Home > Valley Green Bank > Income and Expense
Valley Green Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $21,102,000 | 1,203 |
| Total interest expense | $2,126,000 | 1,376 |
| Net interest income | $18,976,000 | 1,190 |
| Provision for loan and lease losses | $771,000 | 1,050 |
| Total noninterest income | $604,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $416,000 | 2,606 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $188,000 | 4,605 |
| Total noninterest expense | $11,095,000 | 1,727 |
| Salaries and employee benefits | $6,097,000 | 1,697 |
| Premises and equipment expense | $1,156,000 | 1,985 |
| Additional noninterest expense | $3,842,000 | 1,619 |
| Pre-tax net operating income | $7,714,000 | 1,061 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $3,184,000 | 687 |
| Income before extraordinary items | $4,530,000 | 1,427 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,530,000 | 1,425 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,530,000 | 1,426 |
| Net charge-offs | $896,000 | 984 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $958,000 | 221 |
| Net operating income | $4,530,000 | 1,400 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $15,449,000 | 1,230 |
| Total interest expense | $1,552,000 | 1,437 |
| Net interest income | $13,897,000 | 1,219 |
| Provision for loan and lease losses | $601,000 | 982 |
| Total noninterest income | $444,000 | 4,053 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $306,000 | 2,676 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $138,000 | 4,679 |
| Total noninterest expense | $7,641,000 | 1,863 |
| Salaries and employee benefits | $4,493,000 | 1,728 |
| Premises and equipment expense | $862,000 | 2,014 |
| Additional noninterest expense | $2,286,000 | 2,002 |
| Pre-tax net operating income | $6,099,000 | 1,025 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,255,000 | 726 |
| Income before extraordinary items | $3,844,000 | 1,263 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,844,000 | 1,261 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,844,000 | 1,262 |
| Net charge-offs | $886,000 | 738 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $806,000 | 175 |
| Net operating income | $3,844,000 | 1,247 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,056,000 | 1,254 |
| Total interest expense | $993,000 | 1,518 |
| Net interest income | $9,063,000 | 1,232 |
| Provision for loan and lease losses | $498,000 | 860 |
| Total noninterest income | $290,000 | 4,090 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $204,000 | 2,662 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $86,000 | 4,759 |
| Total noninterest expense | $4,735,000 | 2,004 |
| Salaries and employee benefits | $3,037,000 | 1,692 |
| Premises and equipment expense | $580,000 | 2,010 |
| Additional noninterest expense | $1,118,000 | 2,640 |
| Pre-tax net operating income | $4,120,000 | 993 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,507,000 | 716 |
| Income before extraordinary items | $2,613,000 | 1,211 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,613,000 | 1,210 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,613,000 | 1,212 |
| Net charge-offs | $887,000 | 558 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $802,000 | 117 |
| Net operating income | $2,613,000 | 1,183 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 1,283 |
| Total interest expense | $474,000 | 1,608 |
| Net interest income | $4,457,000 | 1,255 |
| Provision for loan and lease losses | $35,000 | 2,513 |
| Total noninterest income | $152,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $98,000 | 2,708 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $54,000 | 4,450 |
| Total noninterest expense | $2,438,000 | 1,947 |
| Salaries and employee benefits | $1,525,000 | 1,705 |
| Premises and equipment expense | $292,000 | 2,028 |
| Additional noninterest expense | $621,000 | 2,408 |
| Pre-tax net operating income | $2,136,000 | 922 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $726,000 | 710 |
| Income before extraordinary items | $1,410,000 | 1,102 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,410,000 | 1,103 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,410,000 | 1,103 |
| Net charge-offs | $28,000 | 2,278 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $437,000 | 115 |
| Net operating income | $1,410,000 | 1,085 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,752,000 | 1,431 |
| Total interest expense | $1,830,000 | 1,845 |
| Net interest income | $15,922,000 | 1,362 |
| Provision for loan and lease losses | $701,000 | 1,468 |
| Total noninterest income | $748,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $337,000 | 3,156 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $411,000 | 3,632 |
| Total noninterest expense | $8,952,000 | 2,117 |
| Salaries and employee benefits | $5,453,000 | 1,873 |
| Premises and equipment expense | $999,000 | 2,256 |
| Additional noninterest expense | $2,500,000 | 2,464 |
| Pre-tax net operating income | $7,017,000 | 1,075 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $2,405,000 | 788 |
| Income before extraordinary items | $4,621,000 | 1,317 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,621,000 | 1,319 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,621,000 | 1,320 |
| Net charge-offs | $175,000 | 3,169 |
| Cash dividends | $37,000 | 4,206 |
| Sale, conversion, retirement of capital stock, net | $1,618,000 | 170 |
| Net operating income | $4,615,060 | 1,294 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,926,000 | 1,471 |
| Total interest expense | $1,349,000 | 1,937 |
| Net interest income | $11,577,000 | 1,395 |
| Provision for loan and lease losses | $763,000 | 1,098 |
| Total noninterest income | $634,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $250,000 | 3,183 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $384,000 | 3,381 |
| Total noninterest expense | $6,546,000 | 2,152 |
| Salaries and employee benefits | $4,019,000 | 1,912 |
| Premises and equipment expense | $729,000 | 2,324 |
| Additional noninterest expense | $1,798,000 | 2,546 |
| Pre-tax net operating income | $4,902,000 | 1,160 |
| Securities gains (losses) | $9,000 | 2,535 |
| Applicable income taxes | $1,686,000 | 855 |
| Income before extraordinary items | $3,225,000 | 1,407 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,225,000 | 1,409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,225,000 | 1,409 |
| Net charge-offs | $143,000 | 2,921 |
| Cash dividends | $37,000 | 3,621 |
| Sale, conversion, retirement of capital stock, net | $1,580,000 | 128 |
| Net operating income | $3,219,060 | 1,378 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,385,000 | 1,500 |
| Total interest expense | $886,000 | 1,969 |
| Net interest income | $7,499,000 | 1,430 |
| Provision for loan and lease losses | $461,000 | 1,234 |
| Total noninterest income | $307,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $161,000 | 3,227 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $146,000 | 4,244 |
| Total noninterest expense | $4,294,000 | 2,190 |
| Salaries and employee benefits | $2,658,000 | 1,935 |
| Premises and equipment expense | $450,000 | 2,485 |
| Additional noninterest expense | $1,186,000 | 2,569 |
| Pre-tax net operating income | $3,051,000 | 1,214 |
| Securities gains (losses) | $9,000 | 2,315 |
| Applicable income taxes | $1,049,000 | 902 |
| Income before extraordinary items | $2,011,000 | 1,493 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,011,000 | 1,496 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,011,000 | 1,498 |
| Net charge-offs | $98,000 | 2,777 |
| Cash dividends | $26,000 | 3,422 |
| Sale, conversion, retirement of capital stock, net | $3,090,000 | 59 |
| Net operating income | $2,005,060 | 1,441 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,075,000 | 1,554 |
| Total interest expense | $450,000 | 1,989 |
| Net interest income | $3,625,000 | 1,488 |
| Provision for loan and lease losses | $241,000 | 1,182 |
| Total noninterest income | $154,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $83,000 | 3,174 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $71,000 | 4,261 |
| Total noninterest expense | $2,105,000 | 2,259 |
| Salaries and employee benefits | $1,305,000 | 1,987 |
| Premises and equipment expense | $218,000 | 2,593 |
| Additional noninterest expense | $582,000 | 2,615 |
| Pre-tax net operating income | $1,433,000 | 1,271 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $488,000 | 944 |
| Income before extraordinary items | $945,000 | 1,562 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $945,000 | 1,565 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $945,000 | 1,564 |
| Net charge-offs | $99,000 | 1,902 |
| Cash dividends | $13,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $2,961,000 | 26 |
| Net operating income | $945,000 | 1,507 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,370,000 | 1,835 |
| Total interest expense | $1,784,000 | 2,364 |
| Net interest income | $12,586,000 | 1,748 |
| Provision for loan and lease losses | $1,528,000 | 1,302 |
| Total noninterest income | $629,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $299,000 | 3,491 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $330,000 | 3,914 |
| Total noninterest expense | $7,409,000 | 2,537 |
| Salaries and employee benefits | $4,313,000 | 2,285 |
| Premises and equipment expense | $801,000 | 2,749 |
| Additional noninterest expense | $2,295,000 | 2,761 |
| Pre-tax net operating income | $4,278,000 | 1,572 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,270,000 | 1,236 |
| Income before extraordinary items | $3,008,000 | 1,858 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,008,000 | 1,856 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,008,000 | 1,858 |
| Net charge-offs | $1,010,000 | 1,803 |
| Cash dividends | $50,000 | 4,180 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 400 |
| Net operating income | $3,008,000 | 1,756 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,463,000 | 1,913 |
| Total interest expense | $1,317,000 | 2,494 |
| Net interest income | $9,146,000 | 1,822 |
| Provision for loan and lease losses | $1,050,000 | 1,390 |
| Total noninterest income | $445,000 | 4,235 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $216,000 | 3,598 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $229,000 | 4,060 |
| Total noninterest expense | $5,510,000 | 2,564 |
| Salaries and employee benefits | $3,434,000 | 2,168 |
| Premises and equipment expense | $587,000 | 2,825 |
| Additional noninterest expense | $1,489,000 | 3,136 |
| Pre-tax net operating income | $3,031,000 | 1,681 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $851,000 | 1,385 |
| Income before extraordinary items | $2,181,000 | 1,950 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,181,000 | 1,949 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,181,000 | 1,951 |
| Net charge-offs | $655,000 | 1,892 |
| Cash dividends | $38,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 384 |
| Net operating income | $2,180,280 | 1,836 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,819,000 | 1,971 |
| Total interest expense | $868,000 | 2,614 |
| Net interest income | $5,951,000 | 1,863 |
| Provision for loan and lease losses | $881,000 | 1,212 |
| Total noninterest income | $283,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $148,000 | 3,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 4,232 |
| Total noninterest expense | $3,658,000 | 2,577 |
| Salaries and employee benefits | $2,138,000 | 2,315 |
| Premises and equipment expense | $390,000 | 2,830 |
| Additional noninterest expense | $1,130,000 | 2,829 |
| Pre-tax net operating income | $1,695,000 | 1,931 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $393,000 | 1,730 |
| Income before extraordinary items | $1,303,000 | 2,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,303,000 | 2,126 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,303,000 | 2,127 |
| Net charge-offs | $650,000 | 1,524 |
| Cash dividends | $24,000 | 3,467 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 387 |
| Net operating income | $1,302,230 | 2,014 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 2,014 |
| Total interest expense | $431,000 | 2,702 |
| Net interest income | $2,913,000 | 1,905 |
| Provision for loan and lease losses | $437,000 | 1,196 |
| Total noninterest income | $129,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $73,000 | 3,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 4,542 |
| Total noninterest expense | $1,780,000 | 2,630 |
| Salaries and employee benefits | $1,087,000 | 2,290 |
| Premises and equipment expense | $194,000 | 2,849 |
| Additional noninterest expense | $499,000 | 3,100 |
| Pre-tax net operating income | $825,000 | 1,979 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $215,000 | 1,647 |
| Income before extraordinary items | $610,000 | 2,221 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $610,000 | 2,223 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $610,000 | 2,224 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $12,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 335 |
| Net operating income | $610,000 | 2,115 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,919,000 | 2,555 |
| Total interest expense | $1,663,000 | 3,175 |
| Net interest income | $9,256,000 | 2,371 |
| Provision for loan and lease losses | $913,000 | 2,545 |
| Total noninterest income | $391,000 | 4,814 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $277,000 | 3,761 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $114,000 | 5,182 |
| Total noninterest expense | $7,017,000 | 2,666 |
| Salaries and employee benefits | $4,045,000 | 2,375 |
| Premises and equipment expense | $740,000 | 3,072 |
| Additional noninterest expense | $2,232,000 | 2,826 |
| Pre-tax net operating income | $1,717,000 | 2,788 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,717,000 | 2,525 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,717,000 | 2,525 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,717,000 | 2,526 |
| Net charge-offs | $741,000 | 2,726 |
| Cash dividends | $20,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $5,162,000 | 129 |
| Net operating income | $1,717,000 | 2,449 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,816,000 | 2,698 |
| Total interest expense | $1,201,000 | 3,410 |
| Net interest income | $6,615,000 | 2,499 |
| Provision for loan and lease losses | $665,000 | 2,515 |
| Total noninterest income | $365,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $212,000 | 3,737 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $153,000 | 4,493 |
| Total noninterest expense | $5,196,000 | 2,698 |
| Salaries and employee benefits | $3,174,000 | 2,277 |
| Premises and equipment expense | $551,000 | 3,119 |
| Additional noninterest expense | $1,471,000 | 3,207 |
| Pre-tax net operating income | $1,119,000 | 3,112 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,119,000 | 2,841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,119,000 | 2,844 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,119,000 | 2,844 |
| Net charge-offs | $514,000 | 2,633 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $5,100,000 | 109 |
| Net operating income | $1,119,000 | 2,746 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 2,828 |
| Total interest expense | $753,000 | 3,643 |
| Net interest income | $4,203,000 | 2,625 |
| Provision for loan and lease losses | $429,000 | 2,511 |
| Total noninterest income | $230,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $123,000 | 3,990 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 4,444 |
| Total noninterest expense | $3,412,000 | 2,744 |
| Salaries and employee benefits | $2,091,000 | 2,317 |
| Premises and equipment expense | $357,000 | 3,210 |
| Additional noninterest expense | $964,000 | 3,298 |
| Pre-tax net operating income | $592,000 | 3,496 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $592,000 | 3,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $592,000 | 3,215 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $592,000 | 3,216 |
| Net charge-offs | $483,000 | 2,186 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 526 |
| Net operating income | $592,000 | 3,127 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 2,958 |
| Total interest expense | $385,000 | 3,689 |
| Net interest income | $1,992,000 | 2,742 |
| Provision for loan and lease losses | $155,000 | 2,715 |
| Total noninterest income | $129,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $60,000 | 4,009 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,155 |
| Total noninterest expense | $1,663,000 | 2,819 |
| Salaries and employee benefits | $1,033,000 | 2,367 |
| Premises and equipment expense | $171,000 | 3,368 |
| Additional noninterest expense | $459,000 | 3,395 |
| Pre-tax net operating income | $303,000 | 3,506 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $303,000 | 3,215 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $303,000 | 3,211 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $303,000 | 3,214 |
| Net charge-offs | $388,000 | 1,547 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 333 |
| Net operating income | $303,000 | 3,153 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,322,000 | 3,795 |
| Total interest expense | $1,471,000 | 4,315 |
| Net interest income | $5,851,000 | 3,539 |
| Provision for loan and lease losses | $781,000 | 3,426 |
| Total noninterest income | $443,000 | 4,783 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $254,000 | 3,974 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $189,000 | 4,672 |
| Total noninterest expense | $5,948,000 | 3,131 |
| Salaries and employee benefits | $3,489,000 | 2,743 |
| Premises and equipment expense | $623,000 | 3,625 |
| Additional noninterest expense | $1,836,000 | 3,494 |
| Pre-tax net operating income | $-435,000 | 6,220 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-750,000 | 7,257 |
| Income before extraordinary items | $315,000 | 4,891 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $315,000 | 4,894 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $315,000 | 4,894 |
| Net charge-offs | $30,000 | 6,199 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $5,847,000 | 126 |
| Net operating income | $315,000 | 4,744 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 4,065 |
| Total interest expense | $1,018,000 | 4,650 |
| Net interest income | $4,071,000 | 3,793 |
| Provision for loan and lease losses | $485,000 | 3,589 |
| Total noninterest income | $319,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $193,000 | 4,021 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $126,000 | 4,908 |
| Total noninterest expense | $4,262,000 | 3,253 |
| Salaries and employee benefits | $2,422,000 | 2,939 |
| Premises and equipment expense | $465,000 | 3,691 |
| Additional noninterest expense | $1,375,000 | 3,465 |
| Pre-tax net operating income | $-357,000 | 6,441 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-357,000 | 6,580 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-357,000 | 6,580 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-357,000 | 6,580 |
| Net charge-offs | $30,000 | 5,825 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $3,611,000 | 142 |
| Net operating income | $-357,000 | 6,502 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 4,333 |
| Total interest expense | $629,000 | 4,957 |
| Net interest income | $2,490,000 | 4,028 |
| Provision for loan and lease losses | $337,000 | 3,449 |
| Total noninterest income | $203,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $127,000 | 4,034 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $76,000 | 5,043 |
| Total noninterest expense | $2,774,000 | 3,313 |
| Salaries and employee benefits | $1,512,000 | 3,130 |
| Premises and equipment expense | $306,000 | 3,743 |
| Additional noninterest expense | $956,000 | 3,321 |
| Pre-tax net operating income | $-418,000 | 6,683 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-418,000 | 6,801 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-418,000 | 6,803 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-418,000 | 6,802 |
| Net charge-offs | $30,000 | 5,269 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $2,848,000 | 123 |
| Net operating income | $-418,000 | 6,755 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 4,640 |
| Total interest expense | $320,000 | 5,034 |
| Net interest income | $1,106,000 | 4,375 |
| Provision for loan and lease losses | $173,000 | 3,193 |
| Total noninterest income | $100,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $62,000 | 4,062 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $38,000 | 5,122 |
| Total noninterest expense | $1,354,000 | 3,426 |
| Salaries and employee benefits | $776,000 | 3,088 |
| Premises and equipment expense | $150,000 | 3,885 |
| Additional noninterest expense | $428,000 | 3,641 |
| Pre-tax net operating income | $-321,000 | 6,993 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-321,000 | 7,101 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-321,000 | 7,102 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-321,000 | 7,101 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $553,000 | 149 |
| Net operating income | $-321,000 | 7,059 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,836,000 | 5,216 |
| Total interest expense | $1,471,000 | 5,204 |
| Net interest income | $3,365,000 | 5,066 |
| Provision for loan and lease losses | $-206,000 | 7,998 |
| Total noninterest income | $368,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $208,000 | 4,582 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $160,000 | 4,987 |
| Total noninterest expense | $3,890,000 | 4,423 |
| Salaries and employee benefits | $2,118,000 | 4,180 |
| Premises and equipment expense | $516,000 | 4,293 |
| Additional noninterest expense | $1,256,000 | 4,613 |
| Pre-tax net operating income | $49,000 | 5,252 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $49,000 | 5,353 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $49,000 | 5,352 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $49,000 | 5,352 |
| Net charge-offs | $115,000 | 5,568 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 1,148 |
| Net operating income | $49,000 | 5,292 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 5,392 |
| Total interest expense | $1,097,000 | 5,349 |
| Net interest income | $2,403,000 | 5,221 |
| Provision for loan and lease losses | $-241,000 | 8,088 |
| Total noninterest income | $273,000 | 5,367 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $151,000 | 4,667 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $122,000 | 5,097 |
| Total noninterest expense | $2,822,000 | 4,523 |
| Salaries and employee benefits | $1,557,000 | 4,269 |
| Premises and equipment expense | $380,000 | 4,385 |
| Additional noninterest expense | $885,000 | 4,768 |
| Pre-tax net operating income | $95,000 | 5,308 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $95,000 | 5,337 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $95,000 | 5,336 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $95,000 | 5,336 |
| Net charge-offs | $15,000 | 6,364 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $95,000 | 5,273 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 5,493 |
| Total interest expense | $706,000 | 5,549 |
| Net interest income | $1,582,000 | 5,256 |
| Provision for loan and lease losses | $-40,000 | 8,159 |
| Total noninterest income | $171,000 | 5,497 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $78,000 | 5,109 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $93,000 | 4,923 |
| Total noninterest expense | $1,850,000 | 4,604 |
| Salaries and employee benefits | $1,040,000 | 4,318 |
| Premises and equipment expense | $255,000 | 4,406 |
| Additional noninterest expense | $555,000 | 4,955 |
| Pre-tax net operating income | $-57,000 | 5,987 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-57,000 | 6,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-57,000 | 6,089 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-57,000 | 6,089 |
| Net charge-offs | $-40,000 | 8,077 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-57,000 | 6,039 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 5,638 |
| Total interest expense | $351,000 | 5,676 |
| Net interest income | $751,000 | 5,399 |
| Provision for loan and lease losses | $-40,000 | 8,205 |
| Total noninterest income | $74,000 | 5,725 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $36,000 | 5,210 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $38,000 | 5,265 |
| Total noninterest expense | $882,000 | 4,674 |
| Salaries and employee benefits | $530,000 | 4,280 |
| Premises and equipment expense | $127,000 | 4,475 |
| Additional noninterest expense | $225,000 | 5,263 |
| Pre-tax net operating income | $-17,000 | 6,346 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-17,000 | 6,495 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-17,000 | 6,496 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-17,000 | 6,496 |
| Net charge-offs | $-40,000 | 8,109 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-17,000 | 6,370 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 6,066 |
| Total interest expense | $1,304,000 | 6,256 |
| Net interest income | $2,584,000 | 5,827 |
| Provision for loan and lease losses | $965,000 | 2,762 |
| Total noninterest income | $265,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $183,000 | 4,956 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $82,000 | 6,190 |
| Total noninterest expense | $3,555,000 | 4,588 |
| Salaries and employee benefits | $1,935,000 | 4,568 |
| Premises and equipment expense | $533,000 | 4,290 |
| Additional noninterest expense | $1,087,000 | 4,577 |
| Pre-tax net operating income | $-1,671,000 | 7,253 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,671,000 | 7,264 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,671,000 | 7,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 3,989 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,123,000 | 410 |
| Net operating income | $-1,671,000 | 7,371 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 6,211 |
| Total interest expense | $991,000 | 6,358 |
| Net interest income | $1,837,000 | 5,999 |
| Provision for loan and lease losses | $458,000 | 2,863 |
| Total noninterest income | $198,000 | 6,128 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $111,000 | 5,379 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 5,830 |
| Total noninterest expense | $2,527,000 | 4,731 |
| Salaries and employee benefits | $1,400,000 | 4,695 |
| Premises and equipment expense | $395,000 | 4,352 |
| Additional noninterest expense | $732,000 | 4,820 |
| Pre-tax net operating income | $-950,000 | 7,501 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-950,000 | 7,478 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-950,000 | 7,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,965 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-950,000 | 7,594 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 6,413 |
| Total interest expense | $690,000 | 6,382 |
| Net interest income | $1,090,000 | 6,280 |
| Provision for loan and lease losses | $126,000 | 3,898 |
| Total noninterest income | $138,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $78,000 | 5,295 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $60,000 | 5,860 |
| Total noninterest expense | $1,674,000 | 4,785 |
| Salaries and employee benefits | $920,000 | 4,778 |
| Premises and equipment expense | $263,000 | 4,367 |
| Additional noninterest expense | $491,000 | 4,779 |
| Pre-tax net operating income | $-572,000 | 7,660 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-572,000 | 7,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-572,000 | 7,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-572,000 | 7,725 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $863,000 | 6,549 |
| Total interest expense | $345,000 | 6,553 |
| Net interest income | $518,000 | 6,431 |
| Provision for loan and lease losses | $39,000 | 4,135 |
| Total noninterest income | $61,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $35,000 | 5,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $821,000 | 4,855 |
| Salaries and employee benefits | $440,000 | 4,951 |
| Premises and equipment expense | $129,000 | 4,432 |
| Additional noninterest expense | $252,000 | 4,656 |
| Pre-tax net operating income | $-281,000 | 7,883 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-281,000 | 7,958 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-281,000 | 7,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-281,000 | 7,932 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 6,917 |
| Total interest expense | $1,144,000 | 6,948 |
| Net interest income | $1,746,000 | 6,819 |
| Provision for loan and lease losses | $164,000 | 4,204 |
| Total noninterest income | $161,000 | 7,032 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $81,000 | 6,291 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $80,000 | 6,526 |
| Total noninterest expense | $2,556,000 | 5,543 |
| Salaries and employee benefits | $1,348,000 | 5,631 |
| Premises and equipment expense | $350,000 | 5,405 |
| Additional noninterest expense | $858,000 | 5,115 |
| Pre-tax net operating income | $-813,000 | 7,971 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-813,000 | 8,045 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-813,000 | 8,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $2,673,000 | 334 |
| Net operating income | $-813,000 | 8,034 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 7,052 |
| Total interest expense | $822,000 | 7,052 |
| Net interest income | $1,247,000 | 6,961 |
| Provision for loan and lease losses | $124,000 | 3,818 |
| Total noninterest income | $108,000 | 7,222 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $55,000 | 6,670 |
| Total noninterest expense | $1,773,000 | 5,740 |
| Salaries and employee benefits | $952,000 | 5,794 |
| Premises and equipment expense | $245,000 | 5,564 |
| Additional noninterest expense | $576,000 | 5,426 |
| Pre-tax net operating income | $-542,000 | 8,106 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-542,000 | 8,153 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-542,000 | 8,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $492,000 | 414 |
| Net operating income | $-542,000 | 8,142 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 7,195 |
| Total interest expense | $503,000 | 7,216 |
| Net interest income | $808,000 | 7,062 |
| Provision for loan and lease losses | $94,000 | 3,390 |
| Total noninterest income | $62,000 | 7,433 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $30,000 | 6,661 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $32,000 | 6,913 |
| Total noninterest expense | $1,132,000 | 5,895 |
| Salaries and employee benefits | $611,000 | 5,955 |
| Premises and equipment expense | $157,000 | 5,688 |
| Additional noninterest expense | $364,000 | 5,570 |
| Pre-tax net operating income | $-356,000 | 8,193 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-356,000 | 8,242 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-356,000 | 8,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-356,000 | 8,232 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $615,000 | 7,345 |
| Total interest expense | $232,000 | 7,360 |
| Net interest income | $383,000 | 7,201 |
| Provision for loan and lease losses | $56,000 | 2,964 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $535,000 | 6,112 |
| Salaries and employee benefits | $299,000 | 6,063 |
| Premises and equipment expense | $78,000 | 5,747 |
| Additional noninterest expense | $158,000 | 5,975 |
| Pre-tax net operating income | $-182,000 | 8,281 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-182,000 | 8,311 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-182,000 | 8,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-182,000 | 8,297 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,632,000 | 7,826 |
| Total interest expense | $528,000 | 7,867 |
| Net interest income | $1,104,000 | 7,697 |
| Provision for loan and lease losses | $227,000 | 3,298 |
| Total noninterest income | $55,000 | 8,179 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $23,000 | 7,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,649 |
| Total noninterest expense | $2,128,000 | 5,982 |
| Salaries and employee benefits | $1,170,000 | 5,991 |
| Premises and equipment expense | $301,000 | 5,738 |
| Additional noninterest expense | $657,000 | 5,814 |
| Pre-tax net operating income | $-1,196,000 | 8,472 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,196,000 | 8,503 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,196,000 | 8,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,196,000 | 8,497 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 8,030 |
| Total interest expense | $341,000 | 8,033 |
| Net interest income | $748,000 | 7,925 |
| Provision for loan and lease losses | $148,000 | 3,444 |
| Total noninterest income | $36,000 | 8,311 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $16,000 | 7,330 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,827 |
| Total noninterest expense | $1,570,000 | 6,009 |
| Salaries and employee benefits | $840,000 | 6,090 |
| Premises and equipment expense | $221,000 | 5,809 |
| Additional noninterest expense | $509,000 | 5,719 |
| Pre-tax net operating income | $-934,000 | 8,570 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-935,000 | 8,592 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-935,000 | 8,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-934,000 | 8,585 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $617,000 | 8,219 |
| Total interest expense | $190,000 | 8,179 |
| Net interest income | $427,000 | 8,153 |
| Provision for loan and lease losses | $98,000 | 3,368 |
| Total noninterest income | $17,000 | 8,465 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $7,000 | 7,483 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $1,028,000 | 6,092 |
| Salaries and employee benefits | $550,000 | 6,160 |
| Premises and equipment expense | $146,000 | 5,844 |
| Additional noninterest expense | $332,000 | 5,772 |
| Pre-tax net operating income | $-682,000 | 8,625 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-682,000 | 8,641 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-682,000 | 8,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-682,000 | 8,631 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $230,000 | 8,460 |
| Total interest expense | $77,000 | 8,335 |
| Net interest income | $153,000 | 8,473 |
| Provision for loan and lease losses | $35,000 | 3,693 |
| Total noninterest income | $6,000 | 8,542 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $499,000 | 6,195 |
| Salaries and employee benefits | $257,000 | 6,382 |
| Premises and equipment expense | $68,000 | 6,040 |
| Additional noninterest expense | $174,000 | 5,609 |
| Pre-tax net operating income | $-375,000 | 8,653 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-375,000 | 8,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-375,000 | 8,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-375,000 | 8,662 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $115,000 | 8,790 |
| Total interest expense | $14,000 | 8,769 |
| Net interest income | $101,000 | 8,783 |
| Provision for loan and lease losses | $58,000 | 5,597 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $892,000 | 7,928 |
| Salaries and employee benefits | $352,000 | 8,356 |
| Premises and equipment expense | $165,000 | 7,110 |
| Additional noninterest expense | $375,000 | 7,222 |
| Pre-tax net operating income | $-849,000 | 8,604 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-849,000 | 8,639 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-849,000 | 8,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $9,951,000 | 201 |
| Net operating income | $-849,000 | 8,621 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.