Home > Valley Community Bank > Income and Expense
Valley Community Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 4,526 |
| Total interest expense | $2,359,000 | 3,132 |
| Net interest income | $3,208,000 | 5,185 |
| Provision for loan and lease losses | $3,447,000 | 1,475 |
| Total noninterest income | $649,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $253,000 | 3,983 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $396,000 | 3,536 |
| Total noninterest expense | $7,915,000 | 2,437 |
| Salaries and employee benefits | $2,155,000 | 4,024 |
| Premises and equipment expense | $1,167,000 | 2,159 |
| Additional noninterest expense | $4,593,000 | 1,565 |
| Pre-tax net operating income | $-7,505,000 | 7,256 |
| Securities gains (losses) | $409,000 | 1,033 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-7,096,000 | 7,285 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,096,000 | 7,285 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,096,000 | 7,285 |
| Net charge-offs | $4,143,000 | 1,183 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-7,505,000 | 7,287 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,292,000 | 4,537 |
| Total interest expense | $1,864,000 | 3,133 |
| Net interest income | $2,428,000 | 5,211 |
| Provision for loan and lease losses | $553,000 | 3,371 |
| Total noninterest income | $619,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $190,000 | 4,057 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $429,000 | 3,005 |
| Total noninterest expense | $5,170,000 | 2,765 |
| Salaries and employee benefits | $1,635,000 | 4,023 |
| Premises and equipment expense | $889,000 | 2,154 |
| Additional noninterest expense | $2,646,000 | 1,956 |
| Pre-tax net operating income | $-2,676,000 | 7,164 |
| Securities gains (losses) | $409,000 | 880 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,267,000 | 7,175 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,267,000 | 7,174 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,267,000 | 7,175 |
| Net charge-offs | $1,303,000 | 1,912 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,676,000 | 7,207 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 4,498 |
| Total interest expense | $1,311,000 | 3,096 |
| Net interest income | $1,638,000 | 5,196 |
| Provision for loan and lease losses | $542,000 | 2,744 |
| Total noninterest income | $411,000 | 3,584 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $132,000 | 3,957 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $279,000 | 2,956 |
| Total noninterest expense | $3,310,000 | 2,864 |
| Salaries and employee benefits | $1,098,000 | 4,025 |
| Premises and equipment expense | $608,000 | 2,128 |
| Additional noninterest expense | $1,604,000 | 2,129 |
| Pre-tax net operating income | $-1,803,000 | 7,227 |
| Securities gains (losses) | $264,000 | 776 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,539,000 | 7,254 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,539,000 | 7,253 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,539,000 | 7,254 |
| Net charge-offs | $1,037,000 | 1,687 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,803,000 | 7,293 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 4,478 |
| Total interest expense | $673,000 | 3,151 |
| Net interest income | $842,000 | 5,158 |
| Provision for loan and lease losses | $480,000 | 1,870 |
| Total noninterest income | $168,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $70,000 | 3,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $98,000 | 3,557 |
| Total noninterest expense | $1,559,000 | 3,047 |
| Salaries and employee benefits | $608,000 | 3,782 |
| Premises and equipment expense | $316,000 | 2,110 |
| Additional noninterest expense | $635,000 | 2,576 |
| Pre-tax net operating income | $-1,029,000 | 7,422 |
| Securities gains (losses) | $213,000 | 493 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-816,000 | 7,416 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-816,000 | 7,416 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-816,000 | 7,417 |
| Net charge-offs | $360,000 | 1,861 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,029,000 | 7,467 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,220,000 | 4,097 |
| Total interest expense | $3,965,000 | 2,758 |
| Net interest income | $3,255,000 | 5,166 |
| Provision for loan and lease losses | $4,602,000 | 1,510 |
| Total noninterest income | $659,000 | 4,187 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $340,000 | 3,642 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $319,000 | 3,900 |
| Total noninterest expense | $6,037,000 | 3,164 |
| Salaries and employee benefits | $2,418,000 | 3,784 |
| Premises and equipment expense | $1,297,000 | 2,059 |
| Additional noninterest expense | $2,322,000 | 2,931 |
| Pre-tax net operating income | $-6,725,000 | 7,331 |
| Securities gains (losses) | $97,000 | 2,167 |
| Applicable income taxes | $-412,000 | 6,970 |
| Income before extraordinary items | $-6,216,000 | 7,370 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,216,000 | 7,369 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,216,000 | 7,369 |
| Net charge-offs | $1,980,000 | 2,045 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,307,180 | 7,387 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,543,000 | 4,085 |
| Total interest expense | $3,148,000 | 2,739 |
| Net interest income | $2,395,000 | 5,232 |
| Provision for loan and lease losses | $2,802,000 | 1,542 |
| Total noninterest income | $551,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $262,000 | 3,603 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $289,000 | 3,684 |
| Total noninterest expense | $4,570,000 | 3,147 |
| Salaries and employee benefits | $1,825,000 | 3,805 |
| Premises and equipment expense | $953,000 | 2,127 |
| Additional noninterest expense | $1,792,000 | 2,815 |
| Pre-tax net operating income | $-4,426,000 | 7,455 |
| Securities gains (losses) | $169,000 | 1,411 |
| Applicable income taxes | $-1,477,000 | 7,660 |
| Income before extraordinary items | $-2,780,000 | 7,338 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,780,000 | 7,338 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,780,000 | 7,338 |
| Net charge-offs | $1,475,000 | 1,792 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,889,850 | 7,349 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 4,042 |
| Total interest expense | $2,170,000 | 2,768 |
| Net interest income | $1,639,000 | 5,158 |
| Provision for loan and lease losses | $1,012,000 | 2,049 |
| Total noninterest income | $294,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $175,000 | 3,579 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $119,000 | 4,499 |
| Total noninterest expense | $2,923,000 | 3,284 |
| Salaries and employee benefits | $1,236,000 | 3,801 |
| Premises and equipment expense | $637,000 | 2,137 |
| Additional noninterest expense | $1,050,000 | 3,175 |
| Pre-tax net operating income | $-2,002,000 | 7,381 |
| Securities gains (losses) | $64,000 | 1,749 |
| Applicable income taxes | $-660,000 | 7,648 |
| Income before extraordinary items | $-1,278,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,278,000 | 7,262 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,278,000 | 7,261 |
| Net charge-offs | $238,000 | 3,227 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,320,240 | 7,273 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 4,001 |
| Total interest expense | $1,139,000 | 2,753 |
| Net interest income | $819,000 | 5,145 |
| Provision for loan and lease losses | $186,000 | 2,957 |
| Total noninterest income | $143,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $91,000 | 3,436 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $52,000 | 4,774 |
| Total noninterest expense | $1,419,000 | 3,288 |
| Salaries and employee benefits | $614,000 | 3,857 |
| Premises and equipment expense | $324,000 | 2,152 |
| Additional noninterest expense | $481,000 | 3,106 |
| Pre-tax net operating income | $-643,000 | 7,451 |
| Securities gains (losses) | $53,000 | 1,279 |
| Applicable income taxes | $-202,000 | 7,712 |
| Income before extraordinary items | $-388,000 | 7,324 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-388,000 | 7,325 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-388,000 | 7,325 |
| Net charge-offs | $163,000 | 2,336 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-422,980 | 7,337 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,458,000 | 3,680 |
| Total interest expense | $4,298,000 | 3,332 |
| Net interest income | $5,160,000 | 3,861 |
| Provision for loan and lease losses | $927,000 | 2,827 |
| Total noninterest income | $530,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $414,000 | 3,399 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $116,000 | 5,722 |
| Total noninterest expense | $5,489,000 | 3,315 |
| Salaries and employee benefits | $2,507,000 | 3,778 |
| Premises and equipment expense | $1,265,000 | 2,137 |
| Additional noninterest expense | $1,717,000 | 3,272 |
| Pre-tax net operating income | $-726,000 | 6,888 |
| Securities gains (losses) | $-8,000 | 7,000 |
| Applicable income taxes | $-228,000 | 7,243 |
| Income before extraordinary items | $-506,000 | 6,714 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-506,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $822,000 | 2,171 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-500,480 | 6,839 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,285,000 | 3,669 |
| Total interest expense | $3,178,000 | 3,480 |
| Net interest income | $4,107,000 | 3,733 |
| Provision for loan and lease losses | $727,000 | 2,209 |
| Total noninterest income | $462,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $302,000 | 3,475 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $160,000 | 4,846 |
| Total noninterest expense | $4,034,000 | 3,360 |
| Salaries and employee benefits | $1,883,000 | 3,789 |
| Premises and equipment expense | $910,000 | 2,224 |
| Additional noninterest expense | $1,241,000 | 3,287 |
| Pre-tax net operating income | $-192,000 | 7,014 |
| Securities gains (losses) | $-8,000 | 7,315 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-200,000 | 6,904 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-200,000 | 6,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 2,371 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-192,000 | 7,068 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 3,671 |
| Total interest expense | $2,208,000 | 3,493 |
| Net interest income | $2,746,000 | 3,723 |
| Provision for loan and lease losses | $154,000 | 3,572 |
| Total noninterest income | $287,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $191,000 | 3,571 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $96,000 | 5,129 |
| Total noninterest expense | $2,692,000 | 3,370 |
| Salaries and employee benefits | $1,251,000 | 3,843 |
| Premises and equipment expense | $627,000 | 2,162 |
| Additional noninterest expense | $814,000 | 3,317 |
| Pre-tax net operating income | $187,000 | 5,903 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $66,000 | 3,840 |
| Income before extraordinary items | $129,000 | 6,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 6,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,388 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $123,720 | 6,117 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 3,746 |
| Total interest expense | $1,144,000 | 3,571 |
| Net interest income | $1,342,000 | 3,780 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $146,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $96,000 | 3,537 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 5,048 |
| Total noninterest expense | $1,360,000 | 3,347 |
| Salaries and employee benefits | $634,000 | 3,809 |
| Premises and equipment expense | $324,000 | 2,093 |
| Additional noninterest expense | $402,000 | 3,294 |
| Pre-tax net operating income | $53,000 | 6,574 |
| Securities gains (losses) | $-8,000 | 8,307 |
| Applicable income taxes | $15,000 | 4,552 |
| Income before extraordinary items | $30,000 | 6,876 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $30,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $35,360 | 6,707 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,038,000 | 3,519 |
| Total interest expense | $5,024,000 | 3,462 |
| Net interest income | $6,014,000 | 3,492 |
| Provision for loan and lease losses | $139,000 | 4,444 |
| Total noninterest income | $576,000 | 4,724 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $412,000 | 3,467 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $164,000 | 5,426 |
| Total noninterest expense | $5,851,000 | 3,031 |
| Salaries and employee benefits | $2,967,000 | 3,248 |
| Premises and equipment expense | $1,262,000 | 2,071 |
| Additional noninterest expense | $1,622,000 | 3,206 |
| Pre-tax net operating income | $600,000 | 5,691 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $272,000 | 3,500 |
| Income before extraordinary items | $333,000 | 6,306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $333,000 | 6,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,101 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $329,800 | 6,297 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,257,000 | 3,529 |
| Total interest expense | $3,667,000 | 3,519 |
| Net interest income | $4,590,000 | 3,461 |
| Provision for loan and lease losses | $124,000 | 3,818 |
| Total noninterest income | $424,000 | 4,782 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $299,000 | 3,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $125,000 | 5,405 |
| Total noninterest expense | $4,265,000 | 3,068 |
| Salaries and employee benefits | $2,252,000 | 3,207 |
| Premises and equipment expense | $892,000 | 2,162 |
| Additional noninterest expense | $1,121,000 | 3,371 |
| Pre-tax net operating income | $625,000 | 5,362 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $214,000 | 3,640 |
| Income before extraordinary items | $411,000 | 5,778 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $411,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,423 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $411,000 | 5,761 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,341,000 | 3,610 |
| Total interest expense | $2,341,000 | 3,625 |
| Net interest income | $3,000,000 | 3,532 |
| Provision for loan and lease losses | $98,000 | 3,335 |
| Total noninterest income | $287,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $205,000 | 3,466 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $82,000 | 5,477 |
| Total noninterest expense | $2,778,000 | 3,163 |
| Salaries and employee benefits | $1,464,000 | 3,317 |
| Premises and equipment expense | $585,000 | 2,205 |
| Additional noninterest expense | $729,000 | 3,440 |
| Pre-tax net operating income | $411,000 | 5,456 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $141,000 | 3,725 |
| Income before extraordinary items | $270,000 | 5,878 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $270,000 | 5,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,867 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $270,000 | 5,862 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 3,648 |
| Total interest expense | $1,150,000 | 3,649 |
| Net interest income | $1,471,000 | 3,589 |
| Provision for loan and lease losses | $33,000 | 3,661 |
| Total noninterest income | $134,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $103,000 | 3,387 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $31,000 | 5,926 |
| Total noninterest expense | $1,330,000 | 3,290 |
| Salaries and employee benefits | $713,000 | 3,408 |
| Premises and equipment expense | $292,000 | 2,239 |
| Additional noninterest expense | $325,000 | 3,724 |
| Pre-tax net operating income | $242,000 | 5,118 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $83,000 | 3,533 |
| Income before extraordinary items | $159,000 | 5,539 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $159,000 | 5,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $159,000 | 5,523 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,919,000 | 3,594 |
| Total interest expense | $4,000,000 | 3,601 |
| Net interest income | $5,919,000 | 3,556 |
| Provision for loan and lease losses | $104,000 | 4,671 |
| Total noninterest income | $582,000 | 4,806 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $427,000 | 3,395 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $155,000 | 5,562 |
| Total noninterest expense | $5,229,000 | 3,232 |
| Salaries and employee benefits | $2,700,000 | 3,413 |
| Premises and equipment expense | $1,095,000 | 2,265 |
| Additional noninterest expense | $1,434,000 | 3,411 |
| Pre-tax net operating income | $1,168,000 | 4,845 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $396,000 | 3,444 |
| Income before extraordinary items | $772,000 | 5,290 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $772,000 | 5,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,208 |
| Net operating income | $772,000 | 5,285 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,230,000 | 3,655 |
| Total interest expense | $2,829,000 | 3,648 |
| Net interest income | $4,401,000 | 3,601 |
| Provision for loan and lease losses | $79,000 | 4,525 |
| Total noninterest income | $470,000 | 4,654 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $329,000 | 3,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $141,000 | 5,243 |
| Total noninterest expense | $3,938,000 | 3,213 |
| Salaries and employee benefits | $2,054,000 | 3,374 |
| Premises and equipment expense | $810,000 | 2,296 |
| Additional noninterest expense | $1,074,000 | 3,416 |
| Pre-tax net operating income | $854,000 | 5,096 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $289,000 | 3,636 |
| Income before extraordinary items | $565,000 | 5,505 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $565,000 | 5,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $565,000 | 5,505 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 3,704 |
| Total interest expense | $1,787,000 | 3,673 |
| Net interest income | $2,872,000 | 3,663 |
| Provision for loan and lease losses | $32,000 | 4,953 |
| Total noninterest income | $296,000 | 4,785 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $224,000 | 3,295 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 5,737 |
| Total noninterest expense | $2,592,000 | 3,255 |
| Salaries and employee benefits | $1,355,000 | 3,411 |
| Premises and equipment expense | $535,000 | 2,319 |
| Additional noninterest expense | $702,000 | 3,466 |
| Pre-tax net operating income | $544,000 | 5,227 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $184,000 | 3,722 |
| Income before extraordinary items | $360,000 | 5,620 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $360,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $360,000 | 5,620 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 3,709 |
| Total interest expense | $845,000 | 3,684 |
| Net interest income | $1,432,000 | 3,667 |
| Provision for loan and lease losses | $17,000 | 4,701 |
| Total noninterest income | $149,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $122,000 | 3,048 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $1,290,000 | 3,288 |
| Salaries and employee benefits | $668,000 | 3,472 |
| Premises and equipment expense | $271,000 | 2,301 |
| Additional noninterest expense | $351,000 | 3,447 |
| Pre-tax net operating income | $274,000 | 5,166 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $92,000 | 3,707 |
| Income before extraordinary items | $182,000 | 5,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $182,000 | 5,543 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,089,000 | 3,717 |
| Total interest expense | $2,583,000 | 3,730 |
| Net interest income | $5,506,000 | 3,679 |
| Provision for loan and lease losses | $284,000 | 2,953 |
| Total noninterest income | $626,000 | 4,685 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $470,000 | 3,180 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $156,000 | 5,658 |
| Total noninterest expense | $4,809,000 | 3,341 |
| Salaries and employee benefits | $2,423,000 | 3,577 |
| Premises and equipment expense | $1,048,000 | 2,271 |
| Additional noninterest expense | $1,338,000 | 3,537 |
| Pre-tax net operating income | $1,039,000 | 5,255 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $351,000 | 3,901 |
| Income before extraordinary items | $688,000 | 5,707 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $688,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $688,000 | 5,683 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,781,000 | 3,816 |
| Total interest expense | $1,812,000 | 3,776 |
| Net interest income | $3,969,000 | 3,784 |
| Provision for loan and lease losses | $176,000 | 3,243 |
| Total noninterest income | $476,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $357,000 | 3,162 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 5,636 |
| Total noninterest expense | $3,559,000 | 3,356 |
| Salaries and employee benefits | $1,789,000 | 3,589 |
| Premises and equipment expense | $772,000 | 2,292 |
| Additional noninterest expense | $998,000 | 3,503 |
| Pre-tax net operating income | $710,000 | 5,611 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $239,000 | 4,152 |
| Income before extraordinary items | $471,000 | 6,037 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $471,000 | 6,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,273 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $471,000 | 6,000 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,701,000 | 3,868 |
| Total interest expense | $1,149,000 | 3,742 |
| Net interest income | $2,552,000 | 3,865 |
| Provision for loan and lease losses | $91,000 | 3,481 |
| Total noninterest income | $311,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $236,000 | 3,145 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $2,361,000 | 3,346 |
| Salaries and employee benefits | $1,195,000 | 3,570 |
| Premises and equipment expense | $521,000 | 2,255 |
| Additional noninterest expense | $645,000 | 3,588 |
| Pre-tax net operating income | $411,000 | 5,908 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $138,000 | 4,376 |
| Income before extraordinary items | $273,000 | 6,322 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $273,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,259 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $273,000 | 6,273 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 3,938 |
| Total interest expense | $545,000 | 3,781 |
| Net interest income | $1,244,000 | 3,939 |
| Provision for loan and lease losses | $48,000 | 3,267 |
| Total noninterest income | $154,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $118,000 | 3,074 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $1,168,000 | 3,386 |
| Salaries and employee benefits | $598,000 | 3,576 |
| Premises and equipment expense | $264,000 | 2,242 |
| Additional noninterest expense | $306,000 | 3,745 |
| Pre-tax net operating income | $182,000 | 6,167 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $60,000 | 4,523 |
| Income before extraordinary items | $122,000 | 6,539 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $122,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $122,000 | 6,497 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,664,000 | 3,950 |
| Total interest expense | $1,849,000 | 3,888 |
| Net interest income | $4,815,000 | 3,916 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $584,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $460,000 | 3,325 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $124,000 | 6,044 |
| Total noninterest expense | $4,483,000 | 3,424 |
| Salaries and employee benefits | $2,298,000 | 3,564 |
| Premises and equipment expense | $1,031,000 | 2,227 |
| Additional noninterest expense | $1,154,000 | 3,870 |
| Pre-tax net operating income | $676,000 | 6,172 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $232,000 | 4,552 |
| Income before extraordinary items | $450,000 | 6,548 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $450,000 | 6,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,895 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $446,040 | 6,512 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,875,000 | 4,006 |
| Total interest expense | $1,339,000 | 3,956 |
| Net interest income | $3,536,000 | 3,974 |
| Provision for loan and lease losses | $192,000 | 3,067 |
| Total noninterest income | $433,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $342,000 | 3,358 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $91,000 | 6,107 |
| Total noninterest expense | $3,327,000 | 3,430 |
| Salaries and employee benefits | $1,705,000 | 3,591 |
| Premises and equipment expense | $782,000 | 2,196 |
| Additional noninterest expense | $840,000 | 3,938 |
| Pre-tax net operating income | $450,000 | 6,544 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $152,000 | 4,833 |
| Income before extraordinary items | $303,000 | 6,877 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $303,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,271 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $299,650 | 6,828 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 4,106 |
| Total interest expense | $842,000 | 4,125 |
| Net interest income | $2,301,000 | 4,051 |
| Provision for loan and lease losses | $119,000 | 3,235 |
| Total noninterest income | $280,000 | 4,994 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $216,000 | 3,468 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,013 |
| Total noninterest expense | $2,201,000 | 3,470 |
| Salaries and employee benefits | $1,128,000 | 3,625 |
| Premises and equipment expense | $520,000 | 2,202 |
| Additional noninterest expense | $553,000 | 3,994 |
| Pre-tax net operating income | $261,000 | 6,761 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $88,000 | 5,004 |
| Income before extraordinary items | $179,000 | 7,082 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 7,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $174,980 | 7,044 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 4,171 |
| Total interest expense | $417,000 | 4,204 |
| Net interest income | $1,128,000 | 4,106 |
| Provision for loan and lease losses | $28,000 | 4,432 |
| Total noninterest income | $135,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $105,000 | 3,460 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $1,125,000 | 3,429 |
| Salaries and employee benefits | $557,000 | 3,681 |
| Premises and equipment expense | $272,000 | 2,131 |
| Additional noninterest expense | $296,000 | 3,780 |
| Pre-tax net operating income | $110,000 | 6,993 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $38,000 | 5,155 |
| Income before extraordinary items | $78,000 | 7,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $73,980 | 7,272 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 4,240 |
| Total interest expense | $1,647,000 | 4,608 |
| Net interest income | $4,497,000 | 4,000 |
| Provision for loan and lease losses | $148,000 | 4,620 |
| Total noninterest income | $576,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $441,000 | 3,431 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $135,000 | 6,013 |
| Total noninterest expense | $4,356,000 | 3,448 |
| Salaries and employee benefits | $2,074,000 | 3,814 |
| Premises and equipment expense | $964,000 | 2,330 |
| Additional noninterest expense | $1,318,000 | 3,453 |
| Pre-tax net operating income | $569,000 | 6,448 |
| Securities gains (losses) | $44,000 | 2,634 |
| Applicable income taxes | $208,000 | 4,868 |
| Income before extraordinary items | $405,000 | 6,794 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $405,000 | 6,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,317 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $375,960 | 6,767 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,538,000 | 4,338 |
| Total interest expense | $1,236,000 | 4,720 |
| Net interest income | $3,302,000 | 4,082 |
| Provision for loan and lease losses | $215,000 | 3,219 |
| Total noninterest income | $416,000 | 5,210 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $327,000 | 3,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,283 |
| Total noninterest expense | $3,237,000 | 3,468 |
| Salaries and employee benefits | $1,551,000 | 3,803 |
| Premises and equipment expense | $700,000 | 2,406 |
| Additional noninterest expense | $986,000 | 3,439 |
| Pre-tax net operating income | $266,000 | 7,350 |
| Securities gains (losses) | $173,000 | 1,319 |
| Applicable income taxes | $148,000 | 5,112 |
| Income before extraordinary items | $291,000 | 6,994 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $291,000 | 6,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,805 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $176,820 | 7,596 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 4,407 |
| Total interest expense | $835,000 | 4,804 |
| Net interest income | $2,141,000 | 4,186 |
| Provision for loan and lease losses | $185,000 | 2,635 |
| Total noninterest income | $394,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $216,000 | 3,438 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $178,000 | 4,250 |
| Total noninterest expense | $2,121,000 | 3,507 |
| Salaries and employee benefits | $1,007,000 | 3,886 |
| Premises and equipment expense | $452,000 | 2,466 |
| Additional noninterest expense | $662,000 | 3,397 |
| Pre-tax net operating income | $229,000 | 6,977 |
| Securities gains (losses) | $42,000 | 2,136 |
| Applicable income taxes | $92,000 | 5,235 |
| Income before extraordinary items | $179,000 | 7,179 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $179,000 | 7,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,344 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $151,280 | 7,258 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 4,482 |
| Total interest expense | $421,000 | 4,886 |
| Net interest income | $1,047,000 | 4,260 |
| Provision for loan and lease losses | $47,000 | 3,775 |
| Total noninterest income | $142,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 3,234 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $1,031,000 | 3,560 |
| Salaries and employee benefits | $484,000 | 4,004 |
| Premises and equipment expense | $231,000 | 2,404 |
| Additional noninterest expense | $316,000 | 3,497 |
| Pre-tax net operating income | $111,000 | 7,026 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $40,000 | 5,397 |
| Income before extraordinary items | $78,000 | 7,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 7,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,181 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $73,380 | 7,267 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,817,000 | 4,658 |
| Total interest expense | $1,766,000 | 5,209 |
| Net interest income | $4,051,000 | 4,309 |
| Provision for loan and lease losses | $315,000 | 3,321 |
| Total noninterest income | $526,000 | 5,079 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $408,000 | 3,489 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 6,097 |
| Total noninterest expense | $4,064,000 | 3,529 |
| Salaries and employee benefits | $1,836,000 | 4,017 |
| Premises and equipment expense | $866,000 | 2,493 |
| Additional noninterest expense | $1,362,000 | 3,220 |
| Pre-tax net operating income | $198,000 | 7,930 |
| Securities gains (losses) | $76,000 | 2,019 |
| Applicable income taxes | $93,000 | 6,029 |
| Income before extraordinary items | $181,000 | 7,940 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $181,000 | 7,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 9,153 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $130,840 | 8,090 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,803,000 | 5,084 |
| Total interest expense | $2,405,000 | 5,513 |
| Net interest income | $3,398,000 | 4,656 |
| Provision for loan and lease losses | $246,000 | 3,665 |
| Total noninterest income | $417,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $315,000 | 4,040 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $102,000 | 6,397 |
| Total noninterest expense | $3,476,000 | 3,850 |
| Salaries and employee benefits | $1,620,000 | 4,272 |
| Premises and equipment expense | $771,000 | 2,731 |
| Additional noninterest expense | $1,085,000 | 3,801 |
| Pre-tax net operating income | $93,000 | 8,364 |
| Securities gains (losses) | $122,000 | 1,593 |
| Applicable income taxes | $73,000 | 6,361 |
| Income before extraordinary items | $142,000 | 8,082 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $142,000 | 8,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,410 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $61,480 | 8,457 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,436,000 | 5,436 |
| Total interest expense | $2,417,000 | 5,684 |
| Net interest income | $3,019,000 | 5,138 |
| Provision for loan and lease losses | $363,000 | 2,469 |
| Total noninterest income | $427,000 | 5,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,028 |
| Total noninterest expense | $2,922,000 | 4,323 |
| Salaries and employee benefits | $1,351,000 | 4,753 |
| Premises and equipment expense | $601,000 | 3,271 |
| Additional noninterest expense | $970,000 | 4,076 |
| Pre-tax net operating income | $161,000 | 8,546 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $58,000 | 7,112 |
| Income before extraordinary items | $103,000 | 8,687 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $103,000 | 8,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,917 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $103,000 | 8,678 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 6,373 |
| Total interest expense | $1,664,000 | 6,608 |
| Net interest income | $2,330,000 | 6,059 |
| Provision for loan and lease losses | $172,000 | 3,944 |
| Total noninterest income | $328,000 | 6,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,780 |
| Total noninterest expense | $2,123,000 | 5,451 |
| Salaries and employee benefits | $1,035,000 | 5,746 |
| Premises and equipment expense | $457,000 | 4,069 |
| Additional noninterest expense | $631,000 | 5,641 |
| Pre-tax net operating income | $363,000 | 7,771 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $70,000 | 7,338 |
| Income before extraordinary items | $293,000 | 7,647 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $293,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $293,000 | 7,618 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 7,339 |
| Total interest expense | $1,421,000 | 7,371 |
| Net interest income | $1,740,000 | 7,186 |
| Provision for loan and lease losses | $79,000 | 5,632 |
| Total noninterest income | $327,000 | 6,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,104 |
| Total noninterest expense | $1,792,000 | 6,015 |
| Salaries and employee benefits | $789,000 | 6,733 |
| Premises and equipment expense | $399,000 | 4,422 |
| Additional noninterest expense | $604,000 | 5,737 |
| Pre-tax net operating income | $196,000 | 8,922 |
| Securities gains (losses) | $12,000 | 2,822 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $208,000 | 8,563 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $208,000 | 8,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 10,041 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $196,000 | 8,582 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 8,944 |
| Total interest expense | $883,000 | 9,018 |
| Net interest income | $1,168,000 | 8,761 |
| Provision for loan and lease losses | $189,000 | 3,574 |
| Total noninterest income | $196,000 | 7,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,172 |
| Total noninterest expense | $1,104,000 | 7,990 |
| Salaries and employee benefits | $435,000 | 9,042 |
| Premises and equipment expense | $252,000 | 6,030 |
| Additional noninterest expense | $417,000 | 7,212 |
| Pre-tax net operating income | $71,000 | 10,172 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $71,000 | 10,131 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $71,000 | 10,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,367 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $71,000 | 10,090 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $436,000 | 11,290 |
| Total interest expense | $145,000 | 11,286 |
| Net interest income | $291,000 | 11,237 |
| Provision for loan and lease losses | $113,000 | 4,832 |
| Total noninterest income | $40,000 | 11,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 9,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,653 |
| Total noninterest expense | $626,000 | 10,078 |
| Salaries and employee benefits | $309,000 | 10,278 |
| Premises and equipment expense | $98,000 | 9,349 |
| Additional noninterest expense | $219,000 | 9,712 |
| Pre-tax net operating income | $-408,000 | 11,204 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-408,000 | 11,235 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-408,000 | 11,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $5,545,000 | 132 |
| Net operating income | $-408,000 | 11,207 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.