 |
| Credit card loans | $30,000 | 5,494 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $997,000 | 9,236 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $550,000 | 632 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $18,878,000 | 8,640 |
| Loan loss allowance | $144,000 | 9,960 |
| Total loans and leases | $19,022,000 | 8,667 |
| Unearned income | $76,000 | 4,565 |
| Loans and leases, gross | $19,022,000 | 8,670 |
| All real estate loans | $14,494,000 | 7,380 |
| Real estate loans in domestic offices | $14,494,000 | 7,380 |
| Construction and development loans | $1,068,000 | 5,269 |
| Commercial RE | $9,578,000 | 3,911 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $302,000 | 5,249 |
| 1-4 family residential loans | $3,010,000 | 9,278 |
| Farmland loans | $536,000 | 5,556 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $3,714,000 | 6,116 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $890,000 | 9,979 |
| Credit card loans | $27,000 | 5,867 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $863,000 | 9,865 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $508,000 | 718 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $15,923,000 | 9,376 |
| Loan loss allowance | $178,000 | 9,804 |
| Total loans and leases | $16,101,000 | 9,392 |
| Unearned income | $88,000 | 4,798 |
| Loans and leases, gross | $16,101,000 | 9,396 |
| All real estate loans | $12,382,000 | 7,970 |
| Real estate loans in domestic offices | $12,382,000 | 7,970 |
| Construction and development loans | $1,649,000 | 4,347 |
| Commercial RE | $6,455,000 | 4,897 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $401,000 | 4,965 |
| 1-4 family residential loans | $3,287,000 | 9,400 |
| Farmland loans | $590,000 | 5,463 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,000 | 7,589 |
| Commercial and industrial loans | $3,019,000 | 6,713 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $784,000 | 10,509 |
| Credit card loans | $32,000 | 5,881 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $752,000 | 10,427 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $303,000 | 958 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $16,903,000 | 9,401 |
| Loan loss allowance | $121,000 | 11,201 |
| Total loans and leases | $17,024,000 | 9,428 |
| Unearned income | $83,000 | 5,340 |
| Loans and leases, gross | $17,024,000 | 9,430 |
| All real estate loans | $14,502,000 | 7,620 |
| Real estate loans in domestic offices | $14,502,000 | 7,619 |
| Construction and development loans | $1,199,000 | 5,000 |
| Commercial RE | $9,828,000 | 3,830 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $489,000 | 4,839 |
| 1-4 family residential loans | $2,597,000 | 10,262 |
| Farmland loans | $389,000 | 6,242 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $7,000 | 7,909 |
| Commercial and industrial loans | $1,816,000 | 8,125 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $782,000 | 10,965 |
| Credit card loans | $35,000 | 5,974 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $747,000 | 10,885 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $322,000 | 959 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $14,122,000 | 10,270 |
| Loan loss allowance | $101,000 | 12,078 |
| Total loans and leases | $14,223,000 | 10,308 |
| Unearned income | $95,000 | 5,627 |
| Loans and leases, gross | $14,223,000 | 10,312 |
| All real estate loans | $11,308,000 | 8,568 |
| Real estate loans in domestic offices | $11,308,000 | 8,567 |
| Construction and development loans | $977,000 | 5,306 |
| Commercial RE | $6,932,000 | 4,758 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $196,000 | 6,399 |
| 1-4 family residential loans | $3,024,000 | 10,277 |
| Farmland loans | $179,000 | 7,428 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $2,207,000 | 7,706 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $803,000 | 11,383 |
| Credit card loans | $25,000 | 6,302 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $778,000 | 11,294 |
| All other loans & leases | $0 | 10,736 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $331,000 | 1,001 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $10,541,000 | 11,505 |
| Loan loss allowance | $71,000 | 13,094 |
| Total loans and leases | $10,612,000 | 11,550 |
| Unearned income | $63,000 | 6,875 |
| Loans and leases, gross | $10,612,000 | 11,552 |
| All real estate loans | $7,853,000 | 9,965 |
| Real estate loans in domestic offices | $7,853,000 | 9,965 |
| Construction and development loans | $803,000 | 5,603 |
| Commercial RE | $4,707,000 | 5,931 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $2,159,000 | 11,375 |
| Farmland loans | $184,000 | 7,469 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $1,927,000 | 8,344 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $895,000 | 11,687 |
| Credit card loans | $100,000 | 5,038 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $795,000 | 11,802 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $224,000 | 1,264 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |