Home > Valley First National Bank of Ripon > Assets and Liabilities
Valley First National Bank of Ripon, Assets and Liabilities
1993-12-31 | Rank | |
# of Employees: | 24 | 7,545 |
Assets and Liabilities | ||
Total Assets: | $69,024,000 | 6,141 |
Cash and due from depository institutions | $2,831,000 | 7,545 |
Interest-bearing balances | $0 | 7,655 |
Securities | $12,256,000 | 8,255 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $52,391,000 | 4,599 |
Loan loss allowance | $541,000 | 6,025 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $745,000 | 7,295 |
Other real estate owned | $0 | 7,545 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $801,000 | 7,150 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $69,024,000 | 6,141 |
Total liabilities | $63,974,000 | 6,013 |
Total deposits | $59,709,000 | 6,151 |
Interest-bearing deposits | $54,692,000 | 5,889 |
Deposits held in domestic offices | $59,709,000 | 6,143 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $3,945,000 | 1,676 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $320,000 | 7,246 |
Total equity capital | $5,050,000 | 7,211 |
Total bank equity capital | $5,050,000 | 7,211 |
Perpetual preferred stock | $0 | 343 |
Common stock | $300,000 | 7,497 |
Surplus | $445,000 | 10,665 |
Undivided profits | $4,305,000 | 4,854 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $66,000 | 9,992 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $234,000 | 7,346 |
Earning assets | $64,647,000 | 6,032 |
Long-term assets (5+ years) | $4,945,000 | 6,446 |
Average Assets, year-to-date | $65,340,200 | 6,261 |
Average Assets, quarterly | $68,424,500 | 6,128 |
Volatile liabilities | $9,039,000 | 4,416 |
Insider loans | $2,993,000 | 1,392 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $11,741,000 | 2,754 |
Tier 1 (core) risk-based capital | $5,050,000 | 7,132 |
Tier 2 risk-based capital | $541,000 | 4,918 |
Total risk weighted assets | $46,131,000 | 5,259 |
Total unused commitments | $11,741,000 | 2,776 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 18 | 9,137 |
Assets and Liabilities | ||
Total Assets: | $62,456,000 | 6,717 |
Cash and due from depository institutions | $2,065,000 | 9,137 |
Interest-bearing balances | $0 | 8,059 |
Securities | $11,980,000 | 8,405 |
Federal funds sold & reverse repurchase agreements | $199,000 | 10,958 |
Net loans & leases | $46,769,000 | 5,070 |
Loan loss allowance | $462,000 | 6,841 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $745,000 | 7,396 |
Other real estate owned | $0 | 9,137 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $698,000 | 8,095 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $62,456,000 | 6,717 |
Total liabilities | $58,031,000 | 6,610 |
Total deposits | $57,784,000 | 6,458 |
Interest-bearing deposits | $52,274,000 | 6,234 |
Deposits held in domestic offices | $57,784,000 | 6,448 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $247,000 | 9,104 |
Total equity capital | $4,425,000 | 7,734 |
Total bank equity capital | $4,425,000 | 7,734 |
Perpetual preferred stock | $0 | 346 |
Common stock | $300,000 | 7,882 |
Surplus | $310,000 | 11,527 |
Undivided profits | $3,815,000 | 5,115 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $91,000 | 10,294 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $257,000 | 7,373 |
Earning assets | $58,948,000 | 6,549 |
Long-term assets (5+ years) | $6,147,000 | 5,831 |
Average Assets, year-to-date | $59,341,000 | 6,832 |
Average Assets, quarterly | $62,032,500 | 6,703 |
Volatile liabilities | $4,758,000 | 6,782 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $10,753,000 | 2,800 |
Tier 1 (core) risk-based capital | $4,425,000 | 7,678 |
Tier 2 risk-based capital | $462,000 | 5,581 |
Total risk weighted assets | $40,805,700 | 5,843 |
Total unused commitments | $10,753,000 | 2,812 |
Derivatives | $0 | 651 |