Home > Valley Bank of Maryland > Income and Expense
Valley Bank of Maryland, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 6,149 |
| Total interest expense | $1,877,000 | 5,578 |
| Net interest income | $2,086,000 | 6,463 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $92,000 | 7,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $92,000 | 6,472 |
| Total noninterest expense | $1,470,000 | 6,956 |
| Salaries and employee benefits | $801,000 | 6,952 |
| Premises and equipment expense | $442,000 | 4,622 |
| Additional noninterest expense | $227,000 | 7,975 |
| Pre-tax net operating income | $708,000 | 5,903 |
| Securities gains (losses) | $7,000 | 1,177 |
| Applicable income taxes | $277,000 | 3,908 |
| Income before extraordinary items | $438,000 | 6,375 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $438,000 | 6,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $433,520 | 6,394 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 6,167 |
| Total interest expense | $1,371,000 | 5,584 |
| Net interest income | $1,592,000 | 6,487 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $67,000 | 7,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 6,506 |
| Total noninterest expense | $1,148,000 | 6,852 |
| Salaries and employee benefits | $618,000 | 6,872 |
| Premises and equipment expense | $336,000 | 4,579 |
| Additional noninterest expense | $194,000 | 7,833 |
| Pre-tax net operating income | $511,000 | 6,178 |
| Securities gains (losses) | $7,000 | 967 |
| Applicable income taxes | $199,000 | 4,137 |
| Income before extraordinary items | $319,000 | 6,627 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $319,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $314,520 | 6,657 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 6,187 |
| Total interest expense | $882,000 | 5,564 |
| Net interest income | $1,064,000 | 6,512 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $39,000 | 8,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 6,754 |
| Total noninterest expense | $767,000 | 6,878 |
| Salaries and employee benefits | $406,000 | 6,944 |
| Premises and equipment expense | $228,000 | 4,532 |
| Additional noninterest expense | $133,000 | 7,802 |
| Pre-tax net operating income | $336,000 | 6,238 |
| Securities gains (losses) | $7,000 | 794 |
| Applicable income taxes | $133,000 | 4,169 |
| Income before extraordinary items | $210,000 | 6,676 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $210,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $205,520 | 6,731 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 6,193 |
| Total interest expense | $422,000 | 5,550 |
| Net interest income | $538,000 | 6,506 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $385,000 | 6,868 |
| Salaries and employee benefits | $199,000 | 7,004 |
| Premises and equipment expense | $120,000 | 4,409 |
| Additional noninterest expense | $66,000 | 7,811 |
| Pre-tax net operating income | $174,000 | 6,116 |
| Securities gains (losses) | $7,000 | 642 |
| Applicable income taxes | $69,000 | 4,070 |
| Income before extraordinary items | $112,000 | 6,536 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 6,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $107,520 | 6,616 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 6,513 |
| Total interest expense | $1,412,000 | 5,385 |
| Net interest income | $1,693,000 | 7,038 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $125,000 | 7,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $125,000 | 6,044 |
| Total noninterest expense | $1,440,000 | 6,994 |
| Salaries and employee benefits | $796,000 | 6,944 |
| Premises and equipment expense | $407,000 | 4,796 |
| Additional noninterest expense | $237,000 | 7,999 |
| Pre-tax net operating income | $378,000 | 7,129 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $151,000 | 4,986 |
| Income before extraordinary items | $235,000 | 7,441 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $235,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $229,880 | 7,440 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 6,600 |
| Total interest expense | $1,015,000 | 5,392 |
| Net interest income | $1,233,000 | 7,132 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $96,000 | 7,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 6,008 |
| Total noninterest expense | $1,078,000 | 6,986 |
| Salaries and employee benefits | $602,000 | 6,920 |
| Premises and equipment expense | $301,000 | 4,830 |
| Additional noninterest expense | $175,000 | 8,025 |
| Pre-tax net operating income | $251,000 | 7,420 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $101,000 | 5,232 |
| Income before extraordinary items | $154,000 | 7,693 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $154,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $151,440 | 7,670 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 6,650 |
| Total interest expense | $642,000 | 5,384 |
| Net interest income | $801,000 | 7,184 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $67,000 | 7,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $67,000 | 5,953 |
| Total noninterest expense | $720,000 | 6,999 |
| Salaries and employee benefits | $399,000 | 6,923 |
| Premises and equipment expense | $200,000 | 4,823 |
| Additional noninterest expense | $121,000 | 7,967 |
| Pre-tax net operating income | $148,000 | 7,557 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $57,000 | 5,409 |
| Income before extraordinary items | $91,000 | 7,804 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $91,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $91,000 | 7,761 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $710,000 | 6,715 |
| Total interest expense | $307,000 | 5,410 |
| Net interest income | $403,000 | 7,232 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $40,000 | 7,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $372,000 | 6,960 |
| Salaries and employee benefits | $201,000 | 6,964 |
| Premises and equipment expense | $105,000 | 4,711 |
| Additional noninterest expense | $66,000 | 7,893 |
| Pre-tax net operating income | $71,000 | 7,616 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $27,000 | 5,406 |
| Income before extraordinary items | $44,000 | 7,861 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $44,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $44,000 | 7,833 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 6,741 |
| Total interest expense | $1,202,000 | 5,112 |
| Net interest income | $1,471,000 | 7,342 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $201,000 | 7,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $201,000 | 5,101 |
| Total noninterest expense | $1,373,000 | 7,131 |
| Salaries and employee benefits | $762,000 | 7,063 |
| Premises and equipment expense | $383,000 | 4,907 |
| Additional noninterest expense | $228,000 | 8,134 |
| Pre-tax net operating income | $299,000 | 7,445 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $115,000 | 5,372 |
| Income before extraordinary items | $184,000 | 7,728 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $184,000 | 7,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $184,000 | 7,690 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 6,794 |
| Total interest expense | $891,000 | 5,114 |
| Net interest income | $1,079,000 | 7,412 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $161,000 | 7,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $161,000 | 4,960 |
| Total noninterest expense | $1,019,000 | 7,127 |
| Salaries and employee benefits | $565,000 | 7,064 |
| Premises and equipment expense | $283,000 | 4,943 |
| Additional noninterest expense | $171,000 | 8,129 |
| Pre-tax net operating income | $221,000 | 7,594 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $85,000 | 5,522 |
| Income before extraordinary items | $136,000 | 7,874 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $136,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $136,000 | 7,828 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 6,900 |
| Total interest expense | $585,000 | 5,176 |
| Net interest income | $691,000 | 7,532 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $130,000 | 6,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $130,000 | 4,602 |
| Total noninterest expense | $667,000 | 7,221 |
| Salaries and employee benefits | $361,000 | 7,220 |
| Premises and equipment expense | $192,000 | 4,896 |
| Additional noninterest expense | $114,000 | 8,169 |
| Pre-tax net operating income | $154,000 | 7,514 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $59,000 | 5,455 |
| Income before extraordinary items | $95,000 | 7,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 7,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $95,000 | 7,760 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $618,000 | 7,000 |
| Total interest expense | $288,000 | 5,292 |
| Net interest income | $330,000 | 7,665 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $88,000 | 6,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $88,000 | 3,993 |
| Total noninterest expense | $336,000 | 7,228 |
| Salaries and employee benefits | $185,000 | 7,188 |
| Premises and equipment expense | $97,000 | 4,884 |
| Additional noninterest expense | $54,000 | 8,302 |
| Pre-tax net operating income | $82,000 | 7,438 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $31,000 | 5,362 |
| Income before extraordinary items | $51,000 | 7,763 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $51,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $51,000 | 7,699 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 7,196 |
| Total interest expense | $1,312,000 | 5,301 |
| Net interest income | $1,040,000 | 8,047 |
| Provision for loan and lease losses | $6,000 | 7,489 |
| Total noninterest income | $557,000 | 5,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $557,000 | 3,395 |
| Total noninterest expense | $1,365,000 | 7,142 |
| Salaries and employee benefits | $712,000 | 7,254 |
| Premises and equipment expense | $386,000 | 4,852 |
| Additional noninterest expense | $267,000 | 7,990 |
| Pre-tax net operating income | $226,000 | 7,739 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $65,000 | 6,099 |
| Income before extraordinary items | $161,000 | 7,954 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $161,000 | 7,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,519 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $161,000 | 7,831 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 7,245 |
| Total interest expense | $1,011,000 | 5,348 |
| Net interest income | $774,000 | 8,125 |
| Provision for loan and lease losses | $6,000 | 7,313 |
| Total noninterest income | $466,000 | 4,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $466,000 | 3,255 |
| Total noninterest expense | $1,030,000 | 7,127 |
| Salaries and employee benefits | $524,000 | 7,273 |
| Premises and equipment expense | $291,000 | 4,820 |
| Additional noninterest expense | $215,000 | 7,862 |
| Pre-tax net operating income | $204,000 | 7,707 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $59,000 | 6,085 |
| Income before extraordinary items | $145,000 | 7,940 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $145,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,434 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $145,000 | 7,793 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 7,158 |
| Total interest expense | $689,000 | 5,400 |
| Net interest income | $568,000 | 8,006 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $308,000 | 4,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $308,000 | 3,244 |
| Total noninterest expense | $700,000 | 7,089 |
| Salaries and employee benefits | $338,000 | 7,384 |
| Premises and equipment expense | $248,000 | 4,072 |
| Additional noninterest expense | $114,000 | 8,241 |
| Pre-tax net operating income | $167,000 | 7,479 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $45,000 | 6,001 |
| Income before extraordinary items | $122,000 | 7,731 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $122,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $122,000 | 7,554 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 7,040 |
| Total interest expense | $386,000 | 5,139 |
| Net interest income | $280,000 | 8,074 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $168,000 | 4,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $168,000 | 3,012 |
| Total noninterest expense | $318,000 | 7,376 |
| Salaries and employee benefits | $172,000 | 7,371 |
| Premises and equipment expense | $90,000 | 5,048 |
| Additional noninterest expense | $56,000 | 8,321 |
| Pre-tax net operating income | $130,000 | 6,755 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $40,000 | 5,397 |
| Income before extraordinary items | $90,000 | 7,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 7,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $90,000 | 6,937 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 7,036 |
| Total interest expense | $1,795,000 | 5,167 |
| Net interest income | $1,022,000 | 8,233 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $585,000 | 4,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $585,000 | 3,015 |
| Total noninterest expense | $1,215,000 | 7,434 |
| Salaries and employee benefits | $646,000 | 7,520 |
| Premises and equipment expense | $348,000 | 5,112 |
| Additional noninterest expense | $221,000 | 8,404 |
| Pre-tax net operating income | $392,000 | 7,197 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $151,000 | 5,518 |
| Income before extraordinary items | $241,000 | 7,612 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $241,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $241,000 | 7,524 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 6,894 |
| Total interest expense | $2,395,000 | 5,528 |
| Net interest income | $954,000 | 8,382 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $393,000 | 5,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $393,000 | 3,572 |
| Total noninterest expense | $1,196,000 | 7,472 |
| Salaries and employee benefits | $661,000 | 7,376 |
| Premises and equipment expense | $316,000 | 5,361 |
| Additional noninterest expense | $219,000 | 8,515 |
| Pre-tax net operating income | $151,000 | 8,101 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $59,000 | 6,554 |
| Income before extraordinary items | $92,000 | 8,388 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $92,000 | 8,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,863 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $92,000 | 8,288 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 7,085 |
| Total interest expense | $2,219,000 | 5,953 |
| Net interest income | $1,105,000 | 8,268 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $384,000 | 5,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $384,000 | 3,449 |
| Total noninterest expense | $1,237,000 | 7,398 |
| Salaries and employee benefits | $721,000 | 7,097 |
| Premises and equipment expense | $299,000 | 5,432 |
| Additional noninterest expense | $217,000 | 8,631 |
| Pre-tax net operating income | $252,000 | 8,116 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $98,000 | 6,531 |
| Income before extraordinary items | $154,000 | 8,395 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $154,000 | 8,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 9,629 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $154,000 | 8,398 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 7,478 |
| Total interest expense | $1,965,000 | 6,064 |
| Net interest income | $949,000 | 8,739 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $395,000 | 5,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $395,000 | 3,456 |
| Total noninterest expense | $1,415,000 | 7,006 |
| Salaries and employee benefits | $759,000 | 6,947 |
| Premises and equipment expense | $330,000 | 5,167 |
| Additional noninterest expense | $326,000 | 7,902 |
| Pre-tax net operating income | $-71,000 | 9,508 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-28,000 | 9,752 |
| Income before extraordinary items | $-43,000 | 9,505 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-43,000 | 9,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,499 |
| Cash dividends | $565,000 | 3,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-43,000 | 9,480 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 7,753 |
| Total interest expense | $1,841,000 | 6,471 |
| Net interest income | $968,000 | 8,867 |
| Provision for loan and lease losses | $122,000 | 4,587 |
| Total noninterest income | $600,000 | 4,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $600,000 | 2,650 |
| Total noninterest expense | $1,276,000 | 7,331 |
| Salaries and employee benefits | $690,000 | 7,243 |
| Premises and equipment expense | $309,000 | 5,306 |
| Additional noninterest expense | $277,000 | 8,331 |
| Pre-tax net operating income | $170,000 | 9,068 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $75,000 | 7,905 |
| Income before extraordinary items | $95,000 | 9,373 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $95,000 | 9,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $95,000 | 9,309 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 8,159 |
| Total interest expense | $1,848,000 | 6,566 |
| Net interest income | $828,000 | 9,603 |
| Provision for loan and lease losses | $49,000 | 6,723 |
| Total noninterest income | $402,000 | 5,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $402,000 | 3,267 |
| Total noninterest expense | $1,043,000 | 8,198 |
| Salaries and employee benefits | $642,000 | 7,652 |
| Premises and equipment expense | $178,000 | 7,230 |
| Additional noninterest expense | $223,000 | 9,142 |
| Pre-tax net operating income | $138,000 | 9,908 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $60,000 | 9,083 |
| Income before extraordinary items | $78,000 | 10,088 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $78,000 | 10,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $65,000 | 6,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $78,000 | 10,050 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 8,165 |
| Total interest expense | $1,920,000 | 6,582 |
| Net interest income | $957,000 | 9,674 |
| Provision for loan and lease losses | $68,000 | 5,903 |
| Total noninterest income | $451,000 | 5,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $25,000 | 219 |
| Additional Noninterest Income | $426,000 | 3,265 |
| Total noninterest expense | $1,288,000 | 7,697 |
| Salaries and employee benefits | $623,000 | 7,986 |
| Premises and equipment expense | $192,000 | 7,172 |
| Additional noninterest expense | $473,000 | 7,264 |
| Pre-tax net operating income | $52,000 | 10,588 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-10,000 | 10,950 |
| Income before extraordinary items | $62,000 | 10,508 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $62,000 | 10,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $62,000 | 10,460 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 8,582 |
| Total interest expense | $1,703,000 | 7,132 |
| Net interest income | $1,035,000 | 9,835 |
| Provision for loan and lease losses | $234,000 | 2,737 |
| Total noninterest income | $374,000 | 6,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-6,000 | 4,805 |
| Additional Noninterest Income | $380,000 | 3,421 |
| Total noninterest expense | $1,040,000 | 8,792 |
| Salaries and employee benefits | $589,000 | 8,432 |
| Premises and equipment expense | $160,000 | 8,033 |
| Additional noninterest expense | $291,000 | 9,330 |
| Pre-tax net operating income | $135,000 | 10,875 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $4,000 | 11,033 |
| Income before extraordinary items | $131,000 | 10,651 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $131,000 | 10,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $65,000 | 7,478 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $131,000 | 10,623 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 8,184 |
| Total interest expense | $1,504,000 | 6,880 |
| Net interest income | $1,418,000 | 9,103 |
| Provision for loan and lease losses | $63,000 | 5,527 |
| Total noninterest income | $373,000 | 6,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $5,000 | 409 |
| Additional Noninterest Income | $368,000 | 3,589 |
| Total noninterest expense | $1,175,000 | 8,706 |
| Salaries and employee benefits | $655,000 | 8,235 |
| Premises and equipment expense | $125,000 | 9,244 |
| Additional noninterest expense | $395,000 | 8,875 |
| Pre-tax net operating income | $553,000 | 8,289 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $196,000 | 7,404 |
| Income before extraordinary items | $357,000 | 8,579 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $357,000 | 8,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,809 |
| Cash dividends | $65,000 | 7,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $357,000 | 8,629 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,235,000 | 7,950 |
| Total interest expense | $1,597,000 | 6,888 |
| Net interest income | $1,638,000 | 8,683 |
| Provision for loan and lease losses | $285,000 | 3,115 |
| Total noninterest income | $246,000 | 8,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-198,000 | 5,130 |
| Additional Noninterest Income | $444,000 | 3,523 |
| Total noninterest expense | $1,132,000 | 9,195 |
| Salaries and employee benefits | $626,000 | 8,595 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $384,000 | 9,439 |
| Pre-tax net operating income | $467,000 | 8,889 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $251,000 | 6,774 |
| Income before extraordinary items | $216,000 | 10,461 |
| Extraordinary gains, net | $170,000 | 1,129 |
| Net income | $386,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,468 |
| Cash dividends | $65,000 | 7,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $216,000 | 10,214 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,464,000 | 8,235 |
| Total interest expense | $1,932,000 | 7,264 |
| Net interest income | $1,532,000 | 9,174 |
| Provision for loan and lease losses | $296,000 | 4,189 |
| Total noninterest income | $327,000 | 7,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $327,000 | 4,194 |
| Total noninterest expense | $1,233,000 | 8,911 |
| Salaries and employee benefits | $534,000 | 9,430 |
| Premises and equipment expense | $139,000 | 9,430 |
| Additional noninterest expense | $560,000 | 7,875 |
| Pre-tax net operating income | $332,000 | 9,850 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $162,000 | 8,337 |
| Income before extraordinary items | $170,000 | 10,995 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $170,000 | 11,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 3,643 |
| Cash dividends | $65,000 | 7,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $170,000 | 10,667 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.