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Valley Central Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 9,809 |
| Total interest expense | $980,000 | 10,483 |
| Net interest income | $1,573,000 | 9,035 |
| Provision for loan and lease losses | $133,000 | 6,435 |
| Total noninterest income | $266,000 | 8,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $1,483,000 | 7,974 |
| Salaries and employee benefits | $616,000 | 8,681 |
| Premises and equipment expense | $86,000 | 11,263 |
| Additional noninterest expense | $781,000 | 6,199 |
| Pre-tax net operating income | $223,000 | 10,855 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $94,000 | 10,072 |
| Income before extraordinary items | $129,000 | 11,554 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $129,000 | 11,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 5,395 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $129,000 | 11,237 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.