Home > Valley Bank, South Central (National Association) > Income and Expense
Valley Bank, South Central (National Association), Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,731,000 | 2,634 |
| Total interest expense | $4,402,000 | 2,908 |
| Net interest income | $7,329,000 | 2,442 |
| Provision for loan and lease losses | $263,000 | 3,281 |
| Total noninterest income | $4,179,000 | 1,126 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $871,000 | 1,569 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,308,000 | 895 |
| Total noninterest expense | $7,693,000 | 1,927 |
| Salaries and employee benefits | $3,509,000 | 1,906 |
| Premises and equipment expense | $793,000 | 2,576 |
| Additional noninterest expense | $3,391,000 | 1,727 |
| Pre-tax net operating income | $3,552,000 | 1,918 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $1,246,000 | 1,866 |
| Income before extraordinary items | $2,300,000 | 2,177 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,300,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 4,259 |
| Cash dividends | $2,193,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,303,900 | 2,041 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,177,000 | 2,675 |
| Total interest expense | $5,617,000 | 2,960 |
| Net interest income | $7,560,000 | 2,395 |
| Provision for loan and lease losses | $236,000 | 4,790 |
| Total noninterest income | $3,393,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $778,000 | 1,735 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,615,000 | 1,050 |
| Total noninterest expense | $7,923,000 | 1,903 |
| Salaries and employee benefits | $3,242,000 | 2,024 |
| Premises and equipment expense | $795,000 | 2,618 |
| Additional noninterest expense | $3,886,000 | 1,625 |
| Pre-tax net operating income | $2,794,000 | 2,207 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $842,000 | 2,469 |
| Income before extraordinary items | $1,953,000 | 2,338 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,953,000 | 2,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 13,072 |
| Cash dividends | $978,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,952,300 | 2,176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.