Home > Valley Central Bank > Loan Charge- Offs and Recoveries
Valley Central Bank, Loan Charge- Offs and Recoveries
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $360,000 | 3,620 |
| Loans secured by real estate, total | $128,000 | 2,675 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $128,000 | 2,675 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $104,000 | 116 |
| Total charge-offs secured by 1-4 family residential properties | $5,000 | 5,536 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $19,000 | 2,944 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $144,000 | 3,324 |
| Loans to individuals | $88,000 | 3,298 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $88,000 | 2,926 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $160,000 | 179 |
| Total recoveries | $238,000 | 1,691 |
| Loans secured by real estate, total | $41,000 | 1,772 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $41,000 | 1,771 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $4,000 | 583 |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,991 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $25,000 | 1,045 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $140,000 | 1,184 |
| Loans to individuals | $57,000 | 1,885 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $57,000 | 1,706 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $55,000 | 271 |
| Net charge-offs | $122,000 | 5,395 |
| Loans secured by real estate, total | $87,000 | 2,862 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $87,000 | 2,861 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $100,000 | 102 |
| Secured by 1-4 family residential properties- net charge-offs | $-7,000 | 13,189 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-6,000 | 13,333 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $4,000 | 7,532 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $31,000 | 4,735 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $31,000 | 4,254 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $105,000 | 232 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.