Home > Valley Commercial Bank > Assets and Liabilities
Valley Commercial Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $63,631,000 | 6,530 |
| Cash and due from depository institutions | $3,734,000 | 6,753 |
| Interest-bearing balances | $99,000 | 6,563 |
| Securities | $23,216,000 | 5,514 |
| Federal funds sold & reverse repurchase agreements | $11,650,000 | 1,150 |
| Net loans & leases | $22,663,000 | 8,289 |
| Loan loss allowance | $717,000 | 4,879 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $863,000 | 6,717 |
| Other real estate owned | $559,000 | 6,753 |
| Goodwill and other intangibles | $45,000 | 2,517 |
| All other assets | $901,000 | 6,628 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,631,000 | 6,530 |
| Total liabilities | $55,288,000 | 6,758 |
| Total deposits | $54,613,000 | 6,614 |
| Interest-bearing deposits | $44,702,000 | 6,858 |
| Deposits held in domestic offices | $54,613,000 | 6,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $123,000 | 4,280 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $552,000 | 4,978 |
| Total equity capital | $8,343,000 | 4,828 |
| Total bank equity capital | $8,343,000 | 4,828 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $204,000 | 8,528 |
| Surplus | $2,781,000 | 4,370 |
| Undivided profits | $5,358,000 | 4,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 12,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $169,000 | 8,942 |
| Earning assets | $57,628,000 | 6,621 |
| Long-term assets (5+ years) | $5,157,000 | 6,318 |
| Average Assets, year-to-date | $59,432,200 | 6,734 |
| Average Assets, quarterly | $61,590,500 | 6,634 |
| Volatile liabilities | $2,885,000 | 8,535 |
| Insider loans | $533,000 | 5,521 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,508,000 | 5,909 |
| Tier 1 (core) risk-based capital | $8,298,000 | 4,746 |
| Tier 2 risk-based capital | $423,290 | 6,000 |
| Total risk weighted assets | $33,569,390 | 6,700 |
| Total unused commitments | $3,508,000 | 5,928 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $58,846,000 | 7,024 |
| Cash and due from depository institutions | $2,796,000 | 7,064 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $22,801,000 | 5,550 |
| Federal funds sold & reverse repurchase agreements | $8,850,000 | 1,877 |
| Net loans & leases | $22,059,000 | 8,459 |
| Loan loss allowance | $631,000 | 5,445 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $928,000 | 6,492 |
| Other real estate owned | $694,000 | 7,064 |
| Goodwill and other intangibles | $52,000 | 2,471 |
| All other assets | $666,000 | 8,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,846,000 | 7,024 |
| Total liabilities | $51,096,000 | 7,268 |
| Total deposits | $50,544,000 | 7,148 |
| Interest-bearing deposits | $42,864,000 | 7,277 |
| Deposits held in domestic offices | $50,544,000 | 7,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $552,000 | 5,381 |
| Total equity capital | $7,750,000 | 4,934 |
| Total bank equity capital | $7,750,000 | 4,934 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $204,000 | 8,951 |
| Surplus | $2,781,000 | 4,269 |
| Undivided profits | $4,765,000 | 4,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $158,000 | 9,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $202,000 | 8,618 |
| Earning assets | $53,809,000 | 7,019 |
| Long-term assets (5+ years) | $3,694,000 | 7,423 |
| Average Assets, year-to-date | $55,653,200 | 7,149 |
| Average Assets, quarterly | $59,691,500 | 6,898 |
| Volatile liabilities | $3,233,000 | 8,275 |
| Insider loans | $172,000 | 4,337 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,037,000 | 4,107 |
| Tier 1 (core) risk-based capital | $7,698,000 | 4,872 |
| Tier 2 risk-based capital | $426,430 | 5,961 |
| Total risk weighted assets | $33,909,830 | 6,733 |
| Total unused commitments | $6,037,000 | 4,129 |
| Derivatives | $0 | 651 |