Home > Valley Business Bank > Income and Expense
Valley Business Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,488,000 | 1,538 |
| Total interest expense | $650,000 | 3,173 |
| Net interest income | $15,838,000 | 1,424 |
| Provision for loan and lease losses | $-770,000 | 5,799 |
| Total noninterest income | $1,603,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $875,000 | 1,351 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $728,000 | 2,776 |
| Total noninterest expense | $11,489,000 | 1,685 |
| Salaries and employee benefits | $6,648,000 | 1,633 |
| Premises and equipment expense | $1,586,000 | 1,439 |
| Additional noninterest expense | $3,255,000 | 1,835 |
| Pre-tax net operating income | $6,722,000 | 1,287 |
| Securities gains (losses) | $458,000 | 469 |
| Applicable income taxes | $2,572,000 | 874 |
| Income before extraordinary items | $4,608,000 | 1,481 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,608,000 | 1,480 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,608,000 | 1,480 |
| Net charge-offs | $-865,000 | 5,850 |
| Cash dividends | $1,050,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,314,880 | 1,531 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,315,000 | 1,546 |
| Total interest expense | $486,000 | 3,184 |
| Net interest income | $11,829,000 | 1,435 |
| Provision for loan and lease losses | $-770,000 | 5,895 |
| Total noninterest income | $1,082,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $647,000 | 1,368 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $435,000 | 3,061 |
| Total noninterest expense | $8,820,000 | 1,643 |
| Salaries and employee benefits | $5,239,000 | 1,548 |
| Premises and equipment expense | $1,181,000 | 1,452 |
| Additional noninterest expense | $2,400,000 | 1,864 |
| Pre-tax net operating income | $4,861,000 | 1,341 |
| Securities gains (losses) | $458,000 | 422 |
| Applicable income taxes | $1,763,000 | 954 |
| Income before extraordinary items | $3,556,000 | 1,469 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,556,000 | 1,468 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,556,000 | 1,469 |
| Net charge-offs | $-839,000 | 5,911 |
| Cash dividends | $1,050,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,249,140 | 1,534 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,190,000 | 1,549 |
| Total interest expense | $322,000 | 3,202 |
| Net interest income | $7,868,000 | 1,441 |
| Provision for loan and lease losses | $-550,000 | 5,977 |
| Total noninterest income | $672,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $405,000 | 1,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $267,000 | 3,183 |
| Total noninterest expense | $5,716,000 | 1,691 |
| Salaries and employee benefits | $3,413,000 | 1,595 |
| Premises and equipment expense | $749,000 | 1,523 |
| Additional noninterest expense | $1,554,000 | 1,918 |
| Pre-tax net operating income | $3,374,000 | 1,295 |
| Securities gains (losses) | $124,000 | 833 |
| Applicable income taxes | $1,079,000 | 1,025 |
| Income before extraordinary items | $2,419,000 | 1,433 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,419,000 | 1,434 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,419,000 | 1,434 |
| Net charge-offs | $-603,000 | 5,989 |
| Cash dividends | $1,050,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,333,440 | 1,431 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 1,555 |
| Total interest expense | $160,000 | 3,226 |
| Net interest income | $3,918,000 | 1,444 |
| Provision for loan and lease losses | $-550,000 | 6,076 |
| Total noninterest income | $311,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $189,000 | 1,493 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $122,000 | 3,256 |
| Total noninterest expense | $2,905,000 | 1,668 |
| Salaries and employee benefits | $1,778,000 | 1,534 |
| Premises and equipment expense | $374,000 | 1,543 |
| Additional noninterest expense | $753,000 | 1,943 |
| Pre-tax net operating income | $1,874,000 | 1,146 |
| Securities gains (losses) | $60,000 | 747 |
| Applicable income taxes | $682,000 | 836 |
| Income before extraordinary items | $1,252,000 | 1,366 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,252,000 | 1,366 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,252,000 | 1,367 |
| Net charge-offs | $-570,000 | 6,079 |
| Cash dividends | $650,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,213,000 | 1,359 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,616,000 | 1,485 |
| Total interest expense | $681,000 | 3,110 |
| Net interest income | $15,935,000 | 1,394 |
| Provision for loan and lease losses | $-400,000 | 5,903 |
| Total noninterest income | $1,784,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $805,000 | 1,469 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $979,000 | 2,392 |
| Total noninterest expense | $10,688,000 | 1,775 |
| Salaries and employee benefits | $6,350,000 | 1,665 |
| Premises and equipment expense | $1,435,000 | 1,593 |
| Additional noninterest expense | $2,903,000 | 2,065 |
| Pre-tax net operating income | $7,431,000 | 1,145 |
| Securities gains (losses) | $140,000 | 944 |
| Applicable income taxes | $2,633,000 | 828 |
| Income before extraordinary items | $4,938,000 | 1,369 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,938,000 | 1,368 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,938,000 | 1,369 |
| Net charge-offs | $-428,000 | 5,985 |
| Cash dividends | $2,150,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,847,000 | 1,367 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,908,000 | 1,574 |
| Total interest expense | $519,000 | 3,130 |
| Net interest income | $11,389,000 | 1,465 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,442,000 | 2,180 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $599,000 | 1,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $843,000 | 2,239 |
| Total noninterest expense | $7,937,000 | 1,800 |
| Salaries and employee benefits | $4,829,000 | 1,632 |
| Premises and equipment expense | $1,074,000 | 1,603 |
| Additional noninterest expense | $2,034,000 | 2,178 |
| Pre-tax net operating income | $4,894,000 | 1,301 |
| Securities gains (losses) | $140,000 | 818 |
| Applicable income taxes | $1,706,000 | 940 |
| Income before extraordinary items | $3,328,000 | 1,505 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,328,000 | 1,506 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,328,000 | 1,506 |
| Net charge-offs | $-41,000 | 5,560 |
| Cash dividends | $1,550,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,235,600 | 1,499 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,831,000 | 1,594 |
| Total interest expense | $360,000 | 3,061 |
| Net interest income | $7,471,000 | 1,490 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $655,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $370,000 | 1,570 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $285,000 | 3,129 |
| Total noninterest expense | $5,293,000 | 1,806 |
| Salaries and employee benefits | $3,271,000 | 1,625 |
| Premises and equipment expense | $722,000 | 1,611 |
| Additional noninterest expense | $1,300,000 | 2,264 |
| Pre-tax net operating income | $2,833,000 | 1,443 |
| Securities gains (losses) | $59,000 | 1,140 |
| Applicable income taxes | $945,000 | 1,073 |
| Income before extraordinary items | $1,947,000 | 1,646 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,947,000 | 1,650 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,947,000 | 1,650 |
| Net charge-offs | $-78,000 | 5,864 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,907,470 | 1,633 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 1,617 |
| Total interest expense | $190,000 | 3,003 |
| Net interest income | $3,644,000 | 1,518 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $333,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $184,000 | 1,548 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $149,000 | 3,024 |
| Total noninterest expense | $2,596,000 | 1,833 |
| Salaries and employee benefits | $1,650,000 | 1,622 |
| Premises and equipment expense | $361,000 | 1,632 |
| Additional noninterest expense | $585,000 | 2,469 |
| Pre-tax net operating income | $1,381,000 | 1,436 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $432,000 | 1,124 |
| Income before extraordinary items | $949,000 | 1,680 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $949,000 | 1,682 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $949,000 | 1,682 |
| Net charge-offs | $-13,000 | 5,532 |
| Cash dividends | $250,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $949,000 | 1,615 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,022,000 | 1,671 |
| Total interest expense | $716,000 | 3,266 |
| Net interest income | $14,306,000 | 1,546 |
| Provision for loan and lease losses | $-1,000,000 | 6,352 |
| Total noninterest income | $1,251,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $716,000 | 1,723 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $535,000 | 3,181 |
| Total noninterest expense | $9,924,000 | 1,902 |
| Salaries and employee benefits | $5,857,000 | 1,761 |
| Premises and equipment expense | $1,355,000 | 1,714 |
| Additional noninterest expense | $2,712,000 | 2,227 |
| Pre-tax net operating income | $6,633,000 | 1,209 |
| Securities gains (losses) | $246,000 | 707 |
| Applicable income taxes | $2,334,000 | 875 |
| Income before extraordinary items | $4,545,000 | 1,423 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,545,000 | 1,421 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,545,000 | 1,422 |
| Net charge-offs | $-440,000 | 6,376 |
| Cash dividends | $4,100,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,382,640 | 1,442 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,149,000 | 1,690 |
| Total interest expense | $534,000 | 3,329 |
| Net interest income | $10,615,000 | 1,572 |
| Provision for loan and lease losses | $-1,000,000 | 6,460 |
| Total noninterest income | $925,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $521,000 | 1,769 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $404,000 | 3,215 |
| Total noninterest expense | $7,267,000 | 1,959 |
| Salaries and employee benefits | $4,370,000 | 1,768 |
| Premises and equipment expense | $995,000 | 1,768 |
| Additional noninterest expense | $1,902,000 | 2,365 |
| Pre-tax net operating income | $5,273,000 | 1,161 |
| Securities gains (losses) | $256,000 | 534 |
| Applicable income taxes | $1,941,000 | 825 |
| Income before extraordinary items | $3,588,000 | 1,352 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,588,000 | 1,350 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,588,000 | 1,352 |
| Net charge-offs | $-432,000 | 6,452 |
| Cash dividends | $1,000,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,421,600 | 1,385 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,466,000 | 1,671 |
| Total interest expense | $355,000 | 3,361 |
| Net interest income | $7,111,000 | 1,554 |
| Provision for loan and lease losses | $-1,000,000 | 6,561 |
| Total noninterest income | $597,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $331,000 | 1,817 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $266,000 | 3,201 |
| Total noninterest expense | $4,898,000 | 1,930 |
| Salaries and employee benefits | $2,955,000 | 1,747 |
| Premises and equipment expense | $651,000 | 1,821 |
| Additional noninterest expense | $1,292,000 | 2,323 |
| Pre-tax net operating income | $3,810,000 | 1,061 |
| Securities gains (losses) | $155,000 | 574 |
| Applicable income taxes | $1,400,000 | 746 |
| Income before extraordinary items | $2,565,000 | 1,230 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,565,000 | 1,229 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,565,000 | 1,231 |
| Net charge-offs | $-341,000 | 6,523 |
| Cash dividends | $600,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,464,250 | 1,260 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,656,000 | 1,700 |
| Total interest expense | $180,000 | 3,387 |
| Net interest income | $3,476,000 | 1,575 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $292,000 | 2,843 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $164,000 | 1,807 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $128,000 | 3,205 |
| Total noninterest expense | $2,468,000 | 1,924 |
| Salaries and employee benefits | $1,524,000 | 1,708 |
| Premises and equipment expense | $315,000 | 1,899 |
| Additional noninterest expense | $629,000 | 2,381 |
| Pre-tax net operating income | $1,300,000 | 1,416 |
| Securities gains (losses) | $76,000 | 519 |
| Applicable income taxes | $449,000 | 1,007 |
| Income before extraordinary items | $927,000 | 1,587 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $927,000 | 1,590 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $927,000 | 1,590 |
| Net charge-offs | $-13,000 | 5,862 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $876,080 | 1,640 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,266,000 | 1,749 |
| Total interest expense | $745,000 | 3,611 |
| Net interest income | $13,521,000 | 1,608 |
| Provision for loan and lease losses | $-1,500,000 | 6,708 |
| Total noninterest income | $1,230,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $646,000 | 1,945 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $584,000 | 3,158 |
| Total noninterest expense | $9,576,000 | 1,969 |
| Salaries and employee benefits | $5,595,000 | 1,828 |
| Premises and equipment expense | $1,427,000 | 1,646 |
| Additional noninterest expense | $2,554,000 | 2,405 |
| Pre-tax net operating income | $6,675,000 | 1,110 |
| Securities gains (losses) | $126,000 | 1,169 |
| Applicable income taxes | $2,268,000 | 823 |
| Income before extraordinary items | $4,533,000 | 1,340 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,533,000 | 1,343 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,533,000 | 1,343 |
| Net charge-offs | $-183,000 | 6,617 |
| Cash dividends | $1,500,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,448,580 | 1,335 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,600,000 | 1,775 |
| Total interest expense | $571,000 | 3,642 |
| Net interest income | $10,029,000 | 1,622 |
| Provision for loan and lease losses | $-1,500,000 | 6,809 |
| Total noninterest income | $927,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $478,000 | 1,969 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $449,000 | 3,178 |
| Total noninterest expense | $7,039,000 | 2,017 |
| Salaries and employee benefits | $4,155,000 | 1,850 |
| Premises and equipment expense | $1,072,000 | 1,656 |
| Additional noninterest expense | $1,812,000 | 2,526 |
| Pre-tax net operating income | $5,417,000 | 1,065 |
| Securities gains (losses) | $126,000 | 1,066 |
| Applicable income taxes | $1,895,000 | 774 |
| Income before extraordinary items | $3,648,000 | 1,259 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,648,000 | 1,260 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,648,000 | 1,261 |
| Net charge-offs | $-201,000 | 6,724 |
| Cash dividends | $1,200,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,564,840 | 1,259 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,980,000 | 1,792 |
| Total interest expense | $398,000 | 3,599 |
| Net interest income | $6,582,000 | 1,636 |
| Provision for loan and lease losses | $-1,500,000 | 6,876 |
| Total noninterest income | $611,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $313,000 | 1,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $298,000 | 3,212 |
| Total noninterest expense | $4,731,000 | 2,003 |
| Salaries and employee benefits | $2,804,000 | 1,835 |
| Premises and equipment expense | $701,000 | 1,688 |
| Additional noninterest expense | $1,226,000 | 2,484 |
| Pre-tax net operating income | $3,962,000 | 956 |
| Securities gains (losses) | $126,000 | 964 |
| Applicable income taxes | $1,450,000 | 694 |
| Income before extraordinary items | $2,638,000 | 1,155 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,638,000 | 1,157 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,638,000 | 1,158 |
| Net charge-offs | $-77,000 | 6,632 |
| Cash dividends | $700,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,556,100 | 1,142 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 1,820 |
| Total interest expense | $210,000 | 3,568 |
| Net interest income | $3,261,000 | 1,661 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $297,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $153,000 | 1,999 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $144,000 | 3,233 |
| Total noninterest expense | $2,408,000 | 1,989 |
| Salaries and employee benefits | $1,478,000 | 1,769 |
| Premises and equipment expense | $344,000 | 1,741 |
| Additional noninterest expense | $586,000 | 2,606 |
| Pre-tax net operating income | $1,150,000 | 1,522 |
| Securities gains (losses) | $126,000 | 608 |
| Applicable income taxes | $403,000 | 1,082 |
| Income before extraordinary items | $873,000 | 1,661 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $873,000 | 1,663 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $873,000 | 1,663 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $200,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $787,320 | 1,739 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,701,000 | 1,791 |
| Total interest expense | $962,000 | 3,708 |
| Net interest income | $13,739,000 | 1,601 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,300,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $687,000 | 1,934 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $613,000 | 3,070 |
| Total noninterest expense | $9,763,000 | 1,963 |
| Salaries and employee benefits | $5,858,000 | 1,733 |
| Premises and equipment expense | $1,312,000 | 1,804 |
| Additional noninterest expense | $2,593,000 | 2,483 |
| Pre-tax net operating income | $5,276,000 | 1,311 |
| Securities gains (losses) | $152,000 | 1,934 |
| Applicable income taxes | $1,652,000 | 1,018 |
| Income before extraordinary items | $3,776,000 | 1,526 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,776,000 | 1,528 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,776,000 | 1,527 |
| Net charge-offs | $277,000 | 3,403 |
| Cash dividends | $8,985,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,669,600 | 1,471 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,034,000 | 1,824 |
| Total interest expense | $738,000 | 3,770 |
| Net interest income | $10,296,000 | 1,619 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,007,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $524,000 | 1,921 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $483,000 | 3,003 |
| Total noninterest expense | $7,066,000 | 2,031 |
| Salaries and employee benefits | $4,260,000 | 1,766 |
| Premises and equipment expense | $960,000 | 1,856 |
| Additional noninterest expense | $1,846,000 | 2,611 |
| Pre-tax net operating income | $4,237,000 | 1,268 |
| Securities gains (losses) | $152,000 | 1,655 |
| Applicable income taxes | $1,424,000 | 948 |
| Income before extraordinary items | $2,965,000 | 1,501 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,965,000 | 1,502 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,965,000 | 1,502 |
| Net charge-offs | $275,000 | 2,938 |
| Cash dividends | $8,785,000 | 234 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,861,640 | 1,457 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,404,000 | 1,818 |
| Total interest expense | $502,000 | 3,819 |
| Net interest income | $6,902,000 | 1,608 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $662,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $354,000 | 1,886 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $308,000 | 3,036 |
| Total noninterest expense | $4,707,000 | 2,034 |
| Salaries and employee benefits | $2,870,000 | 1,744 |
| Premises and equipment expense | $618,000 | 1,915 |
| Additional noninterest expense | $1,219,000 | 2,649 |
| Pre-tax net operating income | $2,857,000 | 1,250 |
| Securities gains (losses) | $152,000 | 1,307 |
| Applicable income taxes | $991,000 | 901 |
| Income before extraordinary items | $2,018,000 | 1,472 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,018,000 | 1,472 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,018,000 | 1,472 |
| Net charge-offs | $193,000 | 2,795 |
| Cash dividends | $8,585,000 | 165 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,916,160 | 1,452 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 1,824 |
| Total interest expense | $253,000 | 3,909 |
| Net interest income | $3,483,000 | 1,603 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $328,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $179,000 | 1,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $149,000 | 3,084 |
| Total noninterest expense | $2,361,000 | 2,028 |
| Salaries and employee benefits | $1,497,000 | 1,681 |
| Premises and equipment expense | $311,000 | 1,921 |
| Additional noninterest expense | $553,000 | 2,853 |
| Pre-tax net operating income | $1,450,000 | 1,211 |
| Securities gains (losses) | $28,000 | 1,460 |
| Applicable income taxes | $486,000 | 913 |
| Income before extraordinary items | $992,000 | 1,474 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $992,000 | 1,475 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $992,000 | 1,475 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $8,385,000 | 96 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $973,240 | 1,414 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,647,000 | 1,800 |
| Total interest expense | $1,553,000 | 3,362 |
| Net interest income | $14,094,000 | 1,582 |
| Provision for loan and lease losses | $600,000 | 3,157 |
| Total noninterest income | $1,260,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $703,000 | 1,982 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $557,000 | 2,969 |
| Total noninterest expense | $9,630,000 | 1,986 |
| Salaries and employee benefits | $5,443,000 | 1,778 |
| Premises and equipment expense | $1,308,000 | 1,901 |
| Additional noninterest expense | $2,879,000 | 2,290 |
| Pre-tax net operating income | $5,124,000 | 1,157 |
| Securities gains (losses) | $290,000 | 1,161 |
| Applicable income taxes | $1,882,000 | 837 |
| Income before extraordinary items | $3,532,000 | 1,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,532,000 | 1,390 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,532,000 | 1,390 |
| Net charge-offs | $1,830,000 | 1,639 |
| Cash dividends | $600,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,343,500 | 1,394 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,772,000 | 1,818 |
| Total interest expense | $1,264,000 | 3,264 |
| Net interest income | $10,508,000 | 1,602 |
| Provision for loan and lease losses | $375,000 | 3,310 |
| Total noninterest income | $944,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $525,000 | 1,992 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $419,000 | 2,958 |
| Total noninterest expense | $7,162,000 | 2,007 |
| Salaries and employee benefits | $4,071,000 | 1,801 |
| Premises and equipment expense | $984,000 | 1,904 |
| Additional noninterest expense | $2,107,000 | 2,348 |
| Pre-tax net operating income | $3,915,000 | 1,176 |
| Securities gains (losses) | $144,000 | 1,461 |
| Applicable income taxes | $1,419,000 | 827 |
| Income before extraordinary items | $2,640,000 | 1,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,640,000 | 1,440 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,640,000 | 1,440 |
| Net charge-offs | $1,485,000 | 1,494 |
| Cash dividends | $600,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,546,400 | 1,415 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,764,000 | 1,848 |
| Total interest expense | $843,000 | 3,373 |
| Net interest income | $6,921,000 | 1,625 |
| Provision for loan and lease losses | $225,000 | 3,378 |
| Total noninterest income | $620,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $346,000 | 1,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $274,000 | 3,012 |
| Total noninterest expense | $4,714,000 | 2,051 |
| Salaries and employee benefits | $2,639,000 | 1,865 |
| Premises and equipment expense | $649,000 | 1,944 |
| Additional noninterest expense | $1,426,000 | 2,353 |
| Pre-tax net operating income | $2,602,000 | 1,148 |
| Securities gains (losses) | $37,000 | 1,760 |
| Applicable income taxes | $902,000 | 826 |
| Income before extraordinary items | $1,737,000 | 1,419 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,737,000 | 1,419 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,737,000 | 1,419 |
| Net charge-offs | $-108,000 | 7,386 |
| Cash dividends | $300,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,712,580 | 1,374 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,894,000 | 1,853 |
| Total interest expense | $429,000 | 3,442 |
| Net interest income | $3,465,000 | 1,611 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $311,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $169,000 | 2,003 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $142,000 | 3,001 |
| Total noninterest expense | $2,398,000 | 2,016 |
| Salaries and employee benefits | $1,362,000 | 1,820 |
| Premises and equipment expense | $311,000 | 2,056 |
| Additional noninterest expense | $725,000 | 2,292 |
| Pre-tax net operating income | $1,153,000 | 1,256 |
| Securities gains (losses) | $13,000 | 1,224 |
| Applicable income taxes | $404,000 | 881 |
| Income before extraordinary items | $762,000 | 1,550 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $762,000 | 1,550 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $762,000 | 1,550 |
| Net charge-offs | $-7,000 | 6,897 |
| Cash dividends | $300,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $753,550 | 1,521 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,218,000 | 1,864 |
| Total interest expense | $2,505,000 | 2,986 |
| Net interest income | $13,713,000 | 1,625 |
| Provision for loan and lease losses | $2,050,000 | 2,036 |
| Total noninterest income | $1,289,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $768,000 | 1,900 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $521,000 | 3,131 |
| Total noninterest expense | $9,267,000 | 2,082 |
| Salaries and employee benefits | $5,080,000 | 1,912 |
| Premises and equipment expense | $1,283,000 | 1,981 |
| Additional noninterest expense | $2,904,000 | 2,343 |
| Pre-tax net operating income | $3,685,000 | 1,360 |
| Securities gains (losses) | $34,000 | 2,877 |
| Applicable income taxes | $1,190,000 | 1,076 |
| Income before extraordinary items | $2,529,000 | 1,632 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,529,000 | 1,632 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,529,000 | 1,634 |
| Net charge-offs | $1,582,000 | 2,122 |
| Cash dividends | $740,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,505,880 | 1,583 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,203,000 | 1,899 |
| Total interest expense | $2,011,000 | 2,934 |
| Net interest income | $10,192,000 | 1,658 |
| Provision for loan and lease losses | $1,800,000 | 1,775 |
| Total noninterest income | $959,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $585,000 | 1,925 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $374,000 | 3,205 |
| Total noninterest expense | $6,939,000 | 2,082 |
| Salaries and employee benefits | $3,831,000 | 1,898 |
| Premises and equipment expense | $955,000 | 2,021 |
| Additional noninterest expense | $2,153,000 | 2,334 |
| Pre-tax net operating income | $2,412,000 | 1,635 |
| Securities gains (losses) | $10,000 | 3,111 |
| Applicable income taxes | $745,000 | 1,273 |
| Income before extraordinary items | $1,677,000 | 1,965 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,677,000 | 1,966 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,677,000 | 1,967 |
| Net charge-offs | $1,583,000 | 1,733 |
| Cash dividends | $740,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,670,100 | 1,872 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,121,000 | 1,926 |
| Total interest expense | $1,408,000 | 2,931 |
| Net interest income | $6,713,000 | 1,676 |
| Provision for loan and lease losses | $1,250,000 | 1,695 |
| Total noninterest income | $617,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $387,000 | 1,949 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $230,000 | 3,265 |
| Total noninterest expense | $4,773,000 | 2,038 |
| Salaries and employee benefits | $2,643,000 | 1,858 |
| Premises and equipment expense | $635,000 | 2,045 |
| Additional noninterest expense | $1,495,000 | 2,263 |
| Pre-tax net operating income | $1,307,000 | 1,916 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $379,000 | 1,492 |
| Income before extraordinary items | $929,000 | 2,253 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $929,000 | 2,251 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $929,000 | 2,254 |
| Net charge-offs | $41,000 | 5,041 |
| Cash dividends | $390,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $928,290 | 2,179 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 2,014 |
| Total interest expense | $708,000 | 3,037 |
| Net interest income | $3,264,000 | 1,743 |
| Provision for loan and lease losses | $600,000 | 1,610 |
| Total noninterest income | $289,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $185,000 | 2,008 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $104,000 | 3,434 |
| Total noninterest expense | $2,474,000 | 1,993 |
| Salaries and employee benefits | $1,360,000 | 1,839 |
| Premises and equipment expense | $323,000 | 2,070 |
| Additional noninterest expense | $791,000 | 2,141 |
| Pre-tax net operating income | $479,000 | 2,488 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $125,000 | 1,902 |
| Income before extraordinary items | $354,000 | 2,794 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $354,000 | 2,791 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $354,000 | 2,794 |
| Net charge-offs | $9,000 | 4,900 |
| Cash dividends | $390,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $354,000 | 2,682 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,931,000 | 2,004 |
| Total interest expense | $3,959,000 | 2,766 |
| Net interest income | $12,972,000 | 1,724 |
| Provision for loan and lease losses | $7,000,000 | 1,123 |
| Total noninterest income | $1,615,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $766,000 | 2,109 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $849,000 | 2,373 |
| Total noninterest expense | $9,116,000 | 2,181 |
| Salaries and employee benefits | $4,674,000 | 2,102 |
| Premises and equipment expense | $1,516,000 | 1,784 |
| Additional noninterest expense | $2,926,000 | 2,404 |
| Pre-tax net operating income | $-1,529,000 | 6,454 |
| Securities gains (losses) | $416,000 | 996 |
| Applicable income taxes | $-926,000 | 7,252 |
| Income before extraordinary items | $-187,000 | 5,805 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-187,000 | 5,804 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-187,000 | 5,804 |
| Net charge-offs | $4,013,000 | 1,338 |
| Cash dividends | $350,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $7,600,000 | 125 |
| Net operating income | $-453,240 | 6,046 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,774,000 | 2,029 |
| Total interest expense | $3,039,000 | 2,832 |
| Net interest income | $9,735,000 | 1,726 |
| Provision for loan and lease losses | $2,000,000 | 1,898 |
| Total noninterest income | $1,298,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $567,000 | 2,134 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $731,000 | 2,238 |
| Total noninterest expense | $6,788,000 | 2,194 |
| Salaries and employee benefits | $3,518,000 | 2,109 |
| Premises and equipment expense | $1,133,000 | 1,806 |
| Additional noninterest expense | $2,137,000 | 2,420 |
| Pre-tax net operating income | $2,245,000 | 1,437 |
| Securities gains (losses) | $169,000 | 1,411 |
| Applicable income taxes | $601,000 | 1,239 |
| Income before extraordinary items | $1,813,000 | 1,481 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,813,000 | 1,479 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,813,000 | 1,481 |
| Net charge-offs | $173,000 | 4,430 |
| Cash dividends | $150,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $7,600,000 | 103 |
| Net operating income | $1,686,250 | 1,552 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,405,000 | 2,089 |
| Total interest expense | $2,082,000 | 2,874 |
| Net interest income | $6,323,000 | 1,768 |
| Provision for loan and lease losses | $1,400,000 | 1,703 |
| Total noninterest income | $958,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $369,000 | 2,151 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $589,000 | 2,013 |
| Total noninterest expense | $4,555,000 | 2,212 |
| Salaries and employee benefits | $2,362,000 | 2,135 |
| Premises and equipment expense | $758,000 | 1,824 |
| Additional noninterest expense | $1,435,000 | 2,438 |
| Pre-tax net operating income | $1,326,000 | 1,690 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $234,000 | 1,801 |
| Income before extraordinary items | $1,096,000 | 1,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,096,000 | 1,696 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,096,000 | 1,698 |
| Net charge-offs | $173,000 | 3,610 |
| Cash dividends | $150,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $7,600,000 | 76 |
| Net operating income | $1,092,720 | 1,666 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,223,000 | 2,106 |
| Total interest expense | $1,121,000 | 2,783 |
| Net interest income | $3,102,000 | 1,795 |
| Provision for loan and lease losses | $400,000 | 1,987 |
| Total noninterest income | $311,000 | 2,956 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $178,000 | 2,161 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $133,000 | 3,173 |
| Total noninterest expense | $2,371,000 | 2,080 |
| Salaries and employee benefits | $1,239,000 | 2,064 |
| Premises and equipment expense | $369,000 | 1,911 |
| Additional noninterest expense | $763,000 | 2,078 |
| Pre-tax net operating income | $642,000 | 1,944 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $190,000 | 1,511 |
| Income before extraordinary items | $456,000 | 2,306 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $456,000 | 2,306 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $456,000 | 2,308 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $7,600,000 | 38 |
| Net operating income | $453,160 | 2,185 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,855,000 | 2,126 |
| Total interest expense | $5,500,000 | 2,724 |
| Net interest income | $12,355,000 | 1,803 |
| Provision for loan and lease losses | $1,600,000 | 2,073 |
| Total noninterest income | $1,158,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $716,000 | 2,312 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $442,000 | 3,410 |
| Total noninterest expense | $8,669,000 | 2,206 |
| Salaries and employee benefits | $4,951,000 | 2,055 |
| Premises and equipment expense | $1,217,000 | 2,214 |
| Additional noninterest expense | $2,501,000 | 2,338 |
| Pre-tax net operating income | $3,244,000 | 1,678 |
| Securities gains (losses) | $46,000 | 1,666 |
| Applicable income taxes | $1,026,000 | 1,184 |
| Income before extraordinary items | $2,264,000 | 1,766 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,264,000 | 1,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 4,818 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,232,260 | 1,908 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,472,000 | 2,167 |
| Total interest expense | $4,182,000 | 2,797 |
| Net interest income | $9,290,000 | 1,813 |
| Provision for loan and lease losses | $1,200,000 | 1,651 |
| Total noninterest income | $890,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $528,000 | 2,353 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $362,000 | 3,348 |
| Total noninterest expense | $6,484,000 | 2,205 |
| Salaries and employee benefits | $3,688,000 | 2,080 |
| Premises and equipment expense | $903,000 | 2,252 |
| Additional noninterest expense | $1,893,000 | 2,261 |
| Pre-tax net operating income | $2,496,000 | 1,934 |
| Securities gains (losses) | $46,000 | 1,481 |
| Applicable income taxes | $801,000 | 1,370 |
| Income before extraordinary items | $1,741,000 | 2,022 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,741,000 | 2,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,763 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,709,720 | 2,162 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,944,000 | 2,199 |
| Total interest expense | $2,741,000 | 2,938 |
| Net interest income | $6,203,000 | 1,808 |
| Provision for loan and lease losses | $800,000 | 1,417 |
| Total noninterest income | $592,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $336,000 | 2,424 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $256,000 | 3,312 |
| Total noninterest expense | $4,319,000 | 2,211 |
| Salaries and employee benefits | $2,464,000 | 2,108 |
| Premises and equipment expense | $581,000 | 2,334 |
| Additional noninterest expense | $1,274,000 | 2,225 |
| Pre-tax net operating income | $1,676,000 | 1,985 |
| Securities gains (losses) | $46,000 | 1,495 |
| Applicable income taxes | $543,000 | 1,499 |
| Income before extraordinary items | $1,179,000 | 2,237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,179,000 | 2,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,147,720 | 2,253 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 2,258 |
| Total interest expense | $1,430,000 | 3,011 |
| Net interest income | $3,030,000 | 1,845 |
| Provision for loan and lease losses | $400,000 | 1,144 |
| Total noninterest income | $279,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $171,000 | 2,359 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $108,000 | 3,628 |
| Total noninterest expense | $2,147,000 | 2,224 |
| Salaries and employee benefits | $1,239,000 | 2,117 |
| Premises and equipment expense | $276,000 | 2,446 |
| Additional noninterest expense | $632,000 | 2,215 |
| Pre-tax net operating income | $762,000 | 2,259 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $232,000 | 1,770 |
| Income before extraordinary items | $530,000 | 2,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $530,000 | 2,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $530,000 | 2,488 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,544,000 | 2,221 |
| Total interest expense | $6,861,000 | 2,681 |
| Net interest income | $11,683,000 | 1,950 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,058,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $591,000 | 2,706 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $467,000 | 3,435 |
| Total noninterest expense | $8,151,000 | 2,245 |
| Salaries and employee benefits | $4,586,000 | 2,194 |
| Premises and equipment expense | $1,023,000 | 2,519 |
| Additional noninterest expense | $2,542,000 | 2,149 |
| Pre-tax net operating income | $4,590,000 | 1,771 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $1,461,000 | 1,436 |
| Income before extraordinary items | $3,128,000 | 1,973 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,128,000 | 1,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,000 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,128,680 | 1,958 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,848,000 | 2,240 |
| Total interest expense | $5,242,000 | 2,626 |
| Net interest income | $8,606,000 | 1,994 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $808,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $432,000 | 2,746 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $376,000 | 3,317 |
| Total noninterest expense | $6,012,000 | 2,259 |
| Salaries and employee benefits | $3,434,000 | 2,198 |
| Premises and equipment expense | $733,000 | 2,609 |
| Additional noninterest expense | $1,845,000 | 2,164 |
| Pre-tax net operating income | $3,402,000 | 1,892 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $1,086,000 | 1,547 |
| Income before extraordinary items | $2,315,000 | 2,114 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,315,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,701 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,315,680 | 2,096 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,117,000 | 2,284 |
| Total interest expense | $3,485,000 | 2,629 |
| Net interest income | $5,632,000 | 2,061 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $524,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $275,000 | 2,838 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $249,000 | 3,351 |
| Total noninterest expense | $3,973,000 | 2,302 |
| Salaries and employee benefits | $2,332,000 | 2,199 |
| Premises and equipment expense | $479,000 | 2,678 |
| Additional noninterest expense | $1,162,000 | 2,286 |
| Pre-tax net operating income | $2,183,000 | 2,005 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $696,000 | 1,664 |
| Income before extraordinary items | $1,486,000 | 2,216 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,486,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,576 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,486,680 | 2,203 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,483,000 | 2,321 |
| Total interest expense | $1,697,000 | 2,682 |
| Net interest income | $2,786,000 | 2,080 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $262,000 | 3,417 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $139,000 | 2,749 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $123,000 | 3,375 |
| Total noninterest expense | $2,004,000 | 2,285 |
| Salaries and employee benefits | $1,209,000 | 2,120 |
| Premises and equipment expense | $237,000 | 2,713 |
| Additional noninterest expense | $558,000 | 2,363 |
| Pre-tax net operating income | $1,044,000 | 2,091 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $352,000 | 1,660 |
| Income before extraordinary items | $692,000 | 2,350 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $692,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $692,000 | 2,331 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,815,000 | 2,325 |
| Total interest expense | $5,297,000 | 2,879 |
| Net interest income | $11,518,000 | 2,016 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $977,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $547,000 | 2,872 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $430,000 | 3,608 |
| Total noninterest expense | $7,264,000 | 2,434 |
| Salaries and employee benefits | $4,113,000 | 2,382 |
| Premises and equipment expense | $864,000 | 2,811 |
| Additional noninterest expense | $2,287,000 | 2,275 |
| Pre-tax net operating income | $5,231,000 | 1,809 |
| Securities gains (losses) | $-53,000 | 7,961 |
| Applicable income taxes | $1,842,000 | 1,419 |
| Income before extraordinary items | $3,336,000 | 2,091 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,336,000 | 2,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,107 |
| Net operating income | $3,369,920 | 2,063 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,253,000 | 2,367 |
| Total interest expense | $3,571,000 | 3,064 |
| Net interest income | $8,682,000 | 2,017 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $695,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $410,000 | 2,899 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $285,000 | 3,827 |
| Total noninterest expense | $5,414,000 | 2,441 |
| Salaries and employee benefits | $3,055,000 | 2,405 |
| Premises and equipment expense | $640,000 | 2,853 |
| Additional noninterest expense | $1,719,000 | 2,260 |
| Pre-tax net operating income | $3,963,000 | 1,857 |
| Securities gains (losses) | $-53,000 | 8,199 |
| Applicable income taxes | $1,397,000 | 1,466 |
| Income before extraordinary items | $2,513,000 | 2,141 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,513,000 | 2,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,214 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,546,920 | 2,109 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,804,000 | 2,425 |
| Total interest expense | $2,092,000 | 3,258 |
| Net interest income | $5,712,000 | 2,052 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $434,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $262,000 | 2,964 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $172,000 | 4,045 |
| Total noninterest expense | $3,653,000 | 2,425 |
| Salaries and employee benefits | $2,051,000 | 2,387 |
| Premises and equipment expense | $417,000 | 2,891 |
| Additional noninterest expense | $1,185,000 | 2,203 |
| Pre-tax net operating income | $2,493,000 | 1,955 |
| Securities gains (losses) | $-53,000 | 8,380 |
| Applicable income taxes | $869,000 | 1,558 |
| Income before extraordinary items | $1,571,000 | 2,257 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,571,000 | 2,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,455 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,604,920 | 2,212 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 2,428 |
| Total interest expense | $974,000 | 3,324 |
| Net interest income | $2,839,000 | 2,043 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $211,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $126,000 | 2,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,010 |
| Total noninterest expense | $1,829,000 | 2,419 |
| Salaries and employee benefits | $1,062,000 | 2,322 |
| Premises and equipment expense | $210,000 | 2,897 |
| Additional noninterest expense | $557,000 | 2,297 |
| Pre-tax net operating income | $1,221,000 | 1,943 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $433,000 | 1,559 |
| Income before extraordinary items | $788,000 | 2,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $788,000 | 2,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $788,000 | 2,205 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,538,000 | 2,611 |
| Total interest expense | $2,474,000 | 3,851 |
| Net interest income | $10,064,000 | 2,202 |
| Provision for loan and lease losses | $368,000 | 2,416 |
| Total noninterest income | $888,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $514,000 | 2,995 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $374,000 | 3,893 |
| Total noninterest expense | $6,510,000 | 2,547 |
| Salaries and employee benefits | $3,662,000 | 2,498 |
| Premises and equipment expense | $725,000 | 3,150 |
| Additional noninterest expense | $2,123,000 | 2,356 |
| Pre-tax net operating income | $4,074,000 | 2,196 |
| Securities gains (losses) | $-49,000 | 8,176 |
| Applicable income taxes | $1,571,000 | 1,655 |
| Income before extraordinary items | $2,454,000 | 2,639 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,454,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 248 |
| Net operating income | $2,485,360 | 2,590 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,871,000 | 2,691 |
| Total interest expense | $1,706,000 | 3,938 |
| Net interest income | $7,165,000 | 2,281 |
| Provision for loan and lease losses | $368,000 | 1,839 |
| Total noninterest income | $678,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $389,000 | 2,983 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $289,000 | 3,861 |
| Total noninterest expense | $4,748,000 | 2,592 |
| Salaries and employee benefits | $2,635,000 | 2,546 |
| Premises and equipment expense | $541,000 | 3,139 |
| Additional noninterest expense | $1,572,000 | 2,338 |
| Pre-tax net operating income | $2,727,000 | 2,404 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,057,000 | 1,805 |
| Income before extraordinary items | $1,670,000 | 2,874 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,670,000 | 2,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 173 |
| Net operating income | $1,670,000 | 2,835 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,519,000 | 2,790 |
| Total interest expense | $1,054,000 | 3,984 |
| Net interest income | $4,465,000 | 2,417 |
| Provision for loan and lease losses | $212,000 | 2,047 |
| Total noninterest income | $446,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $258,000 | 2,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $188,000 | 3,872 |
| Total noninterest expense | $3,068,000 | 2,641 |
| Salaries and employee benefits | $1,701,000 | 2,609 |
| Premises and equipment expense | $353,000 | 3,171 |
| Additional noninterest expense | $1,014,000 | 2,388 |
| Pre-tax net operating income | $1,631,000 | 2,577 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $630,000 | 1,929 |
| Income before extraordinary items | $1,001,000 | 3,094 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,001,000 | 3,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 110 |
| Net operating income | $1,001,000 | 3,039 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 2,908 |
| Total interest expense | $501,000 | 4,021 |
| Net interest income | $2,084,000 | 2,562 |
| Provision for loan and lease losses | $31,000 | 3,901 |
| Total noninterest income | $221,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $124,000 | 2,965 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,786 |
| Total noninterest expense | $1,551,000 | 2,620 |
| Salaries and employee benefits | $867,000 | 2,580 |
| Premises and equipment expense | $175,000 | 3,224 |
| Additional noninterest expense | $509,000 | 2,388 |
| Pre-tax net operating income | $723,000 | 2,788 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $282,000 | 2,070 |
| Income before extraordinary items | $441,000 | 3,369 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $441,000 | 3,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 54 |
| Net operating income | $441,000 | 3,334 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,756,000 | 3,167 |
| Total interest expense | $1,472,000 | 4,565 |
| Net interest income | $7,284,000 | 2,783 |
| Provision for loan and lease losses | $138,000 | 4,402 |
| Total noninterest income | $1,310,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $517,000 | 3,068 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $793,000 | 2,512 |
| Total noninterest expense | $5,501,000 | 2,859 |
| Salaries and employee benefits | $3,044,000 | 2,800 |
| Premises and equipment expense | $654,000 | 3,306 |
| Additional noninterest expense | $1,803,000 | 2,647 |
| Pre-tax net operating income | $2,955,000 | 2,624 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $1,166,000 | 1,943 |
| Income before extraordinary items | $1,796,000 | 3,196 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,796,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,265 |
| Cash dividends | $460,000 | 3,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,791,520 | 3,139 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,422,000 | 3,214 |
| Total interest expense | $1,019,000 | 4,737 |
| Net interest income | $5,403,000 | 2,784 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $1,063,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $382,000 | 3,121 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $681,000 | 2,309 |
| Total noninterest expense | $4,065,000 | 2,877 |
| Salaries and employee benefits | $2,274,000 | 2,789 |
| Premises and equipment expense | $482,000 | 3,351 |
| Additional noninterest expense | $1,309,000 | 2,689 |
| Pre-tax net operating income | $2,326,000 | 2,547 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $962,000 | 1,840 |
| Income before extraordinary items | $1,371,000 | 3,201 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,371,000 | 3,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,669 |
| Cash dividends | $460,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,366,520 | 3,129 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 3,463 |
| Total interest expense | $654,000 | 4,855 |
| Net interest income | $3,215,000 | 3,089 |
| Provision for loan and lease losses | $35,000 | 5,187 |
| Total noninterest income | $447,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $246,000 | 3,186 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $201,000 | 3,722 |
| Total noninterest expense | $2,624,000 | 2,960 |
| Salaries and employee benefits | $1,457,000 | 2,907 |
| Premises and equipment expense | $300,000 | 3,547 |
| Additional noninterest expense | $867,000 | 2,712 |
| Pre-tax net operating income | $1,003,000 | 3,530 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $387,000 | 2,620 |
| Income before extraordinary items | $623,000 | 4,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $623,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,030 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $618,520 | 4,084 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 3,504 |
| Total interest expense | $315,000 | 5,021 |
| Net interest income | $1,600,000 | 3,094 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $199,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $117,000 | 3,205 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $1,280,000 | 3,033 |
| Salaries and employee benefits | $699,000 | 3,038 |
| Premises and equipment expense | $146,000 | 3,659 |
| Additional noninterest expense | $435,000 | 2,684 |
| Pre-tax net operating income | $484,000 | 3,612 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $182,000 | 2,728 |
| Income before extraordinary items | $309,000 | 4,187 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $309,000 | 4,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $304,520 | 4,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,225,000 | 3,717 |
| Total interest expense | $1,321,000 | 5,278 |
| Net interest income | $5,904,000 | 3,237 |
| Provision for loan and lease losses | $315,000 | 3,050 |
| Total noninterest income | $828,000 | 4,155 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $506,000 | 3,062 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $322,000 | 4,361 |
| Total noninterest expense | $4,491,000 | 3,355 |
| Salaries and employee benefits | $2,439,000 | 3,330 |
| Premises and equipment expense | $525,000 | 3,915 |
| Additional noninterest expense | $1,527,000 | 3,026 |
| Pre-tax net operating income | $1,926,000 | 3,478 |
| Securities gains (losses) | $131,000 | 1,665 |
| Applicable income taxes | $770,000 | 2,607 |
| Income before extraordinary items | $1,287,000 | 3,951 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,287,000 | 3,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,705 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,203,160 | 3,971 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,286,000 | 3,852 |
| Total interest expense | $1,002,000 | 5,377 |
| Net interest income | $4,284,000 | 3,332 |
| Provision for loan and lease losses | $245,000 | 2,890 |
| Total noninterest income | $684,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $374,000 | 3,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $310,000 | 3,980 |
| Total noninterest expense | $3,346,000 | 3,362 |
| Salaries and employee benefits | $1,803,000 | 3,361 |
| Premises and equipment expense | $375,000 | 4,049 |
| Additional noninterest expense | $1,168,000 | 2,962 |
| Pre-tax net operating income | $1,377,000 | 3,707 |
| Securities gains (losses) | $131,000 | 1,524 |
| Applicable income taxes | $587,000 | 2,712 |
| Income before extraordinary items | $921,000 | 4,221 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $921,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,842 |
| Cash dividends | $400,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $837,160 | 4,311 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 3,938 |
| Total interest expense | $674,000 | 5,465 |
| Net interest income | $2,786,000 | 3,393 |
| Provision for loan and lease losses | $140,000 | 3,226 |
| Total noninterest income | $436,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $243,000 | 3,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $193,000 | 4,098 |
| Total noninterest expense | $2,190,000 | 3,417 |
| Salaries and employee benefits | $1,195,000 | 3,368 |
| Premises and equipment expense | $248,000 | 4,072 |
| Additional noninterest expense | $747,000 | 3,056 |
| Pre-tax net operating income | $892,000 | 3,777 |
| Securities gains (losses) | $97,000 | 1,539 |
| Applicable income taxes | $378,000 | 2,797 |
| Income before extraordinary items | $611,000 | 4,241 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $611,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,893 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $548,920 | 4,336 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 4,066 |
| Total interest expense | $333,000 | 5,603 |
| Net interest income | $1,349,000 | 3,472 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $195,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $115,000 | 3,184 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 4,337 |
| Total noninterest expense | $1,074,000 | 3,460 |
| Salaries and employee benefits | $612,000 | 3,300 |
| Premises and equipment expense | $120,000 | 4,153 |
| Additional noninterest expense | $342,000 | 3,259 |
| Pre-tax net operating income | $435,000 | 3,842 |
| Securities gains (losses) | $44,000 | 1,461 |
| Applicable income taxes | $174,000 | 2,932 |
| Income before extraordinary items | $305,000 | 4,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 9,018 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $276,840 | 4,256 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,609,000 | 4,244 |
| Total interest expense | $1,454,000 | 5,833 |
| Net interest income | $5,155,000 | 3,573 |
| Provision for loan and lease losses | $405,000 | 2,800 |
| Total noninterest income | $789,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $505,000 | 2,951 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $284,000 | 4,367 |
| Total noninterest expense | $4,066,000 | 3,527 |
| Salaries and employee benefits | $2,293,000 | 3,356 |
| Premises and equipment expense | $455,000 | 4,234 |
| Additional noninterest expense | $1,318,000 | 3,327 |
| Pre-tax net operating income | $1,473,000 | 4,171 |
| Securities gains (losses) | $172,000 | 1,271 |
| Applicable income taxes | $601,000 | 3,116 |
| Income before extraordinary items | $1,044,000 | 4,482 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,044,000 | 4,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 2,120 |
| Cash dividends | $4,000 | 6,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $933,920 | 4,651 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,708,000 | 4,565 |
| Total interest expense | $2,217,000 | 5,788 |
| Net interest income | $4,491,000 | 3,769 |
| Provision for loan and lease losses | $215,000 | 3,959 |
| Total noninterest income | $675,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $494,000 | 2,862 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $181,000 | 5,151 |
| Total noninterest expense | $3,710,000 | 3,656 |
| Salaries and employee benefits | $2,038,000 | 3,539 |
| Premises and equipment expense | $481,000 | 4,024 |
| Additional noninterest expense | $1,191,000 | 3,522 |
| Pre-tax net operating income | $1,241,000 | 4,350 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $504,000 | 3,324 |
| Income before extraordinary items | $750,000 | 5,050 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $750,000 | 5,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,575 |
| Cash dividends | $2,000 | 6,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $741,680 | 4,974 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,092,000 | 4,535 |
| Total interest expense | $2,212,000 | 5,960 |
| Net interest income | $4,880,000 | 3,552 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $536,000 | 4,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 5,803 |
| Total noninterest expense | $3,625,000 | 3,589 |
| Salaries and employee benefits | $1,885,000 | 3,641 |
| Premises and equipment expense | $561,000 | 3,459 |
| Additional noninterest expense | $1,179,000 | 3,486 |
| Pre-tax net operating income | $1,591,000 | 3,904 |
| Securities gains (losses) | $-13,000 | 8,489 |
| Applicable income taxes | $650,000 | 2,956 |
| Income before extraordinary items | $928,000 | 4,595 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $928,000 | 4,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $2,000 | 6,838 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 726 |
| Net operating income | $936,320 | 4,571 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,671,000 | 5,132 |
| Total interest expense | $1,619,000 | 6,688 |
| Net interest income | $4,052,000 | 4,125 |
| Provision for loan and lease losses | $125,000 | 4,648 |
| Total noninterest income | $455,000 | 5,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,470 |
| Total noninterest expense | $3,440,000 | 3,754 |
| Salaries and employee benefits | $1,756,000 | 3,823 |
| Premises and equipment expense | $494,000 | 3,799 |
| Additional noninterest expense | $1,190,000 | 3,452 |
| Pre-tax net operating income | $942,000 | 5,484 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $346,000 | 4,501 |
| Income before extraordinary items | $596,000 | 5,922 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $596,000 | 5,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 9,667 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $596,000 | 5,898 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,980,000 | 5,692 |
| Total interest expense | $1,515,000 | 7,162 |
| Net interest income | $3,465,000 | 4,642 |
| Provision for loan and lease losses | $459,000 | 1,843 |
| Total noninterest income | $385,000 | 5,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,659 |
| Total noninterest expense | $3,148,000 | 3,944 |
| Salaries and employee benefits | $1,392,000 | 4,517 |
| Premises and equipment expense | $435,000 | 4,136 |
| Additional noninterest expense | $1,321,000 | 3,093 |
| Pre-tax net operating income | $243,000 | 8,700 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $90,000 | 7,687 |
| Income before extraordinary items | $153,000 | 8,960 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $153,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,689 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $153,000 | 8,891 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 7,887 |
| Total interest expense | $970,000 | 8,774 |
| Net interest income | $1,928,000 | 7,064 |
| Provision for loan and lease losses | $303,000 | 2,554 |
| Total noninterest income | $490,000 | 5,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 3,202 |
| Total noninterest expense | $1,589,000 | 6,557 |
| Salaries and employee benefits | $727,000 | 7,155 |
| Premises and equipment expense | $299,000 | 5,455 |
| Additional noninterest expense | $563,000 | 6,027 |
| Pre-tax net operating income | $526,000 | 7,782 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $1,000 | 10,030 |
| Income before extraordinary items | $524,000 | 6,838 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $524,000 | 6,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $525,000 | 6,774 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 10,826 |
| Total interest expense | $416,000 | 10,832 |
| Net interest income | $579,000 | 10,711 |
| Provision for loan and lease losses | $156,000 | 3,974 |
| Total noninterest income | $19,000 | 11,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,282 |
| Total noninterest expense | $1,624,000 | 6,777 |
| Salaries and employee benefits | $663,000 | 7,761 |
| Premises and equipment expense | $331,000 | 5,217 |
| Additional noninterest expense | $630,000 | 6,166 |
| Pre-tax net operating income | $-1,182,000 | 11,360 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $-1,183,000 | 11,380 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-1,183,000 | 11,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 88 |
| Net operating income | $-1,183,000 | 11,363 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.