Home > Valley Bank of Helena > Assets and Liabilities
Valley Bank of Helena, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 90 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $464,734,000 | 1,450 |
| Cash and due from depository institutions | $6,450,000 | 1,665 |
| Interest-bearing balances | $17,000 | 6,875 |
| Securities | $248,460,000 | 635 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $188,413,000 | 2,103 |
| Loan loss allowance | $4,297,000 | 1,721 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $11,302,000 | 1,031 |
| Other real estate owned | $818,000 | 1,665 |
| Goodwill and other intangibles | $1,770,000 | 1,228 |
| All other assets | $7,521,000 | 2,259 |
| Life insurance assets | $426,000 | 3,395 |
| Total liabilities and capital | $464,734,000 | 1,450 |
| Total liabilities | $427,534,000 | 1,415 |
| Total deposits | $310,409,000 | 1,789 |
| Interest-bearing deposits | $230,685,000 | 1,994 |
| Deposits held in domestic offices | $310,409,000 | 1,789 |
| % insured | 94.69% | 1,889 |
| Federal funds purchased & repurchase agreements | $24,536,000 | 513 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $88,482,000 | 339 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $4,107,000 | 1,214 |
| Total equity capital | $37,200,000 | 1,885 |
| Total bank equity capital | $37,200,000 | 1,885 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $440,000 | 3,688 |
| Surplus | $20,479,000 | 1,508 |
| Undivided profits | $16,281,000 | 2,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,494,000 | 3,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $205,000 | 683 |
| Income earned, not collected on loans | $2,123,000 | 1,249 |
| Earning assets | $436,890,000 | 1,417 |
| Long-term assets (5+ years) | $178,449,000 | 1,107 |
| Average Assets, year-to-date | $463,399,000 | 1,442 |
| Average Assets, quarterly | $463,399,000 | 1,442 |
| Volatile liabilities | $96,334,000 | 541 |
| Insider loans | $1,971,000 | 2,634 |
| FHLB advances | $88,000,000 | 297 |
| Loans and leases held for sale | $3,430,000 | 742 |
| Unused loan commitments | $25,219,000 | 2,223 |
| Tier 1 (core) risk-based capital | $32,703,000 | 2,005 |
| Tier 2 risk-based capital | $3,145,000 | 1,636 |
| Total risk weighted assets | $250,420,000 | 1,706 |
| Total unused commitments | $25,219,000 | 2,223 |
| Derivatives | $19,684,000 | 525 |
| 2011-12-31 | Rank | |
| # of Employees: | 89 | 1,682 |
| Assets and Liabilities | ||
| Total Assets: | $462,064,000 | 1,453 |
| Cash and due from depository institutions | $7,309,000 | 1,682 |
| Interest-bearing balances | $66,000 | 6,705 |
| Securities | $241,704,000 | 625 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $191,179,000 | 2,104 |
| Loan loss allowance | $4,216,000 | 1,757 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $11,468,000 | 1,010 |
| Other real estate owned | $853,000 | 1,682 |
| Goodwill and other intangibles | $1,770,000 | 1,227 |
| All other assets | $7,781,000 | 2,233 |
| Life insurance assets | $422,000 | 3,385 |
| Total liabilities and capital | $462,064,000 | 1,453 |
| Total liabilities | $427,284,000 | 1,406 |
| Total deposits | $304,417,000 | 1,803 |
| Interest-bearing deposits | $226,499,000 | 2,004 |
| Deposits held in domestic offices | $304,417,000 | 1,802 |
| % insured | 94.51% | 2,057 |
| Federal funds purchased & repurchase agreements | $21,422,000 | 566 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $98,482,000 | 332 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,963,000 | 1,537 |
| Total equity capital | $34,780,000 | 1,993 |
| Total bank equity capital | $34,780,000 | 1,992 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $440,000 | 3,711 |
| Surplus | $20,562,000 | 1,505 |
| Undivided profits | $13,778,000 | 2,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 4,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $164,000 | 740 |
| Income earned, not collected on loans | $2,134,000 | 1,306 |
| Earning assets | $432,949,000 | 1,416 |
| Long-term assets (5+ years) | $179,673,000 | 899 |
| Average Assets, year-to-date | $420,350,800 | 1,548 |
| Average Assets, quarterly | $449,282,500 | 1,473 |
| Volatile liabilities | $103,473,000 | 537 |
| Insider loans | $1,722,000 | 2,947 |
| FHLB advances | $98,000,000 | 287 |
| Loans and leases held for sale | $5,917,000 | 492 |
| Unused loan commitments | $25,403,000 | 2,144 |
| Tier 1 (core) risk-based capital | $31,059,000 | 2,081 |
| Tier 2 risk-based capital | $3,058,000 | 1,687 |
| Total risk weighted assets | $243,445,000 | 1,767 |
| Total unused commitments | $25,403,000 | 2,145 |
| Derivatives | $20,238,000 | 433 |
| 2011-09-30 | Rank | |
| # of Employees: | 90 | 1,657 |
| Assets and Liabilities | ||
| Total Assets: | $436,501,000 | 1,515 |
| Cash and due from depository institutions | $9,834,000 | 1,657 |
| Interest-bearing balances | $4,582,000 | 4,297 |
| Securities | $217,115,000 | 674 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $188,304,000 | 2,135 |
| Loan loss allowance | $4,227,000 | 1,776 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $11,566,000 | 1,008 |
| Other real estate owned | $832,000 | 1,657 |
| Goodwill and other intangibles | $1,771,000 | 1,233 |
| All other assets | $7,079,000 | 2,419 |
| Life insurance assets | $419,000 | 3,370 |
| Total liabilities and capital | $436,501,000 | 1,515 |
| Total liabilities | $401,520,000 | 1,480 |
| Total deposits | $294,531,000 | 1,854 |
| Interest-bearing deposits | $219,423,000 | 2,078 |
| Deposits held in domestic offices | $294,531,000 | 1,853 |
| % insured | 95.42% | 1,739 |
| Federal funds purchased & repurchase agreements | $20,003,000 | 611 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $84,044,000 | 380 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,942,000 | 1,587 |
| Total equity capital | $34,981,000 | 1,986 |
| Total bank equity capital | $34,981,000 | 1,985 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $440,000 | 3,752 |
| Surplus | $20,562,000 | 1,516 |
| Undivided profits | $13,979,000 | 2,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $546,000 | 5,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 927 |
| Income earned, not collected on loans | $2,040,000 | 1,457 |
| Earning assets | $410,001,000 | 1,477 |
| Long-term assets (5+ years) | $171,622,000 | 906 |
| Average Assets, year-to-date | $409,922,500 | 1,593 |
| Average Assets, quarterly | $423,481,500 | 1,549 |
| Volatile liabilities | $87,389,000 | 641 |
| Insider loans | $1,754,000 | 2,945 |
| FHLB advances | $83,000,000 | 336 |
| Loans and leases held for sale | $3,599,000 | 603 |
| Unused loan commitments | $26,797,000 | 2,052 |
| Tier 1 (core) risk-based capital | $30,718,000 | 2,096 |
| Tier 2 risk-based capital | $2,940,000 | 1,745 |
| Total risk weighted assets | $233,915,000 | 1,840 |
| Total unused commitments | $26,797,000 | 2,057 |
| Derivatives | $8,014,000 | 660 |
| 2011-06-30 | Rank | |
| # of Employees: | 90 | 1,672 |
| Assets and Liabilities | ||
| Total Assets: | $410,462,000 | 1,608 |
| Cash and due from depository institutions | $7,931,000 | 1,672 |
| Interest-bearing balances | $2,139,000 | 5,042 |
| Securities | $198,421,000 | 745 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $183,105,000 | 2,195 |
| Loan loss allowance | $4,494,000 | 1,703 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $11,616,000 | 1,011 |
| Other real estate owned | $392,000 | 1,672 |
| Goodwill and other intangibles | $1,771,000 | 1,252 |
| All other assets | $7,226,000 | 2,409 |
| Life insurance assets | $415,000 | 3,348 |
| Total liabilities and capital | $410,462,000 | 1,608 |
| Total liabilities | $376,600,000 | 1,572 |
| Total deposits | $298,762,000 | 1,830 |
| Interest-bearing deposits | $228,721,000 | 1,999 |
| Deposits held in domestic offices | $298,762,000 | 1,828 |
| % insured | 96.27% | 1,388 |
| Federal funds purchased & repurchase agreements | $11,178,000 | 869 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $63,982,000 | 519 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,678,000 | 1,609 |
| Total equity capital | $33,862,000 | 2,003 |
| Total bank equity capital | $33,862,000 | 2,002 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $440,000 | 3,800 |
| Surplus | $20,562,000 | 1,512 |
| Undivided profits | $12,860,000 | 2,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,137,000 | 4,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $76,000 | 925 |
| Income earned, not collected on loans | $2,001,000 | 1,450 |
| Earning assets | $383,665,000 | 1,570 |
| Long-term assets (5+ years) | $160,999,000 | 947 |
| Average Assets, year-to-date | $401,063,000 | 1,638 |
| Average Assets, quarterly | $404,469,500 | 1,631 |
| Volatile liabilities | $56,832,000 | 946 |
| Insider loans | $1,784,000 | 2,956 |
| FHLB advances | $63,000,000 | 472 |
| Loans and leases held for sale | $1,292,000 | 789 |
| Unused loan commitments | $26,979,000 | 2,040 |
| Tier 1 (core) risk-based capital | $30,296,000 | 2,093 |
| Tier 2 risk-based capital | $2,861,000 | 1,803 |
| Total risk weighted assets | $227,248,000 | 1,905 |
| Total unused commitments | $26,979,000 | 2,043 |
| Derivatives | $2,192,000 | 792 |
| 2011-03-31 | Rank | |
| # of Employees: | 88 | 1,718 |
| Assets and Liabilities | ||
| Total Assets: | $398,477,000 | 1,668 |
| Cash and due from depository institutions | $6,088,000 | 1,718 |
| Interest-bearing balances | $119,000 | 6,569 |
| Securities | $192,283,000 | 761 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $177,806,000 | 2,278 |
| Loan loss allowance | $4,588,000 | 1,686 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $11,612,000 | 1,012 |
| Other real estate owned | $124,000 | 1,718 |
| Goodwill and other intangibles | $1,772,000 | 1,257 |
| All other assets | $8,792,000 | 2,114 |
| Life insurance assets | $411,000 | 3,360 |
| Total liabilities and capital | $398,477,000 | 1,668 |
| Total liabilities | $366,367,000 | 1,634 |
| Total deposits | $268,870,000 | 2,032 |
| Interest-bearing deposits | $203,581,000 | 2,271 |
| Deposits held in domestic offices | $268,870,000 | 2,030 |
| % insured | 96.15% | 1,497 |
| Federal funds purchased & repurchase agreements | $16,839,000 | 699 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $69,974,000 | 491 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $10,684,000 | 550 |
| Total equity capital | $32,110,000 | 2,069 |
| Total bank equity capital | $32,110,000 | 2,068 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $440,000 | 3,842 |
| Surplus | $20,562,000 | 1,520 |
| Undivided profits | $11,108,000 | 2,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,414,000 | 4,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 907 |
| Income earned, not collected on loans | $1,912,000 | 1,519 |
| Earning assets | $370,208,000 | 1,638 |
| Long-term assets (5+ years) | $164,501,000 | 901 |
| Average Assets, year-to-date | $396,363,500 | 1,670 |
| Average Assets, quarterly | $396,363,500 | 1,670 |
| Volatile liabilities | $78,051,000 | 744 |
| Insider loans | $1,836,000 | 2,947 |
| FHLB advances | $69,000,000 | 441 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $23,933,000 | 2,295 |
| Tier 1 (core) risk-based capital | $30,008,000 | 2,105 |
| Tier 2 risk-based capital | $2,820,000 | 1,833 |
| Total risk weighted assets | $223,799,000 | 1,955 |
| Total unused commitments | $23,933,000 | 2,296 |
| Derivatives | $1,994,000 | 785 |
| 2010-12-31 | Rank | |
| # of Employees: | 85 | 1,804 |
| Assets and Liabilities | ||
| Total Assets: | $394,250,000 | 1,670 |
| Cash and due from depository institutions | $7,179,000 | 1,804 |
| Interest-bearing balances | $2,735,000 | 4,667 |
| Securities | $164,115,000 | 843 |
| Federal funds sold & reverse repurchase agreements | $23,005,000 | 286 |
| Net loans & leases | $178,352,000 | 2,328 |
| Loan loss allowance | $4,651,000 | 1,672 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $11,326,000 | 1,057 |
| Other real estate owned | $124,000 | 1,804 |
| Goodwill and other intangibles | $1,779,000 | 1,262 |
| All other assets | $8,370,000 | 2,201 |
| Life insurance assets | $408,000 | 3,364 |
| Total liabilities and capital | $394,250,000 | 1,670 |
| Total liabilities | $362,466,000 | 1,637 |
| Total deposits | $276,568,000 | 1,959 |
| Interest-bearing deposits | $214,807,000 | 2,147 |
| Deposits held in domestic offices | $276,568,000 | 1,958 |
| % insured | 96.44% | 1,346 |
| Federal funds purchased & repurchase agreements | $7,906,000 | 1,074 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $75,287,000 | 489 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,705,000 | 1,591 |
| Total equity capital | $31,784,000 | 2,079 |
| Total bank equity capital | $31,784,000 | 2,078 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $440,000 | 3,896 |
| Surplus | $20,644,000 | 1,525 |
| Undivided profits | $10,700,000 | 2,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,048,000 | 4,586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 974 |
| Income earned, not collected on loans | $1,644,000 | 1,852 |
| Earning assets | $368,207,000 | 1,633 |
| Long-term assets (5+ years) | $146,350,000 | 976 |
| Average Assets, year-to-date | $354,424,200 | 1,843 |
| Average Assets, quarterly | $367,448,500 | 1,802 |
| Volatile liabilities | $134,628,000 | 1,013 |
| Insider loans | $1,883,000 | 2,951 |
| FHLB advances | $74,000,000 | 444 |
| Loans and leases held for sale | $3,998,000 | 635 |
| Unused loan commitments | $25,604,000 | 2,152 |
| Tier 1 (core) risk-based capital | $30,048,000 | 2,098 |
| Tier 2 risk-based capital | $2,741,000 | 1,897 |
| Total risk weighted assets | $217,367,000 | 2,026 |
| Total unused commitments | $25,604,000 | 2,153 |
| Derivatives | $4,180,000 | 707 |
| 2010-09-30 | Rank | |
| # of Employees: | 84 | 1,837 |
| Assets and Liabilities | ||
| Total Assets: | $340,647,000 | 1,966 |
| Cash and due from depository institutions | $5,107,000 | 1,837 |
| Interest-bearing balances | $51,000 | 6,790 |
| Securities | $114,999,000 | 1,159 |
| Federal funds sold & reverse repurchase agreements | $11,555,000 | 655 |
| Net loans & leases | $189,953,000 | 2,237 |
| Loan loss allowance | $4,752,000 | 1,662 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,300,000 | 1,470 |
| Other real estate owned | $64,000 | 1,837 |
| Goodwill and other intangibles | $1,789,000 | 1,259 |
| All other assets | $8,880,000 | 2,149 |
| Life insurance assets | $404,000 | 3,385 |
| Total liabilities and capital | $340,647,000 | 1,966 |
| Total liabilities | $308,418,000 | 1,938 |
| Total deposits | $254,311,000 | 2,154 |
| Interest-bearing deposits | $190,721,000 | 2,424 |
| Deposits held in domestic offices | $254,311,000 | 2,151 |
| % insured | 93.74% | 2,044 |
| Federal funds purchased & repurchase agreements | $7,980,000 | 1,077 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $44,158,000 | 822 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,969,000 | 2,237 |
| Total equity capital | $32,229,000 | 2,109 |
| Total bank equity capital | $32,229,000 | 2,108 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $440,000 | 3,977 |
| Surplus | $20,630,000 | 1,510 |
| Undivided profits | $11,159,000 | 2,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,004,000 | 4,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,144 |
| Income earned, not collected on loans | $1,453,000 | 2,254 |
| Earning assets | $316,558,000 | 1,921 |
| Long-term assets (5+ years) | $151,797,000 | 924 |
| Average Assets, year-to-date | $344,467,750 | 1,924 |
| Average Assets, quarterly | $354,354,000 | 1,882 |
| Volatile liabilities | $83,914,000 | 1,664 |
| Insider loans | $1,999,000 | 2,900 |
| FHLB advances | $44,000,000 | 759 |
| Loans and leases held for sale | $8,228,000 | 426 |
| Unused loan commitments | $27,435,000 | 2,056 |
| Tier 1 (core) risk-based capital | $29,410,000 | 2,143 |
| Tier 2 risk-based capital | $2,718,000 | 1,963 |
| Total risk weighted assets | $215,437,000 | 2,076 |
| Total unused commitments | $27,435,000 | 2,056 |
| Derivatives | $7,980,000 | 679 |
| 2010-06-30 | Rank | |
| # of Employees: | 86 | 1,814 |
| Assets and Liabilities | ||
| Total Assets: | $368,061,000 | 1,822 |
| Cash and due from depository institutions | $6,175,000 | 1,814 |
| Interest-bearing balances | $243,000 | 6,239 |
| Securities | $116,962,000 | 1,136 |
| Federal funds sold & reverse repurchase agreements | $35,705,000 | 159 |
| Net loans & leases | $189,814,000 | 2,272 |
| Loan loss allowance | $4,707,000 | 1,682 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,975,000 | 1,541 |
| Other real estate owned | $282,000 | 1,814 |
| Goodwill and other intangibles | $1,800,000 | 1,261 |
| All other assets | $9,348,000 | 2,108 |
| Life insurance assets | $401,000 | 3,386 |
| Total liabilities and capital | $368,061,000 | 1,822 |
| Total liabilities | $336,899,000 | 1,790 |
| Total deposits | $307,103,000 | 1,801 |
| Interest-bearing deposits | $286,908,000 | 1,678 |
| Deposits held in domestic offices | $307,103,000 | 1,799 |
| % insured | 93.30% | 2,315 |
| Federal funds purchased & repurchase agreements | $8,794,000 | 1,034 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $19,116,000 | 1,690 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,886,000 | 2,210 |
| Total equity capital | $31,162,000 | 2,165 |
| Total bank equity capital | $31,162,000 | 2,164 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $440,000 | 4,016 |
| Surplus | $20,619,000 | 1,509 |
| Undivided profits | $10,103,000 | 2,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,283,000 | 4,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,200 |
| Income earned, not collected on loans | $1,553,000 | 2,014 |
| Earning assets | $342,724,000 | 1,790 |
| Long-term assets (5+ years) | $147,948,000 | 936 |
| Average Assets, year-to-date | $345,741,330 | 1,933 |
| Average Assets, quarterly | $342,985,000 | 1,959 |
| Volatile liabilities | $83,756,000 | 1,708 |
| Insider loans | $1,966,000 | 2,995 |
| FHLB advances | $19,005,000 | 1,617 |
| Loans and leases held for sale | $4,621,000 | 477 |
| Unused loan commitments | $25,269,000 | 2,231 |
| Tier 1 (core) risk-based capital | $28,959,000 | 2,170 |
| Tier 2 risk-based capital | $2,806,000 | 1,920 |
| Total risk weighted assets | $222,543,000 | 2,051 |
| Total unused commitments | $25,269,000 | 2,232 |
| Derivatives | $4,932,000 | 684 |
| 2010-03-31 | Rank | |
| # of Employees: | 85 | 1,856 |
| Assets and Liabilities | ||
| Total Assets: | $317,909,000 | 2,149 |
| Cash and due from depository institutions | $4,646,000 | 1,856 |
| Interest-bearing balances | $42,000 | 6,882 |
| Securities | $107,197,000 | 1,240 |
| Federal funds sold & reverse repurchase agreements | $5,575,000 | 1,621 |
| Net loans & leases | $181,584,000 | 2,415 |
| Loan loss allowance | $4,634,000 | 1,727 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,492,000 | 1,686 |
| Other real estate owned | $330,000 | 1,856 |
| Goodwill and other intangibles | $1,810,000 | 1,270 |
| All other assets | $9,275,000 | 2,160 |
| Life insurance assets | $397,000 | 3,407 |
| Total liabilities and capital | $317,909,000 | 2,149 |
| Total liabilities | $287,020,000 | 2,134 |
| Total deposits | $213,673,000 | 2,577 |
| Interest-bearing deposits | $158,846,000 | 2,962 |
| Deposits held in domestic offices | $213,673,000 | 2,575 |
| % insured | 95.55% | 1,492 |
| Federal funds purchased & repurchase agreements | $6,732,000 | 1,208 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $64,232,000 | 669 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,383,000 | 1,852 |
| Total equity capital | $30,889,000 | 2,172 |
| Total bank equity capital | $30,889,000 | 2,171 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $440,000 | 4,082 |
| Surplus | $20,607,000 | 1,539 |
| Undivided profits | $9,842,000 | 2,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,321,000 | 4,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,191 |
| Income earned, not collected on loans | $1,475,000 | 2,211 |
| Earning assets | $294,398,000 | 2,118 |
| Long-term assets (5+ years) | $141,512,000 | 976 |
| Average Assets, year-to-date | $334,581,500 | 2,045 |
| Average Assets, quarterly | $334,581,500 | 2,045 |
| Volatile liabilities | $83,127,000 | 1,768 |
| Insider loans | $2,037,000 | 2,974 |
| FHLB advances | $64,015,000 | 610 |
| Loans and leases held for sale | $3,569,000 | 457 |
| Unused loan commitments | $23,628,000 | 2,454 |
| Tier 1 (core) risk-based capital | $28,520,000 | 2,213 |
| Tier 2 risk-based capital | $2,614,000 | 2,093 |
| Total risk weighted assets | $207,092,000 | 2,244 |
| Total unused commitments | $23,628,000 | 2,459 |
| Derivatives | $4,682,000 | 666 |
| 2009-12-31 | Rank | |
| # of Employees: | 85 | 1,873 |
| Assets and Liabilities | ||
| Total Assets: | $351,254,000 | 1,966 |
| Cash and due from depository institutions | $6,297,000 | 1,873 |
| Interest-bearing balances | $33,000 | 6,874 |
| Securities | $101,131,000 | 1,282 |
| Federal funds sold & reverse repurchase agreements | $42,525,000 | 172 |
| Net loans & leases | $182,916,000 | 2,451 |
| Loan loss allowance | $4,367,000 | 1,788 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,916,000 | 1,867 |
| Other real estate owned | $80,000 | 1,873 |
| Goodwill and other intangibles | $1,821,000 | 1,272 |
| All other assets | $9,568,000 | 2,150 |
| Life insurance assets | $394,000 | 3,419 |
| Total liabilities and capital | $351,255,000 | 1,966 |
| Total liabilities | $320,670,000 | 1,943 |
| Total deposits | $211,936,000 | 2,603 |
| Interest-bearing deposits | $156,421,000 | 2,979 |
| Deposits held in domestic offices | $211,936,000 | 2,601 |
| % insured | 94.52% | 1,894 |
| Federal funds purchased & repurchase agreements | $7,360,000 | 1,216 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $99,566,000 | 477 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,808,000 | 2,318 |
| Total equity capital | $30,585,000 | 2,164 |
| Total bank equity capital | $30,585,000 | 2,161 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $440,000 | 4,128 |
| Surplus | $20,590,000 | 1,539 |
| Undivided profits | $9,555,000 | 2,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $684,000 | 5,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,158 |
| Income earned, not collected on loans | $1,551,000 | 2,180 |
| Earning assets | $326,605,000 | 1,924 |
| Long-term assets (5+ years) | $148,549,000 | 943 |
| Average Assets, year-to-date | $309,419,000 | 2,165 |
| Average Assets, quarterly | $329,400,000 | 2,087 |
| Volatile liabilities | $116,824,000 | 1,266 |
| Insider loans | $2,335,000 | 2,791 |
| FHLB advances | $64,025,000 | 655 |
| Loans and leases held for sale | $4,171,000 | 470 |
| Unused loan commitments | $21,493,000 | 2,616 |
| Tier 1 (core) risk-based capital | $28,495,000 | 2,198 |
| Tier 2 risk-based capital | $2,737,000 | 2,039 |
| Total risk weighted assets | $217,344,000 | 2,192 |
| Total unused commitments | $21,493,000 | 2,616 |
| Derivatives | $1,518,000 | 845 |
| 2009-09-30 | Rank | |
| # of Employees: | 83 | 1,955 |
| Assets and Liabilities | ||
| Total Assets: | $307,546,000 | 2,228 |
| Cash and due from depository institutions | $7,287,000 | 1,955 |
| Interest-bearing balances | $158,000 | 6,176 |
| Securities | $85,912,000 | 1,485 |
| Federal funds sold & reverse repurchase agreements | $11,845,000 | 783 |
| Net loans & leases | $184,090,000 | 2,467 |
| Loan loss allowance | $4,132,000 | 1,819 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,820,000 | 1,446 |
| Other real estate owned | $287,000 | 1,955 |
| Goodwill and other intangibles | $1,831,000 | 1,331 |
| All other assets | $7,474,000 | 2,345 |
| Life insurance assets | $390,000 | 3,427 |
| Total liabilities and capital | $307,546,000 | 2,228 |
| Total liabilities | $271,108,000 | 2,261 |
| Total deposits | $202,566,000 | 2,672 |
| Interest-bearing deposits | $149,931,000 | 3,080 |
| Deposits held in domestic offices | $202,566,000 | 2,669 |
| % insured | 95.95% | 1,492 |
| Federal funds purchased & repurchase agreements | $8,212,000 | 1,196 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $56,193,000 | 875 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,137,000 | 1,316 |
| Total equity capital | $36,438,000 | 1,903 |
| Total bank equity capital | $36,438,000 | 1,902 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $440,000 | 4,183 |
| Surplus | $20,562,000 | 1,552 |
| Undivided profits | $15,436,000 | 2,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $990,000 | 4,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,169 |
| Income earned, not collected on loans | $1,470,000 | 2,479 |
| Earning assets | $282,005,000 | 2,228 |
| Long-term assets (5+ years) | $132,180,000 | 1,054 |
| Average Assets, year-to-date | $298,960,250 | 2,232 |
| Average Assets, quarterly | $300,122,500 | 2,256 |
| Volatile liabilities | $74,261,000 | 2,018 |
| Insider loans | $2,687,000 | 2,546 |
| FHLB advances | $56,035,000 | 802 |
| Loans and leases held for sale | $1,470,000 | 782 |
| Unused loan commitments | $23,172,000 | 2,563 |
| Tier 1 (core) risk-based capital | $32,761,000 | 1,965 |
| Tier 2 risk-based capital | $2,603,000 | 2,111 |
| Total risk weighted assets | $206,759,000 | 2,326 |
| Total unused commitments | $23,172,000 | 2,565 |
| Derivatives | $6,042,000 | 619 |
| 2009-06-30 | Rank | |
| # of Employees: | 84 | 1,974 |
| Assets and Liabilities | ||
| Total Assets: | $292,699,000 | 2,321 |
| Cash and due from depository institutions | $4,417,000 | 1,974 |
| Interest-bearing balances | $139,000 | 6,145 |
| Securities | $74,874,000 | 1,664 |
| Federal funds sold & reverse repurchase agreements | $2,370,000 | 3,041 |
| Net loans & leases | $191,615,000 | 2,410 |
| Loan loss allowance | $4,047,000 | 1,775 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,652,000 | 1,498 |
| Other real estate owned | $257,000 | 1,974 |
| Goodwill and other intangibles | $1,842,000 | 1,356 |
| All other assets | $8,672,000 | 2,115 |
| Life insurance assets | $387,000 | 3,466 |
| Total liabilities and capital | $292,699,000 | 2,321 |
| Total liabilities | $259,206,000 | 2,351 |
| Total deposits | $194,332,000 | 2,778 |
| Interest-bearing deposits | $144,750,000 | 3,170 |
| Deposits held in domestic offices | $194,332,000 | 2,776 |
| % insured | 87.06% | 1,613 |
| Federal funds purchased & repurchase agreements | $7,515,000 | 1,251 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $53,437,000 | 955 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,922,000 | 1,414 |
| Total equity capital | $33,493,000 | 2,042 |
| Total bank equity capital | $33,493,000 | 2,040 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $440,000 | 4,236 |
| Surplus | $20,533,000 | 1,558 |
| Undivided profits | $12,520,000 | 2,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,107,000 | 4,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,047 |
| Income earned, not collected on loans | $1,622,000 | 2,161 |
| Earning assets | $268,998,000 | 2,319 |
| Long-term assets (5+ years) | $137,346,000 | 1,002 |
| Average Assets, year-to-date | $296,098,330 | 2,279 |
| Average Assets, quarterly | $294,958,500 | 2,305 |
| Volatile liabilities | $69,353,000 | 2,118 |
| Insider loans | $2,726,000 | 2,565 |
| FHLB advances | $53,045,000 | 876 |
| Loans and leases held for sale | $7,124,000 | 452 |
| Unused loan commitments | $42,649,000 | 1,676 |
| Tier 1 (core) risk-based capital | $31,642,000 | 2,050 |
| Tier 2 risk-based capital | $2,643,000 | 2,097 |
| Total risk weighted assets | $210,065,000 | 2,326 |
| Total unused commitments | $42,649,000 | 1,677 |
| Derivatives | $3,028,000 | 807 |
| 2009-03-31 | Rank | |
| # of Employees: | 81 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $297,218,000 | 2,306 |
| Cash and due from depository institutions | $5,936,000 | 2,062 |
| Interest-bearing balances | $10,000 | 7,000 |
| Securities | $73,394,000 | 1,676 |
| Federal funds sold & reverse repurchase agreements | $3,370,000 | 2,987 |
| Net loans & leases | $197,952,000 | 2,364 |
| Loan loss allowance | $3,838,000 | 1,783 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,053,000 | 2,160 |
| Other real estate owned | $32,000 | 2,062 |
| Goodwill and other intangibles | $1,852,000 | 1,360 |
| All other assets | $8,629,000 | 2,117 |
| Life insurance assets | $383,000 | 3,494 |
| Total liabilities and capital | $297,218,000 | 2,306 |
| Total liabilities | $265,193,000 | 2,314 |
| Total deposits | $194,334,000 | 2,777 |
| Interest-bearing deposits | $143,270,000 | 3,198 |
| Deposits held in domestic offices | $194,334,000 | 2,775 |
| % insured | 85.82% | 2,064 |
| Federal funds purchased & repurchase agreements | $8,987,000 | 1,198 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $59,402,000 | 923 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,470,000 | 1,986 |
| Total equity capital | $32,025,000 | 2,134 |
| Total bank equity capital | $32,025,000 | 2,131 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $440,000 | 4,260 |
| Surplus | $20,511,000 | 1,542 |
| Undivided profits | $11,074,000 | 2,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 4,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,020 |
| Income earned, not collected on loans | $1,526,000 | 2,346 |
| Earning assets | $274,726,000 | 2,280 |
| Long-term assets (5+ years) | $132,578,000 | 1,015 |
| Average Assets, year-to-date | $297,798,000 | 2,283 |
| Average Assets, quarterly | $297,798,000 | 2,283 |
| Volatile liabilities | $75,410,000 | 1,984 |
| Insider loans | $1,920,000 | 3,204 |
| FHLB advances | $9,055,000 | 3,047 |
| Loans and leases held for sale | $6,234,000 | 404 |
| Unused loan commitments | $40,531,000 | 1,827 |
| Tier 1 (core) risk-based capital | $30,498,000 | 2,142 |
| Tier 2 risk-based capital | $2,667,000 | 2,064 |
| Total risk weighted assets | $212,227,000 | 2,302 |
| Total unused commitments | $40,531,000 | 1,828 |
| Derivatives | $13,748,000 | 556 |
| 2008-12-31 | Rank | |
| # of Employees: | 83 | 2,028 |
| Assets and Liabilities | ||
| Total Assets: | $298,378,000 | 2,272 |
| Cash and due from depository institutions | $6,145,000 | 2,028 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $79,630,000 | 1,531 |
| Federal funds sold & reverse repurchase agreements | $110,000 | 5,044 |
| Net loans & leases | $196,262,000 | 2,377 |
| Loan loss allowance | $3,580,000 | 1,834 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,037,000 | 2,187 |
| Other real estate owned | $0 | 2,028 |
| Goodwill and other intangibles | $1,863,000 | 1,376 |
| All other assets | $8,331,000 | 2,191 |
| Life insurance assets | $380,000 | 3,505 |
| Total liabilities and capital | $298,378,000 | 2,272 |
| Total liabilities | $266,895,000 | 2,289 |
| Total deposits | $185,505,000 | 2,843 |
| Interest-bearing deposits | $136,289,000 | 3,254 |
| Deposits held in domestic offices | $185,505,000 | 2,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,188,000 | 1,052 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $66,515,000 | 904 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,687,000 | 2,594 |
| Total equity capital | $31,483,000 | 2,152 |
| Total bank equity capital | $31,483,000 | 2,152 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $440,000 | 4,287 |
| Surplus | $20,463,000 | 1,516 |
| Undivided profits | $10,580,000 | 2,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,024,000 | 4,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 940 |
| Income earned, not collected on loans | $1,572,000 | 2,426 |
| Earning assets | $276,002,000 | 2,250 |
| Long-term assets (5+ years) | $133,708,000 | 998 |
| Average Assets, year-to-date | $299,018,400 | 2,207 |
| Average Assets, quarterly | $320,485,000 | 2,133 |
| Volatile liabilities | $86,704,000 | 1,732 |
| Insider loans | $3,135,000 | 2,368 |
| FHLB advances | $10,765,000 | 2,971 |
| Loans and leases held for sale | $2,504,000 | 540 |
| Unused loan commitments | $42,654,000 | 1,797 |
| Tier 1 (core) risk-based capital | $29,269,000 | 2,212 |
| Tier 2 risk-based capital | $2,690,000 | 2,032 |
| Total risk weighted assets | $214,350,000 | 2,279 |
| Total unused commitments | $42,654,000 | 1,799 |
| Derivatives | $7,316,000 | 595 |
| 2008-09-30 | Rank | |
| # of Employees: | 82 | 2,070 |
| Assets and Liabilities | ||
| Total Assets: | $342,592,000 | 2,006 |
| Cash and due from depository institutions | $7,638,000 | 2,070 |
| Interest-bearing balances | $483,000 | 3,721 |
| Securities | $71,594,000 | 1,657 |
| Federal funds sold & reverse repurchase agreements | $50,111,000 | 234 |
| Net loans & leases | $197,248,000 | 2,383 |
| Loan loss allowance | $3,189,000 | 1,855 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,950,000 | 2,210 |
| Other real estate owned | $0 | 2,070 |
| Goodwill and other intangibles | $1,873,000 | 1,423 |
| All other assets | $8,178,000 | 2,226 |
| Life insurance assets | $376,000 | 3,530 |
| Total liabilities and capital | $342,592,000 | 2,006 |
| Total liabilities | $312,959,000 | 1,973 |
| Total deposits | $185,182,000 | 2,816 |
| Interest-bearing deposits | $134,284,000 | 3,255 |
| Deposits held in domestic offices | $185,182,000 | 2,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,661,000 | 1,239 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $115,680,000 | 576 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,436,000 | 2,996 |
| Total equity capital | $29,633,000 | 2,317 |
| Total bank equity capital | $29,633,000 | 2,317 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $440,000 | 4,328 |
| Surplus | $20,417,000 | 1,489 |
| Undivided profits | $8,776,000 | 3,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $600,000 | 4,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,020 |
| Income earned, not collected on loans | $1,560,000 | 2,551 |
| Earning assets | $319,436,000 | 1,964 |
| Long-term assets (5+ years) | $125,480,000 | 1,051 |
| Average Assets, year-to-date | $299,178,500 | 2,215 |
| Average Assets, quarterly | $314,521,500 | 2,162 |
| Volatile liabilities | $138,666,000 | 1,079 |
| Insider loans | $3,123,000 | 2,385 |
| FHLB advances | $55,075,000 | 1,019 |
| Loans and leases held for sale | $1,087,000 | 743 |
| Unused loan commitments | $50,019,000 | 1,674 |
| Tier 1 (core) risk-based capital | $27,937,000 | 2,344 |
| Tier 2 risk-based capital | $2,817,000 | 1,894 |
| Total risk weighted assets | $224,994,000 | 2,198 |
| Total unused commitments | $50,019,000 | 1,675 |
| Derivatives | $726,000 | 887 |
| 2008-06-30 | Rank | |
| # of Employees: | 84 | 2,055 |
| Assets and Liabilities | ||
| Total Assets: | $286,451,000 | 2,322 |
| Cash and due from depository institutions | $6,416,000 | 2,055 |
| Interest-bearing balances | $437,000 | 3,688 |
| Securities | $65,177,000 | 1,830 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $199,206,000 | 2,337 |
| Loan loss allowance | $3,106,000 | 1,844 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,961,000 | 2,194 |
| Other real estate owned | $0 | 2,055 |
| Goodwill and other intangibles | $1,884,000 | 1,428 |
| All other assets | $7,807,000 | 2,245 |
| Life insurance assets | $373,000 | 3,555 |
| Total liabilities and capital | $286,451,000 | 2,322 |
| Total liabilities | $257,400,000 | 2,321 |
| Total deposits | $187,694,000 | 2,777 |
| Interest-bearing deposits | $137,040,000 | 3,182 |
| Deposits held in domestic offices | $187,694,000 | 2,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,472,000 | 1,118 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $54,372,000 | 1,079 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,862,000 | 2,431 |
| Total equity capital | $29,051,000 | 2,374 |
| Total bank equity capital | $29,051,000 | 2,374 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $440,000 | 4,366 |
| Surplus | $20,345,000 | 1,473 |
| Undivided profits | $8,266,000 | 3,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 5,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 903 |
| Income earned, not collected on loans | $1,518,000 | 2,545 |
| Earning assets | $264,820,000 | 2,299 |
| Long-term assets (5+ years) | $126,241,000 | 1,032 |
| Average Assets, year-to-date | $284,707,330 | 2,300 |
| Average Assets, quarterly | $285,707,500 | 2,316 |
| Volatile liabilities | $81,184,000 | 1,742 |
| Insider loans | $3,160,000 | 2,333 |
| FHLB advances | $20,385,000 | 2,047 |
| Loans and leases held for sale | $1,631,000 | 716 |
| Unused loan commitments | $53,708,000 | 1,631 |
| Tier 1 (core) risk-based capital | $26,822,000 | 2,428 |
| Tier 2 risk-based capital | $2,783,000 | 1,889 |
| Total risk weighted assets | $222,342,000 | 2,207 |
| Total unused commitments | $53,708,000 | 1,632 |
| Derivatives | $1,630,000 | 751 |
| 2008-03-31 | Rank | |
| # of Employees: | 83 | 2,074 |
| Assets and Liabilities | ||
| Total Assets: | $284,964,000 | 2,334 |
| Cash and due from depository institutions | $7,496,000 | 2,074 |
| Interest-bearing balances | $46,000 | 5,691 |
| Securities | $56,848,000 | 2,049 |
| Federal funds sold & reverse repurchase agreements | $7,435,000 | 2,323 |
| Net loans & leases | $197,810,000 | 2,304 |
| Loan loss allowance | $3,015,000 | 1,821 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,960,000 | 2,165 |
| Other real estate owned | $0 | 2,074 |
| Goodwill and other intangibles | $1,895,000 | 1,430 |
| All other assets | $7,520,000 | 2,254 |
| Life insurance assets | $370,000 | 3,579 |
| Total liabilities and capital | $284,964,000 | 2,334 |
| Total liabilities | $256,559,000 | 2,323 |
| Total deposits | $186,915,000 | 2,782 |
| Interest-bearing deposits | $135,281,000 | 3,240 |
| Deposits held in domestic offices | $186,915,000 | 2,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,061,000 | 1,086 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $54,360,000 | 1,023 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,223,000 | 2,262 |
| Total equity capital | $28,405,000 | 2,477 |
| Total bank equity capital | $28,405,000 | 2,477 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $440,000 | 4,379 |
| Surplus | $20,294,000 | 1,458 |
| Undivided profits | $7,671,000 | 3,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 993 |
| Income earned, not collected on loans | $1,452,000 | 2,699 |
| Earning assets | $262,139,000 | 2,320 |
| Long-term assets (5+ years) | $116,045,000 | 1,055 |
| Average Assets, year-to-date | $283,835,500 | 2,314 |
| Average Assets, quarterly | $283,835,500 | 2,314 |
| Volatile liabilities | $81,983,000 | 1,715 |
| Insider loans | $3,091,000 | 2,331 |
| FHLB advances | $19,095,000 | 1,966 |
| Loans and leases held for sale | $2,886,000 | 558 |
| Unused loan commitments | $58,026,000 | 1,560 |
| Tier 1 (core) risk-based capital | $25,799,000 | 2,513 |
| Tier 2 risk-based capital | $2,769,000 | 1,862 |
| Total risk weighted assets | $221,282,000 | 2,184 |
| Total unused commitments | $58,026,000 | 1,561 |
| Derivatives | $3,158,000 | 715 |
| 2007-12-31 | Rank | |
| # of Employees: | 80 | 2,186 |
| Assets and Liabilities | ||
| Total Assets: | $282,707,000 | 2,328 |
| Cash and due from depository institutions | $10,758,000 | 2,186 |
| Interest-bearing balances | $1,048,000 | 2,503 |
| Securities | $58,716,000 | 1,990 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 4,226 |
| Net loans & leases | $195,682,000 | 2,322 |
| Loan loss allowance | $2,898,000 | 1,859 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,040,000 | 2,129 |
| Other real estate owned | $0 | 2,186 |
| Goodwill and other intangibles | $1,905,000 | 1,429 |
| All other assets | $7,706,000 | 2,230 |
| Life insurance assets | $367,000 | 3,582 |
| Total liabilities and capital | $282,707,000 | 2,328 |
| Total liabilities | $255,384,000 | 2,303 |
| Total deposits | $187,657,000 | 2,723 |
| Interest-bearing deposits | $134,872,000 | 3,205 |
| Deposits held in domestic offices | $187,657,000 | 2,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,214,000 | 1,131 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $52,537,000 | 977 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,976,000 | 2,495 |
| Total equity capital | $27,323,000 | 2,520 |
| Total bank equity capital | $27,323,000 | 2,520 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $440,000 | 4,402 |
| Surplus | $20,203,000 | 1,441 |
| Undivided profits | $6,680,000 | 4,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 6,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 997 |
| Income earned, not collected on loans | $1,528,000 | 2,777 |
| Earning assets | $257,346,000 | 2,331 |
| Long-term assets (5+ years) | $115,047,000 | 1,024 |
| Average Assets, year-to-date | $278,267,200 | 2,286 |
| Average Assets, quarterly | $282,569,500 | 2,306 |
| Volatile liabilities | $83,969,000 | 1,677 |
| Insider loans | $2,658,000 | 2,554 |
| FHLB advances | $22,922,000 | 1,647 |
| Loans and leases held for sale | $2,237,000 | 607 |
| Unused loan commitments | $50,347,000 | 1,768 |
| Tier 1 (core) risk-based capital | $24,948,000 | 2,579 |
| Tier 2 risk-based capital | $2,673,000 | 1,920 |
| Total risk weighted assets | $213,618,000 | 2,237 |
| Total unused commitments | $50,347,000 | 1,769 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 81 | 2,137 |
| Assets and Liabilities | ||
| Total Assets: | $282,432,000 | 2,295 |
| Cash and due from depository institutions | $11,731,000 | 2,137 |
| Interest-bearing balances | $490,000 | 3,060 |
| Securities | $60,638,000 | 1,913 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $194,397,000 | 2,305 |
| Loan loss allowance | $2,908,000 | 1,811 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,110,000 | 2,054 |
| Other real estate owned | $0 | 2,137 |
| Goodwill and other intangibles | $1,915,000 | 1,400 |
| All other assets | $7,641,000 | 2,233 |
| Life insurance assets | $363,000 | 3,565 |
| Total liabilities and capital | $282,432,000 | 2,295 |
| Total liabilities | $256,041,000 | 2,283 |
| Total deposits | $192,989,000 | 2,629 |
| Interest-bearing deposits | $141,948,000 | 3,039 |
| Deposits held in domestic offices | $192,989,000 | 2,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,757,000 | 828 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $40,115,000 | 1,090 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,180,000 | 2,324 |
| Total equity capital | $26,391,000 | 2,567 |
| Total bank equity capital | $26,391,000 | 2,567 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $440,000 | 4,397 |
| Surplus | $20,179,000 | 1,405 |
| Undivided profits | $5,772,000 | 4,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 6,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,006 |
| Income earned, not collected on loans | $1,615,000 | 2,790 |
| Earning assets | $255,525,000 | 2,319 |
| Long-term assets (5+ years) | $119,603,000 | 969 |
| Average Assets, year-to-date | $277,157,250 | 2,293 |
| Average Assets, quarterly | $282,197,000 | 2,286 |
| Volatile liabilities | $78,642,000 | 1,748 |
| Insider loans | $4,597,000 | 1,605 |
| FHLB advances | $14,115,000 | 2,060 |
| Loans and leases held for sale | $2,749,000 | 506 |
| Unused loan commitments | $46,961,000 | 1,881 |
| Tier 1 (core) risk-based capital | $24,138,000 | 2,652 |
| Tier 2 risk-based capital | $2,645,000 | 1,909 |
| Total risk weighted assets | $211,340,000 | 2,232 |
| Total unused commitments | $46,961,000 | 1,881 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 83 | 2,118 |
| Assets and Liabilities | ||
| Total Assets: | $281,962,000 | 2,314 |
| Cash and due from depository institutions | $11,053,000 | 2,118 |
| Interest-bearing balances | $2,842,000 | 1,508 |
| Securities | $62,784,000 | 1,846 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $192,183,000 | 2,324 |
| Loan loss allowance | $2,826,000 | 1,866 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,141,000 | 2,048 |
| Other real estate owned | $1,000 | 2,118 |
| Goodwill and other intangibles | $1,926,000 | 1,400 |
| All other assets | $7,874,000 | 2,167 |
| Life insurance assets | $360,000 | 3,580 |
| Total liabilities and capital | $281,962,000 | 2,314 |
| Total liabilities | $256,668,000 | 2,287 |
| Total deposits | $190,060,000 | 2,699 |
| Interest-bearing deposits | $137,495,000 | 3,133 |
| Deposits held in domestic offices | $190,060,000 | 2,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,358,000 | 830 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $44,509,000 | 967 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,741,000 | 2,617 |
| Total equity capital | $25,294,000 | 2,650 |
| Total bank equity capital | $25,294,000 | 2,650 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $440,000 | 4,424 |
| Surplus | $20,103,000 | 1,411 |
| Undivided profits | $4,751,000 | 4,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 6,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,022 |
| Income earned, not collected on loans | $1,656,000 | 2,549 |
| Earning assets | $257,809,000 | 2,317 |
| Long-term assets (5+ years) | $119,161,000 | 958 |
| Average Assets, year-to-date | $275,399,000 | 2,340 |
| Average Assets, quarterly | $278,408,500 | 2,335 |
| Volatile liabilities | $80,971,000 | 1,678 |
| Insider loans | $5,373,000 | 1,376 |
| FHLB advances | $14,125,000 | 1,972 |
| Loans and leases held for sale | $3,088,000 | 575 |
| Unused loan commitments | $45,420,000 | 1,968 |
| Tier 1 (core) risk-based capital | $23,308,000 | 2,742 |
| Tier 2 risk-based capital | $2,602,000 | 1,939 |
| Total risk weighted assets | $207,951,000 | 2,257 |
| Total unused commitments | $45,420,000 | 1,968 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 78 | 2,249 |
| Assets and Liabilities | ||
| Total Assets: | $274,855,000 | 2,366 |
| Cash and due from depository institutions | $8,137,000 | 2,249 |
| Interest-bearing balances | $2,100,000 | 1,911 |
| Securities | $66,846,000 | 1,759 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $184,411,000 | 2,378 |
| Loan loss allowance | $2,732,000 | 1,924 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,056,000 | 2,039 |
| Other real estate owned | $0 | 2,249 |
| Goodwill and other intangibles | $1,936,000 | 1,384 |
| All other assets | $7,469,000 | 2,193 |
| Life insurance assets | $357,000 | 3,593 |
| Total liabilities and capital | $274,855,000 | 2,366 |
| Total liabilities | $249,883,000 | 2,338 |
| Total deposits | $196,633,000 | 2,597 |
| Interest-bearing deposits | $147,202,000 | 2,936 |
| Deposits held in domestic offices | $196,633,000 | 2,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,596,000 | 982 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $37,578,000 | 1,050 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,076,000 | 2,339 |
| Total equity capital | $24,972,000 | 2,689 |
| Total bank equity capital | $24,972,000 | 2,689 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $440,000 | 4,429 |
| Surplus | $19,974,000 | 1,409 |
| Undivided profits | $4,558,000 | 4,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 6,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,491,000 | 2,691 |
| Earning assets | $253,357,000 | 2,361 |
| Long-term assets (5+ years) | $117,352,000 | 944 |
| Average Assets, year-to-date | $272,117,500 | 2,372 |
| Average Assets, quarterly | $272,117,500 | 2,372 |
| Volatile liabilities | $67,112,000 | 1,966 |
| Insider loans | $6,213,000 | 1,157 |
| FHLB advances | $37,135,000 | 990 |
| Loans and leases held for sale | $2,896,000 | 554 |
| Unused loan commitments | $53,142,000 | 1,733 |
| Tier 1 (core) risk-based capital | $22,517,000 | 2,808 |
| Tier 2 risk-based capital | $2,504,000 | 1,993 |
| Total risk weighted assets | $200,083,000 | 2,311 |
| Total unused commitments | $53,142,000 | 1,734 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 77 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $269,380,000 | 2,394 |
| Cash and due from depository institutions | $6,490,000 | 2,291 |
| Interest-bearing balances | $6,000 | 6,388 |
| Securities | $69,975,000 | 1,697 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $177,507,000 | 2,438 |
| Loan loss allowance | $2,589,000 | 1,998 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,975,000 | 2,030 |
| Other real estate owned | $0 | 2,291 |
| Goodwill and other intangibles | $1,947,000 | 1,372 |
| All other assets | $7,486,000 | 2,202 |
| Life insurance assets | $354,000 | 3,577 |
| Total liabilities and capital | $269,380,000 | 2,394 |
| Total liabilities | $245,175,000 | 2,366 |
| Total deposits | $183,233,000 | 2,775 |
| Interest-bearing deposits | $132,282,000 | 3,189 |
| Deposits held in domestic offices | $183,233,000 | 2,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,314,000 | 789 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $38,817,000 | 1,068 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,811,000 | 2,594 |
| Total equity capital | $24,205,000 | 2,708 |
| Total bank equity capital | $24,205,000 | 2,708 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $440,000 | 4,444 |
| Surplus | $19,860,000 | 1,391 |
| Undivided profits | $3,905,000 | 5,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 6,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,505,000 | 2,785 |
| Earning assets | $247,488,000 | 2,381 |
| Long-term assets (5+ years) | $114,060,000 | 957 |
| Average Assets, year-to-date | $265,939,000 | 2,337 |
| Average Assets, quarterly | $277,255,000 | 2,314 |
| Volatile liabilities | $80,816,000 | 1,801 |
| Insider loans | $5,328,000 | 1,358 |
| FHLB advances | $15,945,000 | 1,872 |
| Loans and leases held for sale | $2,749,000 | 570 |
| Unused loan commitments | $50,762,000 | 1,799 |
| Tier 1 (core) risk-based capital | $21,852,000 | 2,841 |
| Tier 2 risk-based capital | $2,418,000 | 2,047 |
| Total risk weighted assets | $193,272,000 | 2,356 |
| Total unused commitments | $50,762,000 | 1,799 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 73 | 2,414 |
| Assets and Liabilities | ||
| Total Assets: | $285,130,000 | 2,265 |
| Cash and due from depository institutions | $21,679,000 | 2,414 |
| Interest-bearing balances | $15,462,000 | 359 |
| Securities | $72,704,000 | 1,661 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $175,594,000 | 2,458 |
| Loan loss allowance | $2,465,000 | 2,077 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,744,000 | 2,073 |
| Other real estate owned | $25,000 | 2,414 |
| Goodwill and other intangibles | $1,957,000 | 1,361 |
| All other assets | $7,427,000 | 2,222 |
| Life insurance assets | $351,000 | 3,555 |
| Total liabilities and capital | $285,130,000 | 2,265 |
| Total liabilities | $261,395,000 | 2,211 |
| Total deposits | $194,809,000 | 2,585 |
| Interest-bearing deposits | $144,002,000 | 2,910 |
| Deposits held in domestic offices | $194,809,000 | 2,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,693,000 | 1,007 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $51,095,000 | 916 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,798,000 | 2,551 |
| Total equity capital | $23,735,000 | 2,723 |
| Total bank equity capital | $23,735,000 | 2,723 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $440,000 | 4,470 |
| Surplus | $19,788,000 | 1,390 |
| Undivided profits | $3,507,000 | 5,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 6,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,522,000 | 2,754 |
| Earning assets | $263,760,000 | 2,239 |
| Long-term assets (5+ years) | $115,454,000 | 936 |
| Average Assets, year-to-date | $265,078,750 | 2,354 |
| Average Assets, quarterly | $273,856,000 | 2,317 |
| Volatile liabilities | $74,184,000 | 1,921 |
| Insider loans | $5,461,000 | 1,300 |
| FHLB advances | $28,155,000 | 1,345 |
| Loans and leases held for sale | $4,367,000 | 416 |
| Unused loan commitments | $51,205,000 | 1,816 |
| Tier 1 (core) risk-based capital | $21,394,000 | 2,859 |
| Tier 2 risk-based capital | $2,456,000 | 2,017 |
| Total risk weighted assets | $196,492,000 | 2,321 |
| Total unused commitments | $51,205,000 | 1,816 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 76 | 2,330 |
| Assets and Liabilities | ||
| Total Assets: | $262,582,000 | 2,422 |
| Cash and due from depository institutions | $9,042,000 | 2,330 |
| Interest-bearing balances | $456,000 | 3,204 |
| Securities | $74,477,000 | 1,621 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $163,952,000 | 2,565 |
| Loan loss allowance | $2,333,000 | 2,166 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,532,000 | 2,104 |
| Other real estate owned | $25,000 | 2,330 |
| Goodwill and other intangibles | $1,968,000 | 1,341 |
| All other assets | $7,586,000 | 2,152 |
| Life insurance assets | $348,000 | 3,536 |
| Total liabilities and capital | $262,582,000 | 2,422 |
| Total liabilities | $240,191,000 | 2,376 |
| Total deposits | $187,239,000 | 2,666 |
| Interest-bearing deposits | $137,741,000 | 3,002 |
| Deposits held in domestic offices | $187,239,000 | 2,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,832,000 | 1,396 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $43,454,000 | 1,041 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,666,000 | 2,483 |
| Total equity capital | $22,391,000 | 2,776 |
| Total bank equity capital | $22,391,000 | 2,776 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $440,000 | 4,465 |
| Surplus | $19,560,000 | 1,371 |
| Undivided profits | $2,391,000 | 6,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 6,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,462,000 | 2,550 |
| Earning assets | $238,885,000 | 2,423 |
| Long-term assets (5+ years) | $123,109,000 | 868 |
| Average Assets, year-to-date | $258,395,000 | 2,412 |
| Average Assets, quarterly | $260,373,500 | 2,417 |
| Volatile liabilities | $73,778,000 | 1,897 |
| Insider loans | $3,686,000 | 1,832 |
| FHLB advances | $22,390,000 | 1,574 |
| Loans and leases held for sale | $2,864,000 | 551 |
| Unused loan commitments | $54,106,000 | 1,743 |
| Tier 1 (core) risk-based capital | $20,779,000 | 2,885 |
| Tier 2 risk-based capital | $2,333,000 | 2,069 |
| Total risk weighted assets | $187,223,000 | 2,367 |
| Total unused commitments | $54,106,000 | 1,744 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 73 | 2,408 |
| Assets and Liabilities | ||
| Total Assets: | $258,165,000 | 2,426 |
| Cash and due from depository institutions | $6,315,000 | 2,408 |
| Interest-bearing balances | $21,000 | 6,113 |
| Securities | $78,177,000 | 1,575 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $159,614,000 | 2,576 |
| Loan loss allowance | $2,176,000 | 2,258 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,738,000 | 2,384 |
| Other real estate owned | $0 | 2,408 |
| Goodwill and other intangibles | $1,978,000 | 1,310 |
| All other assets | $7,343,000 | 2,168 |
| Life insurance assets | $345,000 | 3,503 |
| Total liabilities and capital | $258,165,000 | 2,426 |
| Total liabilities | $235,912,000 | 2,392 |
| Total deposits | $189,267,000 | 2,642 |
| Interest-bearing deposits | $145,655,000 | 2,848 |
| Deposits held in domestic offices | $189,267,000 | 2,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,479,000 | 1,328 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,358,000 | 1,123 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,808,000 | 2,346 |
| Total equity capital | $22,253,000 | 2,759 |
| Total bank equity capital | $22,253,000 | 2,759 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $440,000 | 4,454 |
| Surplus | $19,560,000 | 1,329 |
| Undivided profits | $2,253,000 | 6,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 6,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,387,000 | 2,545 |
| Earning assets | $237,812,000 | 2,417 |
| Long-term assets (5+ years) | $121,498,000 | 865 |
| Average Assets, year-to-date | $256,301,500 | 2,432 |
| Average Assets, quarterly | $256,301,500 | 2,432 |
| Volatile liabilities | $76,469,000 | 1,764 |
| Insider loans | $4,514,000 | 1,505 |
| FHLB advances | $37,270,000 | 1,056 |
| Loans and leases held for sale | $3,347,000 | 438 |
| Unused loan commitments | $36,909,000 | 2,247 |
| Tier 1 (core) risk-based capital | $20,200,000 | 2,928 |
| Tier 2 risk-based capital | $2,176,000 | 2,163 |
| Total risk weighted assets | $177,907,000 | 2,424 |
| Total unused commitments | $36,909,000 | 2,248 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 71 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $254,438,000 | 2,450 |
| Cash and due from depository institutions | $8,149,000 | 2,449 |
| Interest-bearing balances | $413,000 | 3,520 |
| Securities | $81,139,000 | 1,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $151,205,000 | 2,675 |
| Loan loss allowance | $2,101,000 | 2,281 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,680,000 | 2,385 |
| Other real estate owned | $0 | 2,449 |
| Goodwill and other intangibles | $1,990,000 | 1,293 |
| All other assets | $7,275,000 | 2,176 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $254,438,000 | 2,450 |
| Total liabilities | $232,628,000 | 2,414 |
| Total deposits | $174,059,000 | 2,816 |
| Interest-bearing deposits | $132,008,000 | 3,042 |
| Deposits held in domestic offices | $174,059,000 | 2,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,830,000 | 1,530 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $51,260,000 | 901 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,479,000 | 2,641 |
| Total equity capital | $21,810,000 | 2,770 |
| Total bank equity capital | $21,810,000 | 2,770 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $440,000 | 4,474 |
| Surplus | $17,560,000 | 1,422 |
| Undivided profits | $3,810,000 | 5,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 5,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,154 |
| Income earned, not collected on loans | $1,389,000 | 2,568 |
| Earning assets | $232,757,000 | 2,444 |
| Long-term assets (5+ years) | $123,987,000 | 836 |
| Average Assets, year-to-date | $247,285,800 | 2,404 |
| Average Assets, quarterly | $252,812,500 | 2,436 |
| Volatile liabilities | $73,271,000 | 1,802 |
| Insider loans | $4,537,000 | 1,484 |
| FHLB advances | $29,260,000 | 1,277 |
| Loans and leases held for sale | $3,110,000 | 450 |
| Unused loan commitments | $48,330,000 | 1,834 |
| Tier 1 (core) risk-based capital | $19,682,000 | 2,948 |
| Tier 2 risk-based capital | $2,101,000 | 2,192 |
| Total risk weighted assets | $170,299,000 | 2,483 |
| Total unused commitments | $48,330,000 | 1,834 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 69 | 2,516 |
| Assets and Liabilities | ||
| Total Assets: | $251,187,000 | 2,432 |
| Cash and due from depository institutions | $7,543,000 | 2,516 |
| Interest-bearing balances | $1,006,000 | 2,700 |
| Securities | $87,426,000 | 1,406 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $143,658,000 | 2,757 |
| Loan loss allowance | $2,095,000 | 2,290 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,713,000 | 2,322 |
| Other real estate owned | $0 | 2,516 |
| Goodwill and other intangibles | $2,001,000 | 1,261 |
| All other assets | $5,846,000 | 2,499 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $251,187,000 | 2,432 |
| Total liabilities | $229,669,000 | 2,399 |
| Total deposits | $176,242,000 | 2,723 |
| Interest-bearing deposits | $134,555,000 | 2,930 |
| Deposits held in domestic offices | $176,242,000 | 2,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,420,000 | 1,922 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $48,569,000 | 937 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,438,000 | 2,666 |
| Total equity capital | $21,518,000 | 2,788 |
| Total bank equity capital | $21,518,000 | 2,788 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $440,000 | 4,476 |
| Surplus | $17,560,000 | 1,380 |
| Undivided profits | $3,518,000 | 5,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 6,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,174 |
| Income earned, not collected on loans | $1,280,000 | 2,732 |
| Earning assets | $232,090,000 | 2,412 |
| Long-term assets (5+ years) | $112,249,000 | 922 |
| Average Assets, year-to-date | $245,497,750 | 2,402 |
| Average Assets, quarterly | $249,469,500 | 2,414 |
| Volatile liabilities | $66,924,000 | 1,860 |
| Insider loans | $4,394,000 | 1,476 |
| FHLB advances | $47,570,000 | 874 |
| Loans and leases held for sale | $2,657,000 | 586 |
| Unused loan commitments | $33,019,000 | 2,351 |
| Tier 1 (core) risk-based capital | $19,149,000 | 2,980 |
| Tier 2 risk-based capital | $2,060,000 | 2,216 |
| Total risk weighted assets | $164,796,000 | 2,519 |
| Total unused commitments | $33,019,000 | 2,354 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 71 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $247,752,000 | 2,413 |
| Cash and due from depository institutions | $8,644,000 | 2,428 |
| Interest-bearing balances | $505,000 | 3,372 |
| Securities | $94,307,000 | 1,304 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $132,163,000 | 2,864 |
| Loan loss allowance | $1,958,000 | 2,387 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,764,000 | 2,257 |
| Other real estate owned | $0 | 2,428 |
| Goodwill and other intangibles | $2,013,000 | 1,250 |
| All other assets | $5,861,000 | 2,413 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $247,752,000 | 2,413 |
| Total liabilities | $226,489,000 | 2,388 |
| Total deposits | $159,222,000 | 2,913 |
| Interest-bearing deposits | $121,078,000 | 3,154 |
| Deposits held in domestic offices | $159,222,000 | 2,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,889,000 | 2,402 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $63,786,000 | 757 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,592,000 | 2,328 |
| Total equity capital | $21,263,000 | 2,764 |
| Total bank equity capital | $21,263,000 | 2,764 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $440,000 | 4,469 |
| Surplus | $17,560,000 | 1,355 |
| Undivided profits | $3,263,000 | 5,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 5,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $73,000 | 876 |
| Income earned, not collected on loans | $1,281,000 | 2,485 |
| Earning assets | $226,975,000 | 2,405 |
| Long-term assets (5+ years) | $108,079,000 | 939 |
| Average Assets, year-to-date | $243,601,330 | 2,401 |
| Average Assets, quarterly | $244,642,000 | 2,409 |
| Volatile liabilities | $65,552,000 | 1,830 |
| Insider loans | $3,972,000 | 1,614 |
| FHLB advances | $63,455,000 | 696 |
| Loans and leases held for sale | $2,625,000 | 627 |
| Unused loan commitments | $49,191,000 | 1,718 |
| Tier 1 (core) risk-based capital | $18,693,000 | 2,993 |
| Tier 2 risk-based capital | $1,937,000 | 2,293 |
| Total risk weighted assets | $154,980,000 | 2,590 |
| Total unused commitments | $49,191,000 | 1,719 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 68 | 2,524 |
| Assets and Liabilities | ||
| Total Assets: | $241,532,000 | 2,443 |
| Cash and due from depository institutions | $5,165,000 | 2,524 |
| Interest-bearing balances | $328,000 | 3,830 |
| Securities | $97,068,000 | 1,290 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $126,799,000 | 2,907 |
| Loan loss allowance | $1,827,000 | 2,506 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,629,000 | 2,288 |
| Other real estate owned | $0 | 2,524 |
| Goodwill and other intangibles | $2,024,000 | 1,233 |
| All other assets | $5,847,000 | 2,397 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $241,532,000 | 2,443 |
| Total liabilities | $221,545,000 | 2,403 |
| Total deposits | $152,618,000 | 3,010 |
| Interest-bearing deposits | $118,998,000 | 3,222 |
| Deposits held in domestic offices | $152,618,000 | 3,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,944,000 | 2,202 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $65,583,000 | 722 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,400,000 | 2,510 |
| Total equity capital | $19,987,000 | 2,847 |
| Total bank equity capital | $19,987,000 | 2,847 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $440,000 | 4,491 |
| Surplus | $17,560,000 | 1,315 |
| Undivided profits | $1,987,000 | 6,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 4,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 914 |
| Income earned, not collected on loans | $1,255,000 | 2,442 |
| Earning assets | $224,195,000 | 2,420 |
| Long-term assets (5+ years) | $111,967,000 | 922 |
| Average Assets, year-to-date | $241,526,000 | 2,424 |
| Average Assets, quarterly | $241,526,000 | 2,424 |
| Volatile liabilities | $62,080,000 | 1,830 |
| Insider loans | $2,482,000 | 2,341 |
| FHLB advances | $65,265,000 | 655 |
| Loans and leases held for sale | $3,103,000 | 488 |
| Unused loan commitments | $42,764,000 | 1,877 |
| Tier 1 (core) risk-based capital | $18,157,000 | 3,013 |
| Tier 2 risk-based capital | $1,827,000 | 2,377 |
| Total risk weighted assets | $148,880,000 | 2,642 |
| Total unused commitments | $42,764,000 | 1,879 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 65 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $241,520,000 | 2,427 |
| Cash and due from depository institutions | $8,992,000 | 2,645 |
| Interest-bearing balances | $35,000 | 5,947 |
| Securities | $100,388,000 | 1,290 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $119,626,000 | 3,044 |
| Loan loss allowance | $1,779,000 | 2,543 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,543,000 | 2,293 |
| Other real estate owned | $75,000 | 2,645 |
| Goodwill and other intangibles | $2,038,000 | 1,227 |
| All other assets | $5,858,000 | 2,360 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $241,520,000 | 2,427 |
| Total liabilities | $221,468,000 | 2,388 |
| Total deposits | $146,663,000 | 3,106 |
| Interest-bearing deposits | $117,337,000 | 3,217 |
| Deposits held in domestic offices | $146,663,000 | 3,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,278,000 | 2,573 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $72,015,000 | 685 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,512,000 | 2,367 |
| Total equity capital | $20,052,000 | 2,836 |
| Total bank equity capital | $20,052,000 | 2,836 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $440,000 | 4,507 |
| Surplus | $14,560,000 | 1,524 |
| Undivided profits | $5,052,000 | 4,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $347,000 | 4,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 869 |
| Income earned, not collected on loans | $1,342,000 | 2,244 |
| Earning assets | $220,049,000 | 2,451 |
| Long-term assets (5+ years) | $108,278,000 | 976 |
| Average Assets, year-to-date | $228,986,800 | 2,441 |
| Average Assets, quarterly | $237,371,500 | 2,440 |
| Volatile liabilities | $66,129,000 | 1,686 |
| Insider loans | $3,214,000 | 1,878 |
| FHLB advances | $71,410,000 | 614 |
| Loans and leases held for sale | $1,919,000 | 636 |
| Unused loan commitments | $42,003,000 | 1,829 |
| Tier 1 (core) risk-based capital | $17,674,000 | 3,043 |
| Tier 2 risk-based capital | $1,779,000 | 2,411 |
| Total risk weighted assets | $142,786,000 | 2,716 |
| Total unused commitments | $42,003,000 | 1,830 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 62 | 2,765 |
| Assets and Liabilities | ||
| Total Assets: | $233,223,000 | 2,487 |
| Cash and due from depository institutions | $4,750,000 | 2,765 |
| Interest-bearing balances | $579,000 | 3,379 |
| Securities | $102,386,000 | 1,247 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $114,051,000 | 3,141 |
| Loan loss allowance | $1,726,000 | 2,603 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,136,000 | 2,468 |
| Other real estate owned | $75,000 | 2,765 |
| Goodwill and other intangibles | $2,052,000 | 1,193 |
| All other assets | $5,773,000 | 2,345 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $233,223,000 | 2,487 |
| Total liabilities | $213,453,000 | 2,438 |
| Total deposits | $150,120,000 | 2,994 |
| Interest-bearing deposits | $119,839,000 | 3,146 |
| Deposits held in domestic offices | $150,120,000 | 2,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,938,000 | 2,395 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $59,777,000 | 787 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,618,000 | 2,247 |
| Total equity capital | $19,770,000 | 2,865 |
| Total bank equity capital | $19,770,000 | 2,865 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $440,000 | 4,519 |
| Surplus | $14,560,000 | 1,496 |
| Undivided profits | $4,770,000 | 4,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 5,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 998 |
| Income earned, not collected on loans | $1,234,000 | 2,523 |
| Earning assets | $217,016,000 | 2,449 |
| Long-term assets (5+ years) | $102,836,000 | 1,025 |
| Average Assets, year-to-date | $225,853,500 | 2,465 |
| Average Assets, quarterly | $231,924,000 | 2,466 |
| Volatile liabilities | $51,506,000 | 2,049 |
| Insider loans | $4,542,000 | 1,289 |
| FHLB advances | $59,231,000 | 719 |
| Loans and leases held for sale | $1,938,000 | 619 |
| Unused loan commitments | $25,989,000 | 2,517 |
| Tier 1 (core) risk-based capital | $17,190,000 | 3,114 |
| Tier 2 risk-based capital | $1,713,000 | 2,451 |
| Total risk weighted assets | $136,999,000 | 2,787 |
| Total unused commitments | $25,989,000 | 2,522 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 67 | 2,592 |
| Assets and Liabilities | ||
| Total Assets: | $230,625,000 | 2,469 |
| Cash and due from depository institutions | $4,663,000 | 2,592 |
| Interest-bearing balances | $168,000 | 4,711 |
| Securities | $103,350,000 | 1,259 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $110,693,000 | 3,166 |
| Loan loss allowance | $1,684,000 | 2,663 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,921,000 | 2,557 |
| Other real estate owned | $0 | 2,592 |
| Goodwill and other intangibles | $2,067,000 | 1,171 |
| All other assets | $5,931,000 | 2,284 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $230,625,000 | 2,469 |
| Total liabilities | $212,713,000 | 2,414 |
| Total deposits | $146,178,000 | 3,044 |
| Interest-bearing deposits | $115,437,000 | 3,233 |
| Deposits held in domestic offices | $146,178,000 | 3,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,771,000 | 2,482 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $63,729,000 | 751 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,035,000 | 2,874 |
| Total equity capital | $17,912,000 | 3,009 |
| Total bank equity capital | $17,912,000 | 3,009 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $440,000 | 4,550 |
| Surplus | $14,560,000 | 1,446 |
| Undivided profits | $2,912,000 | 5,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 4,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,300,000 | 2,242 |
| Earning assets | $214,211,000 | 2,439 |
| Long-term assets (5+ years) | $126,192,000 | 865 |
| Average Assets, year-to-date | $223,397,000 | 2,490 |
| Average Assets, quarterly | $225,543,000 | 2,489 |
| Volatile liabilities | $51,596,000 | 1,997 |
| Insider loans | $4,034,000 | 1,432 |
| FHLB advances | $62,976,000 | 680 |
| Loans and leases held for sale | $2,707,000 | 530 |
| Unused loan commitments | $23,577,000 | 2,685 |
| Tier 1 (core) risk-based capital | $16,728,000 | 3,128 |
| Tier 2 risk-based capital | $1,672,000 | 2,487 |
| Total risk weighted assets | $133,768,000 | 2,808 |
| Total unused commitments | $23,577,000 | 2,688 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 64 | 2,679 |
| Assets and Liabilities | ||
| Total Assets: | $220,461,000 | 2,538 |
| Cash and due from depository institutions | $4,808,000 | 2,679 |
| Interest-bearing balances | $524,000 | 3,712 |
| Securities | $105,064,000 | 1,257 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $99,595,000 | 3,368 |
| Loan loss allowance | $1,585,000 | 2,780 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,639,000 | 2,687 |
| Other real estate owned | $0 | 2,679 |
| Goodwill and other intangibles | $2,081,000 | 1,156 |
| All other assets | $5,274,000 | 2,387 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $220,461,000 | 2,538 |
| Total liabilities | $201,302,000 | 2,497 |
| Total deposits | $141,865,000 | 3,113 |
| Interest-bearing deposits | $117,337,000 | 3,177 |
| Deposits held in domestic offices | $141,865,000 | 3,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,092,000 | 1,831 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $54,342,000 | 788 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,003,000 | 1,967 |
| Total equity capital | $19,159,000 | 2,891 |
| Total bank equity capital | $19,159,000 | 2,891 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $440,000 | 4,562 |
| Surplus | $14,560,000 | 1,427 |
| Undivided profits | $4,159,000 | 5,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 4,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 1,086 |
| Income earned, not collected on loans | $1,221,000 | 2,339 |
| Earning assets | $205,183,000 | 2,516 |
| Long-term assets (5+ years) | $98,272,000 | 1,069 |
| Average Assets, year-to-date | $219,783,000 | 2,523 |
| Average Assets, quarterly | $219,783,000 | 2,523 |
| Volatile liabilities | $50,686,000 | 1,955 |
| Insider loans | $3,269,000 | 1,741 |
| FHLB advances | $54,121,000 | 708 |
| Loans and leases held for sale | $2,460,000 | 629 |
| Unused loan commitments | $20,193,000 | 2,913 |
| Tier 1 (core) risk-based capital | $16,281,000 | 3,173 |
| Tier 2 risk-based capital | $1,515,000 | 2,664 |
| Total risk weighted assets | $121,146,000 | 2,999 |
| Total unused commitments | $20,193,000 | 2,920 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 62 | 2,777 |
| Assets and Liabilities | ||
| Total Assets: | $219,105,000 | 2,557 |
| Cash and due from depository institutions | $6,548,000 | 2,777 |
| Interest-bearing balances | $654,000 | 3,378 |
| Securities | $104,316,000 | 1,311 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $97,292,000 | 3,423 |
| Loan loss allowance | $1,484,000 | 2,926 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,511,000 | 2,763 |
| Other real estate owned | $0 | 2,777 |
| Goodwill and other intangibles | $2,098,000 | 1,156 |
| All other assets | $5,340,000 | 2,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,105,000 | 2,557 |
| Total liabilities | $200,929,000 | 2,501 |
| Total deposits | $134,405,000 | 3,246 |
| Interest-bearing deposits | $112,633,000 | 3,279 |
| Deposits held in domestic offices | $134,405,000 | 3,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,102,000 | 1,929 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $62,057,000 | 723 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,365,000 | 2,499 |
| Total equity capital | $18,176,000 | 2,956 |
| Total bank equity capital | $18,176,000 | 2,956 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $440,000 | 4,599 |
| Surplus | $11,604,000 | 1,691 |
| Undivided profits | $6,132,000 | 4,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $508,000 | 4,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 1,020 |
| Income earned, not collected on loans | $1,394,000 | 2,126 |
| Earning assets | $202,262,000 | 2,531 |
| Long-term assets (5+ years) | $107,906,000 | 1,014 |
| Average Assets, year-to-date | $203,287,800 | 2,652 |
| Average Assets, quarterly | $219,246,500 | 2,521 |
| Volatile liabilities | $51,612,000 | 1,912 |
| Insider loans | $1,049,000 | 3,917 |
| FHLB advances | $61,591,000 | 648 |
| Loans and leases held for sale | $1,286,000 | 792 |
| Unused loan commitments | $18,120,000 | 3,036 |
| Tier 1 (core) risk-based capital | $15,866,000 | 3,203 |
| Tier 2 risk-based capital | $1,484,000 | 2,697 |
| Total risk weighted assets | $119,725,000 | 3,043 |
| Total unused commitments | $18,120,000 | 3,038 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 63 | 2,758 |
| Assets and Liabilities | ||
| Total Assets: | $219,388,000 | 2,538 |
| Cash and due from depository institutions | $6,133,000 | 2,758 |
| Interest-bearing balances | $47,000 | 5,990 |
| Securities | $103,314,000 | 1,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $99,075,000 | 3,354 |
| Loan loss allowance | $1,374,000 | 3,099 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,469,000 | 2,773 |
| Other real estate owned | $63,000 | 2,758 |
| Goodwill and other intangibles | $2,116,000 | 1,134 |
| All other assets | $5,218,000 | 2,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,388,000 | 2,538 |
| Total liabilities | $201,888,000 | 2,500 |
| Total deposits | $134,177,000 | 3,256 |
| Interest-bearing deposits | $110,134,000 | 3,335 |
| Deposits held in domestic offices | $134,177,000 | 3,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $885,000 | 2,647 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $65,681,000 | 683 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,145,000 | 2,951 |
| Total equity capital | $17,500,000 | 3,045 |
| Total bank equity capital | $17,500,000 | 3,045 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $440,000 | 4,634 |
| Surplus | $11,604,000 | 1,675 |
| Undivided profits | $5,456,000 | 4,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $604,000 | 3,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,279,000 | 2,459 |
| Earning assets | $202,436,000 | 2,537 |
| Long-term assets (5+ years) | $106,726,000 | 1,019 |
| Average Assets, year-to-date | $199,333,500 | 2,721 |
| Average Assets, quarterly | $209,711,500 | 2,638 |
| Volatile liabilities | $43,753,000 | 2,153 |
| Insider loans | $2,045,000 | 2,548 |
| FHLB advances | $65,386,000 | 610 |
| Loans and leases held for sale | $3,288,000 | 683 |
| Unused loan commitments | $20,210,000 | 2,815 |
| Tier 1 (core) risk-based capital | $15,464,000 | 3,271 |
| Tier 2 risk-based capital | $1,374,000 | 2,853 |
| Total risk weighted assets | $124,053,000 | 2,926 |
| Total unused commitments | $20,210,000 | 2,817 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 65 | 2,670 |
| Assets and Liabilities | ||
| Total Assets: | $200,035,000 | 2,752 |
| Cash and due from depository institutions | $5,936,000 | 2,670 |
| Interest-bearing balances | $496,000 | 3,924 |
| Securities | $89,841,000 | 1,421 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $93,702,000 | 3,487 |
| Loan loss allowance | $1,524,000 | 2,821 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,428,000 | 2,744 |
| Other real estate owned | $0 | 2,670 |
| Goodwill and other intangibles | $2,134,000 | 1,107 |
| All other assets | $4,994,000 | 2,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,035,000 | 2,752 |
| Total liabilities | $181,772,000 | 2,713 |
| Total deposits | $133,331,000 | 3,257 |
| Interest-bearing deposits | $110,362,000 | 3,312 |
| Deposits held in domestic offices | $133,331,000 | 3,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,256,000 | 2,367 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $45,170,000 | 896 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,015,000 | 2,002 |
| Total equity capital | $18,263,000 | 2,947 |
| Total bank equity capital | $18,263,000 | 2,947 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $440,000 | 4,644 |
| Surplus | $11,604,000 | 1,636 |
| Undivided profits | $6,219,000 | 4,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $591,000 | 4,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 1,093 |
| Income earned, not collected on loans | $1,101,000 | 2,764 |
| Earning assets | $184,039,000 | 2,724 |
| Long-term assets (5+ years) | $61,149,000 | 1,564 |
| Average Assets, year-to-date | $192,648,670 | 2,777 |
| Average Assets, quarterly | $193,705,000 | 2,788 |
| Volatile liabilities | $23,788,000 | 3,384 |
| Insider loans | $1,892,000 | 2,683 |
| FHLB advances | $44,365,000 | 820 |
| Loans and leases held for sale | $5,174,000 | 681 |
| Unused loan commitments | $17,614,000 | 3,063 |
| Tier 1 (core) risk-based capital | $15,102,000 | 3,299 |
| Tier 2 risk-based capital | $1,416,000 | 2,728 |
| Total risk weighted assets | $113,181,000 | 3,108 |
| Total unused commitments | $17,614,000 | 3,073 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 65 | 2,655 |
| Assets and Liabilities | ||
| Total Assets: | $187,375,000 | 2,858 |
| Cash and due from depository institutions | $7,363,000 | 2,655 |
| Interest-bearing balances | $1,629,000 | 2,708 |
| Securities | $81,641,000 | 1,528 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $87,787,000 | 3,613 |
| Loan loss allowance | $1,369,000 | 3,023 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,288,000 | 2,813 |
| Other real estate owned | $0 | 2,655 |
| Goodwill and other intangibles | $2,152,000 | 1,101 |
| All other assets | $5,144,000 | 2,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,375,000 | 2,858 |
| Total liabilities | $170,104,000 | 2,835 |
| Total deposits | $131,818,000 | 3,250 |
| Interest-bearing deposits | $109,754,000 | 3,311 |
| Deposits held in domestic offices | $131,818,000 | 3,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,234,000 | 2,238 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $35,405,000 | 1,030 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,647,000 | 2,377 |
| Total equity capital | $17,271,000 | 3,042 |
| Total bank equity capital | $17,271,000 | 3,042 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $440,000 | 4,658 |
| Surplus | $11,604,000 | 1,607 |
| Undivided profits | $5,227,000 | 4,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $555,000 | 4,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 1,039 |
| Income earned, not collected on loans | $1,052,000 | 2,903 |
| Earning assets | $171,057,000 | 2,862 |
| Long-term assets (5+ years) | $51,822,000 | 1,708 |
| Average Assets, year-to-date | $188,955,500 | 2,802 |
| Average Assets, quarterly | $188,955,500 | 2,802 |
| Volatile liabilities | $22,518,000 | 3,474 |
| Insider loans | $1,482,000 | 3,117 |
| FHLB advances | $35,275,000 | 940 |
| Loans and leases held for sale | $6,363,000 | 532 |
| Unused loan commitments | $14,798,000 | 3,318 |
| Tier 1 (core) risk-based capital | $13,558,000 | 3,586 |
| Tier 2 risk-based capital | $1,369,000 | 2,758 |
| Total risk weighted assets | $115,004,000 | 3,033 |
| Total unused commitments | $14,798,000 | 3,327 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 61 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $190,536,000 | 2,781 |
| Cash and due from depository institutions | $6,597,000 | 2,783 |
| Interest-bearing balances | $13,000 | 6,537 |
| Securities | $75,255,000 | 1,633 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $97,938,000 | 3,292 |
| Loan loss allowance | $1,213,000 | 3,242 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,174,000 | 2,879 |
| Other real estate owned | $0 | 2,783 |
| Goodwill and other intangibles | $2,173,000 | 1,073 |
| All other assets | $5,399,000 | 2,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,536,000 | 2,781 |
| Total liabilities | $173,498,000 | 2,737 |
| Total deposits | $126,418,000 | 3,331 |
| Interest-bearing deposits | $105,378,000 | 3,390 |
| Deposits held in domestic offices | $126,418,000 | 3,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,059,000 | 1,324 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $39,380,000 | 957 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,641,000 | 2,367 |
| Total equity capital | $17,038,000 | 3,034 |
| Total bank equity capital | $17,038,000 | 3,034 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $440,000 | 4,664 |
| Surplus | $11,604,000 | 1,571 |
| Undivided profits | $4,994,000 | 4,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $851,000 | 3,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 992 |
| Income earned, not collected on loans | $1,153,000 | 2,794 |
| Earning assets | $173,206,000 | 2,782 |
| Long-term assets (5+ years) | $56,177,000 | 1,582 |
| Average Assets, year-to-date | $176,055,600 | 2,838 |
| Average Assets, quarterly | $186,446,000 | 2,800 |
| Volatile liabilities | $28,489,000 | 2,913 |
| Insider loans | $2,260,000 | 2,291 |
| FHLB advances | $38,380,000 | 875 |
| Loans and leases held for sale | $11,529,000 | 413 |
| Unused loan commitments | $12,761,000 | 3,530 |
| Tier 1 (core) risk-based capital | $13,647,000 | 3,498 |
| Tier 2 risk-based capital | $1,213,000 | 3,016 |
| Total risk weighted assets | $119,403,000 | 2,895 |
| Total unused commitments | $12,761,000 | 3,534 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 67 | 2,555 |
| Assets and Liabilities | ||
| Total Assets: | $165,377,000 | 3,009 |
| Cash and due from depository institutions | $6,627,000 | 2,555 |
| Interest-bearing balances | $603,000 | 3,482 |
| Securities | $47,460,000 | 2,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $103,062,000 | 3,064 |
| Loan loss allowance | $1,192,000 | 3,134 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,772,000 | 2,411 |
| Other real estate owned | $0 | 2,555 |
| Goodwill and other intangibles | $1,437,000 | 1,251 |
| All other assets | $3,019,000 | 3,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,377,000 | 3,009 |
| Total liabilities | $152,243,000 | 2,955 |
| Total deposits | $124,072,000 | 3,245 |
| Interest-bearing deposits | $107,039,000 | 3,210 |
| Deposits held in domestic offices | $124,072,000 | 3,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,786,000 | 1,030 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,171,000 | 1,599 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,214,000 | 2,990 |
| Total equity capital | $13,134,000 | 3,609 |
| Total bank equity capital | $13,134,000 | 3,609 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $440,000 | 4,768 |
| Surplus | $10,560,000 | 1,618 |
| Undivided profits | $2,134,000 | 6,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $575,000 | 3,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 1,038 |
| Income earned, not collected on loans | $1,242,000 | 2,791 |
| Earning assets | $151,125,000 | 3,007 |
| Long-term assets (5+ years) | $74,198,000 | 1,254 |
| Average Assets, year-to-date | $130,409,400 | 3,516 |
| Average Assets, quarterly | $165,618,500 | 2,971 |
| Volatile liabilities | $28,237,000 | 2,844 |
| Insider loans | $1,265,000 | 3,355 |
| FHLB advances | $15,982,000 | 1,495 |
| Loans and leases held for sale | $4,380,000 | 634 |
| Unused loan commitments | $9,765,000 | 3,991 |
| Tier 1 (core) risk-based capital | $11,625,000 | 3,839 |
| Tier 2 risk-based capital | $1,192,000 | 2,916 |
| Total risk weighted assets | $116,013,000 | 2,850 |
| Total unused commitments | $9,765,000 | 3,999 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 35 | 4,548 |
| Assets and Liabilities | ||
| Total Assets: | $87,874,000 | 4,888 |
| Cash and due from depository institutions | $5,492,000 | 4,548 |
| Interest-bearing balances | $3,585,000 | 1,124 |
| Securities | $16,555,000 | 5,252 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $62,645,000 | 4,446 |
| Loan loss allowance | $695,000 | 4,613 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,141,000 | 3,804 |
| Other real estate owned | $0 | 4,548 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,041,000 | 6,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,874,000 | 4,888 |
| Total liabilities | $80,225,000 | 4,819 |
| Total deposits | $76,508,000 | 4,719 |
| Interest-bearing deposits | $62,302,000 | 4,897 |
| Deposits held in domestic offices | $76,508,000 | 4,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,220,000 | 2,628 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,767,000 | 4,141 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $730,000 | 4,549 |
| Total equity capital | $7,649,000 | 5,448 |
| Total bank equity capital | $7,649,000 | 5,448 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $440,000 | 4,919 |
| Surplus | $6,560,000 | 2,411 |
| Undivided profits | $649,000 | 8,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $402,000 | 4,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $93,000 | 835 |
| Income earned, not collected on loans | $477,000 | 5,274 |
| Earning assets | $82,785,000 | 4,784 |
| Long-term assets (5+ years) | $26,597,000 | 2,632 |
| Average Assets, year-to-date | $85,367,600 | 4,823 |
| Average Assets, quarterly | $87,328,000 | 4,866 |
| Volatile liabilities | $13,405,000 | 4,794 |
| Insider loans | $1,865,000 | 2,475 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $530,000 | 912 |
| Unused loan commitments | $16,174,000 | 2,732 |
| Tier 1 (core) risk-based capital | $7,598,000 | 5,371 |
| Tier 2 risk-based capital | $695,000 | 4,348 |
| Total risk weighted assets | $64,991,900 | 4,427 |
| Total unused commitments | $16,174,000 | 2,735 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 41 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $82,709,000 | 5,105 |
| Cash and due from depository institutions | $3,480,000 | 4,097 |
| Interest-bearing balances | $111,000 | 4,519 |
| Securities | $17,043,000 | 5,373 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $58,924,000 | 4,578 |
| Loan loss allowance | $577,000 | 5,175 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,138,000 | 3,804 |
| Other real estate owned | $13,000 | 4,097 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,111,000 | 5,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,709,000 | 5,105 |
| Total liabilities | $75,636,000 | 5,047 |
| Total deposits | $65,133,000 | 5,294 |
| Interest-bearing deposits | $52,898,000 | 5,468 |
| Deposits held in domestic offices | $65,133,000 | 5,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,495,000 | 2,305 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,355,000 | 2,396 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $653,000 | 4,493 |
| Total equity capital | $7,073,000 | 5,604 |
| Total bank equity capital | $7,073,000 | 5,604 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $440,000 | 5,070 |
| Surplus | $5,560,000 | 2,719 |
| Undivided profits | $1,073,000 | 7,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $422,000 | 5,207 |
| Earning assets | $76,078,000 | 5,078 |
| Long-term assets (5+ years) | $19,070,000 | 3,409 |
| Average Assets, year-to-date | $77,090,600 | 5,214 |
| Average Assets, quarterly | $80,806,500 | 5,150 |
| Volatile liabilities | $16,766,000 | 3,914 |
| Insider loans | $2,357,000 | 1,938 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,349,000 | 613 |
| Unused loan commitments | $7,880,000 | 4,336 |
| Tier 1 (core) risk-based capital | $7,376,000 | 5,450 |
| Tier 2 risk-based capital | $577,000 | 4,830 |
| Total risk weighted assets | $60,765,000 | 4,579 |
| Total unused commitments | $7,880,000 | 4,340 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $69,924,000 | 5,724 |
| Cash and due from depository institutions | $4,870,000 | 4,067 |
| Interest-bearing balances | $783,000 | 3,099 |
| Securities | $10,751,000 | 6,872 |
| Federal funds sold & reverse repurchase agreements | $2,693,000 | 5,118 |
| Net loans & leases | $48,860,000 | 5,013 |
| Loan loss allowance | $520,000 | 5,463 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,835,000 | 4,183 |
| Other real estate owned | $0 | 4,067 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $915,000 | 6,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,924,000 | 5,724 |
| Total liabilities | $63,296,000 | 5,657 |
| Total deposits | $57,846,000 | 5,774 |
| Interest-bearing deposits | $47,298,000 | 5,920 |
| Deposits held in domestic offices | $57,846,000 | 5,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,363,000 | 1,875 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,330,000 | 3,112 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $757,000 | 4,359 |
| Total equity capital | $6,628,000 | 5,982 |
| Total bank equity capital | $6,628,000 | 5,982 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $440,000 | 5,124 |
| Surplus | $4,560,000 | 3,099 |
| Undivided profits | $1,628,000 | 7,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $717,000 | 3,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $364,000 | 5,865 |
| Earning assets | $63,087,000 | 5,780 |
| Long-term assets (5+ years) | $5,395,000 | 6,068 |
| Average Assets, year-to-date | $69,225,000 | 5,534 |
| Average Assets, quarterly | $69,793,500 | 5,647 |
| Volatile liabilities | $10,871,000 | 4,753 |
| Insider loans | $1,382,000 | 2,822 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,386,000 | 754 |
| Unused loan commitments | $7,804,000 | 4,223 |
| Tier 1 (core) risk-based capital | $6,611,000 | 5,838 |
| Tier 2 risk-based capital | $520,000 | 5,068 |
| Total risk weighted assets | $50,135,900 | 5,067 |
| Total unused commitments | $7,804,000 | 4,228 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 45 | 3,937 |
| Assets and Liabilities | ||
| Total Assets: | $68,109,000 | 5,838 |
| Cash and due from depository institutions | $3,857,000 | 3,937 |
| Interest-bearing balances | $640,000 | 2,905 |
| Securities | $11,885,000 | 6,841 |
| Federal funds sold & reverse repurchase agreements | $3,860,000 | 3,322 |
| Net loans & leases | $45,868,000 | 5,300 |
| Loan loss allowance | $483,000 | 5,842 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,701,000 | 4,325 |
| Other real estate owned | $0 | 3,937 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $938,000 | 6,303 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,109,000 | 5,838 |
| Total liabilities | $62,200,000 | 5,753 |
| Total deposits | $56,321,000 | 5,934 |
| Interest-bearing deposits | $46,217,000 | 6,063 |
| Deposits held in domestic offices | $56,321,000 | 5,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,417,000 | 2,005 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,603,000 | 2,603 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $859,000 | 4,024 |
| Total equity capital | $5,909,000 | 6,456 |
| Total bank equity capital | $5,909,000 | 6,456 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $440,000 | 5,332 |
| Surplus | $4,560,000 | 3,030 |
| Undivided profits | $909,000 | 8,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 5,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $325,000 | 6,507 |
| Earning assets | $62,253,000 | 5,845 |
| Long-term assets (5+ years) | $7,319,000 | 5,105 |
| Average Assets, year-to-date | $66,026,800 | 5,775 |
| Average Assets, quarterly | $69,001,500 | 5,734 |
| Volatile liabilities | $11,756,000 | 4,471 |
| Insider loans | $1,456,000 | 2,690 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,302,000 | 734 |
| Unused loan commitments | $7,556,000 | 4,128 |
| Tier 1 (core) risk-based capital | $5,903,000 | 6,336 |
| Tier 2 risk-based capital | $483,000 | 5,296 |
| Total risk weighted assets | $46,811,900 | 5,298 |
| Total unused commitments | $7,556,000 | 4,130 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $62,475,000 | 6,352 |
| Cash and due from depository institutions | $3,759,000 | 4,777 |
| Interest-bearing balances | $523,000 | 3,008 |
| Securities | $12,827,000 | 7,043 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 7,337 |
| Net loans & leases | $42,721,000 | 5,614 |
| Loan loss allowance | $431,000 | 6,508 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,732,000 | 4,208 |
| Other real estate owned | $96,000 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $790,000 | 7,176 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,475,000 | 6,352 |
| Total liabilities | $57,243,000 | 6,267 |
| Total deposits | $49,933,000 | 6,595 |
| Interest-bearing deposits | $40,239,000 | 6,856 |
| Deposits held in domestic offices | $49,933,000 | 6,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,528,000 | 2,078 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,927,000 | 2,084 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $855,000 | 3,970 |
| Total equity capital | $5,232,000 | 7,046 |
| Total bank equity capital | $5,232,000 | 7,046 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $440,000 | 5,658 |
| Surplus | $4,060,000 | 3,375 |
| Undivided profits | $732,000 | 9,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 7,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $297,000 | 6,946 |
| Earning assets | $56,621,000 | 6,401 |
| Long-term assets (5+ years) | $6,042,000 | 5,427 |
| Average Assets, year-to-date | $58,503,400 | 6,469 |
| Average Assets, quarterly | $62,380,500 | 6,294 |
| Volatile liabilities | $11,769,000 | 4,347 |
| Insider loans | $1,593,000 | 2,576 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,296,000 | 492 |
| Unused loan commitments | $4,523,000 | 5,355 |
| Tier 1 (core) risk-based capital | $5,221,000 | 6,956 |
| Tier 2 risk-based capital | $431,000 | 5,836 |
| Total risk weighted assets | $42,636,900 | 5,708 |
| Total unused commitments | $4,523,000 | 5,364 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $53,611,000 | 7,142 |
| Cash and due from depository institutions | $2,758,000 | 5,163 |
| Interest-bearing balances | $38,000 | 5,888 |
| Securities | $14,107,000 | 6,950 |
| Federal funds sold & reverse repurchase agreements | $535,000 | 8,232 |
| Net loans & leases | $33,708,000 | 6,518 |
| Loan loss allowance | $454,000 | 6,449 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,706,000 | 4,235 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $797,000 | 7,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,611,000 | 7,142 |
| Total liabilities | $48,904,000 | 7,077 |
| Total deposits | $44,312,000 | 7,274 |
| Interest-bearing deposits | $35,697,000 | 7,543 |
| Deposits held in domestic offices | $44,312,000 | 7,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,181,000 | 2,585 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,651,000 | 2,164 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $760,000 | 4,564 |
| Total equity capital | $4,707,000 | 7,606 |
| Total bank equity capital | $4,707,000 | 7,606 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $440,000 | 5,962 |
| Surplus | $3,310,000 | 3,942 |
| Undivided profits | $957,000 | 9,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $530,000 | 4,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $252,000 | 7,880 |
| Earning assets | $48,388,000 | 7,189 |
| Long-term assets (5+ years) | $5,773,000 | 5,446 |
| Average Assets, year-to-date | $51,913,400 | 7,069 |
| Average Assets, quarterly | $53,406,500 | 7,090 |
| Volatile liabilities | $9,349,000 | 4,763 |
| Insider loans | $841,000 | 4,165 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,051,000 | 807 |
| Unused loan commitments | $5,595,000 | 4,679 |
| Tier 1 (core) risk-based capital | $4,627,000 | 7,575 |
| Tier 2 risk-based capital | $442,650 | 5,780 |
| Total risk weighted assets | $35,400,850 | 6,509 |
| Total unused commitments | $5,595,000 | 4,693 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 31 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $49,647,000 | 7,539 |
| Cash and due from depository institutions | $3,157,000 | 6,009 |
| Interest-bearing balances | $116,000 | 4,958 |
| Securities | $14,937,000 | 7,140 |
| Federal funds sold & reverse repurchase agreements | $470,000 | 6,927 |
| Net loans & leases | $29,090,000 | 7,167 |
| Loan loss allowance | $600,000 | 5,400 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,316,000 | 5,099 |
| Other real estate owned | $0 | 6,009 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $677,000 | 8,400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,647,000 | 7,539 |
| Total liabilities | $45,684,000 | 7,446 |
| Total deposits | $43,691,000 | 7,435 |
| Interest-bearing deposits | $35,554,000 | 7,642 |
| Deposits held in domestic offices | $43,691,000 | 7,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,389,000 | 2,878 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $604,000 | 4,551 |
| Total equity capital | $3,963,000 | 8,229 |
| Total bank equity capital | $3,963,000 | 8,229 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $440,000 | 6,312 |
| Surplus | $3,060,000 | 4,055 |
| Undivided profits | $463,000 | 10,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $596,000 | 3,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $189,000 | 8,718 |
| Earning assets | $44,613,000 | 7,594 |
| Long-term assets (5+ years) | $6,441,000 | 5,330 |
| Average Assets, year-to-date | $46,664,200 | 7,696 |
| Average Assets, quarterly | $49,092,500 | 7,561 |
| Volatile liabilities | $8,048,000 | 5,067 |
| Insider loans | $1,063,000 | 3,532 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $335,000 | 930 |
| Unused loan commitments | $3,956,000 | 5,572 |
| Tier 1 (core) risk-based capital | $4,134,000 | 8,120 |
| Tier 2 risk-based capital | $402,830 | 6,194 |
| Total risk weighted assets | $32,028,930 | 6,934 |
| Total unused commitments | $3,956,000 | 5,578 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 31 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $43,065,000 | 8,449 |
| Cash and due from depository institutions | $2,508,000 | 6,250 |
| Interest-bearing balances | $504,000 | 4,272 |
| Securities | $13,976,000 | 7,717 |
| Federal funds sold & reverse repurchase agreements | $355,000 | 9,520 |
| Net loans & leases | $24,414,000 | 7,930 |
| Loan loss allowance | $611,000 | 5,508 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,121,000 | 5,711 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $691,000 | 7,851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,065,000 | 8,449 |
| Total liabilities | $39,279,000 | 8,414 |
| Total deposits | $37,566,000 | 8,469 |
| Interest-bearing deposits | $30,100,000 | 8,789 |
| Deposits held in domestic offices | $37,566,000 | 8,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,077,000 | 2,633 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $636,000 | 4,455 |
| Total equity capital | $3,786,000 | 8,661 |
| Total bank equity capital | $3,786,000 | 8,661 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $440,000 | 6,615 |
| Surplus | $2,560,000 | 4,615 |
| Undivided profits | $786,000 | 10,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 7,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $180,000 | 8,652 |
| Earning assets | $39,249,000 | 8,463 |
| Long-term assets (5+ years) | $11,495,000 | 3,993 |
| Average Assets, year-to-date | $42,157,800 | 8,408 |
| Average Assets, quarterly | $43,058,000 | 8,409 |
| Volatile liabilities | $9,190,000 | 4,344 |
| Insider loans | $634,000 | 5,006 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,555,000 | 5,870 |
| Tier 1 (core) risk-based capital | $3,786,000 | 8,577 |
| Tier 2 risk-based capital | $347,410 | 6,903 |
| Total risk weighted assets | $27,529,510 | 7,691 |
| Total unused commitments | $3,555,000 | 5,891 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $41,974,000 | 8,737 |
| Cash and due from depository institutions | $2,582,000 | 6,105 |
| Interest-bearing balances | $311,000 | 5,516 |
| Securities | $16,298,000 | 6,983 |
| Federal funds sold & reverse repurchase agreements | $555,000 | 9,942 |
| Net loans & leases | $21,603,000 | 8,558 |
| Loan loss allowance | $633,000 | 5,431 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $247,000 | 11,089 |
| Other real estate owned | $0 | 6,105 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $689,000 | 8,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,974,000 | 8,737 |
| Total liabilities | $38,714,000 | 8,668 |
| Total deposits | $38,101,000 | 8,588 |
| Interest-bearing deposits | $30,797,000 | 8,899 |
| Deposits held in domestic offices | $38,101,000 | 8,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $613,000 | 4,955 |
| Total equity capital | $3,260,000 | 9,310 |
| Total bank equity capital | $3,260,000 | 9,310 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $440,000 | 6,951 |
| Surplus | $1,800,000 | 5,876 |
| Undivided profits | $1,020,000 | 9,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 7,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $187,000 | 8,991 |
| Earning assets | $38,767,000 | 8,672 |
| Long-term assets (5+ years) | $16,279,000 | 3,041 |
| Average Assets, year-to-date | $41,680,600 | 8,621 |
| Average Assets, quarterly | $42,150,000 | 8,659 |
| Volatile liabilities | $8,641,000 | 4,580 |
| Insider loans | $643,000 | 1,391 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,544,000 | 4,885 |
| Tier 1 (core) risk-based capital | $3,260,000 | 9,240 |
| Tier 2 risk-based capital | $299,150 | 7,626 |
| Total risk weighted assets | $23,598,150 | 8,538 |
| Total unused commitments | $4,544,000 | 4,915 |
| Derivatives | $0 | 651 |