Home > Valley Community Bank > Income and Expense
Valley Community Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 8,847 |
| Total interest expense | $1,604,000 | 8,191 |
| Net interest income | $1,469,000 | 9,376 |
| Provision for loan and lease losses | $306,000 | 4,057 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $1,296,000 | 8,677 |
| Salaries and employee benefits | $469,000 | 10,097 |
| Premises and equipment expense | $279,000 | 6,297 |
| Additional noninterest expense | $548,000 | 8,005 |
| Pre-tax net operating income | $-32,000 | 12,825 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $5,000 | 12,863 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,000 | 12,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 8,127 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-32,000 | 12,780 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.