Home > Valley Community Bank > Assets and Liabilities
Valley Community Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 16 | 7,609 |
| Assets and Liabilities | ||
| Total Assets: | $67,808,000 | 5,843 |
| Cash and due from depository institutions | $2,661,000 | 7,609 |
| Interest-bearing balances | $74,000 | 5,311 |
| Securities | $6,646,000 | 8,150 |
| Federal funds sold & reverse repurchase agreements | $26,985,000 | 585 |
| Net loans & leases | $20,330,000 | 7,948 |
| Loan loss allowance | $411,000 | 6,301 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,582,000 | 4,623 |
| Other real estate owned | $0 | 7,609 |
| Goodwill and other intangibles | $9,275,000 | 388 |
| All other assets | $329,000 | 9,206 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,808,000 | 5,843 |
| Total liabilities | $54,052,000 | 6,244 |
| Total deposits | $52,138,000 | 6,155 |
| Interest-bearing deposits | $43,027,000 | 6,278 |
| Deposits held in domestic offices | $52,138,000 | 6,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,368,000 | 3,566 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $546,000 | 5,464 |
| Total equity capital | $13,756,000 | 3,250 |
| Total bank equity capital | $13,756,000 | 3,250 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $906,000 | 3,524 |
| Surplus | $12,790,000 | 1,253 |
| Undivided profits | $60,000 | 9,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $130,000 | 8,946 |
| Earning assets | $54,035,000 | 6,344 |
| Long-term assets (5+ years) | $4,500,000 | 6,447 |
| Average Assets, year-to-date | $46,830,600 | 6,995 |
| Average Assets, quarterly | $57,788,000 | 6,344 |
| Volatile liabilities | $1,350,000 | 9,531 |
| Insider loans | $792,000 | 4,125 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,772,000 | 6,755 |
| Tier 1 (core) risk-based capital | $4,501,000 | 7,336 |
| Tier 2 risk-based capital | $370,430 | 6,269 |
| Total risk weighted assets | $29,593,830 | 6,964 |
| Total unused commitments | $2,772,000 | 6,770 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $44,608,000 | 7,494 |
| Cash and due from depository institutions | $2,195,000 | 8,124 |
| Interest-bearing balances | $68,000 | 5,164 |
| Securities | $6,509,000 | 8,624 |
| Federal funds sold & reverse repurchase agreements | $13,135,000 | 1,004 |
| Net loans & leases | $21,745,000 | 7,991 |
| Loan loss allowance | $278,000 | 7,796 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $631,000 | 7,302 |
| Other real estate owned | $0 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $393,000 | 9,149 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,608,000 | 7,494 |
| Total liabilities | $39,942,000 | 7,472 |
| Total deposits | $39,862,000 | 7,296 |
| Interest-bearing deposits | $33,210,000 | 7,394 |
| Deposits held in domestic offices | $39,862,000 | 7,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $80,000 | 10,426 |
| Total equity capital | $4,666,000 | 7,451 |
| Total bank equity capital | $4,666,000 | 7,451 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $906,000 | 3,620 |
| Surplus | $2,694,000 | 4,508 |
| Undivided profits | $1,066,000 | 8,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 8,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $134,000 | 9,293 |
| Earning assets | $41,457,000 | 7,432 |
| Long-term assets (5+ years) | $2,367,000 | 7,429 |
| Average Assets, year-to-date | $37,733,200 | 7,944 |
| Average Assets, quarterly | $42,793,500 | 7,599 |
| Volatile liabilities | $1,063,000 | 10,101 |
| Insider loans | $757,000 | 4,284 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,401,000 | 6,187 |
| Tier 1 (core) risk-based capital | $4,651,000 | 7,327 |
| Tier 2 risk-based capital | $278,000 | 7,310 |
| Total risk weighted assets | $26,604,100 | 7,433 |
| Total unused commitments | $3,401,000 | 6,196 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $32,447,000 | 8,940 |
| Cash and due from depository institutions | $2,247,000 | 8,534 |
| Interest-bearing balances | $1,000 | 6,581 |
| Securities | $6,999,000 | 8,988 |
| Federal funds sold & reverse repurchase agreements | $2,760,000 | 4,073 |
| Net loans & leases | $19,570,000 | 8,527 |
| Loan loss allowance | $238,000 | 8,640 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $555,000 | 7,827 |
| Other real estate owned | $0 | 8,534 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $316,000 | 10,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,447,000 | 8,940 |
| Total liabilities | $28,657,000 | 8,970 |
| Total deposits | $28,460,000 | 8,851 |
| Interest-bearing deposits | $21,326,000 | 9,235 |
| Deposits held in domestic offices | $28,460,000 | 8,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $197,000 | 9,310 |
| Total equity capital | $3,790,000 | 8,392 |
| Total bank equity capital | $3,790,000 | 8,392 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $906,000 | 3,853 |
| Surplus | $2,044,000 | 5,390 |
| Undivided profits | $840,000 | 9,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 6,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $138,000 | 799 |
| Income earned, not collected on loans | $124,000 | 9,798 |
| Earning assets | $29,330,000 | 8,969 |
| Long-term assets (5+ years) | $1,194,000 | 8,557 |
| Average Assets, year-to-date | $29,871,600 | 9,075 |
| Average Assets, quarterly | $31,218,500 | 9,025 |
| Volatile liabilities | $834,000 | 10,688 |
| Insider loans | $568,000 | 5,182 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,003,000 | 5,080 |
| Tier 1 (core) risk-based capital | $3,784,000 | 8,303 |
| Tier 2 risk-based capital | $240,000 | 8,053 |
| Total risk weighted assets | $23,235,100 | 8,073 |
| Total unused commitments | $5,003,000 | 5,094 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $29,020,000 | 9,635 |
| Cash and due from depository institutions | $1,632,000 | 9,145 |
| Interest-bearing balances | $2,000 | 6,747 |
| Securities | $6,310,000 | 9,644 |
| Federal funds sold & reverse repurchase agreements | $4,105,000 | 3,431 |
| Net loans & leases | $16,063,000 | 9,348 |
| Loan loss allowance | $201,000 | 9,468 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $553,000 | 8,021 |
| Other real estate owned | $0 | 9,145 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $357,000 | 10,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,020,000 | 9,635 |
| Total liabilities | $25,883,000 | 9,635 |
| Total deposits | $25,693,000 | 9,525 |
| Interest-bearing deposits | $19,368,000 | 9,883 |
| Deposits held in domestic offices | $25,693,000 | 9,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $190,000 | 9,841 |
| Total equity capital | $3,137,000 | 9,316 |
| Total bank equity capital | $3,137,000 | 9,316 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $906,000 | 4,043 |
| Surplus | $1,235,000 | 7,169 |
| Undivided profits | $996,000 | 9,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 8,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $110,000 | 864 |
| Income earned, not collected on loans | $129,000 | 10,124 |
| Earning assets | $26,480,000 | 9,613 |
| Long-term assets (5+ years) | $1,423,000 | 8,486 |
| Average Assets, year-to-date | $26,364,000 | 9,784 |
| Average Assets, quarterly | $27,625,000 | 9,743 |
| Volatile liabilities | $1,379,000 | 10,355 |
| Insider loans | $837,000 | 4,175 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,973,000 | 6,376 |
| Tier 1 (core) risk-based capital | $3,118,000 | 9,250 |
| Tier 2 risk-based capital | $208,000 | 8,744 |
| Total risk weighted assets | $19,136,200 | 8,991 |
| Total unused commitments | $2,973,000 | 6,391 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 14 | 9,584 |
| Assets and Liabilities | ||
| Total Assets: | $24,917,000 | 10,443 |
| Cash and due from depository institutions | $1,376,000 | 9,584 |
| Interest-bearing balances | $8,000 | 6,760 |
| Securities | $7,478,000 | 9,737 |
| Federal funds sold & reverse repurchase agreements | $265,000 | 7,545 |
| Net loans & leases | $14,892,000 | 9,834 |
| Loan loss allowance | $163,000 | 10,474 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $568,000 | 8,112 |
| Other real estate owned | $0 | 9,584 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $338,000 | 10,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,917,000 | 10,443 |
| Total liabilities | $22,353,000 | 10,435 |
| Total deposits | $22,246,000 | 10,312 |
| Interest-bearing deposits | $18,020,000 | 10,449 |
| Deposits held in domestic offices | $22,246,000 | 10,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $107,000 | 10,965 |
| Total equity capital | $2,564,000 | 10,117 |
| Total bank equity capital | $2,564,000 | 10,117 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $906,000 | 4,223 |
| Surplus | $1,235,000 | 7,310 |
| Undivided profits | $423,000 | 10,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $96,000 | 10,994 |
| Earning assets | $22,643,000 | 10,432 |
| Long-term assets (5+ years) | $1,520,000 | 8,821 |
| Average Assets, year-to-date | $23,741,600 | 10,530 |
| Average Assets, quarterly | $24,694,000 | 10,444 |
| Volatile liabilities | $408,000 | 12,022 |
| Insider loans | $733,000 | 4,540 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,719,000 | 6,651 |
| Tier 1 (core) risk-based capital | $2,609,000 | 10,146 |
| Tier 2 risk-based capital | $184,000 | 9,442 |
| Total risk weighted assets | $17,397,000 | 9,538 |
| Total unused commitments | $2,719,000 | 6,661 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $24,017,000 | 11,010 |
| Cash and due from depository institutions | $852,000 | 10,651 |
| Interest-bearing balances | $14,000 | 7,373 |
| Securities | $6,588,000 | 10,505 |
| Federal funds sold & reverse repurchase agreements | $4,272,000 | 3,239 |
| Net loans & leases | $11,457,000 | 10,943 |
| Loan loss allowance | $161,000 | 10,963 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $597,000 | 8,127 |
| Other real estate owned | $0 | 10,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $251,000 | 11,775 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,017,000 | 11,010 |
| Total liabilities | $21,859,000 | 10,971 |
| Total deposits | $21,692,000 | 10,884 |
| Interest-bearing deposits | $15,800,000 | 11,393 |
| Deposits held in domestic offices | $21,692,000 | 10,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $167,000 | 9,966 |
| Total equity capital | $2,158,000 | 11,074 |
| Total bank equity capital | $2,158,000 | 11,074 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $906,000 | 4,392 |
| Surplus | $1,235,000 | 7,379 |
| Undivided profits | $17,000 | 12,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 8,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 820 |
| Income earned, not collected on loans | $67,000 | 11,969 |
| Earning assets | $22,331,000 | 10,924 |
| Long-term assets (5+ years) | $1,745,000 | 9,014 |
| Average Assets, year-to-date | $22,246,200 | 11,171 |
| Average Assets, quarterly | $22,860,500 | 11,138 |
| Volatile liabilities | $402,000 | 12,541 |
| Insider loans | $565,000 | 5,347 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,802,000 | 7,825 |
| Tier 1 (core) risk-based capital | $2,158,000 | 11,037 |
| Tier 2 risk-based capital | $217,000 | 8,995 |
| Total risk weighted assets | $13,643,000 | 10,738 |
| Total unused commitments | $1,802,000 | 7,852 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $22,910,000 | 11,526 |
| Cash and due from depository institutions | $1,541,000 | 10,697 |
| Interest-bearing balances | $11,000 | 7,887 |
| Securities | $5,231,000 | 11,465 |
| Federal funds sold & reverse repurchase agreements | $4,460,000 | 3,626 |
| Net loans & leases | $10,840,000 | 11,404 |
| Loan loss allowance | $153,000 | 11,449 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $618,000 | 8,134 |
| Other real estate owned | $0 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $220,000 | 12,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,910,000 | 11,526 |
| Total liabilities | $21,142,000 | 11,450 |
| Total deposits | $21,097,000 | 11,344 |
| Interest-bearing deposits | $16,149,000 | 11,720 |
| Deposits held in domestic offices | $21,097,000 | 11,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $45,000 | 13,521 |
| Total equity capital | $1,768,000 | 11,906 |
| Total bank equity capital | $1,768,000 | 11,906 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $906,000 | 4,595 |
| Surplus | $1,235,000 | 7,359 |
| Undivided profits | $-373,000 | 12,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $76,000 | 12,298 |
| Earning assets | $20,542,000 | 11,565 |
| Long-term assets (5+ years) | $638,000 | 10,790 |
| Average Assets, year-to-date | $18,460,400 | 12,193 |
| Average Assets, quarterly | $20,432,000 | 11,905 |
| Volatile liabilities | $406,000 | 13,046 |
| Insider loans | $216,000 | 3,743 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $98,000 | 1,127 |
| Unused loan commitments | $1,609,000 | 7,924 |
| Tier 1 (core) risk-based capital | $1,768,000 | 11,868 |
| Tier 2 risk-based capital | $257,000 | 8,287 |
| Total risk weighted assets | $13,537,700 | 11,033 |
| Total unused commitments | $1,609,000 | 7,955 |
| Derivatives | $0 | 651 |