Home > Valley Capital Bank, National Association > Assets and Liabilities
Valley Capital Bank, National Association, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 20 | 5,765 |
| Assets and Liabilities | ||
| Total Assets: | $40,270,000 | 7,162 |
| Cash and due from depository institutions | $3,656,000 | 5,765 |
| Interest-bearing balances | $2,999,000 | 3,810 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $8,009,000 | 1,165 |
| Net loans & leases | $22,032,000 | 7,164 |
| Loan loss allowance | $1,698,000 | 3,501 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $999,000 | 5,636 |
| Other real estate owned | $5,179,000 | 5,765 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $395,000 | 7,652 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $40,270,000 | 7,162 |
| Total liabilities | $41,606,000 | 6,875 |
| Total deposits | $41,312,000 | 6,779 |
| Interest-bearing deposits | $37,981,000 | 6,598 |
| Deposits held in domestic offices | $41,312,000 | 6,779 |
| % insured | 98.27% | 648 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $294,000 | 6,373 |
| Total equity capital | $-1,336,000 | 8,097 |
| Total bank equity capital | $-1,336,000 | 8,097 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,550,000 | 916 |
| Surplus | $7,339,000 | 3,301 |
| Undivided profits | $-14,225,000 | 7,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,670,000 | 3,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $105,000 | 7,852 |
| Earning assets | $33,040,000 | 7,318 |
| Long-term assets (5+ years) | $132,000 | 7,224 |
| Average Assets, year-to-date | $43,160,250 | 7,037 |
| Average Assets, quarterly | $41,391,000 | 7,110 |
| Volatile liabilities | $2,002,000 | 7,792 |
| Insider loans | $300,000 | 5,947 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $1,006,000 | 7,367 |
| Tier 1 (core) risk-based capital | $-1,336,000 | 8,099 |
| Tier 2 risk-based capital | $0 | 8,008 |
| Total risk weighted assets | $30,817,000 | 6,845 |
| Total unused commitments | $1,006,000 | 7,370 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 21 | 5,685 |
| Assets and Liabilities | ||
| Total Assets: | $42,512,000 | 7,147 |
| Cash and due from depository institutions | $3,400,000 | 5,685 |
| Interest-bearing balances | $2,999,000 | 3,490 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $7,534,000 | 1,354 |
| Net loans & leases | $24,754,000 | 7,047 |
| Loan loss allowance | $1,385,000 | 3,880 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,076,000 | 5,584 |
| Other real estate owned | $5,321,000 | 5,685 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $427,000 | 7,651 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $42,511,000 | 7,147 |
| Total liabilities | $40,542,000 | 6,990 |
| Total deposits | $40,190,000 | 6,884 |
| Interest-bearing deposits | $34,039,000 | 6,852 |
| Deposits held in domestic offices | $40,190,000 | 6,883 |
| % insured | 87.97% | 1,378 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $352,000 | 6,070 |
| Total equity capital | $1,969,000 | 7,983 |
| Total bank equity capital | $1,969,000 | 7,983 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,550,000 | 927 |
| Surplus | $7,339,000 | 3,312 |
| Undivided profits | $-10,920,000 | 7,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,773,000 | 3,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $128,000 | 7,810 |
| Earning assets | $35,287,000 | 7,269 |
| Long-term assets (5+ years) | $135,000 | 7,303 |
| Average Assets, year-to-date | $44,123,670 | 7,051 |
| Average Assets, quarterly | $42,897,500 | 7,128 |
| Volatile liabilities | $2,153,000 | 7,836 |
| Insider loans | $300,000 | 6,002 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,745,000 | 6,628 |
| Tier 1 (core) risk-based capital | $1,969,000 | 7,971 |
| Tier 2 risk-based capital | $437,000 | 6,186 |
| Total risk weighted assets | $33,992,000 | 6,730 |
| Total unused commitments | $2,745,000 | 6,629 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 26 | 5,141 |
| Assets and Liabilities | ||
| Total Assets: | $43,283,000 | 7,139 |
| Cash and due from depository institutions | $4,011,000 | 5,141 |
| Interest-bearing balances | $2,999,000 | 3,209 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $5,173,000 | 2,235 |
| Net loans & leases | $27,008,000 | 6,919 |
| Loan loss allowance | $1,866,000 | 3,120 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,147,000 | 5,519 |
| Other real estate owned | $5,320,000 | 5,141 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $624,000 | 7,294 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $43,283,000 | 7,139 |
| Total liabilities | $40,890,000 | 6,998 |
| Total deposits | $40,542,000 | 6,887 |
| Interest-bearing deposits | $33,293,000 | 6,917 |
| Deposits held in domestic offices | $40,542,000 | 6,887 |
| % insured | 85.55% | 2,129 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $348,000 | 6,008 |
| Total equity capital | $2,393,000 | 7,954 |
| Total bank equity capital | $2,393,000 | 7,954 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,550,000 | 929 |
| Surplus | $7,340,000 | 3,294 |
| Undivided profits | $-10,497,000 | 8,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,745,000 | 3,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $133,000 | 7,824 |
| Earning assets | $35,180,000 | 7,311 |
| Long-term assets (5+ years) | $516,000 | 7,252 |
| Average Assets, year-to-date | $44,929,500 | 7,066 |
| Average Assets, quarterly | $44,929,500 | 7,066 |
| Volatile liabilities | $1,932,000 | 7,918 |
| Insider loans | $800,000 | 4,717 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $1,458,000 | 940 |
| Unused loan commitments | $2,435,000 | 6,861 |
| Tier 1 (core) risk-based capital | $2,393,000 | 7,923 |
| Tier 2 risk-based capital | $466,000 | 6,059 |
| Total risk weighted assets | $35,826,000 | 6,621 |
| Total unused commitments | $2,435,000 | 6,861 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 21 | 5,788 |
| Assets and Liabilities | ||
| Total Assets: | $46,576,000 | 7,034 |
| Cash and due from depository institutions | $3,692,000 | 5,788 |
| Interest-bearing balances | $3,150,000 | 2,445 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $5,369,000 | 1,770 |
| Net loans & leases | $30,905,000 | 6,729 |
| Loan loss allowance | $1,214,000 | 4,066 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,224,000 | 5,467 |
| Other real estate owned | $4,670,000 | 5,788 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $716,000 | 7,183 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $46,576,000 | 7,034 |
| Total liabilities | $42,454,000 | 6,915 |
| Total deposits | $42,179,000 | 6,774 |
| Interest-bearing deposits | $36,568,000 | 6,686 |
| Deposits held in domestic offices | $42,179,000 | 6,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $275,000 | 6,510 |
| Total equity capital | $4,122,000 | 7,454 |
| Total bank equity capital | $4,122,000 | 7,454 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,550,000 | 924 |
| Surplus | $7,340,000 | 3,286 |
| Undivided profits | $-8,768,000 | 8,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,195,000 | 2,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $201,000 | 7,557 |
| Earning assets | $39,424,000 | 7,160 |
| Long-term assets (5+ years) | $2,233,000 | 6,854 |
| Average Assets, year-to-date | $39,740,200 | 7,223 |
| Average Assets, quarterly | $48,016,500 | 6,938 |
| Volatile liabilities | $2,020,000 | 7,927 |
| Insider loans | $594,000 | 5,265 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $2,409,000 | 553 |
| Unused loan commitments | $4,030,000 | 6,183 |
| Tier 1 (core) risk-based capital | $4,122,000 | 7,394 |
| Tier 2 risk-based capital | $504,000 | 5,907 |
| Total risk weighted assets | $39,624,000 | 6,452 |
| Total unused commitments | $4,030,000 | 6,184 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 25 | 5,346 |
| Assets and Liabilities | ||
| Total Assets: | $49,457,000 | 6,897 |
| Cash and due from depository institutions | $611,000 | 5,346 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $6,555,000 | 1,815 |
| Net loans & leases | $31,976,000 | 6,702 |
| Loan loss allowance | $671,000 | 5,414 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,295,000 | 5,389 |
| Other real estate owned | $3,935,000 | 5,346 |
| Goodwill and other intangibles | $3,570,000 | 1,077 |
| All other assets | $1,515,000 | 5,867 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $49,457,000 | 6,897 |
| Total liabilities | $40,316,000 | 7,004 |
| Total deposits | $36,896,000 | 7,031 |
| Interest-bearing deposits | $29,341,000 | 7,088 |
| Deposits held in domestic offices | $36,896,000 | 7,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,148 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $420,000 | 5,844 |
| Total equity capital | $9,141,000 | 5,727 |
| Total bank equity capital | $9,141,000 | 5,727 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,550,000 | 923 |
| Surplus | $7,077,000 | 3,352 |
| Undivided profits | $-3,486,000 | 7,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,097,000 | 2,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $226,000 | 7,502 |
| Earning assets | $38,531,000 | 7,205 |
| Long-term assets (5+ years) | $2,238,000 | 6,881 |
| Average Assets, year-to-date | $38,031,250 | 7,333 |
| Average Assets, quarterly | $45,067,500 | 7,060 |
| Volatile liabilities | $3,909,000 | 7,550 |
| Insider loans | $1,597,000 | 3,577 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $4,979,000 | 5,968 |
| Tier 1 (core) risk-based capital | $5,571,000 | 6,945 |
| Tier 2 risk-based capital | $495,000 | 5,905 |
| Total risk weighted assets | $39,385,000 | 6,466 |
| Total unused commitments | $4,979,000 | 5,970 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 27 | 5,178 |
| Assets and Liabilities | ||
| Total Assets: | $40,678,000 | 7,304 |
| Cash and due from depository institutions | $705,000 | 5,178 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $4,440,000 | 2,450 |
| Net loans & leases | $29,097,000 | 6,879 |
| Loan loss allowance | $639,000 | 5,483 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,358,000 | 5,353 |
| Other real estate owned | $0 | 5,178 |
| Goodwill and other intangibles | $3,570,000 | 1,091 |
| All other assets | $1,508,000 | 5,849 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $40,678,000 | 7,304 |
| Total liabilities | $30,683,000 | 7,490 |
| Total deposits | $27,861,000 | 7,533 |
| Interest-bearing deposits | $24,127,000 | 7,463 |
| Deposits held in domestic offices | $27,861,000 | 7,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,348 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $322,000 | 6,397 |
| Total equity capital | $9,995,000 | 5,478 |
| Total bank equity capital | $9,995,000 | 5,478 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,550,000 | 913 |
| Surplus | $7,034,000 | 3,349 |
| Undivided profits | $-2,589,000 | 8,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,187,000 | 3,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $163,000 | 7,851 |
| Earning assets | $33,537,000 | 7,471 |
| Long-term assets (5+ years) | $2,242,000 | 6,916 |
| Average Assets, year-to-date | $34,222,670 | 7,539 |
| Average Assets, quarterly | $36,951,000 | 7,454 |
| Volatile liabilities | $3,741,000 | 7,607 |
| Insider loans | $1,882,000 | 3,266 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $3,724,000 | 6,484 |
| Tier 1 (core) risk-based capital | $6,425,000 | 6,667 |
| Tier 2 risk-based capital | $417,000 | 6,228 |
| Total risk weighted assets | $33,153,000 | 6,819 |
| Total unused commitments | $3,724,000 | 6,484 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 26 | 5,298 |
| Assets and Liabilities | ||
| Total Assets: | $33,224,000 | 7,631 |
| Cash and due from depository institutions | $435,000 | 5,298 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $25,804,000 | 7,053 |
| Loan loss allowance | $505,000 | 6,022 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,433,000 | 5,261 |
| Other real estate owned | $0 | 5,298 |
| Goodwill and other intangibles | $3,902,000 | 1,057 |
| All other assets | $1,650,000 | 5,561 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $33,224,000 | 7,631 |
| Total liabilities | $22,178,000 | 7,898 |
| Total deposits | $21,765,000 | 7,857 |
| Interest-bearing deposits | $20,022,000 | 7,721 |
| Deposits held in domestic offices | $21,765,000 | 7,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,000 | 3,112 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $373,000 | 6,306 |
| Total equity capital | $11,046,000 | 5,251 |
| Total bank equity capital | $11,046,000 | 5,251 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,550,000 | 906 |
| Surplus | $7,091,000 | 3,307 |
| Undivided profits | $-1,595,000 | 7,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $136,000 | 8,009 |
| Earning assets | $25,804,000 | 7,861 |
| Long-term assets (5+ years) | $1,858,000 | 6,963 |
| Average Assets, year-to-date | $30,995,000 | 7,719 |
| Average Assets, quarterly | $30,995,000 | 7,719 |
| Volatile liabilities | $2,443,000 | 7,934 |
| Insider loans | $1,170,000 | 4,085 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $1,850,000 | 7,339 |
| Tier 1 (core) risk-based capital | $7,144,000 | 6,405 |
| Tier 2 risk-based capital | $347,000 | 6,579 |
| Total risk weighted assets | $27,593,000 | 7,134 |
| Total unused commitments | $1,850,000 | 7,343 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 22 | 5,819 |
| Assets and Liabilities | ||
| Total Assets: | $28,766,000 | 7,836 |
| Cash and due from depository institutions | $379,000 | 5,819 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $365,000 | 5,598 |
| Net loans & leases | $21,325,000 | 7,355 |
| Loan loss allowance | $432,000 | 6,326 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,463,000 | 5,239 |
| Other real estate owned | $0 | 5,819 |
| Goodwill and other intangibles | $3,902,000 | 1,055 |
| All other assets | $1,332,000 | 6,087 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $28,766,000 | 7,836 |
| Total liabilities | $17,112,000 | 8,120 |
| Total deposits | $16,981,000 | 8,069 |
| Interest-bearing deposits | $16,041,000 | 7,924 |
| Deposits held in domestic offices | $16,981,000 | 8,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $131,000 | 7,840 |
| Total equity capital | $11,654,000 | 4,996 |
| Total bank equity capital | $11,654,000 | 4,996 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,550,000 | 893 |
| Surplus | $7,029,000 | 3,299 |
| Undivided profits | $-925,000 | 7,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $103,000 | 8,226 |
| Earning assets | $21,690,000 | 8,023 |
| Long-term assets (5+ years) | $4,808,000 | 6,047 |
| Average Assets, year-to-date | $19,768,600 | 8,169 |
| Average Assets, quarterly | $23,272,000 | 8,045 |
| Volatile liabilities | $2,014,000 | 8,064 |
| Insider loans | $2,220,000 | 2,846 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $2,844,000 | 6,841 |
| Tier 1 (core) risk-based capital | $7,752,000 | 6,164 |
| Tier 2 risk-based capital | $302,000 | 6,866 |
| Total risk weighted assets | $23,980,000 | 7,371 |
| Total unused commitments | $2,844,000 | 6,841 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 15 | 6,841 |
| Assets and Liabilities | ||
| Total Assets: | $17,778,000 | 8,286 |
| Cash and due from depository institutions | $519,000 | 6,841 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $11,227,000 | 8,056 |
| Loan loss allowance | $99,000 | 8,155 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,381,000 | 5,340 |
| Other real estate owned | $0 | 6,841 |
| Goodwill and other intangibles | $3,226,000 | 1,142 |
| All other assets | $1,425,000 | 6,025 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $17,778,000 | 8,286 |
| Total liabilities | $5,678,000 | 8,484 |
| Total deposits | $4,708,000 | 8,462 |
| Interest-bearing deposits | $4,012,000 | 8,426 |
| Deposits held in domestic offices | $4,708,000 | 8,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $655,000 | 2,939 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $315,000 | 6,782 |
| Total equity capital | $12,100,000 | 4,837 |
| Total bank equity capital | $12,100,000 | 4,837 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,550,000 | 866 |
| Surplus | $6,695,000 | 3,365 |
| Undivided profits | $-145,000 | 7,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $48,000 | 8,412 |
| Earning assets | $11,227,000 | 8,422 |
| Long-term assets (5+ years) | $4,310,000 | 6,112 |
| Average Assets, year-to-date | $17,519,250 | 8,275 |
| Average Assets, quarterly | $15,797,500 | 8,337 |
| Volatile liabilities | $655,000 | 8,356 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $644,000 | 7,965 |
| Tier 1 (core) risk-based capital | $8,874,000 | 5,740 |
| Tier 2 risk-based capital | $99,000 | 8,122 |
| Total risk weighted assets | $17,400,000 | 7,822 |
| Total unused commitments | $644,000 | 7,967 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 10 | 7,664 |
| Assets and Liabilities | ||
| Total Assets: | $13,817,000 | 8,455 |
| Cash and due from depository institutions | $691,000 | 7,664 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $685,000 | 5,405 |
| Net loans & leases | $9,777,000 | 8,177 |
| Loan loss allowance | $99,000 | 8,214 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,415,000 | 5,309 |
| Other real estate owned | $0 | 7,664 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,249,000 | 6,275 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $13,817,000 | 8,455 |
| Total liabilities | $4,464,000 | 8,546 |
| Total deposits | $4,182,000 | 8,527 |
| Interest-bearing deposits | $3,084,000 | 8,501 |
| Deposits held in domestic offices | $4,182,000 | 8,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $282,000 | 6,836 |
| Total equity capital | $9,353,000 | 5,634 |
| Total bank equity capital | $9,353,000 | 5,634 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,537,000 | 856 |
| Surplus | $5,514,000 | 3,775 |
| Undivided profits | $-1,698,000 | 8,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $34,000 | 8,499 |
| Earning assets | $10,462,000 | 8,491 |
| Long-term assets (5+ years) | $4,008,000 | 6,166 |
| Average Assets, year-to-date | $17,433,000 | 8,328 |
| Average Assets, quarterly | $18,078,500 | 8,311 |
| Volatile liabilities | $0 | 8,546 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $1,543,000 | 7,551 |
| Tier 1 (core) risk-based capital | $9,353,000 | 5,564 |
| Tier 2 risk-based capital | $99,000 | 8,178 |
| Total risk weighted assets | $13,234,000 | 8,117 |
| Total unused commitments | $1,543,000 | 7,555 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 12 | 7,388 |
| Assets and Liabilities | ||
| Total Assets: | $22,340,000 | 8,192 |
| Cash and due from depository institutions | $584,000 | 7,388 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $9,508,000 | 2,077 |
| Net loans & leases | $9,585,000 | 8,213 |
| Loan loss allowance | $97,000 | 8,255 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,459,000 | 5,232 |
| Other real estate owned | $0 | 7,388 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,204,000 | 6,291 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $22,340,000 | 8,192 |
| Total liabilities | $12,587,000 | 8,402 |
| Total deposits | $12,400,000 | 8,365 |
| Interest-bearing deposits | $11,497,000 | 8,287 |
| Deposits held in domestic offices | $12,400,000 | 8,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $187,000 | 7,445 |
| Total equity capital | $9,753,000 | 5,506 |
| Total bank equity capital | $9,753,000 | 5,506 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,514,000 | 840 |
| Surplus | $5,556,000 | 3,717 |
| Undivided profits | $-1,317,000 | 8,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $43,000 | 8,511 |
| Earning assets | $19,093,000 | 8,238 |
| Long-term assets (5+ years) | $3,835,000 | 6,194 |
| Average Assets, year-to-date | $19,241,000 | 8,297 |
| Average Assets, quarterly | $19,241,000 | 8,297 |
| Volatile liabilities | $0 | 8,533 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $2,004,000 | 7,340 |
| Tier 1 (core) risk-based capital | $9,753,000 | 5,399 |
| Tier 2 risk-based capital | $97,000 | 8,214 |
| Total risk weighted assets | $15,237,000 | 8,011 |
| Total unused commitments | $2,004,000 | 7,342 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 20 | 6,141 |
| Assets and Liabilities | ||
| Total Assets: | $16,142,000 | 8,446 |
| Cash and due from depository institutions | $950,000 | 6,141 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $12,180,000 | 1,358 |
| Net loans & leases | $1,387,000 | 8,583 |
| Loan loss allowance | $14,000 | 8,568 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $540,000 | 6,883 |
| Other real estate owned | $0 | 6,141 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,085,000 | 6,581 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $16,142,000 | 8,446 |
| Total liabilities | $6,010,000 | 8,597 |
| Total deposits | $5,913,000 | 8,572 |
| Interest-bearing deposits | $5,288,000 | 8,522 |
| Deposits held in domestic offices | $5,913,000 | 8,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $97,000 | 8,121 |
| Total equity capital | $10,132,000 | 5,296 |
| Total bank equity capital | $10,132,000 | 5,296 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,514,000 | 828 |
| Surplus | $5,530,000 | 3,665 |
| Undivided profits | $-912,000 | 8,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $7,000 | 8,629 |
| Earning assets | $13,567,000 | 8,474 |
| Long-term assets (5+ years) | $325,000 | 7,520 |
| Average Assets, year-to-date | $16,142,000 | 8,419 |
| Average Assets, quarterly | $16,142,000 | 8,434 |
| Volatile liabilities | $0 | 8,629 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $506,000 | 8,131 |
| Tier 1 (core) risk-based capital | $10,132,000 | 5,235 |
| Tier 2 risk-based capital | $14,000 | 8,560 |
| Total risk weighted assets | $5,472,000 | 8,564 |
| Total unused commitments | $506,000 | 8,131 |
| Derivatives | $0 | 1,023 |