Home > Valley Bank of Lyons > Income and Expense
Valley Bank of Lyons, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 13,417 |
| Total interest expense | $245,000 | 13,611 |
| Net interest income | $504,000 | 13,066 |
| Provision for loan and lease losses | $21,000 | 10,525 |
| Total noninterest income | $144,000 | 10,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 8,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $531,000 | 12,445 |
| Salaries and employee benefits | $224,000 | 12,889 |
| Premises and equipment expense | $57,000 | 12,412 |
| Additional noninterest expense | $250,000 | 11,528 |
| Pre-tax net operating income | $96,000 | 12,068 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $36,000 | 11,628 |
| Income before extraordinary items | $64,000 | 12,420 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $64,000 | 12,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $20,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $61,440 | 12,174 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.