Home > Valley Bank Western, FSB > Income and Expense
Valley Bank Western, FSB, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 4,008 |
| Total interest expense | $3,611,000 | 3,476 |
| Net interest income | $3,981,000 | 4,426 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $980,000 | 3,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $980,000 | 2,057 |
| Total noninterest expense | $2,893,000 | 4,662 |
| Salaries and employee benefits | $1,165,000 | 5,370 |
| Premises and equipment expense | $881,000 | 2,319 |
| Additional noninterest expense | $847,000 | 5,642 |
| Pre-tax net operating income | $2,063,000 | 3,215 |
| Securities gains (losses) | $83,000 | 2,753 |
| Applicable income taxes | $750,000 | 2,905 |
| Income before extraordinary items | $1,396,000 | 3,463 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,396,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,869 |
| Cash dividends | $675,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,342,050 | 3,406 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,774,000 | 3,950 |
| Total interest expense | $4,740,000 | 3,462 |
| Net interest income | $4,034,000 | 4,403 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $1,051,000 | 3,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,051,000 | 1,930 |
| Total noninterest expense | $2,967,000 | 4,585 |
| Salaries and employee benefits | $1,262,000 | 4,941 |
| Premises and equipment expense | $737,000 | 2,799 |
| Additional noninterest expense | $968,000 | 5,184 |
| Pre-tax net operating income | $2,094,000 | 2,971 |
| Securities gains (losses) | $284,000 | 1,586 |
| Applicable income taxes | $758,000 | 2,747 |
| Income before extraordinary items | $1,620,000 | 2,835 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,620,000 | 2,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 5,871 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,426,880 | 2,988 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.