Home > Valley Commercial Bank > Assets and Liabilities
Valley Commercial Bank, Assets and Liabilities
1996-12-31 | Rank | |
# of Employees: | 17 | 8,098 |
Assets and Liabilities | ||
Total Assets: | $27,808,000 | 9,430 |
Cash and due from depository institutions | $4,284,000 | 8,098 |
Interest-bearing balances | $2,152,000 | 1,555 |
Securities | $4,483,000 | 9,998 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $18,515,000 | 8,703 |
Loan loss allowance | $254,000 | 8,436 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $222,000 | 9,723 |
Other real estate owned | $0 | 8,098 |
Goodwill and other intangibles | $60,000 | 2,749 |
All other assets | $244,000 | 10,602 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $27,808,000 | 9,430 |
Total liabilities | $25,920,000 | 9,289 |
Total deposits | $25,578,000 | 9,216 |
Interest-bearing deposits | $20,078,000 | 9,420 |
Deposits held in domestic offices | $25,578,000 | 9,213 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $342,000 | 7,405 |
Total equity capital | $1,888,000 | 10,472 |
Total bank equity capital | $1,888,000 | 10,472 |
Perpetual preferred stock | $0 | 250 |
Common stock | $1,000 | 10,221 |
Surplus | $1,207,000 | 7,086 |
Undivided profits | $680,000 | 9,484 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 10,601 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $154,000 | 9,256 |
Earning assets | $25,150,000 | 9,442 |
Long-term assets (5+ years) | $4,341,000 | 6,200 |
Average Assets, year-to-date | $22,777,400 | 9,872 |
Average Assets, quarterly | $27,263,500 | 9,445 |
Volatile liabilities | $1,071,000 | 10,436 |
Insider loans | $20,000 | 9,931 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $2,228,000 | 7,224 |
Tier 1 (core) risk-based capital | $1,862,000 | 10,463 |
Tier 2 risk-based capital | $244,130 | 7,999 |
Total risk weighted assets | $19,520,830 | 8,723 |
Total unused commitments | $2,228,000 | 7,238 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 14 | 9,145 |
Assets and Liabilities | ||
Total Assets: | $18,570,000 | 10,871 |
Cash and due from depository institutions | $3,222,000 | 9,145 |
Interest-bearing balances | $1,672,000 | 2,004 |
Securities | $1,776,000 | 11,453 |
Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,522 |
Net loans & leases | $11,734,000 | 10,214 |
Loan loss allowance | $178,000 | 9,804 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $196,000 | 10,284 |
Other real estate owned | $0 | 9,145 |
Goodwill and other intangibles | $93,000 | 2,395 |
All other assets | $149,000 | 11,642 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $18,570,000 | 10,871 |
Total liabilities | $16,800,000 | 10,823 |
Total deposits | $16,571,000 | 10,767 |
Interest-bearing deposits | $10,856,000 | 11,196 |
Deposits held in domestic offices | $16,571,000 | 10,764 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $229,000 | 9,303 |
Total equity capital | $1,770,000 | 10,958 |
Total bank equity capital | $1,770,000 | 10,958 |
Perpetual preferred stock | $0 | 288 |
Common stock | $1,000 | 10,688 |
Surplus | $1,207,000 | 7,206 |
Undivided profits | $562,000 | 10,164 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $34,000 | 9,725 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $89,000 | 10,857 |
Earning assets | $16,582,000 | 10,882 |
Long-term assets (5+ years) | $2,375,000 | 7,542 |
Average Assets, year-to-date | $17,008,400 | 10,945 |
Average Assets, quarterly | $17,948,500 | 10,899 |
Volatile liabilities | $234,000 | 11,703 |
Insider loans | $791,000 | 4,341 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $1,826,000 | 7,647 |
Tier 1 (core) risk-based capital | $1,738,000 | 10,953 |
Tier 2 risk-based capital | $164,090 | 9,481 |
Total risk weighted assets | $13,113,190 | 10,190 |
Total unused commitments | $1,826,000 | 7,661 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 14 | 9,584 |
Assets and Liabilities | ||
Total Assets: | $16,507,000 | 11,579 |
Cash and due from depository institutions | $3,228,000 | 9,584 |
Interest-bearing balances | $2,180,000 | 1,478 |
Securities | $1,750,000 | 12,131 |
Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,304 |
Net loans & leases | $9,470,000 | 11,143 |
Loan loss allowance | $162,000 | 10,493 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $218,000 | 10,517 |
Other real estate owned | $0 | 9,584 |
Goodwill and other intangibles | $126,000 | 2,152 |
All other assets | $115,000 | 12,409 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $16,507,000 | 11,579 |
Total liabilities | $15,009,000 | 11,537 |
Total deposits | $14,618,000 | 11,503 |
Interest-bearing deposits | $10,893,000 | 11,707 |
Deposits held in domestic offices | $14,618,000 | 11,501 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $391,000 | 6,180 |
Total equity capital | $1,498,000 | 11,625 |
Total bank equity capital | $1,498,000 | 11,625 |
Perpetual preferred stock | $0 | 310 |
Common stock | $233,000 | 7,957 |
Surplus | $975,000 | 8,290 |
Undivided profits | $290,000 | 10,843 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,000 | 11,433 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $63,000 | 11,700 |
Earning assets | $15,000,000 | 11,540 |
Long-term assets (5+ years) | $2,682,000 | 7,639 |
Average Assets, year-to-date | $15,681,000 | 11,637 |
Average Assets, quarterly | $16,378,500 | 11,572 |
Volatile liabilities | $124,000 | 12,385 |
Insider loans | $330,000 | 6,902 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $1,490,000 | 8,261 |
Tier 1 (core) risk-based capital | $1,372,000 | 11,829 |
Tier 2 risk-based capital | $136,080 | 10,410 |
Total risk weighted assets | $10,860,180 | 11,038 |
Total unused commitments | $1,490,000 | 8,271 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 12 | 10,651 |
Assets and Liabilities | ||
Total Assets: | $14,905,000 | 12,343 |
Cash and due from depository institutions | $4,657,000 | 10,651 |
Interest-bearing balances | $2,967,000 | 1,873 |
Securities | $1,239,000 | 12,829 |
Federal funds sold & reverse repurchase agreements | $300,000 | 9,617 |
Net loans & leases | $8,016,000 | 11,927 |
Loan loss allowance | $158,000 | 11,027 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $242,000 | 10,773 |
Other real estate owned | $192,000 | 10,651 |
Goodwill and other intangibles | $158,000 | 1,966 |
All other assets | $101,000 | 13,078 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $14,905,000 | 12,343 |
Total liabilities | $13,459,000 | 12,327 |
Total deposits | $13,381,000 | 12,264 |
Interest-bearing deposits | $10,728,000 | 12,338 |
Deposits held in domestic offices | $13,381,000 | 12,263 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $78,000 | 12,104 |
Total equity capital | $1,446,000 | 12,175 |
Total bank equity capital | $1,446,000 | 12,175 |
Perpetual preferred stock | $0 | 343 |
Common stock | $233,000 | 8,370 |
Surplus | $975,000 | 8,483 |
Undivided profits | $238,000 | 11,601 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,000 | 12,229 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $87,000 | 11,408 |
Earning assets | $12,522,000 | 12,460 |
Long-term assets (5+ years) | $3,197,000 | 7,642 |
Average Assets, year-to-date | $14,269,200 | 12,392 |
Average Assets, quarterly | $14,832,500 | 12,333 |
Volatile liabilities | $567,000 | 12,199 |
Insider loans | $176,000 | 8,605 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,681,000 | 7,997 |
Tier 1 (core) risk-based capital | $1,288,000 | 12,383 |
Tier 2 risk-based capital | $119,920 | 11,162 |
Total risk weighted assets | $9,555,320 | 11,788 |
Total unused commitments | $1,681,000 | 8,022 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 7 | 12,845 |
Assets and Liabilities | ||
Total Assets: | $14,093,000 | 12,982 |
Cash and due from depository institutions | $2,260,000 | 12,845 |
Interest-bearing balances | $1,875,000 | 2,844 |
Securities | $1,047,000 | 13,430 |
Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,835 |
Net loans & leases | $8,067,000 | 12,290 |
Loan loss allowance | $127,000 | 12,022 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $318,000 | 10,354 |
Other real estate owned | $322,000 | 12,845 |
Goodwill and other intangibles | $191,000 | 1,882 |
All other assets | $88,000 | 13,752 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $14,093,000 | 12,982 |
Total liabilities | $12,778,000 | 12,969 |
Total deposits | $12,680,000 | 12,909 |
Interest-bearing deposits | $10,322,000 | 12,982 |
Deposits held in domestic offices | $12,680,000 | 12,906 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $98,000 | 12,376 |
Total equity capital | $1,315,000 | 12,705 |
Total bank equity capital | $1,315,000 | 12,705 |
Perpetual preferred stock | $0 | 346 |
Common stock | $233,000 | 8,786 |
Surplus | $975,000 | 8,537 |
Undivided profits | $107,000 | 12,187 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,000 | 12,837 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $51,000 | 12,956 |
Earning assets | $12,789,000 | 12,927 |
Long-term assets (5+ years) | $3,055,000 | 7,941 |
Average Assets, year-to-date | $14,798,000 | 12,801 |
Average Assets, quarterly | $14,459,000 | 12,884 |
Volatile liabilities | $352,000 | 13,166 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $1,088,000 | 8,960 |
Tier 1 (core) risk-based capital | $1,134,000 | 12,984 |
Tier 2 risk-based capital | $117,870 | 11,517 |
Total risk weighted assets | $9,420,770 | 12,268 |
Total unused commitments | $1,088,000 | 8,988 |
Derivatives | $0 | 651 |